Home > Farmers and Merchants Bank > Income and Expense
Farmers and Merchants Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 7,298 |
| Total interest expense | $1,351,000 | 7,393 |
| Net interest income | $2,166,000 | 7,157 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $228,000 | 8,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,154,000 | 8,795 |
| Salaries and employee benefits | $602,000 | 8,600 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $353,000 | 9,309 |
| Pre-tax net operating income | $1,160,000 | 5,369 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $359,000 | 5,167 |
| Income before extraordinary items | $807,000 | 5,328 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $807,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $196,000 | 5,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $802,860 | 5,422 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,560,000 | 7,447 |
| Total interest expense | $1,320,000 | 7,807 |
| Net interest income | $2,240,000 | 7,060 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $233,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,121,000 | 9,242 |
| Salaries and employee benefits | $578,000 | 8,992 |
| Premises and equipment expense | $203,000 | 7,624 |
| Additional noninterest expense | $340,000 | 9,955 |
| Pre-tax net operating income | $1,284,000 | 4,910 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $419,000 | 4,843 |
| Income before extraordinary items | $900,000 | 5,094 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $900,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $876,200 | 4,973 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 7,805 |
| Total interest expense | $1,614,000 | 8,157 |
| Net interest income | $2,164,000 | 7,334 |
| Provision for loan and lease losses | $232,000 | 4,825 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $1,074,000 | 9,647 |
| Salaries and employee benefits | $538,000 | 9,389 |
| Premises and equipment expense | $211,000 | 7,601 |
| Additional noninterest expense | $325,000 | 10,499 |
| Pre-tax net operating income | $1,027,000 | 5,515 |
| Securities gains (losses) | $-44,000 | 13,652 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $693,000 | 5,974 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $693,000 | 6,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 4,125 |
| Cash dividends | $101,000 | 6,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $723,800 | 5,443 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.