Fall River Five Cents Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$71,138,000693
Total interest expense$31,733,000556
Net interest income$39,405,000820
Provision for loan and lease losses$218,0001,941
Total noninterest income$10,464,000711
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,271,000834
Trading account gains and fees$0123
Additional Noninterest Income$9,193,000567
Total noninterest expense$41,652,000664
Salaries and employee benefits$23,656,000642
Premises and equipment expense$3,989,000679
Additional noninterest expense$9,193,000567
Pre-tax net operating income$7,999,0001,399
Securities gains (losses)$-62,0003,700
Applicable income taxes$1,867,0001,024
Income before extraordinary items$6,070,0001,511
Extraordinary gains, net$054
Net income$6,070,0001,526
Minority interest net income$088
Net income of bank and minority interests.$6,070,0001,514
Net charge-offs$19,0002,230
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,118,9801,525
2023-09-30 (YTD Data)Rank
Total interest income$51,736,000704
Total interest expense$21,732,000563
Net interest income$30,004,000819
Provision for loan and lease losses$409,0001,131
Total noninterest income$8,257,000692
Gross Fiduciary activities income$0950
Service charges on deposit accounts$939,000848
Trading account gains and fees$0125
Additional Noninterest Income$7,318,000556
Total noninterest expense$32,234,000653
Salaries and employee benefits$18,635,000623
Premises and equipment expense$3,018,000675
Additional noninterest expense$7,318,000556
Pre-tax net operating income$5,618,0001,516
Securities gains (losses)$-62,0003,885
Applicable income taxes$-260,0004,539
Income before extraordinary items$5,816,0001,283
Extraordinary gains, net$052
Net income$5,816,0001,292
Minority interest net income$081
Net income of bank and minority interests.$5,816,0001,283
Net charge-offs$9,0002,168
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,878,0001,295
2023-06-30 (YTD Data)Rank
Total interest income$33,507,000699
Total interest expense$12,870,000558
Net interest income$20,637,000795
Provision for loan and lease losses$264,0001,143
Total noninterest income$5,983,000658
Gross Fiduciary activities income$0931
Service charges on deposit accounts$609,000855
Trading account gains and fees$0112
Additional Noninterest Income$5,374,000507
Total noninterest expense$22,058,000622
Salaries and employee benefits$13,010,000591
Premises and equipment expense$2,029,000660
Additional noninterest expense$5,374,000507
Pre-tax net operating income$4,298,0001,346
Securities gains (losses)$-62,0004,127
Applicable income taxes$973,0001,029
Income before extraordinary items$3,263,0001,465
Extraordinary gains, net$051
Net income$3,263,0001,482
Minority interest net income$081
Net income of bank and minority interests.$3,263,0001,465
Net charge-offs$-8,0003,857
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,311,9801,456
2023-03-31 (YTD Data)Rank
Total interest income$16,135,000717
Total interest expense$5,809,000540
Net interest income$10,326,000798
Provision for loan and lease losses$85,0001,377
Total noninterest income$1,962,000848
Gross Fiduciary activities income$0913
Service charges on deposit accounts$290,000890
Trading account gains and fees$097
Additional Noninterest Income$1,672,000684
Total noninterest expense$11,022,000638
Salaries and employee benefits$6,551,000605
Premises and equipment expense$1,007,000686
Additional noninterest expense$1,672,000684
Pre-tax net operating income$1,181,0002,097
Securities gains (losses)$-62,0004,290
Applicable income taxes$281,0001,446
Income before extraordinary items$838,0002,317
Extraordinary gains, net$04
Net income$838,0002,317
Minority interest net income$048
Net income of bank and minority interests.$838,0002,317
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$886,9802,288
2022-12-31 (YTD Data)Rank
Total interest income$52,835,000704
Total interest expense$9,359,000475
Net interest income$43,476,000764
Provision for loan and lease losses$1,928,000532
Total noninterest income$7,914,000889
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,240,000860
Trading account gains and fees$0116
Additional Noninterest Income$6,674,000738
Total noninterest expense$39,366,000682
Salaries and employee benefits$22,007,000675
Premises and equipment expense$3,394,000755
Additional noninterest expense$6,674,000738
Pre-tax net operating income$10,096,0001,276
Securities gains (losses)$6,106,00021
Applicable income taxes$3,986,000690
Income before extraordinary items$12,216,000955
Extraordinary gains, net$05
Net income$12,216,000956
Minority interest net income$063
Net income of bank and minority interests.$12,216,000956
Net charge-offs$4,0002,370
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,392,2601,409
2022-09-30 (YTD Data)Rank
Total interest income$37,316,000717
Total interest expense$5,151,000454
Net interest income$32,165,000753
Provision for loan and lease losses$1,712,000436
Total noninterest income$6,442,000853
Gross Fiduciary activities income$0968
Service charges on deposit accounts$934,000865
Trading account gains and fees$0111
Additional Noninterest Income$5,508,000710
Total noninterest expense$29,200,000682
Salaries and employee benefits$16,264,000691
Premises and equipment expense$2,841,000701
Additional noninterest expense$5,508,000710
Pre-tax net operating income$7,695,0001,241
Securities gains (losses)$0740
Applicable income taxes$1,711,000980
Income before extraordinary items$5,984,0001,295
Extraordinary gains, net$04
Net income$5,984,0001,294
Minority interest net income$057
Net income of bank and minority interests.$5,984,0001,295
Net charge-offs$-6,0003,455
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,984,0001,322
2022-06-30 (YTD Data)Rank
Total interest income$23,299,000726
Total interest expense$2,456,000483
Net interest income$20,843,000752
Provision for loan and lease losses$1,386,000332
Total noninterest income$4,663,000796
Gross Fiduciary activities income$0925
Service charges on deposit accounts$680,000801
Trading account gains and fees$0108
Additional Noninterest Income$3,983,000682
Total noninterest expense$18,109,000714
Salaries and employee benefits$9,792,000749
Premises and equipment expense$1,950,000682
Additional noninterest expense$6,367,000627
Pre-tax net operating income$6,011,0001,060
Securities gains (losses)$0687
Applicable income taxes$1,391,000826
Income before extraordinary items$4,620,0001,105
Extraordinary gains, net$04
Net income$4,620,0001,104
Minority interest net income$060
Net income of bank and minority interests.$4,620,0001,105
Net charge-offs$-5,0003,441
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,620,0001,132
2022-03-31 (YTD Data)Rank
Total interest income$11,204,000729
Total interest expense$1,072,000519
Net interest income$10,132,000746
Provision for loan and lease losses$332,000454
Total noninterest income$2,472,000774
Gross Fiduciary activities income$0892
Service charges on deposit accounts$363,000753
Trading account gains and fees$0103
Additional Noninterest Income$2,109,000670
Total noninterest expense$10,360,000632
Salaries and employee benefits$6,103,000613
Premises and equipment expense$1,079,000631
Additional noninterest expense$3,178,000624
Pre-tax net operating income$1,912,0001,394
Securities gains (losses)$0623
Applicable income taxes$377,0001,144
Income before extraordinary items$1,535,0001,430
Extraordinary gains, net$04
Net income$1,535,0001,430
Minority interest net income$050
Net income of bank and minority interests.$1,535,0001,430
Net charge-offs$3,0001,472
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,535,0001,446
2021-12-31 (YTD Data)Rank
Total interest income$42,311,000786
Total interest expense$5,998,000454
Net interest income$36,313,000840
Provision for loan and lease losses$1,191,000507
Total noninterest income$18,373,000545
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,270,000805
Trading account gains and fees$0132
Additional Noninterest Income$17,103,000469
Total noninterest expense$38,360,000675
Salaries and employee benefits$21,835,000665
Premises and equipment expense$3,352,000778
Additional noninterest expense$13,173,000615
Pre-tax net operating income$15,135,000929
Securities gains (losses)$30,0001,343
Applicable income taxes$2,934,000872
Income before extraordinary items$12,231,000989
Extraordinary gains, net$010
Net income$12,231,000990
Minority interest net income$074
Net income of bank and minority interests.$12,231,000990
Net charge-offs$-41,0004,063
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,206,700971
2021-09-30 (YTD Data)Rank
Total interest income$31,540,000807
Total interest expense$4,838,000450
Net interest income$26,702,000865
Provision for loan and lease losses$785,000559
Total noninterest income$12,970,000589
Gross Fiduciary activities income$0957
Service charges on deposit accounts$887,000841
Trading account gains and fees$0132
Additional Noninterest Income$12,083,000505
Total noninterest expense$27,780,000701
Salaries and employee benefits$16,464,000663
Premises and equipment expense$2,475,000802
Additional noninterest expense$8,841,000669
Pre-tax net operating income$11,107,000978
Securities gains (losses)$9,0001,653
Applicable income taxes$2,702,000795
Income before extraordinary items$8,414,0001,087
Extraordinary gains, net$08
Net income$8,414,0001,088
Minority interest net income$069
Net income of bank and minority interests.$8,414,0001,088
Net charge-offs$-39,0004,127
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,406,8901,074
2021-06-30 (YTD Data)Rank
Total interest income$20,281,000829
Total interest expense$3,511,000437
Net interest income$16,770,000893
Provision for loan and lease losses$575,000545
Total noninterest income$9,830,000538
Gross Fiduciary activities income$0951
Service charges on deposit accounts$531,000897
Trading account gains and fees$0133
Additional Noninterest Income$9,299,000459
Total noninterest expense$17,862,000725
Salaries and employee benefits$10,378,000710
Premises and equipment expense$1,634,000810
Additional noninterest expense$5,850,000660
Pre-tax net operating income$8,163,000899
Securities gains (losses)$-10,0004,648
Applicable income taxes$2,014,000755
Income before extraordinary items$6,139,0001,002
Extraordinary gains, net$06
Net income$6,139,0001,003
Minority interest net income$067
Net income of bank and minority interests.$6,139,0001,002
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,146,900980
2021-03-31 (YTD Data)Rank
Total interest income$10,081,000825
Total interest expense$1,799,000453
Net interest income$8,282,000897
Provision for loan and lease losses$263,000668
Total noninterest income$5,931,000482
Gross Fiduciary activities income$0922
Service charges on deposit accounts$228,000992
Trading account gains and fees$0127
Additional Noninterest Income$5,703,000409
Total noninterest expense$8,921,000720
Salaries and employee benefits$5,049,000723
Premises and equipment expense$846,000793
Additional noninterest expense$3,026,000634
Pre-tax net operating income$5,029,000764
Securities gains (losses)$-10,0004,668
Applicable income taxes$1,278,000630
Income before extraordinary items$3,741,000858
Extraordinary gains, net$03
Net income$3,741,000858
Minority interest net income$055
Net income of bank and minority interests.$3,741,000858
Net charge-offs$-6,0003,842
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,748,900833
2020-12-31 (YTD Data)Rank
Total interest income$39,837,000842
Total interest expense$9,587,000521
Net interest income$30,250,000917
Provision for loan and lease losses$1,062,0001,535
Total noninterest income$21,856,000472
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$883,0001,059
Trading account gains and fees$0133
Additional Noninterest Income$20,973,000394
Total noninterest expense$40,664,000620
Salaries and employee benefits$25,752,000553
Premises and equipment expense$3,015,000858
Additional noninterest expense$11,897,000633
Pre-tax net operating income$10,380,0001,031
Securities gains (losses)$746,000466
Applicable income taxes$2,717,000752
Income before extraordinary items$8,409,0001,104
Extraordinary gains, net$04
Net income$8,409,0001,103
Minority interest net income$072
Net income of bank and minority interests.$8,409,0001,104
Net charge-offs$44,0002,464
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,819,6601,130
2020-09-30 (YTD Data)Rank
Total interest income$29,464,000858
Total interest expense$7,484,000530
Net interest income$21,980,000927
Provision for loan and lease losses$632,0001,762
Total noninterest income$15,528,000470
Gross Fiduciary activities income$0981
Service charges on deposit accounts$641,0001,080
Trading account gains and fees$0125
Additional Noninterest Income$14,887,000387
Total noninterest expense$29,739,000619
Salaries and employee benefits$18,869,000552
Premises and equipment expense$2,260,000848
Additional noninterest expense$8,610,000640
Pre-tax net operating income$7,137,0001,058
Securities gains (losses)$147,0001,045
Applicable income taxes$1,776,000806
Income before extraordinary items$5,508,0001,183
Extraordinary gains, net$04
Net income$5,508,0001,182
Minority interest net income$065
Net income of bank and minority interests.$5,508,0001,183
Net charge-offs$32,0002,285
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,391,8701,160
2020-06-30 (YTD Data)Rank
Total interest income$19,783,000862
Total interest expense$5,183,000559
Net interest income$14,600,000935
Provision for loan and lease losses$181,0002,492
Total noninterest income$8,658,000504
Gross Fiduciary activities income$0970
Service charges on deposit accounts$432,0001,080
Trading account gains and fees$0123
Additional Noninterest Income$8,226,000404
Total noninterest expense$18,734,000649
Salaries and employee benefits$11,741,000579
Premises and equipment expense$1,488,000857
Additional noninterest expense$5,505,000650
Pre-tax net operating income$4,343,0001,096
Securities gains (losses)$88,0001,047
Applicable income taxes$1,070,000787
Income before extraordinary items$3,361,0001,200
Extraordinary gains, net$04
Net income$3,361,0001,200
Minority interest net income$065
Net income of bank and minority interests.$3,361,0001,200
Net charge-offs$11,0002,415
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,291,4801,187
2020-03-31 (YTD Data)Rank
Total interest income$10,002,000847
Total interest expense$2,674,000607
Net interest income$7,328,000928
Provision for loan and lease losses$182,0001,510
Total noninterest income$2,370,000734
Gross Fiduciary activities income$0941
Service charges on deposit accounts$274,0001,029
Trading account gains and fees$0106
Additional Noninterest Income$2,096,000579
Total noninterest expense$8,468,000728
Salaries and employee benefits$5,173,000670
Premises and equipment expense$757,000849
Additional noninterest expense$2,538,000711
Pre-tax net operating income$1,048,0001,763
Securities gains (losses)$88,000652
Applicable income taxes$233,0001,270
Income before extraordinary items$903,0001,805
Extraordinary gains, net$04
Net income$903,0001,805
Minority interest net income$056
Net income of bank and minority interests.$903,0001,805
Net charge-offs$1,0002,430
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$833,4801,877
2019-12-31 (YTD Data)Rank
Total interest income$38,663,000877
Total interest expense$10,144,000673
Net interest income$28,519,000938
Provision for loan and lease losses$-281,0005,065
Total noninterest income$7,718,000840
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,166,0001,012
Trading account gains and feesNANA
Additional Noninterest Income$6,552,000693
Total noninterest expense$30,036,000767
Salaries and employee benefits$18,463,000727
Premises and equipment expense$2,916,000880
Additional noninterest expense$8,657,000796
Pre-tax net operating income$6,482,0001,447
Securities gains (losses)$398,000425
Applicable income taxes$1,500,0001,105
Income before extraordinary items$5,380,0001,512
Extraordinary gains, net$011
Net income$5,380,0001,513
Minority interest net income$076
Net income of bank and minority interests.$5,380,0001,514
Net charge-offs$8,0003,387
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,065,5801,546
2019-09-30 (YTD Data)Rank
Total interest income$28,672,000889
Total interest expense$7,406,000694
Net interest income$21,266,000950
Provision for loan and lease losses$-182,0005,132
Total noninterest income$5,067,000919
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$878,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$4,189,000758
Total noninterest expense$21,451,000790
Salaries and employee benefits$13,116,000756
Premises and equipment expense$2,173,000882
Additional noninterest expense$6,162,000827
Pre-tax net operating income$5,064,0001,418
Securities gains (losses)$118,000721
Applicable income taxes$1,174,0001,111
Income before extraordinary items$4,008,0001,549
Extraordinary gains, net$011
Net income$4,008,0001,551
Minority interest net income$072
Net income of bank and minority interests.$4,008,0001,551
Net charge-offs$15,0002,825
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,914,7801,544
2019-06-30 (YTD Data)Rank
Total interest income$19,079,000886
Total interest expense$4,656,000722
Net interest income$14,423,000929
Provision for loan and lease losses$120,0002,025
Total noninterest income$2,866,000999
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$581,000990
Trading account gains and feesNANA
Additional Noninterest Income$2,285,000845
Total noninterest expense$14,053,000805
Salaries and employee benefits$8,284,000785
Premises and equipment expense$1,451,000880
Additional noninterest expense$4,318,000799
Pre-tax net operating income$3,116,0001,506
Securities gains (losses)$66,000654
Applicable income taxes$682,0001,186
Income before extraordinary items$2,500,0001,604
Extraordinary gains, net$011
Net income$2,500,0001,605
Minority interest net income$069
Net income of bank and minority interests.$2,500,0001,605
Net charge-offs$2,0002,996
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,447,8601,601
2019-03-31 (YTD Data)Rank
Total interest income$9,294,000902
Total interest expense$2,118,000765
Net interest income$7,176,000934
Provision for loan and lease losses$22,0002,710
Total noninterest income$1,324,0001,021
Gross Fiduciary activities income$0972
Service charges on deposit accounts$280,0001,013
Trading account gains and feesNANA
Additional Noninterest Income$1,044,000881
Total noninterest expense$7,225,000786
Salaries and employee benefits$4,394,000746
Premises and equipment expense$756,000852
Additional noninterest expense$2,075,000818
Pre-tax net operating income$1,253,0001,755
Securities gains (losses)$01,087
Applicable income taxes$248,0001,418
Income before extraordinary items$1,005,0001,861
Extraordinary gains, net$05
Net income$1,005,0001,859
Minority interest net income$052
Net income of bank and minority interests.$1,005,0001,860
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,005,0001,841
2018-12-31 (YTD Data)Rank
Total interest income$33,478,000939
Total interest expense$5,705,000822
Net interest income$27,773,000945
Provision for loan and lease losses$-254,0005,250
Total noninterest income$5,300,0001,055
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,270,000942
Trading account gains and feesNANA
Additional Noninterest Income$4,030,000910
Total noninterest expense$27,267,000808
Salaries and employee benefits$16,047,000783
Premises and equipment expense$2,982,000844
Additional noninterest expense$8,238,000827
Pre-tax net operating income$6,060,0001,497
Securities gains (losses)$01,125
Applicable income taxes$1,369,0001,117
Income before extraordinary items$4,691,0001,667
Extraordinary gains, net$06
Net income$4,691,0001,666
Minority interest net income$072
Net income of bank and minority interests.$4,691,0001,666
Net charge-offs$12,0003,283
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,691,0001,663
2018-09-30 (YTD Data)Rank
Total interest income$24,345,000951
Total interest expense$3,857,000853
Net interest income$20,488,000954
Provision for loan and lease losses$-86,0005,276
Total noninterest income$3,966,0001,064
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$948,000949
Trading account gains and feesNANA
Additional Noninterest Income$3,018,000921
Total noninterest expense$20,052,000819
Salaries and employee benefits$11,881,000791
Premises and equipment expense$2,259,000832
Additional noninterest expense$5,912,000837
Pre-tax net operating income$4,488,0001,535
Securities gains (losses)$01,118
Applicable income taxes$998,0001,167
Income before extraordinary items$3,490,0001,688
Extraordinary gains, net$05
Net income$3,490,0001,687
Minority interest net income$066
Net income of bank and minority interests.$3,490,0001,687
Net charge-offs$14,0002,857
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,490,0001,676
2018-06-30 (YTD Data)Rank
Total interest income$15,657,000966
Total interest expense$2,271,000883
Net interest income$13,386,000961
Provision for loan and lease losses$03,782
Total noninterest income$2,554,0001,083
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$630,000948
Trading account gains and feesNANA
Additional Noninterest Income$1,924,000962
Total noninterest expense$13,467,000823
Salaries and employee benefits$7,964,000797
Premises and equipment expense$1,559,000807
Additional noninterest expense$3,944,000838
Pre-tax net operating income$2,473,0001,777
Securities gains (losses)$0961
Applicable income taxes$532,0001,363
Income before extraordinary items$1,941,0001,927
Extraordinary gains, net$06
Net income$1,941,0001,925
Minority interest net income$065
Net income of bank and minority interests.$1,941,0001,926
Net charge-offs$11,0002,549
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,941,0001,920
2018-03-31 (YTD Data)Rank
Total interest income$7,722,000970
Total interest expense$1,042,000915
