Home > FamilyFirst Bank > Income and Expense
FamilyFirst Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 5,921 |
| Total interest expense | $111,000 | 4,410 |
| Net interest income | $347,000 | 6,097 |
| Provision for loan and lease losses | $12,000 | 3,289 |
| Total noninterest income | $134,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $99,000 | 3,592 |
| Total noninterest expense | $603,000 | 5,076 |
| Salaries and employee benefits | $330,000 | 5,025 |
| Premises and equipment expense | $93,000 | 4,386 |
| Additional noninterest expense | $180,000 | 5,220 |
| Pre-tax net operating income | $-134,000 | 6,484 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $51,000 | 2,929 |
| Income before extraordinary items | $-178,000 | 6,521 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-178,000 | 6,521 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-178,000 | 6,521 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-185,000 | 6,520 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 5,939 |
| Total interest expense | $605,000 | 4,066 |
| Net interest income | $1,287,000 | 6,227 |
| Provision for loan and lease losses | $37,000 | 4,443 |
| Total noninterest income | $382,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $116,000 | 5,023 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $266,000 | 4,251 |
| Total noninterest expense | $2,165,000 | 5,321 |
| Salaries and employee benefits | $1,173,000 | 5,302 |
| Premises and equipment expense | $317,000 | 4,725 |
| Additional noninterest expense | $675,000 | 5,396 |
| Pre-tax net operating income | $-533,000 | 6,479 |
| Securities gains (losses) | $62,000 | 1,647 |
| Applicable income taxes | $748,000 | 1,748 |
| Income before extraordinary items | $-1,219,000 | 6,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,219,000 | 6,615 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,219,000 | 6,615 |
| Net charge-offs | $73,000 | 4,051 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,281,000 | 6,612 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 5,987 |
| Total interest expense | $473,000 | 4,063 |
| Net interest income | $969,000 | 6,291 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $274,000 | 4,949 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $80,000 | 5,214 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $194,000 | 4,345 |
| Total noninterest expense | $1,666,000 | 5,299 |
| Salaries and employee benefits | $920,000 | 5,242 |
| Premises and equipment expense | $251,000 | 4,635 |
| Additional noninterest expense | $495,000 | 5,453 |
| Pre-tax net operating income | $-448,000 | 6,601 |
| Securities gains (losses) | $62,000 | 1,516 |
| Applicable income taxes | $-160,000 | 6,728 |
| Income before extraordinary items | $-226,000 | 6,535 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-226,000 | 6,536 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-226,000 | 6,535 |
| Net charge-offs | $47,000 | 3,915 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-265,680 | 6,538 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $975,000 | 6,004 |
| Total interest expense | $327,000 | 4,051 |
| Net interest income | $648,000 | 6,319 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $205,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $49,000 | 5,335 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 4,165 |
| Total noninterest expense | $1,095,000 | 5,356 |
| Salaries and employee benefits | $613,000 | 5,261 |
| Premises and equipment expense | $169,000 | 4,634 |
| Additional noninterest expense | $313,000 | 5,540 |
| Pre-tax net operating income | $-257,000 | 6,586 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $-95,000 | 6,760 |
| Income before extraordinary items | $-116,000 | 6,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-116,000 | 6,536 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-116,000 | 6,536 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-145,440 | 6,524 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 6,049 |
| Total interest expense | $171,000 | 4,036 |
| Net interest income | $317,000 | 6,386 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $107,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,963 |
| Total noninterest expense | $544,000 | 5,407 |
| Salaries and employee benefits | $303,000 | 5,323 |
| Premises and equipment expense | $87,000 | 4,611 |
| Additional noninterest expense | $154,000 | 5,640 |
| Pre-tax net operating income | $-126,000 | 6,649 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-55,000 | 6,880 |
| Income before extraordinary items | $-71,000 | 6,629 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-71,000 | 6,630 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-71,000 | 6,630 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-71,000 | 6,592 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 6,056 |
| Total interest expense | $750,000 | 4,252 |
| Net interest income | $1,379,000 | 6,374 |
| Provision for loan and lease losses | $13,000 | 5,697 |
| Total noninterest income | $559,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $81,000 | 5,710 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $478,000 | 3,401 |
| Total noninterest expense | $2,088,000 | 5,583 |
| Salaries and employee benefits | $1,144,000 | 5,482 |
| Premises and equipment expense | $319,000 | 4,835 |
| Additional noninterest expense | $625,000 | 5,737 |
| Pre-tax net operating income | $-163,000 | 6,326 |
| Securities gains (losses) | $28,000 | 3,051 |
| Applicable income taxes | $-96,000 | 6,695 |
| Income before extraordinary items | $-39,000 | 6,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-39,000 | 6,356 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-39,000 | 6,358 |
| Net charge-offs | $3,000 | 5,835 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-56,920 | 6,255 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,128 |
| Total interest expense | $567,000 | 4,361 |
| Net interest income | $1,051,000 | 6,456 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $387,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $59,000 | 5,818 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $328,000 | 3,564 |
| Total noninterest expense | $1,570,000 | 5,611 |
| Salaries and employee benefits | $862,000 | 5,515 |
| Premises and equipment expense | $248,000 | 4,814 |
| Additional noninterest expense | $460,000 | 5,830 |
| Pre-tax net operating income | $-142,000 | 6,471 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $-66,000 | 6,876 |
| Income before extraordinary items | $-55,000 | 6,498 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-55,000 | 6,495 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-55,000 | 6,495 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-68,440 | 6,402 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 6,170 |
| Total interest expense | $379,000 | 4,449 |
| Net interest income | $704,000 | 6,494 |
| Provision for loan and lease losses | $7,000 | 5,436 |
| Total noninterest income | $229,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $40,000 | 5,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 3,759 |
| Total noninterest expense | $1,040,000 | 5,652 |
| Salaries and employee benefits | $571,000 | 5,569 |
| Premises and equipment expense | $167,000 | 4,806 |
| Additional noninterest expense | $302,000 | 5,898 |
| Pre-tax net operating income | $-114,000 | 6,545 |
| Securities gains (losses) | $12,000 | 2,678 |
| Applicable income taxes | $-52,000 | 6,947 |
| Income before extraordinary items | $-50,000 | 6,576 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-50,000 | 6,575 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-50,000 | 6,575 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-57,680 | 6,478 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 6,240 |
| Total interest expense | $191,000 | 4,549 |
| Net interest income | $347,000 | 6,560 |
| Provision for loan and lease losses | $4,000 | 5,102 |
| Total noninterest income | $122,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,646 |
| Total noninterest expense | $516,000 | 5,706 |
| Salaries and employee benefits | $282,000 | 5,619 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $149,000 | 5,941 |
| Pre-tax net operating income | $-51,000 | 6,623 |
| Securities gains (losses) | $-6,000 | 7,014 |
| Applicable income taxes | $-30,000 | 7,062 |
| Income before extraordinary items | $-27,000 | 6,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-27,000 | 6,652 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-27,000 | 6,652 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-23,160 | 6,551 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 6,203 |
| Total interest expense | $827,000 | 4,836 |
| Net interest income | $1,521,000 | 6,510 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $317,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $73,000 | 5,923 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $244,000 | 4,173 |
| Total noninterest expense | $2,055,000 | 5,768 |
| Salaries and employee benefits | $1,118,000 | 5,665 |
| Premises and equipment expense | $321,000 | 5,087 |
| Additional noninterest expense | $616,000 | 5,943 |
| Pre-tax net operating income | $-229,000 | 6,259 |
| Securities gains (losses) | $30,000 | 2,902 |
| Applicable income taxes | $-109,000 | 6,825 |
| Income before extraordinary items | $-90,000 | 6,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-90,000 | 6,274 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-90,000 | 6,275 |
| Net charge-offs | $26,000 | 5,807 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-109,200 | 6,186 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 6,267 |
| Total interest expense | $629,000 | 4,931 |
| Net interest income | $1,133,000 | 6,575 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $210,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $155,000 | 4,476 |
| Total noninterest expense | $1,562,000 | 5,762 |
| Salaries and employee benefits | $857,000 | 5,628 |
| Premises and equipment expense | $246,000 | 5,085 |
| Additional noninterest expense | $459,000 | 5,992 |
| Pre-tax net operating income | $-228,000 | 6,412 |
| Securities gains (losses) | $30,000 | 2,637 |
| Applicable income taxes | $-90,000 | 6,991 |
| Income before extraordinary items | $-108,000 | 6,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-108,000 | 6,423 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-108,000 | 6,422 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-127,200 | 6,360 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 6,282 |
| Total interest expense | $422,000 | 5,039 |
| Net interest income | $778,000 | 6,579 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $128,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,056,000 | 5,801 |
| Salaries and employee benefits | $579,000 | 5,649 |
| Premises and equipment expense | $167,000 | 5,089 |
| Additional noninterest expense | $310,000 | 6,057 |
| Pre-tax net operating income | $-156,000 | 6,512 |
| Securities gains (losses) | $30,000 | 1,889 |
| Applicable income taxes | $-60,000 | 7,058 |
| Income before extraordinary items | $-66,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-66,000 | 6,452 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-66,000 | 6,452 |
| Net charge-offs | $19,000 | 5,072 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-85,200 | 6,442 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 6,315 |
| Total interest expense | $213,000 | 5,103 |
| Net interest income | $386,000 | 6,621 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $72,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,485 |
| Total noninterest expense | $556,000 | 5,731 |
| Salaries and employee benefits | $307,000 | 5,564 |
| Premises and equipment expense | $88,000 | 5,007 |
| Additional noninterest expense | $161,000 | 6,008 |
| Pre-tax net operating income | $-101,000 | 6,686 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-44,000 | 7,175 |
| Income before extraordinary items | $-57,000 | 6,601 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-57,000 | 6,601 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-57,000 | 6,601 |
| Net charge-offs | $17,000 | 4,138 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-57,000 | 6,592 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 6,291 |
| Total interest expense | $1,131,000 | 4,952 |
| Net interest income | $1,498,000 | 6,718 |
| Provision for loan and lease losses | $73,000 | 6,251 |
| Total noninterest income | $437,000 | 4,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $365,000 | 3,660 |
| Total noninterest expense | $2,177,000 | 5,830 |
| Salaries and employee benefits | $1,106,000 | 5,837 |
| Premises and equipment expense | $312,000 | 5,317 |
| Additional noninterest expense | $759,000 | 5,727 |
| Pre-tax net operating income | $-315,000 | 6,127 |
| Securities gains (losses) | $-6,000 | 6,994 |
| Applicable income taxes | $-118,000 | 6,857 |
| Income before extraordinary items | $-203,000 | 6,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-203,000 | 6,174 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-203,000 | 6,175 |
| Net charge-offs | $175,000 | 4,890 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-199,160 | 6,098 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 6,366 |
| Total interest expense | $867,000 | 5,060 |
| Net interest income | $1,140,000 | 6,789 |
| Provision for loan and lease losses | $39,000 | 6,427 |
| Total noninterest income | $292,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $54,000 | 5,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $238,000 | 3,909 |
| Total noninterest expense | $1,500,000 | 6,049 |
| Salaries and employee benefits | $841,000 | 5,853 |
| Premises and equipment expense | $236,000 | 5,378 |
| Additional noninterest expense | $423,000 | 6,365 |
| Pre-tax net operating income | $-107,000 | 6,168 |
| Securities gains (losses) | $-6,000 | 7,171 |
| Applicable income taxes | $-35,000 | 6,934 |
| Income before extraordinary items | $-78,000 | 6,278 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-78,000 | 6,279 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-78,000 | 6,279 |
| Net charge-offs | $175,000 | 4,362 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-73,860 | 6,166 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 6,368 |
| Total interest expense | $583,000 | 5,135 |
| Net interest income | $782,000 | 6,788 |
| Provision for loan and lease losses | $11,000 | 6,609 |
| Total noninterest income | $192,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $154,000 | 3,933 |
| Total noninterest expense | $1,007,000 | 6,071 |
| Salaries and employee benefits | $564,000 | 5,880 |
| Premises and equipment expense | $161,000 | 5,352 |
| Additional noninterest expense | $282,000 | 6,393 |
| Pre-tax net operating income | $-44,000 | 6,174 |
| Securities gains (losses) | $-6,000 | 7,275 |
| Applicable income taxes | $-34,000 | 7,024 |
| Income before extraordinary items | $-16,000 | 6,224 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-16,000 | 6,225 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-16,000 | 6,224 |
| Net charge-offs | $98,000 | 4,281 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-12,160 | 6,118 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 6,409 |
| Total interest expense | $292,000 | 5,254 |
| Net interest income | $406,000 | 6,790 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $511,000 | 6,119 |
| Salaries and employee benefits | $288,000 | 5,921 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $140,000 | 6,466 |
| Pre-tax net operating income | $-45,000 | 6,474 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-21,000 | 7,203 |
| Income before extraordinary items | $-24,000 | 6,514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-24,000 | 6,516 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-24,000 | 6,515 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-24,000 | 6,434 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 6,461 |
| Total interest expense | $1,378,000 | 5,345 |
| Net interest income | $1,433,000 | 6,986 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $431,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $86,000 | 5,946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $345,000 | 3,759 |
| Total noninterest expense | $2,053,000 | 6,167 |
| Salaries and employee benefits | $1,147,000 | 5,953 |
| Premises and equipment expense | $310,000 | 5,570 |
| Additional noninterest expense | $596,000 | 6,462 |
| Pre-tax net operating income | $-189,000 | 5,691 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-101,000 | 6,576 |
| Income before extraordinary items | $-88,000 | 5,681 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-88,000 | 5,680 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-88,000 | 5,680 |
| Net charge-offs | $-7,000 | 7,842 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-88,000 | 5,658 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 6,520 |
| Total interest expense | $1,060,000 | 5,427 |
