Home > F & M Bank Minnesota > Income and Expense
F & M Bank Minnesota, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 3,741 |
| Total interest expense | $128,000 | 3,384 |
| Net interest income | $970,000 | 3,761 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $80,000 | 4,048 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $6,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,757 |
| Total noninterest expense | $847,000 | 3,635 |
| Salaries and employee benefits | $528,000 | 3,460 |
| Premises and equipment expense | $100,000 | 3,410 |
| Additional noninterest expense | $219,000 | 3,855 |
| Pre-tax net operating income | $203,000 | 4,087 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $203,000 | 4,027 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $203,000 | 4,026 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $203,000 | 4,027 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $241,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $203,000 | 4,010 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 3,536 |
| Total interest expense | $453,000 | 3,945 |
| Net interest income | $4,724,000 | 3,437 |
| Provision for loan and lease losses | $29,000 | 4,053 |
| Total noninterest income | $205,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $32,000 | 4,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 4,054 |
| Total noninterest expense | $3,247,000 | 3,704 |
| Salaries and employee benefits | $2,021,000 | 3,560 |
| Premises and equipment expense | $472,000 | 3,154 |
| Additional noninterest expense | $754,000 | 4,034 |
| Pre-tax net operating income | $1,653,000 | 3,175 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $3,000 | 3,599 |
| Income before extraordinary items | $1,650,000 | 3,080 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,650,000 | 3,079 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,650,000 | 3,080 |
| Net charge-offs | $-2,000 | 3,992 |
| Cash dividends | $1,667,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,650,000 | 3,023 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 3,530 |
| Total interest expense | $348,000 | 3,996 |
| Net interest income | $3,649,000 | 3,406 |
| Provision for loan and lease losses | $119,000 | 3,174 |
| Total noninterest income | $150,000 | 4,344 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $24,000 | 4,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,056 |
| Total noninterest expense | $2,445,000 | 3,687 |
| Salaries and employee benefits | $1,549,000 | 3,500 |
| Premises and equipment expense | $381,000 | 3,035 |
| Additional noninterest expense | $515,000 | 4,161 |
| Pre-tax net operating income | $1,235,000 | 3,198 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $3,000 | 3,588 |
| Income before extraordinary items | $1,232,000 | 3,092 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,232,000 | 3,091 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,232,000 | 3,092 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $1,215,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,232,000 | 3,037 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 3,542 |
| Total interest expense | $246,000 | 4,023 |
| Net interest income | $2,449,000 | 3,421 |
| Provision for loan and lease losses | $119,000 | 2,853 |
| Total noninterest income | $98,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $16,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,072 |
| Total noninterest expense | $1,644,000 | 3,679 |
| Salaries and employee benefits | $1,037,000 | 3,503 |
| Premises and equipment expense | $250,000 | 3,062 |
| Additional noninterest expense | $357,000 | 4,129 |
| Pre-tax net operating income | $784,000 | 3,253 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $3,000 | 3,529 |
| Income before extraordinary items | $781,000 | 3,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $781,000 | 3,134 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $781,000 | 3,135 |
| Net charge-offs | $-3,000 | 3,999 |
| Cash dividends | $554,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $781,000 | 3,088 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 3,593 |
| Total interest expense | $144,000 | 3,977 |
| Net interest income | $1,168,000 | 3,471 |
| Provision for loan and lease losses | $119,000 | 1,849 |
| Total noninterest income | $51,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $10,000 | 4,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 3,987 |
| Total noninterest expense | $916,000 | 3,542 |
| Salaries and employee benefits | $587,000 | 3,335 |
| Premises and equipment expense | $116,000 | 3,202 |
| Additional noninterest expense | $213,000 | 3,950 |
| Pre-tax net operating income | $184,000 | 3,869 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $3,000 | 3,353 |
| Income before extraordinary items | $181,000 | 3,807 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $181,000 | 3,808 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $181,000 | 3,808 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $314,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $181,000 | 3,774 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 3,529 |
| Total interest expense | $892,000 | 3,456 |
| Net interest income | $4,789,000 | 3,480 |
| Provision for loan and lease losses | $45,000 | 3,444 |
| Total noninterest income | $219,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $47,000 | 4,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 4,061 |
