Home > Fairport Savings Bank > Income and Expense
Fairport Savings Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 2,140 |
| Total interest expense | $1,152,000 | 1,279 |
| Net interest income | $2,065,000 | 2,547 |
| Provision for loan and lease losses | $165,000 | 1,576 |
| Total noninterest income | $342,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $33,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 1,977 |
| Total noninterest expense | $2,635,000 | 1,867 |
| Salaries and employee benefits | $1,414,000 | 1,971 |
| Premises and equipment expense | $425,000 | 1,373 |
| Additional noninterest expense | $796,000 | 1,832 |
| Pre-tax net operating income | $-393,000 | 4,971 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-49,000 | 4,927 |
| Income before extraordinary items | $-344,000 | 4,925 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-344,000 | 4,926 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-344,000 | 4,925 |
| Net charge-offs | $150,000 | 722 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-344,000 | 4,958 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,340,000 | 2,110 |
| Total interest expense | $4,937,000 | 1,254 |
| Net interest income | $8,403,000 | 2,532 |
| Provision for loan and lease losses | $295,000 | 2,001 |
| Total noninterest income | $1,624,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $135,000 | 3,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,489,000 | 1,802 |
| Total noninterest expense | $9,938,000 | 1,937 |
| Salaries and employee benefits | $5,833,000 | 1,890 |
| Premises and equipment expense | $1,599,000 | 1,428 |
| Additional noninterest expense | $2,506,000 | 2,210 |
| Pre-tax net operating income | $-206,000 | 5,032 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-101,000 | 5,088 |
| Income before extraordinary items | $-105,000 | 5,020 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-105,000 | 5,022 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-105,000 | 5,022 |
| Net charge-offs | $215,000 | 1,614 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-105,000 | 5,011 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 2,125 |
| Total interest expense | $3,703,000 | 1,261 |
| Net interest income | $6,360,000 | 2,552 |
| Provision for loan and lease losses | $175,000 | 2,120 |
| Total noninterest income | $1,134,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $99,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,035,000 | 1,877 |
| Total noninterest expense | $7,048,000 | 2,015 |
| Salaries and employee benefits | $4,331,000 | 1,901 |
| Premises and equipment expense | $1,194,000 | 1,448 |
| Additional noninterest expense | $1,523,000 | 2,541 |
| Pre-tax net operating income | $271,000 | 4,685 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-3,000 | 5,112 |
| Income before extraordinary items | $274,000 | 4,652 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $274,000 | 4,651 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $274,000 | 4,651 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $274,000 | 4,636 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 2,133 |
| Total interest expense | $2,435,000 | 1,251 |
| Net interest income | $4,252,000 | 2,549 |
| Provision for loan and lease losses | $100,000 | 2,185 |
| Total noninterest income | $678,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $63,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 1,980 |
| Total noninterest expense | $4,651,000 | 2,037 |
| Salaries and employee benefits | $2,813,000 | 1,948 |
| Premises and equipment expense | $810,000 | 1,422 |
| Additional noninterest expense | $1,028,000 | 2,531 |
| Pre-tax net operating income | $179,000 | 4,723 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-8,000 | 5,163 |
| Income before extraordinary items | $187,000 | 4,670 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $187,000 | 4,668 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $187,000 | 4,668 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $187,000 | 4,658 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 2,119 |
| Total interest expense | $1,195,000 | 1,239 |
| Net interest income | $2,161,000 | 2,538 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $332,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 1,958 |
| Total noninterest expense | $2,295,000 | 2,059 |
| Salaries and employee benefits | $1,386,000 | 1,984 |
| Premises and equipment expense | $406,000 | 1,440 |
| Additional noninterest expense | $503,000 | 2,572 |
| Pre-tax net operating income | $123,000 | 4,562 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $121,000 | 4,505 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $121,000 | 4,504 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $121,000 | 4,504 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $121,000 | 4,492 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,932,000 | 2,088 |
| Total interest expense | $3,979,000 | 1,140 |
| Net interest income | $8,953,000 | 2,462 |
| Provision for loan and lease losses | $300,000 | 1,959 |
| Total noninterest income | $2,305,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $142,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,163,000 | 1,425 |
| Total noninterest expense | $10,327,000 | 1,852 |
| Salaries and employee benefits | $6,186,000 | 1,764 |
| Premises and equipment expense | $1,630,000 | 1,382 |
| Additional noninterest expense | $2,511,000 | 2,215 |
| Pre-tax net operating income | $631,000 | 4,476 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $32,000 | 3,515 |
| Income before extraordinary items | $599,000 | 4,417 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $599,000 | 4,416 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $599,000 | 4,416 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $599,000 | 4,428 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,572,000 | 2,097 |
| Total interest expense | $2,823,000 | 1,126 |
| Net interest income | $6,749,000 | 2,456 |
| Provision for loan and lease losses | $225,000 | 1,851 |
| Total noninterest income | $1,762,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $102,000 | 3,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,660,000 | 1,426 |
| Total noninterest expense | $7,802,000 | 1,835 |
| Salaries and employee benefits | $4,672,000 | 1,760 |
| Premises and equipment expense | $1,234,000 | 1,384 |
| Additional noninterest expense | $1,896,000 | 2,200 |
| Pre-tax net operating income | $484,000 | 4,551 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $24,000 | 3,584 |
| Income before extraordinary items | $460,000 | 4,467 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $460,000 | 4,466 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $460,000 | 4,466 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $460,000 | 4,472 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 2,116 |
| Total interest expense | $1,763,000 | 1,135 |
| Net interest income | $4,486,000 | 2,457 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $1,083,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $65,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,018,000 | 1,499 |
| Total noninterest expense | $5,018,000 | 1,907 |
| Salaries and employee benefits | $3,039,000 | 1,808 |
| Premises and equipment expense | $837,000 | 1,389 |
| Additional noninterest expense | $1,142,000 | 2,382 |
| Pre-tax net operating income | $401,000 | 4,352 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $33,000 | 3,336 |
| Income before extraordinary items | $368,000 | 4,307 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $368,000 | 4,306 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $368,000 | 4,306 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $368,000 | 4,308 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 2,123 |
| Total interest expense | $843,000 | 1,117 |
| Net interest income | $2,239,000 | 2,450 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $577,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 1,416 |
| Total noninterest expense | $2,524,000 | 1,919 |
| Salaries and employee benefits | $1,551,000 | 1,795 |
| Premises and equipment expense | $424,000 | 1,376 |
| Additional noninterest expense | $549,000 | 2,449 |
| Pre-tax net operating income | $217,000 | 4,257 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $22,000 | 3,199 |
| Income before extraordinary items | $195,000 | 4,212 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $195,000 | 4,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $195,000 | 4,212 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $195,000 | 4,217 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,249,000 | 2,232 |
| Total interest expense | $2,778,000 | 1,165 |
| Net interest income | $8,471,000 | 2,530 |
| Provision for loan and lease losses | $271,000 | 2,079 |
| Total noninterest income | $3,046,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $157,000 | 3,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,889,000 | 1,198 |
| Total noninterest expense | $10,236,000 | 1,873 |
| Salaries and employee benefits | $6,477,000 | 1,702 |
| Premises and equipment expense | $1,632,000 | 1,398 |
| Additional noninterest expense | $2,127,000 | 2,540 |
| Pre-tax net operating income | $1,010,000 | 4,054 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $448,000 | 2,496 |
| Income before extraordinary items | $562,000 | 4,389 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $562,000 | 4,389 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $562,000 | 4,389 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $562,000 | 4,374 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 2,275 |
| Total interest expense | $1,976,000 | 1,206 |
| Net interest income | $6,238,000 | 2,581 |
| Provision for loan and lease losses | $196,000 | 2,054 |
| Total noninterest income | $2,339,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $115,000 | 3,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,224,000 | 1,177 |
| Total noninterest expense | $7,643,000 | 1,872 |
| Salaries and employee benefits | $4,825,000 | 1,719 |
| Premises and equipment expense | $1,220,000 | 1,409 |
| Additional noninterest expense | $1,598,000 | 2,552 |
| Pre-tax net operating income | $738,000 | 4,163 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $174,000 | 2,854 |
| Income before extraordinary items | $564,000 | 4,290 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $564,000 | 4,289 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $564,000 | 4,290 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $564,000 | 4,273 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 2,318 |
| Total interest expense | $1,254,000 | 1,221 |
| Net interest income | $4,036,000 | 2,631 |
| Provision for loan and lease losses | $112,000 | 2,164 |
| Total noninterest income | $1,473,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $74,000 | 3,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,399,000 | 1,242 |
| Total noninterest expense | $5,013,000 | 1,902 |
| Salaries and employee benefits | $3,113,000 | 1,762 |
| Premises and equipment expense | $812,000 | 1,418 |
| Additional noninterest expense | $1,088,000 | 2,516 |
| Pre-tax net operating income | $384,000 | 4,428 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $64,000 | 3,188 |
| Income before extraordinary items | $320,000 | 4,435 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $320,000 | 4,434 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $320,000 | 4,435 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $320,000 | 4,426 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 2,364 |
| Total interest expense | $591,000 | 1,259 |
| Net interest income | $1,988,000 | 2,653 |
| Provision for loan and lease losses | $52,000 | 2,047 |
| Total noninterest income | $540,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $38,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 1,522 |
| Total noninterest expense | $2,466,000 | 1,949 |
| Salaries and employee benefits | $1,525,000 | 1,816 |
| Premises and equipment expense | $412,000 | 1,407 |
| Additional noninterest expense | $529,000 | 2,554 |
| Pre-tax net operating income | $10,000 | 5,557 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-28,000 | 5,755 |
| Income before extraordinary items | $38,000 | 5,338 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $38,000 | 5,338 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $38,000 | 5,338 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $38,000 | 5,330 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,883,000 | 2,423 |
| Total interest expense | $2,156,000 | 1,320 |
| Net interest income | $7,727,000 | 2,693 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $3,047,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $149,000 | 3,990 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,898,000 | 1,234 |
| Total noninterest expense | $9,300,000 | 2,035 |
| Salaries and employee benefits | $6,095,000 | 1,762 |
| Premises and equipment expense | $1,617,000 | 1,413 |
| Additional noninterest expense | $1,588,000 | 3,220 |
| Pre-tax net operating income | $1,294,000 | 3,714 |
| Securities gains (losses) | $36,000 | 2,049 |
| Applicable income taxes | $323,000 | 2,599 |
| Income before extraordinary items | $1,007,000 | 3,878 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,007,000 | 3,876 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,007,000 | 3,877 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $7,345,000 | 70 |
| Net operating income | $979,640 | 3,861 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,344,000 | 2,449 |
| Total interest expense | $1,606,000 | 1,328 |
| Net interest income | $5,738,000 | 2,717 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $2,205,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $110,000 | 4,044 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,095,000 | 1,268 |
| Total noninterest expense | $7,224,000 | 1,977 |
| Salaries and employee benefits | $4,452,000 | 1,794 |
| Premises and equipment expense | $1,198,000 | 1,433 |
| Additional noninterest expense | $1,574,000 | 2,671 |
| Pre-tax net operating income | $584,000 | 4,463 |
| Securities gains (losses) | $36,000 | 1,993 |
| Applicable income taxes | $120,000 | 3,117 |
| Income before extraordinary items | $500,000 | 4,491 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $500,000 | 4,490 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $500,000 | 4,491 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $7,345,000 | 50 |
| Net operating income | $470,840 | 4,511 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 2,487 |
| Total interest expense | $1,092,000 | 1,311 |
| Net interest income | $3,716,000 | 2,777 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $1,257,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $67,000 | 4,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,190,000 | 1,382 |
| Total noninterest expense | $4,634,000 | 2,051 |
| Salaries and employee benefits | $2,826,000 | 1,890 |
| Premises and equipment expense | $797,000 | 1,427 |
| Additional noninterest expense | $1,011,000 | 2,750 |
| Pre-tax net operating income | $249,000 | 4,930 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $30,000 | 3,630 |
| Income before extraordinary items | $219,000 | 4,936 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $219,000 | 4,936 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $219,000 | 4,936 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $219,000 | 4,888 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 2,508 |
| Total interest expense | $546,000 | 1,293 |
| Net interest income | $1,832,000 | 2,801 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $555,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $31,000 | 4,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $524,000 | 1,465 |
| Total noninterest expense | $2,261,000 | 2,093 |
| Salaries and employee benefits | $1,356,000 | 1,966 |
| Premises and equipment expense | $406,000 | 1,417 |
| Additional noninterest expense | $499,000 | 2,779 |
| Pre-tax net operating income | $81,000 | 5,217 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-8,000 | 5,968 |
| Income before extraordinary items | $89,000 | 5,117 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $89,000 | 5,117 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $89,000 | 5,117 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $89,000 | 5,056 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,343,000 | 2,512 |
| Total interest expense | $1,995,000 | 1,401 |
| Net interest income | $7,348,000 | 2,766 |
| Provision for loan and lease losses | $158,000 | 2,582 |
| Total noninterest income | $2,267,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $153,000 | 4,121 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,114,000 | 1,464 |
| Total noninterest expense | $8,930,000 | 2,101 |
| Salaries and employee benefits | $5,372,000 | 1,934 |
| Premises and equipment expense | $1,600,000 | 1,446 |
| Additional noninterest expense | $1,958,000 | 2,834 |
| Pre-tax net operating income | $527,000 | 4,872 |
| Securities gains (losses) | $106,000 | 1,141 |
| Applicable income taxes | $136,000 | 3,165 |
| Income before extraordinary items | $497,000 | 4,816 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $497,000 | 4,818 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $497,000 | 4,818 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 6,078 |
| Net operating income | $413,260 | 4,944 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,970,000 | 2,538 |
| Total interest expense | $1,461,000 | 1,437 |
| Net interest income | $5,509,000 | 2,788 |
| Provision for loan and lease losses | $113,000 | 2,552 |
| Total noninterest income | $1,526,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $113,000 | 4,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,413,000 | 1,600 |
| Total noninterest expense | $6,555,000 | 2,136 |
| Salaries and employee benefits | $3,934,000 | 1,982 |
| Premises and equipment expense | $1,204,000 | 1,441 |
| Additional noninterest expense | $1,417,000 | 2,909 |
| Pre-tax net operating income | $367,000 | 5,074 |
| Securities gains (losses) | $106,000 | 1,004 |
| Applicable income taxes | $99,000 | 3,282 |
| Income before extraordinary items | $374,000 | 4,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 4,928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $374,000 | 4,930 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 6,187 |
| Net operating income | $290,260 | 5,091 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 2,586 |
| Total interest expense | $945,000 | 1,479 |
| Net interest income | $3,607,000 | 2,822 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $873,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $75,000 | 4,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $798,000 | 1,815 |
| Total noninterest expense | $4,308,000 | 2,179 |
| Salaries and employee benefits | $2,585,000 | 2,015 |
| Premises and equipment expense | $792,000 | 1,476 |
| Additional noninterest expense | $931,000 | 2,968 |
| Pre-tax net operating income | $97,000 | 5,642 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-11,000 | 6,155 |
| Income before extraordinary items | $108,000 | 5,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $108,000 | 5,571 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $108,000 | 5,573 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $108,000 | 5,525 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 2,628 |
| Total interest expense | $464,000 | 1,498 |
| Net interest income | $1,771,000 | 2,858 |
| Provision for loan and lease losses | $38,000 | 2,341 |
| Total noninterest income | $398,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $358,000 | 1,898 |
| Total noninterest expense | $2,069,000 | 2,250 |
| Salaries and employee benefits | $1,265,000 | 2,058 |
| Premises and equipment expense | $382,000 | 1,555 |
| Additional noninterest expense | $422,000 | 3,183 |
| Pre-tax net operating income | $62,000 | 5,530 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-3,000 | 6,205 |
| Income before extraordinary items | $65,000 | 5,467 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $65,000 | 5,469 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $65,000 | 5,469 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $65,000 | 5,403 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,004,000 | 2,643 |
| Total interest expense | $1,845,000 | 1,591 |
| Net interest income | $7,159,000 | 2,840 |
| Provision for loan and lease losses | $127,000 | 2,919 |
| Total noninterest income | $2,149,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $169,000 | 4,192 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,980,000 | 1,472 |
| Total noninterest expense | $8,262,000 | 2,264 |
| Salaries and employee benefits | $4,959,000 | 2,063 |
| Premises and equipment expense | $1,569,000 | 1,511 |
| Additional noninterest expense | $1,734,000 | 3,204 |
| Pre-tax net operating income | $919,000 | 4,282 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $302,000 | 2,629 |
| Income before extraordinary items | $620,000 | 4,656 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $620,000 | 4,656 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $620,000 | 4,656 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 6,410 |
| Net operating income | $617,990 | 4,605 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 2,676 |
| Total interest expense | $1,390,000 | 1,602 |
| Net interest income | $5,313,000 | 2,890 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $1,500,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $130,000 | 4,207 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,370,000 | 1,558 |
| Total noninterest expense | $6,100,000 | 2,303 |
| Salaries and employee benefits | $3,627,000 | 2,117 |
| Premises and equipment expense | $1,188,000 | 1,503 |
| Additional noninterest expense | $1,285,000 | 3,236 |
| Pre-tax net operating income | $623,000 | 4,516 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $203,000 | 2,791 |
| Income before extraordinary items | $423,000 | 4,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $423,000 | 4,868 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $423,000 | 4,869 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 6,508 |
| Net operating income | $420,960 | 4,818 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 2,706 |
| Total interest expense | $927,000 | 1,615 |
| Net interest income | $3,483,000 | 2,931 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $842,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $87,000 | 4,188 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $755,000 | 1,769 |
| Total noninterest expense | $3,962,000 | 2,348 |
| Salaries and employee benefits | $2,357,000 | 2,173 |
| Premises and equipment expense | $792,000 | 1,507 |
| Additional noninterest expense | $813,000 | 3,366 |
| Pre-tax net operating income | $303,000 | 4,888 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $88,000 | 3,111 |
| Income before extraordinary items | $215,000 | 5,139 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $215,000 | 5,141 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $215,000 | 5,142 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $215,000 | 5,094 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 2,719 |
| Total interest expense | $459,000 | 1,652 |
| Net interest income | $1,727,000 | 2,961 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $340,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $297,000 | 2,016 |
| Total noninterest expense | $1,951,000 | 2,386 |
| Salaries and employee benefits | $1,168,000 | 2,207 |
| Premises and equipment expense | $397,000 | 1,534 |
| Additional noninterest expense | $386,000 | 3,496 |
| Pre-tax net operating income | $86,000 | 5,400 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $74,000 | 5,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,440 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $74,000 | 5,440 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $74,000 | 5,403 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 3,000 |
| Total interest expense | $1,894,000 | 1,792 |
| Net interest income | $5,903,000 | 3,312 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $2,402,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $196,000 | 4,135 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,206,000 | 1,410 |
| Total noninterest expense | $7,940,000 | 2,353 |
| Salaries and employee benefits | $4,782,000 | 2,137 |
| Premises and equipment expense | $1,578,000 | 1,511 |
| Additional noninterest expense | $1,580,000 | 3,518 |
| Pre-tax net operating income | $275,000 | 5,547 |
| Securities gains (losses) | $76,000 | 1,519 |
| Applicable income taxes | $70,000 | 3,612 |
| Income before extraordinary items | $281,000 | 5,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $281,000 | 5,478 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $281,000 | 5,478 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 6,707 |
| Net operating income | $220,200 | 5,597 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 3,068 |
| Total interest expense | $1,413,000 | 1,841 |
| Net interest income | $4,335,000 | 3,386 |
| Provision for loan and lease losses | $67,000 | 3,752 |
| Total noninterest income | $1,790,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $147,000 | 4,164 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,643,000 | 1,452 |
| Total noninterest expense | $5,872,000 | 2,389 |
| Salaries and employee benefits | $3,494,000 | 2,187 |
| Premises and equipment expense | $1,188,000 | 1,517 |
| Additional noninterest expense | $1,190,000 | 3,517 |
| Pre-tax net operating income | $186,000 | 5,724 |
| Securities gains (losses) | $40,000 | 1,818 |
| Applicable income taxes | $35,000 | 3,875 |
| Income before extraordinary items | $191,000 | 5,675 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $191,000 | 5,676 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $191,000 | 5,676 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 6,810 |
| Net operating income | $157,000 | 5,738 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 3,108 |
| Total interest expense | $936,000 | 1,890 |
| Net interest income | $2,833,000 | 3,423 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $1,106,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,012,000 | 1,566 |
| Total noninterest expense | $3,898,000 | 2,390 |
| Salaries and employee benefits | $2,320,000 | 2,191 |
| Premises and equipment expense | $789,000 | 1,524 |
| Additional noninterest expense | $789,000 | 3,534 |
| Pre-tax net operating income | $-4,000 | 6,311 |
| Securities gains (losses) | $40,000 | 1,658 |
| Applicable income taxes | $-14,000 | 6,612 |
| Income before extraordinary items | $50,000 | 6,143 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $50,000 | 6,144 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $50,000 | 6,145 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $10,000 | 6,270 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 3,140 |
| Total interest expense | $475,000 | 1,914 |
| Net interest income | $1,402,000 | 3,458 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $563,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $46,000 | 4,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $517,000 | 1,536 |
| Total noninterest expense | $1,978,000 | 2,391 |
| Salaries and employee benefits | $1,212,000 | 2,129 |
| Premises and equipment expense | $396,000 | 1,538 |
| Additional noninterest expense | $370,000 | 3,709 |
| Pre-tax net operating income | $-36,000 | 6,498 |
| Securities gains (losses) | $40,000 | 1,018 |
| Applicable income taxes | $-12,000 | 6,760 |
| Income before extraordinary items | $16,000 | 6,254 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $16,000 | 6,254 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $16,000 | 6,255 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-24,000 | 6,470 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,624,000 | 3,234 |
| Total interest expense | $2,260,000 | 1,934 |
| Net interest income | $5,364,000 | 3,632 |
| Provision for loan and lease losses | $41,000 | 5,297 |
| Total noninterest income | $2,195,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $206,000 | 4,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,989,000 | 1,527 |
| Total noninterest expense | $7,864,000 | 2,411 |
| Salaries and employee benefits | $4,412,000 | 2,248 |
| Premises and equipment expense | $1,500,000 | 1,578 |
| Additional noninterest expense | $1,952,000 | 3,153 |
| Pre-tax net operating income | $-346,000 | 6,435 |
| Securities gains (losses) | $369,000 | 1,187 |
| Applicable income taxes | $-36,000 | 6,620 |
| Income before extraordinary items | $59,000 | 6,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $59,000 | 6,159 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $59,000 | 6,161 |
| Net charge-offs | $16,000 | 5,477 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-310,000 | 6,444 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 3,299 |
| Total interest expense | $1,748,000 | 1,955 |
| Net interest income | $3,981,000 | 3,723 |
| Provision for loan and lease losses | $26,000 | 5,285 |
| Total noninterest income | $1,445,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $149,000 | 4,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,296,000 | 1,688 |
| Total noninterest expense | $5,860,000 | 2,422 |
| Salaries and employee benefits | $3,175,000 | 2,332 |
| Premises and equipment expense | $1,122,000 | 1,595 |
| Additional noninterest expense | $1,563,000 | 3,001 |
| Pre-tax net operating income | $-460,000 | 6,672 |
| Securities gains (losses) | $369,000 | 947 |
| Applicable income taxes | $-66,000 | 6,876 |
| Income before extraordinary items | $-25,000 | 6,451 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-25,000 | 6,449 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-25,000 | 6,449 |
| Net charge-offs | $15,000 | 5,185 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-261,160 | 6,587 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 3,302 |
| Total interest expense | $1,214,000 | 1,943 |
| Net interest income | $2,629,000 | 3,765 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $847,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $97,000 | 4,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $750,000 | 1,831 |
| Total noninterest expense | $3,930,000 | 2,402 |
| Salaries and employee benefits | $2,038,000 | 2,412 |
| Premises and equipment expense | $743,000 | 1,608 |
| Additional noninterest expense | $1,149,000 | 2,793 |
| Pre-tax net operating income | $-469,000 | 6,805 |
| Securities gains (losses) | $308,000 | 840 |
| Applicable income taxes | $-81,000 | 7,001 |
| Income before extraordinary items | $-80,000 | 6,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-80,000 | 6,608 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-80,000 | 6,608 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-277,120 | 6,704 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 3,287 |
| Total interest expense | $655,000 | 1,864 |
| Net interest income | $1,294,000 | 3,818 |
| Provision for loan and lease losses | $8,000 | 4,929 |
| Total noninterest income | $344,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $297,000 | 2,112 |
| Total noninterest expense | $2,074,000 | 2,299 |
| Salaries and employee benefits | $1,012,000 | 2,445 |
| Premises and equipment expense | $368,000 | 1,620 |
| Additional noninterest expense | $694,000 | 2,306 |
| Pre-tax net operating income | $-444,000 | 7,017 |
| Securities gains (losses) | $266,000 | 491 |
| Applicable income taxes | $-72,000 | 7,138 |
| Income before extraordinary items | $-106,000 | 6,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-106,000 | 6,815 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-106,000 | 6,815 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-276,240 | 6,936 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,969,000 | 3,339 |
| Total interest expense | $2,797,000 | 2,078 |
| Net interest income | $5,172,000 | 3,821 |
| Provision for loan and lease losses | $32,000 | 6,045 |
| Total noninterest income | $1,232,000 | 2,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,232,000 | 1,870 |
| Total noninterest expense | $6,639,000 | 2,787 |
| Salaries and employee benefits | $3,860,000 | 2,485 |
| Premises and equipment expense | $1,375,000 | 1,808 |
| Additional noninterest expense | $1,404,000 | 4,021 |
| Pre-tax net operating income | $-267,000 | 6,277 |
| Securities gains (losses) | $135,000 | 1,797 |
| Applicable income taxes | $-115,000 | 6,837 |
| Income before extraordinary items | $-17,000 | 6,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,000 | 6,185 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-17,000 | 6,185 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-103,400 | 6,180 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,987,000 | 3,369 |
| Total interest expense | $2,098,000 | 2,161 |
| Net interest income | $3,889,000 | 3,837 |
| Provision for loan and lease losses | $24,000 | 5,941 |
| Total noninterest income | $751,000 | 3,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $751,000 | 2,128 |
| Total noninterest expense | $4,782,000 | 2,915 |
| Salaries and employee benefits | $2,765,000 | 2,604 |
| Premises and equipment expense | $1,011,000 | 1,856 |
| Additional noninterest expense | $1,006,000 | 4,165 |
| Pre-tax net operating income | $-166,000 | 6,357 |
| Securities gains (losses) | $135,000 | 1,512 |
| Applicable income taxes | $-61,000 | 6,950 |
| Income before extraordinary items | $30,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 6,162 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $30,000 | 6,162 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-56,400 | 6,261 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 3,388 |
| Total interest expense | $1,419,000 | 2,210 |
| Net interest income | $2,584,000 | 3,858 |
| Provision for loan and lease losses | $16,000 | 5,799 |
| Total noninterest income | $439,000 | 3,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 2,297 |
| Total noninterest expense | $3,102,000 | 3,010 |
| Salaries and employee benefits | $1,751,000 | 2,759 |
| Premises and equipment expense | $645,000 | 1,958 |
| Additional noninterest expense | $706,000 | 4,086 |
| Pre-tax net operating income | $-95,000 | 6,415 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $-55,000 | 7,046 |
| Income before extraordinary items | $-16,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,000 | 6,343 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-16,000 | 6,343 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-31,360 | 6,321 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 3,377 |
| Total interest expense | $734,000 | 2,216 |
| Net interest income | $1,290,000 | 3,867 |
| Provision for loan and lease losses | $8,000 | 5,494 |
