Home > Farmers and Merchants Bank > Income and Expense
Farmers and Merchants Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $9,882,000 | 1,269 |
| Total interest expense | $4,276,000 | 1,109 |
| Net interest income | $5,606,000 | 1,415 |
| Provision for loan and lease losses | $30,000 | 2,142 |
| Total noninterest income | $409,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $49,000 | 2,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 1,812 |
| Total noninterest expense | $4,506,000 | 1,380 |
| Salaries and employee benefits | $2,589,000 | 1,367 |
| Premises and equipment expense | $457,000 | 1,362 |
| Additional noninterest expense | $360,000 | 1,812 |
| Pre-tax net operating income | $1,479,000 | 1,775 |
| Securities gains (losses) | $103,000 | 148 |
| Applicable income taxes | $347,000 | 1,251 |
| Income before extraordinary items | $1,235,000 | 1,787 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,235,000 | 1,807 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,235,000 | 1,787 |
| Net charge-offs | $-4,000 | 3,828 |
| Cash dividends | $630,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,153,630 | 1,878 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $38,356,000 | 1,293 |
| Total interest expense | $17,011,000 | 1,162 |
| Net interest income | $21,345,000 | 1,401 |
| Provision for loan and lease losses | $150,000 | 2,244 |
| Total noninterest income | $1,773,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $322,000 | 2,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,451,000 | 1,883 |
| Total noninterest expense | $16,843,000 | 1,433 |
| Salaries and employee benefits | $10,041,000 | 1,380 |
| Premises and equipment expense | $1,597,000 | 1,491 |
| Additional noninterest expense | $1,451,000 | 1,883 |
| Pre-tax net operating income | $6,125,000 | 1,625 |
| Securities gains (losses) | $-19,000 | 3,691 |
| Applicable income taxes | $1,355,000 | 1,183 |
| Income before extraordinary items | $4,751,000 | 1,749 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,751,000 | 1,768 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,751,000 | 1,749 |
| Net charge-offs | $139,000 | 1,564 |
| Cash dividends | $3,598,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,766,010 | 1,754 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $28,086,000 | 1,307 |
| Total interest expense | $12,306,000 | 1,186 |
| Net interest income | $15,780,000 | 1,398 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $1,350,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $258,000 | 2,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,092,000 | 1,871 |
| Total noninterest expense | $12,291,000 | 1,439 |
| Salaries and employee benefits | $7,445,000 | 1,377 |
| Premises and equipment expense | $1,188,000 | 1,480 |
| Additional noninterest expense | $1,092,000 | 1,871 |
| Pre-tax net operating income | $4,839,000 | 1,555 |
| Securities gains (losses) | $-18,000 | 3,919 |
| Applicable income taxes | $1,088,000 | 1,157 |
| Income before extraordinary items | $3,733,000 | 1,678 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,733,000 | 1,697 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,733,000 | 1,680 |
| Net charge-offs | $138,000 | 1,222 |
| Cash dividends | $2,262,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $3,747,220 | 1,686 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $18,243,000 | 1,315 |
| Total interest expense | $7,672,000 | 1,218 |
| Net interest income | $10,571,000 | 1,385 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $912,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $171,000 | 2,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $741,000 | 1,834 |
| Total noninterest expense | $8,249,000 | 1,434 |
| Salaries and employee benefits | $5,018,000 | 1,367 |
| Premises and equipment expense | $775,000 | 1,504 |
| Additional noninterest expense | $741,000 | 1,834 |
| Pre-tax net operating income | $3,234,000 | 1,538 |
| Securities gains (losses) | $-38,000 | 4,056 |
| Applicable income taxes | $715,000 | 1,148 |
| Income before extraordinary items | $2,481,000 | 1,661 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,481,000 | 1,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,481,000 | 1,663 |
| Net charge-offs | $144,000 | 925 |
| Cash dividends | $1,662,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,511,020 | 1,649 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 1,312 |
| Total interest expense | $3,756,000 | 1,214 |
| Net interest income | $5,307,000 | 1,379 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $507,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $79,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 1,661 |
| Total noninterest expense | $4,128,000 | 1,431 |
| Salaries and employee benefits | $2,582,000 | 1,338 |
| Premises and equipment expense | $359,000 | 1,598 |
| Additional noninterest expense | $428,000 | 1,661 |
| Pre-tax net operating income | $1,686,000 | 1,454 |
| Securities gains (losses) | $-4,000 | 3,958 |
| Applicable income taxes | $378,000 | 1,100 |
| Income before extraordinary items | $1,304,000 | 1,573 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,304,000 | 1,591 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,304,000 | 1,572 |
| Net charge-offs | $-5,000 | 3,909 |
| Cash dividends | $600,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,307,160 | 1,570 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,314,000 | 1,354 |
| Total interest expense | $9,314,000 | 1,364 |
| Net interest income | $22,000,000 | 1,330 |
| Provision for loan and lease losses | $-570,000 | 4,477 |
| Total noninterest income | $1,829,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $284,000 | 2,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,545,000 | 1,853 |
| Total noninterest expense | $15,368,000 | 1,494 |
| Salaries and employee benefits | $9,546,000 | 1,387 |
| Premises and equipment expense | $1,367,000 | 1,650 |
| Additional noninterest expense | $1,545,000 | 1,853 |
| Pre-tax net operating income | $9,031,000 | 1,258 |
| Securities gains (losses) | $6,000 | 839 |
| Applicable income taxes | $2,158,000 | 938 |
| Income before extraordinary items | $6,879,000 | 1,364 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,879,000 | 1,379 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,879,000 | 1,366 |
| Net charge-offs | $-399,000 | 4,519 |
| Cash dividends | $2,880,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,874,260 | 1,383 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $-594,000 | 4,623 |
| Total interest expense | $10,000 | 4,506 |
| Net interest income | $19,970,000 | 1,148 |
| Provision for loan and lease losses | $1,000 | 3,057 |
| Total noninterest income | $1,219 | 4,581 |
| Gross Fiduciary activities income | $8 | 946 |
| Service charges on deposit accounts | $292 | 4,431 |
| Trading account gains and fees | $291 | 119 |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,553 |
| Additional noninterest expense | $17,750 | 4,359 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $2,000 | 777 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $11,000 | 4,353 |
| Extraordinary gains, net | $1,895,000 | 47 |
| Net income | $5,302,000 | 1,396 |
| Minority interest net income | $2,256,000 | 19 |
| Net income of bank and minority interests. | $0 | 4,357 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $1,302,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $-5 | 4,558 |
| Net operating income | $1,000 | 4,377 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $-495,000 | 4,647 |
| Total interest expense | $10,000 | 4,534 |
| Net interest income | $19,970,000 | 822 |
| Provision for loan and lease losses | $1,000 | 2,913 |
| Total noninterest income | $1,079 | 4,614 |
| Gross Fiduciary activities income | $8 | 928 |
| Service charges on deposit accounts | $444 | 4,460 |
| Trading account gains and fees | $338 | 110 |
| Additional Noninterest Income | $168,000 | 3,319 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,583 |
| Additional noninterest expense | $18,856 | 4,321 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $2,000 | 835 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $11,000 | 4,403 |
| Extraordinary gains, net | $1,895,000 | 47 |
| Net income | $3,748,000 | 1,330 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $0 | 4,409 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $1,343,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $-12 | 4,598 |
| Net operating income | $1,000 | 4,420 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 1,382 |
| Total interest expense | $1,241,000 | 1,604 |
| Net interest income | $5,810,000 | 1,298 |
| Provision for loan and lease losses | $-270,000 | 4,599 |
| Total noninterest income | $375,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $65,000 | 2,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 1,970 |
| Total noninterest expense | $3,753,000 | 1,517 |
| Salaries and employee benefits | $2,470,000 | 1,373 |
| Premises and equipment expense | $331,000 | 1,722 |
| Additional noninterest expense | $310,000 | 1,970 |
| Pre-tax net operating income | $2,702,000 | 1,162 |
| Securities gains (losses) | $5,000 | 739 |
| Applicable income taxes | $688,000 | 854 |
| Income before extraordinary items | $2,019,000 | 1,270 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,019,000 | 1,270 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,019,000 | 1,270 |
| Net charge-offs | $-375,000 | 4,639 |
| Cash dividends | $330,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,015,050 | 1,293 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $26,248,000 | 1,270 |
| Total interest expense | $1,473,000 | 1,930 |
| Net interest income | $24,775,000 | 1,209 |
| Provision for loan and lease losses | $475,000 | 1,262 |
| Total noninterest income | $2,361,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $264,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,097,000 | 1,579 |
| Total noninterest expense | $16,308,000 | 1,383 |
| Salaries and employee benefits | $9,663,000 | 1,353 |
| Premises and equipment expense | $1,330,000 | 1,676 |
| Additional noninterest expense | $2,097,000 | 1,579 |
| Pre-tax net operating income | $10,353,000 | 1,251 |
| Securities gains (losses) | $-62,000 | 3,797 |
| Applicable income taxes | $2,640,000 | 902 |
| Income before extraordinary items | $7,651,000 | 1,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,651,000 | 1,351 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,651,000 | 1,351 |
| Net charge-offs | $-25,000 | 3,889 |
| Cash dividends | $2,290,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,699,980 | 1,366 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,328,000 | 1,242 |
| Total interest expense | $1,012,000 | 1,746 |
| Net interest income | $18,316,000 | 1,196 |
| Provision for loan and lease losses | $95,000 | 1,912 |
| Total noninterest income | $1,349,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $192,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,157,000 | 1,899 |
| Total noninterest expense | $12,116,000 | 1,389 |
| Salaries and employee benefits | $7,025,000 | 1,381 |
| Premises and equipment expense | $984,000 | 1,708 |
| Additional noninterest expense | $1,157,000 | 1,899 |
| Pre-tax net operating income | $7,454,000 | 1,270 |
| Securities gains (losses) | $-63,000 | 4,140 |
| Applicable income taxes | $1,883,000 | 925 |
| Income before extraordinary items | $5,508,000 | 1,385 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,508,000 | 1,384 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,508,000 | 1,385 |
| Net charge-offs | $-2,000 | 3,205 |
| Cash dividends | $1,655,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,557,770 | 1,404 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,738,000 | 1,209 |
| Total interest expense | $684,000 | 1,542 |
| Net interest income | $12,054,000 | 1,180 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,002,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $121,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $881,000 | 1,802 |
| Total noninterest expense | $8,025,000 | 1,387 |
| Salaries and employee benefits | $4,618,000 | 1,393 |
| Premises and equipment expense | $653,000 | 1,727 |
| Additional noninterest expense | $2,754,000 | 1,242 |
| Pre-tax net operating income | $5,031,000 | 1,204 |
| Securities gains (losses) | $-45,000 | 4,226 |
| Applicable income taxes | $1,275,000 | 868 |
| Income before extraordinary items | $3,711,000 | 1,291 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,711,000 | 1,291 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,711,000 | 1,291 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $1,655,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,746,550 | 1,307 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 1,172 |
| Total interest expense | $352,000 | 1,462 |
| Net interest income | $6,089,000 | 1,145 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $567,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $62,000 | 2,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 1,664 |
| Total noninterest expense | $4,107,000 | 1,362 |
| Salaries and employee benefits | $2,252,000 | 1,424 |
| Premises and equipment expense | $337,000 | 1,698 |
| Additional noninterest expense | $1,518,000 | 1,136 |
| Pre-tax net operating income | $2,549,000 | 1,137 |
| Securities gains (losses) | $-27,000 | 4,380 |
| Applicable income taxes | $645,000 | 843 |
| Income before extraordinary items | $1,877,000 | 1,249 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,877,000 | 1,249 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,877,000 | 1,249 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,898,330 | 1,254 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $25,657,000 | 1,205 |
| Total interest expense | $2,084,000 | 1,287 |
| Net interest income | $23,573,000 | 1,193 |
| Provision for loan and lease losses | $330,000 | 1,336 |
| Total noninterest income | $2,007,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $244,000 | 2,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,763,000 | 2,045 |
| Total noninterest expense | $15,330,000 | 1,421 |
| Salaries and employee benefits | $8,933,000 | 1,420 |
| Premises and equipment expense | $1,373,000 | 1,633 |
| Additional noninterest expense | $5,024,000 | 1,326 |
| Pre-tax net operating income | $9,920,000 | 1,289 |
| Securities gains (losses) | $-6,000 | 4,337 |
| Applicable income taxes | $2,578,000 | 938 |
| Income before extraordinary items | $7,336,000 | 1,445 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,336,000 | 1,445 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,336,000 | 1,445 |
| Net charge-offs | $-24,000 | 3,896 |
| Cash dividends | $1,118,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,340,740 | 1,420 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,283,000 | 1,224 |
| Total interest expense | $1,659,000 | 1,290 |
| Net interest income | $17,624,000 | 1,212 |
| Provision for loan and lease losses | $430,000 | 935 |
| Total noninterest income | $1,648,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $169,000 | 2,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,479,000 | 1,968 |
| Total noninterest expense | $11,425,000 | 1,441 |
| Salaries and employee benefits | $6,667,000 | 1,434 |
| Premises and equipment expense | $1,061,000 | 1,615 |
| Additional noninterest expense | $3,697,000 | 1,345 |
| Pre-tax net operating income | $7,417,000 | 1,331 |
| Securities gains (losses) | $-1,000 | 4,431 |
| Applicable income taxes | $1,871,000 | 1,006 |
| Income before extraordinary items | $5,545,000 | 1,504 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,545,000 | 1,504 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,545,000 | 1,504 |
| Net charge-offs | $-18,000 | 3,843 |
| Cash dividends | $1,118,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,545,790 | 1,473 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,635,000 | 1,236 |
| Total interest expense | $1,179,000 | 1,258 |
| Net interest income | $11,456,000 | 1,226 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $1,112,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $107,000 | 2,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,005,000 | 1,897 |
| Total noninterest expense | $7,595,000 | 1,436 |
| Salaries and employee benefits | $4,382,000 | 1,434 |
| Premises and equipment expense | $708,000 | 1,615 |
| Additional noninterest expense | $2,505,000 | 1,311 |
| Pre-tax net operating income | $4,873,000 | 1,339 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $1,227,000 | 1,010 |
| Income before extraordinary items | $3,647,000 | 1,495 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,647,000 | 1,495 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,647,000 | 1,495 |
| Net charge-offs | $-8,000 | 3,728 |
| Cash dividends | $940,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,646,210 | 1,462 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 1,239 |
| Total interest expense | $619,000 | 1,275 |
| Net interest income | $5,728,000 | 1,228 |
| Provision for loan and lease losses | $120,000 | 1,135 |
| Total noninterest income | $576,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 1,878 |
| Total noninterest expense | $3,731,000 | 1,450 |
| Salaries and employee benefits | $2,099,000 | 1,490 |
| Premises and equipment expense | $360,000 | 1,609 |
| Additional noninterest expense | $1,272,000 | 1,277 |
| Pre-tax net operating income | $2,453,000 | 1,323 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $622,000 | 991 |
| Income before extraordinary items | $1,831,000 | 1,484 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,831,000 | 1,484 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,831,000 | 1,484 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $160,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,831,000 | 1,446 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,760,000 | 1,449 |
| Total interest expense | $3,275,000 | 1,383 |
| Net interest income | $17,485,000 | 1,447 |
| Provision for loan and lease losses | $625,000 | 2,024 |
| Total noninterest income | $2,046,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $247,000 | 2,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,799,000 | 1,900 |
| Total noninterest expense | $16,625,000 | 1,293 |
| Salaries and employee benefits | $9,484,000 | 1,310 |
| Premises and equipment expense | $1,142,000 | 1,863 |
| Additional noninterest expense | $5,999,000 | 1,086 |
| Pre-tax net operating income | $2,281,000 | 2,787 |
| Securities gains (losses) | $10,000 | 2,309 |
| Applicable income taxes | $521,000 | 1,914 |
| Income before extraordinary items | $1,770,000 | 2,980 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,770,000 | 2,979 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,770,000 | 2,980 |
| Net charge-offs | $-78,000 | 4,695 |
| Cash dividends | $8,530,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,762,100 | 2,937 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,286,000 | 1,566 |
| Total interest expense | $2,551,000 | 1,407 |
| Net interest income | $11,735,000 | 1,579 |
| Provision for loan and lease losses | $475,000 | 2,018 |
| Total noninterest income | $1,373,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $177,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,196,000 | 1,979 |
| Total noninterest expense | $10,696,000 | 1,448 |
| Salaries and employee benefits | $6,365,000 | 1,416 |
| Premises and equipment expense | $786,000 | 1,963 |
| Additional noninterest expense | $3,545,000 | 1,321 |
| Pre-tax net operating income | $1,937,000 | 2,623 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $458,000 | 1,797 |
| Income before extraordinary items | $1,492,000 | 2,840 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,492,000 | 2,839 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,492,000 | 2,840 |
| Net charge-offs | $-73,000 | 4,752 |
| Cash dividends | $8,530,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,481,730 | 2,797 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 1,585 |
| Total interest expense | $1,829,000 | 1,412 |
| Net interest income | $7,635,000 | 1,610 |
| Provision for loan and lease losses | $475,000 | 1,651 |
| Total noninterest income | $888,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $122,000 | 2,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 1,950 |
| Total noninterest expense | $6,340,000 | 1,595 |
| Salaries and employee benefits | $3,458,000 | 1,677 |
| Premises and equipment expense | $523,000 | 1,967 |
| Additional noninterest expense | $2,359,000 | 1,310 |
| Pre-tax net operating income | $1,708,000 | 2,223 |
| Securities gains (losses) | $13,000 | 1,801 |
| Applicable income taxes | $381,000 | 1,568 |
| Income before extraordinary items | $1,340,000 | 2,401 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,340,000 | 2,400 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,340,000 | 2,401 |
| Net charge-offs | $-68,000 | 4,816 |
| Cash dividends | $530,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,329,730 | 2,376 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 1,583 |
| Total interest expense | $944,000 | 1,488 |
| Net interest income | $3,769,000 | 1,590 |
| Provision for loan and lease losses | $125,000 | 1,776 |
| Total noninterest income | $286,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $80,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 2,408 |
| Total noninterest expense | $3,222,000 | 1,586 |
| Salaries and employee benefits | $1,802,000 | 1,637 |
| Premises and equipment expense | $259,000 | 2,003 |
| Additional noninterest expense | $1,161,000 | 1,344 |
| Pre-tax net operating income | $708,000 | 2,334 |
| Securities gains (losses) | $8,000 | 1,366 |
| Applicable income taxes | $152,000 | 1,626 |
| Income before extraordinary items | $564,000 | 2,487 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $564,000 | 2,487 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $564,000 | 2,488 |
| Net charge-offs | $-22,000 | 4,683 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $557,680 | 2,472 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,694,000 | 1,607 |
| Total interest expense | $3,680,000 | 1,579 |
| Net interest income | $15,014,000 | 1,592 |
| Provision for loan and lease losses | $40,000 | 3,479 |
| Total noninterest income | $1,466,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $316,000 | 2,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,150,000 | 2,095 |
| Total noninterest expense | $11,810,000 | 1,672 |
| Salaries and employee benefits | $6,825,000 | 1,669 |
| Premises and equipment expense | $1,062,000 | 1,960 |
| Additional noninterest expense | $3,923,000 | 1,533 |
| Pre-tax net operating income | $4,630,000 | 1,856 |
| Securities gains (losses) | $16,000 | 1,722 |
| Applicable income taxes | $1,034,000 | 1,409 |
| Income before extraordinary items | $3,612,000 | 2,027 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,612,000 | 2,029 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,612,000 | 2,029 |
| Net charge-offs | $-44,000 | 4,752 |
| Cash dividends | $497,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,599,360 | 2,004 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,920,000 | 1,634 |
| Total interest expense | $2,703,000 | 1,605 |
| Net interest income | $11,217,000 | 1,622 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,083,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $235,000 | 2,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $848,000 | 2,106 |
| Total noninterest expense | $8,765,000 | 1,695 |
| Salaries and employee benefits | $5,002,000 | 1,711 |
| Premises and equipment expense | $813,000 | 1,938 |
| Additional noninterest expense | $2,950,000 | 1,520 |
| Pre-tax net operating income | $3,535,000 | 1,886 |
| Securities gains (losses) | $19,000 | 1,451 |
| Applicable income taxes | $781,000 | 1,440 |
| Income before extraordinary items | $2,773,000 | 2,050 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,773,000 | 2,049 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,773,000 | 2,051 |
| Net charge-offs | $-37,000 | 4,751 |
| Cash dividends | $497,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,757,990 | 2,027 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 1,642 |
| Total interest expense | $1,746,000 | 1,614 |
| Net interest income | $7,456,000 | 1,627 |
| Provision for loan and lease losses | $13,000 | 3,421 |
| Total noninterest income | $696,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $152,000 | 2,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,108 |
| Total noninterest expense | $5,892,000 | 1,696 |
| Salaries and employee benefits | $3,332,000 | 1,722 |
| Premises and equipment expense | $551,000 | 1,929 |
| Additional noninterest expense | $2,009,000 | 1,507 |
| Pre-tax net operating income | $2,247,000 | 1,940 |
| Securities gains (losses) | $15,000 | 1,113 |
| Applicable income taxes | $474,000 | 1,489 |
| Income before extraordinary items | $1,788,000 | 2,081 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,788,000 | 2,079 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,788,000 | 2,081 |
