Home > F & M Bank-Potomac > Assets and Liabilities
F & M Bank-Potomac, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $61,919,000 | 6,498 |
| Cash and due from depository institutions | $1,783,000 | 6,788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,143,000 | 5,517 |
| Federal funds sold & reverse repurchase agreements | $6,175,000 | 2,375 |
| Net loans & leases | $32,873,000 | 6,621 |
| Loan loss allowance | $395,000 | 7,038 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $322,000 | 9,380 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $623,000 | 8,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,919,000 | 6,498 |
| Total liabilities | $53,944,000 | 6,633 |
| Total deposits | $53,862,000 | 6,433 |
| Interest-bearing deposits | $46,324,000 | 6,411 |
| Deposits held in domestic offices | $53,862,000 | 6,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $82,000 | 11,384 |
| Total equity capital | $7,975,000 | 5,261 |
| Total bank equity capital | $7,975,000 | 5,261 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,269,000 | 1,172 |
| Surplus | $3,269,000 | 3,972 |
| Undivided profits | $1,437,000 | 8,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $220,000 | 8,426 |
| Earning assets | $59,191,000 | 6,291 |
| Long-term assets (5+ years) | $2,728,000 | 7,265 |
| Average Assets, year-to-date | $58,055,000 | 6,602 |
| Average Assets, quarterly | $59,770,500 | 6,597 |
| Volatile liabilities | $3,214,000 | 8,373 |
| Insider loans | $2,035,000 | 2,098 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,093,000 | 4,945 |
| Tier 1 (core) risk-based capital | $7,974,000 | 5,108 |
| Tier 2 risk-based capital | $395,000 | 6,237 |
| Total risk weighted assets | $34,396,800 | 6,609 |
| Total unused commitments | $5,093,000 | 4,958 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $57,589,000 | 6,858 |
| Cash and due from depository institutions | $2,099,000 | 7,052 |
| Interest-bearing balances | $27,000 | 6,367 |
| Securities | $19,531,000 | 5,973 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,198 |
| Net loans & leases | $30,926,000 | 6,900 |
| Loan loss allowance | $365,000 | 7,548 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $306,000 | 9,800 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $727,000 | 8,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,589,000 | 6,858 |
| Total liabilities | $50,035,000 | 7,013 |
| Total deposits | $49,880,000 | 6,815 |
| Interest-bearing deposits | $41,379,000 | 6,938 |
| Deposits held in domestic offices | $49,880,000 | 6,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $155,000 | 9,897 |
| Total equity capital | $7,554,000 | 5,160 |
| Total bank equity capital | $7,554,000 | 5,160 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,250,000 | 1,190 |
| Surplus | $3,250,000 | 3,900 |
| Undivided profits | $1,054,000 | 8,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 6,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $189,000 | 8,718 |
| Earning assets | $54,484,000 | 6,687 |
| Long-term assets (5+ years) | $4,702,000 | 6,174 |
| Average Assets, year-to-date | $55,412,000 | 6,912 |
| Average Assets, quarterly | $56,330,000 | 6,914 |
| Volatile liabilities | $1,906,000 | 9,798 |
| Insider loans | $2,048,000 | 2,037 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,263,000 | 4,291 |
| Tier 1 (core) risk-based capital | $7,648,000 | 5,197 |
| Tier 2 risk-based capital | $365,000 | 6,639 |
| Total risk weighted assets | $32,247,300 | 6,917 |
| Total unused commitments | $6,263,000 | 4,298 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $52,808,000 | 7,468 |
| Cash and due from depository institutions | $1,933,000 | 7,545 |
| Interest-bearing balances | $34,000 | 7,179 |
| Securities | $19,457,000 | 6,272 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 9,234 |
| Net loans & leases | $29,984,000 | 6,990 |
| Loan loss allowance | $357,000 | 7,909 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $377,000 | 9,584 |
| Other real estate owned | $0 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $607,000 | 8,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,808,000 | 7,468 |
| Total liabilities | $45,580,000 | 7,705 |
| Total deposits | $45,310,000 | 7,556 |
| Interest-bearing deposits | $40,614,000 | 7,328 |
| Deposits held in domestic offices | $45,310,000 | 7,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $270,000 | 8,017 |
| Total equity capital | $7,228,000 | 5,453 |
| Total bank equity capital | $7,228,000 | 5,453 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,250,000 | 1,184 |
| Surplus | $3,250,000 | 3,871 |
| Undivided profits | $728,000 | 10,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 6,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $164,000 | 9,072 |
| Earning assets | $49,925,000 | 7,283 |
| Long-term assets (5+ years) | $4,836,000 | 6,519 |
| Average Assets, year-to-date | $49,407,000 | 7,650 |
| Average Assets, quarterly | $51,686,000 | 7,519 |
| Volatile liabilities | $1,708,000 | 10,156 |
| Insider loans | $1,830,000 | 2,239 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,816,000 | 4,469 |
| Tier 1 (core) risk-based capital | $7,228,000 | 5,378 |
| Tier 2 risk-based capital | $357,000 | 6,765 |
| Total risk weighted assets | $29,613,800 | 7,342 |
| Total unused commitments | $5,816,000 | 4,493 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $46,922,000 | 8,196 |
| Cash and due from depository institutions | $1,694,000 | 7,704 |
| Interest-bearing balances | $45,000 | 7,670 |
| Securities | $13,440,000 | 7,836 |
| Federal funds sold & reverse repurchase agreements | $2,225,000 | 6,077 |
| Net loans & leases | $28,588,000 | 7,283 |
| Loan loss allowance | $318,000 | 8,546 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $423,000 | 9,481 |
| Other real estate owned | $0 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $552,000 | 9,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,922,000 | 8,196 |
| Total liabilities | $40,131,000 | 8,497 |
| Total deposits | $40,007,000 | 8,352 |
| Interest-bearing deposits | $36,115,000 | 8,117 |
| Deposits held in domestic offices | $40,007,000 | 8,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $124,000 | 11,758 |
| Total equity capital | $6,791,000 | 5,515 |
| Total bank equity capital | $6,791,000 | 5,515 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,250,000 | 1,204 |
| Surplus | $3,250,000 | 3,755 |
| Undivided profits | $291,000 | 11,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 7,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $180,000 | 9,191 |
| Earning assets | $44,298,000 | 8,007 |
| Long-term assets (5+ years) | $4,660,000 | 6,724 |
| Average Assets, year-to-date | $43,839,000 | 8,376 |
| Average Assets, quarterly | $45,938,500 | 8,253 |
| Volatile liabilities | $1,718,000 | 10,425 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,311,000 | 5,793 |
| Tier 1 (core) risk-based capital | $6,791,000 | 5,456 |
| Tier 2 risk-based capital | $318,000 | 7,334 |
| Total risk weighted assets | $30,046,500 | 7,314 |
| Total unused commitments | $3,311,000 | 5,821 |
| Derivatives | $0 | 651 |