Home > Far West Bank > Assets and Liabilities
Far West Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 203 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $438,816,000 | 1,533 |
| Cash and due from depository institutions | $17,233,000 | 806 |
| Interest-bearing balances | $399,000 | 3,359 |
| Securities | $30,445,000 | 3,417 |
| Federal funds sold & reverse repurchase agreements | $14,257,000 | 1,405 |
| Net loans & leases | $347,988,000 | 1,334 |
| Loan loss allowance | $7,786,000 | 675 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,438,000 | 1,649 |
| Other real estate owned | $309,000 | 806 |
| Goodwill and other intangibles | $3,512,000 | 1,080 |
| All other assets | $17,634,000 | 1,032 |
| Life insurance assets | $8,380,000 | 730 |
| Total liabilities and capital | $438,816,000 | 1,533 |
| Total liabilities | $387,954,000 | 1,566 |
| Total deposits | $383,550,000 | 1,381 |
| Interest-bearing deposits | $331,523,000 | 1,368 |
| Deposits held in domestic offices | $383,550,000 | 1,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,404,000 | 1,290 |
| Total equity capital | $50,862,000 | 1,330 |
| Total bank equity capital | $50,862,000 | 1,330 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $496,000 | 4,314 |
| Surplus | $2,544,000 | 5,234 |
| Undivided profits | $47,822,000 | 774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,271,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,055 |
| Income earned, not collected on loans | $3,183,000 | 1,210 |
| Earning assets | $393,089,000 | 1,578 |
| Long-term assets (5+ years) | $20,215,000 | 3,406 |
| Average Assets, year-to-date | $434,624,500 | 1,532 |
| Average Assets, quarterly | $434,624,500 | 1,532 |
| Volatile liabilities | $25,754,000 | 3,995 |
| Insider loans | $649,000 | 5,068 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $9,043,000 | 276 |
| Unused loan commitments | $114,496,000 | 945 |
| Tier 1 (core) risk-based capital | $48,392,000 | 1,301 |
| Tier 2 risk-based capital | $5,067,000 | 1,027 |
| Total risk weighted assets | $398,192,000 | 1,225 |
| Total unused commitments | $114,496,000 | 945 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 215 | 749 |
| Assets and Liabilities | ||
| Total Assets: | $430,433,000 | 1,542 |
| Cash and due from depository institutions | $25,517,000 | 749 |
| Interest-bearing balances | $534,000 | 3,084 |
| Securities | $32,651,000 | 3,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $342,271,000 | 1,338 |
| Loan loss allowance | $5,914,000 | 862 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,002,000 | 1,513 |
| Other real estate owned | $309,000 | 749 |
| Goodwill and other intangibles | $3,646,000 | 1,050 |
| All other assets | $18,037,000 | 1,023 |
| Life insurance assets | $8,293,000 | 712 |
| Total liabilities and capital | $430,432,000 | 1,542 |
| Total liabilities | $370,769,000 | 1,622 |
| Total deposits | $364,970,000 | 1,439 |
| Interest-bearing deposits | $314,113,000 | 1,439 |
| Deposits held in domestic offices | $364,970,000 | 1,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,776,000 | 2,030 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,023,000 | 1,726 |
| Total equity capital | $59,663,000 | 1,098 |
| Total bank equity capital | $59,663,000 | 1,098 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $496,000 | 4,327 |
| Surplus | $2,544,000 | 5,220 |
| Undivided profits | $56,623,000 | 651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $788,000 | 3,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,005 |
| Income earned, not collected on loans | $3,018,000 | 1,324 |
| Earning assets | $375,456,000 | 1,632 |
| Long-term assets (5+ years) | $20,157,000 | 3,367 |
| Average Assets, year-to-date | $411,336,200 | 1,546 |
| Average Assets, quarterly | $425,021,500 | 1,541 |
| Volatile liabilities | $29,495,000 | 3,774 |
| Insider loans | $580,000 | 5,245 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $8,005,000 | 294 |
| Unused loan commitments | $113,471,000 | 922 |
| Tier 1 (core) risk-based capital | $57,124,000 | 1,072 |
| Tier 2 risk-based capital | $4,931,000 | 1,042 |
| Total risk weighted assets | $393,543,000 | 1,222 |
| Total unused commitments | $113,471,000 | 922 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 218 | 749 |
| Assets and Liabilities | ||
| Total Assets: | $419,610,000 | 1,568 |
| Cash and due from depository institutions | $14,769,000 | 749 |
| Interest-bearing balances | $556,000 | 2,977 |
| Securities | $34,398,000 | 3,181 |
| Federal funds sold & reverse repurchase agreements | $20,575,000 | 659 |
| Net loans & leases | $320,963,000 | 1,426 |
| Loan loss allowance | $6,510,000 | 787 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,240,000 | 1,443 |
| Other real estate owned | $352,000 | 749 |
| Goodwill and other intangibles | $3,754,000 | 1,027 |
| All other assets | $16,559,000 | 1,117 |
| Life insurance assets | $8,171,000 | 702 |
| Total liabilities and capital | $419,610,000 | 1,568 |
| Total liabilities | $362,983,000 | 1,634 |
| Total deposits | $358,939,000 | 1,442 |
| Interest-bearing deposits | $309,380,000 | 1,444 |
| Deposits held in domestic offices | $358,939,000 | 1,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,044,000 | 1,341 |
| Total equity capital | $56,627,000 | 1,162 |
| Total bank equity capital | $56,627,000 | 1,162 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $496,000 | 4,352 |
| Surplus | $2,545,000 | 5,213 |
| Undivided profits | $53,586,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,256,000 | 2,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,129 |
| Income earned, not collected on loans | $3,051,000 | 1,291 |
| Earning assets | $376,492,000 | 1,608 |
| Long-term assets (5+ years) | $19,605,000 | 3,374 |
| Average Assets, year-to-date | $406,562,000 | 1,572 |
| Average Assets, quarterly | $412,369,500 | 1,581 |
| Volatile liabilities | $26,615,000 | 4,010 |
| Insider loans | $508,000 | 5,480 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $8,351,000 | 274 |
| Unused loan commitments | $128,622,000 | 857 |
| Tier 1 (core) risk-based capital | $54,055,000 | 1,142 |
| Tier 2 risk-based capital | $4,709,000 | 1,097 |
| Total risk weighted assets | $373,279,000 | 1,283 |
| Total unused commitments | $128,622,000 | 858 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 218 | 751 |
| Assets and Liabilities | ||
| Total Assets: | $405,129,000 | 1,618 |
| Cash and due from depository institutions | $15,135,000 | 751 |
| Interest-bearing balances | $306,000 | 3,598 |
| Securities | $34,916,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $7,493,000 | 1,646 |
| Net loans & leases | $319,115,000 | 1,405 |
| Loan loss allowance | $6,286,000 | 801 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,163,000 | 1,429 |
| Other real estate owned | $518,000 | 751 |
| Goodwill and other intangibles | $3,960,000 | 985 |
| All other assets | $15,829,000 | 1,150 |
| Life insurance assets | $8,080,000 | 697 |
| Total liabilities and capital | $405,129,000 | 1,618 |
| Total liabilities | $352,045,000 | 1,672 |
| Total deposits | $349,049,000 | 1,473 |
| Interest-bearing deposits | $297,749,000 | 1,485 |
| Deposits held in domestic offices | $349,049,000 | 1,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,996,000 | 1,597 |
| Total equity capital | $53,084,000 | 1,179 |
| Total bank equity capital | $53,084,000 | 1,179 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $497,000 | 4,345 |
| Surplus | $2,544,000 | 5,197 |
| Undivided profits | $50,043,000 | 703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,737,000 | 1,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,017 |
| Income earned, not collected on loans | $2,613,000 | 1,367 |
| Earning assets | $361,830,000 | 1,662 |
| Long-term assets (5+ years) | $19,499,000 | 3,377 |
| Average Assets, year-to-date | $402,212,670 | 1,594 |
| Average Assets, quarterly | $401,276,000 | 1,616 |
| Volatile liabilities | $23,451,000 | 4,245 |
| Insider loans | $583,000 | 5,222 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $7,115,000 | 327 |
| Unused loan commitments | $112,983,000 | 953 |
| Tier 1 (core) risk-based capital | $50,643,000 | 1,185 |
| Tier 2 risk-based capital | $4,621,000 | 1,094 |
| Total risk weighted assets | $363,460,000 | 1,302 |
| Total unused commitments | $112,983,000 | 954 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 212 | 760 |
| Assets and Liabilities | ||
| Total Assets: | $397,423,000 | 1,613 |
| Cash and due from depository institutions | $13,792,000 | 760 |
| Interest-bearing balances | $320,000 | 3,664 |
| Securities | $33,409,000 | 3,274 |
| Federal funds sold & reverse repurchase agreements | $9,799,000 | 1,536 |
| Net loans & leases | $311,499,000 | 1,399 |
| Loan loss allowance | $5,770,000 | 860 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,959,000 | 1,417 |
| Other real estate owned | $518,000 | 760 |
| Goodwill and other intangibles | $4,181,000 | 931 |
| All other assets | $16,266,000 | 1,092 |
| Life insurance assets | $7,988,000 | 685 |
| Total liabilities and capital | $397,423,000 | 1,613 |
| Total liabilities | $346,907,000 | 1,669 |
| Total deposits | $341,900,000 | 1,473 |
| Interest-bearing deposits | $291,749,000 | 1,484 |
| Deposits held in domestic offices | $341,900,000 | 1,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,007,000 | 1,043 |
| Total equity capital | $50,516,000 | 1,224 |
| Total bank equity capital | $50,516,000 | 1,224 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $496,000 | 4,339 |
| Surplus | $2,544,000 | 5,132 |
| Undivided profits | $47,476,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,531,000 | 1,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $343,000 | 420 |
| Income earned, not collected on loans | $2,633,000 | 1,272 |
| Earning assets | $355,027,000 | 1,667 |
| Long-term assets (5+ years) | $24,524,000 | 2,927 |
| Average Assets, year-to-date | $400,754,500 | 1,588 |
| Average Assets, quarterly | $400,754,500 | 1,588 |
| Volatile liabilities | $20,082,000 | 4,489 |
| Insider loans | $641,000 | 5,003 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $8,127,000 | 266 |
| Unused loan commitments | $106,080,000 | 987 |
| Tier 1 (core) risk-based capital | $47,676,000 | 1,230 |
| Tier 2 risk-based capital | $4,528,000 | 1,090 |
| Total risk weighted assets | $356,650,000 | 1,292 |
| Total unused commitments | $106,080,000 | 987 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 210 | 763 |
| Assets and Liabilities | ||
| Total Assets: | $404,086,000 | 1,559 |
| Cash and due from depository institutions | $17,135,000 | 763 |
| Interest-bearing balances | $1,237,000 | 2,421 |
| Securities | $34,318,000 | 3,191 |
| Federal funds sold & reverse repurchase agreements | $27,933,000 | 464 |
| Net loans & leases | $296,245,000 | 1,451 |
| Loan loss allowance | $5,134,000 | 957 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,050,000 | 1,385 |
| Other real estate owned | $518,000 | 763 |
| Goodwill and other intangibles | $4,379,000 | 891 |
| All other assets | $15,508,000 | 1,113 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $404,086,000 | 1,559 |
| Total liabilities | $356,128,000 | 1,593 |
| Total deposits | $353,436,000 | 1,395 |
| Interest-bearing deposits | $306,830,000 | 1,365 |
| Deposits held in domestic offices | $353,436,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,692,000 | 1,677 |
| Total equity capital | $47,958,000 | 1,270 |
| Total bank equity capital | $47,958,000 | 1,270 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $496,000 | 4,355 |
| Surplus | $2,544,000 | 5,118 |
| Undivided profits | $44,918,000 | 779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 2,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 910 |
| Income earned, not collected on loans | $2,322,000 | 1,481 |
| Earning assets | $359,733,000 | 1,617 |
| Long-term assets (5+ years) | $20,204,000 | 3,285 |
| Average Assets, year-to-date | $389,369,800 | 1,560 |
| Average Assets, quarterly | $404,245,000 | 1,540 |
| Volatile liabilities | $19,431,000 | 4,526 |
| Insider loans | $641,000 | 4,985 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $13,341,000 | 212 |
| Unused loan commitments | $104,793,000 | 972 |
| Tier 1 (core) risk-based capital | $44,946,000 | 1,276 |
| Tier 2 risk-based capital | $4,340,000 | 1,113 |
| Total risk weighted assets | $346,405,000 | 1,315 |
| Total unused commitments | $104,793,000 | 972 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 210 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $404,404,000 | 1,531 |
| Cash and due from depository institutions | $19,181,000 | 758 |
| Interest-bearing balances | $643,000 | 3,155 |
| Securities | $36,265,000 | 3,042 |
| Federal funds sold & reverse repurchase agreements | $27,556,000 | 481 |
| Net loans & leases | $292,700,000 | 1,439 |
| Loan loss allowance | $4,937,000 | 987 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,182,000 | 1,321 |
| Other real estate owned | $568,000 | 758 |
| Goodwill and other intangibles | $4,598,000 | 837 |
| All other assets | $15,354,000 | 1,108 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $404,404,000 | 1,531 |
| Total liabilities | $355,585,000 | 1,569 |
| Total deposits | $352,414,000 | 1,361 |
| Interest-bearing deposits | $302,649,000 | 1,355 |
| Deposits held in domestic offices | $352,414,000 | 1,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,171,000 | 1,434 |
| Total equity capital | $48,819,000 | 1,237 |
| Total bank equity capital | $48,819,000 | 1,237 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $496,000 | 4,357 |
| Surplus | $2,544,000 | 5,077 |
| Undivided profits | $45,779,000 | 761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,107 |
| Income earned, not collected on loans | $2,643,000 | 1,206 |
| Earning assets | $357,164,000 | 1,586 |
| Long-term assets (5+ years) | $48,600,000 | 1,798 |
| Average Assets, year-to-date | $385,690,750 | 1,557 |
| Average Assets, quarterly | $391,670,000 | 1,581 |
| Volatile liabilities | $20,899,000 | 4,299 |
| Insider loans | $512,000 | 5,379 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $11,352,000 | 253 |
| Unused loan commitments | $98,205,000 | 1,000 |
| Tier 1 (core) risk-based capital | $45,500,000 | 1,238 |
| Tier 2 risk-based capital | $4,315,000 | 1,093 |
| Total risk weighted assets | $340,889,000 | 1,291 |
| Total unused commitments | $98,205,000 | 1,002 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 215 | 736 |
| Assets and Liabilities | ||
| Total Assets: | $378,936,000 | 1,619 |
| Cash and due from depository institutions | $20,264,000 | 736 |
| Interest-bearing balances | $690,000 | 3,086 |
| Securities | $39,293,000 | 2,883 |
| Federal funds sold & reverse repurchase agreements | $8,788,000 | 1,338 |
| Net loans & leases | $282,223,000 | 1,457 |
| Loan loss allowance | $4,216,000 | 1,122 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,322,000 | 1,270 |
| Other real estate owned | $1,002,000 | 736 |
| Goodwill and other intangibles | $4,758,000 | 810 |
| All other assets | $14,285,000 | 1,156 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $378,935,000 | 1,619 |
| Total liabilities | $332,259,000 | 1,664 |
| Total deposits | $329,762,000 | 1,443 |
| Interest-bearing deposits | $277,077,000 | 1,462 |
| Deposits held in domestic offices | $329,762,000 | 1,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,497,000 | 1,639 |
| Total equity capital | $46,676,000 | 1,276 |
| Total bank equity capital | $46,676,000 | 1,276 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $496,000 | 4,350 |
| Surplus | $2,544,000 | 5,055 |
| Undivided profits | $43,636,000 | 782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 2,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,114 |
| Income earned, not collected on loans | $2,130,000 | 1,402 |
| Earning assets | $330,994,000 | 1,685 |
| Long-term assets (5+ years) | $51,091,000 | 1,756 |
| Average Assets, year-to-date | $379,453,000 | 1,574 |
| Average Assets, quarterly | $382,423,500 | 1,579 |
| Volatile liabilities | $21,464,000 | 4,107 |
| Insider loans | $487,000 | 5,468 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $10,028,000 | 279 |
| Unused loan commitments | $91,033,000 | 1,024 |
| Tier 1 (core) risk-based capital | $43,127,000 | 1,279 |
| Tier 2 risk-based capital | $4,125,000 | 1,129 |
| Total risk weighted assets | $325,155,000 | 1,321 |
| Total unused commitments | $91,033,000 | 1,025 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 212 | 734 |
| Assets and Liabilities | ||
| Total Assets: | $385,911,000 | 1,558 |
| Cash and due from depository institutions | $22,226,000 | 734 |
| Interest-bearing balances | $862,000 | 2,874 |
| Securities | $48,169,000 | 2,456 |
| Federal funds sold & reverse repurchase agreements | $1,694,000 | 4,314 |
| Net loans & leases | $284,853,000 | 1,397 |
| Loan loss allowance | $3,866,000 | 1,232 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,690,000 | 1,191 |
| Other real estate owned | $1,371,000 | 734 |
| Goodwill and other intangibles | $4,918,000 | 784 |
| All other assets | $13,990,000 | 1,165 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $385,911,000 | 1,558 |
| Total liabilities | $341,465,000 | 1,592 |
| Total deposits | $318,135,000 | 1,495 |
| Interest-bearing deposits | $275,440,000 | 1,465 |
| Deposits held in domestic offices | $318,135,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,330,000 | 1,306 |
| Total equity capital | $44,446,000 | 1,307 |
| Total bank equity capital | $44,446,000 | 1,307 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $496,000 | 4,369 |
| Surplus | $2,544,000 | 5,068 |
| Undivided profits | $41,406,000 | 794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 2,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,124 |
| Income earned, not collected on loans | $2,083,000 | 1,394 |
| Earning assets | $335,578,000 | 1,643 |
| Long-term assets (5+ years) | $55,442,000 | 1,688 |
| Average Assets, year-to-date | $379,711,500 | 1,580 |
| Average Assets, quarterly | $379,711,500 | 1,580 |
| Volatile liabilities | $43,963,000 | 2,415 |
| Insider loans | $484,000 | 5,471 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $15,887,000 | 201 |
| Unused loan commitments | $90,798,000 | 1,020 |
| Tier 1 (core) risk-based capital | $40,835,000 | 1,323 |
| Tier 2 risk-based capital | $3,926,000 | 1,174 |
| Total risk weighted assets | $325,759,000 | 1,281 |
| Total unused commitments | $90,798,000 | 1,020 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 213 | 747 |
| Assets and Liabilities | ||
| Total Assets: | $373,512,000 | 1,605 |
| Cash and due from depository institutions | $19,648,000 | 747 |
| Interest-bearing balances | $501,000 | 3,462 |
| Securities | $57,702,000 | 2,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $267,094,000 | 1,485 |
| Loan loss allowance | $3,321,000 | 1,430 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,906,000 | 1,139 |
| Other real estate owned | $1,475,000 | 747 |
| Goodwill and other intangibles | $5,097,000 | 760 |
| All other assets | $13,590,000 | 1,161 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $373,512,000 | 1,605 |
| Total liabilities | $329,994,000 | 1,635 |
| Total deposits | $309,897,000 | 1,511 |
| Interest-bearing deposits | $272,712,000 | 1,455 |
| Deposits held in domestic offices | $309,897,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,058,000 | 805 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,039,000 | 1,906 |
| Total equity capital | $43,518,000 | 1,323 |
| Total bank equity capital | $43,518,000 | 1,323 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $496,000 | 4,385 |
| Surplus | $2,544,000 | 5,044 |
| Undivided profits | $40,478,000 | 827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 2,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,003,000 | 1,428 |
| Earning assets | $325,297,000 | 1,695 |
| Long-term assets (5+ years) | $60,423,000 | 1,622 |
| Average Assets, year-to-date | $344,032,800 | 1,651 |
| Average Assets, quarterly | $371,544,500 | 1,599 |
| Volatile liabilities | $40,179,000 | 2,532 |
| Insider loans | $483,000 | 5,517 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $21,356,000 | 168 |
| Unused loan commitments | $91,433,000 | 991 |
| Tier 1 (core) risk-based capital | $39,413,000 | 1,355 |
| Tier 2 risk-based capital | $3,404,000 | 1,359 |
| Total risk weighted assets | $302,657,000 | 1,371 |
| Total unused commitments | $91,433,000 | 991 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 212 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $369,577,000 | 1,600 |
| Cash and due from depository institutions | $30,593,000 | 741 |
| Interest-bearing balances | $8,652,000 | 706 |
| Securities | $59,822,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $6,078,000 | 1,787 |
| Net loans & leases | $244,752,000 | 1,584 |
| Loan loss allowance | $2,895,000 | 1,595 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,285,000 | 1,193 |
| Other real estate owned | $2,637,000 | 741 |
| Goodwill and other intangibles | $5,210,000 | 729 |
