Home > F & M Bank-Wisconsin > Assets and Liabilities
F & M Bank-Wisconsin, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 368 | 413 |
| Assets and Liabilities | ||
| Total Assets: | $1,538,701,000 | 412 |
| Cash and due from depository institutions | $29,464,000 | 413 |
| Interest-bearing balances | $59,000 | 5,621 |
| Securities | $469,540,000 | 318 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $927,808,000 | 457 |
| Loan loss allowance | $42,338,000 | 164 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $30,846,000 | 259 |
| Other real estate owned | $3,447,000 | 413 |
| Goodwill and other intangibles | $5,948,000 | 703 |
| All other assets | $71,648,000 | 298 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,538,701,000 | 412 |
| Total liabilities | $1,341,164,000 | 421 |
| Total deposits | $1,110,088,000 | 412 |
| Interest-bearing deposits | $957,180,000 | 399 |
| Deposits held in domestic offices | $1,110,088,000 | 411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,430,000 | 376 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $149,269,000 | 402 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $14,377,000 | 459 |
| Total equity capital | $197,537,000 | 342 |
| Total bank equity capital | $197,537,000 | 342 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,467,000 | 2,319 |
| Surplus | $131,326,000 | 273 |
| Undivided profits | $64,744,000 | 500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,834,000 | 230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,817,000 | 109 |
| Income earned, not collected on loans | $8,977,000 | 332 |
| Earning assets | $1,397,407,000 | 406 |
| Long-term assets (5+ years) | $375,069,000 | 299 |
| Average Assets, year-to-date | $1,572,276,000 | 400 |
| Average Assets, quarterly | $1,572,276,000 | 400 |
| Volatile liabilities | $212,137,000 | 659 |
| Insider loans | $434,000 | 5,646 |
| FHLB advances | $147,354,000 | 345 |
| Loans and leases held for sale | $11,738,000 | 241 |
| Unused loan commitments | $240,961,000 | 488 |
| Tier 1 (core) risk-based capital | $183,670,000 | 332 |
| Tier 2 risk-based capital | $13,925,000 | 392 |
| Total risk weighted assets | $1,085,253,000 | 426 |
| Total unused commitments | $240,961,000 | 488 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 386 | 405 |
| Assets and Liabilities | ||
| Total Assets: | $1,605,851,000 | 399 |
| Cash and due from depository institutions | $40,727,000 | 405 |
| Interest-bearing balances | $237,000 | 4,195 |
| Securities | $474,492,000 | 328 |
| Federal funds sold & reverse repurchase agreements | $55,000,000 | 229 |
| Net loans & leases | $929,752,000 | 451 |
| Loan loss allowance | $43,687,000 | 163 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $30,885,000 | 259 |
| Other real estate owned | $3,954,000 | 405 |
| Goodwill and other intangibles | $5,948,000 | 697 |
| All other assets | $65,093,000 | 318 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,605,851,000 | 399 |
| Total liabilities | $1,407,835,000 | 404 |
| Total deposits | $1,187,523,000 | 387 |
| Interest-bearing deposits | $1,014,878,000 | 372 |
| Deposits held in domestic offices | $1,187,523,000 | 385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,135,000 | 503 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $169,412,000 | 357 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $9,765,000 | 572 |
| Total equity capital | $198,016,000 | 349 |
| Total bank equity capital | $198,016,000 | 349 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,467,000 | 2,302 |
| Surplus | $131,326,000 | 275 |
| Undivided profits | $65,223,000 | 498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,888,000 | 205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,883,000 | 70 |
| Income earned, not collected on loans | $8,936,000 | 331 |
| Earning assets | $1,459,481,000 | 400 |
| Long-term assets (5+ years) | $415,708,000 | 282 |
| Average Assets, year-to-date | $1,612,501,600 | 379 |
| Average Assets, quarterly | $1,597,112,500 | 396 |
| Volatile liabilities | $208,043,000 | 649 |
| Insider loans | $434,000 | 5,690 |
| FHLB advances | $167,364,000 | 313 |
| Loans and leases held for sale | $7,623,000 | 295 |
| Unused loan commitments | $227,823,000 | 500 |
| Tier 1 (core) risk-based capital | $179,840,000 | 337 |
| Tier 2 risk-based capital | $14,109,000 | 391 |
| Total risk weighted assets | $1,098,774,000 | 418 |
| Total unused commitments | $227,823,000 | 500 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 404 | 397 |
| Assets and Liabilities | ||
| Total Assets: | $1,588,374,000 | 399 |
| Cash and due from depository institutions | $33,706,000 | 397 |
| Interest-bearing balances | $239,000 | 4,255 |
| Securities | $476,858,000 | 320 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 730 |
| Net loans & leases | $956,720,000 | 426 |
| Loan loss allowance | $46,028,000 | 166 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $31,410,000 | 251 |
| Other real estate owned | $5,020,000 | 397 |
| Goodwill and other intangibles | $5,948,000 | 686 |
| All other assets | $63,212,000 | 322 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,588,374,000 | 399 |
| Total liabilities | $1,390,969,000 | 400 |
| Total deposits | $1,167,654,000 | 388 |
| Interest-bearing deposits | $1,002,706,000 | 379 |
