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Farmers and Merchants Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$2,889,000	2,852
Total interest expense	$1,085,000	2,630
Net interest income	$1,804,000	2,956
Provision for loan and lease losses	$60,000	1,773
Total noninterest income	$235,000	2,714
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$73,000	2,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	2,616
Total noninterest expense	$1,245,000	3,096
Salaries and employee benefits	$665,000	3,120
Premises and equipment expense	$216,000	2,253
Additional noninterest expense	$162,000	2,616
Pre-tax net operating income	$734,000	2,570
Securities gains (losses)	$0	665
Applicable income taxes	$0	3,151
Income before extraordinary items	$734,000	2,408
Extraordinary gains, net	$0	47
Net income	$734,000	2,436
Minority interest net income	$0	65
Net income of bank and minority interests.	$734,000	2,408
Net charge-offs	$2,000	2,066
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$734,000	2,421
2024-12-31 (YTD Data)		Rank
Total interest income	$10,723,000	2,924
Total interest expense	$4,176,000	2,709
Net interest income	$6,547,000	3,000
Provision for loan and lease losses	$70,000	2,691
Total noninterest income	$913,000	2,821
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$300,000	2,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$613,000	2,753
Total noninterest expense	$4,673,000	3,165
Salaries and employee benefits	$2,556,000	3,167
Premises and equipment expense	$681,000	2,549
Additional noninterest expense	$613,000	2,753
Pre-tax net operating income	$2,717,000	2,540
Securities gains (losses)	$0	940
Applicable income taxes	$0	3,278
Income before extraordinary items	$2,717,000	2,395
Extraordinary gains, net	$0	53
Net income	$2,717,000	2,420
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,717,000	2,396
Net charge-offs	$29,000	2,328
Cash dividends	$1,148,000	2,122
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$2,717,000	2,402
2024-09-30 (YTD Data)		Rank
Total interest income	$7,871,000	2,942
Total interest expense	$3,136,000	2,703
Net interest income	$4,735,000	3,041
Provision for loan and lease losses	$40,000	2,650
Total noninterest income	$674,000	2,803
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$219,000	2,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$455,000	2,721
Total noninterest expense	$3,439,000	3,173
Salaries and employee benefits	$1,891,000	3,170
Premises and equipment expense	$501,000	2,566
Additional noninterest expense	$455,000	2,721
Pre-tax net operating income	$1,930,000	2,612
Securities gains (losses)	$0	930
Applicable income taxes	$0	3,278
Income before extraordinary items	$1,930,000	2,465
Extraordinary gains, net	$0	51
Net income	$1,930,000	2,492
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,930,000	2,467
Net charge-offs	$31,000	1,939
Cash dividends	$785,000	1,940
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$1,930,000	2,466
2024-06-30 (YTD Data)		Rank
Total interest income	$5,078,000	2,964
Total interest expense	$2,071,000	2,675
Net interest income	$3,007,000	3,102
Provision for loan and lease losses	$20,000	2,627
Total noninterest income	$438,000	2,810
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$138,000	2,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$300,000	2,710
Total noninterest expense	$2,238,000	3,201
Salaries and employee benefits	$1,232,000	3,199
Premises and equipment expense	$330,000	2,573
Additional noninterest expense	$300,000	2,710
Pre-tax net operating income	$1,187,000	2,673
Securities gains (losses)	$0	628
Applicable income taxes	$0	3,283
Income before extraordinary items	$1,187,000	2,533
Extraordinary gains, net	$0	52
Net income	$1,187,000	2,565
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,187,000	2,536
Net charge-offs	$21,000	1,761
Cash dividends	$490,000	2,028
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$1,187,000	2,533
2024-03-31 (YTD Data)		Rank
Total interest income	$2,453,000	2,988
Total interest expense	$1,015,000	2,670
Net interest income	$1,438,000	3,159
Provision for loan and lease losses	$9,000	2,355
Total noninterest income	$218,000	2,782
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$71,000	2,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	2,696
Total noninterest expense	$1,101,000	3,226
Salaries and employee benefits	$612,000	3,219
Premises and equipment expense	$161,000	2,610
Additional noninterest expense	$147,000	2,696
Pre-tax net operating income	$546,000	2,703
Securities gains (losses)	$0	689
Applicable income taxes	$0	3,183
Income before extraordinary items	$546,000	2,581
Extraordinary gains, net	$0	51
Net income	$546,000	2,611
Minority interest net income	$0	72
Net income of bank and minority interests.	$546,000	2,581
Net charge-offs	$21,000	1,267
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$546,000	2,586
2023-12-31 (YTD Data)		Rank
Total interest income	$8,578,000	3,036
Total interest expense	$2,781,000	2,711
Net interest income	$5,797,000	3,161
Provision for loan and lease losses	$36,000	2,889
Total noninterest income	$912,000	2,844
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$301,000	2,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$611,000	2,779
Total noninterest expense	$4,734,000	3,140
Salaries and employee benefits	$2,315,000	3,278
Premises and equipment expense	$680,000	2,529
Additional noninterest expense	$611,000	2,779
Pre-tax net operating income	$1,939,000	2,987
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$1,939,000	2,817
Extraordinary gains, net	$0	54
Net income	$1,939,000	2,846
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,939,000	2,819
Net charge-offs	$3,000	2,678
Cash dividends	$920,000	2,253
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,939,000	2,851
2023-09-30 (YTD Data)		Rank
Total interest income	$6,281,000	3,045
Total interest expense	$1,845,000	2,737
Net interest income	$4,436,000	3,140
Provision for loan and lease losses	$27,000	2,728
Total noninterest income	$696,000	2,824
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$224,000	2,207
Trading account gains and fees	NA	NA
Additional Noninterest Income	$472,000	2,740
Total noninterest expense	$3,629,000	3,081
Salaries and employee benefits	$1,771,000	3,235
Premises and equipment expense	$485,000	2,601
Additional noninterest expense	$472,000	2,739
Pre-tax net operating income	$1,476,000	3,038
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$1,476,000	2,860
Extraordinary gains, net	$0	52
Net income	$1,476,000	2,890
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,476,000	2,861
Net charge-offs	$-1,000	3,402
Cash dividends	$690,000	2,009
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,476,000	2,889
2023-06-30 (YTD Data)		Rank
Total interest income	$4,134,000	3,043
Total interest expense	$997,000	2,808
Net interest income	$3,137,000	3,085
Provision for loan and lease losses	$18,000	2,634
Total noninterest income	$439,000	2,860
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$135,000	2,324
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	2,746
Total noninterest expense	$2,522,000	3,024
Salaries and employee benefits	$1,214,000	3,205
Premises and equipment expense	$318,000	2,617
Additional noninterest expense	$304,000	2,740
Pre-tax net operating income	$1,036,000	2,997
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,036,000	2,820
Extraordinary gains, net	$0	51
Net income	$1,036,000	2,851
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,036,000	2,820
Net charge-offs	$-1,000	3,356
Cash dividends	$460,000	2,026
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,036,000	2,845
2023-03-31 (YTD Data)		Rank
Total interest income	$1,957,000	3,112
Total interest expense	$412,000	2,837
Net interest income	$1,545,000	3,121
Provision for loan and lease losses	$9,000	2,362
Total noninterest income	$220,000	2,851
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$66,000	2,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	2,728
Total noninterest expense	$1,367,000	2,934
Salaries and employee benefits	$628,000	3,207
Premises and equipment expense	$148,000	2,775
Additional noninterest expense	$154,000	2,728
Pre-tax net operating income	$389,000	3,363
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$389,000	3,205
Extraordinary gains, net	$0	4
Net income	$389,000	3,204
Minority interest net income	$0	48
Net income of bank and minority interests.	$389,000	3,205
Net charge-offs	$-2,000	3,519
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$389,000	3,228
2022-12-31 (YTD Data)		Rank
Total interest income	$6,685,000	3,108
Total interest expense	$425,000	3,412
Net interest income	$6,260,000	3,033
Provision for loan and lease losses	$36,000	2,641
Total noninterest income	$813,000	3,035
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$267,000	2,391
Trading account gains and fees	NA	NA
Additional Noninterest Income	$546,000	2,969
Total noninterest expense	$4,541,000	3,177
Salaries and employee benefits	$2,398,000	3,254
Premises and equipment expense	$744,000	2,419
Additional noninterest expense	$546,000	2,969
Pre-tax net operating income	$2,496,000	2,859
Securities gains (losses)	$-126,000	3,979
Applicable income taxes	$0	3,596
Income before extraordinary items	$2,370,000	2,748
Extraordinary gains, net	$0	5
Net income	$2,370,000	2,745
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,370,000	2,747
Net charge-offs	$11,000	2,122
Cash dividends	$920,000	2,223
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,496,000	2,715
2022-09-30 (YTD Data)		Rank
Total interest income	$4,849,000	3,110
Total interest expense	$249,000	3,509
Net interest income	$4,600,000	3,046
Provision for loan and lease losses	$27,000	2,477
Total noninterest income	$605,000	3,077
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$197,000	2,422
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	3,007
Total noninterest expense	$3,418,000	3,167
Salaries and employee benefits	$1,807,000	3,236
Premises and equipment expense	$552,000	2,438
Additional noninterest expense	$408,000	3,007
Pre-tax net operating income	$1,760,000	2,912
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,760,000	2,735
Extraordinary gains, net	$0	4
Net income	$1,760,000	2,733
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,760,000	2,734
Net charge-offs	$8,000	1,888
Cash dividends	$690,000	1,959
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,760,000	2,768
2022-06-30 (YTD Data)		Rank
Total interest income	$3,122,000	3,121
Total interest expense	$152,000	3,516
Net interest income	$2,970,000	3,062
Provision for loan and lease losses	$18,000	2,281
Total noninterest income	$387,000	3,113
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$127,000	2,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	3,074
Total noninterest expense	$2,216,000	3,200
Salaries and employee benefits	$1,203,000	3,250
Premises and equipment expense	$357,000	2,481
Additional noninterest expense	$656,000	3,293
Pre-tax net operating income	$1,123,000	2,879
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,123,000	2,696
Extraordinary gains, net	$0	4
Net income	$1,123,000	2,694
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,123,000	2,696
Net charge-offs	$2,000	1,931
Cash dividends	$460,000	1,958
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,123,000	2,729
2022-03-31 (YTD Data)		Rank
Total interest income	$1,513,000	3,127
Total interest expense	$74,000	3,533
Net interest income	$1,439,000	3,076
Provision for loan and lease losses	$9,000	2,030
