Home > Farmers and Merchants Bank > Income and Expense
Farmers and Merchants Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 10,477 |
| Total interest expense | $704,000 | 10,561 |
| Net interest income | $1,154,000 | 10,214 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $854,000 | 10,418 |
| Salaries and employee benefits | $320,000 | 11,445 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $374,000 | 9,548 |
| Pre-tax net operating income | $379,000 | 9,589 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $122,000 | 9,263 |
| Income before extraordinary items | $257,000 | 9,964 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $257,000 | 10,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $257,000 | 9,704 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 10,571 |
| Total interest expense | $1,044,000 | 10,208 |
| Net interest income | $1,113,000 | 10,655 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $807,000 | 10,967 |
| Salaries and employee benefits | $347,000 | 11,473 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $344,000 | 10,278 |
| Pre-tax net operating income | $378,000 | 9,440 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $141,000 | 8,864 |
| Income before extraordinary items | $263,000 | 9,745 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $263,000 | 9,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $11,000 | 8,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $246,100 | 9,604 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.