| Net charge-offs | $-29,000 | 4,771 |
| Cash dividends | $497,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,776,150 | 2,066 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 1,662 |
| Total interest expense | $821,000 | 1,638 |
| Net interest income | $3,724,000 | 1,639 |
| Provision for loan and lease losses | $13,000 | 3,012 |
| Total noninterest income | $382,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $75,000 | 2,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 1,947 |
| Total noninterest expense | $3,019,000 | 1,651 |
| Salaries and employee benefits | $1,709,000 | 1,690 |
| Premises and equipment expense | $286,000 | 1,893 |
| Additional noninterest expense | $1,024,000 | 1,492 |
| Pre-tax net operating income | $1,074,000 | 1,965 |
| Securities gains (losses) | $8,000 | 759 |
| Applicable income taxes | $253,000 | 1,403 |
| Income before extraordinary items | $829,000 | 2,146 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $829,000 | 2,145 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $829,000 | 2,145 |
| Net charge-offs | $-7,000 | 4,527 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $822,680 | 2,144 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,756,000 | 1,602 |
| Total interest expense | $2,507,000 | 1,642 |
| Net interest income | $15,249,000 | 1,575 |
| Provision for loan and lease losses | $475,000 | 1,506 |
| Total noninterest income | $1,371,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $354,000 | 2,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,017,000 | 2,224 |
| Total noninterest expense | $11,415,000 | 1,698 |
| Salaries and employee benefits | $6,508,000 | 1,701 |
| Premises and equipment expense | $1,022,000 | 2,018 |
| Additional noninterest expense | $3,885,000 | 1,543 |
| Pre-tax net operating income | $4,730,000 | 1,855 |
| Securities gains (losses) | $-11,000 | 4,441 |
| Applicable income taxes | $1,104,000 | 1,293 |
| Income before extraordinary items | $3,615,000 | 2,038 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,615,000 | 2,036 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,615,000 | 2,037 |
| Net charge-offs | $425,000 | 1,059 |
| Cash dividends | $447,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,623,690 | 2,032 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,163,000 | 1,606 |
| Total interest expense | $1,781,000 | 1,632 |
| Net interest income | $11,382,000 | 1,577 |
| Provision for loan and lease losses | $25,000 | 3,536 |
| Total noninterest income | $912,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $264,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,425 |
| Total noninterest expense | $8,681,000 | 1,664 |
| Salaries and employee benefits | $4,911,000 | 1,694 |
| Premises and equipment expense | $774,000 | 2,010 |
| Additional noninterest expense | $2,996,000 | 1,512 |
| Pre-tax net operating income | $3,588,000 | 1,853 |
| Securities gains (losses) | $-15,000 | 4,862 |
| Applicable income taxes | $835,000 | 1,328 |
| Income before extraordinary items | $2,738,000 | 2,036 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,738,000 | 2,034 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,738,000 | 2,035 |
| Net charge-offs | $-189,000 | 5,242 |
| Cash dividends | $447,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,749,850 | 2,020 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,640,000 | 1,611 |
| Total interest expense | $1,116,000 | 1,636 |
| Net interest income | $7,524,000 | 1,586 |
| Provision for loan and lease losses | $125,000 | 1,966 |
| Total noninterest income | $638,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $183,000 | 2,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 2,358 |
| Total noninterest expense | $5,805,000 | 1,672 |
| Salaries and employee benefits | $3,238,000 | 1,723 |
| Premises and equipment expense | $531,000 | 1,986 |
| Additional noninterest expense | $2,036,000 | 1,487 |
| Pre-tax net operating income | $2,232,000 | 1,934 |
| Securities gains (losses) | $-11,000 | 5,009 |
| Applicable income taxes | $508,000 | 1,397 |
| Income before extraordinary items | $1,713,000 | 2,110 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,713,000 | 2,107 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,713,000 | 2,109 |
| Net charge-offs | $-148,000 | 5,293 |
| Cash dividends | $447,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,721,690 | 2,093 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 1,619 |
| Total interest expense | $536,000 | 1,619 |
| Net interest income | $3,720,000 | 1,600 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $338,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $88,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,223 |
| Total noninterest expense | $2,900,000 | 1,687 |
| Salaries and employee benefits | $1,651,000 | 1,714 |
| Premises and equipment expense | $260,000 | 2,056 |
| Additional noninterest expense | $989,000 | 1,522 |
| Pre-tax net operating income | $1,108,000 | 1,902 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $261,000 | 1,334 |
| Income before extraordinary items | $848,000 | 2,081 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $848,000 | 2,080 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $848,000 | 2,081 |
| Net charge-offs | $7,000 | 2,089 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $847,210 | 2,072 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,596,000 | 1,607 |
| Total interest expense | $1,707,000 | 1,731 |
| Net interest income | $14,889,000 | 1,568 |
| Provision for loan and lease losses | $410,000 | 1,628 |
| Total noninterest income | $1,322,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $393,000 | 2,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $929,000 | 2,371 |
| Total noninterest expense | $11,105,000 | 1,722 |
| Salaries and employee benefits | $6,221,000 | 1,758 |
| Premises and equipment expense | $1,032,000 | 2,061 |
| Additional noninterest expense | $3,852,000 | 1,573 |
| Pre-tax net operating income | $4,696,000 | 1,802 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,002,000 | 1,277 |
| Income before extraordinary items | $2,694,000 | 2,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,694,000 | 2,215 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,694,000 | 2,215 |
| Net charge-offs | $314,000 | 1,444 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,694,000 | 2,195 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,329,000 | 1,621 |
| Total interest expense | $1,241,000 | 1,760 |
| Net interest income | $11,088,000 | 1,577 |
| Provision for loan and lease losses | $350,000 | 1,474 |
| Total noninterest income | $1,130,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $294,000 | 2,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,187 |
| Total noninterest expense | $8,381,000 | 1,714 |
| Salaries and employee benefits | $4,667,000 | 1,767 |
| Premises and equipment expense | $771,000 | 2,077 |
| Additional noninterest expense | $2,943,000 | 1,534 |
| Pre-tax net operating income | $3,487,000 | 1,838 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,166,000 | 1,324 |
| Income before extraordinary items | $2,321,000 | 2,153 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,321,000 | 2,154 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,321,000 | 2,154 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $500,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,321,000 | 2,129 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,101,000 | 1,625 |
| Total interest expense | $798,000 | 1,772 |
| Net interest income | $7,303,000 | 1,582 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $816,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $198,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,079 |
| Total noninterest expense | $5,606,000 | 1,718 |
| Salaries and employee benefits | $3,071,000 | 1,791 |
| Premises and equipment expense | $531,000 | 2,028 |
| Additional noninterest expense | $2,004,000 | 1,512 |
| Pre-tax net operating income | $2,388,000 | 1,776 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $803,000 | 1,268 |
| Income before extraordinary items | $1,585,000 | 2,067 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,585,000 | 2,067 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,585,000 | 2,067 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,585,000 | 2,032 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 1,636 |
| Total interest expense | $386,000 | 1,799 |
| Net interest income | $3,593,000 | 1,596 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $298,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $101,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 2,597 |
| Total noninterest expense | $2,761,000 | 1,768 |
| Salaries and employee benefits | $1,514,000 | 1,835 |
| Premises and equipment expense | $273,000 | 2,010 |
| Additional noninterest expense | $974,000 | 1,545 |
| Pre-tax net operating income | $1,080,000 | 1,868 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $357,000 | 1,346 |
| Income before extraordinary items | $723,000 | 2,147 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $723,000 | 2,148 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $723,000 | 2,148 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $723,000 | 2,113 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,354,000 | 1,639 |
| Total interest expense | $1,346,000 | 1,954 |
| Net interest income | $14,008,000 | 1,604 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,452,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $451,000 | 2,254 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,001,000 | 2,402 |
| Total noninterest expense | $10,671,000 | 1,790 |
| Salaries and employee benefits | $5,879,000 | 1,814 |
| Premises and equipment expense | $1,007,000 | 2,140 |
| Additional noninterest expense | $3,785,000 | 1,610 |
| Pre-tax net operating income | $4,789,000 | 1,678 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,641,000 | 1,203 |
| Income before extraordinary items | $3,148,000 | 2,020 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,148,000 | 2,019 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,148,000 | 2,019 |
| Net charge-offs | $220,000 | 1,837 |
| Cash dividends | $1,256,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 390 |
| Net operating income | $3,148,000 | 1,971 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,361,000 | 1,666 |
| Total interest expense | $977,000 | 1,995 |
| Net interest income | $10,384,000 | 1,619 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,123,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $335,000 | 2,273 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $788,000 | 2,345 |
| Total noninterest expense | $7,027,000 | 2,020 |
| Salaries and employee benefits | $4,288,000 | 1,854 |
| Premises and equipment expense | $755,000 | 2,144 |
| Additional noninterest expense | $1,984,000 | 2,198 |
| Pre-tax net operating income | $4,480,000 | 1,427 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,587,000 | 1,034 |
| Income before extraordinary items | $2,893,000 | 1,739 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,893,000 | 1,738 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,893,000 | 1,739 |
| Net charge-offs | $45,000 | 2,657 |
| Cash dividends | $560,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 323 |
| Net operating income | $2,893,000 | 1,686 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 1,691 |
| Total interest expense | $636,000 | 2,038 |
| Net interest income | $6,870,000 | 1,629 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $676,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $220,000 | 2,283 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $456,000 | 2,495 |
| Total noninterest expense | $4,678,000 | 2,034 |
| Salaries and employee benefits | $2,847,000 | 1,875 |
| Premises and equipment expense | $507,000 | 2,134 |
| Additional noninterest expense | $1,324,000 | 2,212 |
| Pre-tax net operating income | $2,868,000 | 1,449 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,015,000 | 1,068 |
| Income before extraordinary items | $1,853,000 | 1,777 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,853,000 | 1,777 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,853,000 | 1,777 |
| Net charge-offs | $-55,000 | 5,535 |
| Cash dividends | $560,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 268 |
| Net operating income | $1,853,000 | 1,730 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 1,682 |
| Total interest expense | $315,000 | 2,060 |
| Net interest income | $3,457,000 | 1,624 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $335,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $117,000 | 2,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $218,000 | 2,523 |
| Total noninterest expense | $2,340,000 | 2,038 |
| Salaries and employee benefits | $1,427,000 | 1,885 |
| Premises and equipment expense | $258,000 | 2,111 |
| Additional noninterest expense | $655,000 | 2,219 |
| Pre-tax net operating income | $1,452,000 | 1,431 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $516,000 | 1,035 |
| Income before extraordinary items | $936,000 | 1,721 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $936,000 | 1,722 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $936,000 | 1,722 |
| Net charge-offs | $-55,000 | 5,757 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $936,000 | 1,679 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,706,000 | 1,684 |
| Total interest expense | $1,189,000 | 2,135 |
| Net interest income | $13,517,000 | 1,623 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,980,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $452,000 | 2,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,528,000 | 1,828 |
| Total noninterest expense | $8,693,000 | 2,149 |
| Salaries and employee benefits | $5,372,000 | 1,934 |
| Premises and equipment expense | $967,000 | 2,226 |
| Additional noninterest expense | $2,354,000 | 2,461 |
| Pre-tax net operating income | $6,804,000 | 1,229 |
| Securities gains (losses) | $-6,000 | 5,825 |
| Applicable income taxes | $2,530,000 | 853 |
| Income before extraordinary items | $4,268,000 | 1,531 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,268,000 | 1,531 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,268,000 | 1,531 |
| Net charge-offs | $197,000 | 2,001 |
| Cash dividends | $1,046,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $393,000 | 335 |
| Net operating income | $4,271,840 | 1,503 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,976,000 | 1,704 |
| Total interest expense | $876,000 | 2,186 |
| Net interest income | $10,100,000 | 1,643 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $1,520,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $335,000 | 2,343 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,185,000 | 1,813 |
| Total noninterest expense | $6,449,000 | 2,160 |
| Salaries and employee benefits | $3,946,000 | 1,975 |
| Premises and equipment expense | $731,000 | 2,246 |
| Additional noninterest expense | $1,772,000 | 2,443 |
| Pre-tax net operating income | $5,156,000 | 1,243 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $1,977,000 | 858 |
| Income before extraordinary items | $3,187,000 | 1,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,187,000 | 1,547 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,187,000 | 1,548 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $505,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 365 |
| Net operating income | $3,181,880 | 1,518 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 1,709 |
| Total interest expense | $573,000 | 2,224 |
| Net interest income | $6,717,000 | 1,648 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $685,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $221,000 | 2,329 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $464,000 | 2,494 |
| Total noninterest expense | $4,304,000 | 2,181 |
| Salaries and employee benefits | $2,625,000 | 1,992 |
| Premises and equipment expense | $500,000 | 2,225 |
| Additional noninterest expense | $1,179,000 | 2,468 |
| Pre-tax net operating income | $3,083,000 | 1,350 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,132,000 | 944 |
| Income before extraordinary items | $1,951,000 | 1,643 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,951,000 | 1,646 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,951,000 | 1,646 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $505,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 296 |
| Net operating income | $1,951,000 | 1,603 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 1,725 |
| Total interest expense | $284,000 | 2,257 |
| Net interest income | $3,335,000 | 1,658 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $310,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $109,000 | 2,330 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $201,000 | 2,625 |
| Total noninterest expense | $2,163,000 | 2,178 |
| Salaries and employee benefits | $1,321,000 | 1,986 |
| Premises and equipment expense | $229,000 | 2,396 |
| Additional noninterest expense | $613,000 | 2,372 |
| Pre-tax net operating income | $1,467,000 | 1,370 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $539,000 | 965 |
| Income before extraordinary items | $928,000 | 1,714 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $928,000 | 1,716 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $928,000 | 1,716 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $928,000 | 1,649 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,085,000 | 1,785 |
| Total interest expense | $1,157,000 | 2,326 |
| Net interest income | $12,928,000 | 1,697 |
| Provision for loan and lease losses | $124,000 | 2,945 |
| Total noninterest income | $1,194,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $480,000 | 2,341 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $714,000 | 2,782 |
| Total noninterest expense | $8,411,000 | 2,233 |
| Salaries and employee benefits | $5,285,000 | 1,943 |
| Premises and equipment expense | $949,000 | 2,338 |
| Additional noninterest expense | $2,177,000 | 2,695 |
| Pre-tax net operating income | $5,587,000 | 1,383 |
| Securities gains (losses) | $32,000 | 2,034 |
| Applicable income taxes | $2,045,000 | 966 |
| Income before extraordinary items | $3,574,000 | 1,728 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,574,000 | 1,728 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,574,000 | 1,727 |
| Net charge-offs | $-29,000 | 5,884 |
| Cash dividends | $952,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $364,000 | 346 |
| Net operating income | $3,553,520 | 1,707 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,473,000 | 1,812 |
| Total interest expense | $867,000 | 2,370 |
| Net interest income | $9,606,000 | 1,725 |
| Provision for loan and lease losses | $64,000 | 3,227 |
| Total noninterest income | $872,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $355,000 | 2,383 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $517,000 | 2,863 |
| Total noninterest expense | $6,307,000 | 2,243 |
| Salaries and employee benefits | $3,922,000 | 1,969 |
| Premises and equipment expense | $728,000 | 2,327 |
| Additional noninterest expense | $1,657,000 | 2,666 |
| Pre-tax net operating income | $4,107,000 | 1,429 |
| Securities gains (losses) | $32,000 | 1,736 |
| Applicable income taxes | $1,504,000 | 992 |
| Income before extraordinary items | $2,635,000 | 1,770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,635,000 | 1,771 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,635,000 | 1,770 |
| Net charge-offs | $-31,000 | 5,903 |
| Cash dividends | $466,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 372 |
| Net operating income | $2,614,520 | 1,745 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 1,816 |
| Total interest expense | $574,000 | 2,400 |
| Net interest income | $6,363,000 | 1,734 |
| Provision for loan and lease losses | $64,000 | 2,733 |
| Total noninterest income | $599,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $223,000 | 2,473 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $376,000 | 2,731 |
| Total noninterest expense | $4,203,000 | 2,239 |
| Salaries and employee benefits | $2,634,000 | 1,963 |
| Premises and equipment expense | $496,000 | 2,288 |
| Additional noninterest expense | $1,073,000 | 2,723 |
| Pre-tax net operating income | $2,695,000 | 1,408 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $976,000 | 983 |
| Income before extraordinary items | $1,723,000 | 1,751 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,723,000 | 1,754 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,723,000 | 1,753 |
| Net charge-offs | $-30,000 | 6,017 |
| Cash dividends | $466,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 300 |
| Net operating income | $1,720,440 | 1,713 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 1,861 |
| Total interest expense | $281,000 | 2,475 |
| Net interest income | $3,079,000 | 1,764 |
| Provision for loan and lease losses | $14,000 | 3,260 |
| Total noninterest income | $326,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $111,000 | 2,454 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $215,000 | 2,448 |
| Total noninterest expense | $2,112,000 | 2,226 |
| Salaries and employee benefits | $1,325,000 | 1,958 |
| Premises and equipment expense | $253,000 | 2,289 |
| Additional noninterest expense | $534,000 | 2,740 |
| Pre-tax net operating income | $1,279,000 | 1,430 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $456,000 | 991 |
| Income before extraordinary items | $827,000 | 1,764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $827,000 | 1,768 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $827,000 | 1,767 |
| Net charge-offs | $-27,000 | 6,134 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $824,440 | 1,741 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,149,000 | 1,900 |
| Total interest expense | $1,230,000 | 2,519 |
| Net interest income | $11,919,000 | 1,804 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,333,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $489,000 | 2,419 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $844,000 | 2,606 |
| Total noninterest expense | $8,226,000 | 2,283 |
| Salaries and employee benefits | $5,045,000 | 2,025 |
| Premises and equipment expense | $877,000 | 2,521 |
| Additional noninterest expense | $2,304,000 | 2,660 |
| Pre-tax net operating income | $5,026,000 | 1,418 |
| Securities gains (losses) | $73,000 | 1,540 |
| Applicable income taxes | $1,838,000 | 961 |
| Income before extraordinary items | $3,261,000 | 1,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,261,000 | 1,773 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,261,000 | 1,773 |
| Net charge-offs | $54,000 | 4,289 |
| Cash dividends | $860,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 343 |
| Net operating income | $3,214,280 | 1,770 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,736,000 | 1,928 |
| Total interest expense | $944,000 | 2,547 |
| Net interest income | $8,792,000 | 1,831 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,198,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $362,000 | 2,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $836,000 | 2,296 |
| Total noninterest expense | $6,237,000 | 2,274 |
| Salaries and employee benefits | $3,702,000 | 2,067 |
| Premises and equipment expense | $660,000 | 2,538 |
| Additional noninterest expense | $1,875,000 | 2,445 |
| Pre-tax net operating income | $3,753,000 | 1,462 |
| Securities gains (losses) | $73,000 | 1,420 |
| Applicable income taxes | $1,379,000 | 1,001 |
| Income before extraordinary items | $2,447,000 | 1,798 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,447,000 | 1,802 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,447,000 | 1,803 |
| Net charge-offs | $57,000 | 3,755 |
| Cash dividends | $413,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 384 |
| Net operating income | $2,400,280 | 1,783 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,414,000 | 1,944 |
| Total interest expense | $654,000 | 2,532 |
| Net interest income | $5,760,000 | 1,857 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $880,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $234,000 | 2,489 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $646,000 | 2,131 |
| Total noninterest expense | $4,222,000 | 2,246 |
| Salaries and employee benefits | $2,467,000 | 2,076 |
| Premises and equipment expense | $441,000 | 2,534 |
| Additional noninterest expense | $1,314,000 | 2,332 |
| Pre-tax net operating income | $2,418,000 | 1,477 |
| Securities gains (losses) | $73,000 | 1,297 |
| Applicable income taxes | $893,000 | 1,019 |
| Income before extraordinary items | $1,598,000 | 1,831 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,598,000 | 1,836 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,598,000 | 1,837 |
| Net charge-offs | $61,000 | 3,190 |