| Total noninterest expense | $3,179,000 | 3,803 |
| Salaries and employee benefits | $1,829,000 | 3,765 |
| Premises and equipment expense | $475,000 | 3,185 |
| Additional noninterest expense | $875,000 | 3,980 |
| Pre-tax net operating income | $1,784,000 | 3,177 |
| Securities gains (losses) | $1,000 | 2,288 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,785,000 | 3,052 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,785,000 | 3,051 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,785,000 | 3,053 |
| Net charge-offs | $-49,000 | 4,771 |
| Cash dividends | $1,695,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,784,000 | 3,020 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 3,561 |
| Total interest expense | $692,000 | 3,437 |
| Net interest income | $3,585,000 | 3,527 |
| Provision for loan and lease losses | $45,000 | 3,145 |
| Total noninterest income | $165,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $35,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 4,099 |
| Total noninterest expense | $2,301,000 | 3,898 |
| Salaries and employee benefits | $1,359,000 | 3,801 |
| Premises and equipment expense | $319,000 | 3,395 |
| Additional noninterest expense | $623,000 | 4,081 |
| Pre-tax net operating income | $1,404,000 | 3,184 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,405,000 | 3,037 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,405,000 | 3,037 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,405,000 | 3,037 |
| Net charge-offs | $-48,000 | 4,812 |
| Cash dividends | $1,226,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,404,000 | 3,010 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 3,598 |
| Total interest expense | $467,000 | 3,414 |
| Net interest income | $2,356,000 | 3,582 |
| Provision for loan and lease losses | $20,000 | 3,272 |
| Total noninterest income | $106,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $24,000 | 4,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,151 |
| Total noninterest expense | $1,489,000 | 3,959 |
| Salaries and employee benefits | $866,000 | 3,885 |
| Premises and equipment expense | $205,000 | 3,473 |
| Additional noninterest expense | $418,000 | 4,116 |
| Pre-tax net operating income | $953,000 | 3,159 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $954,000 | 3,009 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $954,000 | 3,008 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $954,000 | 3,008 |
| Net charge-offs | $-49,000 | 4,905 |
| Cash dividends | $653,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $953,000 | 2,982 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 3,671 |
| Total interest expense | $227,000 | 3,428 |
| Net interest income | $1,138,000 | 3,672 |
| Provision for loan and lease losses | $20,000 | 2,754 |
| Total noninterest income | $51,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $11,000 | 4,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,165 |
| Total noninterest expense | $770,000 | 3,955 |
| Salaries and employee benefits | $466,000 | 3,820 |
| Premises and equipment expense | $91,000 | 3,693 |
| Additional noninterest expense | $213,000 | 4,106 |
| Pre-tax net operating income | $399,000 | 3,394 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $399,000 | 3,223 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $399,000 | 3,221 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $399,000 | 3,222 |
| Net charge-offs | $-45,000 | 5,048 |
| Cash dividends | $235,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $399,000 | 3,211 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 3,739 |
| Total interest expense | $483,000 | 3,961 |
| Net interest income | $4,526,000 | 3,680 |
| Provision for loan and lease losses | $29,000 | 3,724 |
| Total noninterest income | $194,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $61,000 | 4,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,402 |
| Total noninterest expense | $2,915,000 | 4,039 |
| Salaries and employee benefits | $1,606,000 | 4,065 |
| Premises and equipment expense | $542,000 | 3,022 |
| Additional noninterest expense | $767,000 | 4,279 |
| Pre-tax net operating income | $1,776,000 | 3,302 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,000 | 3,934 |
| Income before extraordinary items | $1,775,000 | 3,118 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,775,000 | 3,117 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,775,000 | 3,117 |
| Net charge-offs | $-15,000 | 4,601 |
| Cash dividends | $2,007,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,775,000 | 3,114 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 3,823 |
| Total interest expense | $314,000 | 4,110 |
| Net interest income | $3,329,000 | 3,745 |
| Provision for loan and lease losses | $4,000 | 3,893 |
| Total noninterest income | $140,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $46,000 | 4,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,489 |
| Total noninterest expense | $2,209,000 | 4,061 |
| Salaries and employee benefits | $1,202,000 | 4,082 |
| Premises and equipment expense | $405,000 | 3,048 |
| Additional noninterest expense | $602,000 | 4,239 |
| Pre-tax net operating income | $1,256,000 | 3,430 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,000 | 3,985 |
