Home > F & M Bank-Richmond > Net Loans and Leases
F & M Bank-Richmond, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $203,530,000 | 1,620 |
| Loan loss allowance | $4,944,000 | 877 |
| Total loans and leases | $208,474,000 | 1,609 |
| Unearned income | $78,000 | 1,623 |
| Loans and leases, gross | $208,552,000 | 1,611 |
| All real estate loans | $172,710,000 | 1,396 |
| Real estate loans in domestic offices | $172,710,000 | 1,395 |
| Construction and development loans | $21,992,000 | 1,126 |
| Commercial RE | $121,077,000 | 612 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,036,000 | 1,843 |
| 1-4 family residential loans | $26,468,000 | 3,558 |
| Farmland loans | $137,000 | 5,954 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $25,291,000 | 1,787 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,407,000 | 2,505 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $1,160,000 | 598 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,247,000 | 2,616 |
| All other loans & leases | $144,000 | 5,066 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $144,000 | 2,889 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $175,000 | 945 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,882,000 | 1,261 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $180,600,000 | 1,759 |
| Loan loss allowance | $2,139,000 | 1,795 |
| Total loans and leases | $182,739,000 | 1,761 |
| Unearned income | $25,000 | 2,595 |
| Loans and leases, gross | $182,764,000 | 1,763 |
| All real estate loans | $143,436,000 | 1,592 |
| Real estate loans in domestic offices | $143,436,000 | 1,591 |
| Construction and development loans | $18,699,000 | 1,122 |
| Commercial RE | $91,704,000 | 739 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,297,000 | 1,222 |
| 1-4 family residential loans | $27,398,000 | 3,491 |
| Farmland loans | $338,000 | 5,484 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $26,565,000 | 1,687 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $10,448,000 | 2,646 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,448,000 | 2,478 |
| All other loans & leases | $2,315,000 | 1,495 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $2,315,000 | 619 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $2,243,000 | 291 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $163,352,000 | 1,842 |
| Loan loss allowance | $1,999,000 | 1,843 |
| Total loans and leases | $165,351,000 | 1,849 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $165,351,000 | 1,851 |
| All real estate loans | $127,670,000 | 1,691 |
| Real estate loans in domestic offices | $127,670,000 | 1,691 |
| Construction and development loans | $15,706,000 | 1,181 |
| Commercial RE | $82,058,000 | 751 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,495,000 | 1,333 |
| 1-4 family residential loans | $25,022,000 | 3,673 |
| Farmland loans | $389,000 | 5,503 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $26,877,000 | 1,596 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $9,034,000 | 3,033 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,034,000 | 2,847 |
| All other loans & leases | $1,770,000 | 1,761 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $1,770,000 | 757 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $1,171,000 | 441 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $157,956,000 | 1,780 |
| Loan loss allowance | $1,937,000 | 1,835 |
| Total loans and leases | $159,893,000 | 1,776 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $159,893,000 | 1,782 |
| All real estate loans | $121,755,000 | 1,622 |
| Real estate loans in domestic offices | $121,755,000 | 1,622 |
| Construction and development loans | $14,123,000 | 1,141 |
| Commercial RE | $78,236,000 | 679 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,781,000 | 1,404 |
| 1-4 family residential loans | $25,256,000 | 3,593 |
| Farmland loans | $359,000 | 5,649 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $156,000 | 5,867 |
| Commercial and industrial loans | $27,122,000 | 1,444 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $10,860,000 | 2,563 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,860,000 | 2,383 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $106,494,000 | 2,599 |
| Loan loss allowance | $1,211,000 | 2,840 |
| Total loans and leases | $107,705,000 | 2,603 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $107,705,000 | 2,609 |
| All real estate loans | $77,221,000 | 2,471 |
| Real estate loans in domestic offices | $77,221,000 | 2,471 |
| Construction and development loans | $8,002,000 | 1,696 |
| Commercial RE | $53,503,000 | 968 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,443,000 | 2,700 |
| 1-4 family residential loans | $13,886,000 | 5,313 |
| Farmland loans | $387,000 | 5,810 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $138,000 | 6,184 |
| Commercial and industrial loans | $20,499,000 | 1,804 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $9,847,000 | 2,941 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,847,000 | 2,735 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $105,900,000 | 2,639 |
| Loan loss allowance | $1,080,000 | 3,293 |
| Total loans and leases | $106,980,000 | 2,645 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $106,980,000 | 2,657 |
| All real estate loans | $73,684,000 | 2,605 |
| Real estate loans in domestic offices | $73,684,000 | 2,603 |
| Construction and development loans | $7,365,000 | 1,853 |
| Commercial RE | $51,915,000 | 989 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,525,000 | 2,736 |
| 1-4 family residential loans | $12,879,000 | 5,652 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $38,000 | 6,959 |
| Commercial and industrial loans | $19,441,000 | 1,902 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $13,817,000 | 2,301 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,817,000 | 2,141 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $114,000 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $95,131,000 | 2,836 |
| Loan loss allowance | $981,000 | 3,608 |
| Total loans and leases | $96,112,000 | 2,847 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $96,112,000 | 2,869 |
| All real estate loans | $64,528,000 | 2,834 |
| Real estate loans in domestic offices | $64,528,000 | 2,834 |
| Construction and development loans | $6,265,000 | 1,966 |
| Commercial RE | $44,047,000 | 1,118 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,729,000 | 2,610 |
| 1-4 family residential loans | $12,487,000 | 5,794 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $66,000 | 7,062 |
| Commercial and industrial loans | $16,927,000 | 2,054 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $14,591,000 | 2,195 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,591,000 | 2,038 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $4,840,000 | 228 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $91,197,000 | 2,859 |
| Loan loss allowance | $963,000 | 3,728 |
| Total loans and leases | $92,160,000 | 2,871 |
| Unearned income | $2,000 | 7,376 |
| Loans and leases, gross | $92,160,000 | 2,890 |
| All real estate loans | $56,832,000 | 3,130 |
| Real estate loans in domestic offices | $56,832,000 | 3,128 |
| Construction and development loans | $5,604,000 | 2,026 |
| Commercial RE | $38,106,000 | 1,275 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,519,000 | 2,904 |
| 1-4 family residential loans | $11,356,000 | 6,185 |
| Farmland loans | $247,000 | 6,901 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $71,000 | 7,344 |
| Commercial and industrial loans | $12,045,000 | 2,611 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $22,504,000 | 1,546 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,504,000 | 1,402 |
| All other loans & leases | $710,000 | 3,311 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $710,000 | 1,541 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $77,935,000 | 3,239 |
| Loan loss allowance | $800,000 | 4,475 |
| Total loans and leases | $78,735,000 | 3,259 |
| Unearned income | $8,000 | 7,693 |
| Loans and leases, gross | $78,735,000 | 3,276 |
| All real estate loans | $43,311,000 | 3,848 |
| Real estate loans in domestic offices | $43,311,000 | 3,848 |
| Construction and development loans | $5,109,000 | 2,029 |
| Commercial RE | $27,795,000 | 1,654 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,353,000 | 3,099 |
| 1-4 family residential loans | $9,054,000 | 7,032 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $10,980,000 | 2,773 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $24,067,000 | 1,387 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $24,067,000 | 1,244 |
| All other loans & leases | $385,000 | 4,693 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $385,000 | 2,245 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $57,158,000 | 4,343 |
| Loan loss allowance | $584,000 | 5,758 |
| Total loans and leases | $57,742,000 | 4,359 |
| Unearned income | $36,000 | 7,516 |
| Loans and leases, gross | $57,742,000 | 4,366 |
| All real estate loans | $29,729,000 | 5,143 |
| Real estate loans in domestic offices | $29,729,000 | 5,142 |
| Construction and development loans | $4,436,000 | 2,211 |
| Commercial RE | $15,655,000 | 2,622 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,404,000 | 3,043 |
| 1-4 family residential loans | $8,234,000 | 7,488 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $8,770,000 | 3,382 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $19,201,000 | 1,745 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $19,201,000 | 1,562 |
| All other loans & leases | $78,000 | 7,782 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $78,000 | 4,603 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |