Home > Falmouth Co-operative Bank > Income and Expense
Falmouth Co-operative Bank, Income and Expense
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,017,000 | 4,239 |
Total interest expense | $853,000 | 4,089 |
Net interest income | $2,164,000 | 4,238 |
Provision for loan and lease losses | $109,000 | 3,347 |
Total noninterest income | $240,000 | 5,390 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $104,000 | 5,184 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $136,000 | 4,504 |
Total noninterest expense | $2,259,000 | 3,406 |
Salaries and employee benefits | $1,158,000 | 3,554 |
Premises and equipment expense | $236,000 | 4,257 |
Additional noninterest expense | $865,000 | 2,722 |
Pre-tax net operating income | $36,000 | 8,322 |
Securities gains (losses) | $52,000 | 1,433 |
Applicable income taxes | $50,000 | 5,634 |
Income before extraordinary items | $38,000 | 8,330 |
Extraordinary gains, net | $0 | 21 |
Net income | $38,000 | 8,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $1,000,000 | 1,241 |
Sale, conversion, retirement of capital stock, net | $449,000 | 271 |
Net operating income | $4,720 | 8,494 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,489,000 | 4,288 |
Total interest expense | $431,000 | 4,101 |
Net interest income | $1,058,000 | 4,310 |
Provision for loan and lease losses | $60,000 | 2,918 |
Total noninterest income | $128,000 | 5,162 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $50,000 | 5,207 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $78,000 | 4,224 |
Total noninterest expense | $1,066,000 | 3,579 |
Salaries and employee benefits | $573,000 | 3,604 |
Premises and equipment expense | $117,000 | 4,321 |
Additional noninterest expense | $376,000 | 3,078 |
Pre-tax net operating income | $60,000 | 7,766 |
Securities gains (losses) | $51,000 | 1,182 |
Applicable income taxes | $66,000 | 4,439 |
Income before extraordinary items | $45,000 | 7,876 |
Extraordinary gains, net | $0 | 16 |
Net income | $45,000 | 7,876 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $1,000,000 | 662 |
Sale, conversion, retirement of capital stock, net | $104,000 | 254 |
Net operating income | $12,360 | 8,372 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $6,409,000 | 4,101 |
Total interest expense | $2,180,000 | 3,743 |
Net interest income | $4,229,000 | 4,187 |
Provision for loan and lease losses | $-180,000 | 9,075 |
Total noninterest income | $1,086,000 | 3,533 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $209,000 | 5,171 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $877,000 | 2,581 |
Total noninterest expense | $3,743,000 | 3,894 |
Salaries and employee benefits | $1,895,000 | 4,101 |
Premises and equipment expense | $382,000 | 4,895 |
Additional noninterest expense | $1,466,000 | 3,152 |
Pre-tax net operating income | $1,752,000 | 3,706 |
Securities gains (losses) | $-357,000 | 9,115 |
Applicable income taxes | $1,023,000 | 2,145 |
Income before extraordinary items | $372,000 | 6,933 |
Extraordinary gains, net | $0 | 54 |
Net income | $372,000 | 6,936 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 8,340 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $349,000 | 532 |
Net operating income | $600,480 | 5,775 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,842,000 | 4,117 |
Total interest expense | $1,714,000 | 3,699 |
Net interest income | $3,128,000 | 4,258 |
Provision for loan and lease losses | $0 | 7,481 |
Total noninterest income | $925,000 | 3,302 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $148,000 | 5,338 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $777,000 | 2,407 |
Total noninterest expense | $2,665,000 | 4,041 |
Salaries and employee benefits | $1,361,000 | 4,230 |
Premises and equipment expense | $271,000 | 5,060 |
Additional noninterest expense | $1,033,000 | 3,303 |
Pre-tax net operating income | $1,388,000 | 3,687 |
Securities gains (losses) | $-374,000 | 9,187 |
Applicable income taxes | $684,000 | 2,427 |
Income before extraordinary items | $330,000 | 6,771 |
Extraordinary gains, net | $0 | 40 |
Net income | $330,000 | 6,772 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,999 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $259,000 | 420 |
Net operating income | $569,360 | 5,349 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $3,308,000 | 4,093 |
Total interest expense | $1,193,000 | 3,681 |
Net interest income | $2,115,000 | 4,222 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $535,000 | 3,609 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $97,000 | 5,350 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $438,000 | 2,651 |
Total noninterest expense | $1,737,000 | 4,122 |
Salaries and employee benefits | $886,000 | 4,297 |
Premises and equipment expense | $180,000 | 5,053 |
Additional noninterest expense | $671,000 | 3,367 |
Pre-tax net operating income | $913,000 | 3,724 |
Securities gains (losses) | $-380,000 | 9,235 |
Applicable income taxes | $475,000 | 2,392 |
Income before extraordinary items | $58,000 | 8,350 |
Extraordinary gains, net | $0 | 30 |
Net income | $58,000 | 8,351 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,985 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $177,000 | 343 |
Net operating income | $301,200 | 5,886 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,686,000 | 4,054 |
Total interest expense | $631,000 | 3,604 |
Net interest income | $1,055,000 | 4,234 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $335,000 | 2,996 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $43,000 | 5,528 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $292,000 | 2,150 |
Total noninterest expense | $886,000 | 4,042 |
Salaries and employee benefits | $461,000 | 4,157 |
Premises and equipment expense | $89,000 | 5,083 |
Additional noninterest expense | $336,000 | 3,308 |
Pre-tax net operating income | $504,000 | 3,465 |
Securities gains (losses) | $-379,000 | 9,295 |
Applicable income taxes | $92,000 | 4,095 |
Income before extraordinary items | $33,000 | 8,219 |
Extraordinary gains, net | $-572,000 | 9,308 |
Net income | $-539,000 | 9,245 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $95,000 | 227 |
Net operating income | $275,560 | 4,269 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $8,287,000 | 3,554 |
Total interest expense | $3,146,000 | 3,411 |
Net interest income | $5,141,000 | 3,583 |
Provision for loan and lease losses | $-50,000 | 9,230 |
Total noninterest income | $1,147,000 | 3,163 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $183,000 | 5,416 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $964,000 | 2,237 |
Total noninterest expense | $3,256,000 | 4,182 |
Salaries and employee benefits | $1,652,000 | 4,356 |
Premises and equipment expense | $350,000 | 5,091 |
Additional noninterest expense | $1,254,000 | 3,486 |
Pre-tax net operating income | $3,082,000 | 2,446 |
Securities gains (losses) | $-675,000 | 9,282 |
Applicable income taxes | $887,000 | 2,410 |
Income before extraordinary items | $1,520,000 | 3,462 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,520,000 | 3,460 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,119 |
Cash dividends | $1,600,000 | 1,553 |
Sale, conversion, retirement of capital stock, net | $293,000 | 541 |
Net operating income | $1,952,000 | 2,768 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $9,531,000 | 3,454 |
Total interest expense | $4,407,000 | 3,524 |
Net interest income | $5,124,000 | 3,371 |
Provision for loan and lease losses | $155,000 | 4,704 |
Total noninterest income | $673,000 | 4,284 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $163,000 | 5,625 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $510,000 | 3,098 |
Total noninterest expense | $3,257,000 | 4,071 |
Salaries and employee benefits | $1,613,000 | 4,282 |
Premises and equipment expense | $373,000 | 4,820 |
Additional noninterest expense | $1,271,000 | 3,316 |
Pre-tax net operating income | $2,385,000 | 2,766 |
Securities gains (losses) | $134,000 | 1,498 |
Applicable income taxes | $875,000 | 2,287 |
Income before extraordinary items | $1,644,000 | 3,014 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,644,000 | 3,018 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $3,050,000 | 900 |
Sale, conversion, retirement of capital stock, net | $264,000 | 556 |
Net operating income | $1,556,900 | 3,041 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $8,740,000 | 3,826 |
Total interest expense | $4,044,000 | 3,937 |
Net interest income | $4,696,000 | 3,665 |
Provision for loan and lease losses | $262,000 | 3,137 |
Total noninterest income | $385,000 | 5,622 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $125,000 | 6,142 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $260,000 | 4,215 |
Total noninterest expense | $3,260,000 | 3,947 |
Salaries and employee benefits | $1,550,000 | 4,246 |
Premises and equipment expense | $392,000 | 4,573 |
Additional noninterest expense | $1,318,000 | 3,144 |
Pre-tax net operating income | $1,559,000 | 3,966 |
Securities gains (losses) | $378,000 | 300 |
Applicable income taxes | $656,000 | 2,943 |
Income before extraordinary items | $1,281,000 | 3,678 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,281,000 | 3,678 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,220 |
Cash dividends | $200,000 | 5,103 |
Sale, conversion, retirement of capital stock, net | $233,000 | 621 |
Net operating income | $1,031,520 | 4,299 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $7,284,000 | 4,256 |
Total interest expense | $3,384,000 | 4,154 |
Net interest income | $3,900,000 | 4,272 |
Provision for loan and lease losses | $48,000 | 6,602 |
Total noninterest income | $407,000 | 5,553 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $117,000 | 6,410 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $290,000 | 4,092 |
Total noninterest expense | $2,836,000 | 4,419 |
Salaries and employee benefits | $1,462,000 | 4,427 |
Premises and equipment expense | $355,000 | 4,929 |
Additional noninterest expense | $1,019,000 | 3,967 |
Pre-tax net operating income | $1,423,000 | 4,240 |
Securities gains (losses) | $525,000 | 334 |
Applicable income taxes | $848,000 | 2,509 |
Income before extraordinary items | $1,100,000 | 4,150 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,100,000 | 4,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $261,000 | 688 |
Net operating income | $764,000 | 5,181 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $6,888,000 | 4,450 |
Total interest expense | $3,336,000 | 4,334 |
Net interest income | $3,552,000 | 4,542 |
Provision for loan and lease losses | $32,000 | 7,261 |
Total noninterest income | $234,000 | 7,167 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 7,177 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $150,000 | 5,678 |
Total noninterest expense | $3,130,000 | 3,969 |
Salaries and employee benefits | $1,460,000 | 4,328 |
Premises and equipment expense | $349,000 | 4,894 |
Additional noninterest expense | $1,321,000 | 3,093 |
Pre-tax net operating income | $624,000 | 6,794 |
Securities gains (losses) | $820,000 | 429 |
Applicable income taxes | $602,000 | 3,397 |
Income before extraordinary items | $842,000 | 5,026 |
Extraordinary gains, net | $0 | 32 |
Net income | $842,000 | 5,026 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $277,000 | 638 |
Net operating income | $317,200 | 7,657 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,338,000 | 4,854 |
Total interest expense | $2,817,000 | 4,969 |
Net interest income | $3,521,000 | 4,710 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $148,000 | 8,621 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $61,000 | 8,119 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $87,000 | 7,166 |
Total noninterest expense | $2,584,000 | 4,660 |
Salaries and employee benefits | $1,346,000 | 4,647 |
Premises and equipment expense | $242,000 | 6,177 |
Additional noninterest expense | $996,000 | 3,924 |
Pre-tax net operating income | $1,085,000 | 5,584 |
Securities gains (losses) | $209,000 | 685 |
Applicable income taxes | $461,000 | 4,457 |
Income before extraordinary items | $833,000 | 5,326 |
Extraordinary gains, net | $0 | 44 |
Net income | $833,000 | 5,329 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 9,638 |
Cash dividends | $206,000 | 5,307 |
Sale, conversion, retirement of capital stock, net | $261,000 | 634 |
Net operating income | $699,240 | 5,866 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,809,000 | 5,301 |
Total interest expense | $2,831,000 | 5,025 |
Net interest income | $2,978,000 | 5,473 |
Provision for loan and lease losses | $42,000 | 6,906 |
Total noninterest income | $128,000 | 9,387 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 8,722 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $74,000 | 7,943 |
Total noninterest expense | $2,012,000 | 5,922 |
Salaries and employee benefits | $1,200,000 | 5,210 |
Premises and equipment expense | $132,000 | 8,482 |
Additional noninterest expense | $680,000 | 5,857 |
Pre-tax net operating income | $1,052,000 | 5,564 |
Securities gains (losses) | $6,000 | 2,865 |
Applicable income taxes | $395,000 | 4,933 |
Income before extraordinary items | $663,000 | 5,924 |
Extraordinary gains, net | $0 | 53 |
Net income | $663,000 | 5,926 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,914 |
Cash dividends | $69,000 | 7,241 |
Sale, conversion, retirement of capital stock, net | $12,919,000 | 52 |
Net operating income | $659,160 | 5,888 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,915,000 | 6,068 |
Total interest expense | $2,611,000 | 5,375 |
Net interest income | $2,304,000 | 6,673 |
Provision for loan and lease losses | $9,000 | 8,431 |
Total noninterest income | $133,000 | 9,603 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 9,212 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $82,000 | 7,878 |
Total noninterest expense | $1,789,000 | 6,491 |
Salaries and employee benefits | $1,040,000 | 5,851 |
Premises and equipment expense | $125,000 | 8,917 |
Additional noninterest expense | $624,000 | 6,373 |
Pre-tax net operating income | $639,000 | 7,649 |
Securities gains (losses) | $21,000 | 1,877 |
Applicable income taxes | $218,000 | 7,121 |
Income before extraordinary items | $442,000 | 7,707 |
Extraordinary gains, net | $0 | 65 |
Net income | $442,000 | 7,708 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-136,000 | 11,793 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $427,930 | 7,792 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,541,000 | 6,105 |
Total interest expense | $2,167,000 | 5,237 |
Net interest income | $2,374,000 | 6,709 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $117,000 | 10,363 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 9,102 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 9,618 |
Total noninterest expense | $1,671,000 | 7,068 |
Salaries and employee benefits | $897,000 | 6,654 |
Premises and equipment expense | $119,000 | 9,419 |
Additional noninterest expense | $655,000 | 6,638 |
Pre-tax net operating income | $820,000 | 6,775 |
Securities gains (losses) | $45,000 | 1,225 |
Applicable income taxes | $344,000 | 5,344 |
Income before extraordinary items | $521,000 | 7,144 |
Extraordinary gains, net | $0 | 249 |
Net income | $521,000 | 7,153 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-24,000 | 11,382 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $492,200 | 7,404 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,039,000 | 5,747 |
Total interest expense | $2,328,000 | 5,107 |
Net interest income | $2,711,000 | 6,146 |
Provision for loan and lease losses | $9,000 | 9,850 |
Total noninterest income | $212,000 | 8,992 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $72,000 | 9,272 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $140,000 | 6,785 |
Total noninterest expense | $1,598,000 | 7,508 |
Salaries and employee benefits | $821,000 | 7,194 |
Premises and equipment expense | $118,000 | 9,857 |
Additional noninterest expense | $659,000 | 6,879 |
Pre-tax net operating income | $1,316,000 | 4,814 |
Securities gains (losses) | $66,000 | 3,051 |
Applicable income taxes | $507,000 | 4,134 |
Income before extraordinary items | $875,000 | 5,198 |
Extraordinary gains, net | $106,000 | 1,513 |
Net income | $981,000 | 4,909 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 6,716 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $832,760 | 5,159 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,750,000 | 5,695 |
Total interest expense | $3,083,000 | 5,044 |
Net interest income | $2,667,000 | 6,280 |
Provision for loan and lease losses | $123,000 | 6,648 |
Total noninterest income | $129,000 | 10,953 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 10,360 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $80,000 | 8,855 |
Total noninterest expense | $1,702,000 | 7,260 |
Salaries and employee benefits | $855,000 | 6,901 |
Premises and equipment expense | $100,000 | 10,743 |
Additional noninterest expense | $747,000 | 6,436 |
Pre-tax net operating income | $971,000 | 5,748 |
Securities gains (losses) | $36,000 | 4,684 |
Applicable income taxes | $414,000 | 4,657 |
Income before extraordinary items | $593,000 | 6,631 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $593,000 | 6,712 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $48,000 | 7,638 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $569,960 | 6,437 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.