Net interest income$6,680,000963
Provision for loan and lease losses$03,508
Total noninterest income$1,193,0001,124
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$307,000968
Trading account gains and feesNANA
Additional Noninterest Income$886,0001,003
Total noninterest expense$6,637,000837
Salaries and employee benefits$3,883,000817
Premises and equipment expense$803,000792
Additional noninterest expense$1,951,000832
Pre-tax net operating income$1,236,0001,750
Securities gains (losses)$0735
Applicable income taxes$266,0001,321
Income before extraordinary items$970,0001,882
Extraordinary gains, net$07
Net income$970,0001,881
Minority interest net income$052
Net income of bank and minority interests.$970,0001,882
Net charge-offs$8,0002,040
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$970,0001,870
2017-12-31 (YTD Data)Rank
Total interest income$29,959,000960
Total interest expense$3,535,000926
Net interest income$26,424,000951
Provision for loan and lease losses$469,0001,517
Total noninterest income$5,161,0001,095
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,214,000999
Trading account gains and feesNANA
Additional Noninterest Income$3,947,000962
Total noninterest expense$25,666,000849
Salaries and employee benefits$14,685,000835
Premises and equipment expense$2,998,000823
Additional noninterest expense$7,983,000831
Pre-tax net operating income$5,450,0001,590
Securities gains (losses)$02,243
Applicable income taxes$3,071,000945
Income before extraordinary items$2,379,0002,399
Extraordinary gains, net$09
Net income$2,379,0002,399
Minority interest net income$076
Net income of bank and minority interests.$2,379,0002,399
Net charge-offs$292,0001,504
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,379,0002,385
2017-09-30 (YTD Data)Rank
Total interest income$22,339,000962
Total interest expense$2,571,000937
Net interest income$19,768,000952
Provision for loan and lease losses$654,000973
Total noninterest income$3,685,0001,147
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$883,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$2,802,0001,026
Total noninterest expense$19,005,000857
Salaries and employee benefits$10,814,000848
Premises and equipment expense$2,225,000832
Additional noninterest expense$5,966,000824
Pre-tax net operating income$3,794,0001,718
Securities gains (losses)$02,274
Applicable income taxes$1,247,0001,269
Income before extraordinary items$2,547,0002,002
Extraordinary gains, net$09
Net income$2,547,0002,001
Minority interest net income$071
Net income of bank and minority interests.$2,547,0002,002
Net charge-offs$253,0001,231
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,547,0001,970
2017-06-30 (YTD Data)Rank
Total interest income$14,684,000969
Total interest expense$1,695,000928
Net interest income$12,989,000965
Provision for loan and lease losses$480,000884
Total noninterest income$2,349,0001,180
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$581,0001,034
Trading account gains and fees$0139
Additional Noninterest Income$1,768,0001,064
Total noninterest expense$12,699,000859
Salaries and employee benefits$7,094,000862
Premises and equipment expense$1,525,000823
Additional noninterest expense$4,080,000811
Pre-tax net operating income$2,159,0001,913
Securities gains (losses)$01,906
Applicable income taxes$682,0001,429
Income before extraordinary items$1,477,0002,178
Extraordinary gains, net$011
Net income$1,477,0002,179
Minority interest net income$071
Net income of bank and minority interests.$1,477,0002,179
Net charge-offs$258,000912
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,477,0002,150
2017-03-31 (YTD Data)Rank
Total interest income$7,215,000982
Total interest expense$855,000893
Net interest income$6,360,000978
Provision for loan and lease losses$320,000643
Total noninterest income$1,144,0001,197
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$279,0001,069
Trading account gains and fees$0142
Additional Noninterest Income$865,0001,067
Total noninterest expense$6,389,000856
Salaries and employee benefits$3,584,000860
Premises and equipment expense$792,000799
Additional noninterest expense$2,013,000814
Pre-tax net operating income$795,0002,295
Securities gains (losses)$01,153
Applicable income taxes$215,0001,799
Income before extraordinary items$580,0002,518
Extraordinary gains, net$08
Net income$580,0002,517
Minority interest net income$055
Net income of bank and minority interests.$580,0002,518
Net charge-offs$208,000583
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$580,0002,495
2016-12-31 (YTD Data)Rank
Total interest income$27,924,000977
Total interest expense$3,480,000846
Net interest income$24,444,000994
Provision for loan and lease losses$1,401,000681
Total noninterest income$4,973,0001,152
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,186,0001,028
Trading account gains and fees$0170
Additional Noninterest Income$3,787,0001,022
Total noninterest expense$25,613,000831
Salaries and employee benefits$14,743,000813
Premises and equipment expense$2,918,000844
Additional noninterest expense$7,952,000836
Pre-tax net operating income$2,403,0002,743
Securities gains (losses)$146,0001,071
Applicable income taxes$782,0001,866
Income before extraordinary items$1,767,0002,994
Extraordinary gains, net$05
Net income$1,767,0002,993
Minority interest net income$082
Net income of bank and minority interests.$1,767,0002,993
Net charge-offs$1,165,000585
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,666,2603,048
2016-09-30 (YTD Data)Rank
Total interest income$20,929,000973
Total interest expense$2,585,000853
Net interest income$18,344,000990
Provision for loan and lease losses$916,000731
Total noninterest income$3,740,0001,150
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$886,0001,035
Trading account gains and fees$0169
Additional Noninterest Income$2,854,0001,032
Total noninterest expense$18,795,000847
Salaries and employee benefits$10,603,000826
Premises and equipment expense$2,202,000845
Additional noninterest expense$5,990,000832
Pre-tax net operating income$2,373,0002,344
Securities gains (losses)$146,000999
Applicable income taxes$750,0001,683
Income before extraordinary items$1,769,0002,534
Extraordinary gains, net$05
Net income$1,769,0002,535
Minority interest net income$071
Net income of bank and minority interests.$1,769,0002,535
Net charge-offs$970,000488
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,666,8002,576
2016-06-30 (YTD Data)Rank
Total interest income$13,962,000970
Total interest expense$1,696,000859
Net interest income$12,266,000988
Provision for loan and lease losses$480,000883
Total noninterest income$2,337,0001,187
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$589,0001,024
Trading account gains and fees$0157
Additional Noninterest Income$1,748,0001,071
Total noninterest expense$12,553,000843
Salaries and employee benefits$7,034,000840
Premises and equipment expense$1,498,000835
Additional noninterest expense$4,021,000826
Pre-tax net operating income$1,570,0002,324
Securities gains (losses)$123,000835
Applicable income taxes$476,0001,712
Income before extraordinary items$1,217,0002,469
Extraordinary gains, net$016
Net income$1,217,0002,468
Minority interest net income$071
Net income of bank and minority interests.$1,217,0002,468
Net charge-offs$552,000558
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,128,4402,523
2016-03-31 (YTD Data)Rank
Total interest income$6,987,000963
Total interest expense$836,000869
Net interest income$6,151,000972
Provision for loan and lease losses$65,0001,911
Total noninterest income$1,080,0001,226
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$289,0001,036
Trading account gains and fees$0142
Additional Noninterest Income$791,0001,107
Total noninterest expense$6,226,000850
Salaries and employee benefits$3,577,000825
Premises and equipment expense$745,000851
Additional noninterest expense$1,904,000857
Pre-tax net operating income$940,0002,016
Securities gains (losses)$106,000504
Applicable income taxes$317,0001,421
Income before extraordinary items$729,0002,142
Extraordinary gains, net$012
Net income$729,0002,142
Minority interest net income$062
Net income of bank and minority interests.$729,0002,142
Net charge-offs$66,0001,265
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$654,8002,260
2015-12-31 (YTD Data)Rank
Total interest income$27,659,000947
Total interest expense$3,453,000810
Net interest income$24,206,000953
Provision for loan and lease losses$138,0002,729
Total noninterest income$4,570,0001,196
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,229,0001,016
Trading account gains and fees$0159
Additional Noninterest Income$3,341,0001,081
Total noninterest expense$25,076,000828
Salaries and employee benefits$13,961,000819
Premises and equipment expense$3,108,000791
Additional noninterest expense$8,007,000818
Pre-tax net operating income$3,562,0002,042
Securities gains (losses)$363,000470
Applicable income taxes$1,224,0001,409
Income before extraordinary items$2,701,0002,211
Extraordinary gains, net$023
Net income$2,701,0002,211
Minority interest net income$081
Net income of bank and minority interests.$2,701,0002,212
Net charge-offs$978,000704
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,450,5302,339
2015-09-30 (YTD Data)Rank
Total interest income$20,702,000951
Total interest expense$2,601,000814
Net interest income$18,101,000959
Provision for loan and lease losses$5,0004,130
Total noninterest income$3,461,0001,194
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$909,0001,027
Trading account gains and fees$0153
Additional Noninterest Income$2,552,0001,089
Total noninterest expense$18,670,000839
Salaries and employee benefits$10,296,000838
Premises and equipment expense$2,363,000797
Additional noninterest expense$6,011,000822
Pre-tax net operating income$2,887,0001,968
Securities gains (losses)$363,000409
Applicable income taxes$1,049,0001,328
Income before extraordinary items$2,201,0002,106
Extraordinary gains, net$021
Net income$2,201,0002,107
Minority interest net income$078
Net income of bank and minority interests.$2,201,0002,107
Net charge-offs$300,0001,195
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,954,1602,269
2015-06-30 (YTD Data)Rank
Total interest income$13,782,000942
Total interest expense$1,726,000824
Net interest income$12,056,000949
Provision for loan and lease losses$7,0003,867
Total noninterest income$2,255,0001,225
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$611,0001,002
Trading account gains and fees$0157
Additional Noninterest Income$1,644,0001,116
Total noninterest expense$12,652,000823
Salaries and employee benefits$6,889,000842
Premises and equipment expense$1,620,000775
Additional noninterest expense$4,143,000796
Pre-tax net operating income$1,652,0002,187
Securities gains (losses)$211,000515
Applicable income taxes$605,0001,466
Income before extraordinary items$1,258,0002,356
Extraordinary gains, net$022