Total noninterest income	$183,000	3,138
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$62,000	2,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	3,094
Total noninterest expense	$1,091,000	3,226
Salaries and employee benefits	$599,000	3,252
Premises and equipment expense	$178,000	2,486
Additional noninterest expense	$314,000	3,349
Pre-tax net operating income	$522,000	2,864
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$522,000	2,709
Extraordinary gains, net	$0	4
Net income	$522,000	2,707
Minority interest net income	$0	50
Net income of bank and minority interests.	$522,000	2,709
Net charge-offs	$-1,000	3,005
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$522,000	2,726
2021-12-31 (YTD Data)		Rank
Total interest income	$6,357,000	3,140
Total interest expense	$302,000	3,756
Net interest income	$6,055,000	3,066
Provision for loan and lease losses	$54,000	2,524
Total noninterest income	$1,039,000	2,929
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$239,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$800,000	2,830
Total noninterest expense	$4,382,000	3,232
Salaries and employee benefits	$2,370,000	3,279
Premises and equipment expense	$710,000	2,492
Additional noninterest expense	$1,302,000	3,311
Pre-tax net operating income	$2,658,000	2,826
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,658,000	2,682
Extraordinary gains, net	$0	10
Net income	$2,658,000	2,683
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,658,000	2,683
Net charge-offs	$-1,000	3,238
Cash dividends	$989,000	2,262
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,658,000	2,662
2021-09-30 (YTD Data)		Rank
Total interest income	$4,868,000	3,175
Total interest expense	$227,000	3,836
Net interest income	$4,641,000	3,075
Provision for loan and lease losses	$45,000	2,393
Total noninterest income	$824,000	2,913
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$167,000	2,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$657,000	2,782
Total noninterest expense	$3,291,000	3,244
Salaries and employee benefits	$1,790,000	3,277
Premises and equipment expense	$536,000	2,512
Additional noninterest expense	$965,000	3,350
Pre-tax net operating income	$2,129,000	2,867
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,129,000	2,719
Extraordinary gains, net	$0	8
Net income	$2,129,000	2,719
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,129,000	2,719
Net charge-offs	$-1,000	3,099
Cash dividends	$748,000	1,999
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,129,000	2,696
2021-06-30 (YTD Data)		Rank
Total interest income	$3,163,000	3,217
Total interest expense	$152,000	3,903
Net interest income	$3,011,000	3,116
Provision for loan and lease losses	$36,000	2,303
Total noninterest income	$620,000	2,757
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$105,000	2,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$515,000	2,609
Total noninterest expense	$2,155,000	3,267
Salaries and employee benefits	$1,149,000	3,336
Premises and equipment expense	$375,000	2,419
Additional noninterest expense	$631,000	3,378
Pre-tax net operating income	$1,440,000	2,827
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,440,000	2,683
Extraordinary gains, net	$0	6
Net income	$1,440,000	2,682
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,440,000	2,683
Net charge-offs	$0	2,245
Cash dividends	$460,000	2,037
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,440,000	2,655
2021-03-31 (YTD Data)		Rank
Total interest income	$1,462,000	3,330
Total interest expense	$75,000	3,991
Net interest income	$1,387,000	3,240
Provision for loan and lease losses	$27,000	2,137
Total noninterest income	$426,000	2,412
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$47,000	2,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$379,000	2,207
Total noninterest expense	$1,063,000	3,279
Salaries and employee benefits	$557,000	3,390
Premises and equipment expense	$198,000	2,367
Additional noninterest expense	$308,000	3,385
Pre-tax net operating income	$723,000	2,800
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$723,000	2,657
Extraordinary gains, net	$0	3
Net income	$723,000	2,655
Minority interest net income	$0	55
Net income of bank and minority interests.	$723,000	2,657
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$723,000	2,620
2020-12-31 (YTD Data)		Rank
Total interest income	$6,273,000	3,229
Total interest expense	$367,000	4,129
Net interest income	$5,906,000	3,072
Provision for loan and lease losses	$90,000	3,614
Total noninterest income	$762,000	3,171
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$239,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$523,000	3,107
Total noninterest expense	$4,196,000	3,295
Salaries and employee benefits	$2,294,000	3,334
Premises and equipment expense	$743,000	2,436
Additional noninterest expense	$1,159,000	3,479
Pre-tax net operating income	$2,382,000	2,740
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,382,000	2,609
Extraordinary gains, net	$0	4
Net income	$2,382,000	2,608
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,382,000	2,609
Net charge-offs	$18,000	2,836
Cash dividends	$1,152,000	2,053
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,382,000	2,563
2020-09-30 (YTD Data)		Rank
Total interest income	$4,671,000	3,275
Total interest expense	$292,000	4,147
Net interest income	$4,379,000	3,110
Provision for loan and lease losses	$63,000	3,593
Total noninterest income	$531,000	3,246
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$172,000	2,587
Trading account gains and fees	NA	NA
Additional Noninterest Income	$359,000	3,155
Total noninterest expense	$3,114,000	3,299
Salaries and employee benefits	$1,713,000	3,336
Premises and equipment expense	$546,000	2,463
Additional noninterest expense	$855,000	3,474
Pre-tax net operating income	$1,733,000	2,782
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,733,000	2,637
Extraordinary gains, net	$0	4
Net income	$1,733,000	2,636
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,733,000	2,637
Net charge-offs	$3,000	3,032
Cash dividends	$886,000	1,819
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,733,000	2,594
2020-06-30 (YTD Data)		Rank
Total interest income	$3,176,000	3,282
Total interest expense	$212,000	4,156
Net interest income	$2,964,000	3,108
Provision for loan and lease losses	$36,000	3,612
Total noninterest income	$344,000	3,241
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$113,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	3,161
Total noninterest expense	$2,049,000	3,329
Salaries and employee benefits	$1,164,000	3,320
Premises and equipment expense	$350,000	2,516
Additional noninterest expense	$535,000	3,608
Pre-tax net operating income	$1,223,000	2,662
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,223,000	2,520
Extraordinary gains, net	$0	4
Net income	$1,223,000	2,519
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,223,000	2,520
Net charge-offs	$7,000	2,562
Cash dividends	$634,000	1,725
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,223,000	2,485
2020-03-31 (YTD Data)		Rank
Total interest income	$1,635,000	3,253
Total interest expense	$130,000	4,072
Net interest income	$1,505,000	3,049
Provision for loan and lease losses	$9,000	3,440
Total noninterest income	$186,000	3,105
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$71,000	2,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	3,025
Total noninterest expense	$1,035,000	3,347
Salaries and employee benefits	$590,000	3,328
Premises and equipment expense	$183,000	2,471
Additional noninterest expense	$262,000	3,684
Pre-tax net operating income	$647,000	2,453
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$647,000	2,291
Extraordinary gains, net	$0	4
Net income	$647,000	2,290
Minority interest net income	$0	56
Net income of bank and minority interests.	$647,000	2,291
Net charge-offs	$4,000	2,167
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$647,000	2,265
2019-12-31 (YTD Data)		Rank
Total interest income	$6,151,000	3,391
Total interest expense	$525,000	4,096
Net interest income	$5,626,000	3,213
Provision for loan and lease losses	$36,000	3,517
Total noninterest income	$791,000	3,118
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$327,000	2,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$464,000	3,105
Total noninterest expense	$4,083,000	3,383
Salaries and employee benefits	$2,211,000	3,436
Premises and equipment expense	$699,000	2,547
Additional noninterest expense	$1,173,000	3,528
Pre-tax net operating income	$2,298,000	2,862
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,298,000	2,703
Extraordinary gains, net	$0	11
Net income	$2,298,000	2,703
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,298,000	2,705
Net charge-offs	$7,000	3,419
Cash dividends	$1,047,000	2,283
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,298,000	2,670
2019-09-30 (YTD Data)		Rank
Total interest income	$4,585,000	3,451
Total interest expense	$384,000	4,172
Net interest income	$4,201,000	3,265
Provision for loan and lease losses	$27,000	3,410
Total noninterest income	$595,000	3,131
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$245,000	2,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,106
Total noninterest expense	$3,066,000	3,400
Salaries and employee benefits	$1,668,000	3,449
Premises and equipment expense	$513,000	2,592
Additional noninterest expense	$885,000	3,556
Pre-tax net operating income	$1,703,000	2,945
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,703,000	2,772
Extraordinary gains, net	$0	11
Net income	$1,703,000	2,773
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,703,000	2,773
Net charge-offs	$4,000	3,193
Cash dividends	$725,000	2,152
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,703,000	2,742
2019-06-30 (YTD Data)		Rank
Total interest income	$3,000,000	3,493
Total interest expense	$241,000	4,245
Net interest income	$2,759,000	3,309
Provision for loan and lease losses	$18,000	3,321
Total noninterest income	$375,000	3,163
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$151,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	3,139
Total noninterest expense	$2,024,000	3,438
Salaries and employee benefits	$1,104,000	3,487
Premises and equipment expense	$332,000	2,638
Additional noninterest expense	$588,000	3,586
Pre-tax net operating income	$1,092,000	2,978
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,092,000	2,814
Extraordinary gains, net	$0	11
Net income	$1,092,000	2,812
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,092,000	2,813
Net charge-offs	$5,000	2,814
Cash dividends	$391,000	2,374
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,092,000	2,792
2019-03-31 (YTD Data)		Rank
Total interest income	$1,469,000	3,552
Total interest expense	$111,000	4,317
Net interest income	$1,358,000	3,359
Provision for loan and lease losses	$9,000	3,120
Total noninterest income	$182,000	3,156
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$74,000	2,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	3,125
Total noninterest expense	$996,000	3,506
Salaries and employee benefits	$551,000	3,536
Premises and equipment expense	$167,000	2,664
Additional noninterest expense	$278,000	3,702
Pre-tax net operating income	$535,000	2,977
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$535,000	2,805
Extraordinary gains, net	$0	5
Net income	$535,000	2,805
Minority interest net income	$0	52
Net income of bank and minority interests.	$535,000	2,804
Net charge-offs	$3,000	2,375
