Fairfield County Bank, MAIN STREET & GOVERNOR STREET

Name:Fairfield County Bank, MAIN STREET & GOVERNOR STREET
Full Service Brick and Mortar Office
Review: 1star1 client review
Location:374 Main St
Ridgefield, CT 06877

Fairfield County
View Other Branches
 
Phone:203-857-5560
Branch Deposit:$104,636,000
FDIC Cert:#18213
Established:05/13/1991


The Bank

Name:Fairfield County Bank
Concentration:Commercial Lending Specialization
Established:05/14/1871
FDIC Insurance:08/09/1989
Holden By:FAIRFIELD COUNTY BANK MHC
Charter Class:
# of Branches:17, view all, view on map
Website:fairfieldcountybank.com
Total Assets:$1,927,648,000
Total Deposits:$1,484,156,000
Total Equity Capital:$201,148,000
Total Domestic Office Deposits:$1,484,156,000
Net Income:$6,134,000
Quarterly Net Income:$616,000
Return on Equity:3%
Quarterly Return on Equity:1%
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Client Review

1 client review of Fairfield County Bank scored 1 out of 5.

Beware if you are interested in a Mortgage
 1star Overall Rating
 4star Interest Rate and Cost
 4star Office Environment & Staff
 4star Waiting Time
 1star Other Services
by neilp, Mar. 29, 2015

I have been a customer of Fairfield County Bank for many years. Checking and savings accounts and several mortgages. I have also recommended them to my children for their mortgages. Recently had a very disappointing experience when applying for a mortgage. With plenty of assets and few liabilities I went to them for a 15 year fixed rate mortgage on our primary home. Well they don't originate their own loans with the exception of variable rate loans. So that left us at the whims of the large banks, something I was trying to avoid.  We did not get the loan because our condo complex had not established an HOA yet. The builder does management until he sells the last couple of units. It is schedule to be turned over this summer. The issue is that it cost me $1,121 to not get this mortgage. I complained and got a lame response. Fact is that for a good customer they could have originated a loan or advised me of the issues ahead of time. They had a Home Equity Loan on our property that we were replacing with the fixed rate mortgage so they had a prior appraisal and knew all about the property.

* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Fairfield County Bank, Wall St. Branch at Norwalk, CT
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