Home > Fajardo Federal Savings Bank > Assets and Liabilities
Fajardo Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $29,701,000 | 8,908 |
| Cash and due from depository institutions | $4,163,000 | 7,728 |
| Interest-bearing balances | $3,604,000 | 1,197 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $24,244,000 | 7,616 |
| Loan loss allowance | $328,000 | 7,277 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $130,000 | 9,964 |
| Other real estate owned | $290,000 | 7,728 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $874,000 | 6,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,701,000 | 8,908 |
| Total liabilities | $26,215,000 | 8,901 |
| Total deposits | $22,086,000 | 9,232 |
| Interest-bearing deposits | $21,702,000 | 8,825 |
| Deposits held in domestic offices | $22,086,000 | 9,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,800,000 | 2,243 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $329,000 | 7,448 |
| Total equity capital | $3,486,000 | 8,536 |
| Total bank equity capital | $3,486,000 | 8,536 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $156,000 | 7,634 |
| Surplus | $1,487,000 | 6,398 |
| Undivided profits | $1,843,000 | 7,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,619,000 | 1,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $189,000 | 8,421 |
| Earning assets | $27,848,000 | 8,817 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $29,745,000 | 8,751 |
| Average Assets, quarterly | $29,808,000 | 8,838 |
| Volatile liabilities | $6,327,000 | 6,431 |
| Insider loans | $22,000 | 9,440 |
| FHLB advances | $3,800,000 | 572 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,000 | 10,515 |
| Tier 1 (core) risk-based capital | $3,486,000 | 8,431 |
| Tier 2 risk-based capital | $257,000 | 7,596 |
| Total risk weighted assets | $20,523,000 | 8,348 |
| Total unused commitments | $9,000 | 10,516 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $29,302,000 | 9,290 |
| Cash and due from depository institutions | $1,403,000 | 7,667 |
| Interest-bearing balances | $467,000 | 3,164 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $26,721,000 | 7,395 |
| Loan loss allowance | $346,000 | 7,357 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $100,000 | 10,640 |
| Other real estate owned | $298,000 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $780,000 | 7,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,302,000 | 9,290 |
| Total liabilities | $26,548,000 | 9,221 |
| Total deposits | $21,765,000 | 9,673 |
| Interest-bearing deposits | $21,395,000 | 9,230 |
| Deposits held in domestic offices | $21,765,000 | 9,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,300,000 | 1,990 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $483,000 | 6,091 |
| Total equity capital | $2,754,000 | 9,523 |
| Total bank equity capital | $2,754,000 | 9,523 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $140,000 | 8,336 |
| Surplus | $1,206,000 | 7,088 |
| Undivided profits | $1,408,000 | 8,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,546,000 | 1,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $290,000 | 7,047 |
| Earning assets | $27,188,000 | 9,217 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $28,820,800 | 9,186 |
| Average Assets, quarterly | $29,090,500 | 9,261 |
| Volatile liabilities | $6,300,000 | 6,369 |
| Insider loans | $497,000 | 5,540 |
| FHLB advances | $4,300,000 | 590 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $2,754,000 | 9,458 |
| Tier 2 risk-based capital | $268,000 | 7,658 |
| Total risk weighted assets | $21,367,000 | 8,415 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $28,512,000 | 9,686 |
| Cash and due from depository institutions | $1,980,000 | 7,970 |
| Interest-bearing balances | $443,000 | 3,444 |
| Securities | $0 | 11,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $25,382,000 | 7,660 |
| Loan loss allowance | $406,000 | 6,898 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $174,000 | 10,463 |
| Other real estate owned | $345,000 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $631,000 | 8,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,512,000 | 9,686 |
| Total liabilities | $26,139,000 | 9,594 |
| Total deposits | $21,029,000 | 10,129 |
| Interest-bearing deposits | $20,758,000 | 9,683 |
| Deposits held in domestic offices | $21,029,000 | 10,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,800,000 | 1,687 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $310,000 | 8,157 |
| Total equity capital | $2,373,000 | 10,242 |
| Total bank equity capital | $2,373,000 | 10,242 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $129,000 | 8,814 |
| Surplus | $1,017,000 | 7,701 |
| Undivided profits | $1,227,000 | 8,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,731,000 | 1,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $203,000 | 8,727 |
| Earning assets | $25,825,000 | 9,696 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $28,627,000 | 9,510 |
| Average Assets, quarterly | $28,721,500 | 9,620 |
| Volatile liabilities | $6,165,000 | 6,194 |
| Insider loans | $204,000 | 7,962 |
| FHLB advances | $4,800,000 | 535 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $2,373,000 | 10,176 |
| Tier 2 risk-based capital | $249,000 | 8,073 |
