Home > F & M Bank-West Virginia, Inc. > Assets and Liabilities
F & M Bank-West Virginia, Inc., Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 95 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $224,476,000 | 2,264 |
| Cash and due from depository institutions | $12,228,000 | 1,769 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $49,762,000 | 2,204 |
| Federal funds sold & reverse repurchase agreements | $40,510,000 | 367 |
| Net loans & leases | $112,932,000 | 2,820 |
| Loan loss allowance | $9,246,000 | 504 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,204,000 | 2,796 |
| Other real estate owned | $353,000 | 1,769 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,487,000 | 2,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,476,000 | 2,264 |
| Total liabilities | $188,363,000 | 2,451 |
| Total deposits | $186,699,000 | 2,208 |
| Interest-bearing deposits | $175,965,000 | 2,016 |
| Deposits held in domestic offices | $186,699,000 | 2,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $534,000 | 2,939 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,130,000 | 3,165 |
| Total equity capital | $36,113,000 | 1,360 |
| Total bank equity capital | $36,113,000 | 1,360 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $9,500,000 | 1,792 |
| Undivided profits | $26,113,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,881,000 | 779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $382,000 | 434 |
| Income earned, not collected on loans | $1,196,000 | 2,890 |
| Earning assets | $203,204,000 | 2,290 |
| Long-term assets (5+ years) | $12,514,000 | 4,298 |
| Average Assets, year-to-date | $283,629,200 | 1,700 |
| Average Assets, quarterly | $259,758,500 | 1,927 |
| Volatile liabilities | $15,510,000 | 4,405 |
| Insider loans | $74,000 | 7,914 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,125,000 | 1,900 |
| Tier 1 (core) risk-based capital | $35,529,000 | 1,283 |
| Tier 2 risk-based capital | $1,510,000 | 2,387 |
| Total risk weighted assets | $114,201,000 | 2,881 |
| Total unused commitments | $29,125,000 | 1,909 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 148 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $301,330,000 | 1,580 |
| Cash and due from depository institutions | $15,243,000 | 1,087 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $90,284,000 | 1,235 |
| Federal funds sold & reverse repurchase agreements | $1,455,000 | 4,821 |
| Net loans & leases | $183,077,000 | 1,735 |
| Loan loss allowance | $2,186,000 | 1,757 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,493,000 | 1,303 |
| Other real estate owned | $965,000 | 1,087 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,813,000 | 2,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,330,000 | 1,580 |
| Total liabilities | $266,442,000 | 1,618 |
| Total deposits | $263,314,000 | 1,436 |
| Interest-bearing deposits | $254,748,000 | 1,294 |
| Deposits held in domestic offices | $263,314,000 | 1,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $468,000 | 3,216 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,660,000 | 2,385 |
| Total equity capital | $34,888,000 | 1,320 |
| Total bank equity capital | $34,888,000 | 1,320 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $9,500,000 | 1,734 |
| Undivided profits | $24,888,000 | 1,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,805,000 | 683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $381,000 | 364 |
| Income earned, not collected on loans | $1,187,000 | 2,245 |
| Earning assets | $274,816,000 | 1,604 |
| Long-term assets (5+ years) | $149,162,000 | 629 |
| Average Assets, year-to-date | $306,263,400 | 1,494 |
| Average Assets, quarterly | $301,580,500 | 1,564 |
| Volatile liabilities | $21,080,000 | 3,531 |
| Insider loans | $111,000 | 7,783 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $46,640,000 | 1,236 |
| Tier 1 (core) risk-based capital | $35,327,000 | 1,236 |
| Tier 2 risk-based capital | $2,186,000 | 1,643 |
| Total risk weighted assets | $197,570,800 | 1,648 |
| Total unused commitments | $46,640,000 | 1,238 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 163 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $309,146,000 | 1,529 |
| Cash and due from depository institutions | $16,864,000 | 1,024 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $91,299,000 | 1,249 |
| Federal funds sold & reverse repurchase agreements | $265,000 | 6,213 |
| Net loans & leases | $187,312,000 | 1,623 |
| Loan loss allowance | $2,701,000 | 1,396 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,973,000 | 1,194 |
| Other real estate owned | $1,611,000 | 1,024 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,822,000 | 1,837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,146,000 | 1,529 |
| Total liabilities | $277,557,000 | 1,533 |
