Home > Fairbank State Bank > Income and Expense
Fairbank State Bank, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,720 |
| Total interest expense | $204,000 | 7,459 |
| Net interest income | $241,000 | 7,791 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $170,000 | 8,082 |
| Salaries and employee benefits | $82,000 | 8,175 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $100,000 | 6,003 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $75,000 | 6,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $75,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $75,000 | 6,103 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,710 |
| Total interest expense | $822,000 | 7,459 |
| Net interest income | $959,000 | 7,799 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $142,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $108,000 | 5,924 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $34,000 | 7,445 |
| Total noninterest expense | $648,000 | 8,159 |
| Salaries and employee benefits | $336,000 | 8,199 |
| Premises and equipment expense | $82,000 | 7,946 |
| Additional noninterest expense | $230,000 | 7,881 |
| Pre-tax net operating income | $429,000 | 6,195 |
| Securities gains (losses) | $-36,000 | 7,925 |
| Applicable income taxes | $137,000 | 4,210 |
| Income before extraordinary items | $256,000 | 6,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $256,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $508,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $279,400 | 6,487 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 7,756 |
| Total interest expense | $609,000 | 7,508 |
| Net interest income | $719,000 | 7,840 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $107,000 | 7,236 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $79,000 | 5,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $28,000 | 7,397 |
| Total noninterest expense | $518,000 | 8,073 |
| Salaries and employee benefits | $271,000 | 8,133 |
| Premises and equipment expense | $61,000 | 7,935 |
| Additional noninterest expense | $186,000 | 7,764 |
| Pre-tax net operating income | $290,000 | 6,606 |
| Securities gains (losses) | $-36,000 | 8,105 |
| Applicable income taxes | $80,000 | 4,619 |
| Income before extraordinary items | $174,000 | 6,939 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $174,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $36,000 | 5,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $198,840 | 6,799 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,806 |
| Total interest expense | $405,000 | 7,543 |
| Net interest income | $484,000 | 7,897 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $68,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $350,000 | 8,101 |
| Salaries and employee benefits | $179,000 | 8,198 |
| Premises and equipment expense | $38,000 | 8,043 |
| Additional noninterest expense | $133,000 | 7,719 |
| Pre-tax net operating income | $190,000 | 6,696 |
| Securities gains (losses) | $-35,000 | 8,244 |
| Applicable income taxes | $49,000 | 4,783 |
| Income before extraordinary items | $106,000 | 7,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $106,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $16,000 | 4,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $129,800 | 6,894 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,833 |
| Total interest expense | $201,000 | 7,585 |
| Net interest income | $245,000 | 7,945 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $34,000 | 7,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $186,000 | 8,095 |
| Salaries and employee benefits | $87,000 | 8,269 |
| Premises and equipment expense | $17,000 | 8,143 |
| Additional noninterest expense | $82,000 | 7,439 |
| Pre-tax net operating income | $87,000 | 6,834 |
| Securities gains (losses) | $-35,000 | 8,454 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $37,000 | 7,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $61,850 | 6,984 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 7,843 |
| Total interest expense | $690,000 | 7,534 |
| Net interest income | $920,000 | 7,954 |
| Provision for loan and lease losses | $101,000 | 4,702 |
| Total noninterest income | $149,000 | 7,323 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $109,000 | 6,027 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 7,480 |
| Total noninterest expense | $671,000 | 8,212 |
| Salaries and employee benefits | $262,000 | 8,457 |
| Premises and equipment expense | $74,000 | 8,098 |
| Additional noninterest expense | $335,000 | 7,396 |
| Pre-tax net operating income | $297,000 | 7,122 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $81,000 | 5,134 |
| Income before extraordinary items | $216,000 | 7,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $216,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,185 |
| Cash dividends | $30,000 | 5,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $216,000 | 7,198 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 7,914 |
| Total interest expense | $487,000 | 7,624 |
| Net interest income | $706,000 | 7,992 |
| Provision for loan and lease losses | $67,000 | 4,730 |
| Total noninterest income | $120,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $84,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $537,000 | 8,161 |
| Salaries and employee benefits | $211,000 | 8,451 |
| Premises and equipment expense | $56,000 | 8,139 |
| Additional noninterest expense | $270,000 | 7,271 |
| Pre-tax net operating income | $222,000 | 7,333 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $65,000 | 5,264 |
| Income before extraordinary items | $157,000 | 7,440 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $157,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,348 |
| Cash dividends | $30,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $157,000 | 7,441 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 7,953 |
| Total interest expense | $309,000 | 7,667 |
| Net interest income | $472,000 | 8,042 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $93,000 | 7,104 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $361,000 | 8,175 |
| Salaries and employee benefits | $141,000 | 8,499 |
| Premises and equipment expense | $33,000 | 8,242 |
| Additional noninterest expense | $187,000 | 7,219 |
| Pre-tax net operating income | $189,000 | 7,145 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $59,000 | 5,090 |
| Income before extraordinary items | $130,000 | 7,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $130,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $30,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $130,000 | 7,317 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,994 |
| Total interest expense | $139,000 | 7,769 |
| Net interest income | $242,000 | 8,026 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $193,000 | 8,111 |
| Salaries and employee benefits | $75,000 | 8,476 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $102,000 | 7,039 |
| Pre-tax net operating income | $92,000 | 7,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $15,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 8,072 |
| Total interest expense | $410,000 | 7,858 |
| Net interest income | $901,000 | 8,081 |
| Provision for loan and lease losses | $33,000 | 6,135 |
| Total noninterest income | $137,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $97,000 | 6,336 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $678,000 | 8,278 |
| Salaries and employee benefits | $322,000 | 8,428 |
| Premises and equipment expense | $69,000 | 8,239 |
| Additional noninterest expense | $287,000 | 7,723 |
| Pre-tax net operating income | $327,000 | 7,300 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $93,000 | 5,430 |
| Income before extraordinary items | $234,000 | 7,448 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $234,000 | 7,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $234,000 | 7,423 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 8,116 |
| Total interest expense | $287,000 | 7,929 |
| Net interest income | $682,000 | 8,121 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $96,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $522,000 | 8,238 |
| Salaries and employee benefits | $251,000 | 8,388 |
| Premises and equipment expense | $55,000 | 8,199 |
| Additional noninterest expense | $216,000 | 7,718 |
| Pre-tax net operating income | $229,000 | 7,520 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $157,000 | 7,678 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $157,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $157,000 | 7,645 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 8,148 |
| Total interest expense | $179,000 | 7,959 |
| Net interest income | $457,000 | 8,141 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $59,000 | 7,792 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $352,000 | 8,228 |
| Salaries and employee benefits | $166,000 | 8,406 |
| Premises and equipment expense | $37,000 | 8,199 |
| Additional noninterest expense | $149,000 | 7,633 |
| Pre-tax net operating income | $152,000 | 7,537 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 5,551 |
| Income before extraordinary items | $104,000 | 7,708 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $104,000 | 7,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $104,000 | 7,661 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 8,245 |
| Total interest expense | $84,000 | 8,055 |
| Net interest income | $224,000 | 8,238 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $186,000 | 8,225 |
| Salaries and employee benefits | $84,000 | 8,467 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $73,000 | 7,591 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $50,000 | 7,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $50,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $50,000 | 7,739 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 8,163 |
| Total interest expense | $308,000 | 8,055 |
| Net interest income | $939,000 | 8,112 |
| Provision for loan and lease losses | $175,000 | 3,992 |
| Total noninterest income | $149,000 | 7,618 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $79,000 | 6,781 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,987 |
| Total noninterest expense | $695,000 | 8,322 |
| Salaries and employee benefits | $310,000 | 8,576 |
| Premises and equipment expense | $93,000 | 8,053 |
| Additional noninterest expense | $292,000 | 7,745 |
| Pre-tax net operating income | $218,000 | 7,722 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $71,000 | 5,805 |
| Income before extraordinary items | $149,000 | 7,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $149,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,932 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $147,640 | 7,846 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 8,165 |
| Total interest expense | $230,000 | 8,091 |
| Net interest income | $727,000 | 8,100 |
| Provision for loan and lease losses | $69,000 | 4,945 |
| Total noninterest income | $120,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $62,000 | 6,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $545,000 | 8,285 |
| Salaries and employee benefits | $246,000 | 8,534 |
| Premises and equipment expense | $75,000 | 7,966 |
| Additional noninterest expense | $224,000 | 7,717 |
| Pre-tax net operating income | $233,000 | 7,536 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $75,000 | 5,646 |
| Income before extraordinary items | $160,000 | 7,721 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $160,000 | 7,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $120,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $158,640 | 7,682 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 8,201 |
| Total interest expense | $155,000 | 8,147 |
| Net interest income | $493,000 | 8,120 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $87,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $374,000 | 8,292 |
| Salaries and employee benefits | $167,000 | 8,567 |