Net income$1,258,0002,358
Minority interest net income$075
Net income of bank and minority interests.$1,258,0002,358
Net charge-offs$87,0001,850
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,114,5202,500
2015-03-31 (YTD Data)Rank
Total interest income$6,874,000937
Total interest expense$860,000827
Net interest income$6,014,000943
Provision for loan and lease losses$-1,0006,062
Total noninterest income$1,034,0001,258
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$288,0001,043
Trading account gains and fees$0152
Additional Noninterest Income$746,0001,150
Total noninterest expense$6,316,000831
Salaries and employee benefits$3,480,000833
Premises and equipment expense$845,000754
Additional noninterest expense$1,991,000819
Pre-tax net operating income$733,0002,344
Securities gains (losses)$211,000347
Applicable income taxes$312,0001,405
Income before extraordinary items$632,0002,306
Extraordinary gains, net$013
Net income$632,0002,307
Minority interest net income$064
Net income of bank and minority interests.$632,0002,307
Net charge-offs$40,0001,719
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$490,6302,681
2014-12-31 (YTD Data)Rank
Total interest income$27,867,000910
Total interest expense$3,365,000887
Net interest income$24,502,000896
Provision for loan and lease losses$3,281,000299
Total noninterest income$4,573,0001,172
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,321,0001,007
Trading account gains and fees$0180
Additional Noninterest Income$3,252,0001,040
Total noninterest expense$24,202,000830
Salaries and employee benefits$12,949,000842
Premises and equipment expense$2,721,000895
Additional noninterest expense$8,532,000770
Pre-tax net operating income$1,592,0003,367
Securities gains (losses)$20,0002,325
Applicable income taxes$465,0002,265
Income before extraordinary items$1,147,0003,715
Extraordinary gains, net$017
Net income$1,147,0003,716
Minority interest net income$084
Net income of bank and minority interests.$1,147,0003,717
Net charge-offs$2,140,000471
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,132,8003,684
2014-09-30 (YTD Data)Rank
Total interest income$20,869,000909
Total interest expense$2,528,000899
Net interest income$18,341,000904
Provision for loan and lease losses$2,061,000344
Total noninterest income$3,257,0001,216
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$992,0001,003
Trading account gains and fees$0174
Additional Noninterest Income$2,265,0001,103
Total noninterest expense$17,629,000854
Salaries and employee benefits$9,813,000836
Premises and equipment expense$1,984,000923
Additional noninterest expense$5,832,000843
Pre-tax net operating income$1,908,0002,602
Securities gains (losses)$20,0002,024
Applicable income taxes$601,0001,794
Income before extraordinary items$1,327,0002,968
Extraordinary gains, net$015
Net income$1,327,0002,968
Minority interest net income$081
Net income of bank and minority interests.$1,327,0002,969
Net charge-offs$2,101,000358
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,313,2002,925
2014-06-30 (YTD Data)Rank
Total interest income$13,854,000913
Total interest expense$1,699,000894
Net interest income$12,155,000902
Provision for loan and lease losses$223,0001,554
Total noninterest income$2,128,0001,229
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$660,000997
Trading account gains and fees$0172
Additional Noninterest Income$1,468,0001,111
Total noninterest expense$11,619,000860
Salaries and employee benefits$6,472,000840
Premises and equipment expense$1,345,000917
Additional noninterest expense$3,802,000853
Pre-tax net operating income$2,441,0001,531
Securities gains (losses)$20,0001,654
Applicable income taxes$852,0001,087
Income before extraordinary items$1,609,0001,865
Extraordinary gains, net$020
Net income$1,609,0001,869
Minority interest net income$080
Net income of bank and minority interests.$1,609,0001,868
Net charge-offs$140,0001,900
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,596,0001,831
2014-03-31 (YTD Data)Rank
Total interest income$6,902,000916
Total interest expense$853,000901
Net interest income$6,049,000903
Provision for loan and lease losses$189,0001,043
Total noninterest income$1,055,0001,199
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$316,0001,016
Trading account gains and fees$0147
Additional Noninterest Income$739,0001,077
Total noninterest expense$5,778,000871
Salaries and employee benefits$3,259,000850
Premises and equipment expense$683,000923
Additional noninterest expense$1,836,000867
Pre-tax net operating income$1,137,0001,583
Securities gains (losses)$01,715
Applicable income taxes$381,0001,124
Income before extraordinary items$756,0001,895
Extraordinary gains, net$016
Net income$756,0001,898
Minority interest net income$066
Net income of bank and minority interests.$756,0001,898
Net charge-offs$83,0001,496
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$756,0001,855
2013-12-31 (YTD Data)Rank
Total interest income$28,039,000895
Total interest expense$3,970,000853
Net interest income$24,069,000890
Provision for loan and lease losses$66,0004,034
Total noninterest income$5,197,0001,098
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,479,000935
Trading account gains and fees$0184
Additional Noninterest Income$3,718,000992
Total noninterest expense$23,476,000873
Salaries and employee benefits$13,419,000806
Premises and equipment expense$2,485,000971
Additional noninterest expense$7,572,000896
Pre-tax net operating income$5,724,0001,284
Securities gains (losses)$1,0003,056
Applicable income taxes$2,053,000884
Income before extraordinary items$3,672,0001,617
Extraordinary gains, net$029
Net income$3,672,0001,620
Minority interest net income$090
Net income of bank and minority interests.$3,672,0001,621
Net charge-offs$1,022,0001,252
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,671,3601,580
2013-09-30 (YTD Data)Rank
Total interest income$21,020,000903
Total interest expense$3,059,000858
Net interest income$17,961,000904
Provision for loan and lease losses$3,0004,879
Total noninterest income$3,874,0001,125
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,102,000936
Trading account gains and fees$0180
Additional Noninterest Income$2,772,0001,026
Total noninterest expense$17,527,000877
Salaries and employee benefits$10,009,000808
Premises and equipment expense$1,908,000961
Additional noninterest expense$5,610,000909
Pre-tax net operating income$4,305,0001,301
Securities gains (losses)$03,040
Applicable income taxes$1,542,000910
Income before extraordinary items$2,763,0001,625
Extraordinary gains, net$025
Net income$2,763,0001,627
Minority interest net income$084
Net income of bank and minority interests.$2,763,0001,629
Net charge-offs$485,0001,621
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,763,0001,584
2013-06-30 (YTD Data)Rank
Total interest income$14,018,000896
Total interest expense$2,099,000854
Net interest income$11,919,000894
Provision for loan and lease losses$04,788
Total noninterest income$2,858,0001,058
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$724,000935
Trading account gains and fees$0157
Additional Noninterest Income$2,134,000944
Total noninterest expense$11,671,000879
Salaries and employee benefits$6,687,000814
Premises and equipment expense$1,351,000899
Additional noninterest expense$3,633,000935
Pre-tax net operating income$3,106,0001,194
Securities gains (losses)$02,791
Applicable income taxes$1,123,000854
Income before extraordinary items$1,983,0001,529
Extraordinary gains, net$022
Net income$1,983,0001,532
Minority interest net income$082
Net income of bank and minority interests.$1,983,0001,534
Net charge-offs$256,0001,846
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,983,0001,464
2013-03-31 (YTD Data)Rank
Total interest income$7,068,000887
Total interest expense$1,071,000867
Net interest income$5,997,000897
Provision for loan and lease losses$04,409
Total noninterest income$1,504,0001,021
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$346,000960
Trading account gains and fees$0148
Additional Noninterest Income$1,158,000885
Total noninterest expense$5,910,000868
Salaries and employee benefits$3,307,000830
Premises and equipment expense$755,000826
Additional noninterest expense$1,848,000919
Pre-tax net operating income$1,591,0001,148
Securities gains (losses)$01,966
Applicable income taxes$570,000811
Income before extraordinary items$1,021,0001,448
Extraordinary gains, net$010
Net income$1,021,0001,450
Minority interest net income$076
Net income of bank and minority interests.$1,021,0001,450
Net charge-offs$106,0001,848
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,021,0001,393
2012-12-31 (YTD Data)Rank
Total interest income$29,375,000890
Total interest expense$5,166,000874
Net interest income$24,209,000896
Provision for loan and lease losses$1,094,0001,678
Total noninterest income$6,191,000981
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,530,000931
Trading account gains and fees$0166
Additional Noninterest Income$4,661,000855
Total noninterest expense$23,715,000848
Salaries and employee benefits$12,893,000815
Premises and equipment expense$2,562,000932
Additional noninterest expense$8,260,000851
Pre-tax net operating income$5,591,0001,244
Securities gains (losses)$390,0001,137
Applicable income taxes$1,943,000901
Income before extraordinary items$4,038,0001,447
Extraordinary gains, net$029
Net income$4,038,0001,448
Minority interest net income$093
Net income of bank and minority interests.$4,038,0001,448
Net charge-offs$1,056,0001,768
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,772,8001,432
2012-09-30 (YTD Data)Rank
Total interest income$22,045,000908
Total interest expense$4,012,000880
Net interest income$18,033,000913
Provision for loan and lease losses$295,0003,000
Total noninterest income$4,443,0001,013
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,141,000944
Trading account gains and fees$0157
Additional Noninterest Income$3,302,000874
Total noninterest expense$17,498,000855
Salaries and employee benefits$9,599,000815
Premises and equipment expense$1,785,0001,003
Additional noninterest expense$6,114,000860
Pre-tax net operating income$4,683,0001,146
Securities gains (losses)$379,000924
Applicable income taxes$1,688,000817
Income before extraordinary items$3,374,0001,337
Extraordinary gains, net$020
Net income$3,374,0001,338
Minority interest net income$086
Net income of bank and minority interests.$3,374,0001,338
Net charge-offs$848,0001,611
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,120,0701,355
2012-06-30 (YTD Data)Rank
Total interest income$14,760,000904
Total interest expense$2,744,000887
Net interest income$12,016,000913
Provision for loan and lease losses$291,0002,502
Total noninterest income$2,841,0001,027
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$767,000923
Trading account gains and fees$0153
Additional Noninterest Income$2,074,000889
Total noninterest expense$11,631,000851
Salaries and employee benefits$6,370,000819
Premises and equipment expense$1,180,0001,006
Additional noninterest expense$4,081,000848
Pre-tax net operating income$2,935,0001,218
Securities gains (losses)$371,000727
Applicable income taxes$1,092,000832
Income before extraordinary items$2,214,0001,342
Extraordinary gains, net$019
Net income$2,214,0001,342
Minority interest net income$084
Net income of bank and minority interests.$2,214,0001,342
Net charge-offs$481,0001,818
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,965,4301,418
2012-03-31 (YTD Data)Rank
Total interest income$7,402,000908
Total interest expense$1,405,000904
Net interest income$5,997,000916
Provision for loan and lease losses$2,0005,167
Total noninterest income$1,259,0001,113
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$364,000966
Trading account gains and fees$0148
Additional Noninterest Income$895,000991
Total noninterest expense$5,696,000873
Salaries and employee benefits$3,286,000783
Premises and equipment expense$605,000992
Additional noninterest expense$1,805,000937
Pre-tax net operating income$1,558,0001,127
Securities gains (losses)$02,210
Applicable income taxes$513,000864
Income before extraordinary items$1,045,0001,392
Extraordinary gains, net$019
Net income$1,045,0001,393
Minority interest net income$078
Net income of bank and minority interests.$1,045,0001,393
Net charge-offs$315,0001,443
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,045,0001,317
2011-12-31 (YTD Data)Rank
Total interest income$31,067,000899
Total interest expense$6,819,000884
Net interest income$24,248,000897
Provision for loan and lease losses$1,103,0002,270
Total noninterest income$4,740,0001,083
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,445,0001,023
Trading account gains and fees$0146
Additional Noninterest Income$3,295,000972
Total noninterest expense$23,432,000847
Salaries and employee benefits$12,561,000785
Premises and equipment expense$2,512,000992
Additional noninterest expense$8,359,000853
Pre-tax net operating income$4,453,0001,311
Securities gains (losses)$597,000694
Applicable income taxes$1,518,000986
Income before extraordinary items$3,532,0001,390
Extraordinary gains, net$029
Net income$3,532,0001,390
Minority interest net income$096
Net income of bank and minority interests.$3,532,0001,390
Net charge-offs$1,306,0002,052
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,114,1001,482
2011-09-30 (YTD Data)Rank
Total interest income$23,525,000905
Total interest expense$5,281,000890
Net interest income$18,244,000908
Provision for loan and lease losses$547,0002,750
Total noninterest income$3,432,0001,128
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,072,0001,038
Trading account gains and fees$0145
Additional Noninterest Income$2,360,0001,000
Total noninterest expense$17,989,000827
Salaries and employee benefits$9,483,000784
Premises and equipment expense$1,852,0001,024
Additional noninterest expense$6,654,000806
Pre-tax net operating income$3,140,0001,440
Securities gains (losses)$597,000566
Applicable income taxes$1,137,000987
Income before extraordinary items$2,600,0001,465
Extraordinary gains, net$021
Net income$2,600,0001,466
Minority interest net income$087
Net income of bank and minority interests.$2,600,0001,466
Net charge-offs$994,0001,898
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,182,1001,629
2011-06-30 (YTD Data)Rank
Total interest income$15,788,000910
Total interest expense$3,590,000913
Net interest income$12,198,000912
Provision for loan and lease losses$-33,0007,392
Total noninterest income$2,243,0001,136
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$706,0001,037
Trading account gains and fees$0153
Additional Noninterest Income$1,537,000999
Total noninterest expense$12,059,000830
Salaries and employee benefits$6,328,000789
Premises and equipment expense$1,215,0001,052
Additional noninterest expense$4,516,000795
Pre-tax net operating income$2,415,0001,233
Securities gains (losses)$46,0001,647
Applicable income taxes$766,000956
Income before extraordinary items$1,695,0001,450
Extraordinary gains, net$015
Net income$1,695,0001,450
Minority interest net income$089
Net income of bank and minority interests.$1,695,0001,450
Net charge-offs$316,0002,632
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,663,2601,414
2011-03-31 (YTD Data)Rank
Total interest income$7,840,000928
Total interest expense$1,808,000937
Net interest income$6,032,000923
Provision for loan and lease losses$2,0005,755
Total noninterest income$889,0001,323
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$331,0001,094
Trading account gains and fees$0158
Additional Noninterest Income$558,0001,260
Total noninterest expense$5,997,000836
Salaries and employee benefits$3,217,000786
Premises and equipment expense$611,0001,065
Additional noninterest expense$2,169,000820
Pre-tax net operating income$922,0001,563
Securities gains (losses)$01,772
Applicable income taxes$272,0001,211
Income before extraordinary items$650,0001,794
Extraordinary gains, net$09
Net income$650,0001,793
Minority interest net income$086
Net income of bank and minority interests.$650,0001,794
Net charge-offs$230,0001,995
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$650,0001,742
2010-12-31 (YTD Data)Rank
Total interest income$32,377,000948
Total interest expense$8,749,000953
Net interest income$23,628,000935
Provision for loan and lease losses$-243,0007,620
Total noninterest income$5,256,0001,050
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,697,000889
Trading account gains and fees$0175
Additional Noninterest Income$3,559,000937
Total noninterest expense$23,224,000866
Salaries and employee benefits$12,199,000813
Premises and equipment expense$2,122,0001,219
Additional noninterest expense$8,903,000833
Pre-tax net operating income$5,903,000884
Securities gains (losses)$-75,0007,196
Applicable income taxes$1,955,000746
Income before extraordinary items$3,873,0001,123
Extraordinary gains, net$029
Net income$3,873,0001,124
Minority interest net income$0111
Net income of bank and minority interests.$3,873,0001,126
Net charge-offs$745,0003,086
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,922,5001,061
2010-09-30 (YTD Data)Rank
Total interest income$24,547,000953
Total interest expense$6,806,000952
Net interest income$17,741,000937
Provision for loan and lease losses$262,0004,525
Total noninterest income$3,602,0001,104
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,331,000885
Trading account gains and fees$0165
Additional Noninterest Income$2,271,0001,012
Total noninterest expense$16,823,000882
Salaries and employee benefits$8,993,000813
Premises and equipment expense$1,592,0001,230
Additional noninterest expense$6,238,000868
Pre-tax net operating income$4,258,000960
Securities gains (losses)$-75,0007,371
Applicable income taxes$1,404,000780
Income before extraordinary items$2,779,0001,213
Extraordinary gains, net$023
Net income$2,779,0001,217
Minority interest net income$0110
Net income of bank and minority interests.$2,779,0001,217
Net charge-offs$546,0002,956
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,828,5001,138
2010-06-30 (YTD Data)Rank
Total interest income$16,430,000956
Total interest expense$4,664,000961
Net interest income$11,766,000947
Provision for loan and lease losses$262,0003,826
Total noninterest income$2,245,0001,132
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$908,000868
Trading account gains and fees$0152
Additional Noninterest Income$1,337,0001,065
Total noninterest expense$10,984,000902
Salaries and employee benefits$5,779,000840
Premises and equipment expense$1,082,0001,227
Additional noninterest expense$4,123,000871
Pre-tax net operating income$2,765,000980
Securities gains (losses)$50,0001,887
Applicable income taxes$942,000759
Income before extraordinary items$1,873,0001,192
Extraordinary gains, net$019
Net income$1,873,0001,193
Minority interest net income$0105
Net income of bank and minority interests.$1,873,0001,193
Net charge-offs$172,0003,691
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,839,5001,168
2010-03-31 (YTD Data)Rank
Total interest income$8,263,000969
Total interest expense$2,434,000964
Net interest income$5,829,000967
Provision for loan and lease losses$101,0003,928
Total noninterest income$1,016,0001,217
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$423,000925
Trading account gains and fees$0175
Additional Noninterest Income$593,0001,136
Total noninterest expense$5,332,000933
Salaries and employee benefits$2,842,000870
Premises and equipment expense$543,0001,258
Additional noninterest expense$1,947,000915
Pre-tax net operating income$1,412,000956
Securities gains (losses)$21,0001,498
Applicable income taxes$482,000726
Income before extraordinary items$951,0001,147
Extraordinary gains, net$016
Net income$951,0001,148
Minority interest net income$091
Net income of bank and minority interests.$951,0001,149
Net charge-offs$184,0002,523
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$937,1401,138
2009-12-31 (YTD Data)Rank
Total interest income$34,831,000969
Total interest expense$12,530,000946
Net interest income$22,301,000975
Provision for loan and lease losses$3,053,0001,960
Total noninterest income$4,958,0001,110
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,805,000962
Trading account gains and fees$0211
Additional Noninterest Income$3,153,0001,011
Total noninterest expense$23,506,000896
Salaries and employee benefits$11,889,000817
Premises and equipment expense$2,293,0001,183
Additional noninterest expense$9,324,000858
Pre-tax net operating income$700,0003,556
Securities gains (losses)$64,0002,461
Applicable income taxes$-9,0006,236
Income before extraordinary items$773,0003,195
Extraordinary gains, net$034
Net income$773,0003,194
Minority interest net income$0115
Net income of bank and minority interests.$773,0003,194
Net charge-offs$2,119,0001,966
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$709,0003,277
2009-09-30 (YTD Data)Rank
Total interest income$26,174,000988
Total interest expense$9,826,000951
Net interest income$16,348,0001,004
Provision for loan and lease losses$1,761,0002,058
Total noninterest income$3,734,0001,112
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,333,000974
Trading account gains and fees$0212
Additional Noninterest Income$2,401,0001,011
Total noninterest expense$17,321,000907
Salaries and employee benefits$8,935,000832
Premises and equipment expense$1,774,0001,169
Additional noninterest expense$6,612,000852
Pre-tax net operating income$1,000,0002,735
Securities gains (losses)$64,0002,133
Applicable income taxes$266,0002,053
Income before extraordinary items$798,0002,866
Extraordinary gains, net$027
Net income$798,0002,862
Minority interest net income$0118
Net income of bank and minority interests.$798,0002,866
Net charge-offs$1,408,0001,830
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$750,0002,912
2009-06-30 (YTD Data)Rank
Total interest income$17,525,0001,000
Total interest expense$6,759,000971
Net interest income$10,766,0001,010
Provision for loan and lease losses$937,0002,152
Total noninterest income$2,390,0001,157
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$853,000991
Trading account gains and fees$0193
Additional Noninterest Income$1,537,0001,070
Total noninterest expense$11,382,000945
Salaries and employee benefits$6,111,000831
Premises and equipment expense$1,239,0001,132
Additional noninterest expense$4,032,000952
Pre-tax net operating income$837,0002,435
Securities gains (losses)$2,0002,937
Applicable income taxes$226,0001,831
Income before extraordinary items$613,0002,734
Extraordinary gains, net$021
Net income$613,0002,732
Minority interest net income$0112
Net income of bank and minority interests.$613,0002,734
Net charge-offs$673,0002,020
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$611,5402,652
2009-03-31 (YTD Data)Rank
Total interest income$8,739,0001,015
Total interest expense$3,449,000993
Net interest income$5,290,0001,020
Provision for loan and lease losses$216,0002,751
Total noninterest income$1,107,0001,177
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$404,0001,021
Trading account gains and fees$0171
Additional Noninterest Income$703,0001,112
Total noninterest expense$5,686,000889
Salaries and employee benefits$3,090,000821
Premises and equipment expense$669,0001,062
Additional noninterest expense$1,927,000854
Pre-tax net operating income$495,0002,398
Securities gains (losses)$2,0002,230
Applicable income taxes$139,0001,836
Income before extraordinary items$358,0002,775
Extraordinary gains, net$015
Net income$358,0002,773
Minority interest net income$0102
Net income of bank and minority interests.$358,0002,776
Net charge-offs$236,0002,006
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$356,5602,641
2008-12-31 (YTD Data)Rank
Total interest income$36,687,0001,033
Total interest expense$16,511,000968
Net interest income$20,176,0001,075
Provision for loan and lease losses$1,900,0001,863
Total noninterest income$4,441,0001,175
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,823,000987
Trading account gains and fees$0154
Additional Noninterest Income$2,618,0001,080
Total noninterest expense$20,260,000981
Salaries and employee benefits$11,181,000894
Premises and equipment expense$2,329,0001,180
Additional noninterest expense$6,750,000948
Pre-tax net operating income$2,457,0002,124
Securities gains (losses)$-2,129,0007,914
Applicable income taxes$22,0004,237
Income before extraordinary items$306,0005,086
Extraordinary gains, net$039
Net income$306,0005,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,0002,272
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,285,9701,868
2008-09-30 (YTD Data)Rank
Total interest income$27,626,0001,052
Total interest expense$12,832,000969
Net interest income$14,794,0001,134
Provision for loan and lease losses$572,0002,541
Total noninterest income$3,406,0001,184
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,352,0001,004
Trading account gains and fees$0148
Additional Noninterest Income$2,054,0001,088
Total noninterest expense$15,026,000989
Salaries and employee benefits$8,627,000891
Premises and equipment expense$1,734,0001,194
Additional noninterest expense$4,665,000982
Pre-tax net operating income$2,602,0001,858
Securities gains (losses)$-2,348,0008,091
Applicable income taxes$-48,0007,445
Income before extraordinary items$302,0005,194
Extraordinary gains, net$031
Net income$302,0005,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$613,0001,744
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,650,0001,468
2008-06-30 (YTD Data)Rank
Total interest income$18,389,0001,071
Total interest expense$9,023,000954
Net interest income$9,366,0001,196
Provision for loan and lease losses$300,0002,524
Total noninterest income$2,320,0001,172
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$876,0001,011
Trading account gains and fees$0149
Additional Noninterest Income$1,444,0001,085
Total noninterest expense$9,708,0001,011
Salaries and employee benefits$5,743,000896
Premises and equipment expense$1,177,0001,172
Additional noninterest expense$2,788,0001,074
Pre-tax net operating income$1,678,0001,979
Securities gains (losses)$58,0001,332
Applicable income taxes$513,0001,570
Income before extraordinary items$1,223,0002,155
Extraordinary gains, net$021
Net income$1,223,0002,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,803
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,182,4002,185
2008-03-31 (YTD Data)Rank
Total interest income$9,277,0001,093
Total interest expense$4,768,000966
Net interest income$4,509,0001,226
Provision for loan and lease losses$113,0002,567
Total noninterest income$1,273,0001,094
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$418,0001,036
Trading account gains and fees$0158
Additional Noninterest Income$855,000952
Total noninterest expense$4,944,000985
Salaries and employee benefits$2,949,000878
Premises and equipment expense$597,0001,163
Additional noninterest expense$1,398,0001,029
Pre-tax net operating income$725,0002,347
Securities gains (losses)$59,000996
Applicable income taxes$229,0001,795
Income before extraordinary items$555,0002,468
Extraordinary gains, net$015
Net income$555,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,134
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$513,1102,559
2007-12-31 (YTD Data)Rank
Total interest income$36,302,0001,165
Total interest expense$18,847,0001,039
Net interest income$17,455,0001,283
Provision for loan and lease losses$845,0001,616
Total noninterest income$3,944,0001,318
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,665,0001,070
Trading account gains and fees$0178
Additional Noninterest Income$2,279,0001,256
Total noninterest expense$18,317,0001,017
Salaries and employee benefits$10,966,000902
Premises and equipment expense$2,061,0001,291
Additional noninterest expense$5,290,0001,065
Pre-tax net operating income$2,237,0003,078
Securities gains (losses)$5,0001,575
Applicable income taxes$615,0002,471
Income before extraordinary items$1,627,0003,253
Extraordinary gains, net$039
Net income$1,627,0003,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,608
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,623,3503,242
2007-09-30 (YTD Data)Rank
Total interest income$26,772,0001,185
Total interest expense$13,872,0001,058
Net interest income$12,900,0001,300
Provision for loan and lease losses$807,0001,084
Total noninterest income$2,791,0001,382
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,202,0001,096
Trading account gains and fees$0184
Additional Noninterest Income$1,589,0001,328
Total noninterest expense$13,490,0001,032
Salaries and employee benefits$8,063,000919
Premises and equipment expense$1,517,0001,304
Additional noninterest expense$3,910,0001,052
Pre-tax net operating income$1,394,0003,629
Securities gains (losses)$5,0001,185
Applicable income taxes$364,0002,933
Income before extraordinary items$1,035,0003,813
Extraordinary gains, net$033
Net income$1,035,0003,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,147
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,031,3003,805
2007-06-30 (YTD Data)Rank
Total interest income$17,314,0001,239
Total interest expense$8,952,0001,094
Net interest income$8,362,0001,361
Provision for loan and lease losses$341,0001,395
Total noninterest income$1,726,0001,500
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$764,0001,158
Trading account gains and fees$0168
Additional Noninterest Income$962,0001,440
Total noninterest expense$8,684,0001,087
Salaries and employee benefits$5,251,000962
Premises and equipment expense$959,0001,386
Additional noninterest expense$2,474,0001,128
Pre-tax net operating income$1,063,0003,391
Securities gains (losses)$01,444
Applicable income taxes$280,0002,819
Income before extraordinary items$783,0003,563
Extraordinary gains, net$029
Net income$783,0003,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000986
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$783,0003,541
2007-03-31 (YTD Data)Rank
Total interest income$8,638,0001,228
Total interest expense$4,365,0001,113
Net interest income$4,273,0001,335
Provision for loan and lease losses$107,0001,919
Total noninterest income$843,0001,488
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$351,0001,230
Trading account gains and fees$0195
Additional Noninterest Income$492,0001,375
Total noninterest expense$4,176,0001,124
Salaries and employee benefits$2,578,000986
Premises and equipment expense$463,0001,444
Additional noninterest expense$1,135,0001,198
Pre-tax net operating income$833,0002,495
Securities gains (losses)$01,187
Applicable income taxes$243,0002,134
Income before extraordinary items$590,0002,664
Extraordinary gains, net$022
Net income$590,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$590,0002,650
2006-12-31 (YTD Data)Rank
Total interest income$32,430,0001,210
Total interest expense$14,926,0001,124
Net interest income$17,504,0001,304
Provision for loan and lease losses$731,0001,361
Total noninterest income$3,431,0001,448
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,562,0001,132
Trading account gains and fees$0130
Additional Noninterest Income$1,869,0001,434
Total noninterest expense$15,724,0001,142
Salaries and employee benefits$9,604,0001,005
Premises and equipment expense$1,695,0001,522
Additional noninterest expense$4,425,0001,207
Pre-tax net operating income$4,480,0002,057
Securities gains (losses)$254,000346
Applicable income taxes$1,403,0001,769
Income before extraordinary items$3,331,0002,093
Extraordinary gains, net$051
Net income$3,331,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,252
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,153,2002,179
2006-09-30 (YTD Data)Rank
Total interest income$23,797,0001,238
Total interest expense$10,657,0001,154
Net interest income$13,140,0001,320
Provision for loan and lease losses$656,0001,114
Total noninterest income$2,564,0001,468
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,168,0001,145
Trading account gains and fees$0126
Additional Noninterest Income$1,396,0001,437
Total noninterest expense$11,907,0001,144
Salaries and employee benefits$7,198,0001,014
Premises and equipment expense$1,283,0001,514
Additional noninterest expense$3,426,0001,180
Pre-tax net operating income$3,141,0002,249
Securities gains (losses)$01,388
Applicable income taxes$908,0002,012
Income before extraordinary items$2,233,0002,370
Extraordinary gains, net$045
Net income$2,233,0002,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,008
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,233,0002,363
2006-06-30 (YTD Data)Rank
Total interest income$15,319,0001,258
Total interest expense$6,574,0001,182
Net interest income$8,745,0001,319
Provision for loan and lease losses$571,000878
Total noninterest income$1,664,0001,493
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$765,0001,156
Trading account gains and fees$0126
Additional Noninterest Income$899,0001,474
Total noninterest expense$7,875,0001,154
Salaries and employee benefits$4,798,0001,020
Premises and equipment expense$852,0001,524
Additional noninterest expense$2,225,0001,215
Pre-tax net operating income$1,963,0002,340
Securities gains (losses)$01,185
Applicable income taxes$546,0002,186
Income before extraordinary items$1,417,0002,448
Extraordinary gains, net$039
Net income$1,417,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,814
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,417,0002,432
2006-03-31 (YTD Data)Rank
Total interest income$7,403,0001,276
Total interest expense$3,032,0001,223
Net interest income$4,371,0001,308
Provision for loan and lease losses$238,000981
Total noninterest income$802,0001,508
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$374,0001,156
Trading account gains and fees$0115
Additional Noninterest Income$428,0001,501
Total noninterest expense$3,942,0001,155
Salaries and employee benefits$2,395,0001,024
Premises and equipment expense$436,0001,489
Additional noninterest expense$1,111,0001,201
Pre-tax net operating income$993,0002,287
Securities gains (losses)$0955
Applicable income taxes$280,0002,105
Income before extraordinary items$713,0002,409
Extraordinary gains, net$021
Net income$713,0002,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$713,0002,385
2005-12-31 (YTD Data)Rank
Total interest income$27,196,0001,230
Total interest expense$10,164,0001,106
Net interest income$17,032,0001,277
Provision for loan and lease losses$962,0001,080
Total noninterest income$3,493,0001,429
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,702,0001,039
Trading account gains and fees$0138
Additional Noninterest Income$1,791,0001,455
Total noninterest expense$15,271,0001,122
Salaries and employee benefits$8,640,0001,066
Premises and equipment expense$1,633,0001,494
Additional noninterest expense$4,998,0001,041
Pre-tax net operating income$4,292,0002,112
Securities gains (losses)$-34,0008,043
Applicable income taxes$1,145,0002,077
Income before extraordinary items$3,113,0002,176
Extraordinary gains, net$046
Net income$3,113,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,363
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,137,8202,140
2005-09-30 (YTD Data)Rank
Total interest income$19,880,0001,219
Total interest expense$7,320,0001,090
Net interest income$12,560,0001,286
Provision for loan and lease losses$832,000908
Total noninterest income$2,636,0001,431
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,300,0001,015
Trading account gains and fees$0126
Additional Noninterest Income$1,336,0001,473
Total noninterest expense$11,396,0001,114
Salaries and employee benefits$6,458,0001,062
Premises and equipment expense$1,246,0001,458
Additional noninterest expense$3,692,0001,038
Pre-tax net operating income$2,968,0002,251
Securities gains (losses)$-34,0008,371
Applicable income taxes$649,0002,514
Income before extraordinary items$2,285,0002,237
Extraordinary gains, net$035
Net income$2,285,0002,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,275
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,311,5202,177
2005-06-30 (YTD Data)Rank
Total interest income$12,798,0001,225
Total interest expense$4,618,0001,079
Net interest income$8,180,0001,316
Provision for loan and lease losses$704,000712
Total noninterest income$1,731,0001,428
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$881,000968
Trading account gains and fees$0116
Additional Noninterest Income$850,0001,508
Total noninterest expense$7,503,0001,117
Salaries and employee benefits$4,284,0001,063
Premises and equipment expense$856,0001,414
Additional noninterest expense$2,363,0001,062
Pre-tax net operating income$1,704,0002,473
Securities gains (losses)$-34,0008,509
Applicable income taxes$309,0003,054
Income before extraordinary items$1,361,0002,388
Extraordinary gains, net$030
Net income$1,361,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,400
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,388,5402,326
2005-03-31 (YTD Data)Rank
Total interest income$6,141,0001,256
Total interest expense$2,072,0001,136
Net interest income$4,069,0001,316
Provision for loan and lease losses$328,000706
Total noninterest income$827,0001,455
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$416,000994
Trading account gains and fees$0115
Additional Noninterest Income$411,0001,522
Total noninterest expense$3,877,0001,074
Salaries and employee benefits$2,182,0001,030
Premises and equipment expense$461,0001,313
Additional noninterest expense$1,234,0001,005
Pre-tax net operating income$691,0002,889
Securities gains (losses)$-50,0008,783
Applicable income taxes$68,0004,330
Income before extraordinary items$573,0002,715
Extraordinary gains, net$024
Net income$573,0002,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,866
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$617,5002,515
2004-12-31 (YTD Data)Rank
Total interest income$23,474,0001,203
Total interest expense$7,755,0001,038
Net interest income$15,719,0001,283
Provision for loan and lease losses$740,0001,388
Total noninterest income$3,320,0001,478
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,094,0001,603
Trading account gains and fees$0138
Additional Noninterest Income$2,226,0001,227
Total noninterest expense$14,887,0001,092
Salaries and employee benefits$8,301,0001,039
Premises and equipment expense$1,785,0001,288
Additional noninterest expense$4,801,0001,043
Pre-tax net operating income$3,412,0002,313
Securities gains (losses)$-113,0008,742
Applicable income taxes$974,0002,201
Income before extraordinary items$2,325,0002,569
Extraordinary gains, net$034
Net income$2,325,0002,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,216
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,404,1002,460
2004-09-30 (YTD Data)Rank
Total interest income$17,514,0001,190
Total interest expense$5,714,0001,038
Net interest income$11,800,0001,273
Provision for loan and lease losses$620,0001,207
Total noninterest income$2,476,0001,493
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$831,0001,584
Trading account gains and fees$0134
Additional Noninterest Income$1,645,0001,231
Total noninterest expense$10,908,0001,110
Salaries and employee benefits$6,260,0001,028
Premises and equipment expense$1,284,0001,342
Additional noninterest expense$3,364,0001,085
Pre-tax net operating income$2,748,0002,220
Securities gains (losses)$408,000476
Applicable income taxes$1,156,0001,586
Income before extraordinary items$2,000,0002,320
Extraordinary gains, net$026
Net income$2,000,0002,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,599
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,738,8802,557
2004-06-30 (YTD Data)Rank
Total interest income$11,392,0001,207
Total interest expense$3,726,0001,046
Net interest income$7,666,0001,291
Provision for loan and lease losses$500,000987
Total noninterest income$1,604,0001,520
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$545,0001,602
Trading account gains and fees$0130
Additional Noninterest Income$1,059,0001,271
Total noninterest expense$7,243,0001,111
Salaries and employee benefits$4,140,0001,028
Premises and equipment expense$833,0001,387
Additional noninterest expense$2,270,0001,082
Pre-tax net operating income$1,527,0002,553
Securities gains (losses)$290,000502
Applicable income taxes$655,0001,795
Income before extraordinary items$1,162,0002,595
Extraordinary gains, net$021
Net income$1,162,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$976,4002,912
2004-03-31 (YTD Data)Rank
Total interest income$5,760,0001,204
Total interest expense$1,874,0001,057
Net interest income$3,886,0001,278
Provision for loan and lease losses$120,0001,785
Total noninterest income$605,0001,870
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$257,0001,658
Trading account gains and fees$0121
Additional Noninterest Income$348,0001,695
Total noninterest expense$3,730,0001,094
Salaries and employee benefits$2,089,0001,036
Premises and equipment expense$440,0001,320
Additional noninterest expense$1,201,0001,026
Pre-tax net operating income$641,0002,911
Securities gains (losses)$-18,0008,970
Applicable income taxes$210,0002,492
Income before extraordinary items$413,0003,424
Extraordinary gains, net$016
Net income$413,0003,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$424,8803,233
2003-12-31 (YTD Data)Rank
Total interest income$24,237,0001,170
Total interest expense$8,969,000995
Net interest income$15,268,0001,271
Provision for loan and lease losses$330,0002,962
Total noninterest income$6,765,000883
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,060,0001,614
Trading account gains and fees$0160
Additional Noninterest Income$5,705,000692
Total noninterest expense$13,540,0001,194
Salaries and employee benefits$7,409,0001,149
Premises and equipment expense$1,548,0001,467
Additional noninterest expense$4,583,0001,105
Pre-tax net operating income$8,163,0001,018
Securities gains (losses)$14,0003,435
Applicable income taxes$2,284,0001,155
Income before extraordinary items$5,893,0001,098
Extraordinary gains, net$054
Net income$5,893,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,157
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,882,9201,038
2003-09-30 (YTD Data)Rank
Total interest income$18,306,0001,196
Total interest expense$6,957,0001,006
Net interest income$11,349,0001,289
Provision for loan and lease losses$240,0002,928
Total noninterest income$5,715,000835
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$774,0001,667
Trading account gains and fees$0153
Additional Noninterest Income$4,941,000647
Total noninterest expense$9,698,0001,263
Salaries and employee benefits$5,429,0001,183
Premises and equipment expense$1,139,0001,505
Additional noninterest expense$3,130,0001,207
Pre-tax net operating income$7,126,000923
Securities gains (losses)$-222,0009,160
Applicable income taxes$1,819,0001,134
Income before extraordinary items$5,085,000992
Extraordinary gains, net$040
Net income$5,085,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,634
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,249,280893
2003-06-30 (YTD Data)Rank
Total interest income$12,345,0001,196
Total interest expense$4,826,000998
Net interest income$7,519,0001,303
Provision for loan and lease losses$180,0002,675
Total noninterest income$2,074,0001,332
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$483,0001,753
Trading account gains and fees$0150
Additional Noninterest Income$1,591,0001,089
Total noninterest expense$6,424,0001,273
Salaries and employee benefits$3,603,0001,196
Premises and equipment expense$769,0001,491
Additional noninterest expense$2,052,0001,223
Pre-tax net operating income$2,989,0001,430
Securities gains (losses)$-68,0009,177
Applicable income taxes$1,335,0001,087
