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Family Security Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 8,264 |
| Total interest expense | $960,000 | 8,303 |
| Net interest income | $1,201,000 | 8,066 |
| Provision for loan and lease losses | $56,000 | 6,380 |
| Total noninterest income | $323,000 | 6,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,051 |
| Total noninterest expense | $1,120,000 | 7,693 |
| Salaries and employee benefits | $487,000 | 8,313 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $478,000 | 6,598 |
| Pre-tax net operating income | $348,000 | 7,704 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $88,000 | 6,675 |
| Income before extraordinary items | $260,000 | 7,723 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $260,000 | 7,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $260,000 | 7,718 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 8,805 |
| Total interest expense | $709,000 | 8,928 |
| Net interest income | $1,010,000 | 8,610 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $304,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,197 |
| Total noninterest expense | $1,020,000 | 8,058 |
| Salaries and employee benefits | $448,000 | 8,631 |
| Premises and equipment expense | $142,000 | 7,811 |
| Additional noninterest expense | $430,000 | 7,049 |
| Pre-tax net operating income | $225,000 | 8,457 |
| Securities gains (losses) | $-10,000 | 9,313 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $167,000 | 8,531 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $174,800 | 8,438 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 9,810 |
| Total interest expense | $468,000 | 9,757 |
| Net interest income | $581,000 | 9,779 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $201,000 | 7,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,053 |
| Total noninterest expense | $726,000 | 9,033 |
| Salaries and employee benefits | $444,000 | 8,684 |
| Premises and equipment expense | $73,000 | 9,302 |
| Additional noninterest expense | $209,000 | 9,029 |
| Pre-tax net operating income | $-10,000 | 9,821 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $-11,000 | 9,856 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-11,000 | 9,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-11,000 | 9,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.