| Premises and equipment expense | $51,000 | 7,970 |
| Additional noninterest expense | $156,000 | 7,650 |
| Pre-tax net operating income | $152,000 | 7,527 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $48,000 | 5,678 |
| Income before extraordinary items | $104,000 | 7,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $120,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $104,000 | 7,667 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,243 |
| Total interest expense | $80,000 | 8,165 |
| Net interest income | $245,000 | 8,157 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $189,000 | 8,320 |
| Salaries and employee benefits | $88,000 | 8,549 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $92,000 | 7,278 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 8,350 |
| Total interest expense | $395,000 | 8,128 |
| Net interest income | $847,000 | 8,340 |
| Provision for loan and lease losses | $34,000 | 6,715 |
| Total noninterest income | $115,000 | 8,161 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $69,000 | 7,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $703,000 | 8,446 |
| Salaries and employee benefits | $369,000 | 8,532 |
| Premises and equipment expense | $72,000 | 8,459 |
| Additional noninterest expense | $262,000 | 8,024 |
| Pre-tax net operating income | $225,000 | 7,743 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $71,000 | 6,025 |
| Income before extraordinary items | $154,000 | 7,984 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $154,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $154,000 | 7,867 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $931,000 | 8,442 |
| Total interest expense | $311,000 | 8,190 |
| Net interest income | $620,000 | 8,450 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $83,000 | 8,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $48,000 | 7,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $531,000 | 8,452 |
| Salaries and employee benefits | $283,000 | 8,495 |
| Premises and equipment expense | $55,000 | 8,474 |
| Additional noninterest expense | $193,000 | 8,049 |
| Pre-tax net operating income | $147,000 | 7,988 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $107,000 | 8,172 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $107,000 | 8,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $107,000 | 8,043 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,494 |
| Total interest expense | $219,000 | 8,207 |
| Net interest income | $401,000 | 8,518 |
| Provision for loan and lease losses | $16,000 | 6,529 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $352,000 | 8,482 |
| Salaries and employee benefits | $188,000 | 8,531 |
| Premises and equipment expense | $35,000 | 8,530 |
| Additional noninterest expense | $129,000 | 8,057 |
| Pre-tax net operating income | $86,000 | 8,111 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $64,000 | 8,295 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $64,000 | 8,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $64,000 | 8,158 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 8,568 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $198,000 | 8,576 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $185,000 | 8,448 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $36,000 | 8,212 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 8,694 |
| Total interest expense | $469,000 | 8,465 |
| Net interest income | $719,000 | 8,713 |
| Provision for loan and lease losses | $17,000 | 7,610 |
| Total noninterest income | $86,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $628,000 | 8,704 |
| Salaries and employee benefits | $358,000 | 8,666 |
| Premises and equipment expense | $57,000 | 8,790 |
| Additional noninterest expense | $213,000 | 8,463 |
| Pre-tax net operating income | $160,000 | 8,079 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $48,000 | 6,561 |
| Income before extraordinary items | $111,000 | 8,288 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $111,000 | 8,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $1,400,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $111,700 | 8,187 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 8,723 |
| Total interest expense | $735,000 | 8,562 |
| Net interest income | $772,000 | 8,722 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $103,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $62,000 | 7,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $41,000 | 7,974 |
| Total noninterest expense | $666,000 | 8,759 |
| Salaries and employee benefits | $435,000 | 8,470 |
| Premises and equipment expense | $49,000 | 9,145 |
| Additional noninterest expense | $182,000 | 8,797 |
| Pre-tax net operating income | $59,000 | 8,508 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-19,000 | 9,050 |
| Income before extraordinary items | $78,000 | 8,455 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $78,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,220 |
| Cash dividends | $36,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $78,000 | 8,354 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 8,860 |
| Total interest expense | $705,000 | 8,856 |
| Net interest income | $883,000 | 8,726 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $652,000 | 8,959 |
| Salaries and employee benefits | $424,000 | 8,628 |
| Premises and equipment expense | $45,000 | 9,456 |
| Additional noninterest expense | $183,000 | 8,949 |
| Pre-tax net operating income | $153,000 | 8,581 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $79,000 | 8,835 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $79,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,643 |
| Cash dividends | $41,000 | 6,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $78,360 | 8,826 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 8,956 |
| Total interest expense | $704,000 | 8,942 |
| Net interest income | $884,000 | 8,872 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $68,000 | 9,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $718,000 | 8,979 |
