Home > F & M COMMUNITY BANK, N.A. > Income and Expense
F & M COMMUNITY BANK, N.A., Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 9,398 |
| Total interest expense | $151,000 | 9,431 |
| Net interest income | $421,000 | 9,290 |
| Provision for loan and lease losses | $37,000 | 7,027 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $42,000 | 7,759 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $548,000 | 9,075 |
| Salaries and employee benefits | $236,000 | 9,296 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $202,000 | 8,636 |
| Pre-tax net operating income | $-110,000 | 8,873 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-69,000 | 9,205 |
| Income before extraordinary items | $-41,000 | 8,888 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-41,000 | 8,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-41,000 | 8,816 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $64,000 | 9,876 |
| Total interest expense | $25,000 | 9,816 |
| Net interest income | $39,000 | 9,877 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $3,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $224,000 | 9,821 |
| Salaries and employee benefits | $45,000 | 9,873 |
| Premises and equipment expense | $45,000 | 9,456 |
| Additional noninterest expense | $134,000 | 9,381 |
| Pre-tax net operating income | $-206,000 | 9,344 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-59,000 | 9,506 |
| Income before extraordinary items | $-147,000 | 9,317 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-147,000 | 9,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,077,000 | 351 |
| Net operating income | $-147,000 | 9,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.