| All other assets | $12,200,000 | 1,252 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $369,577,000 | 1,600 |
| Total liabilities | $326,007,000 | 1,627 |
| Total deposits | $324,180,000 | 1,403 |
| Interest-bearing deposits | $284,190,000 | 1,365 |
| Deposits held in domestic offices | $324,180,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,827,000 | 2,068 |
| Total equity capital | $43,570,000 | 1,307 |
| Total bank equity capital | $43,570,000 | 1,307 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $496,000 | 4,399 |
| Surplus | $2,544,000 | 5,023 |
| Undivided profits | $40,530,000 | 824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 800 |
| Income earned, not collected on loans | $1,989,000 | 1,482 |
| Earning assets | $319,304,000 | 1,688 |
| Long-term assets (5+ years) | $54,209,000 | 1,767 |
| Average Assets, year-to-date | $336,663,000 | 1,678 |
| Average Assets, quarterly | $364,828,000 | 1,593 |
| Volatile liabilities | $27,910,000 | 3,262 |
| Insider loans | $482,000 | 5,504 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $16,852,000 | 194 |
| Unused loan commitments | $87,360,000 | 1,029 |
| Tier 1 (core) risk-based capital | $39,185,000 | 1,340 |
| Tier 2 risk-based capital | $2,968,000 | 1,521 |
| Total risk weighted assets | $284,597,000 | 1,445 |
| Total unused commitments | $87,360,000 | 1,030 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 193 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $360,079,000 | 1,607 |
| Cash and due from depository institutions | $42,876,000 | 823 |
| Interest-bearing balances | $21,370,000 | 276 |
| Securities | $61,511,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $17,353,000 | 610 |
| Net loans & leases | $210,022,000 | 1,780 |
| Loan loss allowance | $2,349,000 | 1,975 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,124,000 | 1,202 |
| Other real estate owned | $3,239,000 | 823 |
| Goodwill and other intangibles | $5,325,000 | 700 |
| All other assets | $11,629,000 | 1,297 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $360,079,000 | 1,607 |
| Total liabilities | $318,238,000 | 1,638 |
| Total deposits | $317,077,000 | 1,416 |
| Interest-bearing deposits | $272,417,000 | 1,410 |
| Deposits held in domestic offices | $317,077,000 | 1,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,161,000 | 2,641 |
| Total equity capital | $41,841,000 | 1,303 |
| Total bank equity capital | $41,841,000 | 1,303 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $496,000 | 4,432 |
| Surplus | $2,545,000 | 5,021 |
| Undivided profits | $38,800,000 | 819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $859,000 | 2,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 705 |
| Income earned, not collected on loans | $1,598,000 | 1,748 |
| Earning assets | $310,256,000 | 1,704 |
| Long-term assets (5+ years) | $49,367,000 | 1,939 |
| Average Assets, year-to-date | $325,691,670 | 1,722 |
| Average Assets, quarterly | $335,545,000 | 1,699 |
| Volatile liabilities | $24,675,000 | 3,466 |
| Insider loans | $582,000 | 5,161 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $12,988,000 | 224 |
| Unused loan commitments | $72,806,000 | 1,145 |
| Tier 1 (core) risk-based capital | $37,665,000 | 1,378 |
| Tier 2 risk-based capital | $2,429,000 | 1,810 |
| Total risk weighted assets | $255,083,000 | 1,568 |
| Total unused commitments | $72,806,000 | 1,145 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 193 | 831 |
| Assets and Liabilities | ||
| Total Assets: | $311,011,000 | 1,833 |
| Cash and due from depository institutions | $18,561,000 | 831 |
| Interest-bearing balances | $302,000 | 4,225 |
| Securities | $57,953,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $4,081,000 | 3,205 |
| Net loans & leases | $207,602,000 | 1,762 |
| Loan loss allowance | $3,465,000 | 1,342 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,651,000 | 1,259 |
| Other real estate owned | $1,099,000 | 831 |
| Goodwill and other intangibles | $2,391,000 | 1,073 |
| All other assets | $11,673,000 | 1,236 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $311,011,000 | 1,833 |
| Total liabilities | $269,622,000 | 1,892 |
| Total deposits | $267,456,000 | 1,700 |
| Interest-bearing deposits | $221,228,000 | 1,756 |
| Deposits held in domestic offices | $267,456,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,166,000 | 1,874 |
| Total equity capital | $41,389,000 | 1,351 |
| Total bank equity capital | $41,389,000 | 1,351 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $496,000 | 4,444 |
| Surplus | $2,544,000 | 5,001 |
| Undivided profits | $38,349,000 | 865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,010,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,610,000 | 1,732 |
| Earning assets | $269,938,000 | 1,925 |
| Long-term assets (5+ years) | $44,924,000 | 2,053 |
| Average Assets, year-to-date | $308,498,000 | 1,821 |
| Average Assets, quarterly | $308,498,000 | 1,821 |
| Volatile liabilities | $24,618,000 | 3,385 |
| Insider loans | $581,000 | 5,158 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $8,987,000 | 288 |
| Unused loan commitments | $61,441,000 | 1,280 |
| Tier 1 (core) risk-based capital | $39,448,000 | 1,303 |
| Tier 2 risk-based capital | $3,133,000 | 1,426 |
| Total risk weighted assets | $243,435,000 | 1,597 |
| Total unused commitments | $61,441,000 | 1,284 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 192 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $305,985,000 | 1,836 |
| Cash and due from depository institutions | $17,629,000 | 839 |
| Interest-bearing balances | $307,000 | 4,121 |
| Securities | $66,836,000 | 1,929 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $198,590,000 | 1,817 |
| Loan loss allowance | $3,433,000 | 1,341 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,654,000 | 1,242 |
| Other real estate owned | $1,085,000 | 839 |
| Goodwill and other intangibles | $2,365,000 | 1,080 |
| All other assets | $11,826,000 | 1,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,985,000 | 1,836 |
| Total liabilities | $266,019,000 | 1,901 |
| Total deposits | $263,921,000 | 1,708 |
| Interest-bearing deposits | $233,811,000 | 1,647 |
| Deposits held in domestic offices | $263,921,000 | 1,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,009,000 | 2,654 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,089,000 | 2,921 |
| Total equity capital | $39,966,000 | 1,363 |
| Total bank equity capital | $39,966,000 | 1,363 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $496,000 | 4,479 |
| Surplus | $2,545,000 | 4,980 |
| Undivided profits | $36,925,000 | 871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,967,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $158,000 | 678 |
| Income earned, not collected on loans | $1,726,000 | 1,663 |
| Earning assets | $265,733,000 | 1,928 |
| Long-term assets (5+ years) | $46,132,000 | 2,045 |
| Average Assets, year-to-date | $305,769,200 | 1,771 |
| Average Assets, quarterly | $309,455,000 | 1,806 |
| Volatile liabilities | $30,146,000 | 2,915 |
| Insider loans | $611,000 | 5,063 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $9,994,000 | 260 |
| Unused loan commitments | $57,377,000 | 1,303 |
| Tier 1 (core) risk-based capital | $38,093,000 | 1,343 |
| Tier 2 risk-based capital | $3,018,000 | 1,461 |
| Total risk weighted assets | $234,348,000 | 1,640 |
| Total unused commitments | $57,377,000 | 1,305 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 194 | 841 |
| Assets and Liabilities | ||
| Total Assets: | $312,925,000 | 1,798 |
| Cash and due from depository institutions | $46,529,000 | 841 |
| Interest-bearing balances | $28,756,000 | 267 |
| Securities | $54,155,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $3,759,000 | 3,188 |
| Net loans & leases | $186,637,000 | 1,905 |
| Loan loss allowance | $3,473,000 | 1,341 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,749,000 | 1,219 |
| Other real estate owned | $309,000 | 841 |
| Goodwill and other intangibles | $1,684,000 | 1,274 |
| All other assets | $12,103,000 | 1,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,925,000 | 1,798 |
| Total liabilities | $273,141,000 | 1,864 |
| Total deposits | $271,414,000 | 1,660 |
| Interest-bearing deposits | $238,407,000 | 1,617 |
| Deposits held in domestic offices | $271,414,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,727,000 | 2,173 |
| Total equity capital | $39,784,000 | 1,379 |
| Total bank equity capital | $39,784,000 | 1,379 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $496,000 | 4,511 |
| Surplus | $2,545,000 | 4,950 |
| Undivided profits | $36,743,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,593,000 | 1,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 723 |
| Income earned, not collected on loans | $1,705,000 | 1,795 |
| Earning assets | $273,307,000 | 1,889 |
| Long-term assets (5+ years) | $33,265,000 | 2,584 |
| Average Assets, year-to-date | $305,715,250 | 1,791 |
| Average Assets, quarterly | $309,995,500 | 1,805 |
| Volatile liabilities | $28,082,000 | 3,016 |
| Insider loans | $614,000 | 5,054 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $12,035,000 | 308 |
| Unused loan commitments | $59,675,000 | 1,282 |
| Tier 1 (core) risk-based capital | $37,568,000 | 1,367 |
| Tier 2 risk-based capital | $2,914,000 | 1,497 |
| Total risk weighted assets | $226,148,000 | 1,689 |
| Total unused commitments | $59,675,000 | 1,285 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 195 | 838 |
| Assets and Liabilities | ||
| Total Assets: | $307,066,000 | 1,817 |
| Cash and due from depository institutions | $18,479,000 | 838 |
| Interest-bearing balances | $749,000 | 3,511 |
| Securities | $56,480,000 | 2,159 |
| Federal funds sold & reverse repurchase agreements | $2,263,000 | 4,589 |
| Net loans & leases | $208,076,000 | 1,687 |
| Loan loss allowance | $3,442,000 | 1,329 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,365,000 | 1,259 |
| Other real estate owned | $319,000 | 838 |
| Goodwill and other intangibles | $1,872,000 | 1,182 |
| All other assets | $12,212,000 | 1,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,066,000 | 1,817 |
| Total liabilities | $268,736,000 | 1,879 |
| Total deposits | $267,646,000 | 1,666 |
| Interest-bearing deposits | $228,417,000 | 1,664 |
| Deposits held in domestic offices | $267,646,000 | 1,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,090,000 | 3,116 |
| Total equity capital | $38,330,000 | 1,429 |
| Total bank equity capital | $38,330,000 | 1,429 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $496,000 | 4,521 |
| Surplus | $2,544,000 | 4,925 |
| Undivided profits | $35,290,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $826,000 | 3,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $325,000 | 549 |
| Income earned, not collected on loans | $1,762,000 | 1,619 |
| Earning assets | $267,568,000 | 1,906 |
| Long-term assets (5+ years) | $30,147,000 | 2,630 |
| Average Assets, year-to-date | $303,312,000 | 1,805 |
| Average Assets, quarterly | $307,521,000 | 1,796 |
| Volatile liabilities | $29,868,000 | 2,846 |
| Insider loans | $616,000 | 5,020 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $14,800,000 | 348 |
| Unused loan commitments | $60,839,000 | 1,237 |
| Tier 1 (core) risk-based capital | $36,353,000 | 1,379 |
| Tier 2 risk-based capital | $3,071,000 | 1,390 |
| Total risk weighted assets | $239,227,000 | 1,575 |
| Total unused commitments | $60,839,000 | 1,247 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 194 | 837 |
| Assets and Liabilities | ||
| Total Assets: | $307,976,000 | 1,782 |
| Cash and due from depository institutions | $25,750,000 | 837 |
| Interest-bearing balances | $12,181,000 | 706 |
| Securities | $65,710,000 | 1,863 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $194,584,000 | 1,765 |
| Loan loss allowance | $3,836,000 | 1,180 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,831,000 | 1,171 |
| Other real estate owned | $455,000 | 837 |
| Goodwill and other intangibles | $2,060,000 | 1,123 |
| All other assets | $11,586,000 | 1,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,976,000 | 1,782 |
| Total liabilities | $270,547,000 | 1,820 |
| Total deposits | $267,953,000 | 1,643 |
| Interest-bearing deposits | $237,205,000 | 1,602 |
| Deposits held in domestic offices | $267,953,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $627,000 | 2,557 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,967,000 | 2,071 |
| Total equity capital | $37,429,000 | 1,422 |
| Total bank equity capital | $37,429,000 | 1,422 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $496,000 | 4,537 |
| Surplus | $2,545,000 | 4,905 |
| Undivided profits | $34,388,000 | 923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,334,000 | 2,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $268,000 | 577 |
| Income earned, not collected on loans | $1,751,000 | 1,686 |
| Earning assets | $272,475,000 | 1,830 |
| Long-term assets (5+ years) | $26,963,000 | 2,781 |
| Average Assets, year-to-date | $301,435,000 | 1,802 |
| Average Assets, quarterly | $301,435,000 | 1,802 |
| Volatile liabilities | $27,964,000 | 2,971 |
| Insider loans | $586,000 | 5,087 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $11,871,000 | 356 |
| Unused loan commitments | $56,207,000 | 1,265 |
| Tier 1 (core) risk-based capital | $35,062,000 | 1,411 |
| Tier 2 risk-based capital | $2,950,000 | 1,410 |
| Total risk weighted assets | $228,770,000 | 1,611 |
| Total unused commitments | $56,207,000 | 1,275 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 194 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $294,894,000 | 1,832 |
| Cash and due from depository institutions | $22,497,000 | 845 |
| Interest-bearing balances | $3,319,000 | 1,852 |
| Securities | $53,269,000 | 2,214 |
| Federal funds sold & reverse repurchase agreements | $3,489,000 | 3,619 |
| Net loans & leases | $193,939,000 | 1,767 |
| Loan loss allowance | $3,814,000 | 1,160 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,652,000 | 1,181 |
| Other real estate owned | $394,000 | 845 |
| Goodwill and other intangibles | $2,234,000 | 1,051 |
| All other assets | $11,420,000 | 1,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,894,000 | 1,832 |
| Total liabilities | $259,085,000 | 1,876 |
| Total deposits | $258,499,000 | 1,674 |
| Interest-bearing deposits | $226,822,000 | 1,638 |
| Deposits held in domestic offices | $258,499,000 | 1,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $586,000 | 4,768 |
| Total equity capital | $35,809,000 | 1,450 |
| Total bank equity capital | $35,809,000 | 1,450 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $496,000 | 4,542 |
| Surplus | $2,544,000 | 4,863 |
| Undivided profits | $32,769,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,038,000 | 1,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $214,000 | 612 |
| Income earned, not collected on loans | $1,697,000 | 1,833 |
| Earning assets | $254,016,000 | 1,923 |
| Long-term assets (5+ years) | $28,562,000 | 2,639 |
| Average Assets, year-to-date | $274,115,400 | 1,856 |
| Average Assets, quarterly | $292,701,500 | 1,822 |
| Volatile liabilities | $28,593,000 | 2,905 |
| Insider loans | $569,000 | 5,170 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $10,473,000 | 449 |
| Unused loan commitments | $53,250,000 | 1,277 |
| Tier 1 (core) risk-based capital | $33,415,000 | 1,455 |
| Tier 2 risk-based capital | $2,923,000 | 1,402 |
| Total risk weighted assets | $226,880,000 | 1,601 |
| Total unused commitments | $53,250,000 | 1,278 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 188 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $262,125,000 | 1,942 |
| Cash and due from depository institutions | $15,004,000 | 861 |
| Interest-bearing balances | $80,000 | 5,421 |
| Securities | $35,105,000 | 2,961 |
| Federal funds sold & reverse repurchase agreements | $11,380,000 | 1,279 |
| Net loans & leases | $180,206,000 | 1,820 |
| Loan loss allowance | $3,809,000 | 1,102 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,763,000 | 1,107 |
| Other real estate owned | $1,109,000 | 861 |
| Goodwill and other intangibles | $2,802,000 | 874 |
| All other assets | $8,756,000 | 1,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,125,000 | 1,942 |
| Total liabilities | $230,729,000 | 1,984 |
| Total deposits | $230,174,000 | 1,774 |
| Interest-bearing deposits | $205,528,000 | 1,706 |
| Deposits held in domestic offices | $230,174,000 | 1,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $555,000 | 5,101 |
| Total equity capital | $31,396,000 | 1,559 |
| Total bank equity capital | $31,396,000 | 1,559 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $496,000 | 4,637 |
| Surplus | $2,544,000 | 4,809 |
| Undivided profits | $28,356,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,898,000 | 624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 811 |
| Income earned, not collected on loans | $1,661,000 | 2,035 |
| Earning assets | $226,771,000 | 2,055 |
| Long-term assets (5+ years) | $25,086,000 | 2,835 |
| Average Assets, year-to-date | $242,766,600 | 2,017 |
| Average Assets, quarterly | $258,576,500 | 1,937 |
| Volatile liabilities | $22,637,000 | 3,335 |
| Insider loans | $586,000 | 5,085 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $7,842,000 | 453 |
| Unused loan commitments | $50,525,000 | 1,249 |
| Tier 1 (core) risk-based capital | $29,505,000 | 1,555 |
| Tier 2 risk-based capital | $2,775,000 | 1,396 |
| Total risk weighted assets | $213,638,000 | 1,601 |
| Total unused commitments | $50,525,000 | 1,254 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 170 | 928 |
| Assets and Liabilities | ||
| Total Assets: | $224,240,000 | 2,174 |
| Cash and due from depository institutions | $13,715,000 | 928 |
| Interest-bearing balances | $202,000 | 3,837 |
| Securities | $32,963,000 | 3,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $160,985,000 | 1,980 |
| Loan loss allowance | $3,355,000 | 1,185 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,148,000 | 1,388 |
| Other real estate owned | $0 | 928 |
| Goodwill and other intangibles | $3,322,000 | 779 |
| All other assets | $7,107,000 | 1,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,240,000 | 2,174 |
| Total liabilities | $196,927,000 | 2,218 |
| Total deposits | $192,269,000 | 2,043 |
| Interest-bearing deposits | $168,610,000 | 1,999 |
| Deposits held in domestic offices | $192,269,000 | 2,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,098,000 | 1,721 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $560,000 | 5,403 |
| Total equity capital | $27,313,000 | 1,700 |
| Total bank equity capital | $27,313,000 | 1,700 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $496,000 | 4,779 |
| Surplus | $2,544,000 | 4,791 |
| Undivided profits | $24,273,000 | 1,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,471,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,600,000 | 1,619 |
| Earning assets | $194,150,000 | 2,295 |
| Long-term assets (5+ years) | $28,363,000 | 2,509 |
| Average Assets, year-to-date | $202,819,600 | 2,276 |
| Average Assets, quarterly | $217,956,000 | 2,205 |
| Volatile liabilities | $17,072,000 | 4,094 |
| Insider loans | $553,000 | 5,213 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $6,529,000 | 286 |
| Unused loan commitments | $53,219,000 | 1,118 |
| Tier 1 (core) risk-based capital | $25,239,000 | 1,740 |
| Tier 2 risk-based capital | $2,415,530 | 1,494 |
| Total risk weighted assets | $184,721,530 | 1,765 |
| Total unused commitments | $53,219,000 | 1,119 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 141 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $175,283,000 | 2,700 |
| Cash and due from depository institutions | $12,843,000 | 1,186 |
| Interest-bearing balances | $110,000 | 4,524 |
| Securities | $31,079,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $1,891,000 | 3,815 |
| Net loans & leases | $114,615,000 | 2,604 |
| Loan loss allowance | $2,914,000 | 1,319 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,442,000 | 1,563 |
| Other real estate owned | $1,612,000 | 1,186 |
| Goodwill and other intangibles | $1,519,000 | 1,250 |
| All other assets | $6,282,000 | 1,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,283,000 | 2,700 |
| Total liabilities | $151,221,000 | 2,801 |
| Total deposits | $150,985,000 | 2,542 |
| Interest-bearing deposits | $107,475,000 | 3,035 |
| Deposits held in domestic offices | $150,985,000 | 2,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $236,000 | 7,645 |
| Total equity capital | $24,062,000 | 1,841 |
| Total bank equity capital | $24,062,000 | 1,841 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $496,000 | 4,922 |
| Surplus | $2,544,000 | 4,778 |
| Undivided profits | $21,022,000 | 1,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,073,000 | 2,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $963,000 | 2,356 |
| Earning assets | $147,695,000 | 2,884 |
| Long-term assets (5+ years) | $19,099,000 | 3,404 |
| Average Assets, year-to-date | $171,850,400 | 2,619 |
| Average Assets, quarterly | $175,217,500 | 2,660 |
| Volatile liabilities | $11,033,000 | 5,161 |
| Insider loans | $505,000 | 5,350 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,146,000 | 410 |
| Unused loan commitments | $44,504,000 | 1,311 |
| Tier 1 (core) risk-based capital | $23,412,000 | 1,874 |
| Tier 2 risk-based capital | $1,815,070 | 1,867 |
| Total risk weighted assets | $138,493,070 | 2,215 |
| Total unused commitments | $44,504,000 | 1,314 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 144 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $169,567,000 | 2,718 |
| Cash and due from depository institutions | $10,606,000 | 1,165 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $29,934,000 | 3,644 |
| Federal funds sold & reverse repurchase agreements | $5,767,000 | 2,984 |
| Net loans & leases | $112,715,000 | 2,463 |
| Loan loss allowance | $2,848,000 | 1,289 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,528,000 | 1,765 |
| Other real estate owned | $160,000 | 1,165 |
| Goodwill and other intangibles | $2,088,000 | 996 |
| All other assets | $3,769,000 | 2,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,567,000 | 2,718 |
| Total liabilities | $148,227,000 | 2,792 |
| Total deposits | $147,768,000 | 2,591 |
| Interest-bearing deposits | $100,064,000 | 3,222 |
| Deposits held in domestic offices | $147,768,000 | 2,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $459,000 | 6,044 |
| Total equity capital | $21,340,000 | 2,108 |
| Total bank equity capital | $21,340,000 | 2,108 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $496,000 | 4,972 |
| Surplus | $2,544,000 | 4,668 |
| Undivided profits | $18,300,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 1,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $941,000 | 2,395 |
| Earning assets | $148,423,000 | 2,850 |
| Long-term assets (5+ years) | $20,622,000 | 3,098 |
| Average Assets, year-to-date | $163,148,600 | 2,662 |
| Average Assets, quarterly | $168,760,000 | 2,678 |
| Volatile liabilities | $8,819,000 | 5,352 |
| Insider loans | $513,000 | 5,220 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,419,000 | 642 |
| Unused loan commitments | $49,031,000 | 1,143 |
| Tier 1 (core) risk-based capital | $20,096,600 | 2,130 |
| Tier 2 risk-based capital | $1,736,510 | 1,835 |
| Total risk weighted assets | $131,029,310 | 2,169 |
| Total unused commitments | $49,031,000 | 1,147 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 131 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $159,967,000 | 2,795 |
| Cash and due from depository institutions | $16,715,000 | 1,346 |
| Interest-bearing balances | $5,017,000 | 898 |
| Securities | $27,694,000 | 3,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $105,357,000 | 2,624 |
| Loan loss allowance | $2,512,000 | 1,464 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,235,000 | 1,868 |
| Other real estate owned | $125,000 | 1,346 |
| Goodwill and other intangibles | $2,440,000 | 874 |
| All other assets | $3,401,000 | 2,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,967,000 | 2,795 |
| Total liabilities | $141,733,000 | 2,837 |
| Total deposits | $135,553,000 | 2,752 |
| Interest-bearing deposits | $93,790,000 | 3,382 |
| Deposits held in domestic offices | $135,553,000 | 2,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,819,000 | 1,522 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $917,000 | 3,637 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $444,000 | 6,385 |
| Total equity capital | $18,234,000 | 2,462 |
| Total bank equity capital | $18,234,000 | 2,462 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $496,000 | 5,173 |
| Surplus | $2,544,000 | 4,652 |
| Undivided profits | $15,194,000 | 1,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $848,000 | 2,715 |
| Earning assets | $138,068,000 | 2,980 |
| Long-term assets (5+ years) | $13,209,000 | 3,661 |
| Average Assets, year-to-date | $134,681,600 | 3,142 |
| Average Assets, quarterly | $157,767,000 | 2,790 |
| Volatile liabilities | $14,290,000 | 3,891 |
| Insider loans | $393,000 | 6,040 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,379,000 | 541 |
| Unused loan commitments | $33,896,000 | 1,434 |
| Tier 1 (core) risk-based capital | $16,850,900 | 2,537 |
| Tier 2 risk-based capital | $1,539,580 | 1,952 |
| Total risk weighted assets | $122,193,780 | 2,277 |
| Total unused commitments | $33,896,000 | 1,439 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 133 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $124,044,000 | 3,622 |
| Cash and due from depository institutions | $9,134,000 | 1,394 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,746,000 | 8,047 |
| Federal funds sold & reverse repurchase agreements | $11,760,000 | 1,103 |
| Net loans & leases | $85,376,000 | 3,202 |
| Loan loss allowance | $2,220,000 | 1,733 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,446,000 | 2,301 |
| Other real estate owned | $0 | 1,394 |
| Goodwill and other intangibles | $1,702,000 | 1,006 |
| All other assets | $2,880,000 | 2,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,044,000 | 3,622 |
| Total liabilities | $109,235,000 | 3,702 |
| Total deposits | $102,248,000 | 3,697 |
| Interest-bearing deposits | $67,012,000 | 4,732 |
| Deposits held in domestic offices | $102,248,000 | 3,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,814,000 | 1,594 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $173,000 | 9,633 |
| Total equity capital | $14,809,000 | 2,993 |
| Total bank equity capital | $14,809,000 | 2,993 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $496,000 | 5,484 |
| Surplus | $2,544,000 | 4,715 |
| Undivided profits | $11,769,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $814,000 | 2,801 |
| Earning assets | $106,882,000 | 3,840 |
| Long-term assets (5+ years) | $11,207,000 | 3,939 |
| Average Assets, year-to-date | $118,588,200 | 3,630 |
| Average Assets, quarterly | $122,834,000 | 3,622 |
| Volatile liabilities | $13,043,000 | 4,029 |
| Insider loans | $101,000 | 8,788 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,758,000 | 2,696 |
| Tier 1 (core) risk-based capital | $14,758,000 | 2,931 |
| Tier 2 risk-based capital | $1,228,760 | 2,455 |
| Total risk weighted assets | $97,309,560 | 2,861 |
| Total unused commitments | $13,758,000 | 2,709 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 117 | 1,639 |
| Assets and Liabilities | ||
| Total Assets: | $114,189,000 | 3,902 |
| Cash and due from depository institutions | $8,183,000 | 1,639 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,754,000 | 8,011 |
| Federal funds sold & reverse repurchase agreements | $5,535,000 | 2,620 |
| Net loans & leases | $81,889,000 | 3,243 |
| Loan loss allowance | $2,217,000 | 1,762 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,057,000 | 2,499 |
| Other real estate owned | $0 | 1,639 |
| Goodwill and other intangibles | $2,122,000 | 840 |
| All other assets | $2,649,000 | 2,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,189,000 | 3,902 |
| Total liabilities | $101,876,000 | 3,933 |
| Total deposits | $95,361,000 | 3,983 |
| Interest-bearing deposits | $65,500,000 | 4,914 |
| Deposits held in domestic offices | $95,361,000 | 3,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,168,000 | 1,485 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $347,000 | 7,730 |
| Total equity capital | $12,313,000 | 3,572 |
| Total bank equity capital | $12,313,000 | 3,572 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $496,000 | 5,772 |
| Surplus | $2,544,000 | 4,706 |
| Undivided profits | $9,273,000 | 2,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $759,000 | 3,094 |
| Earning assets | $98,178,000 | 4,165 |
| Long-term assets (5+ years) | $14,626,000 | 3,141 |
| Average Assets, year-to-date | $109,100,000 | 3,917 |
| Average Assets, quarterly | $112,916,000 | 3,901 |
| Volatile liabilities | $12,873,000 | 3,793 |
| Insider loans | $5,000 | 10,676 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $31,398,000 | 1,439 |
| Tier 1 (core) risk-based capital | $12,214,000 | 3,478 |
| Tier 2 risk-based capital | $1,156,670 | 2,568 |
| Total risk weighted assets | $91,473,070 | 2,942 |
| Total unused commitments | $31,398,000 | 1,449 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 107 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $102,397,000 | 4,289 |
| Cash and due from depository institutions | $6,070,000 | 1,873 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,874,000 | 6,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $73,483,000 | 3,519 |
| Loan loss allowance | $1,882,000 | 2,084 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,598,000 | 2,849 |
| Other real estate owned | $0 | 1,873 |
| Goodwill and other intangibles | $2,561,000 | 695 |
| All other assets | $1,811,000 | 4,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,397,000 | 4,289 |
| Total liabilities | $92,856,000 | 4,276 |
| Total deposits | $83,161,000 | 4,502 |
| Interest-bearing deposits | $59,388,000 | 5,291 |
| Deposits held in domestic offices | $83,161,000 | 4,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,367 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,191,000 | 1,876 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,754,000 | 1,394 |
| Total equity capital | $9,541,000 | 4,260 |
| Total bank equity capital | $9,541,000 | 4,260 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $496,000 | 6,102 |
| Surplus | $2,544,000 | 4,669 |
| Undivided profits | $6,501,000 | 3,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 10,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $609,000 | 3,410 |
| Earning assets | $89,357,000 | 4,482 |
| Long-term assets (5+ years) | $15,559,000 | 3,077 |
| Average Assets, year-to-date | $94,939,000 | 4,483 |
| Average Assets, quarterly | $99,755,500 | 4,346 |
| Volatile liabilities | $8,733,000 | 4,769 |
| Insider loans | $5,000 | 11,115 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $25,838,000 | 1,590 |
| Tier 1 (core) risk-based capital | $9,796,000 | 4,211 |
| Tier 2 risk-based capital | $1,033,620 | 2,818 |
| Total risk weighted assets | $81,841,320 | 3,198 |
| Total unused commitments | $25,838,000 | 1,602 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 101 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $92,449,000 | 4,796 |
| Cash and due from depository institutions | $6,324,000 | 2,071 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,940,000 | 7,414 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,516 |
| Net loans & leases | $57,823,000 | 4,230 |
| Loan loss allowance | $1,508,000 | 2,611 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,386,000 | 3,067 |
| Other real estate owned | $104,000 | 2,071 |
| Goodwill and other intangibles | $52,000 | 2,468 |
| All other assets | $1,820,000 | 3,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,449,000 | 4,796 |
| Total liabilities | $84,048,000 | 4,791 |
| Total deposits | $81,998,000 | 4,688 |
| Interest-bearing deposits | $56,289,000 | 5,750 |
| Deposits held in domestic offices | $81,998,000 | 4,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,213,000 | 2,528 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $837,000 | 3,585 |
| Total equity capital | $8,401,000 | 4,794 |
| Total bank equity capital | $8,401,000 | 4,794 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $496,000 | 6,395 |
| Surplus | $2,544,000 | 4,632 |
| Undivided profits | $5,361,000 | 4,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 9,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $397,000 | 4,694 |
| Earning assets | $81,763,000 | 4,937 |
| Long-term assets (5+ years) | $12,417,000 | 3,780 |
| Average Assets, year-to-date | $84,339,200 | 5,040 |
| Average Assets, quarterly | $91,387,500 | 4,798 |
| Volatile liabilities | $3,502,000 | 7,844 |
| Insider loans | $10,000 | 11,468 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,962,000 | 1,782 |
| Tier 1 (core) risk-based capital | $8,349,000 | 4,719 |
| Tier 2 risk-based capital | $803,140 | 3,526 |
| Total risk weighted assets | $63,546,440 | 3,973 |
| Total unused commitments | $21,962,000 | 1,802 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 93 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $76,083,000 | 5,724 |
| Cash and due from depository institutions | $8,440,000 | 2,323 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $8,440,000 | 9,824 |
| Federal funds sold & reverse repurchase agreements | $6,250,000 | 2,650 |
| Net loans & leases | $48,997,000 | 4,889 |
| Loan loss allowance | $1,010,000 | 3,683 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,882,000 | 3,816 |
| Other real estate owned | $468,000 | 2,323 |
| Goodwill and other intangibles | $64,000 | 2,400 |
| All other assets | $1,542,000 | 4,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,083,000 | 5,724 |
| Total liabilities | $69,309,000 | 5,715 |
| Total deposits | $68,873,000 | 5,569 |
| Interest-bearing deposits | $51,760,000 | 6,302 |
| Deposits held in domestic offices | $68,873,000 | 5,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $436,000 | 6,452 |
| Total equity capital | $6,774,000 | 5,527 |
| Total bank equity capital | $6,774,000 | 5,527 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $496,000 | 6,731 |
| Surplus | $2,544,000 | 4,559 |
| Undivided profits | $3,734,000 | 5,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 9,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $395,000 | 5,124 |
| Earning assets | $64,687,000 | 6,080 |
| Long-term assets (5+ years) | $8,313,000 | 4,868 |
| Average Assets, year-to-date | $76,734,400 | 5,553 |
| Average Assets, quarterly | $76,435,500 | 5,643 |
| Volatile liabilities | $3,148,000 | 8,369 |
| Insider loans | $77,000 | 6,337 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,772,000 | 1,781 |
| Tier 1 (core) risk-based capital | $6,710,000 | 5,509 |
| Tier 2 risk-based capital | $671,680 | 4,109 |
| Total risk weighted assets | $53,396,280 | 4,669 |
| Total unused commitments | $20,772,000 | 1,799 |
| Derivatives | $0 | 651 |