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$535,000	2,794
2018-12-31 (YTD Data)		Rank
Total interest income	$5,608,000	3,557
Total interest expense	$343,000	4,356
Net interest income	$5,265,000	3,399
Provision for loan and lease losses	$36,000	3,629
Total noninterest income	$761,000	3,208
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$324,000	2,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$437,000	3,245
Total noninterest expense	$3,918,000	3,527
Salaries and employee benefits	$2,091,000	3,603
Premises and equipment expense	$676,000	2,631
Additional noninterest expense	$1,151,000	3,660
Pre-tax net operating income	$2,072,000	3,085
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,072,000	2,881
Extraordinary gains, net	$0	6
Net income	$2,072,000	2,880
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,072,000	2,880
Net charge-offs	$-4,000	4,359
Cash dividends	$814,000	2,441
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,072,000	2,876
2018-09-30 (YTD Data)		Rank
Total interest income	$4,120,000	3,614
Total interest expense	$231,000	4,468
Net interest income	$3,889,000	3,459
Provision for loan and lease losses	$27,000	3,502
Total noninterest income	$567,000	3,242
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$239,000	2,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	3,282
Total noninterest expense	$2,921,000	3,560
Salaries and employee benefits	$1,570,000	3,610
Premises and equipment expense	$495,000	2,692
Additional noninterest expense	$856,000	3,699
Pre-tax net operating income	$1,508,000	3,184
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,508,000	2,986
Extraordinary gains, net	$0	5
Net income	$1,508,000	2,984
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,508,000	2,985
Net charge-offs	$3,000	3,293
Cash dividends	$620,000	2,163
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,508,000	2,974
2018-06-30 (YTD Data)		Rank
Total interest income	$2,694,000	3,639
Total interest expense	$130,000	4,624
Net interest income	$2,564,000	3,484
Provision for loan and lease losses	$18,000	3,390
Total noninterest income	$364,000	3,315
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$148,000	2,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$216,000	3,290
Total noninterest expense	$1,944,000	3,580
Salaries and employee benefits	$1,051,000	3,614
Premises and equipment expense	$334,000	2,675
Additional noninterest expense	$559,000	3,761
Pre-tax net operating income	$966,000	3,210
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$966,000	3,017
Extraordinary gains, net	$0	6
Net income	$966,000	3,016
Minority interest net income	$0	65
Net income of bank and minority interests.	$966,000	3,016
Net charge-offs	$-3,000	4,144
Cash dividends	$447,000	2,127
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$966,000	3,008
2018-03-31 (YTD Data)		Rank
Total interest income	$1,317,000	3,685
Total interest expense	$64,000	4,649
Net interest income	$1,253,000	3,537
Provision for loan and lease losses	$9,000	3,174
Total noninterest income	$176,000	3,352
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$69,000	2,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	3,247
Total noninterest expense	$935,000	3,688
Salaries and employee benefits	$515,000	3,698
Premises and equipment expense	$169,000	2,709
Additional noninterest expense	$251,000	3,970
Pre-tax net operating income	$485,000	3,146
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$485,000	2,949
Extraordinary gains, net	$0	7
Net income	$485,000	2,950
Minority interest net income	$0	52
Net income of bank and minority interests.	$485,000	2,949
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$485,000	2,939
2017-12-31 (YTD Data)		Rank
Total interest income	$5,103,000	3,715
Total interest expense	$215,000	4,785
Net interest income	$4,888,000	3,579
Provision for loan and lease losses	$21,000	3,933
Total noninterest income	$700,000	3,455
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$289,000	2,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	3,420
Total noninterest expense	$3,712,000	3,706
Salaries and employee benefits	$1,994,000	3,760
Premises and equipment expense	$676,000	2,707
Additional noninterest expense	$1,042,000	3,950
Pre-tax net operating income	$1,855,000	3,223
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,855,000	2,810
Extraordinary gains, net	$0	9
Net income	$1,855,000	2,809
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,855,000	2,810
Net charge-offs	$-83,000	5,248
Cash dividends	$610,000	2,751
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,855,000	2,790
2017-09-30 (YTD Data)		Rank
Total interest income	$3,764,000	3,771
Total interest expense	$151,000	4,883
Net interest income	$3,613,000	3,636
Provision for loan and lease losses	$12,000	3,857
Total noninterest income	$511,000	3,532
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$207,000	3,014
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	3,459
Total noninterest expense	$2,779,000	3,715
Salaries and employee benefits	$1,497,000	3,768
Premises and equipment expense	$504,000	2,753
Additional noninterest expense	$778,000	3,968
Pre-tax net operating income	$1,333,000	3,355
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,333,000	3,037
Extraordinary gains, net	$0	9
Net income	$1,333,000	3,036
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,333,000	3,037
Net charge-offs	$5,000	3,457
Cash dividends	$437,000	2,544
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,333,000	3,019
2017-06-30 (YTD Data)		Rank
Total interest income	$2,451,000	3,816
Total interest expense	$95,000	4,960
Net interest income	$2,356,000	3,679
Provision for loan and lease losses	$3,000	3,811
Total noninterest income	$332,000	3,572
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$132,000	3,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	3,473
Total noninterest expense	$1,840,000	3,744
Salaries and employee benefits	$988,000	3,809
Premises and equipment expense	$342,000	2,730
Additional noninterest expense	$510,000	4,014
Pre-tax net operating income	$845,000	3,390
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$845,000	3,089
Extraordinary gains, net	$0	11
Net income	$845,000	3,088
Minority interest net income	$0	71
Net income of bank and minority interests.	$845,000	3,089
Net charge-offs	$2,000	3,300
Cash dividends	$276,000	2,582
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$845,000	3,071
2017-03-31 (YTD Data)		Rank
Total interest income	$1,185,000	3,894
Total interest expense	$43,000	5,070
Net interest income	$1,142,000	3,749
Provision for loan and lease losses	$0	3,537
Total noninterest income	$159,000	3,631
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$62,000	3,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,517
Total noninterest expense	$929,000	3,765
Salaries and employee benefits	$513,000	3,806
Premises and equipment expense	$179,000	2,696
Additional noninterest expense	$237,000	4,154
Pre-tax net operating income	$372,000	3,519
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$372,000	3,262
Extraordinary gains, net	$0	8
Net income	$372,000	3,260
Minority interest net income	$0	55
Net income of bank and minority interests.	$372,000	3,262
Net charge-offs	$-2,000	4,280
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$372,000	3,238
2016-12-31 (YTD Data)		Rank
Total interest income	$4,644,000	3,940
Total interest expense	$159,000	5,182
Net interest income	$4,485,000	3,784
Provision for loan and lease losses	$0	4,332
Total noninterest income	$652,000	3,694
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$256,000	3,228
Trading account gains and fees	$0	170
Additional Noninterest Income	$396,000	3,575
Total noninterest expense	$3,423,000	3,959
Salaries and employee benefits	$1,907,000	3,923
Premises and equipment expense	$645,000	2,888
Additional noninterest expense	$871,000	4,406
Pre-tax net operating income	$1,714,000	3,320
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,714,000	3,049
Extraordinary gains, net	$0	5
Net income	$1,714,000	3,048
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,714,000	3,048
Net charge-offs	$-1,000	4,661
Cash dividends	$552,000	2,856
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,714,000	2,997
2016-09-30 (YTD Data)		Rank
Total interest income	$3,446,000	3,984
Total interest expense	$116,000	5,258
Net interest income	$3,330,000	3,828
Provision for loan and lease losses	$0	4,186
Total noninterest income	$490,000	3,712
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$193,000	3,238
Trading account gains and fees	$0	169
Additional Noninterest Income	$297,000	3,588
Total noninterest expense	$2,558,000	3,990
Salaries and employee benefits	$1,410,000	3,952
Premises and equipment expense	$479,000	2,917
Additional noninterest expense	$669,000	4,402
Pre-tax net operating income	$1,262,000	3,390
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,262,000	3,108
Extraordinary gains, net	$0	5
Net income	$1,262,000	3,108
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,262,000	3,108
Net charge-offs	$16,000	3,263
Cash dividends	$414,000	2,597
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,262,000	3,047
2016-06-30 (YTD Data)		Rank
Total interest income	$2,249,000	4,053
Total interest expense	$75,000	5,346
Net interest income	$2,174,000	3,897
Provision for loan and lease losses	$0	4,017
Total noninterest income	$320,000	3,741
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$128,000	3,222
Trading account gains and fees	$0	157
Additional Noninterest Income	$192,000	3,665
Total noninterest expense	$1,701,000	4,030
Salaries and employee benefits	$956,000	3,946
Premises and equipment expense	$302,000	3,025
Additional noninterest expense	$443,000	4,449
Pre-tax net operating income	$793,000	3,472
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$793,000	3,205
Extraordinary gains, net	$0	16
Net income	$793,000	3,202
Minority interest net income	$0	71
Net income of bank and minority interests.	$793,000	3,203
Net charge-offs	$17,000	2,863
Cash dividends	$276,000	2,604
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$793,000	3,138
2016-03-31 (YTD Data)		Rank
Total interest income	$1,102,000	4,112
Total interest expense	$36,000	5,418
Net interest income	$1,066,000	3,948
Provision for loan and lease losses	$0	3,656
Total noninterest income	$165,000	3,656
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$64,000	3,213
Trading account gains and fees	$0	142
Additional Noninterest Income	$101,000	3,538
Total noninterest expense	$867,000	4,014
Salaries and employee benefits	$488,000	3,932
Premises and equipment expense	$160,000	2,945
Additional noninterest expense	$219,000	4,494
Pre-tax net operating income	$364,000	3,566
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$364,000	3,295
Extraordinary gains, net	$0	12
Net income	$364,000	3,292
Minority interest net income	$0	62
Net income of bank and minority interests.	$364,000	3,293
Net charge-offs	$-3,000	4,617
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$364,000	3,232
2015-12-31 (YTD Data)		Rank
Total interest income	$4,343,000	4,149
Total interest expense	$157,000	5,414
Net interest income	$4,186,000	3,981
Provision for loan and lease losses	$9,000	4,252
Total noninterest income	$660,000	3,739
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$267,000	3,245
Trading account gains and fees	$0	159
Additional Noninterest Income	$393,000	3,608
Total noninterest expense	$3,348,000	4,095
Salaries and employee benefits	$1,872,000	4,046
Premises and equipment expense	$626,000	3,023
Additional noninterest expense	$850,000	4,575
Pre-tax net operating income	$1,489,000	3,509
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,489,000	3,243
Extraordinary gains, net	$0	23
Net income	$1,489,000	3,244
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,489,000	3,245
Net charge-offs	$50,000	3,250
Cash dividends	$506,000	2,904
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,489,000	3,195
2015-09-30 (YTD Data)		Rank
Total interest income	$3,233,000	4,206
Total interest expense	$118,000	5,494
Net interest income	$3,115,000	4,033
Provision for loan and lease losses	$9,000	4,059
Total noninterest income	$477,000	3,831
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$201,000	3,259
Trading account gains and fees	$0	153
Additional Noninterest Income	$276,000	3,739
Total noninterest expense	$2,480,000	4,149
Salaries and employee benefits	$1,382,000	4,102
Premises and equipment expense	$448,000	3,157
Additional noninterest expense	$650,000	4,577
Pre-tax net operating income	$1,103,000	3,590
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,103,000	3,322
Extraordinary gains, net	$0	21
Net income	$1,103,000	3,320
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,103,000	3,321
Net charge-offs	$33,000	3,062
Cash dividends	$368,000	2,625
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,103,000	3,269
2015-06-30 (YTD Data)		Rank
Total interest income	$2,160,000	4,232
Total interest expense	$79,000	5,543
Net interest income	$2,081,000	4,042
Provision for loan and lease losses	$9,000	3,821
Total noninterest income	$314,000	3,863
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$134,000	3,242
Trading account gains and fees	$0	157
Additional Noninterest Income	$180,000	3,793
Total noninterest expense	$1,645,000	4,200
Salaries and employee benefits	$930,000	4,113
Premises and equipment expense	$298,000	3,183
Additional noninterest expense	$417,000	4,685
Pre-tax net operating income	$741,000	3,549
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$741,000	3,308
Extraordinary gains, net	$0	22
Net income	$741,000	3,308
Minority interest net income	$0	75
Net income of bank and minority interests.	$741,000	3,309
Net charge-offs	$24,000	2,829
Cash dividends	$230,000	2,658
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$741,000	3,240
2015-03-31 (YTD Data)		Rank
Total interest income	$1,083,000	4,233
Total interest expense	$40,000	5,576
Net interest income	$1,043,000	4,061
Provision for loan and lease losses	$4,000	3,525
Total noninterest income	$148,000	3,938
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$62,000	3,340
Trading account gains and fees	$0	152
Additional Noninterest Income	$86,000	3,826
Total noninterest expense	$812,000	4,262
Salaries and employee benefits	$459,000	4,165
Premises and equipment expense	$146,000	3,249
Additional noninterest expense	$207,000	4,738
Pre-tax net operating income	$375,000	3,489
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$375,000	3,245
Extraordinary gains, net	$0	13
Net income	$375,000	3,248
Minority interest net income	$0	64
Net income of bank and minority interests.	$375,000	3,248
Net charge-offs	$3,000	2,911
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$375,000	3,169
2014-12-31 (YTD Data)		Rank
Total interest income	$4,230,000	4,347
Total interest expense	$176,000	5,629
Net interest income	$4,054,000	4,162
Provision for loan and lease losses	$25,000	4,136
Total noninterest income	$661,000	3,814
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$290,000	3,265
Trading account gains and fees	$0	180
Additional Noninterest Income	$371,000	3,711
Total noninterest expense	$3,285,000	4,280
Salaries and employee benefits	$1,811,000	4,212
Premises and equipment expense	$611,000	3,187
Additional noninterest expense	$863,000	4,760
Pre-tax net operating income	$1,405,000	3,601
Securities gains (losses)	$4,000	2,934
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,409,000	3,349
Extraordinary gains, net	$0	17
Net income	$1,409,000	3,351
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,409,000	3,351
Net charge-offs	$-21,000	5,807
Cash dividends	$660,000	2,533
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,405,000	3,306
2014-09-30 (YTD Data)		Rank
Total interest income	$3,127,000	4,423
Total interest expense	$132,000	5,701
Net interest income	$2,995,000	4,238
Provision for loan and lease losses	$20,000	3,930
Total noninterest income	$494,000	3,856
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$216,000	3,310
Trading account gains and fees	$0	174
Additional Noninterest Income	$278,000	3,745
Total noninterest expense	$2,457,000	4,301
Salaries and employee benefits	$1,353,000	4,226
Premises and equipment expense	$482,000	3,113
Additional noninterest expense	$622,000	4,868
Pre-tax net operating income	$1,012,000	3,736
Securities gains (losses)	$8,000	2,425
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,020,000	3,462
Extraordinary gains, net	$0	15
Net income	$1,020,000	3,462
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,020,000	3,463
Net charge-offs	$-16,000	5,733
Cash dividends	$345,000	2,616
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,012,000	3,424
2014-06-30 (YTD Data)		Rank
Total interest income	$2,054,000	4,469
Total interest expense	$92,000	5,713
Net interest income	$1,962,000	4,282
Provision for loan and lease losses	$15,000	3,758
Total noninterest income	$323,000	3,892
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$140,000	3,368
Trading account gains and fees	$0	172
Additional Noninterest Income	$183,000	3,770
Total noninterest expense	$1,647,000	4,332
Salaries and employee benefits	$907,000	4,254
Premises and equipment expense	$319,000	3,154
Additional noninterest expense	$421,000	4,853
Pre-tax net operating income	$623,000	3,809
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$623,000	3,566
Extraordinary gains, net	$0	20
Net income	$623,000	3,571
Minority interest net income	$0	80
Net income of bank and minority interests.	$623,000	3,572
Net charge-offs	$-8,000	5,605
Cash dividends	$230,000	2,598
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$623,000	3,505
2014-03-31 (YTD Data)		Rank
Total interest income	$1,020,000	4,510
Total interest expense	$48,000	5,741
Net interest income	$972,000	4,328
Provision for loan and lease losses	$9,000	3,423
Total noninterest income	$158,000	3,904
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$67,000	3,417
Trading account gains and fees	$0	147
Additional Noninterest Income	$91,000	3,710
Total noninterest expense	$844,000	4,298
Salaries and employee benefits	$461,000	4,252
Premises and equipment expense	$163,000	3,165
Additional noninterest expense	$220,000	4,798
Pre-tax net operating income	$277,000	3,948
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$277,000	3,685
Extraordinary gains, net	$0	16
Net income	$277,000	3,687
Minority interest net income	$0	66
Net income of bank and minority interests.	$277,000	3,688
Net charge-offs	$-4,000	5,342
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$277,000	3,629
2013-12-31 (YTD Data)		Rank
Total interest income	$4,035,000	4,592
Total interest expense	$217,000	5,819
Net interest income	$3,818,000	4,391
Provision for loan and lease losses	$25,000	4,614
Total noninterest income	$762,000	3,699
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$299,000	3,361
Trading account gains and fees	$0	184
Additional Noninterest Income	$463,000	3,462
Total noninterest expense	$3,220,000	4,446
Salaries and employee benefits	$1,710,000	4,440
Premises and equipment expense	$659,000	3,082
Additional noninterest expense	$851,000	4,936
Pre-tax net operating income	$1,335,000	3,594
Securities gains (losses)	$25,000	2,236
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,360,000	3,337
Extraordinary gains, net	$0	29
Net income	$1,360,000	3,339
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,360,000	3,340
Net charge-offs	$59,000	4,224
Cash dividends	$918,000	2,042
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,335,000	3,318
2013-09-30 (YTD Data)		Rank
Total interest income	$3,003,000	4,664
Total interest expense	$168,000	5,876
Net interest income	$2,835,000	4,435
Provision for loan and lease losses	$17,000	4,573
Total noninterest income	$484,000	4,072
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$224,000	3,385
Trading account gains and fees	$0	180
Additional Noninterest Income	$260,000	3,962
Total noninterest expense	$2,349,000	4,532
Salaries and employee benefits	$1,234,000	4,546
Premises and equipment expense	$475,000	3,226
Additional noninterest expense	$640,000	4,939
Pre-tax net operating income	$953,000	3,757
Securities gains (losses)	$31,000	1,973
Applicable income taxes	$0	4,713
Income before extraordinary items	$984,000	3,455
Extraordinary gains, net	$0	25
Net income	$984,000	3,458
Minority interest net income	$0	84
Net income of bank and minority interests.	$984,000	3,459
Net charge-offs	$56,000	3,763
Cash dividends	$803,000	1,657
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$953,000	3,436
2013-06-30 (YTD Data)		Rank
Total interest income	$2,004,000	4,678
Total interest expense	$115,000	5,911
Net interest income	$1,889,000	4,447
Provision for loan and lease losses	$11,000	4,490
Total noninterest income	$315,000	4,134
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$143,000	3,432
Trading account gains and fees	$0	157
Additional Noninterest Income	$172,000	4,021
Total noninterest expense	$1,564,000	4,549
Salaries and employee benefits	$817,000	4,595
Premises and equipment expense	$318,000	3,235
Additional noninterest expense	$429,000	4,954
Pre-tax net operating income	$629,000	3,748
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$629,000	3,530
Extraordinary gains, net	$0	22
Net income	$629,000	3,532
Minority interest net income	$0	82
Net income of bank and minority interests.	$629,000	3,533
Net charge-offs	$-14,000	6,233
Cash dividends	$161,000	2,696
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$629,000	3,427
2013-03-31 (YTD Data)		Rank
Total interest income	$997,000	4,728
Total interest expense	$59,000	5,958
Net interest income	$938,000	4,489
Provision for loan and lease losses	$5,000	4,198
Total noninterest income	$149,000	4,201
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$81,000	4,075
Total noninterest expense	$799,000	4,541
Salaries and employee benefits	$421,000	4,555
Premises and equipment expense	$155,000	3,311
Additional noninterest expense	$223,000	4,913
Pre-tax net operating income	$283,000	3,907
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$283,000	3,679
Extraordinary gains, net	$0	10
Net income	$283,000	3,679
Minority interest net income	$0	76
Net income of bank and minority interests.	$283,000	3,681
Net charge-offs	$-11,000	6,232
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$283,000	3,578
2012-12-31 (YTD Data)		Rank
Total interest income	$4,308,000	4,673
Total interest expense	$320,000	5,895
Net interest income	$3,988,000	4,422
Provision for loan and lease losses	$31,000	5,427
Total noninterest income	$678,000	3,950
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$328,000	3,322
Trading account gains and fees	$0	166
Additional Noninterest Income	$350,000	3,829
Total noninterest expense	$3,128,000	4,641
Salaries and employee benefits	$1,712,000	4,519
Premises and equipment expense	$622,000	3,298
Additional noninterest expense	$794,000	5,274
Pre-tax net operating income	$1,507,000	3,331
Securities gains (losses)	$13,000	3,311
