Home > F & M Bank, National Association, Oklahoma City, Oklahoma > Income and Expense
F & M Bank, National Association, Oklahoma City, Oklahoma, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 5,554 |
| Total interest expense | $208,000 | 6,731 |
| Net interest income | $2,361,000 | 5,193 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $571,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $277,000 | 3,191 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $294,000 | 3,489 |
| Total noninterest expense | $2,050,000 | 5,136 |
| Salaries and employee benefits | $989,000 | 5,309 |
| Premises and equipment expense | $271,000 | 4,858 |
| Additional noninterest expense | $790,000 | 4,806 |
| Pre-tax net operating income | $882,000 | 3,541 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $887,000 | 3,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $887,000 | 3,302 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $887,000 | 3,301 |
| Net charge-offs | $-140,000 | 7,348 |
| Cash dividends | $25,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $882,000 | 3,202 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 5,702 |
| Total interest expense | $143,000 | 6,787 |
| Net interest income | $1,487,000 | 5,357 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $384,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $179,000 | 3,231 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 3,451 |
| Total noninterest expense | $1,335,000 | 5,246 |
| Salaries and employee benefits | $653,000 | 5,383 |
| Premises and equipment expense | $168,000 | 5,076 |
| Additional noninterest expense | $514,000 | 4,926 |
| Pre-tax net operating income | $536,000 | 3,681 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $536,000 | 3,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $536,000 | 3,437 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $536,000 | 3,437 |
| Net charge-offs | $-12,000 | 7,059 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $536,000 | 3,340 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 5,780 |
| Total interest expense | $74,000 | 6,836 |
| Net interest income | $727,000 | 5,419 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $184,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $87,000 | 3,269 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,622 |
| Total noninterest expense | $651,000 | 5,339 |
| Salaries and employee benefits | $317,000 | 5,491 |
| Premises and equipment expense | $84,000 | 5,123 |
| Additional noninterest expense | $250,000 | 5,009 |
| Pre-tax net operating income | $260,000 | 3,761 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $260,000 | 3,511 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $260,000 | 3,507 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $260,000 | 3,509 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $25,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $260,000 | 3,449 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 5,759 |
| Total interest expense | $481,000 | 6,580 |
| Net interest income | $2,956,000 | 5,395 |
| Provision for loan and lease losses | $200,000 | 5,328 |
| Total noninterest income | $395,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $387,000 | 3,137 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,821 |
| Total noninterest expense | $2,889,000 | 5,119 |
| Salaries and employee benefits | $1,376,000 | 5,294 |
| Premises and equipment expense | $321,000 | 5,257 |
| Additional noninterest expense | $1,192,000 | 4,634 |
| Pre-tax net operating income | $262,000 | 5,019 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $262,000 | 5,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $262,000 | 5,076 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $262,000 | 5,076 |
| Net charge-offs | $246,000 | 4,538 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $262,000 | 4,924 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 5,829 |
| Total interest expense | $393,000 | 6,595 |
| Net interest income | $2,228,000 | 5,451 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $236,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $302,000 | 3,145 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-66,000 | 7,352 |
| Total noninterest expense | $2,222,000 | 5,074 |
| Salaries and employee benefits | $1,046,000 | 5,297 |
| Premises and equipment expense | $243,000 | 5,309 |
| Additional noninterest expense | $933,000 | 4,505 |
| Pre-tax net operating income | $192,000 | 5,286 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $192,000 | 5,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $192,000 | 5,327 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $192,000 | 5,328 |
| Net charge-offs | $81,000 | 5,118 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $192,000 | 5,178 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 5,806 |
| Total interest expense | $278,000 | 6,614 |
| Net interest income | $1,511,000 | 5,427 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $320,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $209,000 | 3,071 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $111,000 | 4,471 |
| Total noninterest expense | $1,480,000 | 5,100 |
| Salaries and employee benefits | $699,000 | 5,322 |
| Premises and equipment expense | $166,000 | 5,284 |
| Additional noninterest expense | $615,000 | 4,524 |
| Pre-tax net operating income | $301,000 | 4,412 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $301,000 | 4,301 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $301,000 | 4,300 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $301,000 | 4,300 |
| Net charge-offs | $84,000 | 4,427 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $301,000 | 4,162 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 5,816 |
| Total interest expense | $144,000 | 6,677 |
| Net interest income | $775,000 | 5,386 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $185,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $116,000 | 2,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 4,144 |
| Total noninterest expense | $719,000 | 5,230 |
| Salaries and employee benefits | $349,000 | 5,375 |
| Premises and equipment expense | $82,000 | 5,391 |
| Additional noninterest expense | $288,000 | 4,709 |
| Pre-tax net operating income | $191,000 | 4,161 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $191,000 | 3,976 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $191,000 | 3,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $191,000 | 3,975 |
| Net charge-offs | $68,000 | 3,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $191,000 | 3,869 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 5,703 |
| Total interest expense | $745,000 | 6,596 |
| Net interest income | $3,283,000 | 5,145 |
| Provision for loan and lease losses | $1,163,000 | 3,260 |
| Total noninterest income | $166,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $440,000 | 3,141 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-274,000 | 7,724 |
| Total noninterest expense | $2,672,000 | 5,504 |
| Salaries and employee benefits | $1,298,000 | 5,612 |
| Premises and equipment expense | $310,000 | 5,570 |
| Additional noninterest expense | $1,064,000 | 5,067 |
| Pre-tax net operating income | $-386,000 | 5,894 |
| Securities gains (losses) | $107,000 | 2,084 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-279,000 | 5,903 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-279,000 | 5,902 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-279,000 | 5,902 |
| Net charge-offs | $1,067,000 | 2,782 |
| Cash dividends | $50,000 | 4,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-386,000 | 6,003 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 5,715 |
| Total interest expense | $579,000 | 6,668 |
| Net interest income | $2,487,000 | 5,108 |
| Provision for loan and lease losses | $645,000 | 3,419 |
| Total noninterest income | $564,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $332,000 | 3,135 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $2,301,000 | 5,134 |
| Salaries and employee benefits | $1,099,000 | 5,298 |
| Premises and equipment expense | $298,000 | 5,052 |
| Additional noninterest expense | $904,000 | 4,712 |
| Pre-tax net operating income | $105,000 | 5,262 |
| Securities gains (losses) | $71,000 | 2,067 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $176,000 | 4,947 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $176,000 | 4,946 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $176,000 | 4,947 |
| Net charge-offs | $1,104,000 | 2,092 |
| Cash dividends | $50,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $105,000 | 5,221 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,720 |
| Total interest expense | $409,000 | 6,683 |
| Net interest income | $1,682,000 | 5,073 |
| Provision for loan and lease losses | $265,000 | 3,926 |
| Total noninterest income | $381,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $209,000 | 3,235 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $172,000 | 3,885 |
| Total noninterest expense | $1,536,000 | 5,175 |
| Salaries and employee benefits | $728,000 | 5,373 |
| Premises and equipment expense | $204,000 | 5,020 |
| Additional noninterest expense | $604,000 | 4,703 |
| Pre-tax net operating income | $262,000 | 4,332 |
| Securities gains (losses) | $71,000 | 1,691 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $333,000 | 3,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 3,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $333,000 | 3,785 |
| Net charge-offs | $690,000 | 1,991 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $262,000 | 4,070 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,699 |
| Total interest expense | $224,000 | 6,603 |
| Net interest income | $849,000 | 5,042 |
| Provision for loan and lease losses | $190,000 | 2,929 |
| Total noninterest income | $201,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $102,000 | 3,223 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $99,000 | 3,674 |
| Total noninterest expense | $762,000 | 5,129 |
| Salaries and employee benefits | $358,000 | 5,478 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $296,000 | 4,453 |
| Pre-tax net operating income | $98,000 | 5,065 |
| Securities gains (losses) | $61,000 | 1,212 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $159,000 | 4,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $159,000 | 4,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $159,000 | 4,246 |
| Net charge-offs | $467,000 | 1,410 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $98,000 | 4,829 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 5,586 |
| Total interest expense | $1,212,000 | 6,422 |
| Net interest income | $3,573,000 | 4,920 |
| Provision for loan and lease losses | $1,065,000 | 2,610 |
| Total noninterest income | $707,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $469,000 | 3,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $238,000 | 4,536 |
| Total noninterest expense | $3,070,000 | 5,044 |
| Salaries and employee benefits | $1,621,000 | 5,090 |
| Premises and equipment expense | $468,000 | 4,647 |
| Additional noninterest expense | $981,000 | 4,881 |
| Pre-tax net operating income | $145,000 | 5,896 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $155,000 | 5,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $155,000 | 5,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 2,412 |
| Cash dividends | $450,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $145,000 | 5,849 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 5,565 |
| Total interest expense | $956,000 | 6,439 |
| Net interest income | $2,752,000 | 4,869 |
| Provision for loan and lease losses | $690,000 | 2,288 |
| Total noninterest income | $534,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $346,000 | 3,205 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 4,535 |
| Total noninterest expense | $2,257,000 | 5,093 |
| Salaries and employee benefits | $1,210,000 | 5,125 |
| Premises and equipment expense | $348,000 | 4,680 |
| Additional noninterest expense | $699,000 | 4,952 |
| Pre-tax net operating income | $339,000 | 5,490 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $349,000 | 4,997 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $349,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,307 |
| Cash dividends | $450,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $339,000 | 5,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 5,567 |
| Total interest expense | $665,000 | 6,471 |
| Net interest income | $1,856,000 | 4,856 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $347,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $222,000 | 3,273 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $125,000 | 4,644 |
| Total noninterest expense | $1,488,000 | 5,152 |
| Salaries and employee benefits | $787,000 | 5,264 |
| Premises and equipment expense | $234,000 | 4,684 |
| Additional noninterest expense | $467,000 | 4,950 |
| Pre-tax net operating income | $640,000 | 3,875 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $650,000 | 3,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 3,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $640,000 | 3,444 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 5,633 |
| Total interest expense | $372,000 | 6,388 |
| Net interest income | $906,000 | 4,931 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $177,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,521 |
| Total noninterest expense | $698,000 | 5,378 |
| Salaries and employee benefits | $365,000 | 5,513 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $216,000 | 5,137 |
| Pre-tax net operating income | $355,000 | 3,796 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $365,000 | 3,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $365,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $355,000 | 3,361 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,694 |
| Total interest expense | $1,894,000 | 5,944 |
| Net interest income | $3,166,000 | 5,357 |
| Provision for loan and lease losses | $190,000 | 3,950 |
| Total noninterest income | $688,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $482,000 | 3,121 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $206,000 | 5,003 |
| Total noninterest expense | $2,636,000 | 5,440 |
| Salaries and employee benefits | $1,317,000 | 5,712 |
| Premises and equipment expense | $491,000 | 4,429 |
| Additional noninterest expense | $828,000 | 5,238 |
| Pre-tax net operating income | $1,028,000 | 4,692 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,028,000 | 4,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,028,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,473 |
| Cash dividends | $50,000 | 5,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,028,000 | 4,247 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 5,750 |
| Total interest expense | $1,442,000 | 5,940 |
| Net interest income | $2,297,000 | 5,478 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $525,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $364,000 | 3,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,932 |
| Total noninterest expense | $1,872,000 | 5,574 |
| Salaries and employee benefits | $978,000 | 5,710 |
| Premises and equipment expense | $347,000 | 4,568 |
| Additional noninterest expense | $547,000 | 5,578 |
| Pre-tax net operating income | $815,000 | 4,803 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $815,000 | 4,314 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $815,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,510 |
| Cash dividends | $50,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $815,000 | 4,300 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 5,851 |
| Total interest expense | $931,000 | 6,025 |
| Net interest income | $1,496,000 | 5,562 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $343,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $238,000 | 3,124 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $105,000 | 5,037 |
| Total noninterest expense | $1,289,000 | 5,500 |
| Salaries and employee benefits | $682,000 | 5,643 |
| Premises and equipment expense | $226,000 | 4,661 |
| Additional noninterest expense | $381,000 | 5,448 |
| Pre-tax net operating income | $460,000 | 5,217 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $460,000 | 4,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $460,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,769 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $460,000 | 4,745 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,910 |
| Total interest expense | $460,000 | 6,044 |
| Net interest income | $727,000 | 5,664 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $179,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $118,000 | 3,108 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $641,000 | 5,547 |
| Salaries and employee benefits | $353,000 | 5,562 |
| Premises and equipment expense | $115,000 | 4,635 |
| Additional noninterest expense | $173,000 | 5,696 |
| Pre-tax net operating income | $205,000 | 5,456 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $205,000 | 4,998 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $205,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $205,000 | 4,986 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 6,135 |
| Total interest expense | $1,389,000 | 6,277 |
| Net interest income | $2,595,000 | 5,914 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $622,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $468,000 | 3,205 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 5,572 |
| Total noninterest expense | $2,483,000 | 5,500 |
| Salaries and employee benefits | $1,175,000 | 5,980 |
| Premises and equipment expense | $525,000 | 4,136 |
| Additional noninterest expense | $783,000 | 5,301 |
| Pre-tax net operating income | $609,000 | 6,161 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $609,000 | 5,795 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $609,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $609,000 | 5,778 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 6,260 |
| Total interest expense | $982,000 | 6,353 |
| Net interest income | $1,888,000 | 6,069 |
| Provision for loan and lease losses | $95,000 | 4,177 |
| Total noninterest income | $477,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,292 |
| Total noninterest expense | $1,757,000 | 5,680 |
| Salaries and employee benefits | $869,000 | 5,994 |
| Premises and equipment expense | $339,000 | 4,560 |
| Additional noninterest expense | $549,000 | 5,502 |
| Pre-tax net operating income | $513,000 | 6,165 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $513,000 | 5,700 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $513,000 | 5,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $513,000 | 5,694 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 6,374 |
| Total interest expense | $602,000 | 6,454 |
| Net interest income | $1,205,000 | 6,211 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $307,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $206,000 | 3,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,108 |
| Total noninterest expense | $1,137,000 | 5,782 |
| Salaries and employee benefits | $577,000 | 6,027 |
| Premises and equipment expense | $188,000 | 5,122 |
| Additional noninterest expense | $372,000 | 5,453 |
| Pre-tax net operating income | $310,000 | 6,396 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $310,000 | 5,942 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $310,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $310,000 | 5,944 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 6,489 |
| Total interest expense | $279,000 | 6,553 |
| Net interest income | $574,000 | 6,346 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $158,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $549,000 | 5,904 |
| Salaries and employee benefits | $288,000 | 6,052 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $169,000 | 5,707 |
| Pre-tax net operating income | $150,000 | 6,420 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $150,000 | 5,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $150,000 | 5,964 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 6,815 |
| Total interest expense | $704,000 | 7,032 |
| Net interest income | $2,023,000 | 6,612 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $574,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $418,000 | 3,465 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $156,000 | 5,658 |
| Total noninterest expense | $2,113,000 | 5,919 |
| Salaries and employee benefits | $975,000 | 6,416 |
| Premises and equipment expense | $420,000 | 4,710 |
| Additional noninterest expense | $718,000 | 5,507 |
| Pre-tax net operating income | $394,000 | 7,082 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $394,000 | 6,797 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $394,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,338 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $394,000 | 6,762 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 6,994 |
| Total interest expense | $475,000 | 7,181 |
| Net interest income | $1,426,000 | 6,801 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $432,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $364,000 | 3,112 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,563 |
| Total noninterest expense | $1,611,000 | 5,832 |
| Salaries and employee benefits | $689,000 | 6,586 |
| Premises and equipment expense | $378,000 | 4,139 |
| Additional noninterest expense | $544,000 | 5,455 |
| Pre-tax net operating income | $164,000 | 7,778 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $164,000 | 7,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $164,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $164,000 | 7,611 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 7,058 |
| Total interest expense | $287,000 | 7,271 |
| Net interest income | $924,000 | 6,855 |
| Provision for loan and lease losses | $73,000 | 3,895 |
| Total noninterest income | $290,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $199,000 | 3,528 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $91,000 | 5,365 |
| Total noninterest expense | $1,072,000 | 5,832 |
| Salaries and employee benefits | $433,000 | 6,735 |
| Premises and equipment expense | $256,000 | 4,076 |
| Additional noninterest expense | $383,000 | 5,241 |
| Pre-tax net operating income | $69,000 | 8,031 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $69,000 | 7,966 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $69,000 | 7,930 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,173 |
| Total interest expense | $134,000 | 7,368 |
| Net interest income | $447,000 | 6,999 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $146,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $485,000 | 6,214 |
| Salaries and employee benefits | $192,000 | 7,082 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $164,000 | 5,726 |
| Pre-tax net operating income | $70,000 | 7,637 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 7,248 |
| Total interest expense | $461,000 | 7,451 |
| Net interest income | $1,665,000 | 7,090 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $571,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $434,000 | 3,460 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $1,620,000 | 6,672 |
| Salaries and employee benefits | $755,000 | 7,098 |
| Premises and equipment expense | $275,000 | 5,935 |
| Additional noninterest expense | $590,000 | 6,037 |
| Pre-tax net operating income | $604,000 | 6,377 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $24,000 | 6,462 |
| Income before extraordinary items | $580,000 | 6,026 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $580,000 | 6,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $580,000 | 5,960 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 7,354 |
| Total interest expense | $343,000 | 7,490 |
| Net interest income | $1,190,000 | 7,218 |
| Provision for loan and lease losses | $7,000 | 6,892 |
| Total noninterest income | $443,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $332,000 | 3,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $1,152,000 | 6,795 |
| Salaries and employee benefits | $553,000 | 7,120 |
| Premises and equipment expense | $219,000 | 5,719 |
| Additional noninterest expense | $380,000 | 6,457 |
| Pre-tax net operating income | $474,000 | 6,438 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $450,000 | 6,054 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $450,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $450,000 | 5,978 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 7,436 |
| Total interest expense | $228,000 | 7,568 |
| Net interest income | $776,000 | 7,287 |
| Provision for loan and lease losses | $7,000 | 6,522 |
| Total noninterest income | $290,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $208,000 | 3,541 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $731,000 | 6,965 |
| Salaries and employee benefits | $366,000 | 7,180 |
| Premises and equipment expense | $132,000 | 6,048 |
| Additional noninterest expense | $233,000 | 6,748 |
| Pre-tax net operating income | $328,000 | 6,321 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $304,000 | 6,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 6,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $304,000 | 5,928 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,469 |
| Total interest expense | $112,000 | 7,662 |
| Net interest income | $393,000 | 7,297 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $157,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $350,000 | 7,116 |
| Salaries and employee benefits | $171,000 | 7,405 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $115,000 | 6,800 |
| Pre-tax net operating income | $194,000 | 5,890 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $184,000 | 5,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $184,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $184,000 | 5,421 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 7,407 |
| Total interest expense | $561,000 | 7,526 |
| Net interest income | $1,582,000 | 7,230 |
| Provision for loan and lease losses | $26,000 | 6,885 |
| Total noninterest income | $516,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $386,000 | 3,727 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $130,000 | 6,086 |
| Total noninterest expense | $1,315,000 | 7,237 |
| Salaries and employee benefits | $659,000 | 7,465 |
| Premises and equipment expense | $236,000 | 6,350 |
| Additional noninterest expense | $420,000 | 7,039 |
| Pre-tax net operating income | $757,000 | 5,837 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $757,000 | 5,374 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $757,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $757,000 | 5,230 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 7,468 |
| Total interest expense | $443,000 | 7,567 |
| Net interest income | $1,187,000 | 7,289 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $391,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $286,000 | 3,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 5,986 |
| Total noninterest expense | $960,000 | 7,300 |
| Salaries and employee benefits | $469,000 | 7,557 |
| Premises and equipment expense | $175,000 | 6,385 |
| Additional noninterest expense | $316,000 | 6,999 |
| Pre-tax net operating income | $598,000 | 5,886 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $598,000 | 5,402 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $598,000 | 5,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $598,000 | 5,222 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 7,530 |
| Total interest expense | $313,000 | 7,562 |
| Net interest income | $764,000 | 7,383 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $249,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $175,000 | 3,930 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $628,000 | 7,373 |
| Salaries and employee benefits | $310,000 | 7,603 |
| Premises and equipment expense | $113,000 | 6,446 |
| Additional noninterest expense | $205,000 | 7,078 |
| Pre-tax net operating income | $375,000 | 6,020 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $375,000 | 5,581 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $375,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $375,000 | 5,369 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $540,000 | 7,562 |
| Total interest expense | $164,000 | 7,562 |
| Net interest income | $376,000 | 7,437 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $327,000 | 7,306 |
| Salaries and employee benefits | $157,000 | 7,594 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $165,000 | 6,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $165,000 | 5,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $165,000 | 5,598 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 7,698 |
| Total interest expense | $822,000 | 7,448 |
| Net interest income | $1,321,000 | 7,733 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $363,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $244,000 | 4,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $1,147,000 | 7,599 |
| Salaries and employee benefits | $564,000 | 7,866 |
| Premises and equipment expense | $173,000 | 7,122 |
| Additional noninterest expense | $410,000 | 7,083 |
| Pre-tax net operating income | $537,000 | 6,623 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $553,000 | 6,167 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $553,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 9,127 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $537,000 | 6,076 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 7,757 |
| Total interest expense | $1,253,000 | 7,509 |
| Net interest income | $1,237,000 | 7,812 |
| Provision for loan and lease losses | $122,000 | 5,165 |
| Total noninterest income | $311,000 | 6,325 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $178,000 | 5,424 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $133,000 | 5,774 |
| Total noninterest expense | $1,055,000 | 7,814 |
| Salaries and employee benefits | $524,000 | 8,059 |
| Premises and equipment expense | $174,000 | 7,155 |
| Additional noninterest expense | $357,000 | 7,457 |
| Pre-tax net operating income | $371,000 | 7,105 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $144,000 | 5,510 |
| Income before extraordinary items | $227,000 | 7,553 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $227,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $227,000 | 7,433 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 7,887 |
| Total interest expense | $1,283,000 | 7,614 |
| Net interest income | $1,235,000 | 8,001 |
| Provision for loan and lease losses | $74,000 | 5,896 |
| Total noninterest income | $301,000 | 6,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,073,000 | 7,810 |
| Salaries and employee benefits | $552,000 | 7,962 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $328,000 | 7,729 |
| Pre-tax net operating income | $389,000 | 7,528 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $80,000 | 6,791 |
| Income before extraordinary items | $309,000 | 7,413 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $309,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $309,000 | 7,416 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 8,577 |
| Total interest expense | $894,000 | 8,461 |
| Net interest income | $1,036,000 | 8,545 |
| Provision for loan and lease losses | $34,000 | 7,136 |
| Total noninterest income | $250,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $1,031,000 | 8,030 |
| Salaries and employee benefits | $528,000 | 8,169 |
| Premises and equipment expense | $209,000 | 6,663 |
| Additional noninterest expense | $294,000 | 8,163 |
| Pre-tax net operating income | $221,000 | 8,471 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $52,000 | 7,609 |
| Income before extraordinary items | $169,000 | 8,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $169,000 | 8,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $169,000 | 8,482 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 9,081 |
| Total interest expense | $760,000 | 9,045 |
| Net interest income | $916,000 | 8,986 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $195,000 | 7,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $839,000 | 8,638 |
| Salaries and employee benefits | $430,000 | 8,774 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $241,000 | 8,692 |
| Pre-tax net operating income | $252,000 | 8,656 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $71,000 | 7,976 |
| Income before extraordinary items | $181,000 | 8,749 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $181,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $181,000 | 8,682 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 9,578 |
| Total interest expense | $689,000 | 9,571 |
| Net interest income | $890,000 | 9,446 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $164,000 | 8,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $612,000 | 9,708 |
| Salaries and employee benefits | $330,000 | 9,735 |
| Premises and equipment expense | $88,000 | 9,261 |
| Additional noninterest expense | $194,000 | 9,481 |
| Pre-tax net operating income | $427,000 | 8,299 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $132,000 | 7,884 |
| Income before extraordinary items | $295,000 | 8,416 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $295,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $295,000 | 8,374 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 10,032 |
| Total interest expense | $664,000 | 10,084 |
| Net interest income | $893,000 | 9,850 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $555,000 | 10,375 |
| Salaries and employee benefits | $311,000 | 10,266 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $164,000 | 10,381 |
| Pre-tax net operating income | $493,000 | 7,977 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $164,000 | 7,668 |
| Income before extraordinary items | $329,000 | 8,178 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $329,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $329,000 | 8,118 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 10,272 |
| Total interest expense | $592,000 | 10,694 |
| Net interest income | $1,049,000 | 9,784 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $242,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $618,000 | 10,501 |
| Salaries and employee benefits | $337,000 | 10,423 |
| Premises and equipment expense | $74,000 | 10,376 |
| Additional noninterest expense | $207,000 | 10,333 |
| Pre-tax net operating income | $651,000 | 7,586 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $-4,000 | 11,494 |
| Income before extraordinary items | $625,000 | 6,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $625,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $137,000 | 6,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $655,000 | 6,253 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 10,988 |
| Total interest expense | $456,000 | 11,298 |
| Net interest income | $919,000 | 10,661 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $611,000 | 11,073 |
| Salaries and employee benefits | $331,000 | 10,929 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $205,000 | 11,089 |
| Pre-tax net operating income | $491,000 | 8,719 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $345,000 | 8,672 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $345,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $344,300 | 8,743 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 11,735 |
| Total interest expense | $422,000 | 12,122 |
| Net interest income | $856,000 | 11,324 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $172,000 | 9,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $554,000 | 11,883 |
| Salaries and employee benefits | $289,000 | 11,771 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $187,000 | 11,910 |
| Pre-tax net operating income | $459,000 | 8,948 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $154,000 | 8,535 |
| Income before extraordinary items | $305,000 | 9,424 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $305,000 | 9,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $212,000 | 5,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $305,000 | 9,168 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 12,498 |
| Total interest expense | $492,000 | 12,794 |
| Net interest income | $757,000 | 12,088 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $612,000 | 11,989 |
| Salaries and employee benefits | $289,000 | 12,140 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $249,000 | 11,542 |
| Pre-tax net operating income | $306,000 | 10,078 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $203,000 | 10,551 |
| Extraordinary gains, net | $103,000 | 731 |
| Net income | $306,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 12,901 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $203,000 | 10,211 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.