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Fairfax Savings, A FSB, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$33,767,0001,038
Total interest expense$18,620,000903
Net interest income$15,147,0001,191
Provision for loan and lease losses$20,0007,945
Total noninterest income$1,463,0002,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,463,0001,406
Total noninterest expense$14,206,0001,060
Salaries and employee benefits$6,123,0001,096
Premises and equipment expense$1,529,0001,337
Additional noninterest expense$6,554,000932
Pre-tax net operating income$2,384,0002,906
Securities gains (losses)$1,528,000190
Applicable income taxes$1,930,0001,280
Income before extraordinary items$1,982,0002,481
Extraordinary gains, net$053
Net income$1,982,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,297
Cash dividends$928,0002,261
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,004,0804,434
1995-12-31 (YTD Data)Rank
Total interest income$38,129,000940
Total interest expense$21,223,000841
Net interest income$16,906,0001,082
Provision for loan and lease losses$44,0006,492
Total noninterest income$2,433,0001,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$2,433,0001,004
Total noninterest expense$13,220,0001,132
Salaries and employee benefits$6,837,0001,006
Premises and equipment expense$1,503,0001,373
Additional noninterest expense$4,880,0001,141
Pre-tax net operating income$6,075,0001,256
Securities gains (losses)$1,199,000192
Applicable income taxes$2,160,0001,197
Income before extraordinary items$5,114,0001,050
Extraordinary gains, net$065
Net income$5,114,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,621
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$4,274,7001,217
1994-12-31 (YTD Data)Rank
Total interest income$29,100,0001,093
Total interest expense$14,485,000936
Net interest income$14,615,0001,242
Provision for loan and lease losses$-472,00012,453
Total noninterest income$2,626,0001,501
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$2,626,000957
Total noninterest expense$11,747,0001,262
Salaries and employee benefits$7,128,000961
Premises and equipment expense$1,657,0001,258
Additional noninterest expense$2,962,0001,826
Pre-tax net operating income$5,966,0001,250
Securities gains (losses)$2,366,00080
Applicable income taxes$3,220,000820
Income before extraordinary items$5,112,000996
Extraordinary gains, net$0249
Net income$5,112,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,524
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,597,7601,402
1993-12-31 (YTD Data)Rank
Total interest income$29,650,0001,068
Total interest expense$14,839,000937
Net interest income$14,811,0001,228
Provision for loan and lease losses$817,0001,493
Total noninterest income$5,830,000882
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$5,830,000605
Total noninterest expense$17,191,000949
Salaries and employee benefits$8,558,000811
Premises and equipment expense$1,699,0001,262
Additional noninterest expense$6,934,000990
Pre-tax net operating income$2,633,0002,591
Securities gains (losses)$2,911,000241
Applicable income taxes$2,145,0001,135
Income before extraordinary items$3,399,0001,488
Extraordinary gains, net$03,149
Net income$3,399,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,0001,925
Cash dividends$250,0004,831
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,535,9602,997
1992-12-31 (YTD Data)Rank
Total interest income$31,203,0001,173
Total interest expense$18,491,000979
Net interest income$12,712,0001,456
Provision for loan and lease losses$3,455,000762
Total noninterest income$4,678,0001,032
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$4,678,000706
Total noninterest expense$9,970,0001,543
Salaries and employee benefits$3,908,0001,702
Premises and equipment expense$1,216,0001,741
Additional noninterest expense$4,846,0001,359
Pre-tax net operating income$3,965,0001,572
Securities gains (losses)$-21,00013,491
Applicable income taxes$1,531,0001,431
Income before extraordinary items$2,413,0001,884
Extraordinary gains, net$1,848,00077
Net income$4,261,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,093,0001,479
Cash dividends$670,0002,217
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,426,4401,722

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.