Home > F&M Bank-Superior > Assets and Liabilities
F&M Bank-Superior, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $35,711,000 | 8,018 |
| Cash and due from depository institutions | $1,975,000 | 7,277 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $8,209,000 | 7,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $24,257,000 | 7,425 |
| Loan loss allowance | $335,000 | 7,045 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $623,000 | 7,218 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $45,000 | 2,910 |
| All other assets | $602,000 | 7,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,711,000 | 8,018 |
| Total liabilities | $32,833,000 | 7,906 |
| Total deposits | $26,631,000 | 8,358 |
| Interest-bearing deposits | $23,124,000 | 8,276 |
| Deposits held in domestic offices | $26,631,000 | 8,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,925,000 | 2,158 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 3,465 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $277,000 | 7,183 |
| Total equity capital | $2,878,000 | 8,767 |
| Total bank equity capital | $2,878,000 | 8,767 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $800,000 | 3,691 |
| Surplus | $1,200,000 | 6,752 |
| Undivided profits | $878,000 | 7,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $99,000 | 9,160 |
| Earning assets | $32,467,000 | 8,012 |
| Long-term assets (5+ years) | $8,580,000 | 5,209 |
| Average Assets, year-to-date | $34,779,000 | 7,955 |
| Average Assets, quarterly | $35,218,000 | 8,013 |
| Volatile liabilities | $6,954,000 | 6,456 |
| Insider loans | $1,081,000 | 3,572 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,623,000 | 7,850 |
| Tier 1 (core) risk-based capital | $2,942,500 | 8,724 |
| Tier 2 risk-based capital | $318,230 | 6,851 |
| Total risk weighted assets | $25,412,530 | 7,494 |
| Total unused commitments | $1,623,000 | 7,856 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $35,038,000 | 8,183 |
| Cash and due from depository institutions | $898,000 | 7,238 |
| Interest-bearing balances | $3,000 | 6,581 |
| Securities | $8,046,000 | 7,691 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $24,844,000 | 7,317 |
| Loan loss allowance | $287,000 | 7,523 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $677,000 | 7,041 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $42,000 | 2,963 |
| All other assets | $531,000 | 7,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,038,000 | 8,183 |
| Total liabilities | $32,219,000 | 8,079 |
| Total deposits | $27,587,000 | 8,403 |
| Interest-bearing deposits | $24,914,000 | 8,200 |
| Deposits held in domestic offices | $27,587,000 | 8,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,164,000 | 2,307 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $468,000 | 5,977 |
| Total equity capital | $2,819,000 | 8,960 |
| Total bank equity capital | $2,819,000 | 8,960 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $800,000 | 3,708 |
| Surplus | $1,200,000 | 6,745 |
| Undivided profits | $819,000 | 8,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 9,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $100,000 | 9,364 |
| Earning assets | $32,893,000 | 8,099 |
| Long-term assets (5+ years) | $7,297,000 | 5,430 |
| Average Assets, year-to-date | $34,744,200 | 8,029 |
| Average Assets, quarterly | $35,026,500 | 8,119 |
| Volatile liabilities | $3,161,000 | 8,159 |
| Insider loans | $942,000 | 3,688 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,301,000 | 7,162 |
| Tier 1 (core) risk-based capital | $2,802,800 | 8,886 |
| Tier 2 risk-based capital | $287,000 | 7,147 |
| Total risk weighted assets | $25,584,600 | 7,433 |
| Total unused commitments | $2,301,000 | 7,175 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $33,817,000 | 8,494 |
| Cash and due from depository institutions | $962,000 | 7,503 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $7,689,000 | 8,196 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $23,992,000 | 7,656 |
| Loan loss allowance | $303,000 | 7,528 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $559,000 | 7,655 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $52,000 | 2,928 |
| All other assets | $563,000 | 8,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,817,000 | 8,494 |
| Total liabilities | $31,072,000 | 8,373 |
| Total deposits | $28,152,000 | 8,543 |
| Interest-bearing deposits | $25,721,000 | 8,308 |
| Deposits held in domestic offices | $28,152,000 | 8,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,571,000 | 2,331 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $349,000 | 7,243 |
| Total equity capital | $2,745,000 | 9,280 |
| Total bank equity capital | $2,745,000 | 9,280 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $1,200,000 | 6,886 |