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,520,000	3,106
Extraordinary gains, net	$0	29
Net income	$1,520,000	3,105
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,520,000	3,105
Net charge-offs	$28,000	5,238
Cash dividends	$488,000	2,817
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,507,000	2,991
2012-09-30 (YTD Data)		Rank
Total interest income	$3,257,000	4,742
Total interest expense	$246,000	5,989
Net interest income	$3,011,000	4,473
Provision for loan and lease losses	$24,000	5,330
Total noninterest income	$509,000	3,968
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$247,000	3,347
Trading account gains and fees	$0	157
Additional Noninterest Income	$262,000	3,876
Total noninterest expense	$2,327,000	4,695
Salaries and employee benefits	$1,277,000	4,555
Premises and equipment expense	$463,000	3,360
Additional noninterest expense	$587,000	5,367
Pre-tax net operating income	$1,169,000	3,362
Securities gains (losses)	$8,000	3,171
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,177,000	3,120
Extraordinary gains, net	$0	20
Net income	$1,177,000	3,119
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,177,000	3,118
Net charge-offs	$32,000	4,810
Cash dividends	$373,000	2,357
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,169,000	2,983
2012-06-30 (YTD Data)		Rank
Total interest income	$2,188,000	4,762
Total interest expense	$165,000	6,069
Net interest income	$2,023,000	4,452
Provision for loan and lease losses	$13,000	5,290
Total noninterest income	$335,000	3,985
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$163,000	3,356
Trading account gains and fees	$0	153
Additional Noninterest Income	$172,000	3,879
Total noninterest expense	$1,572,000	4,681
Salaries and employee benefits	$878,000	4,497
Premises and equipment expense	$306,000	3,390
Additional noninterest expense	$388,000	5,401
Pre-tax net operating income	$773,000	3,345
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$773,000	3,113
Extraordinary gains, net	$0	19
Net income	$773,000	3,112
Minority interest net income	$0	84
Net income of bank and minority interests.	$773,000	3,113
Net charge-offs	$-18,000	6,774
Cash dividends	$258,000	2,299
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$773,000	2,955
2012-03-31 (YTD Data)		Rank
Total interest income	$1,077,000	4,845
Total interest expense	$84,000	6,146
Net interest income	$993,000	4,561
Provision for loan and lease losses	$6,000	4,993
Total noninterest income	$172,000	3,964
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$78,000	3,429
Trading account gains and fees	$0	148
Additional Noninterest Income	$94,000	3,793
Total noninterest expense	$818,000	4,598
Salaries and employee benefits	$455,000	4,437
Premises and equipment expense	$159,000	3,310
Additional noninterest expense	$204,000	5,306
Pre-tax net operating income	$341,000	3,604
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$341,000	3,397
Extraordinary gains, net	$0	19
Net income	$341,000	3,400
Minority interest net income	$0	78
Net income of bank and minority interests.	$341,000	3,400
Net charge-offs	$-14,000	6,765
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$341,000	3,231
2011-12-31 (YTD Data)		Rank
Total interest income	$4,364,000	4,925
Total interest expense	$503,000	5,837
Net interest income	$3,861,000	4,634
Provision for loan and lease losses	$-128,000	7,269
Total noninterest income	$600,000	4,070
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$324,000	3,446
Trading account gains and fees	$0	146
Additional Noninterest Income	$276,000	3,996
Total noninterest expense	$3,194,000	4,700
Salaries and employee benefits	$1,704,000	4,604
Premises and equipment expense	$638,000	3,418
Additional noninterest expense	$852,000	5,279
Pre-tax net operating income	$1,395,000	3,151
Securities gains (losses)	$6,000	3,464
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,401,000	2,920
Extraordinary gains, net	$0	29
Net income	$1,401,000	2,922
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,401,000	2,922
Net charge-offs	$-219,000	7,297
Cash dividends	$479,000	2,492
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,395,000	2,833
2011-09-30 (YTD Data)		Rank
Total interest income	$3,249,000	5,002
Total interest expense	$414,000	5,784
Net interest income	$2,835,000	4,713
Provision for loan and lease losses	$-136,000	7,357
Total noninterest income	$449,000	4,090
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$241,000	3,477
Trading account gains and fees	$0	145
Additional Noninterest Income	$208,000	4,045
Total noninterest expense	$2,406,000	4,704
Salaries and employee benefits	$1,269,000	4,635
Premises and equipment expense	$488,000	3,408
Additional noninterest expense	$649,000	5,265
Pre-tax net operating income	$1,014,000	3,289
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,014,000	3,035
Extraordinary gains, net	$0	21
Net income	$1,014,000	3,037
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,014,000	3,037
Net charge-offs	$-224,000	7,376
Cash dividends	$329,000	2,244
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,014,000	2,935
2011-06-30 (YTD Data)		Rank
Total interest income	$2,155,000	5,056
Total interest expense	$286,000	5,825
Net interest income	$1,869,000	4,766
Provision for loan and lease losses	$-143,000	7,439
Total noninterest income	$297,000	4,121
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$155,000	3,525
Trading account gains and fees	$0	153
Additional Noninterest Income	$142,000	4,045
Total noninterest expense	$1,637,000	4,704
Salaries and employee benefits	$857,000	4,631
Premises and equipment expense	$324,000	3,456
Additional noninterest expense	$456,000	5,225
Pre-tax net operating income	$672,000	3,252
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$672,000	2,989
Extraordinary gains, net	$0	15
Net income	$672,000	2,990
Minority interest net income	$0	89
Net income of bank and minority interests.	$672,000	2,991
Net charge-offs	$-227,000	7,453
Cash dividends	$209,000	2,247
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$672,000	2,913
2011-03-31 (YTD Data)		Rank
Total interest income	$1,070,000	5,095
Total interest expense	$146,000	5,890
Net interest income	$924,000	4,788
Provision for loan and lease losses	$-149,000	7,511
Total noninterest income	$143,000	4,268
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$76,000	3,534
Trading account gains and fees	$0	158
Additional Noninterest Income	$67,000	4,206
Total noninterest expense	$829,000	4,698
Salaries and employee benefits	$429,000	4,664
Premises and equipment expense	$160,000	3,534
Additional noninterest expense	$240,000	5,103
Pre-tax net operating income	$387,000	3,036
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$387,000	2,745
Extraordinary gains, net	$0	9
Net income	$387,000	2,744
Minority interest net income	$0	86
Net income of bank and minority interests.	$387,000	2,745
Net charge-offs	$-226,000	7,518
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$387,000	2,678
2010-12-31 (YTD Data)		Rank
Total interest income	$4,340,000	5,200
Total interest expense	$682,000	6,012
Net interest income	$3,658,000	4,834
Provision for loan and lease losses	$80,000	6,173
Total noninterest income	$622,000	4,156
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$347,000	3,356
Trading account gains and fees	$0	175
Additional Noninterest Income	$275,000	4,085
Total noninterest expense	$3,011,000	5,009
Salaries and employee benefits	$1,610,000	4,869
Premises and equipment expense	$650,000	3,501
Additional noninterest expense	$751,000	5,756
Pre-tax net operating income	$1,189,000	3,102
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,189,000	2,930
Extraordinary gains, net	$0	29
Net income	$1,189,000	2,926
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,189,000	2,930
Net charge-offs	$65,000	5,751
Cash dividends	$426,000	2,548
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,189,000	2,809
2010-09-30 (YTD Data)		Rank
Total interest income	$3,242,000	5,309
Total interest expense	$531,000	6,092
Net interest income	$2,711,000	4,923
Provision for loan and lease losses	$64,000	6,079
Total noninterest income	$456,000	4,252
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$265,000	3,392
Trading account gains and fees	$0	165
Additional Noninterest Income	$191,000	4,247
Total noninterest expense	$2,218,000	5,079
Salaries and employee benefits	$1,197,000	4,923
Premises and equipment expense	$479,000	3,596
Additional noninterest expense	$542,000	5,879
Pre-tax net operating income	$885,000	3,304
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$885,000	3,108
Extraordinary gains, net	$0	23
Net income	$885,000	3,106
Minority interest net income	$0	110
Net income of bank and minority interests.	$885,000	3,108
Net charge-offs	$52,000	5,477
Cash dividends	$327,000	2,245
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$885,000	2,979
2010-06-30 (YTD Data)		Rank
Total interest income	$2,146,000	5,359
Total interest expense	$364,000	6,128
Net interest income	$1,782,000	4,975
Provision for loan and lease losses	$46,000	5,931
Total noninterest income	$323,000	4,108
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$177,000	3,391
Trading account gains and fees	$0	152
Additional Noninterest Income	$146,000	4,016
Total noninterest expense	$1,468,000	5,118
Salaries and employee benefits	$785,000	4,986
Premises and equipment expense	$315,000	3,672
Additional noninterest expense	$368,000	5,840
Pre-tax net operating income	$591,000	3,333
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$591,000	3,097
Extraordinary gains, net	$0	19
Net income	$591,000	3,092
Minority interest net income	$0	105
Net income of bank and minority interests.	$591,000	3,095
Net charge-offs	$21,000	5,490
Cash dividends	$212,000	2,258
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$591,000	2,988
2010-03-31 (YTD Data)		Rank
Total interest income	$1,062,000	5,463
Total interest expense	$184,000	6,234
Net interest income	$878,000	5,046
Provision for loan and lease losses	$29,000	5,518
Total noninterest income	$153,000	4,226
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$85,000	3,471
Trading account gains and fees	$0	175
Additional Noninterest Income	$68,000	4,171
Total noninterest expense	$715,000	5,242
Salaries and employee benefits	$381,000	5,130
Premises and equipment expense	$149,000	3,904
Additional noninterest expense	$185,000	5,881
Pre-tax net operating income	$287,000	3,430
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$287,000	3,220
Extraordinary gains, net	$0	16
Net income	$287,000	3,216
Minority interest net income	$0	91
Net income of bank and minority interests.	$287,000	3,220
Net charge-offs	$-7,000	7,395
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$287,000	3,111
2009-12-31 (YTD Data)		Rank
Total interest income	$4,200,000	5,582
Total interest expense	$900,000	6,245
Net interest income	$3,300,000	5,130
Provision for loan and lease losses	$-184,000	7,993
Total noninterest income	$622,000	4,296
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$444,000	3,123
Trading account gains and fees	$0	211
Additional Noninterest Income	$178,000	4,828
Total noninterest expense	$3,097,000	5,076
Salaries and employee benefits	$1,545,000	5,096
Premises and equipment expense	$637,000	3,728
Additional noninterest expense	$915,000	5,490
Pre-tax net operating income	$1,009,000	2,974
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,009,000	2,761
Extraordinary gains, net	$0	34
Net income	$1,009,000	2,760
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,009,000	2,761
Net charge-offs	$-284,000	8,003
Cash dividends	$391,000	2,902
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,009,000	2,704
2009-09-30 (YTD Data)		Rank
Total interest income	$3,146,000	5,663
Total interest expense	$696,000	6,325
Net interest income	$2,450,000	5,163
Provision for loan and lease losses	$-200,000	8,081
Total noninterest income	$491,000	4,261
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$340,000	3,099
Trading account gains and fees	$0	212
Additional Noninterest Income	$151,000	4,750
Total noninterest expense	$2,314,000	5,114
Salaries and employee benefits	$1,151,000	5,176
Premises and equipment expense	$468,000	3,809
Additional noninterest expense	$695,000	5,430
Pre-tax net operating income	$827,000	3,062
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$827,000	2,806
Extraordinary gains, net	$0	27
Net income	$827,000	2,803
Minority interest net income	$0	118
Net income of bank and minority interests.	$827,000	2,806
Net charge-offs	$-310,000	8,088
Cash dividends	$239,000	2,904
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$827,000	2,758
2009-06-30 (YTD Data)		Rank
Total interest income	$2,096,000	5,713
Total interest expense	$482,000	6,351
Net interest income	$1,614,000	5,190
Provision for loan and lease losses	$-203,000	8,177
Total noninterest income	$337,000	4,198
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$220,000	3,131
Trading account gains and fees	$0	193
Additional Noninterest Income	$117,000	4,530
Total noninterest expense	$1,601,000	5,049
Salaries and employee benefits	$776,000	5,193
Premises and equipment expense	$315,000	3,803
Additional noninterest expense	$510,000	5,193
Pre-tax net operating income	$553,000	3,140
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$553,000	2,915
Extraordinary gains, net	$0	21
Net income	$553,000	2,914
Minority interest net income	$0	112
Net income of bank and minority interests.	$553,000	2,915
Net charge-offs	$-304,000	8,181
Cash dividends	$154,000	2,936
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$553,000	2,809
2009-03-31 (YTD Data)		Rank
Total interest income	$1,059,000	5,729
Total interest expense	$255,000	6,338
Net interest income	$804,000	5,198
Provision for loan and lease losses	$10,000	6,289
Total noninterest income	$164,000	4,213
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$102,000	3,223
Trading account gains and fees	$0	171
Additional Noninterest Income	$62,000	4,465
Total noninterest expense	$785,000	5,012
Salaries and employee benefits	$390,000	5,230
Premises and equipment expense	$166,000	3,699
Additional noninterest expense	$229,000	5,195
Pre-tax net operating income	$173,000	4,282
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$173,000	4,113
Extraordinary gains, net	$0	15
Net income	$173,000	4,116
Minority interest net income	$0	102
Net income of bank and minority interests.	$173,000	4,116
Net charge-offs	$-10,000	7,862
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$173,000	3,959
2008-12-31 (YTD Data)		Rank
Total interest income	$4,479,000	5,745
Total interest expense	$1,342,000	6,202
Net interest income	$3,137,000	5,290
Provision for loan and lease losses	$-222,000	8,279
Total noninterest income	$714,000	4,093
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$472,000	3,139
Trading account gains and fees	$0	154
Additional Noninterest Income	$242,000	4,505
Total noninterest expense	$2,982,000	5,128
Salaries and employee benefits	$1,485,000	5,364
Premises and equipment expense	$630,000	3,777
Additional noninterest expense	$867,000	5,252
Pre-tax net operating income	$1,091,000	3,598
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,091,000	3,119
Extraordinary gains, net	$0	39
Net income	$1,091,000	3,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-278,000	8,283
Cash dividends	$460,000	3,488
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,091,000	3,268
2008-09-30 (YTD Data)		Rank
Total interest income	$3,378,000	5,804
Total interest expense	$1,039,000	6,241
Net interest income	$2,339,000	5,343
Provision for loan and lease losses	$-233,000	8,357
Total noninterest income	$482,000	4,407
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$349,000	3,193
Trading account gains and fees	$0	148
Additional Noninterest Income	$133,000	5,155
Total noninterest expense	$2,078,000	5,347
Salaries and employee benefits	$1,030,000	5,598
Premises and equipment expense	$482,000	3,730
Additional noninterest expense	$566,000	5,577
Pre-tax net operating income	$976,000	3,725
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$976,000	3,149
Extraordinary gains, net	$0	31
Net income	$976,000	3,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-308,000	8,356
Cash dividends	$265,000	3,565
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$976,000	3,298
2008-06-30 (YTD Data)		Rank
Total interest income	$2,251,000	5,874
Total interest expense	$732,000	6,271
Net interest income	$1,519,000	5,434
Provision for loan and lease losses	$-247,000	8,426
Total noninterest income	$287,000	4,728
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$220,000	3,287
Trading account gains and fees	$0	149
Additional Noninterest Income	$67,000	5,708
Total noninterest expense	$1,370,000	5,414
Salaries and employee benefits	$677,000	5,689
Premises and equipment expense	$322,000	3,748
Additional noninterest expense	$371,000	5,634
Pre-tax net operating income	$683,000	3,740
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$683,000	3,366
Extraordinary gains, net	$0	21
Net income	$683,000	3,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-315,000	8,426
Cash dividends	$69,000	4,342
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$683,000	3,313
2008-03-31 (YTD Data)		Rank
Total interest income	$1,130,000	5,945
Total interest expense	$409,000	6,203
Net interest income	$721,000	5,603
Provision for loan and lease losses	$-201,000	8,467
Total noninterest income	$172,000	4,289
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$109,000	3,281
Trading account gains and fees	$0	158
Additional Noninterest Income	$63,000	4,607
Total noninterest expense	$682,000	5,452
Salaries and employee benefits	$338,000	5,746
Premises and equipment expense	$160,000	3,794
Additional noninterest expense	$184,000	5,606
Pre-tax net operating income	$412,000	3,480
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$412,000	3,128
Extraordinary gains, net	$0	15
Net income	$412,000	3,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-317,000	8,477
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$412,000	3,048
2007-12-31 (YTD Data)		Rank
Total interest income	$4,545,000	5,965
Total interest expense	$1,774,000	6,084
Net interest income	$2,771,000	5,701
Provision for loan and lease losses	$191,000	3,944
Total noninterest income	$676,000	4,382
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$447,000	3,303
Trading account gains and fees	$0	178
Additional Noninterest Income	$229,000	4,786
Total noninterest expense	$2,540,000	5,559
Salaries and employee benefits	$1,237,000	5,895
Premises and equipment expense	$616,000	3,769
Additional noninterest expense	$687,000	5,789
Pre-tax net operating income	$716,000	5,403
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$0	6,070
Income before extraordinary items	$715,000	5,009
Extraordinary gains, net	$0	39
Net income	$715,000	5,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,664
Cash dividends	$667,000	3,270
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$716,000	4,986
2007-09-30 (YTD Data)		Rank
Total interest income	$3,396,000	5,995
Total interest expense	$1,335,000	6,111
Net interest income	$2,061,000	5,754
Provision for loan and lease losses	$170,000	3,304
Total noninterest income	$504,000	4,403
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$336,000	3,298
Trading account gains and fees	$0	184
Additional Noninterest Income	$168,000	4,854
Total noninterest expense	$1,896,000	5,542
Salaries and employee benefits	$913,000	5,917
Premises and equipment expense	$463,000	3,759
Additional noninterest expense	$520,000	5,712
Pre-tax net operating income	$499,000	5,778
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$0	6,220
Income before extraordinary items	$498,000	5,391
Extraordinary gains, net	$0	33
Net income	$498,000	5,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	1,926
Cash dividends	$583,000	2,740
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$499,000	5,371
2007-06-30 (YTD Data)		Rank
Total interest income	$2,231,000	6,053
Total interest expense	$870,000	6,199
Net interest income	$1,361,000	5,825
Provision for loan and lease losses	$153,000	2,557
Total noninterest income	$320,000	4,520
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$214,000	3,380
Trading account gains and fees	$0	168
Additional Noninterest Income	$106,000	5,014
Total noninterest expense	$1,247,000	5,606
Salaries and employee benefits	$597,000	6,036
Premises and equipment expense	$309,000	3,777
Additional noninterest expense	$341,000	5,764
Pre-tax net operating income	$281,000	6,160
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$0	6,265
Income before extraordinary items	$280,000	5,802
Extraordinary gains, net	$0	29
Net income	$280,000	5,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	1,301
Cash dividends	$522,000	2,383
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$281,000	5,784
2007-03-31 (YTD Data)		Rank
Total interest income	$1,086,000	6,120
Total interest expense	$426,000	6,246
Net interest income	$660,000	5,910
Provision for loan and lease losses	$18,000	4,475
Total noninterest income	$151,000	4,631
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$99,000	3,475
Trading account gains and fees	$0	195
Additional Noninterest Income	$52,000	5,033
Total noninterest expense	$626,000	5,619
Salaries and employee benefits	$294,000	6,111
Premises and equipment expense	$156,000	3,772
Additional noninterest expense	$176,000	5,648
Pre-tax net operating income	$167,000	5,853
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$167,000	5,435
Extraordinary gains, net	$0	22
Net income	$167,000	5,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$167,000	5,424
2006-12-31 (YTD Data)		Rank
Total interest income	$4,198,000	5,998
Total interest expense	$1,338,000	6,354
Net interest income	$2,860,000	5,667
Provision for loan and lease losses	$86,000	4,944
Total noninterest income	$704,000	4,345
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$482,000	3,136
Trading account gains and fees	$0	130
Additional Noninterest Income	$222,000	4,914
Total noninterest expense	$2,785,000	5,137
Salaries and employee benefits	$1,219,000	5,865
Premises and equipment expense	$715,000	3,287
Additional noninterest expense	$851,000	5,034
Pre-tax net operating income	$693,000	5,936
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$0	6,600
Income before extraordinary items	$696,000	5,528
Extraordinary gains, net	$0	51
Net income	$696,000	5,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,171
Cash dividends	$769,000	3,047
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$693,000	5,526
2006-09-30 (YTD Data)		Rank
Total interest income	$3,094,000	6,052
Total interest expense	$940,000	6,460
Net interest income	$2,154,000	5,697
Provision for loan and lease losses	$64,000	4,788
Total noninterest income	$540,000	4,303
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$362,000	3,149
Trading account gains and fees	$0	126
Additional Noninterest Income	$178,000	4,785
Total noninterest expense	$2,125,000	5,061
Salaries and employee benefits	$944,000	5,724
Premises and equipment expense	$531,000	3,302
Additional noninterest expense	$650,000	4,963
Pre-tax net operating income	$505,000	6,196
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$0	6,687
Income before extraordinary items	$508,000	5,727
Extraordinary gains, net	$0	45
Net income	$508,000	5,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,490
Cash dividends	$708,000	2,418
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$505,000	5,733
2006-06-30 (YTD Data)		Rank
Total interest income	$2,034,000	6,074
Total interest expense	$585,000	6,538
Net interest income	$1,449,000	5,707
Provision for loan and lease losses	$44,000	4,630
Total noninterest income	$363,000	4,261
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$233,000	3,206
Trading account gains and fees	$0	126
Additional Noninterest Income	$130,000	4,581
Total noninterest expense	$1,411,000	5,087
Salaries and employee benefits	$625,000	5,769
Premises and equipment expense	$360,000	3,253
Additional noninterest expense	$426,000	5,003
Pre-tax net operating income	$357,000	6,123
Securities gains (losses)	$3,000	925
Applicable income taxes	$0	6,706
Income before extraordinary items	$360,000	5,620
Extraordinary gains, net	$0	39
Net income	$360,000	5,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,097
Cash dividends	$647,000	1,996
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$357,000	5,642
2006-03-31 (YTD Data)		Rank
Total interest income	$1,016,000	6,054
Total interest expense	$275,000	6,589
Net interest income	$741,000	5,626
Provision for loan and lease losses	$21,000	4,472
Total noninterest income	$188,000	4,110
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$110,000	3,276
Trading account gains and fees	$0	115
Additional Noninterest Income	$78,000	4,205
Total noninterest expense	$722,000	5,033
Salaries and employee benefits	$312,000	5,807
Premises and equipment expense	$190,000	3,138
Additional noninterest expense	$220,000	4,877
Pre-tax net operating income	$186,000	5,979
Securities gains (losses)	$3,000	752
Applicable income taxes	$0	6,588
Income before extraordinary items	$189,000	5,470
Extraordinary gains, net	$0	21
Net income	$189,000	5,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$61,000	3,460
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$186,000	5,493
2005-12-31 (YTD Data)		Rank
Total interest income	$4,018,000	5,815
Total interest expense	$966,000	6,364
Net interest income	$3,052,000	5,453
Provision for loan and lease losses	$1,055,000	1,002
Total noninterest income	$591,000	4,822
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$417,000	3,470
Trading account gains and fees	$0	138
Additional Noninterest Income	$174,000	5,449
Total noninterest expense	$2,710,000	5,106
Salaries and employee benefits	$1,266,000	5,606
Premises and equipment expense	$712,000	3,181
Additional noninterest expense	$732,000	5,467
Pre-tax net operating income	$-122,000	8,346
Securities gains (losses)	$-11,000	7,567
Applicable income taxes	$0	6,964
Income before extraordinary items	$-133,000	8,384
Extraordinary gains, net	$0	46
Net income	$-133,000	8,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,203,000	591
Cash dividends	$183,000	5,004
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-122,000	8,351
2005-09-30 (YTD Data)		Rank
Total interest income	$2,977,000	5,828
Total interest expense	$711,000	6,317
Net interest income	$2,266,000	5,503
Provision for loan and lease losses	$42,000	5,513
Total noninterest income	$417,000	5,013
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$290,000	3,639
Trading account gains and fees	$0	126
Additional Noninterest Income	$127,000	5,502
Total noninterest expense	$2,016,000	5,117
Salaries and employee benefits	$953,000	5,585
Premises and equipment expense	$529,000	3,201
Additional noninterest expense	$534,000	5,514
Pre-tax net operating income	$625,000	5,895
Securities gains (losses)	$-11,000	7,939
Applicable income taxes	$0	6,976
Income before extraordinary items	$614,000	5,393
Extraordinary gains, net	$0	35
Net income	$614,000	5,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,845
Cash dividends	$184,000	4,165
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$625,000	5,323
2005-06-30 (YTD Data)		Rank
Total interest income	$2,007,000	5,734
Total interest expense	$471,000	6,187
Net interest income	$1,536,000	5,427
Provision for loan and lease losses	$21,000	5,614
Total noninterest income	$231,000	5,422
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$141,000	4,291
Trading account gains and fees	$0	116
Additional Noninterest Income	$90,000	5,383
Total noninterest expense	$1,294,000	5,227
Salaries and employee benefits	$618,000	5,659
Premises and equipment expense	$349,000	3,200
Additional noninterest expense	$327,000	5,737
Pre-tax net operating income	$452,000	5,692
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$452,000	5,143
Extraordinary gains, net	$0	30
Net income	$452,000	5,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,491
Cash dividends	$122,000	4,082
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$452,000	5,091
2005-03-31 (YTD Data)		Rank
Total interest income	$994,000	5,751
Total interest expense	$235,000	6,135
Net interest income	$759,000	5,502
Provision for loan and lease losses	$7,000	5,663
Total noninterest income	$91,000	5,905
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$51,000	4,944
Trading account gains and fees	$0	115
Additional Noninterest Income	$40,000	5,645
Total noninterest expense	$636,000	5,314
Salaries and employee benefits	$297,000	5,808
Premises and equipment expense	$175,000	3,224
Additional noninterest expense	$164,000	5,726
Pre-tax net operating income	$207,000	5,891
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$207,000	5,332
Extraordinary gains, net	$0	24
Net income	$207,000	5,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$207,000	5,299
2004-12-31 (YTD Data)		Rank
Total interest income	$3,861,000	5,659
Total interest expense	$946,000	5,811
Net interest income	$2,915,000	5,497
Provision for loan and lease losses	$0	7,314
Total noninterest income	$374,000	5,933
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$213,000	5,098
Trading account gains and fees	$0	138
Additional Noninterest Income	$161,000	5,547
Total noninterest expense	$2,549,000	5,240
Salaries and employee benefits	$1,257,000	5,554
Premises and equipment expense	$626,000	3,413
Additional noninterest expense	$666,000	5,693
Pre-tax net operating income	$740,000	5,976
Securities gains (losses)	$1,000	3,645
Applicable income taxes	$0	7,185
Income before extraordinary items	$741,000	5,439
Extraordinary gains, net	$0	34
Net income	$741,000	5,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,559
Cash dividends	$244,000	4,651
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$740,000	5,363
2004-09-30 (YTD Data)		Rank
Total interest income	$2,848,000	5,704
Total interest expense	$704,000	5,804
Net interest income	$2,144,000	5,555
Provision for loan and lease losses	$0	7,100
Total noninterest income	$284,000	5,950
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$160,000	5,124
Trading account gains and fees	$0	134
Additional Noninterest Income	$124,000	5,505
Total noninterest expense	$1,861,000	5,291
Salaries and employee benefits	$911,000	5,628
Premises and equipment expense	$460,000	3,487
Additional noninterest expense	$490,000	5,692
Pre-tax net operating income	$567,000	6,031
Securities gains (losses)	$1,000	3,538
Applicable income taxes	$0	7,220
Income before extraordinary items	$568,000	5,505
Extraordinary gains, net	$0	26
Net income	$568,000	5,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,881
Cash dividends	$184,000	4,079
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$567,000	5,437
2004-06-30 (YTD Data)		Rank
Total interest income	$1,872,000	5,772
Total interest expense	$469,000	5,833
Net interest income	$1,403,000	5,618
Provision for loan and lease losses	$0	6,885
Total noninterest income	$189,000	5,946
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$101,000	5,244
Trading account gains and fees	$0	130
Additional Noninterest Income	$88,000	5,416
Total noninterest expense	$1,226,000	5,364
Salaries and employee benefits	$610,000	5,643
Premises and equipment expense	$300,000	3,547
Additional noninterest expense	$316,000	5,824
Pre-tax net operating income	$366,000	6,078
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$366,000	5,560
Extraordinary gains, net	$0	21
Net income	$366,000	5,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$122,000	4,014
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$366,000	5,466
2004-03-31 (YTD Data)		Rank
Total interest income	$933,000	5,811
Total interest expense	$234,000	5,889
Net interest income	$699,000	5,645
Provision for loan and lease losses	$0	6,501
Total noninterest income	$94,000	5,919
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$48,000	5,292
Trading account gains and fees	$0	121
Additional Noninterest Income	$46,000	5,276
Total noninterest expense	$639,000	5,222
Salaries and employee benefits	$330,000	5,406
Premises and equipment expense	$146,000	3,659
Additional noninterest expense	$163,000	5,749
Pre-tax net operating income	$154,000	6,389
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$154,000	5,949
Extraordinary gains, net	$0	16
Net income	$154,000	5,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$154,000	5,822
2003-12-31 (YTD Data)		Rank
Total interest income	$3,782,000	5,823
Total interest expense	$1,008,000	6,099
Net interest income	$2,774,000	5,556
Provision for loan and lease losses	$24,000	6,956
Total noninterest income	$365,000	6,161
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$208,000	5,184
Trading account gains and fees	$0	160
Additional Noninterest Income	$157,000	5,745
Total noninterest expense	$2,253,000	5,593
Salaries and employee benefits	$1,227,000	5,568
Premises and equipment expense	$434,000	4,472
Additional noninterest expense	$592,000	6,035
Pre-tax net operating income	$862,000	5,513
Securities gains (losses)	$0	4,500
Applicable income taxes	$27,000	6,667
Income before extraordinary items	$835,000	5,139
Extraordinary gains, net	$0	54
Net income	$835,000	5,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,204
Cash dividends	$267,000	4,544
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$835,000	4,972
2003-09-30 (YTD Data)		Rank
Total interest income	$2,851,000	5,878
Total interest expense	$774,000	6,166
Net interest income	$2,077,000	5,598
Provision for loan and lease losses	$24,000	6,637
Total noninterest income	$272,000	6,223
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$155,000	5,235
Trading account gains and fees	$0	153
Additional Noninterest Income	$117,000	5,780
Total noninterest expense	$1,650,000	5,657
Salaries and employee benefits	$904,000	5,585
Premises and equipment expense	$319,000	4,534
Additional noninterest expense	$427,000	6,152
Pre-tax net operating income	$675,000	5,604
Securities gains (losses)	$0	4,204
Applicable income taxes	$18,000	6,845
Income before extraordinary items	$657,000	5,154
Extraordinary gains, net	$0	40
Net income	$657,000	5,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,221
Cash dividends	$183,000	4,159
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$657,000	4,968
2003-06-30 (YTD Data)		Rank
Total interest income	$1,921,000	5,880
Total interest expense	$534,000	6,190
Net interest income	$1,387,000	5,588
Provision for loan and lease losses	$22,000	6,241
Total noninterest income	$174,000	6,305
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$100,000	5,280
Trading account gains and fees	$0	150
Additional Noninterest Income	$74,000	5,881
Total noninterest expense	$1,105,000	5,633
Salaries and employee benefits	$602,000	5,606
Premises and equipment expense	$214,000	4,514
Additional noninterest expense	$289,000	6,096
Pre-tax net operating income	$434,000	5,667
Securities gains (losses)	$0	3,782
Applicable income taxes	$12,000	6,875
Income before extraordinary items	$422,000	5,266
Extraordinary gains, net	$0	30
Net income	$422,000	5,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,111
Cash dividends	$122,000	4,064
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$422,000	5,065
2003-03-31 (YTD Data)		Rank
Total interest income	$965,000	5,880
Total interest expense	$271,000	6,247
Net interest income	$694,000	5,574
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$84,000	6,303
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$50,000	5,192
Trading account gains and fees	$0	134
Additional Noninterest Income	$34,000	5,990
Total noninterest expense	$554,000	5,609
Salaries and employee benefits	$305,000	5,564
Premises and equipment expense	$105,000	4,559
Additional noninterest expense	$144,000	6,077
Pre-tax net operating income	$209,000	5,741
Securities gains (losses)	$0	2,891
Applicable income taxes	$5,000	6,893
Income before extraordinary items	$204,000	5,283
Extraordinary gains, net	$0	21
Net income	$204,000	5,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$204,000	5,091
2002-12-31 (YTD Data)		Rank
Total interest income	$4,056,000	5,865
Total interest expense	$1,195,000	6,439
Net interest income	$2,861,000	5,432
Provision for loan and lease losses	$72,000	6,236
Total noninterest income	$340,000	6,174
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$186,000	5,376
Trading account gains and fees	$0	153
Additional Noninterest Income	$154,000	5,539
Total noninterest expense	$2,275,000	5,421
Salaries and employee benefits	$1,291,000	5,213
Premises and equipment expense	$394,000	4,704
Additional noninterest expense	$590,000	5,999
Pre-tax net operating income	$854,000	5,607
Securities gains (losses)	$1,000	4,369
Applicable income taxes	$22,000	7,002
Income before extraordinary items	$833,000	5,087
Extraordinary gains, net	$0	70
Net income	$833,000	5,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,227
Cash dividends	$266,000	4,520
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$832,030	4,965
2001-12-31 (YTD Data)		Rank
Total interest income	$4,004,000	6,351
Total interest expense	$1,608,000	6,763
Net interest income	$2,396,000	5,860
Provision for loan and lease losses	$50,000	6,655
Total noninterest income	$285,000	6,548
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$192,000	5,259
Trading account gains and fees	$0	177
Additional Noninterest Income	$93,000	6,591
Total noninterest expense	$2,006,000	5,712
Salaries and employee benefits	$1,116,000	5,593
Premises and equipment expense	$346,000	5,065
Additional noninterest expense	$544,000	6,187
Pre-tax net operating income	$625,000	6,081
Securities gains (losses)	$0	4,612
Applicable income taxes	$-2,000	8,936
Income before extraordinary items	$627,000	5,494
Extraordinary gains, net	$0	105
Net income	$627,000	5,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,148
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$627,000	5,372
2000-12-31 (YTD Data)		Rank
Total interest income	$3,718,000	6,710
Total interest expense	$1,593,000	6,984
Net interest income	$2,125,000	6,385
Provision for loan and lease losses	$0	8,337
Total noninterest income	$213,000	7,135
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	5,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	7,011
Total noninterest expense	$1,775,000	6,111
Salaries and employee benefits	$995,000	5,937
Premises and equipment expense	$270,000	5,774
Additional noninterest expense	$510,000	6,353
Pre-tax net operating income	$563,000	6,732
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$59,000	7,094
Income before extraordinary items	$505,000	6,288
Extraordinary gains, net	$0	38
Net income	$505,000	6,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,868
Cash dividends	$190,000	5,221
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$504,100	6,311
1999-12-31 (YTD Data)		Rank
Total interest income	$3,053,000	7,317
Total interest expense	$1,202,000	7,643
Net interest income	$1,851,000	6,911
Provision for loan and lease losses	$0	8,503
Total noninterest income	$165,000	7,907
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	6,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	7,600
Total noninterest expense	$1,602,000	6,528
Salaries and employee benefits	$827,000	6,626
Premises and equipment expense	$312,000	5,356
Additional noninterest expense	$463,000	6,796
Pre-tax net operating income	$414,000	7,525
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$132,000	6,486
Income before extraordinary items	$283,000	7,704
Extraordinary gains, net	$0	35
Net income	$283,000	7,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,427
Cash dividends	$12,000	7,020
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$282,320	7,687
1998-12-31 (YTD Data)		Rank
Total interest income	$2,727,000	7,838
Total interest expense	$1,066,000	8,239
Net interest income	$1,661,000	7,360
Provision for loan and lease losses	$0	8,652
Total noninterest income	$146,000	8,282
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	6,870
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	8,260
Total noninterest expense	$1,296,000	7,256
Salaries and employee benefits	$678,000	7,315
Premises and equipment expense	$254,000	5,912
Additional noninterest expense	$364,000	7,529
Pre-tax net operating income	$511,000	7,306
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$172,000	6,555
Income before extraordinary items	$341,000	7,587
Extraordinary gains, net	$0	32
Net income	$341,000	7,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,124
Cash dividends	$85,000	6,438
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$339,680	7,514
1997-12-31 (YTD Data)		Rank
Total interest income	$2,727,000	8,096
Total interest expense	$1,132,000	8,311
Net interest income	$1,595,000	7,789
Provision for loan and lease losses	$0	8,829
Total noninterest income	$114,000	9,164
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	7,917
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	8,650
Total noninterest expense	$1,261,000	7,473
Salaries and employee benefits	$665,000	7,519
Premises and equipment expense	$256,000	5,972
Additional noninterest expense	$340,000	7,902
Pre-tax net operating income	$448,000	8,197
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$137,000	7,803
Income before extraordinary items	$312,000	8,291
Extraordinary gains, net	$0	44
Net income	$312,000	8,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,835
Cash dividends	$1,737,000	1,449
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$311,310	8,250
1996-12-31 (YTD Data)		Rank
Total interest income	$2,707,000	8,413
Total interest expense	$1,056,000	8,832
Net interest income	$1,651,000	7,896
Provision for loan and lease losses	$0	9,041
Total noninterest income	$100,000	9,896
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	8,398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,600
Total noninterest expense	$1,241,000	7,859
Salaries and employee benefits	$667,000	7,738
Premises and equipment expense	$251,000	6,239
Additional noninterest expense	$323,000	8,640
Pre-tax net operating income	$510,000	7,882
Securities gains (losses)	$0	4,148
Applicable income taxes	$130,000	8,215
Income before extraordinary items	$380,000	7,792
Extraordinary gains, net	$0	53
Net income	$380,000	7,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$23,000	8,012
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$380,000	7,730
1995-12-31 (YTD Data)		Rank
Total interest income	$2,549,000	8,889
Total interest expense	$1,028,000	9,157
Net interest income	$1,521,000	8,474
Provision for loan and lease losses	$0	8,958
Total noninterest income	$103,000	10,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$66,000	8,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	9,867
Total noninterest expense	$1,136,000	8,441
Salaries and employee benefits	$607,000	8,316
Premises and equipment expense	$209,000	7,021
Additional noninterest expense	$320,000	9,033
Pre-tax net operating income	$488,000	8,502
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$128,000	8,661
Income before extraordinary items	$356,000	8,423
Extraordinary gains, net	$0	65
Net income	$356,000	8,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$23,000	8,339
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$358,960	8,383
1994-12-31 (YTD Data)		Rank
Total interest income	$2,370,000	9,132
Total interest expense	$900,000	9,131
Net interest income	$1,470,000	8,962
Provision for loan and lease losses	$0	9,146
Total noninterest income	$97,000	10,821
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	8,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,986
Total noninterest expense	$1,045,000	9,192
Salaries and employee benefits	$540,000	9,042
Premises and equipment expense	$147,000	8,631
Additional noninterest expense	$358,000	9,258
Pre-tax net operating income	$522,000	8,506
Securities gains (losses)	$-27,000	10,567
Applicable income taxes	$114,000	9,050
Income before extraordinary items	$381,000	8,346
Extraordinary gains, net	$0	249
Net income	$381,000	8,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-80,000	12,145
Cash dividends	$22,000	8,549
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$401,790	8,233
1993-12-31 (YTD Data)		Rank
Total interest income	$2,357,000	9,457
Total interest expense	$958,000	9,293
Net interest income	$1,399,000	9,422
Provision for loan and lease losses	$195,000	3,979
Total noninterest income	$113,000	11,008
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	9,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	10,795
Total noninterest expense	$928,000	10,066
Salaries and employee benefits	$483,000	9,835
Premises and equipment expense	$130,000	9,470
Additional noninterest expense	$315,000	10,256
Pre-tax net operating income	$389,000	9,492
Securities gains (losses)	$0	7,477
Applicable income taxes	$125,000	9,194
Income before extraordinary items	$264,000	9,882
Extraordinary gains, net	$31,000	2,476
Net income	$295,000	9,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	5,361
Cash dividends	$23,000	8,627
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$264,000	9,627
1992-12-31 (YTD Data)		Rank
Total interest income	$2,577,000	9,764
Total interest expense	$1,291,000	9,275
Net interest income	$1,286,000	10,014
Provision for loan and lease losses	$99,000	7,328
Total noninterest income	$117,000	11,273
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	9,282
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	11,059
Total noninterest expense	$880,000	10,611
Salaries and employee benefits	$452,000	10,288
Premises and equipment expense	$129,000	9,729
Additional noninterest expense	$299,000	10,840
Pre-tax net operating income	$424,000	9,028
Securities gains (losses)	$-1,000	12,730
Applicable income taxes	$119,000	9,396
Income before extraordinary items	$304,000	9,262
Extraordinary gains, net	$0	1,422
Net income	$304,000	9,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	7,168
Cash dividends	$23,000	8,421
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$304,720	8,883

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.