Home > F & M Bank-Pulaski > Income and Expense
F & M Bank-Pulaski, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,045,000 | 4,916 |
| Total interest expense | $2,339,000 | 5,091 |
| Net interest income | $3,706,000 | 4,721 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $284,000 | 7,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $1,979,000 | 6,390 |
| Salaries and employee benefits | $939,000 | 6,483 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $823,000 | 5,789 |
| Pre-tax net operating income | $1,936,000 | 3,410 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $604,000 | 3,585 |
| Income before extraordinary items | $1,332,000 | 3,623 |
| Extraordinary gains, net | $68,000 | 1,931 |
| Net income | $1,400,000 | 3,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $441,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,332,000 | 3,436 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 5,240 |
| Total interest expense | $2,812,000 | 5,464 |
| Net interest income | $3,529,000 | 4,971 |
| Provision for loan and lease losses | $142,000 | 6,265 |
| Total noninterest income | $274,000 | 8,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $1,784,000 | 6,995 |
| Salaries and employee benefits | $850,000 | 6,930 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $746,000 | 6,443 |
| Pre-tax net operating income | $1,877,000 | 3,300 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $576,000 | 3,542 |
| Income before extraordinary items | $1,301,000 | 3,530 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,301,000 | 3,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $1,252,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,301,000 | 3,268 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.