Home > F & M Bank-Wisconsin > Net charge- offs to loans
F & M Bank-Wisconsin, Net charge- offs to loans
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5384% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4920% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0964% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2792% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2026% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3307% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0288% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2462% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7079% | 7,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9868% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9829% | 132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 7,813 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9781% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1893% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1190% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2324% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6669% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2126% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8864% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5685% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7841% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4097% | 367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 7,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7029% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7900% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2055% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6884% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6893% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7983% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4356% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6351% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0540% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5360% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2507% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7044% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0158% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7500% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3010% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2243% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2384% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6429% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9496% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6062% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3155% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9091% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5392% | 363 |
| Percentage Net Loans Charged-off:Construction & development | -0.4205% | 8,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0129% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1500% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0173% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3465% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3663% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9650% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4448% | 391 |
| Percentage Net Loans Charged-off:Construction & development | -0.5541% | 8,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8755% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4675% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3021% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2039% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6444% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8309% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5638% | 299 |
| Percentage Net Loans Charged-off:Construction & development | -0.8465% | 8,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1720% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1670% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 2,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7120% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7352% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1548% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1565% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1006% | 8,897 |
| Percentage Net Loans Charged-off:Construction & development | -1.4869% | 8,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0883% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 8,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0635% | 8,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9293% | 8,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1088% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7152% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9206% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7301% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9839% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 3.6742% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1474% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1852% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2678% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3012% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8534% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5943% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9441% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7205% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6904% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 2,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2083% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1153% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1204% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0774% | 1,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7635% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8045% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9822% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0360% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3064% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1117% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6554% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8821% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0571% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9426% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5584% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 6,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0789% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8424% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0243% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1931% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 7,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0960% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1040% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1442% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 10,043 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2797% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 5,991 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 6,280 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |