Home > Fairbury Federal Savings and Loan Association > Income and Expense
Fairbury Federal Savings and Loan Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 5,514 |
| Total interest expense | $3,118,000 | 3,827 |
| Net interest income | $2,052,000 | 7,438 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $273,000 | 4,356 |
| Total noninterest expense | $1,611,000 | 7,264 |
| Salaries and employee benefits | $870,000 | 6,815 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $435,000 | 8,476 |
| Pre-tax net operating income | $678,000 | 7,533 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $240,000 | 6,686 |
| Income before extraordinary items | $438,000 | 7,824 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $438,000 | 7,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $438,000 | 7,876 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 5,143 |
| Total interest expense | $3,445,000 | 3,643 |
| Net interest income | $2,315,000 | 6,907 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $250,000 | 5,006 |
| Total noninterest expense | $1,547,000 | 7,665 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $249,000 | 6,692 |
| Additional noninterest expense | $469,000 | 8,531 |
| Pre-tax net operating income | $991,000 | 5,915 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $338,000 | 5,636 |
| Income before extraordinary items | $653,000 | 6,405 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $653,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $653,000 | 6,170 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 4,946 |
| Total interest expense | $4,515,000 | 3,634 |
| Net interest income | $2,294,000 | 7,020 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $227,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $227,000 | 5,269 |
| Total noninterest expense | $1,489,000 | 7,952 |
| Salaries and employee benefits | $604,000 | 8,768 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $582,000 | 7,671 |
| Pre-tax net operating income | $992,000 | 5,656 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $324,000 | 5,641 |
| Income before extraordinary items | $674,000 | 6,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $674,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $669,920 | 5,757 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.