| Deposits held in domestic offices | $1,167,654,000 | 385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,500,000 | 484 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $168,474,000 | 367 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $11,341,000 | 521 |
| Total equity capital | $197,405,000 | 351 |
| Total bank equity capital | $197,405,000 | 351 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,467,000 | 2,299 |
| Surplus | $131,326,000 | 277 |
| Undivided profits | $64,612,000 | 507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,983,000 | 245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,208,000 | 66 |
| Income earned, not collected on loans | $8,980,000 | 324 |
| Earning assets | $1,449,317,000 | 397 |
| Long-term assets (5+ years) | $358,235,000 | 335 |
| Average Assets, year-to-date | $1,614,164,250 | 380 |
| Average Assets, quarterly | $1,595,948,000 | 389 |
| Volatile liabilities | $215,665,000 | 611 |
| Insider loans | $540,000 | 5,297 |
| FHLB advances | $167,474,000 | 313 |
| Loans and leases held for sale | $5,607,000 | 343 |
| Unused loan commitments | $258,691,000 | 449 |
| Tier 1 (core) risk-based capital | $176,972,000 | 336 |
| Tier 2 risk-based capital | $14,109,000 | 386 |
| Total risk weighted assets | $1,096,424,000 | 409 |
| Total unused commitments | $258,691,000 | 449 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 406 | 394 |
| Assets and Liabilities | ||
| Total Assets: | $1,603,522,000 | 392 |
| Cash and due from depository institutions | $33,059,000 | 394 |
| Interest-bearing balances | $212,000 | 4,436 |
| Securities | $468,174,000 | 338 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $990,642,000 | 400 |
| Loan loss allowance | $47,505,000 | 165 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $31,890,000 | 248 |
| Other real estate owned | $4,936,000 | 394 |
| Goodwill and other intangibles | $5,948,000 | 667 |
| All other assets | $68,873,000 | 315 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,603,522,000 | 392 |
| Total liabilities | $1,414,373,000 | 396 |
| Total deposits | $1,175,581,000 | 388 |
| Interest-bearing deposits | $1,012,486,000 | 372 |
| Deposits held in domestic offices | $1,175,581,000 | 385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,970,000 | 408 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $168,485,000 | 366 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $12,337,000 | 478 |
| Total equity capital | $189,149,000 | 347 |
| Total bank equity capital | $189,149,000 | 347 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,467,000 | 2,302 |
| Surplus | $131,326,000 | 268 |
| Undivided profits | $56,356,000 | 561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,911,000 | 192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,127,000 | 55 |
| Income earned, not collected on loans | $8,986,000 | 313 |
| Earning assets | $1,459,028,000 | 391 |
| Long-term assets (5+ years) | $405,351,000 | 309 |
| Average Assets, year-to-date | $1,622,761,000 | 379 |
| Average Assets, quarterly | $1,615,618,000 | 385 |
| Volatile liabilities | $236,591,000 | 564 |
| Insider loans | $140,000 | 7,048 |
| FHLB advances | $167,484,000 | 316 |
| Loans and leases held for sale | $12,030,000 | 236 |
| Unused loan commitments | $285,947,000 | 411 |
| Tier 1 (core) risk-based capital | $173,987,000 | 334 |
| Tier 2 risk-based capital | $14,540,000 | 374 |
| Total risk weighted assets | $1,129,700,000 | 388 |
| Total unused commitments | $285,947,000 | 411 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 407 | 402 |
| Assets and Liabilities | ||
| Total Assets: | $1,627,714,000 | 388 |
| Cash and due from depository institutions | $30,152,000 | 402 |
| Interest-bearing balances | $239,000 | 4,471 |
| Securities | $483,681,000 | 326 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $1,009,081,000 | 389 |
| Loan loss allowance | $48,092,000 | 159 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $32,292,000 | 245 |
| Other real estate owned | $2,963,000 | 402 |
| Goodwill and other intangibles | $5,948,000 | 653 |
| All other assets | $63,597,000 | 326 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,627,714,000 | 388 |
| Total liabilities | $1,430,550,000 | 395 |
| Total deposits | $1,199,725,000 | 371 |
| Interest-bearing deposits | $1,047,424,000 | 359 |
| Deposits held in domestic offices | $1,199,725,000 | 368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,261,000 | 426 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $168,594,000 | 352 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $11,970,000 | 534 |
| Total equity capital | $197,164,000 | 335 |
| Total bank equity capital | $197,164,000 | 335 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,467,000 | 2,298 |
| Surplus | $131,326,000 | 261 |
| Undivided profits | $64,371,000 | 505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,248,000 | 193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,964,000 | 105 |
| Income earned, not collected on loans | $9,373,000 | 302 |
| Earning assets | $1,493,001,000 | 386 |
| Long-term assets (5+ years) | $374,435,000 | 321 |
| Average Assets, year-to-date | $1,632,380,500 | 381 |
| Average Assets, quarterly | $1,632,380,500 | 381 |
| Volatile liabilities | $244,572,000 | 539 |
| Insider loans | $195,000 | 6,758 |
| FHLB advances | $167,594,000 | 302 |
| Loans and leases held for sale | $12,354,000 | 239 |
| Unused loan commitments | $302,967,000 | 382 |
| Tier 1 (core) risk-based capital | $171,515,000 | 335 |
| Tier 2 risk-based capital | $14,748,000 | 366 |
| Total risk weighted assets | $1,146,032,000 | 381 |
| Total unused commitments | $302,967,000 | 382 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 411 | 402 |
| Assets and Liabilities | ||
| Total Assets: | $1,637,047,000 | 387 |
| Cash and due from depository institutions | $39,925,000 | 402 |
| Interest-bearing balances | $151,000 | 4,847 |
| Securities | $462,496,000 | 340 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,965 |
| Net loans & leases | $1,024,232,000 | 385 |
| Loan loss allowance | $48,589,000 | 160 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $32,505,000 | 247 |
| Other real estate owned | $3,217,000 | 402 |
| Goodwill and other intangibles | $5,948,000 | 649 |
| All other assets | $62,724,000 | 333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,637,047,000 | 387 |
| Total liabilities | $1,446,544,000 | 391 |
| Total deposits | $1,224,307,000 | 366 |
| Interest-bearing deposits | $1,058,649,000 | 360 |
| Deposits held in domestic offices | $1,224,307,000 | 365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,344,000 | 483 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $168,603,000 | 371 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,290,000 | 563 |
| Total equity capital | $190,503,000 | 340 |
| Total bank equity capital | $190,503,000 | 340 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,467,000 | 2,314 |
| Surplus | $131,326,000 | 265 |
| Undivided profits | $57,710,000 | 546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,805,000 | 177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,558,000 | 126 |
| Income earned, not collected on loans | $9,373,000 | 299 |
| Earning assets | $1,492,879,000 | 382 |
| Long-term assets (5+ years) | $442,626,000 | 276 |
| Average Assets, year-to-date | $1,736,834,600 | 352 |
| Average Assets, quarterly | $1,651,627,500 | 375 |
| Volatile liabilities | $207,721,000 | 605 |
| Insider loans | $197,000 | 6,767 |
| FHLB advances | $167,603,000 | 309 |
| Loans and leases held for sale | $7,905,000 | 299 |
| Unused loan commitments | $279,630,000 | 408 |
| Tier 1 (core) risk-based capital | $168,457,000 | 337 |
| Tier 2 risk-based capital | $15,080,000 | 364 |
| Total risk weighted assets | $1,172,891,000 | 371 |
| Total unused commitments | $279,630,000 | 408 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 413 | 407 |
| Assets and Liabilities | ||
| Total Assets: | $1,666,208,000 | 376 |
| Cash and due from depository institutions | $34,133,000 | 407 |
| Interest-bearing balances | $261,000 | 4,440 |
| Securities | $449,452,000 | 341 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,080,777,000 | 378 |
| Loan loss allowance | $48,883,000 | 162 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $32,958,000 | 246 |
| Other real estate owned | $2,698,000 | 407 |
| Goodwill and other intangibles | $5,948,000 | 642 |
| All other assets | $60,242,000 | 348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,666,208,000 | 376 |
| Total liabilities | $1,478,953,000 | 386 |
| Total deposits | $1,262,646,000 | 357 |
| Interest-bearing deposits | $1,100,836,000 | 356 |
| Deposits held in domestic offices | $1,262,646,000 | 355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,700,000 | 518 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $168,897,000 | 349 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,710,000 | 657 |
| Total equity capital | $187,255,000 | 356 |
| Total bank equity capital | $187,255,000 | 356 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,467,000 | 2,327 |
| Surplus | $131,326,000 | 270 |
| Undivided profits | $54,462,000 | 591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,632,000 | 170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,162,000 | 182 |
| Income earned, not collected on loans | $9,671,000 | 301 |
| Earning assets | $1,530,490,000 | 371 |
| Long-term assets (5+ years) | $429,484,000 | 281 |
| Average Assets, year-to-date | $1,761,781,500 | 357 |
| Average Assets, quarterly | $1,707,388,500 | 369 |
| Volatile liabilities | $212,839,000 | 590 |
| Insider loans | $197,000 | 6,829 |
| FHLB advances | $167,912,000 | 294 |
| Loans and leases held for sale | $30,594,000 | 168 |
| Unused loan commitments | $301,091,000 | 397 |
| Tier 1 (core) risk-based capital | $165,715,000 | 348 |
| Tier 2 risk-based capital | $15,474,000 | 363 |
| Total risk weighted assets | $1,204,619,000 | 371 |
| Total unused commitments | $301,091,000 | 397 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 417 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $1,748,569,000 | 365 |
| Cash and due from depository institutions | $38,801,000 | 409 |
| Interest-bearing balances | $250,000 | 4,575 |
| Securities | $463,639,000 | 328 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $1,135,355,000 | 352 |
| Loan loss allowance | $49,868,000 | 159 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $33,750,000 | 245 |
| Other real estate owned | $4,698,000 | 409 |
| Goodwill and other intangibles | $5,948,000 | 612 |
| All other assets | $66,378,000 | 321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,748,569,000 | 365 |
| Total liabilities | $1,557,476,000 | 366 |
| Total deposits | $1,324,468,000 | 348 |
| Interest-bearing deposits | $1,162,048,000 | 343 |
| Deposits held in domestic offices | $1,324,468,000 | 345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,933,000 | 405 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $169,071,000 | 347 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,004,000 | 673 |
| Total equity capital | $191,093,000 | 348 |
| Total bank equity capital | $191,093,000 | 348 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,467,000 | 2,327 |
| Surplus | $131,326,000 | 261 |
| Undivided profits | $58,300,000 | 548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,697,000 | 152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,037,000 | 111 |
| Income earned, not collected on loans | $10,173,000 | 285 |
| Earning assets | $1,599,244,000 | 359 |
| Long-term assets (5+ years) | $390,505,000 | 293 |
| Average Assets, year-to-date | $1,793,639,330 | 349 |
| Average Assets, quarterly | $1,772,051,500 | 356 |
| Volatile liabilities | $240,055,000 | 545 |
| Insider loans | $208,000 | 6,784 |
| FHLB advances | $168,021,000 | 293 |
| Loans and leases held for sale | $26,582,000 | 239 |
| Unused loan commitments | $341,197,000 | 352 |
| Tier 1 (core) risk-based capital | $163,206,000 | 344 |
| Tier 2 risk-based capital | $16,086,000 | 341 |
| Total risk weighted assets | $1,253,119,000 | 354 |
| Total unused commitments | $341,197,000 | 353 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 441 | 382 |
| Assets and Liabilities | ||
| Total Assets: | $1,795,534,000 | 355 |
| Cash and due from depository institutions | $41,958,000 | 382 |
| Interest-bearing balances | $246,000 | 4,487 |
| Securities | $462,672,000 | 327 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 796 |
| Net loans & leases | $1,159,750,000 | 347 |
| Loan loss allowance | $43,515,000 | 178 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $34,357,000 | 246 |
| Other real estate owned | $4,466,000 | 382 |
| Goodwill and other intangibles | $6,145,000 | 595 |
| All other assets | $66,186,000 | 326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,795,534,000 | 355 |
| Total liabilities | $1,606,276,000 | 355 |
| Total deposits | $1,397,459,000 | 330 |
| Interest-bearing deposits | $1,236,400,000 | 323 |
| Deposits held in domestic offices | $1,397,459,000 | 328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,777,000 | 641 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $173,679,000 | 329 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $12,361,000 | 557 |
| Total equity capital | $189,258,000 | 345 |
| Total bank equity capital | $189,258,000 | 345 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,467,000 | 2,341 |
| Surplus | $131,326,000 | 256 |
| Undivided profits | $56,465,000 | 543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,699,000 | 165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,951,000 | 124 |
| Income earned, not collected on loans | $11,473,000 | 270 |
| Earning assets | $1,642,668,000 | 353 |
| Long-term assets (5+ years) | $411,895,000 | 279 |
| Average Assets, year-to-date | $1,816,174,500 | 351 |
| Average Assets, quarterly | $1,816,174,500 | 351 |
| Volatile liabilities | $253,918,000 | 512 |
| Insider loans | $225,000 | 6,703 |
| FHLB advances | $173,130,000 | 277 |
| Loans and leases held for sale | $21,074,000 | 246 |
| Unused loan commitments | $299,120,000 | 388 |
| Tier 1 (core) risk-based capital | $165,484,000 | 344 |
| Tier 2 risk-based capital | $16,428,000 | 336 |
| Total risk weighted assets | $1,287,174,000 | 344 |
| Total unused commitments | $299,120,000 | 388 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 455 | 370 |
| Assets and Liabilities | ||
| Total Assets: | $1,836,815,000 | 346 |
| Cash and due from depository institutions | $73,090,000 | 370 |
| Interest-bearing balances | $243,000 | 4,411 |
| Securities | $446,285,000 | 324 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,793 |
| Net loans & leases | $1,197,937,000 | 331 |
| Loan loss allowance | $42,298,000 | 178 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $35,116,000 | 242 |
| Other real estate owned | $3,278,000 | 370 |
| Goodwill and other intangibles | $6,377,000 | 569 |
| All other assets | $69,732,000 | 311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,836,815,000 | 346 |
| Total liabilities | $1,676,313,000 | 341 |
| Total deposits | $1,460,667,000 | 316 |
| Interest-bearing deposits | $1,276,506,000 | 312 |
| Deposits held in domestic offices | $1,460,667,000 | 313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,202,000 | 618 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $174,139,000 | 334 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,305,000 | 461 |
| Total equity capital | $160,502,000 | 381 |
| Total bank equity capital | $160,502,000 | 381 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,467,000 | 2,342 |
| Surplus | $106,326,000 | 291 |
| Undivided profits | $52,709,000 | 584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,866,000 | 160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $829,000 | 243 |
| Income earned, not collected on loans | $11,889,000 | 272 |
| Earning assets | $1,649,465,000 | 344 |
| Long-term assets (5+ years) | $406,815,000 | 277 |
| Average Assets, year-to-date | $1,881,864,400 | 337 |
| Average Assets, quarterly | $1,856,521,500 | 348 |
| Volatile liabilities | $258,166,000 | 498 |
| Insider loans | $228,000 | 6,712 |
| FHLB advances | $173,139,000 | 276 |
| Loans and leases held for sale | $25,944,000 | 245 |
| Unused loan commitments | $275,602,000 | 407 |
| Tier 1 (core) risk-based capital | $137,435,000 | 386 |
| Tier 2 risk-based capital | $16,856,000 | 330 |
| Total risk weighted assets | $1,323,056,000 | 332 |
| Total unused commitments | $275,602,000 | 407 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 583 | 283 |
| Assets and Liabilities | ||
| Total Assets: | $1,967,264,000 | 322 |
| Cash and due from depository institutions | $65,641,000 | 283 |
| Interest-bearing balances | $351,000 | 3,995 |
| Securities | $417,965,000 | 316 |
| Federal funds sold & reverse repurchase agreements | $6,891,000 | 2,112 |
| Net loans & leases | $1,383,697,000 | 291 |
| Loan loss allowance | $21,008,000 | 281 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $38,225,000 | 226 |
| Other real estate owned | $3,121,000 | 283 |
| Goodwill and other intangibles | $8,518,000 | 453 |
| All other assets | $43,206,000 | 408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,967,264,000 | 322 |
| Total liabilities | $1,800,571,000 | 321 |
| Total deposits | $1,526,645,000 | 297 |
| Interest-bearing deposits | $1,329,192,000 | 292 |
| Deposits held in domestic offices | $1,526,645,000 | 294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,398,000 | 617 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $229,073,000 | 278 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $16,455,000 | 460 |
| Total equity capital | $166,693,000 | 355 |
| Total bank equity capital | $166,693,000 | 355 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,467,000 | 2,389 |
| Surplus | $106,325,000 | 280 |
| Undivided profits | $58,901,000 | 472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,364,000 | 159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,816,000 | 115 |
| Income earned, not collected on loans | $14,461,000 | 255 |
| Earning assets | $1,808,904,000 | 320 |
| Long-term assets (5+ years) | $408,354,000 | 279 |
| Average Assets, year-to-date | $2,079,895,000 | 302 |
| Average Assets, quarterly | $1,983,260,500 | 319 |
| Volatile liabilities | $321,577,000 | 421 |
| Insider loans | $693,000 | 4,725 |
| FHLB advances | $228,673,000 | 212 |
| Loans and leases held for sale | $32,718,000 | 192 |
| Unused loan commitments | $282,963,000 | 377 |
| Tier 1 (core) risk-based capital | $152,947,000 | 349 |
| Tier 2 risk-based capital | $18,257,000 | 302 |
| Total risk weighted assets | $1,457,777,000 | 307 |
| Total unused commitments | $282,963,000 | 379 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 700 | 252 |
| Assets and Liabilities | ||
| Total Assets: | $2,212,835,000 | 293 |
| Cash and due from depository institutions | $73,618,000 | 252 |
| Interest-bearing balances | $156,000 | 4,139 |
| Securities | $427,680,000 | 304 |
| Federal funds sold & reverse repurchase agreements | $132,000 | 6,753 |
| Net loans & leases | $1,627,185,000 | 262 |
| Loan loss allowance | $20,207,000 | 285 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $40,344,000 | 199 |
| Other real estate owned | $1,953,000 | 252 |
| Goodwill and other intangibles | $9,765,000 | 403 |
| All other assets | $32,158,000 | 420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,212,835,000 | 293 |
| Total liabilities | $2,047,711,000 | 290 |
| Total deposits | $1,606,471,000 | 278 |
| Interest-bearing deposits | $1,373,225,000 | 283 |
| Deposits held in domestic offices | $1,606,471,000 | 274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $128,407,000 | 269 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $296,054,000 | 237 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $16,779,000 | 456 |
| Total equity capital | $165,124,000 | 348 |
| Total bank equity capital | $165,124,000 | 348 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,467,000 | 2,439 |
| Surplus | $106,326,000 | 264 |
| Undivided profits | $57,331,000 | 468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,019,000 | 164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 523 |
| Income earned, not collected on loans | $13,963,000 | 244 |
| Earning assets | $2,055,153,000 | 288 |
| Long-term assets (5+ years) | $404,220,000 | 277 |
| Average Assets, year-to-date | $2,147,162,600 | 291 |
| Average Assets, quarterly | $2,201,234,500 | 292 |
| Volatile liabilities | $524,024,000 | 318 |
| Insider loans | $4,340,000 | 1,125 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $31,000 | 1,418 |
| Unused loan commitments | $237,222,000 | 402 |
| Tier 1 (core) risk-based capital | $152,724,300 | 338 |
| Tier 2 risk-based capital | $20,207,000 | 285 |
| Total risk weighted assets | $1,687,137,800 | 281 |
| Total unused commitments | $237,222,000 | 403 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 129 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $378,109,000 | 1,247 |
| Cash and due from depository institutions | $10,588,000 | 1,307 |
| Interest-bearing balances | $6,000 | 6,540 |
| Securities | $89,834,000 | 1,272 |