| Cash dividends | $413,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 298 |
| Net operating income | $1,551,280 | 1,798 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 1,940 |
| Total interest expense | $335,000 | 2,548 |
| Net interest income | $2,898,000 | 1,846 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $403,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $117,000 | 2,482 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $286,000 | 2,290 |
| Total noninterest expense | $2,044,000 | 2,324 |
| Salaries and employee benefits | $1,248,000 | 2,075 |
| Premises and equipment expense | $218,000 | 2,593 |
| Additional noninterest expense | $578,000 | 2,633 |
| Pre-tax net operating income | $1,257,000 | 1,409 |
| Securities gains (losses) | $73,000 | 772 |
| Applicable income taxes | $480,000 | 955 |
| Income before extraordinary items | $850,000 | 1,691 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $850,000 | 1,692 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $850,000 | 1,693 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $803,280 | 1,701 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,340,000 | 1,970 |
| Total interest expense | $1,543,000 | 2,651 |
| Net interest income | $11,797,000 | 1,858 |
| Provision for loan and lease losses | $280,000 | 3,492 |
| Total noninterest income | $1,528,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $533,000 | 2,359 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $995,000 | 2,373 |
| Total noninterest expense | $8,199,000 | 2,306 |
| Salaries and employee benefits | $4,741,000 | 2,105 |
| Premises and equipment expense | $899,000 | 2,485 |
| Additional noninterest expense | $2,559,000 | 2,514 |
| Pre-tax net operating income | $4,846,000 | 1,410 |
| Securities gains (losses) | $73,000 | 2,490 |
| Applicable income taxes | $1,761,000 | 964 |
| Income before extraordinary items | $3,158,000 | 1,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,158,000 | 1,774 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,158,000 | 1,775 |
| Net charge-offs | $117,000 | 4,286 |
| Cash dividends | $769,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 448 |
| Net operating income | $3,111,280 | 1,700 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 2,009 |
| Total interest expense | $1,183,000 | 2,710 |
| Net interest income | $8,804,000 | 1,889 |
| Provision for loan and lease losses | $280,000 | 3,060 |
| Total noninterest income | $1,130,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $394,000 | 2,412 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $736,000 | 2,391 |
| Total noninterest expense | $6,076,000 | 2,332 |
| Salaries and employee benefits | $3,478,000 | 2,144 |
| Premises and equipment expense | $669,000 | 2,527 |
| Additional noninterest expense | $1,929,000 | 2,503 |
| Pre-tax net operating income | $3,578,000 | 1,472 |
| Securities gains (losses) | $73,000 | 2,201 |
| Applicable income taxes | $1,306,000 | 1,004 |
| Income before extraordinary items | $2,345,000 | 1,836 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,345,000 | 1,835 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,345,000 | 1,837 |
| Net charge-offs | $119,000 | 3,797 |
| Cash dividends | $375,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 691 |
| Net operating income | $2,298,280 | 1,772 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 2,032 |
| Total interest expense | $799,000 | 2,782 |
| Net interest income | $5,802,000 | 1,907 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $744,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $249,000 | 2,491 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 2,343 |
| Total noninterest expense | $4,124,000 | 2,307 |
| Salaries and employee benefits | $2,343,000 | 2,121 |
| Premises and equipment expense | $449,000 | 2,532 |
| Additional noninterest expense | $1,332,000 | 2,436 |
| Pre-tax net operating income | $2,212,000 | 1,562 |
| Securities gains (losses) | $75,000 | 1,794 |
| Applicable income taxes | $810,000 | 1,053 |
| Income before extraordinary items | $1,477,000 | 1,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,477,000 | 1,909 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,477,000 | 1,910 |
| Net charge-offs | $100,000 | 3,416 |
| Cash dividends | $375,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 578 |
| Net operating income | $1,428,250 | 1,863 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 2,122 |
| Total interest expense | $411,000 | 2,813 |
| Net interest income | $2,780,000 | 1,991 |
| Provision for loan and lease losses | $70,000 | 3,343 |
| Total noninterest income | $355,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $119,000 | 2,560 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $236,000 | 2,417 |
| Total noninterest expense | $2,138,000 | 2,227 |
| Salaries and employee benefits | $1,200,000 | 2,088 |
| Premises and equipment expense | $220,000 | 2,591 |
| Additional noninterest expense | $718,000 | 2,236 |
| Pre-tax net operating income | $927,000 | 1,794 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $319,000 | 1,242 |
| Income before extraordinary items | $608,000 | 2,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $608,000 | 2,229 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $608,000 | 2,230 |
| Net charge-offs | $83,000 | 2,613 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-97,000 | 7,278 |
| Net operating income | $608,000 | 2,122 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,665,000 | 2,212 |
| Total interest expense | $1,844,000 | 2,940 |
| Net interest income | $10,821,000 | 2,017 |
| Provision for loan and lease losses | $1,575,000 | 1,831 |
| Total noninterest income | $1,729,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $600,000 | 2,238 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,129,000 | 1,986 |
| Total noninterest expense | $7,613,000 | 2,481 |
| Salaries and employee benefits | $4,452,000 | 2,177 |
| Premises and equipment expense | $830,000 | 2,828 |
| Additional noninterest expense | $2,331,000 | 2,738 |
| Pre-tax net operating income | $3,362,000 | 1,657 |
| Securities gains (losses) | $82,000 | 2,216 |
| Applicable income taxes | $1,177,000 | 1,201 |
| Income before extraordinary items | $2,267,000 | 2,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,267,000 | 2,039 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,267,000 | 2,039 |
| Net charge-offs | $1,493,000 | 1,880 |
| Cash dividends | $707,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 475 |
| Net operating income | $2,212,880 | 1,997 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,459,000 | 2,241 |
| Total interest expense | $1,414,000 | 3,003 |
| Net interest income | $8,045,000 | 2,047 |
| Provision for loan and lease losses | $1,000,000 | 1,957 |
| Total noninterest income | $1,118,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $453,000 | 2,244 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $665,000 | 2,286 |
| Total noninterest expense | $5,612,000 | 2,515 |
| Salaries and employee benefits | $3,215,000 | 2,254 |
| Premises and equipment expense | $614,000 | 2,882 |
| Additional noninterest expense | $1,783,000 | 2,697 |
| Pre-tax net operating income | $2,551,000 | 1,702 |
| Securities gains (losses) | $82,000 | 1,952 |
| Applicable income taxes | $901,000 | 1,172 |
| Income before extraordinary items | $1,732,000 | 2,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,732,000 | 2,053 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,732,000 | 2,054 |
| Net charge-offs | $1,184,000 | 1,737 |
| Cash dividends | $348,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 502 |
| Net operating income | $1,677,880 | 2,023 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,234,000 | 2,276 |
| Total interest expense | $961,000 | 3,053 |
| Net interest income | $5,273,000 | 2,080 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $741,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $288,000 | 2,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 2,246 |
| Total noninterest expense | $3,625,000 | 2,601 |
| Salaries and employee benefits | $2,080,000 | 2,328 |
| Premises and equipment expense | $388,000 | 3,023 |
| Additional noninterest expense | $1,157,000 | 2,817 |
| Pre-tax net operating income | $2,039,000 | 1,425 |
| Securities gains (losses) | $37,000 | 1,760 |
| Applicable income taxes | $724,000 | 991 |
| Income before extraordinary items | $1,352,000 | 1,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,352,000 | 1,765 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,352,000 | 1,765 |
| Net charge-offs | $209,000 | 3,067 |
| Cash dividends | $348,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 357 |
| Net operating income | $1,327,950 | 1,717 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 2,314 |
| Total interest expense | $493,000 | 3,077 |
| Net interest income | $2,600,000 | 2,088 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $363,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $138,000 | 2,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,304 |
| Total noninterest expense | $1,801,000 | 2,635 |
| Salaries and employee benefits | $1,042,000 | 2,352 |
| Premises and equipment expense | $198,000 | 3,026 |
| Additional noninterest expense | $561,000 | 2,887 |
| Pre-tax net operating income | $1,012,000 | 1,418 |
| Securities gains (losses) | $37,000 | 859 |
| Applicable income taxes | $369,000 | 946 |
| Income before extraordinary items | $680,000 | 1,722 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $680,000 | 1,722 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $680,000 | 1,722 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $655,950 | 1,727 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,621,000 | 2,572 |
| Total interest expense | $2,255,000 | 3,239 |
| Net interest income | $9,366,000 | 2,328 |
| Provision for loan and lease losses | $635,000 | 3,755 |
| Total noninterest income | $1,683,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $730,000 | 1,977 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $953,000 | 2,226 |
| Total noninterest expense | $6,985,000 | 2,727 |
| Salaries and employee benefits | $3,912,000 | 2,459 |
| Premises and equipment expense | $742,000 | 3,149 |
| Additional noninterest expense | $2,331,000 | 2,838 |
| Pre-tax net operating income | $3,429,000 | 1,441 |
| Securities gains (losses) | $6,000 | 3,427 |
| Applicable income taxes | $1,237,000 | 1,038 |
| Income before extraordinary items | $2,198,000 | 1,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,198,000 | 1,863 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,198,000 | 1,865 |
| Net charge-offs | $172,000 | 4,908 |
| Cash dividends | $575,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 605 |
| Net operating income | $2,194,160 | 1,789 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,559,000 | 2,684 |
| Total interest expense | $1,750,000 | 3,277 |
| Net interest income | $6,809,000 | 2,435 |
| Provision for loan and lease losses | $465,000 | 3,660 |
| Total noninterest income | $1,181,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $555,000 | 2,007 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $626,000 | 2,420 |
| Total noninterest expense | $4,954,000 | 2,866 |
| Salaries and employee benefits | $2,733,000 | 2,639 |
| Premises and equipment expense | $561,000 | 3,178 |
| Additional noninterest expense | $1,660,000 | 2,929 |
| Pre-tax net operating income | $2,571,000 | 1,534 |
| Securities gains (losses) | $7,000 | 3,200 |
| Applicable income taxes | $936,000 | 1,054 |
| Income before extraordinary items | $1,642,000 | 1,997 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,642,000 | 1,998 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,642,000 | 1,999 |
| Net charge-offs | $172,000 | 4,379 |
| Cash dividends | $267,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 649 |
| Net operating income | $1,637,520 | 1,900 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,609,000 | 2,763 |
| Total interest expense | $1,228,000 | 3,248 |
| Net interest income | $4,381,000 | 2,527 |
| Provision for loan and lease losses | $345,000 | 3,417 |
| Total noninterest income | $709,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $365,000 | 2,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $344,000 | 2,635 |
| Total noninterest expense | $3,264,000 | 2,897 |
| Salaries and employee benefits | $1,803,000 | 2,682 |
| Premises and equipment expense | $374,000 | 3,206 |
| Additional noninterest expense | $1,087,000 | 2,983 |
