Home > F & M Bank-West Virginia, Inc. > Net Loans and Leases
F & M Bank-West Virginia, Inc., Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $112,932,000 | 2,820 |
| Loan loss allowance | $9,246,000 | 504 |
| Total loans and leases | $122,178,000 | 2,664 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $122,178,000 | 2,670 |
| All real estate loans | $89,588,000 | 2,525 |
| Real estate loans in domestic offices | $89,588,000 | 2,524 |
| Construction and development loans | $4,080,000 | 3,477 |
| Commercial RE | $15,581,000 | 3,479 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $355,000 | 4,622 |
| 1-4 family residential loans | $67,335,000 | 1,733 |
| Farmland loans | $2,237,000 | 3,015 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $485,000 | 4,601 |
| Commercial and industrial loans | $20,963,000 | 2,079 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $10,301,000 | 2,530 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $1,664,000 | 456 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,637,000 | 2,762 |
| All other loans & leases | $841,000 | 2,764 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $790,000 | 1,438 |
| Other loans | $51,000 | 4,122 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $733,000 | 571 |
| Loans secured by real estate to non-U.S. addressees | $0 | 97 |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,510,000 | 2,299 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $183,077,000 | 1,735 |
| Loan loss allowance | $2,186,000 | 1,757 |
| Total loans and leases | $185,263,000 | 1,734 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $185,263,000 | 1,739 |
| All real estate loans | $137,452,000 | 1,653 |
| Real estate loans in domestic offices | $137,452,000 | 1,652 |
| Construction and development loans | $6,943,000 | 2,288 |
| Commercial RE | $26,719,000 | 2,243 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,220,000 | 2,120 |
| 1-4 family residential loans | $99,331,000 | 1,212 |
| Farmland loans | $2,239,000 | 3,006 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $468,000 | 4,778 |
| Commercial and industrial loans | $33,124,000 | 1,389 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $13,989,000 | 2,040 |
| Credit card loans | $2,067,000 | 756 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,922,000 | 2,198 |
| All other loans & leases | $230,000 | 4,544 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $230,000 | 2,333 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $2,613,000 | 271 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $187,312,000 | 1,623 |
| Loan loss allowance | $2,701,000 | 1,396 |
| Total loans and leases | $190,013,000 | 1,620 |
| Unearned income | $1,000 | 3,808 |
| Loans and leases, gross | $190,014,000 | 1,622 |
| All real estate loans | $144,708,000 | 1,497 |
| Real estate loans in domestic offices | $144,708,000 | 1,497 |
| Construction and development loans | $9,102,000 | 1,764 |
| Commercial RE | $28,003,000 | 2,032 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,816,000 | 2,316 |
| 1-4 family residential loans | $103,014,000 | 1,189 |
| Farmland loans | $2,773,000 | 2,617 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $695,000 | 4,651 |
| Commercial and industrial loans | $28,447,000 | 1,502 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $15,776,000 | 1,821 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,776,000 | 1,679 |
| All other loans & leases | $388,000 | 3,897 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $388,000 | 1,873 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $1,537,000 | 397 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $209,732,000 | 1,342 |
| Loan loss allowance | $2,855,000 | 1,282 |
| Total loans and leases | $212,587,000 | 1,337 |
| Unearned income | $20,000 | 3,496 |
| Loans and leases, gross | $212,607,000 | 1,339 |
| All real estate loans | $160,556,000 | 1,240 |
| Real estate loans in domestic offices | $160,556,000 | 1,240 |
| Construction and development loans | $9,214,000 | 1,561 |
| Commercial RE | $30,228,000 | 1,703 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,744,000 | 1,744 |
| 1-4 family residential loans | $115,127,000 | 1,042 |
| Farmland loans | $3,243,000 | 2,151 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $829,000 | 4,645 |
| Commercial and industrial loans | $31,170,000 | 1,261 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $19,858,000 | 1,445 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $19,858,000 | 1,326 |
| All other loans & leases | $194,000 | 4,945 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $194,000 | 2,628 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $2,090,000 | 317 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $102,000 | 1,534 |
| Non 1-4 family restructured loans & leases | $102,000 | 1,534 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $84,870,000 | 3,198 |
| Loan loss allowance | $930,000 | 3,592 |
| Total loans and leases | $85,800,000 | 3,201 |
| Unearned income | $4,000 | 4,394 |
| Loans and leases, gross | $85,804,000 | 3,214 |
| All real estate loans | $67,656,000 | 2,764 |
| Real estate loans in domestic offices | $67,656,000 | 2,763 |
| Construction and development loans | $6,737,000 | 1,898 |
| Commercial RE | $16,893,000 | 2,695 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $387,000 | 4,675 |
| 1-4 family residential loans | $41,319,000 | 2,593 |
| Farmland loans | $2,320,000 | 2,768 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $569,000 | 5,244 |
| Commercial and industrial loans | $6,660,000 | 4,374 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,349,000 | 2,805 |
