Home > Farley State Bank > Income and Expense
Farley State Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 7,277 |
| Total interest expense | $595,000 | 7,260 |
| Net interest income | $1,043,000 | 7,192 |
| Provision for loan and lease losses | $714,000 | 2,236 |
| Total noninterest income | $215,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $157,000 | 4,733 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $1,060,000 | 6,995 |
| Salaries and employee benefits | $658,000 | 6,709 |
| Premises and equipment expense | $156,000 | 6,637 |
| Additional noninterest expense | $246,000 | 7,343 |
| Pre-tax net operating income | $-516,000 | 7,279 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $-255,000 | 7,711 |
| Income before extraordinary items | $-251,000 | 6,964 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-251,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,561 |
| Cash dividends | $30,000 | 4,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-257,400 | 7,135 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 7,317 |
| Total interest expense | $424,000 | 7,275 |
| Net interest income | $689,000 | 7,237 |
| Provision for loan and lease losses | $714,000 | 1,509 |
| Total noninterest income | $142,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $102,000 | 4,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $717,000 | 7,021 |
| Salaries and employee benefits | $443,000 | 6,753 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $174,000 | 7,279 |
| Pre-tax net operating income | $-600,000 | 7,678 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $-255,000 | 8,041 |
| Income before extraordinary items | $-335,000 | 7,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-335,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,795 |
| Cash dividends | $30,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-341,400 | 7,545 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 7,370 |
| Total interest expense | $222,000 | 7,325 |
| Net interest income | $344,000 | 7,284 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $371,000 | 6,976 |
| Salaries and employee benefits | $224,000 | 6,765 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $96,000 | 7,139 |
| Pre-tax net operating income | $45,000 | 6,675 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $20,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $45,000 | 6,557 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 7,345 |
| Total interest expense | $949,000 | 7,251 |
| Net interest income | $1,337,000 | 7,333 |
| Provision for loan and lease losses | $128,000 | 4,529 |
| Total noninterest income | $362,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $234,000 | 4,581 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $128,000 | 5,841 |
| Total noninterest expense | $1,486,000 | 6,938 |
| Salaries and employee benefits | $860,000 | 6,824 |
| Premises and equipment expense | $214,000 | 6,588 |
| Additional noninterest expense | $412,000 | 6,982 |
| Pre-tax net operating income | $85,000 | 7,188 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $47,000 | 4,969 |
| Income before extraordinary items | $38,000 | 7,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $38,000 | 7,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,526 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $38,000 | 7,339 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 7,398 |
| Total interest expense | $702,000 | 7,303 |
| Net interest income | $1,004,000 | 7,383 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $284,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $177,000 | 4,601 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $107,000 | 5,683 |
| Total noninterest expense | $1,110,000 | 6,934 |
| Salaries and employee benefits | $638,000 | 6,806 |
| Premises and equipment expense | $162,000 | 6,582 |
| Additional noninterest expense | $310,000 | 6,977 |
| Pre-tax net operating income | $178,000 | 7,049 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $47,000 | 4,988 |
| Income before extraordinary items | $131,000 | 7,121 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $131,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,944 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $131,000 | 7,108 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 7,433 |
| Total interest expense | $446,000 | 7,392 |
| Net interest income | $706,000 | 7,343 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $166,000 | 5,946 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $122,000 | 4,550 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $747,000 | 6,950 |
| Salaries and employee benefits | $427,000 | 6,855 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $212,000 | 6,960 |
| Pre-tax net operating income | $125,000 | 7,118 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $31,000 | 5,092 |
| Income before extraordinary items | $94,000 | 7,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $94,000 | 7,155 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 7,478 |
| Total interest expense | $217,000 | 7,467 |
| Net interest income | $355,000 | 7,366 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $74,000 | 6,121 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $55,000 | 4,695 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $386,000 | 6,914 |
| Salaries and employee benefits | $216,000 | 6,855 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $112,000 | 6,860 |
| Pre-tax net operating income | $43,000 | 7,371 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $27,000 | 7,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $27,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $27,000 | 7,493 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 7,484 |
| Total interest expense | $633,000 | 7,645 |
| Net interest income | $1,432,000 | 7,258 |
| Provision for loan and lease losses | $35,000 | 5,927 |
| Total noninterest income | $295,000 | 6,217 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $217,000 | 4,808 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $1,461,000 | 6,972 |
| Salaries and employee benefits | $759,000 | 7,089 |
| Premises and equipment expense | $287,000 | 5,848 |
| Additional noninterest expense | $415,000 | 7,000 |
| Pre-tax net operating income | $231,000 | 7,303 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $57,000 | 5,365 |
| Income before extraordinary items | $174,000 | 7,383 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $174,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $174,000 | 7,377 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 7,581 |
| Total interest expense | $441,000 | 7,755 |
| Net interest income | $1,065,000 | 7,345 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $223,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $164,000 | 4,842 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,707 |
| Total noninterest expense | $1,074,000 | 7,018 |
| Salaries and employee benefits | $566,000 | 7,092 |
| Premises and equipment expense | $215,000 | 5,874 |
| Additional noninterest expense | $293,000 | 7,130 |
| Pre-tax net operating income | $194,000 | 7,438 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $194,000 | 7,254 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $194,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $194,000 | 7,250 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $975,000 | 7,643 |
| Total interest expense | $256,000 | 7,906 |
| Net interest income | $719,000 | 7,385 |
| Provision for loan and lease losses | $8,000 | 6,090 |
| Total noninterest income | $142,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 4,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $698,000 | 7,104 |
| Salaries and employee benefits | $373,000 | 7,152 |
| Premises and equipment expense | $142,000 | 5,908 |
| Additional noninterest expense | $183,000 | 7,256 |
| Pre-tax net operating income | $155,000 | 7,354 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $155,000 | 7,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $155,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $155,000 | 7,127 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,762 |
| Total interest expense | $120,000 | 7,952 |
| Net interest income | $334,000 | 7,535 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $336,000 | 7,203 |
| Salaries and employee benefits | $176,000 | 7,305 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $86,000 | 7,378 |
| Pre-tax net operating income | $66,000 | 7,486 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $66,000 | 7,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $66,000 | 7,262 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 7,766 |
| Total interest expense | $398,000 | 7,897 |
| Net interest income | $1,245,000 | 7,630 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $251,000 | 6,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $174,000 | 5,339 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $1,295,000 | 7,238 |
| Salaries and employee benefits | $761,000 | 7,055 |
| Premises and equipment expense | $240,000 | 6,315 |
| Additional noninterest expense | $294,000 | 7,689 |
| Pre-tax net operating income | $201,000 | 7,698 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $204,000 | 7,564 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $204,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $10,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $201,000 | 7,548 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 7,835 |
| Total interest expense | $285,000 | 7,937 |
| Net interest income | $903,000 | 7,726 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $184,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $958,000 | 7,251 |
| Salaries and employee benefits | $568,000 | 7,054 |
| Premises and equipment expense | $182,000 | 6,253 |
| Additional noninterest expense | $208,000 | 7,776 |
| Pre-tax net operating income | $129,000 | 7,906 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $132,000 | 7,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $132,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $10,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $129,000 | 7,773 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 7,841 |
| Total interest expense | $181,000 | 7,944 |
| Net interest income | $601,000 | 7,740 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $116,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $78,000 | 5,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $651,000 | 7,222 |
| Salaries and employee benefits | $394,000 | 6,958 |
| Premises and equipment expense | $119,000 | 6,301 |
| Additional noninterest expense | $138,000 | 7,770 |
| Pre-tax net operating income | $66,000 | 8,053 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $66,000 | 7,989 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $66,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $66,000 | 7,951 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 7,919 |
| Total interest expense | $87,000 | 8,007 |
| Net interest income | $297,000 | 7,816 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $325,000 | 7,279 |
| Salaries and employee benefits | $200,000 | 6,975 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $64,000 | 7,941 |
| Pre-tax net operating income | $24,000 | 8,212 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $24,000 | 8,186 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $24,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $24,000 | 8,163 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 7,934 |
| Total interest expense | $293,000 | 8,132 |
| Net interest income | $1,179,000 | 7,769 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $235,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $145,000 | 5,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,590 |
| Total noninterest expense | $1,280,000 | 7,302 |
| Salaries and employee benefits | $741,000 | 7,145 |
| Premises and equipment expense | $241,000 | 6,295 |
| Additional noninterest expense | $298,000 | 7,717 |
| Pre-tax net operating income | $134,000 | 8,006 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $150,000 | 7,879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $150,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $131,380 | 7,919 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 7,986 |
| Total interest expense | $211,000 | 8,202 |
| Net interest income | $873,000 | 7,829 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $188,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $118,000 | 5,739 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 6,544 |
| Total noninterest expense | $957,000 | 7,272 |
| Salaries and employee benefits | $550,000 | 7,132 |
| Premises and equipment expense | $180,000 | 6,281 |
| Additional noninterest expense | $227,000 | 7,687 |
| Pre-tax net operating income | $104,000 | 8,106 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $123,000 | 7,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $123,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $125,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $104,000 | 7,997 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 8,029 |
| Total interest expense | $137,000 | 8,291 |
| Net interest income | $585,000 | 7,864 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $123,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $627,000 | 7,361 |
| Salaries and employee benefits | $358,000 | 7,240 |
| Premises and equipment expense | $117,000 | 6,389 |
| Additional noninterest expense | $152,000 | 7,700 |
| Pre-tax net operating income | $81,000 | 8,057 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $96,000 | 7,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $125,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $78,540 | 7,933 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,089 |
| Total interest expense | $68,000 | 8,367 |
| Net interest income | $290,000 | 7,906 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $57,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $312,000 | 7,417 |
| Salaries and employee benefits | $176,000 | 7,322 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $35,000 | 8,111 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $50,000 | 7,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $35,000 | 8,003 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 8,071 |
| Total interest expense | $319,000 | 8,401 |
| Net interest income | $1,183,000 | 7,839 |
| Provision for loan and lease losses | $3,000 | 7,580 |
| Total noninterest income | $236,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $114,000 | 6,350 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $122,000 | 6,193 |
| Total noninterest expense | $1,231,000 | 7,414 |
| Salaries and employee benefits | $705,000 | 7,282 |
| Premises and equipment expense | $224,000 | 6,499 |
| Additional noninterest expense | $302,000 | 7,747 |
| Pre-tax net operating income | $185,000 | 7,871 |
| Securities gains (losses) | $66,000 | 2,265 |
| Applicable income taxes | $24,000 | 6,712 |
| Income before extraordinary items | $227,000 | 7,637 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $227,000 | 7,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $144,000 | 5,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $167,600 | 7,801 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 8,156 |
| Total interest expense | $250,000 | 8,471 |
| Net interest income | $884,000 | 7,911 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $148,000 | 7,418 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $84,000 | 6,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $914,000 | 7,429 |
| Salaries and employee benefits | $525,000 | 7,266 |
| Premises and equipment expense | $171,000 | 6,455 |
| Additional noninterest expense | $218,000 | 7,835 |
| Pre-tax net operating income | $115,000 | 8,150 |
| Securities gains (losses) | $66,000 | 2,089 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $163,000 | 7,822 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $163,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $144,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $103,600 | 8,066 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 8,203 |
| Total interest expense | $176,000 | 8,496 |
| Net interest income | $587,000 | 7,943 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $98,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $53,000 | 6,490 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $603,000 | 7,474 |
| Salaries and employee benefits | $344,000 | 7,344 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $147,000 | 7,817 |
| Pre-tax net operating income | $79,000 | 8,170 |
| Securities gains (losses) | $63,000 | 1,860 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $122,000 | 7,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $141,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $67,820 | 8,108 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 8,248 |
| Total interest expense | $91,000 | 8,542 |
| Net interest income | $291,000 | 7,992 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $296,000 | 7,550 |
| Salaries and employee benefits | $174,000 | 7,337 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $48,000 | 7,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $141,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $37,320 | 8,008 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 8,238 |
| Total interest expense | $468,000 | 8,471 |
| Net interest income | $1,160,000 | 8,018 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $219,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $114,000 | 6,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $1,186,000 | 7,497 |
| Salaries and employee benefits | $677,000 | 7,372 |
| Premises and equipment expense | $211,000 | 6,643 |
| Additional noninterest expense | $298,000 | 7,818 |
| Pre-tax net operating income | $193,000 | 7,948 |
| Securities gains (losses) | $56,000 | 2,303 |
| Applicable income taxes | $33,000 | 6,789 |
| Income before extraordinary items | $216,000 | 7,751 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $216,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $146,000 | 5,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $167,280 | 7,902 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 8,298 |
| Total interest expense | $795,000 | 8,439 |
| Net interest income | $1,127,000 | 8,036 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $190,000 | 7,402 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $111,000 | 6,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $1,127,000 | 7,633 |
| Salaries and employee benefits | $648,000 | 7,440 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $286,000 | 7,961 |
| Pre-tax net operating income | $190,000 | 7,932 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $222,000 | 7,585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $222,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $53,000 | 6,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $190,000 | 7,690 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 8,381 |
| Total interest expense | $968,000 | 8,290 |
| Net interest income | $1,058,000 | 8,375 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $159,000 | 7,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,167 |
| Total noninterest expense | $1,028,000 | 7,937 |
| Salaries and employee benefits | $557,000 | 7,934 |
| Premises and equipment expense | $171,000 | 7,229 |
| Additional noninterest expense | $300,000 | 7,949 |
| Pre-tax net operating income | $189,000 | 8,411 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,000 | 8,174 |
| Income before extraordinary items | $183,000 | 8,179 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $183,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $136,000 | 5,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $183,000 | 8,182 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 8,728 |
| Total interest expense | $745,000 | 8,832 |
| Net interest income | $1,037,000 | 8,541 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $165,000 | 7,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $925,000 | 8,346 |
| Salaries and employee benefits | $541,000 | 8,094 |
| Premises and equipment expense | $123,000 | 8,172 |
| Additional noninterest expense | $261,000 | 8,458 |
| Pre-tax net operating income | $277,000 | 8,223 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $37,000 | 7,868 |
| Income before extraordinary items | $240,000 | 8,002 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $240,000 | 8,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $101,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $240,000 | 7,976 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 8,978 |
| Total interest expense | $733,000 | 9,110 |
| Net interest income | $1,022,000 | 8,735 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $140,000 | 8,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $862,000 | 8,561 |
| Salaries and employee benefits | $487,000 | 8,439 |
| Premises and equipment expense | $124,000 | 8,185 |
| Additional noninterest expense | $251,000 | 8,597 |
| Pre-tax net operating income | $297,000 | 8,418 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $80,000 | 7,823 |
| Income before extraordinary items | $218,000 | 8,490 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $218,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $127,000 | 5,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $217,270 | 8,414 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 9,523 |
| Total interest expense | $677,000 | 9,601 |
| Net interest income | $949,000 | 9,308 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $110,000 | 9,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $806,000 | 9,010 |
| Salaries and employee benefits | $454,000 | 8,924 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $202,000 | 9,391 |
| Pre-tax net operating income | $253,000 | 9,276 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $202,000 | 9,133 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $202,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $73,000 | 6,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $202,800 | 9,090 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 10,117 |
| Total interest expense | $624,000 | 10,197 |
| Net interest income | $872,000 | 9,904 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $105,000 | 9,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,823 |
| Total noninterest expense | $771,000 | 9,543 |
| Salaries and employee benefits | $444,000 | 9,291 |
| Premises and equipment expense | $152,000 | 8,015 |
| Additional noninterest expense | $175,000 | 10,235 |
| Pre-tax net operating income | $206,000 | 9,756 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $39,000 | 9,889 |
| Income before extraordinary items | $161,000 | 9,681 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $161,000 | 9,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $82,000 | 7,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $165,800 | 9,586 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 10,406 |
| Total interest expense | $586,000 | 10,719 |
| Net interest income | $979,000 | 10,000 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $110,000 | 10,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $780,000 | 9,860 |
| Salaries and employee benefits | $420,000 | 9,794 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $214,000 | 10,254 |
| Pre-tax net operating income | $309,000 | 9,681 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $107,000 | 9,035 |
| Income before extraordinary items | $201,000 | 9,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $201,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $89,000 | 7,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $201,650 | 9,882 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 10,864 |
| Total interest expense | $456,000 | 11,298 |
| Net interest income | $978,000 | 10,466 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $117,000 | 10,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $786,000 | 10,301 |
| Salaries and employee benefits | $451,000 | 9,826 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $183,000 | 11,359 |
| Pre-tax net operating income | $291,000 | 10,200 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $239,000 | 9,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $239,000 | 9,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $109,000 | 6,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $244,880 | 9,828 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 11,508 |
| Total interest expense | $449,000 | 11,950 |
| Net interest income | $924,000 | 11,063 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $94,000 | 11,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $774,000 | 10,799 |
| Salaries and employee benefits | $409,000 | 10,544 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $232,000 | 11,292 |
| Pre-tax net operating income | $235,000 | 10,741 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $71,000 | 10,446 |
| Income before extraordinary items | $158,000 | 11,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $158,000 | 11,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $102,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $162,140 | 10,849 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 11,726 |
| Total interest expense | $671,000 | 11,962 |
| Net interest income | $931,000 | 11,381 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $935,000 | 10,285 |
| Salaries and employee benefits | $401,000 | 10,848 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $428,000 | 9,222 |
| Pre-tax net operating income | $86,000 | 12,153 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $10,000 | 12,839 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,000 | 12,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $1,250,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,000 | 12,608 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.