| Salaries and employee benefits | $473,000 | 8,490 |
| Premises and equipment expense | $67,000 | 9,293 |
| Additional noninterest expense | $178,000 | 9,255 |
| Pre-tax net operating income | $234,000 | 8,409 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $32,000 | 7,966 |
| Income before extraordinary items | $202,000 | 8,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $202,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $38,000 | 6,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $202,000 | 8,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 9,179 |
| Total interest expense | $699,000 | 9,197 |
| Net interest income | $888,000 | 9,050 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $706,000 | 9,086 |
| Salaries and employee benefits | $460,000 | 8,609 |
| Premises and equipment expense | $73,000 | 9,302 |
| Additional noninterest expense | $173,000 | 9,421 |
| Pre-tax net operating income | $250,000 | 8,665 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $25,000 | 8,790 |
| Income before extraordinary items | $225,000 | 8,432 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $225,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $34,000 | 7,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $225,000 | 8,356 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 9,635 |
| Total interest expense | $692,000 | 9,563 |
| Net interest income | $834,000 | 9,590 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $69,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $648,000 | 9,560 |
| Salaries and employee benefits | $439,000 | 9,023 |
| Premises and equipment expense | $63,000 | 9,881 |
| Additional noninterest expense | $146,000 | 10,043 |
| Pre-tax net operating income | $255,000 | 9,261 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $49,000 | 9,272 |
| Income before extraordinary items | $206,000 | 9,100 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $206,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $47,000 | 7,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $206,000 | 9,065 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 10,201 |
| Total interest expense | $651,000 | 10,113 |
| Net interest income | $789,000 | 10,135 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $64,000 | 10,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $599,000 | 10,172 |
| Salaries and employee benefits | $391,000 | 9,663 |
| Premises and equipment expense | $64,000 | 10,248 |
| Additional noninterest expense | $144,000 | 10,616 |
| Pre-tax net operating income | $254,000 | 9,454 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $60,000 | 9,509 |
| Income before extraordinary items | $195,000 | 9,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $195,000 | 9,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $41,000 | 7,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $194,240 | 9,291 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 10,730 |
| Total interest expense | $603,000 | 10,649 |
| Net interest income | $772,000 | 10,623 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $64,000 | 11,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $597,000 | 10,578 |
| Salaries and employee benefits | $390,000 | 10,019 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $148,000 | 11,074 |
| Pre-tax net operating income | $239,000 | 10,200 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $51,000 | 10,172 |
| Income before extraordinary items | $188,000 | 10,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $188,000 | 10,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $27,000 | 8,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $188,000 | 10,032 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 11,223 |
| Total interest expense | $489,000 | 11,150 |
| Net interest income | $770,000 | 11,151 |
| Provision for loan and lease losses | $-40,000 | 11,942 |
| Total noninterest income | $61,000 | 11,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $583,000 | 11,212 |
| Salaries and employee benefits | $386,000 | 10,410 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $156,000 | 11,716 |
| Pre-tax net operating income | $288,000 | 10,214 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $238,000 | 9,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $238,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $16,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $237,180 | 9,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 11,658 |
| Total interest expense | $539,000 | 11,479 |
| Net interest income | $773,000 | 11,608 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $57,000 | 12,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $586,000 | 11,717 |
| Salaries and employee benefits | $369,000 | 10,953 |
| Premises and equipment expense | $51,000 | 12,175 |
| Additional noninterest expense | $166,000 | 12,201 |
| Pre-tax net operating income | $244,000 | 10,667 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $48,000 | 10,991 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $69,000 | 1,921 |
| Net income | $266,000 | 9,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $196,200 | 10,482 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 12,105 |
| Total interest expense | $687,000 | 11,887 |
| Net interest income | $753,000 | 12,104 |
| Provision for loan and lease losses | $-50,000 | 13,611 |
| Total noninterest income | $59,000 | 12,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $632,000 | 11,869 |
| Salaries and employee benefits | $404,000 | 10,813 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $178,000 | 12,547 |
| Pre-tax net operating income | $230,000 | 10,788 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $166,000 | 11,048 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $166,000 | 11,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 13,434 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,280 | 10,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.