| Total noninterest income | $202,000 | 3,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $202,000 | 2,455 |
| Total noninterest expense | $1,566,000 | 2,991 |
| Salaries and employee benefits | $888,000 | 2,733 |
| Premises and equipment expense | $325,000 | 1,981 |
| Additional noninterest expense | $353,000 | 4,070 |
| Pre-tax net operating income | $-82,000 | 6,647 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-43,000 | 7,171 |
| Income before extraordinary items | $-39,000 | 6,556 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-39,000 | 6,556 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-39,000 | 6,556 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-39,000 | 6,539 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,582,000 | 3,355 |
| Total interest expense | $3,755,000 | 2,108 |
| Net interest income | $4,827,000 | 4,059 |
| Provision for loan and lease losses | $22,000 | 6,793 |
| Total noninterest income | $1,156,000 | 2,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,156,000 | 2,002 |
| Total noninterest expense | $5,809,000 | 3,191 |
| Salaries and employee benefits | $3,282,000 | 2,879 |
| Premises and equipment expense | $1,135,000 | 2,227 |
| Additional noninterest expense | $1,392,000 | 4,208 |
| Pre-tax net operating income | $152,000 | 5,331 |
| Securities gains (losses) | $155,000 | 1,804 |
| Applicable income taxes | $45,000 | 3,686 |
| Income before extraordinary items | $262,000 | 5,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $262,000 | 5,076 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $262,000 | 5,076 |
| Net charge-offs | $5,000 | 6,697 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $130,250 | 5,382 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 3,379 |
| Total interest expense | $2,951,000 | 2,104 |
| Net interest income | $3,591,000 | 4,129 |
| Provision for loan and lease losses | $14,000 | 6,777 |
| Total noninterest income | $775,000 | 3,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $775,000 | 2,110 |
| Total noninterest expense | $4,228,000 | 3,275 |
| Salaries and employee benefits | $2,395,000 | 2,969 |
| Premises and equipment expense | $835,000 | 2,301 |
| Additional noninterest expense | $998,000 | 4,307 |
| Pre-tax net operating income | $124,000 | 5,528 |
| Securities gains (losses) | $87,000 | 2,041 |
| Applicable income taxes | $25,000 | 3,894 |
| Income before extraordinary items | $186,000 | 5,352 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $186,000 | 5,354 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $186,000 | 5,355 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $109,440 | 5,537 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 3,364 |
| Total interest expense | $2,068,000 | 2,089 |
| Net interest income | $2,364,000 | 4,164 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $431,000 | 3,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $431,000 | 2,308 |
| Total noninterest expense | $2,661,000 | 3,438 |
| Salaries and employee benefits | $1,471,000 | 3,196 |
| Premises and equipment expense | $549,000 | 2,345 |
| Additional noninterest expense | $641,000 | 4,419 |
| Pre-tax net operating income | $128,000 | 5,337 |
| Securities gains (losses) | $-8,000 | 7,298 |
| Applicable income taxes | $-4,000 | 6,874 |
| Income before extraordinary items | $124,000 | 5,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,391 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $124,000 | 5,391 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $132,000 | 5,195 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 3,400 |
| Total interest expense | $1,089,000 | 2,090 |
| Net interest income | $1,149,000 | 4,280 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $172,000 | 3,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $172,000 | 2,619 |
| Total noninterest expense | $1,273,000 | 3,595 |
| Salaries and employee benefits | $716,000 | 3,329 |
| Premises and equipment expense | $270,000 | 2,418 |
| Additional noninterest expense | $287,000 | 4,723 |
| Pre-tax net operating income | $45,000 | 5,717 |
| Securities gains (losses) | $-8,000 | 7,486 |
| Applicable income taxes | $-11,000 | 7,118 |
| Income before extraordinary items | $48,000 | 5,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,726 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $48,000 | 5,725 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $56,000 | 5,506 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,536,000 | 3,346 |
| Total interest expense | $5,030,000 | 2,250 |
| Net interest income | $4,506,000 | 4,224 |
| Provision for loan and lease losses | $28,000 | 7,095 |
| Total noninterest income | $637,000 | 4,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $637,000 | 2,811 |
| Total noninterest expense | $5,056,000 | 3,652 |
| Salaries and employee benefits | $2,629,000 | 3,555 |
| Premises and equipment expense | $1,000,000 | 2,574 |
| Additional noninterest expense | $1,427,000 | 4,224 |
| Pre-tax net operating income | $59,000 | 5,217 |
| Securities gains (losses) | $92,000 | 2,210 |
| Applicable income taxes | $-23,000 | 6,337 |
| Income before extraordinary items | $174,000 | 4,898 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $174,000 | 4,900 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $174,000 | 4,900 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $82,000 | 5,166 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 3,379 |
| Total interest expense | $3,820,000 | 2,320 |
| Net interest income | $3,374,000 | 4,248 |
| Provision for loan and lease losses | $20,000 | 6,935 |
| Total noninterest income | $478,000 | 4,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $478,000 | 2,880 |
| Total noninterest expense | $3,754,000 | 3,686 |
| Salaries and employee benefits | $1,944,000 | 3,626 |
| Premises and equipment expense | $720,000 | 2,716 |
| Additional noninterest expense | $1,090,000 | 4,150 |
| Pre-tax net operating income | $78,000 | 5,374 |
| Securities gains (losses) | $92,000 | 1,900 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $151,000 | 5,078 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $151,000 | 5,079 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $151,000 | 5,079 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $69,120 | 5,420 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 3,409 |
| Total interest expense | $2,572,000 | 2,384 |
| Net interest income | $2,217,000 | 4,272 |
| Provision for loan and lease losses | $13,000 | 6,838 |
| Total noninterest income | $346,000 | 4,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $346,000 | 2,761 |
| Total noninterest expense | $2,505,000 | 3,714 |
| Salaries and employee benefits | $1,306,000 | 3,643 |
| Premises and equipment expense | $473,000 | 2,782 |
| Additional noninterest expense | $726,000 | 4,159 |
| Pre-tax net operating income | $45,000 | 5,544 |
| Securities gains (losses) | $92,000 | 1,549 |
| Applicable income taxes | $41,000 | 3,287 |
| Income before extraordinary items | $96,000 | 5,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 5,239 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $96,000 | 5,239 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $31,600 | 5,619 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 3,372 |
| Total interest expense | $1,304,000 | 2,440 |
| Net interest income | $1,173,000 | 4,087 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $170,000 | 4,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $170,000 | 2,743 |
| Total noninterest expense | $1,250,000 | 3,652 |
| Salaries and employee benefits | $720,000 | 3,386 |
| Premises and equipment expense | $238,000 | 2,793 |
| Additional noninterest expense | $292,000 | 4,498 |
| Pre-tax net operating income | $87,000 | 5,171 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $59,000 | 5,559 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $59,000 | 5,562 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $59,000 | 5,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 3,512 |
| Total interest expense | $5,862,000 | 2,567 |
| Net interest income | $4,180,000 | 4,450 |
| Provision for loan and lease losses | $24,000 | 6,955 |
| Total noninterest income | $484,000 | 4,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $484,000 | 3,225 |
| Total noninterest expense | $4,525,000 | 3,869 |
| Salaries and employee benefits | $2,550,000 | 3,727 |
| Premises and equipment expense | $884,000 | 2,920 |
| Additional noninterest expense | $1,091,000 | 4,561 |
| Pre-tax net operating income | $115,000 | 5,975 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $43,000 | 3,930 |
| Income before extraordinary items | $74,000 | 5,958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $74,000 | 5,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $72,720 | 6,108 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,475,000 | 3,604 |
| Total interest expense | $4,479,000 | 2,616 |
| Net interest income | $2,996,000 | 4,620 |
| Provision for loan and lease losses | $14,000 | 6,656 |
| Total noninterest income | $352,000 | 5,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $352,000 | 3,401 |
| Total noninterest expense | $3,384,000 | 3,864 |
| Salaries and employee benefits | $1,906,000 | 3,758 |
| Premises and equipment expense | $659,000 | 2,950 |
| Additional noninterest expense | $819,000 | 4,497 |
| Pre-tax net operating income | $-50,000 | 6,842 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $-34,000 | 7,408 |
| Income before extraordinary items | $-14,000 | 6,633 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-14,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-15,280 | 6,814 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 3,700 |
| Total interest expense | $3,016,000 | 2,699 |
| Net interest income | $1,870,000 | 4,825 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $209,000 | 5,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $209,000 | 3,679 |
| Total noninterest expense | $2,189,000 | 3,966 |
| Salaries and employee benefits | $1,243,000 | 3,859 |
| Premises and equipment expense | $434,000 | 2,986 |
| Additional noninterest expense | $512,000 | 4,665 |
| Pre-tax net operating income | $-116,000 | 7,220 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $-55,000 | 7,767 |
| Income before extraordinary items | $-59,000 | 7,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-59,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-60,280 | 7,146 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 3,841 |
| Total interest expense | $1,520,000 | 2,855 |
| Net interest income | $856,000 | 5,100 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $88,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $1,097,000 | 3,964 |
| Salaries and employee benefits | $664,000 | 3,684 |
| Premises and equipment expense | $215,000 | 3,023 |
| Additional noninterest expense | $218,000 | 5,106 |
| Pre-tax net operating income | $-153,000 | 7,671 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-58,000 | 8,052 |
| Income before extraordinary items | $-95,000 | 7,635 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-95,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-95,000 | 7,592 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,768,000 | 4,115 |
| Total interest expense | $5,392,000 | 3,278 |
| Net interest income | $3,376,000 | 5,159 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $334,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $334,000 | 4,056 |
| Total noninterest expense | $4,314,000 | 3,894 |
| Salaries and employee benefits | $2,416,000 | 3,823 |
| Premises and equipment expense | $855,000 | 2,921 |
| Additional noninterest expense | $1,043,000 | 4,523 |
| Pre-tax net operating income | $-604,000 | 7,873 |
| Securities gains (losses) | $81,000 | 666 |
| Applicable income taxes | $-156,000 | 8,088 |
| Income before extraordinary items | $-367,000 | 7,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-367,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-423,700 | 7,829 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 4,158 |
| Total interest expense | $3,959,000 | 3,320 |
| Net interest income | $2,556,000 | 5,144 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $242,000 | 5,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $242,000 | 4,148 |
| Total noninterest expense | $3,285,000 | 3,827 |
| Salaries and employee benefits | $1,839,000 | 3,779 |
| Premises and equipment expense | $653,000 | 2,857 |
| Additional noninterest expense | $793,000 | 4,385 |
| Pre-tax net operating income | $-487,000 | 8,068 |
| Securities gains (losses) | $81,000 | 535 |
| Applicable income taxes | $-137,000 | 8,279 |
| Income before extraordinary items | $-269,000 | 7,986 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-269,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-322,460 | 8,005 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 4,251 |
| Total interest expense | $2,572,000 | 3,381 |
| Net interest income | $1,656,000 | 5,265 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $156,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $156,000 | 4,242 |
| Total noninterest expense | $2,195,000 | 3,841 |
| Salaries and employee benefits | $1,224,000 | 3,819 |
| Premises and equipment expense | $451,000 | 2,813 |
| Additional noninterest expense | $520,000 | 4,456 |
| Pre-tax net operating income | $-383,000 | 8,215 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-137,000 | 8,420 |
| Income before extraordinary items | $-246,000 | 8,157 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-246,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-246,000 | 8,147 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 4,258 |
| Total interest expense | $1,253,000 | 3,428 |
| Net interest income | $844,000 | 5,202 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $80,000 | 5,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $1,133,000 | 3,735 |
| Salaries and employee benefits | $654,000 | 3,640 |
| Premises and equipment expense | $226,000 | 2,822 |
| Additional noninterest expense | $253,000 | 4,497 |
| Pre-tax net operating income | $-209,000 | 8,313 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-74,000 | 8,475 |
| Income before extraordinary items | $-135,000 | 8,243 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-135,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-135,000 | 8,231 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,082,000 | 4,167 |
| Total interest expense | $4,421,000 | 3,331 |
| Net interest income | $3,661,000 | 4,912 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $373,000 | 5,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $373,000 | 3,864 |
| Total noninterest expense | $3,692,000 | 4,219 |
| Salaries and employee benefits | $2,190,000 | 3,993 |
| Premises and equipment expense | $672,000 | 3,443 |
| Additional noninterest expense | $830,000 | 5,128 |
| Pre-tax net operating income | $342,000 | 6,978 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $118,000 | 4,837 |
| Income before extraordinary items | $225,000 | 7,175 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $225,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,233 |
| Net operating income | $224,340 | 7,176 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 4,189 |
| Total interest expense | $3,182,000 | 3,337 |
| Net interest income | $2,796,000 | 4,892 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $270,000 | 5,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $270,000 | 3,951 |
| Total noninterest expense | $2,775,000 | 4,204 |
| Salaries and employee benefits | $1,646,000 | 3,976 |
| Premises and equipment expense | $505,000 | 3,445 |
| Additional noninterest expense | $624,000 | 5,094 |
| Pre-tax net operating income | $291,000 | 7,044 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $101,000 | 4,920 |
| Income before extraordinary items | $191,000 | 7,268 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $191,000 | 7,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,026 |
| Net operating income | $190,350 | 7,264 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 4,213 |
| Total interest expense | $2,024,000 | 3,341 |
| Net interest income | $1,872,000 | 4,910 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $183,000 | 5,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 3,910 |
| Total noninterest expense | $1,800,000 | 4,304 |
| Salaries and employee benefits | $1,061,000 | 4,084 |
| Premises and equipment expense | $327,000 | 3,523 |
| Additional noninterest expense | $412,000 | 5,105 |
| Pre-tax net operating income | $255,000 | 6,739 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $91,000 | 4,629 |
| Income before extraordinary items | $164,000 | 7,045 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $164,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 869 |
| Net operating income | $164,000 | 7,059 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 4,214 |
| Total interest expense | $962,000 | 3,355 |
| Net interest income | $955,000 | 4,847 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $73,000 | 6,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $923,000 | 4,236 |
| Salaries and employee benefits | $558,000 | 3,963 |
| Premises and equipment expense | $169,000 | 3,439 |
| Additional noninterest expense | $196,000 | 5,244 |
| Pre-tax net operating income | $105,000 | 6,994 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $67,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 629 |
| Net operating income | $67,000 | 7,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 4,234 |
| Total interest expense | $2,978,000 | 3,349 |
| Net interest income | $3,825,000 | 4,759 |
| Provision for loan and lease losses | $26,000 | 6,313 |
| Total noninterest income | $305,000 | 6,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $305,000 | 4,299 |
| Total noninterest expense | $3,442,000 | 4,342 |
| Salaries and employee benefits | $2,026,000 | 4,089 |
| Premises and equipment expense | $664,000 | 3,378 |
| Additional noninterest expense | $752,000 | 5,369 |
| Pre-tax net operating income | $662,000 | 6,241 |
| Securities gains (losses) | $21,000 | 1,240 |
| Applicable income taxes | $207,000 | 4,628 |
| Income before extraordinary items | $476,000 | 6,464 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $476,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $461,300 | 6,510 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 4,265 |
| Total interest expense | $2,083,000 | 3,401 |
| Net interest income | $2,882,000 | 4,762 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $232,000 | 6,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 4,264 |
| Total noninterest expense | $2,581,000 | 4,314 |
| Salaries and employee benefits | $1,545,000 | 3,994 |
| Premises and equipment expense | $506,000 | 3,332 |
| Additional noninterest expense | $530,000 | 5,535 |
| Pre-tax net operating income | $533,000 | 6,271 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $389,000 | 6,431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $389,000 | 6,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $374,300 | 6,481 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 4,265 |
| Total interest expense | $1,316,000 | 3,388 |
| Net interest income | $1,917,000 | 4,746 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $159,000 | 6,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $159,000 | 4,187 |
| Total noninterest expense | $1,693,000 | 4,350 |
| Salaries and employee benefits | $1,016,000 | 4,030 |
| Premises and equipment expense | $341,000 | 3,265 |
| Additional noninterest expense | $336,000 | 5,662 |
| Pre-tax net operating income | $383,000 | 6,088 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $102,000 | 4,792 |
| Income before extraordinary items | $281,000 | 6,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $281,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $281,000 | 6,205 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 4,312 |
| Total interest expense | $626,000 | 3,401 |
| Net interest income | $956,000 | 4,759 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $90,000 | 5,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $824,000 | 4,461 |
| Salaries and employee benefits | $483,000 | 4,208 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $222,000 | 5,724 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $141,000 | 6,234 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $141,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $141,000 | 6,188 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 4,230 |
| Total interest expense | $2,249,000 | 3,310 |
| Net interest income | $3,816,000 | 4,644 |
| Provision for loan and lease losses | $54,000 | 5,860 |
| Total noninterest income | $311,000 | 6,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $311,000 | 4,199 |
| Total noninterest expense | $3,288,000 | 4,381 |
| Salaries and employee benefits | $1,918,000 | 4,130 |
| Premises and equipment expense | $644,000 | 3,343 |
| Additional noninterest expense | $726,000 | 5,401 |
| Pre-tax net operating income | $785,000 | 5,836 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $294,000 | 4,196 |
| Income before extraordinary items | $491,000 | 6,398 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $491,000 | 6,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $491,000 | 6,325 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 4,241 |
| Total interest expense | $1,640,000 | 3,344 |
| Net interest income | $2,864,000 | 4,625 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $239,000 | 6,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 4,147 |
| Total noninterest expense | $2,434,000 | 4,400 |
| Salaries and employee benefits | $1,400,000 | 4,174 |
| Premises and equipment expense | $469,000 | 3,430 |
| Additional noninterest expense | $565,000 | 5,246 |
| Pre-tax net operating income | $615,000 | 5,837 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $228,000 | 4,240 |
| Income before extraordinary items | $387,000 | 6,407 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $387,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $387,000 | 6,332 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 4,297 |
| Total interest expense | $1,066,000 | 3,409 |
| Net interest income | $1,892,000 | 4,656 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $185,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $185,000 | 3,904 |
| Total noninterest expense | $1,587,000 | 4,477 |
| Salaries and employee benefits | $910,000 | 4,279 |
| Premises and equipment expense | $311,000 | 3,442 |
| Additional noninterest expense | $366,000 | 5,374 |
| Pre-tax net operating income | $436,000 | 5,656 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $167,000 | 4,070 |
| Income before extraordinary items | $269,000 | 6,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $269,000 | 6,195 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 4,387 |
| Total interest expense | $512,000 | 3,570 |
| Net interest income | $933,000 | 4,703 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $741,000 | 4,723 |
| Salaries and employee benefits | $415,000 | 4,610 |
| Premises and equipment expense | $152,000 | 3,556 |
| Additional noninterest expense | $174,000 | 5,529 |
| Pre-tax net operating income | $232,000 | 5,467 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $88,000 | 3,996 |
| Income before extraordinary items | $144,000 | 6,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $144,000 | 5,993 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,658,000 | 4,471 |
| Total interest expense | $2,173,000 | 3,758 |
| Net interest income | $3,485,000 | 4,810 |
| Provision for loan and lease losses | $9,000 | 7,413 |
| Total noninterest income | $221,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $221,000 | 5,088 |
| Total noninterest expense | $2,912,000 | 4,708 |
| Salaries and employee benefits | $1,494,000 | 4,861 |
| Premises and equipment expense | $513,000 | 3,987 |
| Additional noninterest expense | $905,000 | 4,606 |
| Pre-tax net operating income | $785,000 | 5,746 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $290,000 | 4,338 |
| Income before extraordinary items | $495,000 | 6,357 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $495,000 | 6,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $495,000 | 6,204 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 4,547 |
| Total interest expense | $1,665,000 | 3,807 |
| Net interest income | $2,560,000 | 4,890 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 4,984 |
| Total noninterest expense | $2,186,000 | 4,679 |
| Salaries and employee benefits | $1,069,000 | 5,018 |
| Premises and equipment expense | $372,000 | 4,070 |
| Additional noninterest expense | $745,000 | 4,281 |
| Pre-tax net operating income | $546,000 | 6,095 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $203,000 | 4,620 |
| Income before extraordinary items | $343,000 | 6,691 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $343,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $343,000 | 6,511 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 4,600 |
| Total interest expense | $1,134,000 | 3,848 |
| Net interest income | $1,672,000 | 4,954 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $111,000 | 5,141 |
| Total noninterest expense | $1,546,000 | 4,490 |
| Salaries and employee benefits | $729,000 | 4,930 |
| Premises and equipment expense | $236,000 | 4,233 |
| Additional noninterest expense | $581,000 | 3,793 |
| Pre-tax net operating income | $228,000 | 6,984 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $84,000 | 5,355 |
| Income before extraordinary items | $144,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $144,000 | 7,316 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 4,650 |
| Total interest expense | $573,000 | 3,906 |
| Net interest income | $818,000 | 5,009 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $846,000 | 4,196 |
| Salaries and employee benefits | $339,000 | 5,203 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $387,000 | 2,937 |
| Pre-tax net operating income | $18,000 | 8,479 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-3,000 | 9,011 |