| Undivided profits | $745,000 | 9,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 5,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $132,000 | 9,318 |
| Earning assets | $31,684,000 | 8,398 |
| Long-term assets (5+ years) | $7,269,000 | 5,117 |
| Average Assets, year-to-date | $33,191,000 | 8,399 |
| Average Assets, quarterly | $33,600,000 | 8,459 |
| Volatile liabilities | $4,582,000 | 7,375 |
| Insider loans | $1,276,000 | 2,969 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,501,000 | 8,060 |
| Tier 1 (core) risk-based capital | $2,731,800 | 9,204 |
| Tier 2 risk-based capital | $303,000 | 7,016 |
| Total risk weighted assets | $25,699,900 | 7,567 |
| Total unused commitments | $1,501,000 | 8,073 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $32,096,000 | 8,982 |
| Cash and due from depository institutions | $1,052,000 | 8,302 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,166,000 | 8,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $22,461,000 | 8,025 |
| Loan loss allowance | $264,000 | 8,321 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $590,000 | 7,661 |
| Other real estate owned | $268,000 | 8,302 |
| Goodwill and other intangibles | $28,000 | 3,022 |
| All other assets | $531,000 | 8,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,096,000 | 8,982 |
| Total liabilities | $29,460,000 | 8,879 |
| Total deposits | $26,036,000 | 9,147 |
| Interest-bearing deposits | $23,807,000 | 8,898 |
| Deposits held in domestic offices | $26,036,000 | 9,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,164,000 | 1,923 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $260,000 | 8,399 |
| Total equity capital | $2,636,000 | 9,631 |
| Total bank equity capital | $2,636,000 | 9,631 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $1,200,000 | 7,091 |
| Undivided profits | $636,000 | 9,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 9,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $138,000 | 9,561 |
| Earning assets | $29,627,000 | 8,937 |
| Long-term assets (5+ years) | $6,908,000 | 5,092 |
| Average Assets, year-to-date | $30,011,400 | 9,061 |
| Average Assets, quarterly | $31,939,000 | 8,944 |
| Volatile liabilities | $4,206,000 | 7,610 |
| Insider loans | $927,000 | 3,840 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,831,000 | 7,656 |
| Tier 1 (core) risk-based capital | $2,635,000 | 9,575 |
| Tier 2 risk-based capital | $264,000 | 7,723 |
| Total risk weighted assets | $24,500,600 | 7,874 |
| Total unused commitments | $1,831,000 | 7,670 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $28,560,000 | 9,679 |
| Cash and due from depository institutions | $1,215,000 | 8,670 |
| Interest-bearing balances | $60,000 | 5,647 |
| Securities | $6,707,000 | 9,498 |
| Federal funds sold & reverse repurchase agreements | $616,000 | 8,074 |
| Net loans & leases | $18,731,000 | 8,852 |
| Loan loss allowance | $256,000 | 8,680 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $622,000 | 7,653 |
| Other real estate owned | $219,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $450,000 | 9,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,560,000 | 9,679 |
| Total liabilities | $25,956,000 | 9,626 |
| Total deposits | $25,706,000 | 9,521 |
| Interest-bearing deposits | $23,508,000 | 9,246 |
| Deposits held in domestic offices | $25,706,000 | 9,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $250,000 | 8,983 |
| Total equity capital | $2,604,000 | 9,971 |
| Total bank equity capital | $2,604,000 | 9,971 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $1,200,000 | 7,212 |
| Undivided profits | $604,000 | 10,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 9,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $105,000 | 10,577 |
| Earning assets | $26,114,000 | 9,656 |
| Long-term assets (5+ years) | $3,648,000 | 6,581 |
| Average Assets, year-to-date | $28,840,000 | 9,485 |
| Average Assets, quarterly | $28,572,500 | 9,647 |
| Volatile liabilities | $801,000 | 11,095 |
| Insider loans | $459,000 | 5,902 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,597,000 | 6,747 |
| Tier 1 (core) risk-based capital | $2,600,000 | 9,882 |
| Tier 2 risk-based capital | $256,000 | 7,967 |
| Total risk weighted assets | $21,207,500 | 8,568 |
| Total unused commitments | $2,597,000 | 6,760 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $29,977,000 | 9,792 |
| Cash and due from depository institutions | $1,092,000 | 9,073 |
| Interest-bearing balances | $221,000 | 4,288 |
| Securities | $7,076,000 | 9,898 |
| Federal funds sold & reverse repurchase agreements | $1,665,000 | 4,245 |
| Net loans & leases | $18,875,000 | 8,980 |
| Loan loss allowance | $225,000 | 9,452 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $577,000 | 8,055 |
| Other real estate owned | $214,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $478,000 | 9,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,977,000 | 9,792 |
| Total liabilities | $27,388,000 | 9,720 |
| Total deposits | $26,878,000 | 9,637 |
| Interest-bearing deposits | $24,473,000 | 9,339 |
| Deposits held in domestic offices | $26,878,000 | 9,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $210,000 | 8,808 |
| Total equity capital | $2,589,000 | 10,084 |
| Total bank equity capital | $2,589,000 | 10,084 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $1,200,000 | 7,357 |
| Undivided profits | $589,000 | 10,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 7,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $104,000 | 10,792 |
| Earning assets | $27,837,000 | 9,686 |
| Long-term assets (5+ years) | $4,132,000 | 6,541 |
| Average Assets, year-to-date | $28,541,800 | 9,890 |
| Average Assets, quarterly | $29,460,000 | 9,820 |
| Volatile liabilities | $1,527,000 | 10,312 |
| Insider loans | $724,000 | 4,576 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,075,000 | 7,375 |
| Tier 1 (core) risk-based capital | $2,589,000 | 10,179 |
| Tier 2 risk-based capital | $225,000 | 8,681 |
| Total risk weighted assets | $21,899,700 | 8,600 |
| Total unused commitments | $2,075,000 | 7,390 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $28,038,000 | 10,449 |
| Cash and due from depository institutions | $1,225,000 | 9,438 |
| Interest-bearing balances | $312,000 | 4,949 |
| Securities | $6,254,000 | 10,644 |
| Federal funds sold & reverse repurchase agreements | $3,188,000 | 4,199 |
| Net loans & leases | $16,147,000 | 9,708 |
| Loan loss allowance | $174,000 | 10,735 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $579,000 | 8,239 |
| Other real estate owned | $237,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $408,000 | 10,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,038,000 | 10,449 |
| Total liabilities | $25,438,000 | 10,426 |
| Total deposits | $25,266,000 | 10,319 |
| Interest-bearing deposits | $23,632,000 | 9,901 |
| Deposits held in domestic offices | $25,266,000 | 10,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $172,000 | 9,864 |
| Total equity capital | $2,600,000 | 10,393 |
| Total bank equity capital | $2,600,000 | 10,393 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $1,200,000 | 7,431 |
| Undivided profits | $600,000 | 10,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 9,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $90,000 | 11,316 |
| Earning assets | $25,901,000 | 10,389 |
| Long-term assets (5+ years) | $4,012,000 | 7,052 |
| Average Assets, year-to-date | $27,172,200 | 10,456 |
| Average Assets, quarterly | $27,661,500 | 10,453 |
| Volatile liabilities | $515,000 | 12,301 |
| Insider loans | $255,000 | 7,707 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $712,000 | 9,939 |
| Tier 1 (core) risk-based capital | $2,600,000 | 10,347 |
| Tier 2 risk-based capital | $174,000 | 9,941 |
| Total risk weighted assets | $20,225,600 | 9,096 |
| Total unused commitments | $712,000 | 9,963 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $27,119,000 | 10,865 |
| Cash and due from depository institutions | $1,730,000 | 9,734 |
| Interest-bearing balances | $407,000 | 5,190 |
| Securities | $7,474,000 | 10,280 |
| Federal funds sold & reverse repurchase agreements | $1,586,000 | 7,330 |
| Net loans & leases | $15,072,000 | 10,178 |
| Loan loss allowance | $167,000 | 11,163 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $594,000 | 8,282 |
| Other real estate owned | $242,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $421,000 | 10,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,119,000 | 10,865 |
| Total liabilities | $24,534,000 | 10,859 |
| Total deposits | $24,328,000 | 10,779 |
| Interest-bearing deposits | $23,006,000 | 10,316 |
| Deposits held in domestic offices | $24,328,000 | 10,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $206,000 | 9,900 |
| Total equity capital | $2,585,000 | 10,421 |
| Total bank equity capital | $2,585,000 | 10,421 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $1,200,000 | 7,411 |
| Undivided profits | $585,000 | 10,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 11,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $87,000 | 11,959 |
| Earning assets | $24,539,000 | 10,858 |
| Long-term assets (5+ years) | $4,263,000 | 6,973 |
| Average Assets, year-to-date | $27,568,600 | 10,657 |
| Average Assets, quarterly | $27,088,000 | 10,825 |
| Volatile liabilities | $638,000 | 12,556 |
| Insider loans | $285,000 | 3,027 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $2,585,000 | 10,371 |
| Tier 2 risk-based capital | $167,000 | 10,219 |
| Total risk weighted assets | $19,989,100 | 9,314 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |