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Fairfax Bank & Trust Company, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$15,779,0002,136
Total interest expense$5,883,0002,608
Net interest income$9,896,0001,806
Provision for loan and lease losses$1,068,000895
Total noninterest income$3,105,0001,333
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,499,000888
Trading account gains and fees$0522
Additional Noninterest Income$1,606,0001,321
Total noninterest expense$9,633,0001,477
Salaries and employee benefits$4,255,0001,566
Premises and equipment expense$1,605,0001,297
Additional noninterest expense$3,773,0001,401
Pre-tax net operating income$2,300,0003,080
Securities gains (losses)$03,831
Applicable income taxes$725,0003,141
Income before extraordinary items$1,575,0003,105
Extraordinary gains, net$065
Net income$1,575,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,457
Cash dividends$801,0002,400
Sale, conversion, retirement of capital stock, net$-50,00010,460
Net operating income$1,575,0003,079
1994-12-31 (YTD Data)Rank
Total interest income$12,429,0002,440
Total interest expense$4,171,0002,933
Net interest income$8,258,0002,192
Provision for loan and lease losses$65,0005,465
Total noninterest income$2,697,0001,472
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,171,0001,130
Trading account gains and fees$0475
Additional Noninterest Income$1,526,0001,367
Total noninterest expense$7,357,0001,947
Salaries and employee benefits$3,485,0001,918
Premises and equipment expense$1,211,0001,706
Additional noninterest expense$2,661,0002,029
Pre-tax net operating income$3,533,0002,023
Securities gains (losses)$-2,0009,023
Applicable income taxes$1,167,0001,934
Income before extraordinary items$2,364,0002,068
Extraordinary gains, net$0249
Net income$2,364,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-165,00012,369
Cash dividends$658,0002,638
Sale, conversion, retirement of capital stock, net$27,000986
Net operating income$2,365,3402,084
1993-12-31 (YTD Data)Rank
Total interest income$9,498,0003,259
Total interest expense$2,759,0004,435
Net interest income$6,739,0002,677
Provision for loan and lease losses$348,0002,728
Total noninterest income$2,325,0001,773
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$986,0001,366
Trading account gains and fees$0532
Additional Noninterest Income$1,339,0001,685
Total noninterest expense$5,809,0002,459
Salaries and employee benefits$2,528,0002,612
Premises and equipment expense$965,0002,128
Additional noninterest expense$2,316,0002,404
Pre-tax net operating income$2,907,0002,359
Securities gains (losses)$15,0005,022
Applicable income taxes$917,0002,477
Income before extraordinary items$2,005,0002,514
Extraordinary gains, net$03,149
Net income$2,005,0002,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,602
Cash dividends$244,0004,954
Sale, conversion, retirement of capital stock, net$2,911,000288
Net operating income$1,994,6502,375
1992-12-31 (YTD Data)Rank
Total interest income$9,644,0003,614
Total interest expense$3,377,0004,687
Net interest income$6,267,0002,907
Provision for loan and lease losses$801,0002,147
Total noninterest income$1,330,0002,629
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$662,0002,054
Trading account gains and fees$0504
Additional Noninterest Income$668,0002,628
Total noninterest expense$5,309,0002,714
Salaries and employee benefits$2,088,0003,098
Premises and equipment expense$899,0002,311
Additional noninterest expense$2,322,0002,466
Pre-tax net operating income$1,487,0004,062
Securities gains (losses)$35,0004,733
Applicable income taxes$513,0003,924
Income before extraordinary items$1,009,0004,463
Extraordinary gains, net$01,422
Net income$1,009,0004,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,0001,976
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$495,000571
Net operating income$985,9004,234

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.