Income before extraordinary items$1,586,0002,001
Extraordinary gains, net$030
Net income$1,586,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,629,5201,842
2003-03-31 (YTD Data)Rank
Total interest income$6,208,0001,193
Total interest expense$2,479,000991
Net interest income$3,729,0001,310
Provision for loan and lease losses$120,0002,030
Total noninterest income$743,0001,689
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$218,0001,877
Trading account gains and fees$0134
Additional Noninterest Income$525,0001,438
Total noninterest expense$3,198,0001,261
Salaries and employee benefits$1,852,0001,139
Premises and equipment expense$416,0001,396
Additional noninterest expense$930,0001,305
Pre-tax net operating income$1,154,0001,810
Securities gains (losses)$-65,0009,239
Applicable income taxes$986,000806
Income before extraordinary items$103,0006,838
Extraordinary gains, net$021
Net income$103,0006,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0009,043
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$144,6005,926
2002-12-31 (YTD Data)Rank
Total interest income$25,992,0001,183
Total interest expense$11,192,0001,000
Net interest income$14,800,0001,306
Provision for loan and lease losses$290,0003,537
Total noninterest income$3,517,0001,374
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,016,0001,589
Trading account gains and fees$0153
Additional Noninterest Income$2,501,0001,129
Total noninterest expense$11,842,0001,300
Salaries and employee benefits$6,629,0001,214
Premises and equipment expense$1,424,0001,559
Additional noninterest expense$3,789,0001,270
Pre-tax net operating income$6,185,0001,356
Securities gains (losses)$-4,362,0009,347
Applicable income taxes$376,0004,015
Income before extraordinary items$1,447,0003,595
Extraordinary gains, net$070
Net income$1,447,0003,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,359
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,892,9801,234
2001-12-31 (YTD Data)Rank
Total interest income$25,438,0001,337
Total interest expense$13,863,0001,166
Net interest income$11,575,0001,539
Provision for loan and lease losses$480,0002,273
Total noninterest income$2,965,0001,486
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$949,0001,568
Trading account gains and fees$0177
Additional Noninterest Income$2,016,0001,241
Total noninterest expense$11,161,0001,303
Salaries and employee benefits$6,262,0001,189
Premises and equipment expense$1,504,0001,425
Additional noninterest expense$3,395,0001,384
Pre-tax net operating income$2,899,0002,336
Securities gains (losses)$201,0001,187
Applicable income taxes$664,0002,772
Income before extraordinary items$2,436,0002,140
Extraordinary gains, net$77,00069
Net income$2,513,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,767
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,277,2102,204
2000-12-31 (YTD Data)Rank
Total interest income$24,477,0001,425
Total interest expense$13,459,0001,297
Net interest income$11,018,0001,591
Provision for loan and lease losses$660,0001,482
Total noninterest income$4,515,000996
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$854,0001,617
Trading account gains and fees$0180
Additional Noninterest Income$3,661,000759
Total noninterest expense$10,662,0001,298
Salaries and employee benefits$5,611,0001,255
Premises and equipment expense$1,505,0001,371
Additional noninterest expense$3,546,0001,281
Pre-tax net operating income$4,211,0001,740
Securities gains (losses)$774,000190
Applicable income taxes$878,0002,353
Income before extraordinary items$4,107,0001,275
Extraordinary gains, net$038
Net income$4,107,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,340
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,472,3201,509
1999-12-31 (YTD Data)Rank
Total interest income$22,040,0001,483
Total interest expense$11,496,0001,313
Net interest income$10,544,0001,655
Provision for loan and lease losses$08,503
Total noninterest income$2,561,0001,537
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$815,0001,624
Trading account gains and fees$0173
Additional Noninterest Income$1,746,0001,264
Total noninterest expense$9,764,0001,420
Salaries and employee benefits$5,094,0001,357
Premises and equipment expense$1,346,0001,524
Additional noninterest expense$3,324,0001,392
Pre-tax net operating income$3,341,0002,192
Securities gains (losses)$227,000515
Applicable income taxes$1,058,0002,128
Income before extraordinary items$2,510,0002,097
Extraordinary gains, net$035
Net income$2,510,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0009,826
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,351,1002,201
1998-12-31 (YTD Data)Rank
Total interest income$22,066,0001,466
Total interest expense$11,712,0001,325
Net interest income$10,354,0001,644
Provision for loan and lease losses$100,0005,089
Total noninterest income$1,376,0002,429
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$749,0001,703
Trading account gains and fees$0224
Additional Noninterest Income$627,0002,568
Total noninterest expense$9,889,0001,328
Salaries and employee benefits$5,498,0001,196
Premises and equipment expense$1,814,0001,062
Additional noninterest expense$2,577,0001,661
Pre-tax net operating income$1,741,0003,733
Securities gains (losses)$1,039,000372
Applicable income taxes$1,039,0002,240
Income before extraordinary items$1,741,0002,873
Extraordinary gains, net$032
Net income$1,741,0002,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,731
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,076,0404,154
1997-12-31 (YTD Data)Rank
Total interest income$22,581,0001,452
Total interest expense$12,166,0001,305
Net interest income$10,415,0001,678
Provision for loan and lease losses$-200,00010,822
Total noninterest income$1,286,0002,478
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$790,0001,646
Trading account gains and fees$0239
Additional Noninterest Income$496,0002,843
Total noninterest expense$8,476,0001,551
Salaries and employee benefits$4,525,0001,445
Premises and equipment expense$1,124,0001,753
Additional noninterest expense$2,827,0001,516
Pre-tax net operating income$3,425,0002,196
Securities gains (losses)$742,000334
Applicable income taxes$1,760,0001,478
Income before extraordinary items$2,407,0002,190
Extraordinary gains, net$044
Net income$2,407,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,790
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,932,1202,620
1996-12-31 (YTD Data)Rank
Total interest income$22,180,0001,520
Total interest expense$12,393,0001,304
Net interest income$9,787,0001,817
Provision for loan and lease losses$-300,00011,371
Total noninterest income$1,234,0002,628
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$820,0001,628
Trading account gains and fees$0262
Additional Noninterest Income$414,0003,341
Total noninterest expense$7,960,0001,781
Salaries and employee benefits$4,204,0001,591
Premises and equipment expense$1,142,0001,765
Additional noninterest expense$2,614,0001,942
Pre-tax net operating income$3,361,0002,126
Securities gains (losses)$584,000378
Applicable income taxes$1,517,0001,583
Income before extraordinary items$2,428,0002,043
Extraordinary gains, net$053
Net income$2,428,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00010,842
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,054,2402,354
1995-12-31 (YTD Data)Rank
Total interest income$21,192,0001,594
Total interest expense$12,238,0001,343
Net interest income$8,954,0002,007
Provision for loan and lease losses$08,958
Total noninterest income$1,161,0002,790
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$774,0001,762
Trading account gains and fees$0522
Additional Noninterest Income$387,0003,372
Total noninterest expense$7,815,0001,791
Salaries and employee benefits$3,859,0001,723
Premises and equipment expense$1,152,0001,751
Additional noninterest expense$2,804,0001,795
Pre-tax net operating income$2,300,0003,080
Securities gains (losses)$248,000591
Applicable income taxes$680,0003,320
Income before extraordinary items$1,868,0002,658
Extraordinary gains, net$065
Net income$1,868,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,068
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,686,9602,878
1994-12-31 (YTD Data)Rank
Total interest income$16,432,0001,877
Total interest expense$7,087,0001,782
Net interest income$9,345,0001,941
Provision for loan and lease losses$-500,00012,457
Total noninterest income$1,241,0002,673
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$675,0002,002
Trading account gains and fees$0475
Additional Noninterest Income$566,0002,707
Total noninterest expense$7,640,0001,895
Salaries and employee benefits$3,768,0001,791
Premises and equipment expense$1,172,0001,754
Additional noninterest expense$2,700,0002,007
Pre-tax net operating income$3,446,0002,066
Securities gains (losses)$-105,00011,560
Applicable income taxes$1,308,0001,754
Income before extraordinary items$2,033,0002,387
Extraordinary gains, net$0249
Net income$2,033,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,618
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,100,2002,335
1993-12-31 (YTD Data)Rank
Total interest income$16,749,0001,870
Total interest expense$7,547,0001,744
Net interest income$9,202,0001,964
Provision for loan and lease losses$2,00010,273
Total noninterest income$1,407,0002,567
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$684,0001,994
Trading account gains and fees$0532
Additional Noninterest Income$723,0002,542
Total noninterest expense$8,577,0001,759
Salaries and employee benefits$3,766,0001,779
Premises and equipment expense$1,237,0001,694
Additional noninterest expense$3,574,0001,655
Pre-tax net operating income$2,030,0003,264
Securities gains (losses)$615,000786
Applicable income taxes$934,0002,429
Income before extraordinary items$1,711,0002,879
Extraordinary gains, net$540,000424
Net income$2,251,0002,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$718,0001,420
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,311,2503,491
1992-12-31 (YTD Data)Rank
Total interest income$19,279,0001,840
Total interest expense$10,257,0001,681
Net interest income$9,022,0002,030
Provision for loan and lease losses$1,367,0001,503
Total noninterest income$1,520,0002,369
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$694,0001,951
Trading account gains and fees$0504
Additional Noninterest Income$826,0002,268
Total noninterest expense$9,010,0001,683
Salaries and employee benefits$3,379,0001,937
Premises and equipment expense$1,285,0001,656
Additional noninterest expense$4,346,0001,508
Pre-tax net operating income$165,00011,376
Securities gains (losses)$534,0001,031
Applicable income taxes$-60,00013,525
Income before extraordinary items$759,0005,587
Extraordinary gains, net$1,530,00087
Net income$2,289,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,827,0001,021
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$225,0009,896

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.