| Total deposits | $268,497,000 | 1,400 |
| Interest-bearing deposits | $237,466,000 | 1,365 |
| Deposits held in domestic offices | $268,497,000 | 1,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,403,000 | 1,627 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,657,000 | 2,191 |
| Total equity capital | $31,589,000 | 1,401 |
| Total bank equity capital | $31,589,000 | 1,401 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $9,500,000 | 1,719 |
| Undivided profits | $21,589,000 | 1,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,258,000 | 729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $370,000 | 366 |
| Income earned, not collected on loans | $1,055,000 | 2,120 |
| Earning assets | $278,876,000 | 1,554 |
| Long-term assets (5+ years) | $142,745,000 | 703 |
| Average Assets, year-to-date | $319,702,000 | 1,414 |
| Average Assets, quarterly | $312,017,000 | 1,488 |
| Volatile liabilities | $25,139,000 | 2,906 |
| Insider loans | $75,000 | 8,283 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,789,000 | 1,889 |
| Tier 1 (core) risk-based capital | $33,671,000 | 1,289 |
| Tier 2 risk-based capital | $2,307,010 | 1,480 |
| Total risk weighted assets | $184,166,510 | 1,683 |
| Total unused commitments | $26,789,000 | 1,893 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 163 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $328,407,000 | 1,387 |
| Cash and due from depository institutions | $13,025,000 | 1,020 |
| Interest-bearing balances | $82,000 | 5,260 |
| Securities | $67,871,000 | 1,752 |
| Federal funds sold & reverse repurchase agreements | $24,953,000 | 640 |
| Net loans & leases | $209,732,000 | 1,342 |
| Loan loss allowance | $2,855,000 | 1,282 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,455,000 | 1,230 |
| Other real estate owned | $1,983,000 | 1,020 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,388,000 | 1,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,407,000 | 1,387 |
| Total liabilities | $294,675,000 | 1,395 |
| Total deposits | $287,538,000 | 1,280 |
| Interest-bearing deposits | $258,356,000 | 1,229 |
| Deposits held in domestic offices | $287,538,000 | 1,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,903,000 | 2,021 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,001,000 | 2,847 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,233,000 | 1,809 |
| Total equity capital | $33,732,000 | 1,337 |
| Total bank equity capital | $33,732,000 | 1,337 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,817,000 | 513 |
| Surplus | $3,183,000 | 4,047 |
| Undivided profits | $23,732,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,572,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 828 |
| Income earned, not collected on loans | $1,341,000 | 1,611 |
| Earning assets | $302,638,000 | 1,383 |
| Long-term assets (5+ years) | $103,392,000 | 869 |
| Average Assets, year-to-date | $325,266,000 | 1,327 |
| Average Assets, quarterly | $327,139,000 | 1,371 |
| Volatile liabilities | $28,440,000 | 2,255 |
| Insider loans | $763,000 | 4,221 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,901,000 | 1,669 |
| Tier 1 (core) risk-based capital | $33,735,000 | 1,257 |
| Tier 2 risk-based capital | $2,506,140 | 1,335 |
| Total risk weighted assets | $200,142,240 | 1,443 |
| Total unused commitments | $29,901,000 | 1,674 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 59 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $114,072,000 | 3,845 |
| Cash and due from depository institutions | $6,355,000 | 3,069 |
| Interest-bearing balances | $59,000 | 5,238 |
| Securities | $18,073,000 | 5,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $84,870,000 | 3,198 |
| Loan loss allowance | $930,000 | 3,592 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,854,000 | 4,072 |
| Other real estate owned | $792,000 | 3,069 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,128,000 | 3,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,072,000 | 3,845 |
| Total liabilities | $102,333,000 | 3,846 |
| Total deposits | $95,894,000 | 3,850 |
| Interest-bearing deposits | $85,218,000 | 3,741 |
| Deposits held in domestic offices | $95,894,000 | 3,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,040,000 | 2,120 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,805,000 | 2,242 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $594,000 | 5,249 |
| Total equity capital | $11,739,000 | 3,735 |
| Total bank equity capital | $11,739,000 | 3,735 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,323,000 | 1,611 |
| Surplus | $516,000 | 8,782 |
| Undivided profits | $8,900,000 | 2,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,243,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 498 |
| Income earned, not collected on loans | $916,000 | 2,499 |