| Credit card loans | $1,581,000 | 1,129 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,768,000 | 3,034 |
| All other loans & leases | $570,000 | 3,315 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $437,000 | 2,024 |
| Other loans | $133,000 | 3,166 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $136,000 | 1,002 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $81,175,000 | 3,357 |
| Loan loss allowance | $855,000 | 4,000 |
| Total loans and leases | $82,030,000 | 3,360 |
| Unearned income | $10,000 | 5,796 |
| Loans and leases, gross | $82,030,000 | 3,371 |
| All real estate loans | $64,773,000 | 2,898 |
| Real estate loans in domestic offices | $64,773,000 | 2,898 |
| Construction and development loans | $3,760,000 | 2,923 |
| Commercial RE | $13,366,000 | 3,164 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $211,000 | 5,720 |
| 1-4 family residential loans | $44,810,000 | 2,487 |
| Farmland loans | $2,626,000 | 2,409 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $253,000 | 6,085 |
| Commercial and industrial loans | $6,308,000 | 4,530 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,187,000 | 2,967 |
| Credit card loans | $669,000 | 2,159 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,518,000 | 2,936 |
| All other loans & leases | $519,000 | 3,644 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $457,000 | 2,093 |
| Other loans | $62,000 | 4,449 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $173,000 | 1,027 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $73,026,000 | 3,603 |
| Loan loss allowance | $653,000 | 4,977 |
| Total loans and leases | $73,679,000 | 3,616 |
| Unearned income | $28,000 | 5,807 |
| Loans and leases, gross | $73,679,000 | 3,627 |
| All real estate loans | $58,046,000 | 3,119 |
| Real estate loans in domestic offices | $58,046,000 | 3,119 |
| Construction and development loans | $2,789,000 | 3,367 |
| Commercial RE | $12,490,000 | 3,247 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $39,000 | 7,390 |
| 1-4 family residential loans | $40,760,000 | 2,676 |
| Farmland loans | $1,968,000 | 3,006 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $30,000 | 7,299 |
| Commercial and industrial loans | $5,361,000 | 4,926 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,221,000 | 3,228 |
| Credit card loans | $914,000 | 1,806 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,307,000 | 3,312 |
| All other loans & leases | $1,049,000 | 2,584 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $890,000 | 1,454 |
| Other loans | $159,000 | 3,174 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $2,247,000 | 366 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $59,958,000 | 4,203 |
| Loan loss allowance | $729,000 | 4,681 |
| Total loans and leases | $60,687,000 | 4,215 |
| Unearned income | $72,000 | 5,528 |
| Loans and leases, gross | $60,687,000 | 4,223 |
| All real estate loans | $48,063,000 | 3,615 |
| Real estate loans in domestic offices | $48,063,000 | 3,614 |
| Construction and development loans | $2,111,000 | 3,856 |
| Commercial RE | $8,833,000 | 4,093 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $234,000 | 6,024 |
| 1-4 family residential loans | $34,777,000 | 3,018 |
| Farmland loans | $2,108,000 | 2,804 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $1,205,000 | 9,131 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,557,000 | 2,861 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,557,000 | 2,667 |
| All other loans & leases | $934,000 | 2,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $934,000 | 1,478 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $48,677,000 | 4,893 |
| Loan loss allowance | $738,000 | 4,764 |
| Total loans and leases | $49,415,000 | 4,897 |
| Unearned income | $253,000 | 3,835 |
| Loans and leases, gross | $49,415,000 | 4,913 |
| All real estate loans | $39,855,000 | 4,111 |
| Real estate loans in domestic offices | $39,855,000 | 4,111 |
| Construction and development loans | $729,000 | 5,890 |
| Commercial RE | $9,048,000 | 3,993 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $240,000 | 6,084 |
| 1-4 family residential loans | $27,576,000 | 3,606 |
| Farmland loans | $2,262,000 | 2,511 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $827,000 | 10,182 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,830,000 | 3,596 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,830,000 | 3,382 |
| All other loans & leases | $1,156,000 | 2,602 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,043,000 | 1,444 |
| Other loans | $113,000 | 3,899 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $52,574,000 | 4,625 |
| Loan loss allowance | $656,000 | 5,275 |
| Total loans and leases | $53,230,000 | 4,634 |
| Unearned income | $553,000 | 2,846 |
| Loans and leases, gross | $53,230,000 | 4,645 |
| All real estate loans | $42,986,000 | 3,916 |
| Real estate loans in domestic offices | $42,986,000 | 3,916 |
| Construction and development loans | $790,000 | 5,652 |
| Commercial RE | $12,172,000 | 3,225 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $27,487,000 | 3,718 |
| Farmland loans | $2,537,000 | 2,175 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $185,000 | 7,168 |
| Commercial and industrial loans | $1,129,000 | 9,818 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,316,000 | 3,544 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,316,000 | 3,307 |
| All other loans & leases | $1,167,000 | 2,805 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,105,000 | 1,474 |
| Other loans | $62,000 | 4,971 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |