Home > Farmers and Merchants Bank > Assets and Liabilities
Farmers and Merchants Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $155,981,000 | 2,945 |
| Cash and due from depository institutions | $3,097,000 | 3,359 |
| Interest-bearing balances | $44,000 | 5,491 |
| Securities | $46,126,000 | 2,626 |
| Federal funds sold & reverse repurchase agreements | $5,950,000 | 2,205 |
| Net loans & leases | $95,900,000 | 2,878 |
| Loan loss allowance | $1,206,000 | 2,980 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,985,000 | 3,800 |
| Other real estate owned | $0 | 3,359 |
| Goodwill and other intangibles | $102,000 | 2,498 |
| All other assets | $2,821,000 | 2,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,981,000 | 2,945 |
| Total liabilities | $143,800,000 | 2,880 |
| Total deposits | $136,832,000 | 2,793 |
| Interest-bearing deposits | $122,586,000 | 2,698 |
| Deposits held in domestic offices | $136,832,000 | 2,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,916 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,678,000 | 2,140 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,490,000 | 1,689 |
| Total equity capital | $12,181,000 | 3,630 |
| Total bank equity capital | $12,181,000 | 3,630 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,106,000 | 3,180 |
| Surplus | $6,697,000 | 2,269 |
| Undivided profits | $4,378,000 | 4,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 5,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,643 |
| Income earned, not collected on loans | $1,424,000 | 1,528 |
| Earning assets | $148,020,000 | 2,858 |
| Long-term assets (5+ years) | $30,145,000 | 1,968 |
| Average Assets, year-to-date | $151,450,800 | 2,894 |
| Average Assets, quarterly | $151,615,500 | 2,982 |
| Volatile liabilities | $12,128,000 | 4,258 |
| Insider loans | $2,634,000 | 1,631 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $168,000 | 1,294 |
| Unused loan commitments | $17,840,000 | 2,234 |
| Tier 1 (core) risk-based capital | $12,042,000 | 3,570 |
| Tier 2 risk-based capital | $1,206,000 | 2,501 |
| Total risk weighted assets | $115,931,900 | 2,422 |
| Total unused commitments | $17,840,000 | 2,250 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $153,579,000 | 2,999 |
| Cash and due from depository institutions | $7,350,000 | 2,981 |
| Interest-bearing balances | $3,000,000 | 1,417 |
| Securities | $45,099,000 | 2,800 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,389 |
| Net loans & leases | $90,596,000 | 2,954 |
| Loan loss allowance | $1,216,000 | 2,973 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,417,000 | 4,850 |
| Other real estate owned | $90,000 | 2,981 |
| Goodwill and other intangibles | $123,000 | 2,257 |
| All other assets | $2,804,000 | 2,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,579,000 | 2,999 |
| Total liabilities | $132,339,000 | 3,118 |
| Total deposits | $125,198,000 | 3,070 |
| Interest-bearing deposits | $114,990,000 | 2,907 |
| Deposits held in domestic offices | $125,198,000 | 3,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,323 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,120,000 | 2,002 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,321,000 | 1,863 |
| Total equity capital | $21,240,000 | 2,100 |
| Total bank equity capital | $21,240,000 | 2,100 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,106,000 | 3,312 |
| Surplus | $6,697,000 | 2,270 |
| Undivided profits | $13,437,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,534 |
| Income earned, not collected on loans | $1,534,000 | 1,454 |
| Earning assets | $144,795,000 | 2,926 |
| Long-term assets (5+ years) | $31,397,000 | 1,746 |
| Average Assets, year-to-date | $147,486,600 | 2,977 |
| Average Assets, quarterly | $150,306,500 | 3,018 |
| Volatile liabilities | $10,525,000 | 4,414 |
| Insider loans | $2,505,000 | 1,737 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $164,000 | 1,321 |
| Unused loan commitments | $16,251,000 | 2,296 |
| Tier 1 (core) risk-based capital | $20,953,000 | 2,037 |
| Tier 2 risk-based capital | $1,216,000 | 2,456 |
| Total risk weighted assets | $111,790,200 | 2,428 |
| Total unused commitments | $16,251,000 | 2,308 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $146,312,000 | 3,069 |
| Cash and due from depository institutions | $3,728,000 | 2,740 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $48,628,000 | 2,690 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 2,548 |
| Net loans & leases | $86,024,000 | 3,017 |
| Loan loss allowance | $1,324,000 | 2,833 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,260,000 | 5,251 |
| Other real estate owned | $0 | 2,740 |
| Goodwill and other intangibles | $145,000 | 2,091 |
| All other assets | $3,127,000 | 2,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,312,000 | 3,069 |
| Total liabilities | $127,314,000 | 3,196 |
| Total deposits | $124,427,000 | 3,046 |
| Interest-bearing deposits | $113,276,000 | 2,905 |
| Deposits held in domestic offices | $124,427,000 | 3,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,065,000 | 3,290 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $120,000 | 4,693 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,702,000 | 2,033 |
