Home > Fairfield First Bank & Trust Company > Income and Expense
Fairfield First Bank & Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 6,176 |
| Total interest expense | $3,001,000 | 4,759 |
| Net interest income | $1,782,000 | 7,810 |
| Provision for loan and lease losses | $2,504,000 | 503 |
| Total noninterest income | $1,411,000 | 2,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,129,000 | 1,660 |
| Total noninterest expense | $5,589,000 | 2,431 |
| Salaries and employee benefits | $1,870,000 | 3,524 |
| Premises and equipment expense | $552,000 | 3,453 |
| Additional noninterest expense | $3,167,000 | 1,626 |
| Pre-tax net operating income | $-4,900,000 | 11,964 |
| Securities gains (losses) | $-84,000 | 11,411 |
| Applicable income taxes | $5,000 | 11,015 |
| Income before extraordinary items | $-4,989,000 | 11,943 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-4,989,000 | 11,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,662,000 | 643 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,733,000 | 108 |
| Net operating income | $-4,905,000 | 11,941 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 5,663 |
| Total interest expense | $2,270,000 | 5,037 |
| Net interest income | $2,743,000 | 6,019 |
| Provision for loan and lease losses | $1,560,000 | 687 |
| Total noninterest income | $1,583,000 | 2,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,316,000 | 1,525 |
| Total noninterest expense | $5,289,000 | 2,631 |
| Salaries and employee benefits | $1,765,000 | 3,689 |
| Premises and equipment expense | $580,000 | 3,372 |
| Additional noninterest expense | $2,944,000 | 1,838 |
| Pre-tax net operating income | $-2,523,000 | 12,539 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-2,523,000 | 12,509 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,523,000 | 12,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,161,000 | 791 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,111 |
| Net operating income | $-2,523,000 | 12,513 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 6,260 |
| Total interest expense | $2,585,000 | 4,670 |
| Net interest income | $1,961,000 | 7,796 |
| Provision for loan and lease losses | $536,000 | 2,003 |
| Total noninterest income | $1,745,000 | 2,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,489,000 | 1,562 |
| Total noninterest expense | $4,009,000 | 3,488 |
| Salaries and employee benefits | $1,622,000 | 3,978 |
| Premises and equipment expense | $535,000 | 3,661 |
| Additional noninterest expense | $1,852,000 | 2,915 |
| Pre-tax net operating income | $-839,000 | 12,942 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $-843,000 | 12,978 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-843,000 | 12,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $951,000 | 1,192 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,912,000 | 287 |
| Net operating income | $-841,000 | 12,933 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 6,037 |
| Total interest expense | $3,129,000 | 4,977 |
| Net interest income | $2,218,000 | 7,205 |
| Provision for loan and lease losses | $2,641,000 | 927 |
| Total noninterest income | $1,316,000 | 2,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,056,000 | 1,924 |
| Total noninterest expense | $3,377,000 | 4,065 |
| Salaries and employee benefits | $1,405,000 | 4,484 |
| Premises and equipment expense | $496,000 | 3,998 |
| Additional noninterest expense | $1,476,000 | 3,654 |
| Pre-tax net operating income | $-2,484,000 | 13,685 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $50,000 | 11,256 |
| Income before extraordinary items | $-2,474,000 | 13,724 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,474,000 | 13,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,165,000 | 709 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 897 |
| Net operating income | $-2,534,000 | 13,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.