Home > F & M Bank-Wisconsin > Income and Expense
F & M Bank-Wisconsin, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $19,921,000 | 405 |
| Total interest expense | $6,165,000 | 411 |
| Net interest income | $13,756,000 | 411 |
| Provision for loan and lease losses | $-41,000 | 8,791 |
| Total noninterest income | $2,931,000 | 538 |
| Gross Fiduciary activities income | $53,000 | 797 |
| Service charges on deposit accounts | $1,285,000 | 304 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,593,000 | 562 |
| Total noninterest expense | $12,451,000 | 374 |
| Salaries and employee benefits | $4,888,000 | 468 |
| Premises and equipment expense | $1,706,000 | 367 |
| Additional noninterest expense | $5,857,000 | 294 |
| Pre-tax net operating income | $4,277,000 | 591 |
| Securities gains (losses) | $-8,000 | 8,484 |
| Applicable income taxes | $439,000 | 1,494 |
| Income before extraordinary items | $3,830,000 | 499 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,830,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,308,000 | 198 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,837,200 | 481 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $80,879,000 | 372 |
| Total interest expense | $24,358,000 | 358 |
| Net interest income | $56,521,000 | 389 |
| Provision for loan and lease losses | $5,251,000 | 237 |
| Total noninterest income | $12,521,000 | 528 |
| Gross Fiduciary activities income | $279,000 | 709 |
| Service charges on deposit accounts | $5,849,000 | 290 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,393,000 | 553 |
| Total noninterest expense | $52,707,000 | 352 |
| Salaries and employee benefits | $20,917,000 | 432 |
| Premises and equipment expense | $7,106,000 | 328 |
| Additional noninterest expense | $24,684,000 | 290 |
| Pre-tax net operating income | $11,084,000 | 795 |
| Securities gains (losses) | $-23,000 | 8,413 |
| Applicable income taxes | $-322,000 | 8,871 |
| Income before extraordinary items | $11,383,000 | 600 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,383,000 | 601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,153,000 | 145 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,406,000 | 576 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $61,035,000 | 368 |
| Total interest expense | $18,203,000 | 357 |
| Net interest income | $42,832,000 | 389 |
| Provision for loan and lease losses | $3,571,000 | 276 |
| Total noninterest income | $9,452,000 | 526 |
| Gross Fiduciary activities income | $212,000 | 707 |
| Service charges on deposit accounts | $4,337,000 | 300 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,903,000 | 550 |
| Total noninterest expense | $40,010,000 | 350 |
| Salaries and employee benefits | $15,893,000 | 427 |
| Premises and equipment expense | $5,533,000 | 321 |
| Additional noninterest expense | $18,584,000 | 288 |
| Pre-tax net operating income | $8,703,000 | 764 |
| Securities gains (losses) | $-24,000 | 8,687 |
| Applicable income taxes | $164,000 | 4,726 |
| Income before extraordinary items | $8,515,000 | 607 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,515,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,132,000 | 164 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,538,520 | 582 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $40,963,000 | 365 |
| Total interest expense | $12,211,000 | 351 |
| Net interest income | $28,752,000 | 382 |
| Provision for loan and lease losses | $3,131,000 | 219 |
| Total noninterest income | $6,321,000 | 523 |
| Gross Fiduciary activities income | $146,000 | 700 |
| Service charges on deposit accounts | $2,754,000 | 306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,421,000 | 543 |
| Total noninterest expense | $26,574,000 | 347 |
| Salaries and employee benefits | $10,475,000 | 435 |
| Premises and equipment expense | $3,821,000 | 310 |
| Additional noninterest expense | $12,278,000 | 281 |
| Pre-tax net operating income | $5,368,000 | 816 |
| Securities gains (losses) | $-17,000 | 8,775 |
| Applicable income taxes | $-178,000 | 8,983 |
| Income before extraordinary items | $5,529,000 | 612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,529,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,215,000 | 168 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,546,000 | 580 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $20,501,000 | 372 |
| Total interest expense | $6,180,000 | 353 |
| Net interest income | $14,321,000 | 388 |
| Provision for loan and lease losses | $1,500,000 | 231 |
| Total noninterest income | $3,252,000 | 513 |
| Gross Fiduciary activities income | $80,000 | 690 |
| Service charges on deposit accounts | $1,249,000 | 339 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,923,000 | 492 |
| Total noninterest expense | $12,949,000 | 359 |
| Salaries and employee benefits | $4,873,000 | 467 |
| Premises and equipment expense | $2,006,000 | 311 |
| Additional noninterest expense | $6,070,000 | 275 |
| Pre-tax net operating income | $3,124,000 | 716 |
| Securities gains (losses) | $-9,000 | 8,908 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $3,058,000 | 574 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,058,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,997,000 | 171 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,066,820 | 535 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $89,564,000 | 346 |
| Total interest expense | $30,227,000 | 320 |
| Net interest income | $59,337,000 | 358 |
| Provision for loan and lease losses | $17,395,000 | 148 |
| Total noninterest income | $13,037,000 | 536 |
| Gross Fiduciary activities income | $192,000 | 813 |
| Service charges on deposit accounts | $5,320,000 | 311 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,525,000 | 555 |
| Total noninterest expense | $53,356,000 | 351 |
| Salaries and employee benefits | $19,190,000 | 466 |
| Premises and equipment expense | $7,828,000 | 321 |
| Additional noninterest expense | $26,338,000 | 277 |
| Pre-tax net operating income | $1,623,000 | 3,922 |
| Securities gains (losses) | $-114,000 | 9,033 |
| Applicable income taxes | $-4,470,000 | 9,169 |
| Income before extraordinary items | $5,979,000 | 1,079 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,979,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,602,000 | 173 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,093,000 | 991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $68,379,000 | 353 |
| Total interest expense | $24,036,000 | 324 |
| Net interest income | $44,343,000 | 367 |
| Provision for loan and lease losses | $15,195,000 | 145 |
| Total noninterest income | $10,343,000 | 550 |
| Gross Fiduciary activities income | $139,000 | 819 |
| Service charges on deposit accounts | $3,989,000 | 324 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,215,000 | 547 |
| Total noninterest expense | $40,333,000 | 354 |
| Salaries and employee benefits | $14,741,000 | 470 |
| Premises and equipment expense | $5,845,000 | 329 |
| Additional noninterest expense | $19,747,000 | 281 |
| Pre-tax net operating income | $-842,000 | 9,054 |
| Securities gains (losses) | $-102,000 | 9,119 |
| Applicable income taxes | $-4,181,000 | 9,227 |
| Income before extraordinary items | $3,237,000 | 1,515 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,237,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,610,000 | 175 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,302,280 | 1,410 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $46,597,000 | 348 |
| Total interest expense | $17,179,000 | 312 |
| Net interest income | $29,418,000 | 369 |
| Provision for loan and lease losses | $12,595,000 | 132 |
| Total noninterest income | $7,243,000 | 526 |
| Gross Fiduciary activities income | $89,000 | 836 |
| Service charges on deposit accounts | $2,622,000 | 325 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,532,000 | 505 |
| Total noninterest expense | $27,034,000 | 354 |
| Salaries and employee benefits | $9,728,000 | 471 |
| Premises and equipment expense | $3,909,000 | 335 |
| Additional noninterest expense | $13,397,000 | 275 |
| Pre-tax net operating income | $-2,968,000 | 9,238 |
| Securities gains (losses) | $-77,000 | 9,180 |
| Applicable income taxes | $-3,772,000 | 9,257 |
| Income before extraordinary items | $727,000 | 3,764 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $727,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,025,000 | 186 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $776,280 | 3,396 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $24,000,000 | 348 |
| Total interest expense | $9,035,000 | 311 |
| Net interest income | $14,965,000 | 374 |
| Provision for loan and lease losses | $1,695,000 | 271 |
| Total noninterest income | $3,285,000 | 557 |
| Gross Fiduciary activities income | $43,000 | 848 |
| Service charges on deposit accounts | $1,242,000 | 338 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000,000 | 539 |
| Total noninterest expense | $13,639,000 | 352 |
| Salaries and employee benefits | $4,958,000 | 466 |
| Premises and equipment expense | $1,981,000 | 337 |
| Additional noninterest expense | $6,700,000 | 275 |
| Pre-tax net operating income | $2,916,000 | 774 |
| Securities gains (losses) | $-32,000 | 9,214 |
| Applicable income taxes | $-141,000 | 9,241 |
| Income before extraordinary items | $3,025,000 | 579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,025,000 | 577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 511 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,057,000 | 537 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $109,970,000 | 337 |
| Total interest expense | $48,002,000 | 286 |
| Net interest income | $61,968,000 | 364 |
| Provision for loan and lease losses | $44,284,000 | 109 |
| Total noninterest income | $14,003,000 | 509 |
| Gross Fiduciary activities income | $207,000 | 815 |
| Service charges on deposit accounts | $4,998,000 | 333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,798,000 | 469 |
| Total noninterest expense | $65,582,000 | 301 |
| Salaries and employee benefits | $22,307,000 | 390 |
| Premises and equipment expense | $8,309,000 | 306 |
| Additional noninterest expense | $34,966,000 | 247 |
| Pre-tax net operating income | $-33,895,000 | 9,354 |
| Securities gains (losses) | $-106,000 | 9,136 |
| Applicable income taxes | $-16,850,000 | 9,349 |
| Income before extraordinary items | $-17,151,000 | 9,344 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-17,151,000 | 9,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,994,000 | 133 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-17,083,160 | 9,336 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $146,777,000 | 301 |
| Total interest expense | $79,313,000 | 265 |
| Net interest income | $67,464,000 | 324 |
| Provision for loan and lease losses | $11,297,000 | 220 |
| Total noninterest income | $13,865,000 | 486 |
| Gross Fiduciary activities income | $338,000 | 697 |
| Service charges on deposit accounts | $6,115,000 | 270 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,412,000 | 496 |
| Total noninterest expense | $60,689,000 | 314 |
| Salaries and employee benefits | $23,047,000 | 346 |
| Premises and equipment expense | $8,447,000 | 301 |
| Additional noninterest expense | $29,195,000 | 278 |
| Pre-tax net operating income | $9,343,000 | 818 |
| Securities gains (losses) | $57,000 | 2,222 |
| Applicable income taxes | $-1,080,000 | 9,554 |
| Income before extraordinary items | $10,480,000 | 560 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,480,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,496,000 | 206 |
| Cash dividends | $10,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $10,423,000 | 534 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $165,238,000 | 291 |
| Total interest expense | $88,107,000 | 277 |
| Net interest income | $77,131,000 | 297 |
| Provision for loan and lease losses | $2,992,000 | 468 |
| Total noninterest income | $11,516,000 | 531 |
| Gross Fiduciary activities income | $406,000 | 664 |
| Service charges on deposit accounts | $6,478,000 | 234 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,632,000 | 663 |
| Total noninterest expense | $64,030,000 | 282 |
| Salaries and employee benefits | $24,801,000 | 309 |
| Premises and equipment expense | $8,171,000 | 298 |
| Additional noninterest expense | $31,058,000 | 262 |
| Pre-tax net operating income | $21,625,000 | 424 |
| Securities gains (losses) | $-31,000 | 8,962 |
| Applicable income taxes | $3,849,000 | 663 |
| Income before extraordinary items | $17,745,000 | 356 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $17,745,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,775,000 | 325 |
| Cash dividends | $18,000,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $17,770,420 | 357 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,596,000 | 1,274 |
| Total interest expense | $12,231,000 | 1,240 |
| Net interest income | $13,365,000 | 1,303 |
| Provision for loan and lease losses | $1,295,000 | 799 |
| Total noninterest income | $3,359,000 | 1,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $732,000 | 1,814 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,627,000 | 974 |
| Total noninterest expense | $9,598,000 | 1,439 |
| Salaries and employee benefits | $4,191,000 | 1,644 |
| Premises and equipment expense | $1,260,000 | 1,620 |
| Additional noninterest expense | $4,147,000 | 1,129 |
| Pre-tax net operating income | $5,831,000 | 1,316 |
| Securities gains (losses) | $-356,000 | 10,086 |
| Applicable income taxes | $1,642,000 | 1,471 |
| Income before extraordinary items | $3,833,000 | 1,394 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,833,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 912 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,082,200 | 1,306 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,808,000 | 1,303 |
| Total interest expense | $11,872,000 | 1,310 |
| Net interest income | $12,936,000 | 1,314 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $3,373,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $706,000 | 1,808 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,667,000 | 974 |
| Total noninterest expense | $8,788,000 | 1,511 |
| Salaries and employee benefits | $3,835,000 | 1,721 |
| Premises and equipment expense | $1,188,000 | 1,656 |
| Additional noninterest expense | $3,765,000 | 1,187 |
| Pre-tax net operating income | $7,251,000 | 1,045 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,509,000 | 1,016 |
| Income before extraordinary items | $4,742,000 | 1,139 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,742,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,285 |
| Cash dividends | $4,750,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,742,000 | 1,105 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,454,000 | 1,395 |
| Total interest expense | $11,381,000 | 1,386 |
| Net interest income | $12,073,000 | 1,438 |
| Provision for loan and lease losses | $515,000 | 1,729 |
| Total noninterest income | $1,614,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $675,000 | 1,934 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $939,000 | 1,819 |
| Total noninterest expense | $7,019,000 | 1,846 |
| Salaries and employee benefits | $3,433,000 | 1,919 |
| Premises and equipment expense | $1,121,000 | 1,763 |
| Additional noninterest expense | $2,465,000 | 1,718 |
| Pre-tax net operating income | $6,153,000 | 1,275 |
| Securities gains (losses) | $55,000 | 1,285 |
| Applicable income taxes | $2,186,000 | 1,225 |
