Home > F&M Bank-Winchester > Assets and Liabilities
F&M Bank-Winchester, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 396 | 413 |
| Assets and Liabilities | ||
| Total Assets: | $1,413,464,000 | 417 |
| Cash and due from depository institutions | $41,239,000 | 413 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $80,435,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $670,579,000 | 52 |
| Net loans & leases | $588,809,000 | 584 |
| Loan loss allowance | $5,788,000 | 747 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $17,143,000 | 435 |
| Other real estate owned | $252,000 | 413 |
| Goodwill and other intangibles | $7,322,000 | 497 |
| All other assets | $7,685,000 | 1,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,413,464,000 | 417 |
| Total liabilities | $1,308,242,000 | 406 |
| Total deposits | $783,880,000 | 513 |
| Interest-bearing deposits | $694,465,000 | 501 |
| Deposits held in domestic offices | $783,880,000 | 510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $508,150,000 | 131 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $16,212,000 | 464 |
| Total equity capital | $105,222,000 | 490 |
| Total bank equity capital | $105,222,000 | 490 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,530,000 | 1,505 |
| Surplus | $22,348,000 | 877 |
| Undivided profits | $80,344,000 | 348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,060,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,788,000 | 788 |
| Earning assets | $1,339,823,000 | 393 |
| Long-term assets (5+ years) | $138,240,000 | 707 |
| Average Assets, year-to-date | $1,164,212,000 | 462 |
| Average Assets, quarterly | $1,289,008,000 | 441 |
| Volatile liabilities | $568,924,000 | 295 |
| Insider loans | $11,707,000 | 349 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $92,733,000 | 113 |
| Unused loan commitments | $333,130,000 | 344 |
| Tier 1 (core) risk-based capital | $95,536,000 | 490 |
| Tier 2 risk-based capital | $5,788,000 | 709 |
| Total risk weighted assets | $665,298,000 | 549 |
| Total unused commitments | $333,130,000 | 346 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 621 | 274 |
| Assets and Liabilities | ||
| Total Assets: | $982,893,000 | 551 |
| Cash and due from depository institutions | $35,964,000 | 274 |
| Interest-bearing balances | $611,000 | 2,825 |
| Securities | $325,954,000 | 380 |
| Federal funds sold & reverse repurchase agreements | $12,622,000 | 960 |
| Net loans & leases | $556,757,000 | 599 |
| Loan loss allowance | $7,049,000 | 615 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $19,674,000 | 378 |
| Other real estate owned | $5,095,000 | 274 |
| Goodwill and other intangibles | $12,719,000 | 346 |
| All other assets | $14,108,000 | 759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $982,893,000 | 551 |
| Total liabilities | $889,294,000 | 549 |
| Total deposits | $778,612,000 | 512 |
| Interest-bearing deposits | $716,966,000 | 477 |
| Deposits held in domestic offices | $778,612,000 | 508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,735,000 | 297 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,947,000 | 786 |
| Total equity capital | $93,599,000 | 528 |
| Total bank equity capital | $93,599,000 | 528 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,530,000 | 1,511 |
| Surplus | $18,204,000 | 996 |
| Undivided profits | $72,865,000 | 359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,888,000 | 430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,829,000 | 871 |
| Earning assets | $895,944,000 | 554 |
| Long-term assets (5+ years) | $342,132,000 | 311 |
| Average Assets, year-to-date | $930,310,200 | 550 |
| Average Assets, quarterly | $969,901,000 | 551 |
| Volatile liabilities | $158,344,000 | 698 |
| Insider loans | $15,150,000 | 257 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $59,414,000 | 92 |
| Unused loan commitments | $533,309,000 | 256 |
| Tier 1 (core) risk-based capital | $77,658,700 | 584 |
| Tier 2 risk-based capital | $7,221,800 | 588 |
| Total risk weighted assets | $579,119,100 | 609 |
| Total unused commitments | $533,309,000 | 258 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 581 | 302 |
| Assets and Liabilities | ||
| Total Assets: | $860,098,000 | 606 |
| Cash and due from depository institutions | $28,443,000 | 302 |
| Interest-bearing balances | $851,000 | 2,603 |
| Securities | $228,406,000 | 545 |
| Federal funds sold & reverse repurchase agreements | $65,333,000 | 203 |
| Net loans & leases | $489,953,000 | 673 |
| Loan loss allowance | $6,884,000 | 637 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,894,000 | 482 |
| Other real estate owned | $5,954,000 | 302 |
| Goodwill and other intangibles | $9,578,000 | 413 |
| All other assets | $16,537,000 | 684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $860,098,000 | 606 |
| Total liabilities | $778,559,000 | 609 |
| Total deposits | $756,939,000 | 521 |
| Interest-bearing deposits | $706,835,000 | 488 |
| Deposits held in domestic offices | $756,939,000 | 518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,187,000 | 978 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $7,433,000 | 726 |
| Total equity capital | $81,539,000 | 585 |
| Total bank equity capital | $81,539,000 | 585 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,530,000 | 1,510 |
| Surplus | $18,204,000 | 1,014 |
| Undivided profits | $60,805,000 | 408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,093,000 | 606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,311,000 | 914 |
| Earning assets | $784,543,000 | 612 |
| Long-term assets (5+ years) | $284,842,000 | 409 |
| Average Assets, year-to-date | $827,399,200 | 603 |
| Average Assets, quarterly | $855,709,500 | 609 |
| Volatile liabilities | $79,870,000 | 1,140 |
| Insider loans | $13,869,000 | 278 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $22,217,000 | 153 |
| Unused loan commitments | $280,618,000 | 373 |
| Tier 1 (core) risk-based capital | $76,511,100 | 595 |
| Tier 2 risk-based capital | $6,475,970 | 648 |
| Total risk weighted assets | $510,962,570 | 668 |
| Total unused commitments | $280,618,000 | 374 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 539 | 333 |
| Assets and Liabilities | ||
| Total Assets: | $792,678,000 | 633 |
| Cash and due from depository institutions | $30,373,000 | 333 |
| Interest-bearing balances | $1,123,000 | 2,720 |
| Securities | $208,753,000 | 596 |
| Federal funds sold & reverse repurchase agreements | $14,900,000 | 1,096 |
| Net loans & leases | $491,557,000 | 632 |
| Loan loss allowance | $6,764,000 | 636 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $18,252,000 | 410 |
| Other real estate owned | $8,415,000 | 333 |
| Goodwill and other intangibles | $8,931,000 | 393 |
| All other assets | $11,497,000 | 791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $792,678,000 | 633 |
| Total liabilities | $703,675,000 | 641 |
| Total deposits | $696,292,000 | 553 |
| Interest-bearing deposits | $640,672,000 | 519 |
| Deposits held in domestic offices | $696,292,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $141,000 | 4,698 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,242,000 | 774 |
| Total equity capital | $89,003,000 | 544 |
| Total bank equity capital | $89,003,000 | 544 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,530,000 | 1,459 |
| Surplus | $18,204,000 | 950 |
| Undivided profits | $68,269,000 | 377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,267,000 | 641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,490,000 | 822 |
| Earning assets | $716,333,000 | 641 |
| Long-term assets (5+ years) | $159,396,000 | 592 |
| Average Assets, year-to-date | $806,332,200 | 605 |
| Average Assets, quarterly | $783,937,500 | 626 |
| Volatile liabilities | $55,014,000 | 1,281 |
| Insider loans | $15,433,000 | 234 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $29,479,000 | 180 |
| Unused loan commitments | $187,421,000 | 460 |
| Tier 1 (core) risk-based capital | $75,301,600 | 586 |
| Tier 2 risk-based capital | $6,323,170 | 639 |
| Total risk weighted assets | $490,869,070 | 648 |
| Total unused commitments | $187,421,000 | 462 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 497 | 358 |
| Assets and Liabilities | ||
| Total Assets: | $831,987,000 | 622 |
| Cash and due from depository institutions | $41,510,000 | 358 |
| Interest-bearing balances | $1,197,000 | 2,272 |
| Securities | $207,522,000 | 594 |
| Federal funds sold & reverse repurchase agreements | $37,500,000 | 377 |
| Net loans & leases | $498,087,000 | 636 |
| Loan loss allowance | $8,404,000 | 543 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $18,051,000 | 410 |
| Other real estate owned | $7,767,000 | 358 |
| Goodwill and other intangibles | $9,581,000 | 379 |
| All other assets | $11,969,000 | 755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $831,987,000 | 622 |
| Total liabilities | $749,443,000 | 628 |
| Total deposits | $742,475,000 | 523 |
| Interest-bearing deposits | $627,886,000 | 529 |
| Deposits held in domestic offices | $742,475,000 | 517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,968,000 | 790 |
| Total equity capital | $82,544,000 | 580 |
| Total bank equity capital | $82,544,000 | 580 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,530,000 | 1,442 |
| Surplus | $17,164,000 | 987 |
| Undivided profits | $62,850,000 | 404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,035,000 | 315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,856,000 | 770 |
| Earning assets | $744,306,000 | 631 |
| Long-term assets (5+ years) | $150,217,000 | 533 |
| Average Assets, year-to-date | $810,945,200 | 600 |
| Average Assets, quarterly | $824,447,000 | 617 |
| Volatile liabilities | $68,591,000 | 1,113 |
| Insider loans | $9,513,000 | 403 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $39,923,000 | 110 |