| Federal funds sold & reverse repurchase agreements | $11,441,000 | 842 |
| Net loans & leases | $250,044,000 | 1,230 |
| Loan loss allowance | $3,443,000 | 1,117 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,059,000 | 894 |
| Other real estate owned | $224,000 | 1,307 |
| Goodwill and other intangibles | $3,269,000 | 815 |
| All other assets | $3,650,000 | 2,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $378,109,000 | 1,247 |
| Total liabilities | $351,740,000 | 1,218 |
| Total deposits | $249,319,000 | 1,511 |
| Interest-bearing deposits | $206,867,000 | 1,576 |
| Deposits held in domestic offices | $249,319,000 | 1,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,573,000 | 610 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $64,765,000 | 638 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,083,000 | 1,820 |
| Total equity capital | $26,369,000 | 1,690 |
| Total bank equity capital | $26,369,000 | 1,690 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,457,000 | 2,490 |
| Surplus | $14,700,000 | 1,180 |
| Undivided profits | $10,212,000 | 2,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,326,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,170,000 | 1,917 |
| Earning assets | $351,325,000 | 1,231 |
| Long-term assets (5+ years) | $57,007,000 | 1,556 |
| Average Assets, year-to-date | $345,511,400 | 1,305 |
| Average Assets, quarterly | $366,298,000 | 1,273 |
| Volatile liabilities | $110,398,000 | 901 |
| Insider loans | $3,528,000 | 1,347 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,724,000 | 440 |
| Unused loan commitments | $42,222,000 | 1,367 |
| Tier 1 (core) risk-based capital | $27,269,100 | 1,596 |
| Tier 2 risk-based capital | $3,345,110 | 1,085 |
| Total risk weighted assets | $267,510,510 | 1,180 |
| Total unused commitments | $42,222,000 | 1,371 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 130 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $320,129,000 | 1,421 |
| Cash and due from depository institutions | $8,701,000 | 1,283 |
| Interest-bearing balances | $4,000 | 6,535 |
| Securities | $64,001,000 | 1,832 |
| Federal funds sold & reverse repurchase agreements | $15,358,000 | 1,064 |
| Net loans & leases | $218,178,000 | 1,288 |
| Loan loss allowance | $2,865,000 | 1,278 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,600,000 | 868 |
| Other real estate owned | $100,000 | 1,283 |
| Goodwill and other intangibles | $2,541,000 | 889 |
| All other assets | $2,650,000 | 2,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,129,000 | 1,421 |
| Total liabilities | $297,462,000 | 1,380 |
| Total deposits | $254,354,000 | 1,454 |
| Interest-bearing deposits | $212,926,000 | 1,504 |
| Deposits held in domestic offices | $254,354,000 | 1,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $856,000 | 2,470 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,000,000 | 691 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,252,000 | 1,790 |
| Total equity capital | $22,667,000 | 1,977 |
| Total bank equity capital | $22,667,000 | 1,977 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,457,000 | 2,468 |
| Surplus | $12,700,000 | 1,258 |
| Undivided profits | $8,510,000 | 2,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,990,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,092,000 | 2,018 |
| Earning assets | $297,541,000 | 1,403 |
| Long-term assets (5+ years) | $49,763,000 | 1,607 |
| Average Assets, year-to-date | $314,936,000 | 1,378 |
| Average Assets, quarterly | $319,437,000 | 1,402 |
| Volatile liabilities | $35,767,000 | 1,857 |
| Insider loans | $849,000 | 3,963 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,044,000 | 595 |
| Unused loan commitments | $61,780,000 | 981 |
| Tier 1 (core) risk-based capital | $22,508,900 | 1,876 |
| Tier 2 risk-based capital | $2,840,960 | 1,183 |
| Total risk weighted assets | $227,252,760 | 1,265 |
| Total unused commitments | $61,780,000 | 987 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 115 | 1,528 |
| Assets and Liabilities | ||
| Total Assets: | $312,140,000 | 1,467 |
| Cash and due from depository institutions | $9,149,000 | 1,528 |
| Interest-bearing balances | $5,000 | 6,363 |
| Securities | $52,359,000 | 2,191 |
| Federal funds sold & reverse repurchase agreements | $5,806,000 | 2,375 |
| Net loans & leases | $232,753,000 | 1,252 |
| Loan loss allowance | $2,718,000 | 1,363 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,091,000 | 918 |
| Other real estate owned | $0 | 1,528 |
| Goodwill and other intangibles | $679,000 | 1,570 |
| All other assets | $3,303,000 | 2,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,140,000 | 1,467 |
| Total liabilities | $289,306,000 | 1,438 |
| Total deposits | $241,562,000 | 1,537 |
| Interest-bearing deposits | $206,928,000 | 1,558 |
| Deposits held in domestic offices | $241,562,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,029,000 | 1,483 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $40,000,000 | 648 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,715,000 | 1,573 |
| Total equity capital | $22,834,000 | 1,963 |
| Total bank equity capital | $22,834,000 | 1,963 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,457,000 | 2,494 |
| Surplus | $12,700,000 | 1,258 |
| Undivided profits | $8,677,000 | 2,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,278,000 | 1,740 |
| Earning assets | $290,923,000 | 1,459 |
| Long-term assets (5+ years) | $50,161,000 | 1,364 |
| Average Assets, year-to-date | $289,145,000 | 1,503 |
| Average Assets, quarterly | $308,960,500 | 1,466 |
| Volatile liabilities | $76,367,000 | 1,022 |
| Insider loans | $225,000 | 7,245 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,675,000 | 651 |
| Unused loan commitments | $29,094,000 | 1,611 |
| Tier 1 (core) risk-based capital | $22,703,100 | 1,867 |
| Tier 2 risk-based capital | $2,718,000 | 1,165 |
| Total risk weighted assets | $224,048,900 | 1,265 |
| Total unused commitments | $29,094,000 | 1,614 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 101 | 1,844 |
| Assets and Liabilities | ||
| Total Assets: | $259,304,000 | 1,801 |
| Cash and due from depository institutions | $6,993,000 | 1,844 |
| Interest-bearing balances | $3,000 | 6,497 |
| Securities | $31,149,000 | 3,811 |
| Federal funds sold & reverse repurchase agreements | $8,301,000 | 1,557 |
| Net loans & leases | $201,609,000 | 1,460 |
| Loan loss allowance | $2,284,000 | 1,689 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,752,000 | 1,011 |
| Other real estate owned | $0 | 1,844 |
| Goodwill and other intangibles | $232,000 | 2,058 |
| All other assets | $3,268,000 | 2,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,304,000 | 1,801 |
| Total liabilities | $240,082,000 | 1,749 |
| Total deposits | $222,155,000 | 1,728 |
| Interest-bearing deposits | $194,625,000 | 1,716 |
| Deposits held in domestic offices | $222,155,000 | 1,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,245,000 | 1,270 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,000,000 | 1,571 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,682,000 | 1,593 |
| Total equity capital | $19,222,000 | 2,341 |
| Total bank equity capital | $19,222,000 | 2,341 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,457,000 | 2,646 |
| Surplus | $12,700,000 | 1,315 |
| Undivided profits | $5,065,000 | 4,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 4,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,173,000 | 1,912 |
| Earning assets | $241,062,000 | 1,772 |
| Long-term assets (5+ years) | $24,912,000 | 2,276 |
| Average Assets, year-to-date | $243,431,000 | 1,853 |
| Average Assets, quarterly | $255,898,000 | 1,809 |
| Volatile liabilities | $48,988,000 | 1,413 |
| Insider loans | $742,000 | 4,413 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,678,000 | 460 |
| Unused loan commitments | $19,623,000 | 2,074 |
| Tier 1 (core) risk-based capital | $19,249,000 | 2,243 |
| Tier 2 risk-based capital | $2,284,000 | 1,401 |
| Total risk weighted assets | $194,077,200 | 1,471 |
| Total unused commitments | $19,623,000 | 2,088 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 96 | 2,001 |
| Assets and Liabilities | ||
| Total Assets: | $226,628,000 | 2,091 |
| Cash and due from depository institutions | $6,529,000 | 2,001 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $42,585,000 | 2,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $168,407,000 | 1,698 |
| Loan loss allowance | $1,845,000 | 2,082 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,123,000 | 1,237 |
| Other real estate owned | $0 | 2,001 |
| Goodwill and other intangibles | $1,000 | 3,154 |
| All other assets | $2,983,000 | 2,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,628,000 | 2,091 |
| Total liabilities | $208,766,000 | 2,047 |
| Total deposits | $199,072,000 | 1,973 |
| Interest-bearing deposits | $173,004,000 | 1,962 |
| Deposits held in domestic offices | $199,072,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,424,000 | 2,042 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,270,000 | 1,895 |
| Total equity capital | $17,862,000 | 2,500 |
| Total bank equity capital | $17,862,000 | 2,500 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,457,000 | 2,732 |
| Surplus | $12,700,000 | 1,311 |
| Undivided profits | $3,705,000 | 5,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 1,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $699,000 | 190 |
| Income earned, not collected on loans | $1,034,000 | 2,235 |
| Earning assets | $210,998,000 | 2,050 |
| Long-term assets (5+ years) | $23,561,000 | 2,230 |
| Average Assets, year-to-date | $225,435,400 | 2,009 |
| Average Assets, quarterly | $227,876,500 | 2,046 |
| Volatile liabilities | $32,911,000 | 1,748 |
| Insider loans | $1,432,000 | 2,877 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,447,000 | 2,789 |
| Tier 1 (core) risk-based capital | $17,843,000 | 2,400 |
| Tier 2 risk-based capital | $1,845,000 | 1,711 |
| Total risk weighted assets | $165,202,400 | 1,710 |
| Total unused commitments | $12,447,000 | 2,800 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 96 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $217,334,000 | 2,128 |
| Cash and due from depository institutions | $7,429,000 | 2,096 |
| Interest-bearing balances | $45,000 | 6,167 |
| Securities | $43,967,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $155,950,000 | 1,784 |
| Loan loss allowance | $1,652,000 | 2,326 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,384,000 | 1,137 |
| Other real estate owned | $261,000 | 2,096 |
| Goodwill and other intangibles | $3,000 | 3,037 |