| Earning assets | $103,002,000 | 3,922 |
| Long-term assets (5+ years) | $10,928,000 | 4,112 |
| Average Assets, year-to-date | $106,952,200 | 3,915 |
| Average Assets, quarterly | $111,392,500 | 3,892 |
| Volatile liabilities | $17,674,000 | 3,315 |
| Insider loans | $120,000 | 8,212 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,308,000 | 3,629 |
| Tier 1 (core) risk-based capital | $11,688,000 | 3,614 |
| Tier 2 risk-based capital | $930,000 | 3,141 |
| Total risk weighted assets | $77,197,300 | 3,524 |
| Total unused commitments | $9,308,000 | 3,631 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $104,950,000 | 4,234 |
| Cash and due from depository institutions | $3,453,000 | 4,297 |
| Interest-bearing balances | $67,000 | 5,240 |
| Securities | $17,377,000 | 5,853 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $81,175,000 | 3,357 |
| Loan loss allowance | $855,000 | 4,000 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,348,000 | 5,045 |
| Other real estate owned | $145,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,452,000 | 4,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,950,000 | 4,234 |
| Total liabilities | $93,868,000 | 4,251 |
| Total deposits | $83,506,000 | 4,475 |
| Interest-bearing deposits | $74,199,000 | 4,361 |
| Deposits held in domestic offices | $83,506,000 | 4,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,570,000 | 2,447 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,297,000 | 1,457 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $495,000 | 5,987 |
| Total equity capital | $11,082,000 | 3,961 |
| Total bank equity capital | $11,082,000 | 3,961 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,323,000 | 1,685 |
| Surplus | $516,000 | 9,148 |
| Undivided profits | $8,243,000 | 2,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 2,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 415 |
| Income earned, not collected on loans | $782,000 | 2,914 |
| Earning assets | $98,619,000 | 4,152 |
| Long-term assets (5+ years) | $7,833,000 | 4,774 |
| Average Assets, year-to-date | $99,804,800 | 4,271 |
| Average Assets, quarterly | $103,274,500 | 4,244 |
| Volatile liabilities | $19,119,000 | 3,005 |
| Insider loans | $104,000 | 8,758 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,888,000 | 5,138 |
| Tier 1 (core) risk-based capital | $11,026,000 | 3,873 |
| Tier 2 risk-based capital | $855,000 | 3,452 |
| Total risk weighted assets | $70,277,100 | 3,846 |
| Total unused commitments | $4,888,000 | 5,150 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $96,789,000 | 4,550 |
| Cash and due from depository institutions | $3,161,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,626,000 | 6,073 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 9,118 |
| Net loans & leases | $73,026,000 | 3,603 |
| Loan loss allowance | $653,000 | 4,977 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,448,000 | 4,778 |
| Other real estate owned | $138,000 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,290,000 | 5,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,789,000 | 4,550 |
| Total liabilities | $86,279,000 | 4,589 |
| Total deposits | $80,965,000 | 4,646 |
| Interest-bearing deposits | $72,456,000 | 4,484 |
| Deposits held in domestic offices | $80,965,000 | 4,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $410,000 | 3,181 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,400,000 | 1,753 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $504,000 | 6,195 |
| Total equity capital | $10,510,000 | 4,148 |
| Total bank equity capital | $10,510,000 | 4,148 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,323,000 | 1,724 |
| Surplus | $516,000 | 9,493 |
| Undivided profits | $7,671,000 | 3,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $941,000 | 2,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 376 |
| Income earned, not collected on loans | $737,000 | 3,190 |
| Earning assets | $90,752,000 | 4,467 |
| Long-term assets (5+ years) | $3,408,000 | 6,741 |
| Average Assets, year-to-date | $92,184,600 | 4,563 |
| Average Assets, quarterly | $95,077,000 | 4,568 |
| Volatile liabilities | $13,014,000 | 3,754 |
| Insider loans | $216,000 | 7,833 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,876,000 | 5,058 |
| Tier 1 (core) risk-based capital | $10,345,000 | 4,088 |
| Tier 2 risk-based capital | $653,000 | 4,263 |
| Total risk weighted assets | $62,800,300 | 4,153 |
| Total unused commitments | $4,876,000 | 5,070 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $87,397,000 | 4,914 |
| Cash and due from depository institutions | $2,297,000 | 5,090 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,278,000 | 5,622 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,223 |
| Net loans & leases | $59,958,000 | 4,203 |
| Loan loss allowance | $729,000 | 4,681 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,278,000 | 5,203 |
| Other real estate owned | $125,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,361,000 | 5,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,397,000 | 4,914 |
| Total liabilities | $77,693,000 | 4,990 |
| Total deposits | $77,310,000 | 4,778 |
| Interest-bearing deposits | $69,154,000 | 4,613 |
| Deposits held in domestic offices | $77,310,000 | 4,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $383,000 | 6,284 |
| Total equity capital | $9,704,000 | 4,181 |
| Total bank equity capital | $9,704,000 | 4,181 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,323,000 | 1,772 |
| Surplus | $516,000 | 9,853 |
| Undivided profits | $6,865,000 | 3,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 3,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $510,000 | 4,145 |
| Earning assets | $82,336,000 | 4,808 |
| Long-term assets (5+ years) | $4,191,000 | 6,488 |
| Average Assets, year-to-date | $85,079,200 | 4,923 |
| Average Assets, quarterly | $86,880,500 | 4,914 |
| Volatile liabilities | $6,038,000 | 6,067 |
| Insider loans | $158,000 | 8,650 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $9,723,000 | 4,244 |
| Tier 2 risk-based capital | $644,300 | 4,274 |
| Total risk weighted assets | $51,458,900 | 4,819 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $81,894,000 | 5,307 |
| Cash and due from depository institutions | $2,253,000 | 5,309 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,749,000 | 5,765 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,209 |
| Net loans & leases | $48,677,000 | 4,893 |
| Loan loss allowance | $738,000 | 4,764 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,284,000 | 5,240 |
| Other real estate owned | $348,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,283,000 | 5,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,894,000 | 5,307 |
| Total liabilities | $72,921,000 | 5,393 |
| Total deposits | $72,398,000 | 5,230 |
| Interest-bearing deposits | $65,093,000 | 5,068 |
| Deposits held in domestic offices | $72,398,000 | 5,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $523,000 | 5,168 |
| Total equity capital | $8,973,000 | 4,513 |
| Total bank equity capital | $8,973,000 | 4,513 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,323,000 | 1,788 |
| Surplus | $516,000 | 10,211 |
| Undivided profits | $6,134,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,076,000 | 2,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $430,000 | 4,354 |
| Earning assets | $76,726,000 | 5,213 |
| Long-term assets (5+ years) | $6,215,000 | 5,773 |
| Average Assets, year-to-date | $84,190,800 | 5,045 |
| Average Assets, quarterly | $82,537,500 | 5,219 |
| Volatile liabilities | $4,745,000 | 6,735 |
| Insider loans | $50,000 | 10,633 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $8,973,000 | 4,418 |
| Tier 2 risk-based capital | $540,560 | 4,928 |
| Total risk weighted assets | $43,046,960 | 5,561 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $85,920,000 | 5,169 |
| Cash and due from depository institutions | $2,230,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,980,000 | 5,732 |
| Federal funds sold & reverse repurchase agreements | $6,465,000 | 2,565 |
| Net loans & leases | $52,574,000 | 4,625 |
| Loan loss allowance | $656,000 | 5,275 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,298,000 | 5,219 |
| Other real estate owned | $30,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,343,000 | 5,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,920,000 | 5,169 |
| Total liabilities | $77,754,000 | 5,206 |
| Total deposits | $77,068,000 | 5,048 |
| Interest-bearing deposits | $69,844,000 | 4,891 |
| Deposits held in domestic offices | $77,068,000 | 5,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $686,000 | 4,500 |
| Total equity capital | $8,166,000 | 4,701 |
| Total bank equity capital | $8,166,000 | 4,701 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,323,000 | 1,839 |
| Surplus | $516,000 | 10,474 |
| Undivided profits | $5,327,000 | 3,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,281,000 | 1,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $500,000 | 4,083 |
| Earning assets | $81,019,000 | 5,031 |
| Long-term assets (5+ years) | $7,869,000 | 5,027 |
| Average Assets, year-to-date | $84,688,200 | 5,111 |
| Average Assets, quarterly | $85,961,500 | 5,121 |
| Volatile liabilities | $5,716,000 | 6,053 |
| Insider loans | $175,000 | 4,283 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $8,166,000 | 4,627 |
| Tier 2 risk-based capital | $594,750 | 4,522 |
| Total risk weighted assets | $47,519,050 | 5,155 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |