Home > Far West Bank > Income and Expense
Far West Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 1,050 |
| Total interest expense | $1,373,000 | 3,203 |
| Net interest income | $8,793,000 | 644 |
| Provision for loan and lease losses | $2,005,000 | 186 |
| Total noninterest income | $2,200,000 | 697 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $479,000 | 902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,721,000 | 553 |
| Total noninterest expense | $7,553,000 | 620 |
| Salaries and employee benefits | $5,399,000 | 465 |
| Premises and equipment expense | $535,000 | 1,261 |
| Additional noninterest expense | $1,619,000 | 848 |
| Pre-tax net operating income | $1,435,000 | 1,599 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $519,000 | 1,250 |
| Income before extraordinary items | $916,000 | 1,851 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $916,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 962 |
| Cash dividends | $9,783,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $916,000 | 1,839 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,006,000 | 1,067 |
| Total interest expense | $4,655,000 | 3,207 |
| Net interest income | $32,351,000 | 679 |
| Provision for loan and lease losses | $1,506,000 | 705 |
| Total noninterest income | $7,884,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,129,000 | 823 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,755,000 | 612 |
| Total noninterest expense | $20,386,000 | 865 |
| Salaries and employee benefits | $11,908,000 | 798 |
| Premises and equipment expense | $2,030,000 | 1,272 |
| Additional noninterest expense | $6,448,000 | 833 |
| Pre-tax net operating income | $18,343,000 | 582 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $6,700,000 | 516 |
| Income before extraordinary items | $11,644,000 | 652 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,644,000 | 651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $726,000 | 885 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,643,360 | 646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,591,000 | 1,116 |
| Total interest expense | $2,839,000 | 3,639 |
| Net interest income | $23,752,000 | 711 |
| Provision for loan and lease losses | $1,493,000 | 528 |
| Total noninterest income | $5,882,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,640,000 | 810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,242,000 | 623 |
| Total noninterest expense | $14,507,000 | 921 |
| Salaries and employee benefits | $8,936,000 | 809 |
| Premises and equipment expense | $1,633,000 | 1,187 |
| Additional noninterest expense | $3,938,000 | 1,028 |
| Pre-tax net operating income | $13,634,000 | 606 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $4,929,000 | 546 |
| Income before extraordinary items | $8,706,000 | 684 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,706,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,116 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,705,360 | 675 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,849,000 | 1,154 |
| Total interest expense | $1,741,000 | 3,735 |
| Net interest income | $15,108,000 | 744 |
| Provision for loan and lease losses | $1,252,000 | 406 |
| Total noninterest income | $3,772,000 | 791 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,101,000 | 799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,671,000 | 643 |
| Total noninterest expense | $9,263,000 | 968 |
| Salaries and employee benefits | $5,615,000 | 878 |
| Premises and equipment expense | $1,072,000 | 1,206 |
| Additional noninterest expense | $2,576,000 | 1,050 |
| Pre-tax net operating income | $8,365,000 | 644 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,016,000 | 591 |
| Income before extraordinary items | $5,349,000 | 734 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,349,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,714 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,349,000 | 724 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,244,000 | 1,153 |
| Total interest expense | $837,000 | 3,696 |
| Net interest income | $7,407,000 | 762 |
| Provision for loan and lease losses | $588,000 | 419 |
| Total noninterest income | $2,036,000 | 727 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $564,000 | 750 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,472,000 | 606 |
| Total noninterest expense | $4,798,000 | 933 |
| Salaries and employee benefits | $2,942,000 | 828 |
| Premises and equipment expense | $551,000 | 1,172 |
| Additional noninterest expense | $1,305,000 | 1,026 |
| Pre-tax net operating income | $4,057,000 | 656 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,461,000 | 605 |
| Income before extraordinary items | $2,596,000 | 740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,596,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,487 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,596,000 | 724 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,471,000 | 1,079 |
| Total interest expense | $2,979,000 | 3,347 |
| Net interest income | $27,492,000 | 767 |
| Provision for loan and lease losses | $2,365,000 | 456 |
| Total noninterest income | $5,885,000 | 958 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,745,000 | 621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,140,000 | 984 |
| Total noninterest expense | $17,917,000 | 951 |
| Salaries and employee benefits | $10,492,000 | 868 |
| Premises and equipment expense | $2,075,000 | 1,187 |
| Additional noninterest expense | $5,350,000 | 974 |
| Pre-tax net operating income | $13,095,000 | 757 |
| Securities gains (losses) | $-137,000 | 8,510 |
| Applicable income taxes | $4,660,000 | 683 |
| Income before extraordinary items | $8,298,000 | 868 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,298,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,078 |
| Cash dividends | $3,300,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,385,680 | 849 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,282,000 | 1,071 |
| Total interest expense | $2,207,000 | 3,236 |
| Net interest income | $20,075,000 | 779 |
| Provision for loan and lease losses | $1,702,000 | 447 |
| Total noninterest income | $4,387,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,137,000 | 589 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,250,000 | 1,023 |
| Total noninterest expense | $13,390,000 | 943 |
| Salaries and employee benefits | $7,960,000 | 855 |
| Premises and equipment expense | $1,519,000 | 1,200 |
| Additional noninterest expense | $3,911,000 | 984 |
| Pre-tax net operating income | $9,370,000 | 789 |
| Securities gains (losses) | $-137,000 | 8,681 |
| Applicable income taxes | $3,248,000 | 728 |
| Income before extraordinary items | $5,985,000 | 899 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,985,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,761 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,074,050 | 869 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,408,000 | 1,079 |
| Total interest expense | $1,497,000 | 3,043 |
| Net interest income | $12,911,000 | 809 |
| Provision for loan and lease losses | $1,024,000 | 495 |
| Total noninterest income | $2,711,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,427,000 | 578 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,284,000 | 1,119 |
| Total noninterest expense | $8,862,000 | 943 |
| Salaries and employee benefits | $5,194,000 | 859 |
| Premises and equipment expense | $999,000 | 1,210 |
| Additional noninterest expense | $2,669,000 | 949 |
| Pre-tax net operating income | $5,736,000 | 830 |
| Securities gains (losses) | $-137,000 | 8,739 |
| Applicable income taxes | $1,953,000 | 775 |
| Income before extraordinary items | $3,646,000 | 955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,646,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,627 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,735,050 | 914 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 1,117 |
| Total interest expense | $772,000 | 2,887 |
| Net interest income | $6,037,000 | 857 |
| Provision for loan and lease losses | $537,000 | 445 |
| Total noninterest income | $1,375,000 | 978 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $683,000 | 586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $692,000 | 1,049 |
| Total noninterest expense | $4,383,000 | 954 |
| Salaries and employee benefits | $2,437,000 | 913 |
| Premises and equipment expense | $488,000 | 1,238 |
| Additional noninterest expense | $1,458,000 | 859 |
| Pre-tax net operating income | $2,492,000 | 941 |
| Securities gains (losses) | $-50,000 | 8,783 |
| Applicable income taxes | $954,000 | 794 |
| Income before extraordinary items | $1,488,000 | 1,166 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,488,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,520,000 | 1,112 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,904,000 | 1,235 |
| Total interest expense | $2,292,000 | 3,264 |
| Net interest income | $20,612,000 | 959 |
| Provision for loan and lease losses | $1,603,000 | 671 |
| Total noninterest income | $5,436,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,755,000 | 635 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,681,000 | 1,063 |
| Total noninterest expense | $16,209,000 | 1,009 |
| Salaries and employee benefits | $9,466,000 | 908 |
| Premises and equipment expense | $1,900,000 | 1,203 |
| Additional noninterest expense | $4,843,000 | 1,038 |
| Pre-tax net operating income | $8,236,000 | 1,070 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,860,000 | 938 |
| Income before extraordinary items | $5,376,000 | 1,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,376,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,715,000 | 519 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,376,000 | 1,186 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,382,000 | 1,278 |
| Total interest expense | $1,671,000 | 3,289 |
| Net interest income | $14,711,000 | 1,005 |
| Provision for loan and lease losses | $1,066,000 | 736 |
| Total noninterest income | $4,036,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,016,000 | 658 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,020,000 | 1,078 |
| Total noninterest expense | $11,600,000 | 1,045 |
| Salaries and employee benefits | $6,781,000 | 939 |
| Premises and equipment expense | $1,405,000 | 1,225 |
| Additional noninterest expense | $3,414,000 | 1,074 |
| Pre-tax net operating income | $6,081,000 | 1,091 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,099,000 | 979 |
| Income before extraordinary items | $3,982,000 | 1,239 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,982,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,604,000 | 408 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,982,000 | 1,203 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,539,000 | 1,315 |
| Total interest expense | $1,066,000 | 3,409 |
| Net interest income | $9,473,000 | 1,034 |
| Provision for loan and lease losses | $554,000 | 897 |
| Total noninterest income | $2,589,000 | 1,060 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,278,000 | 683 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,311,000 | 1,102 |
| Total noninterest expense | $7,578,000 | 1,059 |
| Salaries and employee benefits | $4,504,000 | 941 |
| Premises and equipment expense | $923,000 | 1,249 |
| Additional noninterest expense | $2,151,000 | 1,140 |
| Pre-tax net operating income | $3,930,000 | 1,097 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,332,000 | 1,019 |
| Income before extraordinary items | $2,598,000 | 1,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,598,000 | 1,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,638,000 | 298 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,598,000 | 1,207 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 1,355 |
| Total interest expense | $545,000 | 3,381 |
| Net interest income | $4,596,000 | 1,077 |
| Provision for loan and lease losses | $83,000 | 2,440 |
| Total noninterest income | $1,253,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $621,000 | 685 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $632,000 | 1,093 |
| Total noninterest expense | $3,571,000 | 1,137 |
| Salaries and employee benefits | $2,097,000 | 1,029 |
| Premises and equipment expense | $461,000 | 1,261 |
| Additional noninterest expense | $1,013,000 | 1,187 |
| Pre-tax net operating income | $2,195,000 | 980 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $699,000 | 980 |
| Income before extraordinary items | $1,496,000 | 1,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,496,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,954 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,496,000 | 1,032 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,813,000 | 1,249 |
| Total interest expense | $2,818,000 | 3,028 |
| Net interest income | $19,995,000 | 958 |
| Provision for loan and lease losses | $913,000 | 1,298 |
| Total noninterest income | $4,455,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,372,000 | 716 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,083,000 | 1,432 |
| Total noninterest expense | $14,984,000 | 1,088 |
| Salaries and employee benefits | $8,790,000 | 975 |
| Premises and equipment expense | $1,968,000 | 1,150 |
| Additional noninterest expense | $4,226,000 | 1,192 |
| Pre-tax net operating income | $8,553,000 | 979 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,004,000 | 920 |
| Income before extraordinary items | $5,549,000 | 1,156 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,549,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,295,000 | 754 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,549,000 | 1,094 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,169,000 | 1,334 |
| Total interest expense | $2,217,000 | 2,999 |
| Net interest income | $13,952,000 | 1,050 |
| Provision for loan and lease losses | $546,000 | 1,538 |
| Total noninterest income | $3,668,000 | 1,167 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,738,000 | 740 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,930,000 | 1,265 |
| Total noninterest expense | $11,090,000 | 1,103 |
| Salaries and employee benefits | $6,523,000 | 1,002 |
| Premises and equipment expense | $1,471,000 | 1,166 |
| Additional noninterest expense | $3,096,000 | 1,222 |
| Pre-tax net operating income | $5,984,000 | 1,084 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,097,000 | 1,027 |
| Income before extraordinary items | $3,887,000 | 1,262 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,887,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 749 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,887,000 | 1,194 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,266,000 | 1,297 |
| Total interest expense | $1,578,000 | 2,912 |
| Net interest income | $9,688,000 | 999 |
| Provision for loan and lease losses | $406,000 | 1,374 |
| Total noninterest income | $2,475,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,136,000 | 753 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,339,000 | 1,230 |
| Total noninterest expense | $7,408,000 | 1,097 |
| Salaries and employee benefits | $4,466,000 | 970 |
| Premises and equipment expense | $963,000 | 1,186 |
| Additional noninterest expense | $1,979,000 | 1,253 |
| Pre-tax net operating income | $4,349,000 | 999 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,547,000 | 969 |
| Income before extraordinary items | $2,802,000 | 1,197 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,802,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 609 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,802,000 | 1,109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 1,254 |
| Total interest expense | $817,000 | 2,884 |
| Net interest income | $5,103,000 | 951 |
| Provision for loan and lease losses | $287,000 | 1,000 |
| Total noninterest income | $1,289,000 | 1,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $569,000 | 736 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $720,000 | 1,143 |
| Total noninterest expense | $3,550,000 | 1,131 |
| Salaries and employee benefits | $2,088,000 | 1,025 |
| Premises and equipment expense | $473,000 | 1,217 |
| Additional noninterest expense | $989,000 | 1,240 |
| Pre-tax net operating income | $2,555,000 | 890 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $946,000 | 840 |
| Income before extraordinary items | $1,609,000 | 1,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,609,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 778 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,609,000 | 964 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,945,000 | 1,336 |
| Total interest expense | $3,573,000 | 3,035 |
| Net interest income | $19,372,000 | 1,004 |
| Provision for loan and lease losses | $1,223,000 | 1,113 |
| Total noninterest income | $4,369,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,312,000 | 696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,057,000 | 1,282 |
| Total noninterest expense | $13,823,000 | 1,115 |
| Salaries and employee benefits | $8,261,000 | 978 |
| Premises and equipment expense | $1,856,000 | 1,194 |
| Additional noninterest expense | $3,706,000 | 1,302 |
| Pre-tax net operating income | $8,695,000 | 977 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,939,000 | 940 |
| Income before extraordinary items | $5,756,000 | 1,091 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,756,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,217,000 | 810 |
| Cash dividends | $1,700,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,756,000 | 1,048 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,626,000 | 1,446 |
| Total interest expense | $5,514,000 | 2,877 |
| Net interest income | $18,112,000 | 999 |
| Provision for loan and lease losses | $1,052,000 | 1,196 |
| Total noninterest income | $4,022,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,097,000 | 705 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,925,000 | 1,278 |
| Total noninterest expense | $12,493,000 | 1,179 |
| Salaries and employee benefits | $7,596,000 | 982 |
| Premises and equipment expense | $1,520,000 | 1,405 |
| Additional noninterest expense | $3,377,000 | 1,388 |
| Pre-tax net operating income | $8,589,000 | 887 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,064,000 | 832 |
| Income before extraordinary items | $5,525,000 | 996 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,525,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,370 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,525,000 | 954 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,854,000 | 1,748 |
| Total interest expense | $5,024,000 | 3,305 |
| Net interest income | $14,830,000 | 1,188 |
| Provision for loan and lease losses | $758,000 | 1,323 |
| Total noninterest income | $4,082,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,563,000 | 864 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,519,000 | 962 |
| Total noninterest expense | $10,991,000 | 1,256 |
| Salaries and employee benefits | $5,881,000 | 1,203 |
| Premises and equipment expense | $1,220,000 | 1,706 |
| Additional noninterest expense | $3,890,000 | 1,178 |
| Pre-tax net operating income | $7,163,000 | 1,057 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,537,000 | 955 |
| Income before extraordinary items | $4,626,000 | 1,143 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,626,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,750 |
| Cash dividends | $1,850,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,626,000 | 1,141 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,342,000 | 1,987 |
| Total interest expense | $3,665,000 | 3,874 |
| Net interest income | $12,677,000 | 1,373 |
| Provision for loan and lease losses | $492,000 | 1,794 |
| Total noninterest income | $3,821,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,334,000 | 1,001 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,487,000 | 994 |
| Total noninterest expense | $9,890,000 | 1,404 |
| Salaries and employee benefits | $5,313,000 | 1,307 |
| Premises and equipment expense | $1,081,000 | 1,895 |
| Additional noninterest expense | $3,496,000 | 1,317 |
| Pre-tax net operating income | $6,116,000 | 1,253 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,189,000 | 1,139 |
| Income before extraordinary items | $3,927,000 | 1,374 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,927,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,379 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,927,000 | 1,353 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,791,000 | 2,073 |
| Total interest expense | $3,723,000 | 3,908 |
| Net interest income | $12,068,000 | 1,397 |
| Provision for loan and lease losses | $534,000 | 1,639 |
| Total noninterest income | $3,951,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,193,000 | 1,046 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,758,000 | 948 |
| Total noninterest expense | $8,900,000 | 1,489 |
| Salaries and employee benefits | $4,799,000 | 1,369 |
| Premises and equipment expense | $1,063,000 | 1,851 |
| Additional noninterest expense | $3,038,000 | 1,431 |
| Pre-tax net operating income | $6,585,000 | 1,137 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,406,000 | 1,053 |
| Income before extraordinary items | $4,179,000 | 1,281 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,179,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,454 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,179,000 | 1,230 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,455,000 | 2,434 |
| Total interest expense | $3,170,000 | 4,486 |
| Net interest income | $10,285,000 | 1,701 |
| Provision for loan and lease losses | $524,000 | 1,714 |
| Total noninterest income | $3,066,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,020,000 | 1,258 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,046,000 | 1,082 |
| Total noninterest expense | $7,490,000 | 1,734 |
| Salaries and employee benefits | $4,097,000 | 1,593 |
| Premises and equipment expense | $930,000 | 2,115 |
| Additional noninterest expense | $2,463,000 | 1,720 |
| Pre-tax net operating income | $5,337,000 | 1,456 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,954,000 | 1,356 |
| Income before extraordinary items | $3,383,000 | 1,599 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,383,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,319 |
| Cash dividends | $137,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,383,000 | 1,559 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,562,000 | 2,862 |
| Total interest expense | $2,922,000 | 4,892 |
| Net interest income | $8,640,000 | 2,076 |
| Provision for loan and lease losses | $268,000 | 2,823 |
| Total noninterest income | $2,943,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,031,000 | 1,298 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,912,000 | 1,189 |
| Total noninterest expense | $6,810,000 | 2,045 |
| Salaries and employee benefits | $3,539,000 | 1,870 |
| Premises and equipment expense | $898,000 | 2,220 |
| Additional noninterest expense | $2,373,000 | 2,102 |
| Pre-tax net operating income | $4,505,000 | 1,607 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,653,000 | 1,460 |
| Income before extraordinary items | $2,852,000 | 1,736 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,852,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,260 |
| Cash dividends | $320,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,852,000 | 1,704 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,124,000 | 2,981 |
| Total interest expense | $2,921,000 | 4,880 |
| Net interest income | $8,203,000 | 2,193 |
| Provision for loan and lease losses | $416,000 | 1,817 |
| Total noninterest income | $2,814,000 | 1,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $799,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,015,000 | 1,124 |
| Total noninterest expense | $6,123,000 | 2,219 |
| Salaries and employee benefits | $3,219,000 | 2,065 |
| Premises and equipment expense | $783,000 | 2,533 |
| Additional noninterest expense | $2,120,000 | 2,293 |
| Pre-tax net operating income | $4,478,000 | 1,644 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,602,000 | 1,553 |
| Income before extraordinary items | $2,876,000 | 1,760 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,876,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $470,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,876,000 | 1,734 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 3,463 |
| Total interest expense | $1,801,000 | 6,069 |
| Net interest income | $6,852,000 | 2,633 |
| Provision for loan and lease losses | $378,000 | 1,902 |
| Total noninterest income | $2,289,000 | 1,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $733,000 | 1,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,556,000 | 1,345 |
| Total noninterest expense | $5,309,000 | 2,617 |
| Salaries and employee benefits | $2,986,000 | 2,228 |
| Premises and equipment expense | $679,000 | 2,893 |
| Additional noninterest expense | $1,644,000 | 3,059 |
| Pre-tax net operating income | $3,454,000 | 2,058 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,262,000 | 1,808 |
| Income before extraordinary items | $2,192,000 | 2,232 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,192,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $757,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,192,000 | 2,251 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,275,000 | 4,163 |
| Total interest expense | $1,656,000 | 6,725 |
| Net interest income | $5,618,000 | 3,218 |
| Provision for loan and lease losses | $579,000 | 1,913 |
| Total noninterest income | $1,998,000 | 1,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $714,000 | 1,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,284,000 | 1,734 |
| Total noninterest expense | $4,121,000 | 3,388 |
| Salaries and employee benefits | $2,233,000 | 2,940 |
| Premises and equipment expense | $558,000 | 3,536 |
| Additional noninterest expense | $1,330,000 | 3,863 |
| Pre-tax net operating income | $2,917,000 | 2,351 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,087,000 | 2,087 |
| Income before extraordinary items | $1,830,000 | 2,729 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,830,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $210,000 | 5,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,830,000 | 2,572 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,513,000 | 4,543 |
| Total interest expense | $2,112,000 | 6,838 |
| Net interest income | $5,401,000 | 3,372 |
| Provision for loan and lease losses | $676,000 | 2,433 |
| Total noninterest income | $1,696,000 | 2,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $633,000 | 2,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,063,000 | 1,913 |
| Total noninterest expense | $4,006,000 | 3,502 |
| Salaries and employee benefits | $2,196,000 | 2,943 |
| Premises and equipment expense | $529,000 | 3,784 |
| Additional noninterest expense | $1,281,000 | 4,098 |
| Pre-tax net operating income | $2,415,000 | 2,580 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $878,000 | 2,377 |
| Income before extraordinary items | $1,537,000 | 3,012 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,537,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 3,087 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,537,000 | 2,784 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.