| All other assets | $3,340,000 | 2,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,334,000 | 2,128 |
| Total liabilities | $200,855,000 | 2,086 |
| Total deposits | $186,840,000 | 2,078 |
| Interest-bearing deposits | $163,484,000 | 2,026 |
| Deposits held in domestic offices | $186,840,000 | 2,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,230,000 | 1,154 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,785,000 | 1,967 |
| Total equity capital | $16,479,000 | 2,481 |
| Total bank equity capital | $16,479,000 | 2,481 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,057,000 | 1,968 |
| Surplus | $12,100,000 | 1,294 |
| Undivided profits | $2,322,000 | 6,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,420,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $871,000 | 2,306 |
| Earning assets | $199,962,000 | 2,107 |
| Long-term assets (5+ years) | $24,354,000 | 2,171 |
| Average Assets, year-to-date | $190,619,000 | 2,345 |
| Average Assets, quarterly | $200,900,500 | 2,284 |
| Volatile liabilities | $27,269,000 | 1,967 |
| Insider loans | $1,418,000 | 2,818 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $85,000 | 1,269 |
| Unused loan commitments | $13,911,000 | 2,485 |
| Tier 1 (core) risk-based capital | $17,468,000 | 2,338 |
| Tier 2 risk-based capital | $1,652,000 | 1,876 |
| Total risk weighted assets | $154,065,700 | 1,802 |
| Total unused commitments | $13,911,000 | 2,495 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $106,862,000 | 4,196 |
| Cash and due from depository institutions | $3,136,000 | 3,187 |
| Interest-bearing balances | $22,000 | 7,276 |
| Securities | $35,360,000 | 3,871 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
| Net loans & leases | $58,076,000 | 4,208 |
| Loan loss allowance | $885,000 | 4,120 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,716,000 | 2,699 |
| Other real estate owned | $647,000 | 3,187 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,927,000 | 3,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,862,000 | 4,196 |
| Total liabilities | $97,357,000 | 4,176 |
| Total deposits | $95,908,000 | 4,042 |
| Interest-bearing deposits | $84,508,000 | 3,997 |
| Deposits held in domestic offices | $95,908,000 | 4,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $533,000 | 3,198 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $916,000 | 3,348 |
| Total equity capital | $9,505,000 | 4,277 |
| Total bank equity capital | $9,505,000 | 4,277 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,457,000 | 2,902 |
| Surplus | $6,004,000 | 2,268 |
| Undivided profits | $2,044,000 | 7,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,354,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $332,000 | 5,547 |
| Earning assets | $98,458,000 | 4,185 |
| Long-term assets (5+ years) | $2,843,000 | 7,936 |
| Average Assets, year-to-date | $107,536,800 | 4,073 |
| Average Assets, quarterly | $107,641,500 | 4,129 |
| Volatile liabilities | $2,503,000 | 8,996 |
| Insider loans | $728,000 | 4,610 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $449,000 | 1,258 |
| Unused loan commitments | $4,364,000 | 5,278 |
| Tier 1 (core) risk-based capital | $9,505,000 | 4,189 |
| Tier 2 risk-based capital | $796,070 | 3,556 |
| Total risk weighted assets | $63,596,770 | 3,968 |
| Total unused commitments | $4,364,000 | 5,299 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $109,752,000 | 4,163 |
| Cash and due from depository institutions | $5,273,000 | 3,112 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $30,057,000 | 4,449 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,981 |
| Net loans & leases | $60,422,000 | 4,141 |
| Loan loss allowance | $802,000 | 4,481 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,726,000 | 2,696 |
| Other real estate owned | $1,570,000 | 3,112 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,404,000 | 4,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,752,000 | 4,163 |
| Total liabilities | $100,283,000 | 4,168 |
| Total deposits | $98,701,000 | 4,062 |
| Interest-bearing deposits | $86,933,000 | 4,050 |
| Deposits held in domestic offices | $98,701,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $219,000 | 3,396 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,363,000 | 2,552 |
| Total equity capital | $9,469,000 | 4,101 |
| Total bank equity capital | $9,469,000 | 4,101 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,457,000 | 3,014 |
| Surplus | $6,003,000 | 2,188 |
| Undivided profits | $2,009,000 | 7,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,004,000 | 2,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $413,000 | 4,908 |
| Earning assets | $98,779,000 | 4,207 |
| Long-term assets (5+ years) | $23,101,000 | 2,319 |
| Average Assets, year-to-date | $110,151,400 | 4,057 |
| Average Assets, quarterly | $110,347,500 | 4,101 |
| Volatile liabilities | $1,986,000 | 10,038 |
| Insider loans | $802,000 | 1,086 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $30,000 | 1,196 |
| Unused loan commitments | $3,732,000 | 5,465 |
| Tier 1 (core) risk-based capital | $9,469,000 | 4,034 |
| Tier 2 risk-based capital | $802,000 | 3,525 |
| Total risk weighted assets | $65,175,200 | 3,947 |
| Total unused commitments | $3,732,000 | 5,493 |
| Derivatives | $0 | 651 |