| Net interest income | $1,063,000 | 7,040 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $323,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $62,000 | 6,042 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $261,000 | 3,828 |
| Total noninterest expense | $1,527,000 | 6,206 |
| Salaries and employee benefits | $842,000 | 6,016 |
| Premises and equipment expense | $231,000 | 5,640 |
| Additional noninterest expense | $454,000 | 6,449 |
| Pre-tax net operating income | $-141,000 | 5,944 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-71,000 | 6,875 |
| Income before extraordinary items | $-70,000 | 5,918 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-70,000 | 5,918 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-70,000 | 5,918 |
| Net charge-offs | $-5,000 | 7,804 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-70,000 | 5,882 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 6,567 |
| Total interest expense | $723,000 | 5,495 |
| Net interest income | $705,000 | 7,087 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $269,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $39,000 | 6,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $230,000 | 3,427 |
| Total noninterest expense | $1,025,000 | 6,240 |
| Salaries and employee benefits | $563,000 | 6,081 |
| Premises and equipment expense | $156,000 | 5,656 |
| Additional noninterest expense | $306,000 | 6,453 |
| Pre-tax net operating income | $-51,000 | 5,964 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-33,000 | 6,929 |
| Income before extraordinary items | $-18,000 | 5,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,000 | 5,979 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-18,000 | 5,979 |
| Net charge-offs | $-5,000 | 7,794 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-18,000 | 5,912 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,539 |
| Total interest expense | $371,000 | 5,550 |
| Net interest income | $367,000 | 7,033 |
| Provision for loan and lease losses | $4,000 | 6,586 |
| Total noninterest income | $142,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $122,000 | 3,328 |
| Total noninterest expense | $525,000 | 6,143 |
| Salaries and employee benefits | $304,000 | 5,946 |
| Premises and equipment expense | $80,000 | 5,652 |
| Additional noninterest expense | $141,000 | 6,468 |
| Pre-tax net operating income | $-20,000 | 6,362 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-13,000 | 7,219 |
| Income before extraordinary items | $-7,000 | 6,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,000 | 6,441 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-7,000 | 6,442 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,000 | 6,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 6,512 |
| Total interest expense | $1,608,000 | 5,824 |
| Net interest income | $1,561,000 | 6,927 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $279,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 6,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $204,000 | 4,801 |
| Total noninterest expense | $2,118,000 | 6,087 |
| Salaries and employee benefits | $1,230,000 | 5,902 |
| Premises and equipment expense | $311,000 | 5,701 |
| Additional noninterest expense | $577,000 | 6,318 |
| Pre-tax net operating income | $-278,000 | 6,618 |
| Securities gains (losses) | $-96,000 | 7,240 |
| Applicable income taxes | $-165,000 | 7,181 |
| Income before extraordinary items | $-209,000 | 6,484 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-209,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,128 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-147,560 | 6,572 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 6,553 |
| Total interest expense | $1,217,000 | 5,927 |
| Net interest income | $1,192,000 | 6,938 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $185,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $54,000 | 6,347 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 5,183 |
| Total noninterest expense | $1,665,000 | 5,947 |
| Salaries and employee benefits | $996,000 | 5,700 |
| Premises and equipment expense | $237,000 | 5,691 |
| Additional noninterest expense | $432,000 | 6,286 |
| Pre-tax net operating income | $-288,000 | 7,107 |
| Securities gains (losses) | $-96,000 | 7,530 |
| Applicable income taxes | $-161,000 | 7,616 |
| Income before extraordinary items | $-223,000 | 6,930 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-223,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-161,560 | 7,035 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 6,569 |
| Total interest expense | $837,000 | 6,007 |
| Net interest income | $804,000 | 6,954 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $137,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $103,000 | 5,002 |
| Total noninterest expense | $1,126,000 | 5,951 |
| Salaries and employee benefits | $671,000 | 5,724 |
| Premises and equipment expense | $161,000 | 5,692 |
| Additional noninterest expense | $294,000 | 6,235 |
| Pre-tax net operating income | $-185,000 | 7,307 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-89,000 | 7,836 |
| Income before extraordinary items | $-96,000 | 7,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-96,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-96,000 | 7,216 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,616 |
| Total interest expense | $425,000 | 6,133 |
| Net interest income | $413,000 | 6,938 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $577,000 | 5,922 |
| Salaries and employee benefits | $349,000 | 5,640 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $149,000 | 6,195 |
| Pre-tax net operating income | $-112,000 | 7,596 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-45,000 | 8,010 |
| Income before extraordinary items | $-67,000 | 7,561 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-67,000 | 7,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-67,000 | 7,507 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 6,581 |
| Total interest expense | $1,607,000 | 6,284 |
| Net interest income | $1,796,000 | 6,756 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $235,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $77,000 | 6,343 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $158,000 | 5,489 |
| Total noninterest expense | $2,201,000 | 5,949 |
| Salaries and employee benefits | $1,366,000 | 5,591 |
| Premises and equipment expense | $265,000 | 6,088 |
| Additional noninterest expense | $570,000 | 6,267 |
| Pre-tax net operating income | $-170,000 | 7,624 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-77,000 | 7,985 |
| Income before extraordinary items | $-93,000 | 7,629 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-93,000 | 7,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-93,000 | 7,606 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 6,617 |
| Total interest expense | $1,175,000 | 6,368 |
| Net interest income | $1,372,000 | 6,755 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $156,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $99,000 | 5,819 |
| Total noninterest expense | $1,650,000 | 5,926 |
| Salaries and employee benefits | $1,012,000 | 5,608 |
| Premises and equipment expense | $197,000 | 6,112 |
| Additional noninterest expense | $441,000 | 6,160 |
| Pre-tax net operating income | $-122,000 | 7,832 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-52,000 | 8,163 |
| Income before extraordinary items | $-70,000 | 7,816 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-70,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-70,000 | 7,797 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 6,679 |
| Total interest expense | $770,000 | 6,428 |
| Net interest income | $919,000 | 6,778 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $104,000 | 6,789 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $66,000 | 5,849 |
| Total noninterest expense | $1,001,000 | 6,253 |
| Salaries and employee benefits | $599,000 | 6,018 |
| Premises and equipment expense | $134,000 | 6,101 |
| Additional noninterest expense | $268,000 | 6,415 |
| Pre-tax net operating income | $22,000 | 7,677 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $22,000 | 7,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $22,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $21,040 | 7,660 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,655 |
| Total interest expense | $384,000 | 6,450 |
| Net interest income | $480,000 | 6,695 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $501,000 | 6,283 |
| Salaries and employee benefits | $311,000 | 5,936 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $125,000 | 6,594 |
| Pre-tax net operating income | $12,000 | 7,727 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $12,000 | 7,732 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $12,000 | 7,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 6,564 |
| Total interest expense | $1,374,000 | 6,300 |
| Net interest income | $1,930,000 | 6,632 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $190,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $90,000 | 6,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $100,000 | 6,329 |
| Total noninterest expense | $1,979,000 | 6,195 |
| Salaries and employee benefits | $1,236,000 | 5,813 |
| Premises and equipment expense | $237,000 | 6,346 |
| Additional noninterest expense | $506,000 | 6,511 |
| Pre-tax net operating income | $141,000 | 7,583 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $144,000 | 7,513 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $144,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $138,120 | 7,520 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 6,595 |
| Total interest expense | $1,056,000 | 6,207 |
| Net interest income | $1,412,000 | 6,777 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $117,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 6,962 |
| Total noninterest expense | $1,436,000 | 6,283 |
| Salaries and employee benefits | $865,000 | 6,008 |
| Premises and equipment expense | $185,000 | 6,275 |
| Additional noninterest expense | $386,000 | 6,478 |
| Pre-tax net operating income | $93,000 | 7,832 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $17,000 | 6,030 |
| Income before extraordinary items | $76,000 | 7,846 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $76,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $76,000 | 7,844 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 6,613 |
| Total interest expense | $679,000 | 6,201 |
| Net interest income | $948,000 | 6,791 |
| Provision for loan and lease losses | $4,000 | 6,268 |
| Total noninterest income | $77,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $945,000 | 6,332 |
| Salaries and employee benefits | $564,000 | 6,085 |
| Premises and equipment expense | $122,000 | 6,308 |
| Additional noninterest expense | $259,000 | 6,479 |
| Pre-tax net operating income | $76,000 | 7,821 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $51,000 | 7,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $51,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $51,000 | 7,906 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 6,605 |
| Total interest expense | $328,000 | 6,186 |
| Net interest income | $483,000 | 6,768 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $37,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $485,000 | 6,266 |
| Salaries and employee benefits | $294,000 | 5,999 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $35,000 | 7,869 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $28,000 | 7,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $28,000 | 7,866 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 6,553 |
| Total interest expense | $1,198,000 | 5,814 |
| Net interest income | $1,845,000 | 6,839 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $169,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $79,000 | 6,599 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,565 |
| Total noninterest expense | $1,965,000 | 6,173 |
| Salaries and employee benefits | $1,164,000 | 5,888 |
| Premises and equipment expense | $231,000 | 6,406 |
| Additional noninterest expense | $570,000 | 6,213 |
| Pre-tax net operating income | $49,000 | 8,141 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-3,000 | 8,418 |
| Income before extraordinary items | $52,000 | 8,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $52,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $52,000 | 8,106 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 6,519 |
| Total interest expense | $864,000 | 5,815 |
| Net interest income | $1,458,000 | 6,735 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $103,000 | 7,650 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 6,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $1,446,000 | 6,203 |
| Salaries and employee benefits | $835,000 | 5,978 |
| Premises and equipment expense | $175,000 | 6,357 |
| Additional noninterest expense | $436,000 | 6,111 |
| Pre-tax net operating income | $115,000 | 7,956 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $25,000 | 6,179 |
| Income before extraordinary items | $90,000 | 8,017 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $90,000 | 8,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $90,000 | 7,981 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 6,543 |
| Total interest expense | $538,000 | 5,855 |
| Net interest income | $975,000 | 6,727 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $40,000 | 6,599 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $962,000 | 6,211 |
| Salaries and employee benefits | $550,000 | 6,039 |
| Premises and equipment expense | $117,000 | 6,347 |
| Additional noninterest expense | $295,000 | 6,052 |
| Pre-tax net operating income | $87,000 | 7,912 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 6,068 |
| Income before extraordinary items | $66,000 | 7,989 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $66,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $66,000 | 7,951 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 6,585 |
| Total interest expense | $258,000 | 5,885 |
| Net interest income | $487,000 | 6,777 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $503,000 | 6,084 |
| Salaries and employee benefits | $288,000 | 5,912 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $150,000 | 6,007 |
| Pre-tax net operating income | $22,000 | 8,236 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $20,000 | 8,241 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $20,000 | 8,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $20,000 | 8,218 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 6,427 |
| Total interest expense | $1,039,000 | 5,551 |
| Net interest income | $1,951,000 | 6,690 |
| Provision for loan and lease losses | $9,000 | 7,075 |
| Total noninterest income | $88,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $79,000 | 6,781 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $1,872,000 | 6,244 |
| Salaries and employee benefits | $1,030,000 | 6,183 |
| Premises and equipment expense | $251,000 | 6,176 |
| Additional noninterest expense | $591,000 | 6,025 |
| Pre-tax net operating income | $158,000 | 7,921 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $21,000 | 6,525 |
| Income before extraordinary items | $148,000 | 7,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $148,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $138,320 | 7,886 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 6,440 |
| Total interest expense | $781,000 | 5,514 |
| Net interest income | $1,461,000 | 6,703 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $56,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $60,000 | 6,812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-4,000 | 8,978 |
| Total noninterest expense | $1,429,000 | 6,122 |
| Salaries and employee benefits | $804,000 | 6,007 |
| Premises and equipment expense | $187,000 | 6,184 |
| Additional noninterest expense | $438,000 | 6,019 |
| Pre-tax net operating income | $79,000 | 8,215 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $57,000 | 8,286 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $57,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $51,720 | 8,276 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 6,432 |
| Total interest expense | $522,000 | 5,531 |
| Net interest income | $993,000 | 6,679 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-8,000 | 9,036 |
| Total noninterest expense | $969,000 | 6,101 |
| Salaries and employee benefits | $537,000 | 6,041 |
| Premises and equipment expense | $126,000 | 6,189 |
| Additional noninterest expense | $306,000 | 5,923 |
| Pre-tax net operating income | $47,000 | 8,257 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $31,000 | 8,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $31,000 | 8,323 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,302 |
| Total interest expense | $264,000 | 5,566 |
| Net interest income | $528,000 | 6,540 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $10,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-11,000 | 9,090 |
| Total noninterest expense | $520,000 | 5,920 |
| Salaries and employee benefits | $291,000 | 5,818 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $9,000 | 8,446 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $7,000 | 8,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $7,000 | 8,444 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 6,461 |
| Total interest expense | $1,159,000 | 5,682 |
| Net interest income | $1,888,000 | 6,755 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $143,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $71,000 | 7,075 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $72,000 | 7,041 |
| Total noninterest expense | $1,880,000 | 6,198 |
| Salaries and employee benefits | $1,016,000 | 6,209 |
| Premises and equipment expense | $237,000 | 6,334 |
| Additional noninterest expense | $627,000 | 5,835 |
| Pre-tax net operating income | $115,000 | 8,142 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $66,000 | 6,086 |
| Income before extraordinary items | $104,000 | 8,199 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $104,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $68,800 | 8,284 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 6,536 |
| Total interest expense | $872,000 | 5,819 |
| Net interest income | $1,417,000 | 6,802 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $112,000 | 7,876 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $51,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $1,371,000 | 6,253 |
| Salaries and employee benefits | $762,000 | 6,172 |
| Premises and equipment expense | $169,000 | 6,484 |
| Additional noninterest expense | $440,000 | 6,057 |
| Pre-tax net operating income | $131,000 | 8,072 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $91,000 | 8,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $91,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $91,000 | 8,151 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 6,615 |
| Total interest expense | $577,000 | 5,960 |
| Net interest income | $938,000 | 6,838 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $906,000 | 6,315 |
| Salaries and employee benefits | $525,000 | 6,080 |
| Premises and equipment expense | $114,000 | 6,421 |
| Additional noninterest expense | $267,000 | 6,335 |
| Pre-tax net operating income | $86,000 | 8,111 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $63,000 | 8,302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $63,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $63,000 | 8,169 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 6,697 |
| Total interest expense | $293,000 | 6,005 |
| Net interest income | $457,000 | 6,917 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $442,000 | 6,404 |
| Salaries and employee benefits | $245,000 | 6,326 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $139,000 | 6,198 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 6,665 |
| Total interest expense | $1,362,000 | 6,040 |
| Net interest income | $1,818,000 | 6,922 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $112,000 | 8,258 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $65,000 | 7,244 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $1,742,000 | 6,370 |
| Salaries and employee benefits | $954,000 | 6,299 |
| Premises and equipment expense | $229,000 | 6,404 |
| Additional noninterest expense | $559,000 | 6,170 |
| Pre-tax net operating income | $152,000 | 8,105 |
| Securities gains (losses) | $146,000 | 1,410 |
| Applicable income taxes | $149,000 | 5,532 |
| Income before extraordinary items | $149,000 | 8,095 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $149,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $55,560 | 8,448 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 6,912 |
| Total interest expense | $1,635,000 | 6,718 |
| Net interest income | $1,690,000 | 6,997 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $124,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $61,000 | 7,379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $1,647,000 | 6,462 |
| Salaries and employee benefits | $869,000 | 6,499 |
| Premises and equipment expense | $213,000 | 6,602 |
| Additional noninterest expense | $565,000 | 6,060 |
| Pre-tax net operating income | $119,000 | 8,246 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $71,000 | 6,391 |
| Income before extraordinary items | $102,000 | 8,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $102,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $67,440 | 8,424 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 7,004 |
| Total interest expense | $1,644,000 | 6,869 |
| Net interest income | $1,763,000 | 6,984 |
| Provision for loan and lease losses | $93,000 | 5,470 |
| Total noninterest income | $109,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $1,551,000 | 6,609 |
| Salaries and employee benefits | $819,000 | 6,637 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $529,000 | 6,212 |
| Pre-tax net operating income | $228,000 | 8,243 |
| Securities gains (losses) | $63,000 | 666 |
| Applicable income taxes | $74,000 | 6,870 |
| Income before extraordinary items | $217,000 | 7,966 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $217,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $169,750 | 8,293 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 6,940 |
| Total interest expense | $1,696,000 | 6,555 |
| Net interest income | $1,697,000 | 7,201 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $106,000 | 8,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,263 |
| Total noninterest expense | $1,541,000 | 6,669 |
| Salaries and employee benefits | $784,000 | 6,827 |
| Premises and equipment expense | $204,000 | 6,750 |
| Additional noninterest expense | $553,000 | 6,126 |
| Pre-tax net operating income | $226,000 | 8,455 |
| Securities gains (losses) | $115,000 | 689 |
| Applicable income taxes | $143,000 | 6,372 |
| Income before extraordinary items | $198,000 | 8,325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $198,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $124,400 | 8,772 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 7,016 |
| Total interest expense | $1,635,000 | 6,907 |
| Net interest income | $1,811,000 | 7,024 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $124,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,498,000 | 6,705 |
| Salaries and employee benefits | $692,000 | 7,231 |
| Premises and equipment expense | $224,000 | 6,354 |
| Additional noninterest expense | $582,000 | 5,867 |
| Pre-tax net operating income | $407,000 | 7,839 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $119,000 | 7,259 |
| Income before extraordinary items | $291,000 | 7,958 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $291,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $288,870 | 7,895 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 7,517 |
| Total interest expense | $1,423,000 | 7,535 |
| Net interest income | $1,771,000 | 7,382 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $156,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $1,690,000 | 6,322 |
| Salaries and employee benefits | $937,000 | 6,121 |
| Premises and equipment expense | $254,000 | 6,002 |
| Additional noninterest expense | $499,000 | 6,506 |
| Pre-tax net operating income | $160,000 | 9,792 |
| Securities gains (losses) | $200,000 | 705 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $212,000 | 9,057 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $212,000 | 9,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $84,000 | 10,015 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 7,817 |
| Total interest expense | $1,419,000 | 7,788 |
| Net interest income | $1,729,000 | 7,703 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $166,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,649 |
| Total noninterest expense | $1,519,000 | 7,057 |
| Salaries and employee benefits | $835,000 | 6,798 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $504,000 | 7,025 |
| Pre-tax net operating income | $326,000 | 8,958 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $156,000 | 7,799 |
| Income before extraordinary items | $175,000 | 9,540 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $175,000 | 9,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $171,800 | 9,530 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 8,361 |
| Total interest expense | $1,211,000 | 8,552 |
| Net interest income | $1,689,000 | 8,048 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $150,000 | 9,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $1,499,000 | 7,278 |
| Salaries and employee benefits | $768,000 | 7,288 |
| Premises and equipment expense | $201,000 | 7,169 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $265,000 | 10,007 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $117,000 | 8,844 |
| Income before extraordinary items | $148,000 | 10,478 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $148,000 | 10,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,550 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $148,000 | 10,451 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 8,544 |
| Total interest expense | $973,000 | 8,812 |
| Net interest income | $1,731,000 | 8,223 |
| Provision for loan and lease losses | $119,000 | 4,225 |
| Total noninterest income | $117,000 | 10,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $1,436,000 | 7,805 |
| Salaries and employee benefits | $704,000 | 7,849 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $533,000 | 7,577 |
| Pre-tax net operating income | $293,000 | 10,181 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $121,000 | 11,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $121,000 | 11,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $122,920 | 11,178 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 8,734 |
| Total interest expense | $1,208,000 | 8,217 |
| Net interest income | $1,550,000 | 8,949 |
| Provision for loan and lease losses | $101,000 | 5,713 |
| Total noninterest income | $275,000 | 7,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,700 |
| Total noninterest expense | $1,443,000 | 8,037 |
| Salaries and employee benefits | $675,000 | 8,174 |
| Premises and equipment expense | $206,000 | 7,564 |
| Additional noninterest expense | $562,000 | 7,668 |
| Pre-tax net operating income | $281,000 | 10,389 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $84,000 | 10,123 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $-38,000 | 12,632 |
| Net income | $159,000 | 11,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $197,000 | 10,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 8,817 |
| Total interest expense | $1,676,000 | 7,959 |
| Net interest income | $1,414,000 | 9,572 |
| Provision for loan and lease losses | $111,000 | 6,992 |
| Total noninterest income | $201,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,485,000 | 7,969 |
| Salaries and employee benefits | $670,000 | 8,220 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $586,000 | 7,638 |
| Pre-tax net operating income | $19,000 | 12,596 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $-16,000 | 12,930 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-16,000 | 12,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 6,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-16,000 | 12,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.