Home > F&M Bank-Waushara County > Income and Expense
F&M Bank-Waushara County, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,776,000 | 3,607 |
| Total interest expense | $3,323,000 | 4,230 |
| Net interest income | $5,453,000 | 3,179 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $604,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $290,000 | 4,083 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $314,000 | 3,927 |
| Total noninterest expense | $3,146,000 | 4,057 |
| Salaries and employee benefits | $1,487,000 | 4,378 |
| Premises and equipment expense | $290,000 | 5,573 |
| Additional noninterest expense | $1,369,000 | 3,088 |
| Pre-tax net operating income | $2,551,000 | 2,747 |
| Securities gains (losses) | $-70,000 | 9,881 |
| Applicable income taxes | $795,000 | 2,661 |
| Income before extraordinary items | $1,686,000 | 2,955 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,686,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,354 |
| Cash dividends | $2,200,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,733,600 | 2,868 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,610,000 | 3,348 |
| Total interest expense | $3,835,000 | 3,819 |
| Net interest income | $5,775,000 | 2,985 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $567,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $328,000 | 3,658 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $239,000 | 4,518 |
| Total noninterest expense | $3,132,000 | 3,967 |
| Salaries and employee benefits | $1,634,000 | 3,972 |
| Premises and equipment expense | $322,000 | 5,158 |
| Additional noninterest expense | $1,176,000 | 3,429 |
| Pre-tax net operating income | $2,970,000 | 2,403 |
| Securities gains (losses) | $-23,000 | 10,305 |
| Applicable income taxes | $984,000 | 2,343 |
| Income before extraordinary items | $1,963,000 | 2,599 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,963,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,262 |
| Cash dividends | $1,700,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,978,410 | 2,504 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,981,000 | 3,588 |
| Total interest expense | $3,813,000 | 3,856 |
| Net interest income | $5,168,000 | 3,378 |
| Provision for loan and lease losses | $315,000 | 2,494 |
| Total noninterest income | $651,000 | 4,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,831 |
| Total noninterest expense | $2,989,000 | 4,109 |
| Salaries and employee benefits | $1,584,000 | 4,046 |
| Premises and equipment expense | $318,000 | 5,252 |
| Additional noninterest expense | $1,087,000 | 3,627 |
| Pre-tax net operating income | $2,515,000 | 2,897 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $818,000 | 2,878 |
| Income before extraordinary items | $1,712,000 | 2,968 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,712,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,667 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,701,800 | 2,934 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,068,000 | 4,005 |
| Total interest expense | $3,401,000 | 4,300 |
| Net interest income | $4,667,000 | 3,776 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $519,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,130 |
| Total noninterest expense | $2,895,000 | 4,414 |
| Salaries and employee benefits | $1,529,000 | 4,241 |
| Premises and equipment expense | $337,000 | 5,149 |
| Additional noninterest expense | $1,029,000 | 4,305 |
| Pre-tax net operating income | $2,141,000 | 3,235 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $696,000 | 3,193 |
| Income before extraordinary items | $1,458,000 | 3,279 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,458,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,449,160 | 3,265 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 4,336 |
| Total interest expense | $3,140,000 | 4,552 |
| Net interest income | $4,255,000 | 4,101 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $489,000 | 5,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,396 |
| Total noninterest expense | $3,116,000 | 4,138 |
| Salaries and employee benefits | $1,572,000 | 4,112 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $1,180,000 | 3,791 |
| Pre-tax net operating income | $1,598,000 | 4,233 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $497,000 | 4,214 |
| Income before extraordinary items | $1,114,000 | 4,206 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,114,000 | 4,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $2,500,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,105,030 | 4,215 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 4,419 |
| Total interest expense | $2,286,000 | 5,001 |
| Net interest income | $4,386,000 | 4,010 |
| Provision for loan and lease losses | $302,000 | 2,231 |
| Total noninterest income | $458,000 | 5,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,950 |
| Total noninterest expense | $4,362,000 | 3,155 |
| Salaries and employee benefits | $2,672,000 | 2,500 |
| Premises and equipment expense | $377,000 | 4,825 |
| Additional noninterest expense | $1,313,000 | 3,741 |
| Pre-tax net operating income | $180,000 | 11,055 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $-105,000 | 12,305 |
| Income before extraordinary items | $177,000 | 10,528 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $177,000 | 10,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $88,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,000 | 9,370 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 4,416 |
| Total interest expense | $2,267,000 | 5,239 |
| Net interest income | $4,556,000 | 3,890 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $449,000 | 6,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,762 |
| Total noninterest expense | $3,382,000 | 4,045 |
| Salaries and employee benefits | $1,806,000 | 3,602 |
| Premises and equipment expense | $365,000 | 5,065 |
| Additional noninterest expense | $1,211,000 | 4,160 |
| Pre-tax net operating income | $1,483,000 | 4,365 |
| Securities gains (losses) | $74,000 | 2,889 |
| Applicable income taxes | $492,000 | 4,249 |
| Income before extraordinary items | $1,065,000 | 4,439 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,065,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $907,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,014,680 | 4,409 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 4,467 |
| Total interest expense | $2,973,000 | 5,204 |
| Net interest income | $4,676,000 | 3,865 |
| Provision for loan and lease losses | $290,000 | 4,227 |
| Total noninterest income | $487,000 | 5,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,754 |
| Total noninterest expense | $3,252,000 | 4,211 |
| Salaries and employee benefits | $1,665,000 | 3,855 |
| Premises and equipment expense | $324,000 | 5,670 |
| Additional noninterest expense | $1,263,000 | 4,144 |
| Pre-tax net operating income | $1,621,000 | 3,762 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $524,000 | 3,838 |
| Income before extraordinary items | $1,106,000 | 4,111 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,106,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $655,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,099,880 | 3,819 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.