Home > F & M Bank-New London > Assets and Liabilities
F & M Bank-New London, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $39,272,000 | 7,730 |
| Cash and due from depository institutions | $1,980,000 | 9,060 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,057,000 | 8,999 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $32,326,000 | 6,554 |
| Loan loss allowance | $438,000 | 6,136 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $532,000 | 7,588 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $377,000 | 8,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,272,000 | 7,730 |
| Total liabilities | $36,102,000 | 7,608 |
| Total deposits | $31,267,000 | 7,873 |
| Interest-bearing deposits | $26,619,000 | 7,867 |
| Deposits held in domestic offices | $31,267,000 | 7,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,489,000 | 1,803 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $346,000 | 6,544 |
| Total equity capital | $3,170,000 | 8,532 |
| Total bank equity capital | $3,170,000 | 8,532 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $175,000 | 7,099 |
| Surplus | $1,825,000 | 5,782 |
| Undivided profits | $1,170,000 | 7,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $161,000 | 8,301 |
| Earning assets | $36,383,000 | 7,668 |
| Long-term assets (5+ years) | $3,355,000 | 6,984 |
| Average Assets, year-to-date | $38,815,400 | 7,626 |
| Average Assets, quarterly | $38,460,500 | 7,753 |
| Volatile liabilities | $10,084,000 | 5,402 |
| Insider loans | $64,000 | 8,389 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,942,000 | 6,700 |
| Tier 1 (core) risk-based capital | $3,207,000 | 8,514 |
| Tier 2 risk-based capital | $375,900 | 6,294 |
| Total risk weighted assets | $30,009,900 | 6,983 |
| Total unused commitments | $2,942,000 | 6,706 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $38,761,000 | 7,883 |
| Cash and due from depository institutions | $2,203,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,427,000 | 9,332 |
| Federal funds sold & reverse repurchase agreements | $443,000 | 7,864 |
| Net loans & leases | $31,890,000 | 6,503 |
| Loan loss allowance | $411,000 | 6,301 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $547,000 | 7,577 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $251,000 | 9,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,761,000 | 7,883 |
| Total liabilities | $35,589,000 | 7,752 |
| Total deposits | $35,212,000 | 7,623 |
| Interest-bearing deposits | $30,408,000 | 7,564 |
| Deposits held in domestic offices | $35,212,000 | 7,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $377,000 | 6,712 |
| Total equity capital | $3,172,000 | 8,668 |
| Total bank equity capital | $3,172,000 | 8,668 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $175,000 | 7,235 |
| Surplus | $1,825,000 | 5,712 |
| Undivided profits | $1,172,000 | 7,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $151,000 | 8,625 |
| Earning assets | $35,760,000 | 7,856 |
| Long-term assets (5+ years) | $2,307,000 | 7,558 |
| Average Assets, year-to-date | $38,369,400 | 7,713 |
| Average Assets, quarterly | $39,054,000 | 7,787 |
| Volatile liabilities | $8,617,000 | 5,408 |
| Insider loans | $282,000 | 6,549 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $663,000 | 1,179 |
| Unused loan commitments | $3,329,000 | 6,332 |
| Tier 1 (core) risk-based capital | $3,171,000 | 8,568 |
| Tier 2 risk-based capital | $360,090 | 6,377 |
| Total risk weighted assets | $28,756,190 | 7,064 |
| Total unused commitments | $3,329,000 | 6,339 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $37,080,000 | 8,184 |
| Cash and due from depository institutions | $1,851,000 | 8,124 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,835,000 | 9,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $30,596,000 | 6,784 |
| Loan loss allowance | $386,000 | 6,676 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $568,000 | 7,612 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $230,000 | 10,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,080,000 | 8,184 |
| Total liabilities | $34,135,000 | 8,037 |
| Total deposits | $31,483,000 | 8,173 |
| Interest-bearing deposits | $27,107,000 | 8,136 |
| Deposits held in domestic offices | $31,483,000 | 8,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,325,000 | 2,027 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $327,000 | 7,483 |
| Total equity capital | $2,945,000 | 9,086 |
| Total bank equity capital | $2,945,000 | 9,086 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $175,000 | 7,549 |
| Surplus | $1,825,000 | 5,729 |
| Undivided profits | $945,000 | 8,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 6,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $151,000 | 9,009 |
| Earning assets | $34,431,000 | 8,132 |
| Long-term assets (5+ years) | $1,487,000 | 8,084 |
| Average Assets, year-to-date | $34,761,800 | 8,244 |
| Average Assets, quarterly | $36,419,500 | 8,197 |
| Volatile liabilities | $7,349,000 | 5,989 |
| Insider loans | $260,000 | 6,941 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $105,000 | 1,421 |
| Unused loan commitments | $2,674,000 | 6,795 |
| Tier 1 (core) risk-based capital | $2,937,000 | 8,992 |
| Tier 2 risk-based capital | $335,310 | 6,646 |
| Total risk weighted assets | $26,774,410 | 7,411 |
| Total unused commitments | $2,674,000 | 6,802 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $32,739,000 | 8,919 |
| Cash and due from depository institutions | $1,450,000 | 8,770 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $3,866,000 | 10,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $26,642,000 | 7,411 |
| Loan loss allowance | $342,000 | 7,395 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $552,000 | 7,841 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $229,000 | 10,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,739,000 | 8,919 |
| Total liabilities | $30,169,000 | 8,784 |
| Total deposits | $28,525,000 | 8,844 |
| Interest-bearing deposits | $24,515,000 | 8,798 |
| Deposits held in domestic offices | $28,525,000 | 8,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,330,000 | 2,569 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $314,000 | 7,713 |
| Total equity capital | $2,570,000 | 9,697 |
| Total bank equity capital | $2,570,000 | 9,697 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $175,000 | 7,947 |
| Surplus | $1,825,000 | 5,845 |
| Undivided profits | $570,000 | 9,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $169,000 | 8,990 |
| Earning assets | $30,508,000 | 8,821 |
| Long-term assets (5+ years) | $1,099,000 | 8,661 |
| Average Assets, year-to-date | $31,467,000 | 8,898 |
| Average Assets, quarterly | $32,111,000 | 8,923 |
| Volatile liabilities | $3,961,000 | 7,797 |
| Insider loans | $246,000 | 7,305 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,805,000 | 6,609 |
| Tier 1 (core) risk-based capital | $2,573,000 | 9,651 |
| Tier 2 risk-based capital | $290,070 | 7,355 |
| Total risk weighted assets | $23,153,670 | 8,089 |
| Total unused commitments | $2,805,000 | 6,623 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $31,581,000 | 9,326 |
| Cash and due from depository institutions | $1,557,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,671,000 | 10,361 |
| Federal funds sold & reverse repurchase agreements | $1,309,000 | 6,715 |
| Net loans & leases | $23,268,000 | 8,010 |
| Loan loss allowance | $306,000 | 7,997 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $578,000 | 7,875 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $198,000 | 11,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,581,000 | 9,326 |
| Total liabilities | $29,249,000 | 9,177 |
| Total deposits | $28,861,000 | 9,083 |
| Interest-bearing deposits | $25,880,000 | 8,900 |
| Deposits held in domestic offices | $28,861,000 | 9,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $388,000 | 7,294 |
| Total equity capital | $2,332,000 | 10,293 |
| Total bank equity capital | $2,332,000 | 10,293 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $175,000 | 8,347 |
| Surplus | $1,575,000 | 6,378 |
| Undivided profits | $582,000 | 10,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 6,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,582 |
| Income earned, not collected on loans | $135,000 | 10,012 |
| Earning assets | $29,248,000 | 9,246 |
| Long-term assets (5+ years) | $1,964,000 | 7,932 |
| Average Assets, year-to-date | $28,790,200 | 9,490 |
| Average Assets, quarterly | $30,649,500 | 9,384 |
| Volatile liabilities | $2,540,000 | 9,027 |
| Insider loans | $81,000 | 9,430 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,040,000 | 7,383 |
| Tier 1 (core) risk-based capital | $2,335,000 | 10,227 |
| Tier 2 risk-based capital | $264,280 | 7,840 |
| Total risk weighted assets | $21,100,280 | 8,593 |
| Total unused commitments | $2,040,000 | 7,399 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $26,664,000 | 10,201 |
| Cash and due from depository institutions | $1,525,000 | 9,584 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,647,000 | 11,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $20,807,000 | 8,562 |
| Loan loss allowance | $260,000 | 8,937 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $509,000 | 8,439 |
| Other real estate owned | $0 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $176,000 | 12,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,664,000 | 10,201 |
| Total liabilities | $24,703,000 | 10,090 |
| Total deposits | $24,459,000 | 9,985 |
| Interest-bearing deposits | $21,374,000 | 9,870 |
| Deposits held in domestic offices | $24,459,000 | 9,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $244,000 | 8,195 |
| Total equity capital | $1,961,000 | 10,987 |
| Total bank equity capital | $1,961,000 | 10,987 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $175,000 | 8,812 |
| Surplus | $1,325,000 | 7,065 |
| Undivided profits | $461,000 | 10,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,515 |
| Income earned, not collected on loans | $108,000 | 10,674 |
| Earning assets | $24,454,000 | 10,160 |
| Long-term assets (5+ years) | $1,699,000 | 8,587 |
| Average Assets, year-to-date | $26,139,000 | 10,215 |
| Average Assets, quarterly | $26,800,000 | 10,171 |
| Volatile liabilities | $1,737,000 | 10,030 |
| Insider loans | $83,000 | 9,710 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,973,000 | 7,510 |
| Tier 1 (core) risk-based capital | $2,009,000 | 10,999 |
| Tier 2 risk-based capital | $241,590 | 8,390 |
| Total risk weighted assets | $19,308,390 | 9,113 |
| Total unused commitments | $1,973,000 | 7,523 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $24,003,000 | 11,014 |
| Cash and due from depository institutions | $2,383,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $3,641,000 | 11,885 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $17,341,000 | 9,426 |
| Loan loss allowance | $226,000 | 9,760 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $502,000 | 8,714 |
| Other real estate owned | $0 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $136,000 | 12,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,003,000 | 11,014 |
| Total liabilities | $22,298,000 | 10,904 |
| Total deposits | $22,067,000 | 10,832 |
| Interest-bearing deposits | $19,255,000 | 10,746 |
| Deposits held in domestic offices | $22,067,000 | 10,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $231,000 | 8,666 |
| Total equity capital | $1,705,000 | 11,782 |
| Total bank equity capital | $1,705,000 | 11,782 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $175,000 | 9,256 |
| Surplus | $1,200,000 | 7,431 |
| Undivided profits | $330,000 | 11,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 6,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,515 |
| Income earned, not collected on loans | $86,000 | 11,441 |
| Earning assets | $20,982,000 | 11,146 |
| Long-term assets (5+ years) | $2,340,000 | 8,410 |
| Average Assets, year-to-date | $22,455,400 | 11,134 |
| Average Assets, quarterly | $23,403,000 | 11,058 |
| Volatile liabilities | $1,137,000 | 11,126 |
| Insider loans | $172,000 | 8,664 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,573,000 | 8,149 |
| Tier 1 (core) risk-based capital | $1,705,000 | 11,750 |
| Tier 2 risk-based capital | $202,060 | 9,320 |
| Total risk weighted assets | $16,141,060 | 10,090 |
| Total unused commitments | $1,573,000 | 8,172 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $21,960,000 | 11,694 |
| Cash and due from depository institutions | $2,272,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,434,000 | 11,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $14,628,000 | 10,300 |
| Loan loss allowance | $185,000 | 10,822 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $477,000 | 9,064 |
| Other real estate owned | $0 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $149,000 | 13,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,960,000 | 11,694 |
| Total liabilities | $20,381,000 | 11,589 |
| Total deposits | $20,151,000 | 11,528 |
| Interest-bearing deposits | $17,688,000 | 11,427 |
| Deposits held in domestic offices | $20,151,000 | 11,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $230,000 | 9,400 |
| Total equity capital | $1,579,000 | 12,252 |
| Total bank equity capital | $1,579,000 | 12,252 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $175,000 | 9,701 |
| Surplus | $1,075,000 | 7,878 |
| Undivided profits | $329,000 | 11,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 8,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $80,000 | 12,179 |
| Earning assets | $19,062,000 | 11,822 |
| Long-term assets (5+ years) | $3,118,000 | 7,890 |
| Average Assets, year-to-date | $21,157,200 | 11,716 |
| Average Assets, quarterly | $21,464,500 | 11,723 |
| Volatile liabilities | $900,000 | 11,993 |
| Insider loans | $4,000 | 9,235 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,500,000 | 8,121 |
| Tier 1 (core) risk-based capital | $1,579,000 | 12,217 |
| Tier 2 risk-based capital | $173,690 | 10,050 |
| Total risk weighted assets | $13,883,990 | 10,930 |
| Total unused commitments | $1,500,000 | 8,151 |
| Derivatives | $0 | 651 |