| Unused loan commitments | $150,577,000 | 490 |
| Tier 1 (core) risk-based capital | $72,137,700 | 612 |
| Tier 2 risk-based capital | $6,218,290 | 608 |
| Total risk weighted assets | $495,277,190 | 654 |
| Total unused commitments | $150,577,000 | 492 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 443 | 430 |
| Assets and Liabilities | ||
| Total Assets: | $795,612,000 | 666 |
| Cash and due from depository institutions | $34,298,000 | 430 |
| Interest-bearing balances | $335,000 | 3,440 |
| Securities | $239,747,000 | 548 |
| Federal funds sold & reverse repurchase agreements | $15,100,000 | 846 |
| Net loans & leases | $468,836,000 | 699 |
| Loan loss allowance | $6,286,000 | 733 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $15,319,000 | 499 |
| Other real estate owned | $7,990,000 | 430 |
| Goodwill and other intangibles | $4,828,000 | 555 |
| All other assets | $9,494,000 | 933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $795,612,000 | 666 |
| Total liabilities | $722,211,000 | 666 |
| Total deposits | $717,480,000 | 581 |
| Interest-bearing deposits | $607,814,000 | 581 |
| Deposits held in domestic offices | $717,480,000 | 574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,731,000 | 1,038 |
| Total equity capital | $73,401,000 | 663 |
| Total bank equity capital | $73,401,000 | 663 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,530,000 | 1,502 |
| Surplus | $10,867,000 | 1,494 |
| Undivided profits | $60,004,000 | 452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,417,000 | 528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,604,000 | 849 |
| Earning assets | $724,018,000 | 665 |
| Long-term assets (5+ years) | $149,729,000 | 514 |
| Average Assets, year-to-date | $788,136,400 | 644 |
| Average Assets, quarterly | $791,566,500 | 659 |
| Volatile liabilities | $62,007,000 | 1,202 |
| Insider loans | $14,269,000 | 319 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $35,858,000 | 104 |
| Unused loan commitments | $165,641,000 | 476 |
| Tier 1 (core) risk-based capital | $68,361,000 | 663 |
| Tier 2 risk-based capital | $5,809,900 | 658 |
| Total risk weighted assets | $464,315,900 | 704 |
| Total unused commitments | $165,641,000 | 480 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 435 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $778,215,000 | 696 |
| Cash and due from depository institutions | $34,328,000 | 470 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $276,921,000 | 517 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $430,292,000 | 761 |
| Loan loss allowance | $6,854,000 | 728 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $13,401,000 | 567 |
| Other real estate owned | $8,844,000 | 470 |
| Goodwill and other intangibles | $4,611,000 | 541 |
| All other assets | $9,818,000 | 954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $778,215,000 | 696 |
| Total liabilities | $707,123,000 | 694 |
| Total deposits | $698,922,000 | 616 |
| Interest-bearing deposits | $595,030,000 | 614 |
| Deposits held in domestic offices | $698,922,000 | 608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,701,000 | 1,294 |
| Total equity capital | $71,092,000 | 700 |
| Total bank equity capital | $71,092,000 | 700 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,530,000 | 1,542 |
| Surplus | $10,867,000 | 1,490 |
| Undivided profits | $57,695,000 | 471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,471,000 | 486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,761,000 | 839 |
| Earning assets | $707,313,000 | 696 |
| Long-term assets (5+ years) | $131,098,000 | 548 |
| Average Assets, year-to-date | $748,585,400 | 693 |
| Average Assets, quarterly | $777,895,500 | 688 |
| Volatile liabilities | $73,825,000 | 996 |
| Insider loans | $24,583,000 | 221 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $21,985,000 | 143 |
| Unused loan commitments | $153,251,000 | 530 |
| Tier 1 (core) risk-based capital | $63,841,000 | 732 |
| Tier 2 risk-based capital | $5,456,910 | 698 |
| Total risk weighted assets | $435,155,410 | 743 |
| Total unused commitments | $153,251,000 | 534 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 455 | 466 |
| Assets and Liabilities | ||
| Total Assets: | $712,054,000 | 735 |
| Cash and due from depository institutions | $38,576,000 | 466 |
| Interest-bearing balances | $102,000 | 5,061 |
| Securities | $208,758,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,491 |
| Net loans & leases | $424,621,000 | 750 |
| Loan loss allowance | $7,306,000 | 703 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $12,709,000 | 576 |
| Other real estate owned | $7,563,000 | 466 |
| Goodwill and other intangibles | $4,794,000 | 480 |
| All other assets | $12,783,000 | 825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $712,054,000 | 735 |
| Total liabilities | $651,831,000 | 734 |
| Total deposits | $648,115,000 | 642 |
| Interest-bearing deposits | $544,358,000 | 648 |