| Total equity capital | $18,998,000 | 2,171 |
| Total bank equity capital | $18,998,000 | 2,171 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,106,000 | 3,440 |
| Surplus | $6,697,000 | 2,188 |
| Undivided profits | $11,195,000 | 2,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $960,000 | 2,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,494 |
| Income earned, not collected on loans | $1,282,000 | 1,523 |
| Earning assets | $138,052,000 | 2,991 |
| Long-term assets (5+ years) | $34,235,000 | 1,636 |
| Average Assets, year-to-date | $145,273,800 | 3,025 |
| Average Assets, quarterly | $144,410,000 | 3,091 |
| Volatile liabilities | $11,379,000 | 3,963 |
| Insider loans | $1,137,000 | 3,355 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $137,000 | 1,173 |
| Unused loan commitments | $16,531,000 | 2,203 |
| Tier 1 (core) risk-based capital | $19,910,000 | 2,066 |
| Tier 2 risk-based capital | $1,324,000 | 2,262 |
| Total risk weighted assets | $106,406,500 | 2,499 |
| Total unused commitments | $16,531,000 | 2,215 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $145,168,000 | 3,162 |
| Cash and due from depository institutions | $3,683,000 | 3,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $55,653,000 | 2,493 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,254 |
| Net loans & leases | $79,211,000 | 3,194 |
| Loan loss allowance | $1,341,000 | 2,885 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $974,000 | 6,239 |
| Other real estate owned | $40,000 | 3,145 |
| Goodwill and other intangibles | $167,000 | 1,932 |
| All other assets | $2,340,000 | 3,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,168,000 | 3,162 |
| Total liabilities | $126,160,000 | 3,292 |
| Total deposits | $123,198,000 | 3,193 |
| Interest-bearing deposits | $110,719,000 | 3,076 |
| Deposits held in domestic offices | $123,198,000 | 3,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,315,000 | 2,556 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $120,000 | 4,294 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,527,000 | 2,265 |
| Total equity capital | $19,008,000 | 2,142 |
| Total bank equity capital | $19,008,000 | 2,142 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,106,000 | 3,543 |
| Surplus | $3,697,000 | 3,536 |
| Undivided profits | $14,205,000 | 1,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,080,000 | 2,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,069,000 | 1,620 |
| Earning assets | $137,964,000 | 3,054 |
| Long-term assets (5+ years) | $38,419,000 | 1,507 |
| Average Assets, year-to-date | $148,640,000 | 3,007 |
| Average Assets, quarterly | $143,850,500 | 3,155 |
| Volatile liabilities | $13,163,000 | 3,329 |
| Insider loans | $1,059,000 | 3,576 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $230,000 | 1,431 |
| Unused loan commitments | $17,277,000 | 2,093 |
| Tier 1 (core) risk-based capital | $18,841,000 | 2,093 |
| Tier 2 risk-based capital | $1,207,870 | 2,418 |
| Total risk weighted assets | $96,496,470 | 2,702 |
| Total unused commitments | $17,277,000 | 2,111 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $151,605,000 | 3,066 |
| Cash and due from depository institutions | $4,004,000 | 2,604 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $69,979,000 | 1,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $73,733,000 | 3,478 |
| Loan loss allowance | $1,468,000 | 2,745 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,423,000 | 4,852 |
| Other real estate owned | $23,000 | 2,604 |
| Goodwill and other intangibles | $188,000 | 1,892 |
| All other assets | $2,255,000 | 3,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,605,000 | 3,066 |
| Total liabilities | $133,539,000 | 3,193 |
| Total deposits | $129,671,000 | 3,144 |
| Interest-bearing deposits | $118,410,000 | 3,009 |
| Deposits held in domestic offices | $129,671,000 | 3,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,750,000 | 2,152 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $120,000 | 4,190 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,998,000 | 1,889 |
| Total equity capital | $18,066,000 | 2,147 |
| Total bank equity capital | $18,066,000 | 2,147 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,106,000 | 3,703 |
| Surplus | $3,697,000 | 3,422 |
| Undivided profits | $13,263,000 | 1,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 7,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,035,000 | 1,889 |
| Earning assets | $143,712,000 | 2,984 |
| Long-term assets (5+ years) | $53,650,000 | 1,094 |
| Average Assets, year-to-date | $149,862,400 | 3,055 |
| Average Assets, quarterly | $151,461,000 | 3,067 |
| Volatile liabilities | $13,080,000 | 3,328 |
| Insider loans | $34,000 | 7,754 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $297,000 | 996 |
| Unused loan commitments | $13,560,000 | 2,395 |
| Tier 1 (core) risk-based capital | $17,878,000 | 2,113 |
| Tier 2 risk-based capital | $1,174,590 | 2,529 |
| Total risk weighted assets | $93,674,090 | 2,842 |
| Total unused commitments | $13,560,000 | 2,411 |
| Derivatives | $0 | 651 |