| Income before extraordinary items | $21,000 | 8,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $21,000 | 8,350 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 4,789 |
| Total interest expense | $2,592,000 | 3,984 |
| Net interest income | $2,987,000 | 5,302 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $147,000 | 7,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,641 |
| Total noninterest expense | $2,275,000 | 5,421 |
| Salaries and employee benefits | $1,383,000 | 4,984 |
| Premises and equipment expense | $354,000 | 5,061 |
| Additional noninterest expense | $538,000 | 6,294 |
| Pre-tax net operating income | $849,000 | 5,619 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $319,000 | 4,337 |
| Income before extraordinary items | $530,000 | 6,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $530,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $530,000 | 6,114 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,099,000 | 4,903 |
| Total interest expense | $3,685,000 | 4,052 |
| Net interest income | $2,414,000 | 5,834 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $162,000 | 7,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $1,776,000 | 6,187 |
| Salaries and employee benefits | $1,020,000 | 5,911 |
| Premises and equipment expense | $335,000 | 5,187 |
| Additional noninterest expense | $421,000 | 6,981 |
| Pre-tax net operating income | $800,000 | 5,481 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $293,000 | 4,317 |
| Income before extraordinary items | $507,000 | 6,035 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $507,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $507,000 | 5,923 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,290,000 | 4,922 |
| Total interest expense | $3,665,000 | 4,252 |
| Net interest income | $2,625,000 | 5,629 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $108,000 | 8,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $108,000 | 6,248 |
| Total noninterest expense | $2,049,000 | 5,589 |
| Salaries and employee benefits | $1,422,000 | 4,553 |
| Premises and equipment expense | $276,000 | 5,691 |
| Additional noninterest expense | $351,000 | 7,549 |
| Pre-tax net operating income | $684,000 | 6,291 |
| Securities gains (losses) | $33,000 | 819 |
| Applicable income taxes | $259,000 | 4,909 |
| Income before extraordinary items | $458,000 | 6,551 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $458,000 | 6,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $436,880 | 6,662 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 4,940 |
| Total interest expense | $3,391,000 | 4,146 |
| Net interest income | $2,631,000 | 5,627 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $120,000 | 8,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $120,000 | 6,180 |
| Total noninterest expense | $1,532,000 | 6,696 |
| Salaries and employee benefits | $854,000 | 6,524 |
| Premises and equipment expense | $254,000 | 5,977 |
| Additional noninterest expense | $424,000 | 7,090 |
| Pre-tax net operating income | $1,219,000 | 4,718 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $445,000 | 3,888 |
| Income before extraordinary items | $774,000 | 5,182 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $774,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $774,000 | 5,145 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 5,025 |
| Total interest expense | $3,539,000 | 4,090 |
| Net interest income | $2,427,000 | 5,952 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $101,000 | 9,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $101,000 | 6,607 |
| Total noninterest expense | $1,513,000 | 6,654 |
| Salaries and employee benefits | $884,000 | 6,282 |
| Premises and equipment expense | $237,000 | 6,158 |
| Additional noninterest expense | $392,000 | 7,279 |
| Pre-tax net operating income | $1,015,000 | 5,365 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $460,000 | 4,072 |
| Income before extraordinary items | $555,000 | 6,294 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $555,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $555,000 | 6,176 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 5,103 |
| Total interest expense | $3,448,000 | 4,191 |
| Net interest income | $2,514,000 | 6,038 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $67,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $1,403,000 | 7,026 |
| Salaries and employee benefits | $745,000 | 7,052 |
| Premises and equipment expense | $250,000 | 6,057 |
| Additional noninterest expense | $408,000 | 7,278 |
| Pre-tax net operating income | $1,153,000 | 5,371 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $351,000 | 5,291 |
| Income before extraordinary items | $802,000 | 5,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $802,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $802,000 | 5,401 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 5,294 |
| Total interest expense | $3,398,000 | 4,304 |
| Net interest income | $2,428,000 | 6,325 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $83,000 | 7,649 |
| Total noninterest expense | $1,840,000 | 6,294 |
| Salaries and employee benefits | $710,000 | 7,463 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $950,000 | 4,593 |
| Pre-tax net operating income | $666,000 | 7,091 |
| Securities gains (losses) | $93,000 | 991 |
| Applicable income taxes | $411,000 | 4,815 |
| Income before extraordinary items | $348,000 | 8,019 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $348,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $288,480 | 8,458 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 5,339 |
| Total interest expense | $3,414,000 | 4,248 |
| Net interest income | $2,396,000 | 6,488 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,287,000 | 7,901 |
| Salaries and employee benefits | $652,000 | 8,050 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $447,000 | 7,736 |
| Pre-tax net operating income | $1,151,000 | 5,415 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $455,000 | 4,493 |
| Income before extraordinary items | $720,000 | 5,864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $720,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $704,640 | 5,948 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 5,364 |
| Total interest expense | $3,009,000 | 3,954 |
| Net interest income | $2,334,000 | 6,792 |
| Provision for loan and lease losses | $94,000 | 4,709 |
| Total noninterest income | $169,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $58,000 | 269 |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,233,000 | 8,489 |
| Salaries and employee benefits | $621,000 | 8,479 |
| Premises and equipment expense | $164,000 | 8,211 |
| Additional noninterest expense | $448,000 | 8,335 |
| Pre-tax net operating income | $1,176,000 | 5,315 |
| Securities gains (losses) | $-184,000 | 11,904 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $661,000 | 6,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $661,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $784,280 | 5,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 5,397 |
| Total interest expense | $3,221,000 | 3,875 |
| Net interest income | $2,207,000 | 7,172 |
| Provision for loan and lease losses | $-37,000 | 12,678 |
| Total noninterest income | $127,000 | 10,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,000 | 5,061 |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,195,000 | 8,910 |
| Salaries and employee benefits | $586,000 | 8,926 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $446,000 | 8,764 |
| Pre-tax net operating income | $1,176,000 | 5,256 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $533,000 | 3,960 |
| Income before extraordinary items | $680,000 | 6,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $680,000 | 6,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $656,320 | 6,147 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,704,000 | 5,725 |
| Total interest expense | $3,453,000 | 4,586 |
| Net interest income | $2,251,000 | 7,120 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $131,000 | 10,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-29,000 | 5,228 |
| Additional Noninterest Income | $160,000 | 6,417 |
| Total noninterest expense | $1,128,000 | 9,366 |
| Salaries and employee benefits | $539,000 | 9,376 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $436,000 | 9,132 |
| Pre-tax net operating income | $1,141,000 | 5,124 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $514,000 | 3,918 |
| Income before extraordinary items | $666,000 | 6,130 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $666,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $641,040 | 5,946 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.