| Deposits held in domestic offices | $648,115,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,716,000 | 1,115 |
| Total equity capital | $60,223,000 | 749 |
| Total bank equity capital | $60,223,000 | 749 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,530,000 | 1,573 |
| Surplus | $10,867,000 | 1,425 |
| Undivided profits | $46,826,000 | 503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,870,000 | 330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,344,000 | 861 |
| Earning assets | $635,731,000 | 739 |
| Long-term assets (5+ years) | $108,615,000 | 635 |
| Average Assets, year-to-date | $710,148,800 | 722 |
| Average Assets, quarterly | $714,962,500 | 736 |
| Volatile liabilities | $40,070,000 | 1,468 |
| Insider loans | $22,321,000 | 239 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $7,255,000 | 218 |
| Unused loan commitments | $140,535,000 | 529 |
| Tier 1 (core) risk-based capital | $58,088,000 | 759 |
| Tier 2 risk-based capital | $5,319,760 | 698 |
| Total risk weighted assets | $423,594,160 | 737 |
| Total unused commitments | $140,535,000 | 530 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 464 | 486 |
| Assets and Liabilities | ||
| Total Assets: | $705,511,000 | 742 |
| Cash and due from depository institutions | $27,763,000 | 486 |
| Interest-bearing balances | $354,000 | 4,850 |
| Securities | $186,285,000 | 760 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 612 |
| Net loans & leases | $432,322,000 | 716 |
| Loan loss allowance | $6,216,000 | 847 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $11,862,000 | 605 |
| Other real estate owned | $5,947,000 | 486 |
| Goodwill and other intangibles | $5,143,000 | 420 |
| All other assets | $13,489,000 | 769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $705,511,000 | 742 |
| Total liabilities | $648,076,000 | 745 |
| Total deposits | $641,475,000 | 664 |
| Interest-bearing deposits | $544,658,000 | 671 |
| Deposits held in domestic offices | $641,475,000 | 655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $6,601,000 | 799 |
| Total equity capital | $57,435,000 | 749 |
| Total bank equity capital | $57,435,000 | 749 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,530,000 | 1,580 |
| Surplus | $10,867,000 | 1,352 |
| Undivided profits | $44,038,000 | 519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,101,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,924,000 | 901 |
| Earning assets | $641,661,000 | 747 |
| Long-term assets (5+ years) | $120,460,000 | 578 |
| Average Assets, year-to-date | $705,946,800 | 730 |
| Average Assets, quarterly | $702,338,500 | 736 |
| Volatile liabilities | $45,099,000 | 1,299 |
| Insider loans | $28,942,000 | 176 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $123,138,000 | 554 |
| Tier 1 (core) risk-based capital | $52,292,000 | 792 |
| Tier 2 risk-based capital | $5,396,470 | 695 |
| Total risk weighted assets | $430,897,770 | 729 |
| Total unused commitments | $123,138,000 | 571 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 328 | 679 |
| Assets and Liabilities | ||
| Total Assets: | $499,180,000 | 997 |
| Cash and due from depository institutions | $24,637,000 | 679 |
| Interest-bearing balances | $102,000 | 6,656 |
| Securities | $134,435,000 | 1,002 |
| Federal funds sold & reverse repurchase agreements | $24,300,000 | 728 |
| Net loans & leases | $300,887,000 | 983 |
| Loan loss allowance | $3,938,000 | 1,218 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,372,000 | 1,352 |
| Other real estate owned | $842,000 | 679 |
| Goodwill and other intangibles | $30,000 | 2,625 |
| All other assets | $8,677,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,180,000 | 997 |
| Total liabilities | $453,040,000 | 1,012 |
| Total deposits | $448,472,000 | 947 |
| Interest-bearing deposits | $378,136,000 | 981 |
| Deposits held in domestic offices | $448,472,000 | 937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,568,000 | 1,015 |
| Total equity capital | $46,140,000 | 870 |
| Total bank equity capital | $46,140,000 | 870 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,530,000 | 1,622 |
| Surplus | $3,772,000 | 3,353 |
| Undivided profits | $39,838,000 | 538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,961,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,978,000 | 976 |
| Earning assets | $459,724,000 | 985 |
| Long-term assets (5+ years) | $83,475,000 | 743 |
| Average Assets, year-to-date | $478,448,200 | 1,015 |
| Average Assets, quarterly | $486,816,500 | 1,013 |
| Volatile liabilities | $47,617,000 | 1,227 |
| Insider loans | $740,000 | 1,206 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $101,760,000 | 606 |
| Tier 1 (core) risk-based capital | $46,110,000 | 847 |
| Tier 2 risk-based capital | $3,648,870 | 950 |
| Total risk weighted assets | $291,620,170 | 1,014 |
| Total unused commitments | $101,760,000 | 617 |
| Derivatives | $0 | 651 |