| Pre-tax net operating income | $1,481,000 | 1,736 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $540,000 | 1,148 |
| Income before extraordinary items | $941,000 | 2,224 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $941,000 | 2,223 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $941,000 | 2,226 |
| Net charge-offs | $178,000 | 3,659 |
| Cash dividends | $267,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 473 |
| Net operating income | $941,000 | 2,149 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 2,834 |
| Total interest expense | $642,000 | 3,267 |
| Net interest income | $2,141,000 | 2,618 |
| Provision for loan and lease losses | $130,000 | 3,611 |
| Total noninterest income | $332,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $174,000 | 2,103 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $1,610,000 | 2,958 |
| Salaries and employee benefits | $899,000 | 2,726 |
| Premises and equipment expense | $201,000 | 3,102 |
| Additional noninterest expense | $510,000 | 3,129 |
| Pre-tax net operating income | $733,000 | 1,744 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $265,000 | 1,152 |
| Income before extraordinary items | $468,000 | 2,257 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $468,000 | 2,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $468,000 | 2,257 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 7,882 |
| Net operating income | $468,000 | 2,169 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,722,000 | 3,055 |
| Total interest expense | $3,197,000 | 3,264 |
| Net interest income | $7,525,000 | 2,872 |
| Provision for loan and lease losses | $750,000 | 3,934 |
| Total noninterest income | $1,680,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $837,000 | 1,979 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $843,000 | 2,381 |
| Total noninterest expense | $6,654,000 | 2,919 |
| Salaries and employee benefits | $3,634,000 | 2,685 |
| Premises and equipment expense | $790,000 | 3,148 |
| Additional noninterest expense | $2,230,000 | 3,040 |
| Pre-tax net operating income | $1,801,000 | 2,085 |
| Securities gains (losses) | $84,000 | 2,282 |
| Applicable income taxes | $647,000 | 1,311 |
| Income before extraordinary items | $1,238,000 | 2,423 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,238,000 | 2,421 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,238,000 | 2,422 |
| Net charge-offs | $284,000 | 4,566 |
| Cash dividends | $454,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 751 |
| Net operating income | $1,182,560 | 2,455 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,956,000 | 3,124 |
| Total interest expense | $2,500,000 | 3,291 |
| Net interest income | $5,456,000 | 2,956 |
| Provision for loan and lease losses | $425,000 | 4,088 |
| Total noninterest income | $1,256,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $637,000 | 1,951 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $619,000 | 2,471 |
| Total noninterest expense | $5,057,000 | 2,878 |
| Salaries and employee benefits | $2,723,000 | 2,715 |
| Premises and equipment expense | $592,000 | 3,194 |
| Additional noninterest expense | $1,742,000 | 2,899 |
| Pre-tax net operating income | $1,230,000 | 2,390 |
| Securities gains (losses) | $84,000 | 1,958 |
| Applicable income taxes | $448,000 | 1,515 |
| Income before extraordinary items | $866,000 | 2,728 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $866,000 | 2,725 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $866,000 | 2,728 |
| Net charge-offs | $286,000 | 3,777 |
| Cash dividends | $227,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 824 |
| Net operating income | $810,560 | 2,792 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 3,207 |
| Total interest expense | $1,742,000 | 3,308 |
| Net interest income | $3,474,000 | 3,062 |
| Provision for loan and lease losses | $200,000 | 4,313 |
| Total noninterest income | $889,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $429,000 | 1,909 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $460,000 | 2,332 |
| Total noninterest expense | $3,402,000 | 2,883 |
| Salaries and employee benefits | $1,815,000 | 2,746 |
| Premises and equipment expense | $394,000 | 3,222 |
| Additional noninterest expense | $1,193,000 | 2,847 |
| Pre-tax net operating income | $761,000 | 2,598 |
| Securities gains (losses) | $85,000 | 1,598 |
| Applicable income taxes | $290,000 | 1,570 |
| Income before extraordinary items | $556,000 | 2,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $556,000 | 2,904 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $556,000 | 2,905 |
| Net charge-offs | $289,000 | 2,980 |
| Cash dividends | $227,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 656 |
| Net operating income | $499,900 | 2,990 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 3,256 |
| Total interest expense | $882,000 | 3,368 |
| Net interest income | $1,694,000 | 3,127 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $389,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $169,000 | 2,756 |
| Total noninterest expense | $1,585,000 | 2,993 |
| Salaries and employee benefits | $883,000 | 2,856 |
| Premises and equipment expense | $202,000 | 3,203 |
| Additional noninterest expense | $500,000 | 3,010 |
| Pre-tax net operating income | $398,000 | 2,810 |
| Securities gains (losses) | $84,000 | 1,083 |
| Applicable income taxes | $174,000 | 1,585 |
| Income before extraordinary items | $308,000 | 3,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $308,000 | 3,087 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $308,000 | 3,087 |
| Net charge-offs | $-52,000 | 8,142 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 8,183 |
| Net operating income | $254,240 | 3,261 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,826,000 | 3,586 |
| Total interest expense | $3,384,000 | 3,924 |
| Net interest income | $6,442,000 | 3,287 |
| Provision for loan and lease losses | $520,000 | 3,745 |
| Total noninterest income | $1,755,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,024,000 | 1,721 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $731,000 | 2,585 |
| Total noninterest expense | $6,753,000 | 2,767 |
| Salaries and employee benefits | $3,355,000 | 2,944 |
| Premises and equipment expense | $812,000 | 3,145 |
| Additional noninterest expense | $2,586,000 | 2,279 |
| Pre-tax net operating income | $924,000 | 3,904 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $235,000 | 2,664 |
| Income before extraordinary items | $705,000 | 3,936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $705,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,016 |
| Cash dividends | $741,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 892 |
| Net operating income | $693,000 | 4,098 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 3,687 |
| Total interest expense | $2,495,000 | 4,081 |
| Net interest income | $4,731,000 | 3,358 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $1,357,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $783,000 | 1,707 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $574,000 | 2,595 |
| Total noninterest expense | $4,525,000 | 3,037 |
| Salaries and employee benefits | $2,455,000 | 3,043 |
| Premises and equipment expense | $610,000 | 3,153 |
| Additional noninterest expense | $1,460,000 | 2,843 |
| Pre-tax net operating income | $1,333,000 | 3,090 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $420,000 | 2,102 |
| Income before extraordinary items | $920,000 | 3,267 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $920,000 | 3,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,954 |
| Cash dividends | $366,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,100 |
| Net operating income | $915,170 | 3,415 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 3,760 |
| Total interest expense | $1,675,000 | 4,188 |
| Net interest income | $3,092,000 | 3,405 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $908,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $626,000 | 1,424 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $282,000 | 3,135 |
| Total noninterest expense | $2,973,000 | 3,082 |
| Salaries and employee benefits | $1,594,000 | 3,158 |
| Premises and equipment expense | $405,000 | 3,177 |
| Additional noninterest expense | $974,000 | 2,807 |
| Pre-tax net operating income | $922,000 | 3,115 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $295,000 | 2,234 |
| Income before extraordinary items | $634,000 | 3,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $634,000 | 3,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,325 |
| Cash dividends | $366,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 976 |
| Net operating income | $629,240 | 3,480 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 3,854 |
| Total interest expense | $898,000 | 4,192 |
| Net interest income | $1,466,000 | 3,536 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $430,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $288,000 | 1,516 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,136 |
| Total noninterest expense | $1,526,000 | 3,008 |
| Salaries and employee benefits | $773,000 | 3,252 |
| Premises and equipment expense | $208,000 | 3,122 |
| Additional noninterest expense | $545,000 | 2,519 |
| Pre-tax net operating income | $320,000 | 3,999 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $86,000 | 2,970 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 8,426 |
| Net operating income | $234,270 | 4,229 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,147,000 | 3,740 |
| Total interest expense | $3,510,000 | 4,331 |
| Net interest income | $6,637,000 | 3,233 |
| Provision for loan and lease losses | $340,000 | 2,967 |
| Total noninterest income | $1,643,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,129,000 | 1,584 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $514,000 | 3,261 |
| Total noninterest expense | $5,728,000 | 3,092 |
| Salaries and employee benefits | $3,040,000 | 3,195 |
| Premises and equipment expense | $763,000 | 3,207 |
| Additional noninterest expense | $1,925,000 | 2,754 |
| Pre-tax net operating income | $2,212,000 | 3,112 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $736,000 | 2,239 |
| Income before extraordinary items | $1,477,000 | 3,482 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,477,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 2,004 |
| Cash dividends | $708,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 830 |
| Net operating income | $1,476,330 | 3,472 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 3,759 |
| Total interest expense | $2,542,000 | 4,431 |
| Net interest income | $5,011,000 | 3,223 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $1,203,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $820,000 | 1,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $383,000 | 3,289 |
| Total noninterest expense | $4,143,000 | 3,156 |
| Salaries and employee benefits | $2,268,000 | 3,192 |
| Premises and equipment expense | $569,000 | 3,208 |
| Additional noninterest expense | $1,306,000 | 2,967 |
| Pre-tax net operating income | $1,966,000 | 2,876 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $674,000 | 2,133 |
| Income before extraordinary items | $1,293,000 | 3,298 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,293,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,690 |
| Cash dividends | $350,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 685 |
| Net operating income | $1,292,340 | 3,287 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 3,821 |
| Total interest expense | $1,587,000 | 4,612 |
| Net interest income | $3,343,000 | 3,244 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $799,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $517,000 | 1,702 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $282,000 | 3,124 |
| Total noninterest expense | $2,817,000 | 3,115 |
| Salaries and employee benefits | $1,550,000 | 3,156 |
| Premises and equipment expense | $392,000 | 3,136 |
| Additional noninterest expense | $875,000 | 2,951 |
| Pre-tax net operating income | $1,295,000 | 2,954 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $437,000 | 2,256 |
| Income before extraordinary items | $859,000 | 3,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $859,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,148 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 529 |
| Net operating income | $858,340 | 3,343 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 3,863 |
| Total interest expense | $762,000 | 4,721 |
| Net interest income | $1,660,000 | 3,264 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $388,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $251,000 | 1,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $137,000 | 3,179 |
| Total noninterest expense | $1,428,000 | 3,102 |
| Salaries and employee benefits | $778,000 | 3,160 |
| Premises and equipment expense | $201,000 | 3,103 |
| Additional noninterest expense | $449,000 | 2,862 |
| Pre-tax net operating income | $605,000 | 3,096 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $199,000 | 2,409 |
| Income before extraordinary items | $407,000 | 3,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $406,330 | 3,439 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,428,000 | 3,739 |
| Total interest expense | $2,577,000 | 4,750 |
| Net interest income | $6,851,000 | 3,164 |
| Provision for loan and lease losses | $165,000 | 3,897 |
| Total noninterest income | $1,529,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $973,000 | 1,791 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $556,000 | 3,157 |
| Total noninterest expense | $5,313,000 | 3,184 |
| Salaries and employee benefits | $2,898,000 | 3,230 |
| Premises and equipment expense | $768,000 | 3,104 |
| Additional noninterest expense | $1,647,000 | 3,055 |
| Pre-tax net operating income | $2,902,000 | 2,833 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $966,000 | 2,247 |
| Income before extraordinary items | $1,909,000 | 3,199 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,909,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,419 |
| Cash dividends | $664,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 695 |
| Net operating income | $1,926,820 | 3,165 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 3,739 |
| Total interest expense | $1,845,000 | 4,777 |
| Net interest income | $5,165,000 | 3,172 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,140,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $727,000 | 1,803 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $413,000 | 3,164 |
| Total noninterest expense | $3,916,000 | 3,223 |
| Salaries and employee benefits | $2,120,000 | 3,291 |
| Premises and equipment expense | $569,000 | 3,138 |
| Additional noninterest expense | $1,227,000 | 3,066 |
| Pre-tax net operating income | $2,389,000 | 2,758 |
| Securities gains (losses) | $-30,000 | 7,988 |
| Applicable income taxes | $801,000 | 2,196 |
| Income before extraordinary items | $1,558,000 | 3,127 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,558,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,365 |
| Cash dividends | $324,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 653 |
| Net operating income | $1,577,800 | 3,083 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 3,672 |
| Total interest expense | $1,181,000 | 4,765 |
| Net interest income | $3,511,000 | 3,124 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $717,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $464,000 | 1,855 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $253,000 | 3,310 |
| Total noninterest expense | $2,573,000 | 3,271 |
| Salaries and employee benefits | $1,395,000 | 3,333 |
| Premises and equipment expense | $379,000 | 3,131 |
| Additional noninterest expense | $799,000 | 3,135 |
| Pre-tax net operating income | $1,655,000 | 2,675 |
| Securities gains (losses) | $-31,000 | 8,225 |
| Applicable income taxes | $553,000 | 2,164 |
| Income before extraordinary items | $1,071,000 | 3,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,071,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,385 |
| Cash dividends | $324,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 481 |
| Net operating income | $1,091,460 | 2,989 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 3,724 |
| Total interest expense | $558,000 | 4,806 |
| Net interest income | $1,708,000 | 3,190 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $343,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $214,000 | 1,929 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $1,281,000 | 3,310 |
| Salaries and employee benefits | $697,000 | 3,350 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $391,000 | 3,191 |
| Pre-tax net operating income | $770,000 | 2,787 |
| Securities gains (losses) | $-31,000 | 8,470 |
| Applicable income taxes | $248,000 | 2,286 |
| Income before extraordinary items | $491,000 | 3,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,367 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $511,460 | 3,085 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,233,000 | 3,680 |
| Total interest expense | $2,038,000 | 4,374 |
| Net interest income | $6,195,000 | 3,335 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,334,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $727,000 | 2,277 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $607,000 | 3,032 |
| Total noninterest expense | $5,108,000 | 3,175 |
| Salaries and employee benefits | $2,680,000 | 3,289 |
| Premises and equipment expense | $788,000 | 2,931 |
| Additional noninterest expense | $1,640,000 | 3,014 |
| Pre-tax net operating income | $2,421,000 | 3,224 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $791,000 | 2,617 |
| Income before extraordinary items | $1,632,000 | 3,583 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,632,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,431 |
| Cash dividends | $620,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $271,000 | 610 |
| Net operating income | $1,630,660 | 3,562 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 3,713 |
| Total interest expense | $1,478,000 | 4,340 |
| Net interest income | $4,521,000 | 3,400 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $924,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $507,000 | 2,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $417,000 | 3,205 |
| Total noninterest expense | $3,822,000 | 3,161 |
| Salaries and employee benefits | $1,963,000 | 3,325 |
| Premises and equipment expense | $601,000 | 2,878 |
| Additional noninterest expense | $1,258,000 | 2,922 |
| Pre-tax net operating income | $1,623,000 | 3,545 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $521,000 | 2,863 |
| Income before extraordinary items | $1,104,000 | 3,894 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,104,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $306,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 528 |
| Net operating income | $1,102,640 | 3,853 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 3,700 |
| Total interest expense | $955,000 | 4,264 |
| Net interest income | $2,962,000 | 3,433 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $614,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $335,000 | 2,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $279,000 | 3,197 |
| Total noninterest expense | $2,539,000 | 3,145 |
| Salaries and employee benefits | $1,286,000 | 3,371 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $850,000 | 2,854 |
| Pre-tax net operating income | $1,037,000 | 3,619 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $337,000 | 2,894 |
| Income before extraordinary items | $702,000 | 3,978 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $702,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $306,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 400 |
| Net operating income | $700,640 | 3,935 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 3,704 |
| Total interest expense | $463,000 | 4,245 |
| Net interest income | $1,464,000 | 3,466 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $291,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $158,000 | 2,451 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $1,266,000 | 3,161 |
| Salaries and employee benefits | $648,000 | 3,327 |
| Premises and equipment expense | $202,000 | 2,861 |
| Additional noninterest expense | $416,000 | 2,918 |
| Pre-tax net operating income | $489,000 | 3,738 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $151,000 | 3,085 |
| Income before extraordinary items | $340,000 | 4,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $340,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,713 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $338,620 | 4,012 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 3,712 |
| Total interest expense | $1,875,000 | 3,837 |
| Net interest income | $5,377,000 | 3,593 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,099,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $518,000 | 3,059 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $581,000 | 3,040 |
| Total noninterest expense | $4,667,000 | 3,317 |
| Salaries and employee benefits | $2,353,000 | 3,511 |
| Premises and equipment expense | $758,000 | 2,924 |
| Additional noninterest expense | $1,556,000 | 3,041 |
| Pre-tax net operating income | $1,689,000 | 3,944 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $493,000 | 3,379 |
| Income before extraordinary items | $1,193,000 | 4,221 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,193,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $593,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 539 |
| Net operating income | $1,195,130 | 4,149 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 3,728 |
| Total interest expense | $1,418,000 | 3,776 |
| Net interest income | $3,930,000 | 3,651 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $812,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $383,000 | 3,112 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $429,000 | 3,074 |
| Total noninterest expense | $3,441,000 | 3,336 |
| Salaries and employee benefits | $1,731,000 | 3,542 |
| Premises and equipment expense | $544,000 | 3,030 |
| Additional noninterest expense | $1,166,000 | 3,019 |
| Pre-tax net operating income | $1,211,000 | 4,133 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $352,000 | 3,508 |
| Income before extraordinary items | $858,000 | 4,413 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $858,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $318,000 | 3,363 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 484 |
| Net operating income | $858,710 | 4,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 3,758 |
| Total interest expense | $955,000 | 3,746 |
| Net interest income | $2,563,000 | 3,697 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $538,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $268,000 | 2,964 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $270,000 | 3,172 |
| Total noninterest expense | $2,296,000 | 3,364 |
| Salaries and employee benefits | $1,163,000 | 3,539 |
| Premises and equipment expense | $336,000 | 3,243 |
| Additional noninterest expense | $797,000 | 2,950 |
| Pre-tax net operating income | $745,000 | 4,293 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $211,000 | 3,674 |
| Income before extraordinary items | $533,000 | 4,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 4,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $318,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 377 |
| Net operating income | $533,720 | 4,483 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,799 |
| Total interest expense | $485,000 | 3,733 |
| Net interest income | $1,256,000 | 3,750 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $244,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 3,125 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $122,000 | 3,315 |
| Total noninterest expense | $1,111,000 | 3,461 |
| Salaries and employee benefits | $582,000 | 3,569 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $367,000 | 3,156 |
| Pre-tax net operating income | $359,000 | 4,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $103,000 | 3,738 |
| Income before extraordinary items | $256,000 | 4,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $256,000 | 4,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 3,802 |
| Total interest expense | $2,261,000 | 3,619 |
| Net interest income | $4,782,000 | 3,809 |
| Provision for loan and lease losses | $116,000 | 5,097 |
| Total noninterest income | $1,187,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $467,000 | 3,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $720,000 | 2,915 |
| Total noninterest expense | $4,029,000 | 3,698 |
| Salaries and employee benefits | $2,048,000 | 3,847 |
| Premises and equipment expense | $589,000 | 3,577 |
| Additional noninterest expense | $1,392,000 | 3,295 |
| Pre-tax net operating income | $1,824,000 | 3,603 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $548,000 | 3,226 |
| Income before extraordinary items | $1,276,000 | 3,976 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,276,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,676 |
| Cash dividends | $262,000 | 4,571 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 660 |
| Net operating income | $1,276,000 | 3,800 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 3,795 |
| Total interest expense | $1,739,000 | 3,661 |
| Net interest income | $3,637,000 | 3,789 |
| Provision for loan and lease losses | $116,000 | 4,420 |
| Total noninterest income | $970,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $347,000 | 3,297 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $623,000 | 2,772 |
| Total noninterest expense | $3,059,000 | 3,643 |
| Salaries and employee benefits | $1,546,000 | 3,816 |
| Premises and equipment expense | $455,000 | 3,487 |
| Additional noninterest expense | $1,058,000 | 3,225 |
| Pre-tax net operating income | $1,432,000 | 3,611 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $445,000 | 3,231 |
| Income before extraordinary items | $987,000 | 4,013 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $987,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,333 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $987,000 | 3,845 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 3,806 |
| Total interest expense | $1,168,000 | 3,748 |
| Net interest income | $2,432,000 | 3,784 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $665,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $232,000 | 3,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $433,000 | 2,665 |
| Total noninterest expense | $2,025,000 | 3,659 |
| Salaries and employee benefits | $1,011,000 | 3,874 |
| Premises and equipment expense | $294,000 | 3,559 |
| Additional noninterest expense | $720,000 | 3,151 |
| Pre-tax net operating income | $987,000 | 3,565 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $317,000 | 3,141 |
| Income before extraordinary items | $670,000 | 3,985 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $670,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $670,000 | 3,806 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,807 |
| Total interest expense | $588,000 | 3,810 |
| Net interest income | $1,220,000 | 3,770 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $296,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 3,304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 2,848 |
| Total noninterest expense | $993,000 | 3,690 |
| Salaries and employee benefits | $478,000 | 4,037 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $361,000 | 3,108 |
| Pre-tax net operating income | $493,000 | 3,530 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $152,000 | 3,201 |
| Income before extraordinary items | $341,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $341,000 | 3,696 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 3,705 |
| Total interest expense | $2,841,000 | 3,688 |
| Net interest income | $4,999,000 | 3,675 |
| Provision for loan and lease losses | $737,000 | 1,751 |
| Total noninterest income | $874,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $439,000 | 3,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $435,000 | 3,536 |
| Total noninterest expense | $3,805,000 | 3,700 |
| Salaries and employee benefits | $1,926,000 | 3,861 |
| Premises and equipment expense | $588,000 | 3,471 |
| Additional noninterest expense | $1,291,000 | 3,401 |
| Pre-tax net operating income | $1,331,000 | 4,421 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $421,000 | 3,786 |
| Income before extraordinary items | $922,000 | 4,817 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $922,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 1,177 |
| Cash dividends | $247,000 | 4,638 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 631 |
| Net operating income | $913,720 | 4,715 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 3,925 |
| Total interest expense | $3,554,000 | 4,156 |
| Net interest income | $4,669,000 | 3,630 |
| Provision for loan and lease losses | $442,000 | 2,431 |
| Total noninterest income | $751,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $420,000 | 3,254 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $331,000 | 3,905 |
| Total noninterest expense | $3,393,000 | 3,927 |
| Salaries and employee benefits | $1,796,000 | 3,925 |
| Premises and equipment expense | $604,000 | 3,331 |
| Additional noninterest expense | $993,000 | 4,087 |
| Pre-tax net operating income | $1,585,000 | 3,720 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $515,000 | 3,284 |
| Income before extraordinary items | $1,072,000 | 4,092 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,072,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,775 |
| Cash dividends | $231,000 | 4,795 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 636 |
| Net operating income | $1,070,640 | 3,971 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 4,203 |
| Total interest expense | $3,190,000 | 4,697 |
| Net interest income | $4,650,000 | 3,693 |
| Provision for loan and lease losses | $126,000 | 4,747 |
| Total noninterest income | $533,000 | 4,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 4,870 |
| Total noninterest expense | $3,044,000 | 4,181 |
| Salaries and employee benefits | $1,646,000 | 4,057 |
| Premises and equipment expense | $606,000 | 3,246 |
| Additional noninterest expense | $792,000 | 4,777 |
| Pre-tax net operating income | $2,013,000 | 3,309 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $670,000 | 2,887 |
| Income before extraordinary items | $1,343,000 | 3,546 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,343,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $216,000 | 5,008 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 691 |
| Net operating income | $1,343,000 | 3,535 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,555,000 | 4,642 |
| Total interest expense | $2,665,000 | 5,020 |
| Net interest income | $3,890,000 | 4,281 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $404,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,153 |
| Total noninterest expense | $2,603,000 | 4,726 |
| Salaries and employee benefits | $1,429,000 | 4,520 |
| Premises and equipment expense | $505,000 | 3,735 |
| Additional noninterest expense | $669,000 | 5,415 |
| Pre-tax net operating income | $1,631,000 | 3,870 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $522,000 | 3,545 |
| Income before extraordinary items | $1,110,000 | 4,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,110,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $197,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 784 |
| Net operating income | $1,109,320 | 4,069 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 4,986 |
| Total interest expense | $2,658,000 | 5,158 |
| Net interest income | $3,373,000 | 4,728 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $267,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,120 |
| Total noninterest expense | $2,040,000 | 5,523 |
| Salaries and employee benefits | $1,135,000 | 5,279 |
| Premises and equipment expense | $355,000 | 4,829 |
| Additional noninterest expense | $550,000 | 6,089 |
| Pre-tax net operating income | $1,540,000 | 4,098 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $460,000 | 4,072 |
| Income before extraordinary items | $1,081,000 | 4,243 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,081,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $177,000 | 5,564 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 790 |
| Net operating income | $1,080,300 | 4,146 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 5,257 |
| Total interest expense | $2,505,000 | 5,404 |
| Net interest income | $3,204,000 | 5,052 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $239,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $2,057,000 | 5,546 |
| Salaries and employee benefits | $1,060,000 | 5,637 |
| Premises and equipment expense | $394,000 | 4,496 |
| Additional noninterest expense | $603,000 | 5,786 |
| Pre-tax net operating income | $1,341,000 | 4,855 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $427,000 | 4,685 |
| Income before extraordinary items | $919,000 | 4,982 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $919,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $151,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 798 |
| Net operating income | $915,600 | 4,936 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,267,000 | 5,705 |
| Total interest expense | $2,395,000 | 5,683 |
| Net interest income | $2,872,000 | 5,629 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $206,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $1,933,000 | 6,083 |
| Salaries and employee benefits | $1,009,000 | 5,947 |
| Premises and equipment expense | $346,000 | 5,047 |
| Additional noninterest expense | $578,000 | 6,495 |
| Pre-tax net operating income | $1,115,000 | 5,366 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $320,000 | 5,612 |
| Income before extraordinary items | $795,000 | 5,334 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $795,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $128,000 | 6,301 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 693 |
| Net operating income | $795,000 | 5,273 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 5,994 |
| Total interest expense | $2,182,000 | 6,124 |
| Net interest income | $2,807,000 | 5,800 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $190,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $1,712,000 | 6,705 |
| Salaries and employee benefits | $862,000 | 6,748 |
| Premises and equipment expense | $293,000 | 5,735 |
| Additional noninterest expense | $557,000 | 6,796 |
| Pre-tax net operating income | $1,220,000 | 5,186 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $374,000 | 5,178 |
| Income before extraordinary items | $846,000 | 5,232 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $846,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $58,000 | 7,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $846,000 | 5,214 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 5,895 |
| Total interest expense | $1,765,000 | 6,160 |
| Net interest income | $2,991,000 | 5,626 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $1,776,000 | 6,758 |
| Salaries and employee benefits | $818,000 | 7,102 |
| Premises and equipment expense | $285,000 | 5,938 |
| Additional noninterest expense | $673,000 | 6,518 |
| Pre-tax net operating income | $1,302,000 | 4,940 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $429,000 | 4,533 |
| Income before extraordinary items | $878,000 | 5,011 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $878,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,093 |
| Net operating income | $874,650 | 5,073 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 6,250 |
| Total interest expense | $1,963,000 | 5,924 |
| Net interest income | $2,591,000 | 6,379 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,751,000 | 7,037 |
| Salaries and employee benefits | $757,000 | 7,597 |
| Premises and equipment expense | $237,000 | 6,945 |
| Additional noninterest expense | $757,000 | 6,193 |
| Pre-tax net operating income | $909,000 | 6,307 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $271,000 | 6,473 |
| Income before extraordinary items | $644,000 | 6,466 |
| Extraordinary gains, net | $110,000 | 1,482 |
| Net income | $754,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $94,000 | 7,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $639,800 | 6,250 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 6,693 |
| Total interest expense | $2,364,000 | 6,258 |
| Net interest income | $2,321,000 | 6,957 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $147,000 | 10,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $1,521,000 | 7,837 |
| Salaries and employee benefits | $714,000 | 7,885 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $579,000 | 7,705 |
| Pre-tax net operating income | $887,000 | 6,155 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $271,000 | 6,345 |
| Income before extraordinary items | $630,000 | 6,371 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $630,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $620,200 | 6,072 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.