Home > Farmers and Dealers Bank > Income and Expense
Farmers and Dealers Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 7,822 |
| Total interest expense | $1,403,000 | 7,971 |
| Net interest income | $1,884,000 | 7,569 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $508,000 | 5,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $2,043,000 | 5,887 |
| Salaries and employee benefits | $1,098,000 | 5,605 |
| Premises and equipment expense | $391,000 | 4,635 |
| Additional noninterest expense | $554,000 | 6,830 |
| Pre-tax net operating income | $349,000 | 9,388 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $140,000 | 8,451 |
| Income before extraordinary items | $225,000 | 9,660 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $225,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $214,760 | 9,749 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 8,759 |
| Total interest expense | $964,000 | 8,850 |
| Net interest income | $1,618,000 | 8,531 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $464,000 | 5,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $2,125,000 | 5,903 |
| Salaries and employee benefits | $934,000 | 6,438 |
| Premises and equipment expense | $402,000 | 4,567 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $-43,000 | 12,158 |
| Securities gains (losses) | $-62,000 | 11,197 |
| Applicable income taxes | $-46,000 | 12,205 |
| Income before extraordinary items | $-59,000 | 12,119 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-59,000 | 12,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $144,000 | 6,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-19,320 | 12,095 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 9,236 |
| Total interest expense | $931,000 | 9,420 |
| Net interest income | $1,545,000 | 8,963 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $435,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,798,000 | 6,894 |
| Salaries and employee benefits | $773,000 | 7,480 |
| Premises and equipment expense | $336,000 | 5,391 |
| Additional noninterest expense | $689,000 | 6,643 |
| Pre-tax net operating income | $182,000 | 11,194 |
| Securities gains (losses) | $86,000 | 2,714 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $223,000 | 10,370 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $223,000 | 10,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $48,000 | 8,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $151,620 | 10,974 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 9,367 |
| Total interest expense | $1,272,000 | 9,351 |
| Net interest income | $1,509,000 | 9,239 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $420,000 | 6,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,578,000 | 7,645 |
| Salaries and employee benefits | $697,000 | 8,013 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $550,000 | 7,987 |
| Pre-tax net operating income | $216,000 | 10,915 |
| Securities gains (losses) | $133,000 | 2,567 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $281,000 | 9,532 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $281,000 | 9,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $48,000 | 7,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $173,270 | 10,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.