| Income before extraordinary items | $4,022,000 | 1,362 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,022,000 | 1,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,217 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,986,250 | 1,329 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,766,000 | 1,709 |
| Total interest expense | $8,918,000 | 1,762 |
| Net interest income | $10,848,000 | 1,636 |
| Provision for loan and lease losses | $415,000 | 2,030 |
| Total noninterest income | $1,314,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $499,000 | 2,727 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $815,000 | 2,085 |
| Total noninterest expense | $6,508,000 | 2,123 |
| Salaries and employee benefits | $2,981,000 | 2,235 |
| Premises and equipment expense | $1,272,000 | 1,604 |
| Additional noninterest expense | $2,255,000 | 2,210 |
| Pre-tax net operating income | $5,239,000 | 1,372 |
| Securities gains (losses) | $51,000 | 1,313 |
| Applicable income taxes | $1,884,000 | 1,304 |
| Income before extraordinary items | $3,406,000 | 1,444 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,406,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 10,764 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,373,360 | 1,424 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,227,000 | 1,859 |
| Total interest expense | $8,231,000 | 1,910 |
| Net interest income | $9,996,000 | 1,786 |
| Provision for loan and lease losses | $440,000 | 1,736 |
| Total noninterest income | $1,008,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $580,000 | 2,593 |
| Total noninterest expense | $6,275,000 | 2,179 |
| Salaries and employee benefits | $2,724,000 | 2,448 |
| Premises and equipment expense | $1,181,000 | 1,712 |
| Additional noninterest expense | $2,370,000 | 2,092 |
| Pre-tax net operating income | $4,289,000 | 1,715 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $1,518,000 | 1,634 |
| Income before extraordinary items | $2,773,000 | 1,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,773,000 | 1,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,197 |
| Cash dividends | $2,400,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,771,700 | 1,796 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,971,000 | 2,191 |
| Total interest expense | $5,307,000 | 2,329 |
| Net interest income | $8,664,000 | 2,081 |
| Provision for loan and lease losses | $171,000 | 3,347 |
| Total noninterest income | $693,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $365,000 | 3,697 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $328,000 | 3,864 |
| Total noninterest expense | $6,519,000 | 2,164 |
| Salaries and employee benefits | $2,687,000 | 2,488 |
| Premises and equipment expense | $973,000 | 2,085 |
| Additional noninterest expense | $2,859,000 | 1,889 |
| Pre-tax net operating income | $2,667,000 | 2,664 |
| Securities gains (losses) | $152,000 | 600 |
| Applicable income taxes | $946,000 | 2,360 |
| Income before extraordinary items | $1,873,000 | 2,594 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,873,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,727 |
| Cash dividends | $3,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,772,680 | 2,749 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,844,000 | 3,879 |
| Total interest expense | $3,236,000 | 3,858 |
| Net interest income | $4,608,000 | 3,836 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $573,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $265,000 | 4,878 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $308,000 | 4,405 |
| Total noninterest expense | $4,746,000 | 2,985 |
| Salaries and employee benefits | $1,919,000 | 3,399 |
| Premises and equipment expense | $695,000 | 2,901 |
| Additional noninterest expense | $2,132,000 | 2,578 |
| Pre-tax net operating income | $255,000 | 10,588 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $265,000 | 6,565 |
| Income before extraordinary items | $36,000 | 12,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $36,000 | 12,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,560 | 12,358 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 3,841 |
| Total interest expense | $4,198,000 | 3,897 |
| Net interest income | $4,842,000 | 3,760 |
| Provision for loan and lease losses | $290,000 | 4,227 |
| Total noninterest income | $503,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $313,000 | 4,295 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $190,000 | 5,835 |
| Total noninterest expense | $4,683,000 | 3,045 |
| Salaries and employee benefits | $1,783,000 | 3,587 |
| Premises and equipment expense | $592,000 | 3,409 |
| Additional noninterest expense | $2,308,000 | 2,479 |
| Pre-tax net operating income | $372,000 | 9,492 |
| Securities gains (losses) | $910,000 | 710 |
| Applicable income taxes | $258,000 | 6,544 |
| Income before extraordinary items | $1,024,000 | 4,396 |
| Extraordinary gains, net | $222,000 | 393 |
| Net income | $1,246,000 | 3,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $916,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $296,000 | 8,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.