Home > F & M Bank-New London > Income and Expense
F & M Bank-New London, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 7,175 |
| Total interest expense | $1,313,000 | 7,382 |
| Net interest income | $1,868,000 | 6,872 |
| Provision for loan and lease losses | $49,000 | 6,592 |
| Total noninterest income | $304,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $1,014,000 | 8,090 |
| Salaries and employee benefits | $446,000 | 8,645 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $479,000 | 6,676 |
| Pre-tax net operating income | $1,109,000 | 5,003 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $399,000 | 4,176 |
| Income before extraordinary items | $710,000 | 5,415 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $710,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $675,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $710,000 | 5,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 7,370 |
| Total interest expense | $1,411,000 | 7,400 |
| Net interest income | $1,727,000 | 7,222 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $340,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,150 |
| Total noninterest expense | $943,000 | 8,296 |
| Salaries and employee benefits | $413,000 | 8,885 |
| Premises and equipment expense | $81,000 | 9,122 |
| Additional noninterest expense | $449,000 | 6,813 |
| Pre-tax net operating income | $1,077,000 | 5,194 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $394,000 | 4,459 |
| Income before extraordinary items | $683,000 | 5,683 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $683,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $683,000 | 5,578 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 7,822 |
| Total interest expense | $1,360,000 | 7,691 |
| Net interest income | $1,589,000 | 7,804 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $244,000 | 7,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $916,000 | 8,627 |
| Salaries and employee benefits | $419,000 | 9,142 |
| Premises and equipment expense | $82,000 | 9,385 |
| Additional noninterest expense | $415,000 | 7,226 |
| Pre-tax net operating income | $866,000 | 6,266 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $302,000 | 5,707 |
| Income before extraordinary items | $564,000 | 6,571 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $564,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $564,000 | 6,518 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 8,556 |
| Total interest expense | $1,204,000 | 8,364 |
| Net interest income | $1,403,000 | 8,507 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $250,000 | 7,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $848,000 | 9,252 |
| Salaries and employee benefits | $379,000 | 9,751 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $389,000 | 7,971 |
| Pre-tax net operating income | $736,000 | 6,765 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $247,000 | 6,490 |
| Income before extraordinary items | $489,000 | 6,973 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $489,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $489,000 | 6,912 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 9,118 |
| Total interest expense | $1,073,000 | 8,994 |
| Net interest income | $1,327,000 | 8,991 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $845,000 | 9,582 |
| Salaries and employee benefits | $375,000 | 10,117 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $390,000 | 8,291 |
| Pre-tax net operating income | $637,000 | 7,666 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $424,000 | 7,853 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $424,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $424,000 | 7,816 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 9,841 |
| Total interest expense | $777,000 | 9,724 |
| Net interest income | $1,201,000 | 9,765 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $831,000 | 10,088 |
| Salaries and employee benefits | $392,000 | 10,355 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $370,000 | 9,124 |
| Pre-tax net operating income | $520,000 | 8,520 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $165,000 | 8,021 |
| Income before extraordinary items | $355,000 | 8,595 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $355,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $355,000 | 8,649 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 10,620 |
| Total interest expense | $714,000 | 10,504 |
| Net interest income | $1,070,000 | 10,528 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $751,000 | 10,916 |
| Salaries and employee benefits | $369,000 | 10,953 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $306,000 | 10,371 |
| Pre-tax net operating income | $463,000 | 8,919 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $326,000 | 9,170 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $326,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $317,160 | 9,018 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 11,340 |
| Total interest expense | $833,000 | 11,181 |
| Net interest income | $952,000 | 11,288 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $177,000 | 9,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $733,000 | 11,338 |
| Salaries and employee benefits | $368,000 | 11,241 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $291,000 | 10,959 |
| Pre-tax net operating income | $341,000 | 9,768 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $107,000 | 9,719 |
| Income before extraordinary items | $246,000 | 9,970 |
| Extraordinary gains, net | $-16,000 | 13,497 |
| Net income | $230,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $237,600 | 9,716 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.