Home > Falls Bank > Assets and Liabilities
Falls Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 19 | 6,367 |
| Assets and Liabilities | ||
| Total Assets: | $80,348,000 | 5,623 |
| Cash and due from depository institutions | $3,463,000 | 6,367 |
| Interest-bearing balances | $2,601,000 | 1,711 |
| Securities | $3,870,000 | 7,755 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $67,722,000 | 4,736 |
| Loan loss allowance | $528,000 | 5,923 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,465,000 | 3,040 |
| Other real estate owned | $0 | 6,367 |
| Goodwill and other intangibles | $212,000 | 2,557 |
| All other assets | $1,616,000 | 5,565 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $80,348,000 | 5,623 |
| Total liabilities | $72,823,000 | 5,564 |
| Total deposits | $54,241,000 | 6,193 |
| Interest-bearing deposits | $51,761,000 | 5,778 |
| Deposits held in domestic offices | $54,241,000 | 6,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $18,114,000 | 1,882 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $468,000 | 5,315 |
| Total equity capital | $7,525,000 | 6,097 |
| Total bank equity capital | $7,525,000 | 6,097 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $353,000 | 4,868 |
| Surplus | $6,666,000 | 3,028 |
| Undivided profits | $506,000 | 7,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $342,000 | 6,847 |
| Earning assets | $74,193,000 | 5,603 |
| Long-term assets (5+ years) | $34,611,000 | 2,329 |
| Average Assets, year-to-date | $82,312,500 | 5,449 |
| Average Assets, quarterly | $81,064,000 | 5,559 |
| Volatile liabilities | $14,112,000 | 5,272 |
| Insider loans | $71,000 | 7,390 |
| FHLB advances | $18,114,000 | 1,766 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,250,000 | 6,269 |
| Tier 1 (core) risk-based capital | $7,532,000 | 6,040 |
| Tier 2 risk-based capital | $528,000 | 5,661 |
| Total risk weighted assets | $49,524,000 | 5,813 |
| Total unused commitments | $4,250,000 | 6,270 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $81,780,000 | 5,511 |
| Cash and due from depository institutions | $3,919,000 | 6,099 |
| Interest-bearing balances | $3,107,000 | 1,511 |
| Securities | $4,065,000 | 7,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $68,454,000 | 4,632 |
| Loan loss allowance | $534,000 | 5,857 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,540,000 | 2,945 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $222,000 | 2,532 |
| All other assets | $1,580,000 | 5,487 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $81,780,000 | 5,511 |
| Total liabilities | $74,279,000 | 5,440 |
| Total deposits | $53,773,000 | 6,186 |
| Interest-bearing deposits | $51,309,000 | 5,781 |
| Deposits held in domestic offices | $53,773,000 | 6,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,172,000 | 1,757 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $334,000 | 5,906 |
| Total equity capital | $7,501,000 | 6,049 |
| Total bank equity capital | $7,501,000 | 6,049 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $353,000 | 4,863 |
| Surplus | $6,666,000 | 2,977 |
| Undivided profits | $482,000 | 7,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $326,000 | 6,724 |
| Earning assets | $75,626,000 | 5,488 |
| Long-term assets (5+ years) | $35,599,000 | 2,286 |
| Average Assets, year-to-date | $82,967,330 | 5,413 |
| Average Assets, quarterly | $82,636,500 | 5,452 |
| Volatile liabilities | $13,503,000 | 5,228 |
| Insider loans | $73,000 | 7,412 |
| FHLB advances | $20,172,000 | 1,663 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,227,000 | 5,620 |
| Tier 1 (core) risk-based capital | $7,496,000 | 5,969 |
| Tier 2 risk-based capital | $534,000 | 5,583 |
| Total risk weighted assets | $50,525,000 | 5,673 |
| Total unused commitments | $6,227,000 | 5,620 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $83,493,000 | 5,461 |
| Cash and due from depository institutions | $7,759,000 | 6,116 |
| Interest-bearing balances | $6,631,000 | 847 |
| Securities | $3,198,000 | 8,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $67,271,000 | 4,655 |
| Loan loss allowance | $538,000 | 5,854 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,456,000 | 2,969 |
| Other real estate owned | $0 | 6,116 |
| Goodwill and other intangibles | $230,000 | 2,515 |
| All other assets | $1,579,000 | 5,492 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $83,493,000 | 5,461 |
| Total liabilities | $75,920,000 | 5,406 |
| Total deposits | $54,716,000 | 6,155 |
| Interest-bearing deposits | $52,544,000 | 5,740 |
| Deposits held in domestic offices | $54,716,000 | 6,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,693,000 | 1,667 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $511,000 | 4,735 |
| Total equity capital | $7,573,000 | 5,959 |
| Total bank equity capital | $7,573,000 | 5,959 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $353,000 | 4,894 |
| Surplus | $6,666,000 | 2,946 |
| Undivided profits | $554,000 | 7,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $312,000 | 6,790 |
| Earning assets | $77,100,000 | 5,445 |
| Long-term assets (5+ years) | $35,456,000 | 2,348 |
| Average Assets, year-to-date | $83,561,000 | 5,440 |
| Average Assets, quarterly | $83,561,000 | 5,440 |
| Volatile liabilities | $14,014,000 | 5,045 |
| Insider loans | $76,000 | 7,404 |
| FHLB advances | $20,693,000 | 1,567 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,082,000 | 6,008 |
| Tier 1 (core) risk-based capital | $7,584,000 | 5,894 |
| Tier 2 risk-based capital | $538,000 | 5,556 |
| Total risk weighted assets | $51,235,000 | 5,612 |
| Total unused commitments | $5,082,000 | 6,011 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $83,629,000 | 5,457 |
| Cash and due from depository institutions | $5,050,000 | 6,242 |
| Interest-bearing balances | $4,007,000 | 1,300 |
| Securities | $3,399,000 | 8,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $70,165,000 | 4,516 |
| Loan loss allowance | $581,000 | 5,629 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,196,000 | 3,127 |
| Other real estate owned | $57,000 | 6,242 |
| Goodwill and other intangibles | $214,000 | 2,545 |
| All other assets | $1,548,000 | 5,492 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $83,629,000 | 5,457 |
| Total liabilities | $75,994,000 | 5,384 |
| Total deposits | $51,806,000 | 6,355 |
| Interest-bearing deposits | $49,493,000 | 5,927 |
| Deposits held in domestic offices | $51,806,000 | 6,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,710,000 | 1,537 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $478,000 | 4,831 |
| Total equity capital | $7,635,000 | 5,945 |
| Total bank equity capital | $7,635,000 | 5,945 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $353,000 | 4,907 |
| Surplus | $6,666,000 | 2,898 |
| Undivided profits | $616,000 | 7,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $311,000 | 6,802 |
| Earning assets | $77,571,000 | 5,422 |
| Long-term assets (5+ years) | $37,470,000 | 2,290 |
| Average Assets, year-to-date | $79,092,200 | 5,515 |
| Average Assets, quarterly | $82,210,500 | 5,465 |
| Volatile liabilities | $13,459,000 | 5,083 |
| Insider loans | $78,000 | 7,443 |
| FHLB advances | $23,710,000 | 1,438 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,981,000 | 6,330 |
| Tier 1 (core) risk-based capital | $7,624,000 | 5,830 |
| Tier 2 risk-based capital | $581,000 | 5,335 |
| Total risk weighted assets | $51,657,000 | 5,598 |
| Total unused commitments | $3,981,000 | 6,330 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $80,792,000 | 5,529 |
| Cash and due from depository institutions | $6,503,000 | 6,572 |
| Interest-bearing balances | $5,651,000 | 1,021 |
| Securities | $3,605,000 | 8,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $66,387,000 | 4,643 |
| Loan loss allowance | $581,000 | 5,629 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,400,000 | 3,799 |
| Other real estate owned | $208,000 | 6,572 |
| Goodwill and other intangibles | $192,000 | 2,562 |
| All other assets | $1,497,000 | 5,567 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $80,792,000 | 5,529 |
| Total liabilities | $73,303,000 | 5,464 |
| Total deposits | $49,770,000 | 6,428 |
| Interest-bearing deposits | $47,635,000 | 6,015 |
| Deposits held in domestic offices | $49,770,000 | 6,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,113,000 | 1,564 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $420,000 | 5,375 |
| Total equity capital | $7,489,000 | 6,017 |
| Total bank equity capital | $7,489,000 | 6,017 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $353,000 | 4,925 |
| Surplus | $6,666,000 | 2,857 |
| Undivided profits | $470,000 | 7,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $292,000 | 7,117 |
| Earning assets | $75,643,000 | 5,452 |
| Long-term assets (5+ years) | $37,172,000 | 2,336 |
| Average Assets, year-to-date | $77,958,000 | 5,568 |
| Average Assets, quarterly | $80,296,500 | 5,526 |
| Volatile liabilities | $14,617,000 | 4,872 |
| Insider loans | $80,000 | 7,420 |
| FHLB advances | $23,113,000 | 1,452 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,877,000 | 5,547 |
| Tier 1 (core) risk-based capital | $7,466,000 | 5,883 |
| Tier 2 risk-based capital | $581,000 | 5,310 |
| Total risk weighted assets | $48,849,000 | 5,749 |
| Total unused commitments | $5,877,000 | 5,553 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 18 | 6,617 |
| Assets and Liabilities | ||
| Total Assets: | $79,801,000 | 5,576 |
| Cash and due from depository institutions | $5,421,000 | 6,617 |
| Interest-bearing balances | $4,536,000 | 1,255 |
| Securities | $3,762,000 | 8,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $66,871,000 | 4,595 |
| Loan loss allowance | $581,000 | 5,639 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,059,000 | 4,150 |
| Other real estate owned | $13,000 | 6,617 |
| Goodwill and other intangibles | $192,000 | 2,572 |
| All other assets | $1,483,000 | 5,595 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $79,801,000 | 5,576 |
| Total liabilities | $72,414,000 | 5,512 |
| Total deposits | $49,518,000 | 6,462 |
| Interest-bearing deposits | $46,866,000 | 6,111 |
| Deposits held in domestic offices | $49,518,000 | 6,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,692,000 | 1,560 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $204,000 | 6,777 |
| Total equity capital | $7,387,000 | 5,925 |
| Total bank equity capital | $7,387,000 | 5,925 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $353,000 | 4,957 |
| Surplus | $6,666,000 | 2,820 |
| Undivided profits | $368,000 | 7,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $312,000 | 6,773 |
| Earning assets | $75,169,000 | 5,470 |
| Long-term assets (5+ years) | $38,176,000 | 2,365 |
| Average Assets, year-to-date | $77,013,330 | 5,630 |
| Average Assets, quarterly | $77,128,000 | 5,656 |
| Volatile liabilities | $15,505,000 | 4,647 |
| Insider loans | $83,000 | 7,450 |
| FHLB advances | $21,128,000 | 1,518 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,644,000 | 5,643 |
| Tier 1 (core) risk-based capital | $7,395,000 | 5,867 |
| Tier 2 risk-based capital | $581,000 | 5,301 |
| Total risk weighted assets | $48,350,000 | 5,752 |
| Total unused commitments | $5,644,000 | 5,645 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 18 | 6,622 |
| Assets and Liabilities | ||
| Total Assets: | $74,455,000 | 5,790 |
| Cash and due from depository institutions | $5,107,000 | 6,622 |
| Interest-bearing balances | $4,017,000 | 1,541 |
| Securities | $3,742,000 | 8,060 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $63,559,000 | 4,682 |
| Loan loss allowance | $581,000 | 5,621 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $422,000 | 7,354 |
| Other real estate owned | $0 | 6,622 |
| Goodwill and other intangibles | $174,000 | 2,607 |
| All other assets | $1,451,000 | 5,468 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $74,455,000 | 5,790 |
| Total liabilities | $67,108,000 | 5,753 |
| Total deposits | $45,349,000 | 6,730 |
| Interest-bearing deposits | $43,453,000 | 6,368 |
| Deposits held in domestic offices | $45,349,000 | 6,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,510,000 | 1,528 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $249,000 | 6,606 |
| Total equity capital | $7,347,000 | 6,046 |
| Total bank equity capital | $7,347,000 | 6,046 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $353,000 | 4,968 |
| Surplus | $6,666,000 | 2,781 |
| Undivided profits | $328,000 | 8,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $282,000 | 7,027 |
| Earning assets | $71,318,000 | 5,648 |
| Long-term assets (5+ years) | $37,157,000 | 2,368 |
| Average Assets, year-to-date | $75,619,500 | 5,710 |
| Average Assets, quarterly | $75,619,500 | 5,710 |
| Volatile liabilities | $14,192,000 | 4,789 |
| Insider loans | $85,000 | 7,434 |
| FHLB advances | $21,510,000 | 1,421 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,448,000 | 4,299 |
| Tier 1 (core) risk-based capital | $7,299,000 | 5,867 |
| Tier 2 risk-based capital | $581,000 | 5,270 |
| Total risk weighted assets | $46,962,000 | 5,807 |
| Total unused commitments | $10,448,000 | 4,306 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $76,784,000 | 5,679 |
| Cash and due from depository institutions | $5,198,000 | 6,499 |
| Interest-bearing balances | $4,234,000 | 1,370 |
| Securities | $4,975,000 | 7,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $64,659,000 | 4,619 |
| Loan loss allowance | $589,000 | 5,560 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $416,000 | 7,419 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $156,000 | 2,648 |
| All other assets | $1,380,000 | 5,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,784,000 | 5,679 |
| Total liabilities | $69,436,000 | 5,633 |
| Total deposits | $46,876,000 | 6,647 |
| Interest-bearing deposits | $45,074,000 | 6,260 |
| Deposits held in domestic offices | $46,876,000 | 6,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,390,000 | 1,506 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $170,000 | 7,307 |
| Total equity capital | $7,348,000 | 5,963 |
| Total bank equity capital | $7,348,000 | 5,963 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $354,000 | 5,006 |
| Surplus | $6,691,000 | 2,753 |
| Undivided profits | $303,000 | 8,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $297,000 | 7,007 |
| Earning assets | $73,868,000 | 5,523 |
| Long-term assets (5+ years) | $38,593,000 | 2,329 |
| Average Assets, year-to-date | $70,894,800 | 5,818 |
| Average Assets, quarterly | $73,683,000 | 5,784 |
| Volatile liabilities | $13,163,000 | 4,972 |
| Insider loans | $88,000 | 7,476 |
| FHLB advances | $22,390,000 | 1,398 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,862,000 | 4,818 |
| Tier 1 (core) risk-based capital | $7,320,000 | 5,796 |
| Tier 2 risk-based capital | $589,000 | 5,229 |
| Total risk weighted assets | $47,771,000 | 5,757 |
| Total unused commitments | $7,862,000 | 4,821 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $70,582,000 | 5,953 |
| Cash and due from depository institutions | $2,420,000 | 6,521 |
| Interest-bearing balances | $1,734,000 | 2,484 |
| Securities | $4,369,000 | 7,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $61,827,000 | 4,749 |
| Loan loss allowance | $589,000 | 5,591 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $426,000 | 7,406 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $150,000 | 2,632 |
| All other assets | $1,390,000 | 5,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,582,000 | 5,953 |
| Total liabilities | $63,200,000 | 5,937 |
| Total deposits | $43,371,000 | 6,873 |
| Interest-bearing deposits | $41,572,000 | 6,511 |
| Deposits held in domestic offices | $43,371,000 | 6,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,660,000 | 1,616 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $169,000 | 7,648 |
| Total equity capital | $7,382,000 | 5,928 |
| Total bank equity capital | $7,382,000 | 5,928 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $354,000 | 5,037 |
| Surplus | $6,691,000 | 2,702 |
| Undivided profits | $337,000 | 8,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 6,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $305,000 | 7,079 |
| Earning assets | $67,930,000 | 5,779 |
| Long-term assets (5+ years) | $35,437,000 | 2,470 |
| Average Assets, year-to-date | $69,422,500 | 5,913 |
| Average Assets, quarterly | $69,307,500 | 5,986 |
| Volatile liabilities | $6,940,000 | 6,610 |
| Insider loans | $90,000 | 7,518 |
| FHLB advances | $19,660,000 | 1,497 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,112,000 | 4,491 |
| Tier 1 (core) risk-based capital | $7,376,000 | 5,761 |
| Tier 2 risk-based capital | $541,000 | 5,487 |
| Total risk weighted assets | $43,262,000 | 6,069 |
| Total unused commitments | $9,112,000 | 4,497 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 18 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $68,033,000 | 6,066 |
| Cash and due from depository institutions | $2,929,000 | 6,706 |
| Interest-bearing balances | $2,109,000 | 2,424 |
| Securities | $5,617,000 | 7,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $57,549,000 | 4,931 |
| Loan loss allowance | $589,000 | 5,553 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $432,000 | 7,389 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $126,000 | 2,656 |
| All other assets | $1,380,000 | 5,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,033,000 | 6,066 |
| Total liabilities | $60,709,000 | 6,053 |
| Total deposits | $44,008,000 | 6,836 |
| Interest-bearing deposits | $42,108,000 | 6,487 |
| Deposits held in domestic offices | $44,008,000 | 6,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,500,000 | 1,754 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $201,000 | 7,378 |
| Total equity capital | $7,324,000 | 5,950 |
| Total bank equity capital | $7,324,000 | 5,950 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $354,000 | 5,048 |
| Surplus | $6,691,000 | 2,667 |
| Undivided profits | $279,000 | 8,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $311,000 | 6,931 |
| Earning assets | $65,275,000 | 5,894 |
| Long-term assets (5+ years) | $35,004,000 | 2,351 |
| Average Assets, year-to-date | $69,036,000 | 5,942 |
| Average Assets, quarterly | $69,173,500 | 5,961 |
| Volatile liabilities | $11,394,000 | 5,343 |
| Insider loans | $92,000 | 7,567 |
| FHLB advances | $16,500,000 | 1,636 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,188,000 | 3,459 |
| Tier 1 (core) risk-based capital | $7,259,000 | 5,754 |
| Tier 2 risk-based capital | $569,000 | 5,310 |
| Total risk weighted assets | $45,474,000 | 5,873 |
| Total unused commitments | $14,188,000 | 3,469 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $70,314,000 | 5,901 |
| Cash and due from depository institutions | $6,585,000 | 7,213 |
| Interest-bearing balances | $6,117,000 | 1,302 |
| Securities | $8,319,000 | 6,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $53,589,000 | 5,108 |
| Loan loss allowance | $589,000 | 5,498 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $393,000 | 7,555 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $80,000 | 2,777 |
| All other assets | $1,348,000 | 5,581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,314,000 | 5,901 |
| Total liabilities | $63,103,000 | 5,887 |
| Total deposits | $43,300,000 | 6,879 |
| Interest-bearing deposits | $41,878,000 | 6,484 |
| Deposits held in domestic offices | $43,300,000 | 6,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $19,500,000 | 1,549 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $303,000 | 6,509 |
| Total equity capital | $7,211,000 | 5,922 |
| Total bank equity capital | $7,211,000 | 5,922 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $354,000 | 5,063 |
| Surplus | $6,692,000 | 2,617 |
| Undivided profits | $165,000 | 8,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $335,000 | 6,738 |
| Earning assets | $68,025,000 | 5,725 |
| Long-term assets (5+ years) | $36,483,000 | 2,219 |
| Average Assets, year-to-date | $69,537,500 | 5,906 |
| Average Assets, quarterly | $69,537,500 | 5,906 |
| Volatile liabilities | $14,231,000 | 4,675 |
| Insider loans | $94,000 | 7,561 |
| FHLB advances | $19,500,000 | 1,443 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,669,000 | 4,026 |
| Tier 1 (core) risk-based capital | $7,147,000 | 5,752 |
| Tier 2 risk-based capital | $516,000 | 5,553 |
| Total risk weighted assets | $41,182,000 | 6,125 |
| Total unused commitments | $10,669,000 | 4,038 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $68,761,000 | 5,954 |
| Cash and due from depository institutions | $5,656,000 | 7,402 |
| Interest-bearing balances | $5,269,000 | 1,373 |
| Securities | $9,769,000 | 6,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $51,630,000 | 5,221 |
| Loan loss allowance | $589,000 | 5,442 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $337,000 | 7,787 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $20,000 | 2,979 |
| All other assets | $1,349,000 | 5,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,761,000 | 5,954 |
| Total liabilities | $61,665,000 | 5,933 |
| Total deposits | $42,048,000 | 6,941 |
| Interest-bearing deposits | $40,813,000 | 6,522 |
| Deposits held in domestic offices | $42,048,000 | 6,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $19,500,000 | 1,564 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $117,000 | 8,397 |
| Total equity capital | $7,096,000 | 5,944 |
| Total bank equity capital | $7,096,000 | 5,944 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $354,000 | 5,077 |
| Surplus | $6,691,000 | 2,574 |
| Undivided profits | $51,000 | 8,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $338,000 | 6,910 |
| Earning assets | $66,668,000 | 5,750 |
| Long-term assets (5+ years) | $38,006,000 | 2,123 |
| Average Assets, year-to-date | $60,626,200 | 6,209 |
| Average Assets, quarterly | $68,362,000 | 5,938 |
| Volatile liabilities | $11,853,000 | 5,221 |
| Insider loans | $227,000 | 6,719 |
| FHLB advances | $19,500,000 | 1,443 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,937,000 | 5,204 |
| Tier 1 (core) risk-based capital | $6,998,000 | 5,770 |
| Tier 2 risk-based capital | $469,000 | 5,826 |
| Total risk weighted assets | $37,391,000 | 6,408 |
| Total unused commitments | $5,937,000 | 5,209 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 10 | 8,376 |
| Assets and Liabilities | ||
| Total Assets: | $49,843,000 | 6,929 |
| Cash and due from depository institutions | $4,095,000 | 8,376 |
| Interest-bearing balances | $3,956,000 | 1,503 |
| Securities | $4,820,000 | 7,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $39,930,000 | 5,957 |
| Loan loss allowance | $425,000 | 6,362 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $246,000 | 8,316 |
| Other real estate owned | $0 | 8,376 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $752,000 | 7,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,843,000 | 6,929 |
| Total liabilities | $43,380,000 | 7,007 |
| Total deposits | $34,580,000 | 7,495 |
| Interest-bearing deposits | $33,658,000 | 7,102 |
| Deposits held in domestic offices | $34,580,000 | 7,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,698,000 | 2,371 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $102,000 | 8,895 |
| Total equity capital | $6,463,000 | 6,123 |
| Total bank equity capital | $6,463,000 | 6,123 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $354,000 | 5,189 |
| Surplus | $6,691,000 | 2,455 |
| Undivided profits | $-582,000 | 9,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $301,000 | 7,528 |
| Earning assets | $48,706,000 | 6,708 |
| Long-term assets (5+ years) | $29,618,000 | 2,520 |
| Average Assets, year-to-date | $42,052,600 | 7,289 |
| Average Assets, quarterly | $47,840,500 | 7,013 |
| Volatile liabilities | $1,942,000 | 8,765 |
| Insider loans | $237,000 | 6,726 |
| FHLB advances | $8,500,000 | 2,228 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,678,000 | 5,242 |
| Tier 1 (core) risk-based capital | $6,346,000 | 6,040 |
| Tier 2 risk-based capital | $344,000 | 6,714 |
| Total risk weighted assets | $27,473,000 | 7,305 |
| Total unused commitments | $5,678,000 | 5,249 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 10 | 8,545 |
| Assets and Liabilities | ||
| Total Assets: | $33,010,000 | 8,124 |
| Cash and due from depository institutions | $5,064,000 | 8,545 |
| Interest-bearing balances | $4,354,000 | 984 |
| Securities | $3,297,000 | 8,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $24,105,000 | 7,423 |
| Loan loss allowance | $266,000 | 7,668 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $311,000 | 8,272 |
| Other real estate owned | $0 | 8,545 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $233,000 | 9,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,010,000 | 8,124 |
| Total liabilities | $26,913,000 | 8,292 |
| Total deposits | $26,881,000 | 8,147 |
| Interest-bearing deposits | $26,286,000 | 7,780 |
| Deposits held in domestic offices | $26,881,000 | 8,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $32,000 | 9,798 |
| Total equity capital | $6,097,000 | 6,306 |
| Total bank equity capital | $6,097,000 | 6,306 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $354,000 | 5,353 |
| Surplus | $6,691,000 | 2,379 |
| Undivided profits | $-948,000 | 9,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $149,000 | 8,532 |
| Earning assets | $31,756,000 | 7,989 |
| Long-term assets (5+ years) | $19,841,000 | 3,173 |
| Average Assets, year-to-date | $26,538,400 | 8,480 |
| Average Assets, quarterly | $32,228,500 | 8,139 |
| Volatile liabilities | $300,000 | 9,741 |
| Insider loans | $133,000 | 7,614 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,060,000 | 5,880 |
| Tier 1 (core) risk-based capital | $6,083,000 | 6,197 |
| Tier 2 risk-based capital | $204,880 | 8,052 |
| Total risk weighted assets | $16,328,980 | 8,569 |
| Total unused commitments | $4,060,000 | 5,883 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $20,133,000 | 9,356 |
| Cash and due from depository institutions | $8,969,000 | 9,060 |
| Interest-bearing balances | $7,992,000 | 513 |
| Securities | $5,107,000 | 8,635 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $5,640,000 | 9,832 |
| Loan loss allowance | $73,000 | 9,710 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $311,000 | 8,538 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $106,000 | 10,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,133,000 | 9,356 |
| Total liabilities | $13,737,000 | 9,654 |
| Total deposits | $13,720,000 | 9,579 |
| Interest-bearing deposits | $13,596,000 | 9,360 |
| Deposits held in domestic offices | $13,720,000 | 9,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $17,000 | 10,168 |
| Total equity capital | $6,396,000 | 6,011 |
| Total bank equity capital | $6,396,000 | 6,011 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $354,000 | 5,526 |
| Surplus | $6,691,000 | 2,338 |
| Undivided profits | $-649,000 | 9,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $28,000 | 9,892 |
| Earning assets | $18,739,000 | 9,291 |
| Long-term assets (5+ years) | $4,856,000 | 6,364 |
| Average Assets, year-to-date | $13,796,330 | 9,777 |
| Average Assets, quarterly | $17,011,500 | 9,572 |
| Volatile liabilities | $0 | 10,145 |
| Insider loans | $135,000 | 7,682 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,901,000 | 7,568 |
| Tier 1 (core) risk-based capital | $6,396,000 | 6,035 |
| Tier 2 risk-based capital | $73,000 | 9,658 |
| Total risk weighted assets | $6,107,800 | 9,930 |
| Total unused commitments | $1,901,000 | 7,574 |
| Derivatives | $0 | 488 |