| Total risk weighted assets | $19,851,000 | 8,848 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $28,664,000 | 9,950 |
| Cash and due from depository institutions | $1,102,000 | 8,823 |
| Interest-bearing balances | $358,000 | 3,782 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $26,319,000 | 7,600 |
| Loan loss allowance | $383,000 | 7,341 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $298,000 | 9,873 |
| Other real estate owned | $253,000 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $692,000 | 8,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,664,000 | 9,950 |
| Total liabilities | $26,321,000 | 9,873 |
| Total deposits | $19,728,000 | 10,672 |
| Interest-bearing deposits | $19,451,000 | 10,202 |
| Deposits held in domestic offices | $19,728,000 | 10,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,200,000 | 1,579 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $393,000 | 6,160 |
| Total equity capital | $2,343,000 | 10,422 |
| Total bank equity capital | $2,343,000 | 10,422 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $129,000 | 9,297 |
| Surplus | $1,017,000 | 7,873 |
| Undivided profits | $1,197,000 | 8,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $196,000 | 8,572 |
| Earning assets | $26,677,000 | 9,850 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $28,791,800 | 9,861 |
| Average Assets, quarterly | $28,852,000 | 9,906 |
| Volatile liabilities | $7,640,000 | 5,256 |
| Insider loans | $205,000 | 8,110 |
| FHLB advances | $6,200,000 | 572 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $332,000 | 10,778 |
| Tier 1 (core) risk-based capital | $2,343,000 | 10,510 |
| Tier 2 risk-based capital | $257,000 | 8,126 |
| Total risk weighted assets | $20,505,000 | 8,866 |
| Total unused commitments | $332,000 | 10,782 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $28,644,000 | 10,377 |
| Cash and due from depository institutions | $1,396,000 | 9,438 |
| Interest-bearing balances | $570,000 | 4,179 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $26,148,000 | 7,610 |
| Loan loss allowance | $421,000 | 7,150 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $142,000 | 11,748 |
| Other real estate owned | $164,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $794,000 | 7,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,644,000 | 10,377 |
| Total liabilities | $26,621,000 | 10,233 |
| Total deposits | $20,164,000 | 11,127 |
| Interest-bearing deposits | $19,728,000 | 10,647 |
| Deposits held in domestic offices | $20,164,000 | 11,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,200,000 | 1,355 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $257,000 | 8,218 |
| Total equity capital | $2,023,000 | 11,311 |
| Total bank equity capital | $2,023,000 | 11,311 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $129,000 | 9,766 |
| Surplus | $1,017,000 | 8,007 |
| Undivided profits | $877,000 | 9,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,316,000 | 1,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $181,000 | 8,626 |
| Earning assets | $26,718,000 | 10,258 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $29,167,800 | 10,150 |
| Average Assets, quarterly | $28,454,000 | 10,350 |
| Volatile liabilities | $6,986,000 | 5,313 |
| Insider loans | $149,000 | 8,997 |
| FHLB advances | $6,200,000 | 477 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $2,023,000 | 11,280 |
| Tier 2 risk-based capital | $244,000 | 8,466 |
| Total risk weighted assets | $19,511,000 | 9,264 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $30,066,000 | 10,420 |
| Cash and due from depository institutions | $2,077,000 | 9,734 |
| Interest-bearing balances | $796,000 | 4,199 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $26,696,000 | 7,593 |
| Loan loss allowance | $410,000 | 7,378 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $189,000 | 11,687 |
| Other real estate owned | $154,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $950,000 | 6,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,066,000 | 10,420 |
| Total liabilities | $28,282,000 | 10,246 |
| Total deposits | $20,805,000 | 11,395 |
| Interest-bearing deposits | $20,708,000 | 10,809 |
| Deposits held in domestic offices | $20,805,000 | 11,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,202,000 | 1,122 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $275,000 | 8,616 |
| Total equity capital | $1,784,000 | 11,882 |
| Total bank equity capital | $1,784,000 | 11,882 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $129,000 | 10,224 |
| Surplus | $1,018,000 | 8,009 |
| Undivided profits | $637,000 | 10,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,239,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $208,000 | 8,478 |
| Earning assets | $27,492,000 | 10,370 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $30,425,400 | 10,217 |
| Average Assets, quarterly | $30,244,500 | 10,345 |
| Volatile liabilities | $7,836,000 | 4,888 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $7,200,000 | 441 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,784,000 | 11,845 |
| Tier 2 risk-based capital | $254,000 | 8,354 |
| Total risk weighted assets | $20,257,000 | 9,252 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |