Home > F & M Bank-Potosi > Assets and Liabilities
F & M Bank-Potosi, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $33,396,000 | 8,846 |
| Cash and due from depository institutions | $1,265,000 | 9,268 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $4,653,000 | 9,921 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 8,432 |
| Net loans & leases | $26,708,000 | 7,400 |
| Loan loss allowance | $345,000 | 7,364 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $261,000 | 9,487 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $494,000 | 8,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,396,000 | 8,846 |
| Total liabilities | $30,966,000 | 8,704 |
| Total deposits | $30,593,000 | 8,589 |
| Interest-bearing deposits | $26,710,000 | 8,499 |
| Deposits held in domestic offices | $30,593,000 | 8,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $373,000 | 7,070 |
| Total equity capital | $2,430,000 | 9,866 |
| Total bank equity capital | $2,430,000 | 9,866 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $180,000 | 7,894 |
| Surplus | $1,570,000 | 6,321 |
| Undivided profits | $680,000 | 9,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 9,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $59,000 | 10,812 |
| Earning assets | $31,383,000 | 8,728 |
| Long-term assets (5+ years) | $2,725,000 | 7,218 |
| Average Assets, year-to-date | $31,077,600 | 8,936 |
| Average Assets, quarterly | $32,357,000 | 8,901 |
| Volatile liabilities | $2,170,000 | 9,310 |
| Insider loans | $987,000 | 3,700 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,954,000 | 5,102 |
| Tier 1 (core) risk-based capital | $2,451,000 | 9,800 |
| Tier 2 risk-based capital | $288,030 | 7,384 |
| Total risk weighted assets | $22,985,130 | 8,122 |
| Total unused commitments | $4,954,000 | 5,116 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $30,212,000 | 9,488 |
| Cash and due from depository institutions | $1,140,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,775,000 | 10,311 |
| Federal funds sold & reverse repurchase agreements | $1,558,000 | 6,265 |
| Net loans & leases | $22,090,000 | 8,194 |
| Loan loss allowance | $291,000 | 8,203 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $267,000 | 9,766 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $382,000 | 10,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,212,000 | 9,488 |
| Total liabilities | $27,935,000 | 9,350 |
| Total deposits | $27,538,000 | 9,262 |
| Interest-bearing deposits | $24,850,000 | 9,056 |
| Deposits held in domestic offices | $27,538,000 | 9,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $397,000 | 7,181 |
| Total equity capital | $2,277,000 | 10,356 |
| Total bank equity capital | $2,277,000 | 10,356 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $180,000 | 8,292 |
| Surplus | $1,570,000 | 6,391 |
| Undivided profits | $527,000 | 10,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 9,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $261,000 | 7,730 |
| Earning assets | $28,423,000 | 9,353 |
| Long-term assets (5+ years) | $2,466,000 | 7,459 |
| Average Assets, year-to-date | $29,462,400 | 9,412 |
| Average Assets, quarterly | $30,000,500 | 9,451 |
| Volatile liabilities | $1,931,000 | 9,697 |
| Insider loans | $346,000 | 6,651 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,200,000 | 6,184 |
| Tier 1 (core) risk-based capital | $2,287,000 | 10,292 |
| Tier 2 risk-based capital | $277,470 | 7,652 |
| Total risk weighted assets | $22,183,770 | 8,393 |
| Total unused commitments | $3,200,000 | 6,200 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $28,600,000 | 9,955 |
| Cash and due from depository institutions | $496,000 | 9,584 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,141,000 | 11,201 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,040 |
| Net loans & leases | $20,574,000 | 8,617 |
| Loan loss allowance | $282,000 | 8,636 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $299,000 | 9,866 |
| Other real estate owned | $0 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $390,000 | 10,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,600,000 | 9,955 |
| Total liabilities | $26,527,000 | 9,851 |
| Total deposits | $26,278,000 | 9,734 |
| Interest-bearing deposits | $22,941,000 | 9,613 |
| Deposits held in domestic offices | $26,278,000 | 9,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $249,000 | 8,122 |
| Total equity capital | $2,073,000 | 10,831 |
| Total bank equity capital | $2,073,000 | 10,831 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $180,000 | 8,752 |
| Surplus | $1,570,000 | 6,454 |
| Undivided profits | $323,000 | 10,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 9,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $272,000 | 7,053 |
| Earning assets | $27,415,000 | 9,742 |
| Long-term assets (5+ years) | $2,279,000 | 8,018 |
| Average Assets, year-to-date | $27,909,800 | 9,975 |
| Average Assets, quarterly | $28,073,500 | 9,997 |
| Volatile liabilities | $535,000 | 11,813 |
| Insider loans | $140,000 | 8,899 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,461,000 | 5,953 |
| Tier 1 (core) risk-based capital | $2,180,000 | 10,743 |
| Tier 2 risk-based capital | $261,190 | 8,062 |
| Total risk weighted assets | $20,874,490 | 8,797 |
| Total unused commitments | $3,461,000 | 5,963 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $27,626,000 | 10,501 |
| Cash and due from depository institutions | $1,486,000 | 9,718 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,005,000 | 11,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $20,462,000 | 8,734 |
| Loan loss allowance | $257,000 | 9,274 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $341,000 | 9,863 |
| Other real estate owned | $0 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $332,000 | 10,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,626,000 | 10,501 |
| Total liabilities | $25,547,000 | 10,413 |
| Total deposits | $24,536,000 | 10,434 |
| Interest-bearing deposits | $21,227,000 | 10,352 |
| Deposits held in domestic offices | $24,536,000 | 10,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,931 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $211,000 | 9,036 |
| Total equity capital | $2,079,000 | 11,206 |
| Total bank equity capital | $2,079,000 | 11,206 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $180,000 | 9,197 |
| Surplus | $1,570,000 | 6,478 |
| Undivided profits | $329,000 | 11,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 11,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $273,000 | 6,548 |
| Earning assets | $25,467,000 | 10,450 |
| Long-term assets (5+ years) | $1,962,000 | 8,802 |
| Average Assets, year-to-date | $25,446,800 | 10,709 |
| Average Assets, quarterly | $26,413,500 | 10,625 |
| Volatile liabilities | $1,436,000 | 10,587 |
| Insider loans | $176,000 | 8,605 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,665,000 | 4,541 |
| Tier 1 (core) risk-based capital | $2,079,000 | 11,169 |
| Tier 2 risk-based capital | $228,500 | 8,780 |
| Total risk weighted assets | $18,251,200 | 9,589 |
| Total unused commitments | $5,665,000 | 4,564 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $24,876,000 | 11,223 |
| Cash and due from depository institutions | $1,445,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,081,000 | 11,019 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 10,364 |
| Net loans & leases | $16,298,000 | 9,838 |
| Loan loss allowance | $209,000 | 10,337 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $328,000 | 10,271 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $324,000 | 11,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,876,000 | 11,223 |
| Total liabilities | $22,827,000 | 11,172 |
| Total deposits | $22,608,000 | 11,101 |
| Interest-bearing deposits | $20,294,000 | 10,888 |
| Deposits held in domestic offices | $22,608,000 | 11,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $219,000 | 9,625 |
| Total equity capital | $2,049,000 | 11,392 |
| Total bank equity capital | $2,049,000 | 11,392 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $180,000 | 9,640 |
| Surplus | $1,570,000 | 6,423 |
| Undivided profits | $299,000 | 11,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $226,000 | 8,062 |
| Earning assets | $22,779,000 | 11,153 |
| Long-term assets (5+ years) | $4,280,000 | 6,959 |
| Average Assets, year-to-date | $24,719,800 | 11,139 |
| Average Assets, quarterly | $24,607,500 | 11,216 |
| Volatile liabilities | $406,000 | 13,046 |
| Insider loans | $56,000 | 6,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,885,000 | 7,471 |
| Tier 1 (core) risk-based capital | $2,049,000 | 11,346 |
| Tier 2 risk-based capital | $209,000 | 9,251 |
| Total risk weighted assets | $17,289,700 | 10,031 |
| Total unused commitments | $1,885,000 | 7,504 |
| Derivatives | $0 | 651 |