Home > Farmers and Merchants Bank > Income and Expense
Farmers and Merchants Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 5,513 |
| Total interest expense | $2,480,000 | 5,586 |
| Net interest income | $2,834,000 | 5,364 |
| Provision for loan and lease losses | $209,000 | 3,650 |
| Total noninterest income | $596,000 | 4,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $1,953,000 | 5,762 |
| Salaries and employee benefits | $1,026,000 | 5,812 |
| Premises and equipment expense | $227,000 | 6,359 |
| Additional noninterest expense | $700,000 | 5,177 |
| Pre-tax net operating income | $1,268,000 | 4,580 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $438,000 | 3,792 |
| Income before extraordinary items | $828,000 | 4,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $828,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,985 |
| Cash dividends | $458,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $829,300 | 4,938 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 5,911 |
| Total interest expense | $1,954,000 | 6,082 |
| Net interest income | $2,578,000 | 5,692 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $618,000 | 4,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,537 |
| Total noninterest expense | $1,730,000 | 6,233 |
| Salaries and employee benefits | $951,000 | 6,089 |
| Premises and equipment expense | $189,000 | 6,987 |
| Additional noninterest expense | $590,000 | 5,891 |
| Pre-tax net operating income | $1,406,000 | 4,283 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $519,000 | 3,556 |
| Income before extraordinary items | $903,000 | 4,739 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $903,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $736,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $892,760 | 4,731 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 6,168 |
| Total interest expense | $1,992,000 | 6,203 |
| Net interest income | $2,379,000 | 6,018 |
| Provision for loan and lease losses | $56,000 | 6,406 |
| Total noninterest income | $517,000 | 4,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,183 |
| Total noninterest expense | $1,598,000 | 6,432 |
| Salaries and employee benefits | $820,000 | 6,600 |
| Premises and equipment expense | $191,000 | 6,852 |
| Additional noninterest expense | $587,000 | 5,839 |
| Pre-tax net operating income | $1,242,000 | 4,773 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $430,000 | 4,234 |
| Income before extraordinary items | $811,000 | 5,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $811,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $328,000 | 4,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $811,650 | 5,064 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 6,695 |
| Total interest expense | $1,848,000 | 6,566 |
| Net interest income | $2,115,000 | 6,688 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $378,000 | 5,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $1,356,000 | 7,157 |
| Salaries and employee benefits | $647,000 | 7,623 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $540,000 | 6,192 |
| Pre-tax net operating income | $977,000 | 5,902 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $334,000 | 5,439 |
| Income before extraordinary items | $643,000 | 6,147 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $643,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $370,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $643,000 | 6,097 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 7,666 |
| Total interest expense | $1,562,000 | 7,416 |
| Net interest income | $1,689,000 | 7,809 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $340,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $1,201,000 | 7,983 |
| Salaries and employee benefits | $660,000 | 7,781 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $393,000 | 7,935 |
| Pre-tax net operating income | $798,000 | 6,513 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $273,000 | 6,139 |
| Income before extraordinary items | $538,000 | 6,637 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $538,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $529,420 | 6,647 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 8,048 |
| Total interest expense | $1,409,000 | 7,954 |
| Net interest income | $1,708,000 | 7,996 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $276,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,313,000 | 7,827 |
| Salaries and employee benefits | $716,000 | 7,617 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $504,000 | 7,224 |
| Pre-tax net operating income | $641,000 | 7,641 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $430,000 | 7,804 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $430,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $428,660 | 7,788 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 8,523 |
| Total interest expense | $1,065,000 | 8,418 |
| Net interest income | $1,649,000 | 8,455 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $271,000 | 7,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,190,000 | 8,641 |
| Salaries and employee benefits | $636,000 | 8,367 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $459,000 | 8,241 |
| Pre-tax net operating income | $705,000 | 7,363 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $222,000 | 6,981 |
| Income before extraordinary items | $460,000 | 7,614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $460,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $230,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $475,410 | 7,537 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 9,165 |
| Total interest expense | $1,016,000 | 9,028 |
| Net interest income | $1,492,000 | 9,143 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $308,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $1,087,000 | 9,370 |
| Salaries and employee benefits | $555,000 | 9,172 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $435,000 | 8,874 |
| Pre-tax net operating income | $693,000 | 7,407 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $220,000 | 7,257 |
| Income before extraordinary items | $465,000 | 7,837 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $465,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $470,440 | 7,532 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 9,872 |
| Total interest expense | $1,141,000 | 9,823 |
| Net interest income | $1,385,000 | 9,674 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $295,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,058,000 | 9,713 |
| Salaries and employee benefits | $565,000 | 9,128 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $554,000 | 8,036 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $433,000 | 7,904 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $433,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $377,240 | 8,080 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.