Home > Family First FSB > Income and Expense
Family First FSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 7,204 |
| Total interest expense | $1,610,000 | 6,580 |
| Net interest income | $1,983,000 | 7,605 |
| Provision for loan and lease losses | $89,000 | 4,852 |
| Total noninterest income | $216,000 | 8,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $216,000 | 5,029 |
| Total noninterest expense | $2,785,000 | 4,705 |
| Salaries and employee benefits | $774,000 | 7,354 |
| Premises and equipment expense | $345,000 | 5,129 |
| Additional noninterest expense | $1,666,000 | 3,021 |
| Pre-tax net operating income | $-675,000 | 12,413 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-661,000 | 12,382 |
| Extraordinary gains, net | $-57,000 | 12,530 |
| Net income | $-718,000 | 12,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 11,990 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-675,000 | 12,391 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 7,729 |
| Total interest expense | $1,778,000 | 6,392 |
| Net interest income | $1,589,000 | 8,830 |
| Provision for loan and lease losses | $215,000 | 3,749 |
| Total noninterest income | $278,000 | 7,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $278,000 | 4,681 |
| Total noninterest expense | $2,324,000 | 5,614 |
| Salaries and employee benefits | $792,000 | 7,378 |
| Premises and equipment expense | $425,000 | 4,473 |
| Additional noninterest expense | $1,107,000 | 4,509 |
| Pre-tax net operating income | $-672,000 | 12,904 |
| Securities gains (losses) | $92,000 | 2,615 |
| Applicable income taxes | $-40,000 | 12,869 |
| Income before extraordinary items | $-540,000 | 12,904 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-540,000 | 12,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,689 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-625,560 | 12,879 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 7,335 |
| Total interest expense | $2,554,000 | 5,888 |
| Net interest income | $1,584,000 | 8,998 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $361,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $361,000 | 3,952 |
| Total noninterest expense | $2,203,000 | 5,913 |
| Salaries and employee benefits | $774,000 | 7,440 |
| Premises and equipment expense | $433,000 | 4,497 |
| Additional noninterest expense | $996,000 | 5,069 |
| Pre-tax net operating income | $-258,000 | 13,144 |
| Securities gains (losses) | $112,000 | 2,830 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-146,000 | 13,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-146,000 | 13,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 13,172 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-122,000 | 13,830 |
| Net operating income | $-258,000 | 13,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.