| Income before extraordinary items | $1,255,000 | 3,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,255,000 | 3,255 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,255,000 | 3,255 |
| Net charge-offs | $-14,000 | 4,567 |
| Cash dividends | $1,267,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,255,000 | 3,253 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 3,872 |
| Total interest expense | $190,000 | 4,203 |
| Net interest income | $2,176,000 | 3,788 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $72,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $29,000 | 4,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,771 |
| Total noninterest expense | $1,457,000 | 4,105 |
| Salaries and employee benefits | $770,000 | 4,177 |
| Premises and equipment expense | $274,000 | 3,036 |
| Additional noninterest expense | $413,000 | 4,238 |
| Pre-tax net operating income | $791,000 | 3,497 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $790,000 | 3,318 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $790,000 | 3,317 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $790,000 | 3,317 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $407,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $790,000 | 3,314 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 3,936 |
| Total interest expense | $93,000 | 4,201 |
| Net interest income | $1,054,000 | 3,857 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $18,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $14,000 | 4,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,344 |
| Total noninterest expense | $748,000 | 4,106 |
| Salaries and employee benefits | $408,000 | 4,126 |
| Premises and equipment expense | $142,000 | 3,015 |
| Additional noninterest expense | $198,000 | 4,333 |
| Pre-tax net operating income | $324,000 | 3,748 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $323,000 | 3,572 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $323,000 | 3,571 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $323,000 | 3,572 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $338,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $323,000 | 3,572 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 3,998 |
| Total interest expense | $358,000 | 4,153 |
| Net interest income | $4,004,000 | 3,937 |
| Provision for loan and lease losses | $38,000 | 3,695 |
| Total noninterest income | $205,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $70,000 | 4,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 4,574 |
| Total noninterest expense | $2,960,000 | 4,137 |
| Salaries and employee benefits | $1,706,000 | 4,047 |
| Premises and equipment expense | $347,000 | 3,914 |
| Additional noninterest expense | $907,000 | 4,183 |
| Pre-tax net operating income | $1,211,000 | 3,813 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $1,210,000 | 3,466 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,210,000 | 3,464 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,210,000 | 3,466 |
| Net charge-offs | $16,000 | 3,520 |
| Cash dividends | $917,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,210,000 | 3,449 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 4,094 |
| Total interest expense | $249,000 | 4,292 |
| Net interest income | $2,909,000 | 4,026 |
| Provision for loan and lease losses | $38,000 | 3,443 |
| Total noninterest income | $147,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $51,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 4,678 |
| Total noninterest expense | $2,227,000 | 4,160 |
| Salaries and employee benefits | $1,297,000 | 4,052 |
| Premises and equipment expense | $241,000 | 4,090 |
| Additional noninterest expense | $689,000 | 4,174 |
| Pre-tax net operating income | $791,000 | 4,071 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $790,000 | 3,855 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $790,000 | 3,853 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $790,000 | 3,855 |
| Net charge-offs | $18,000 | 3,031 |
| Cash dividends | $874,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $790,000 | 3,839 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 4,154 |
| Total interest expense | $168,000 | 4,268 |
| Net interest income | $1,866,000 | 4,094 |
| Provision for loan and lease losses | $38,000 | 3,028 |
| Total noninterest income | $84,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $35,000 | 4,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,886 |
| Total noninterest expense | $1,554,000 | 4,098 |
| Salaries and employee benefits | $890,000 | 4,023 |
| Premises and equipment expense | $171,000 | 3,987 |
| Additional noninterest expense | $493,000 | 4,065 |
| Pre-tax net operating income | $358,000 | 4,507 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $357,000 | 4,312 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $357,000 | 4,311 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $357,000 | 4,312 |
| Net charge-offs | $19,000 | 2,606 |
| Cash dividends | $874,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $357,000 | 4,297 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 4,263 |
| Total interest expense | $83,000 | 4,291 |
| Net interest income | $885,000 | 4,219 |
| Provision for loan and lease losses | $38,000 | 2,306 |
| Total noninterest income | $29,000 | 5,336 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 5,287 |
| Total noninterest expense | $800,000 | 4,080 |
| Salaries and employee benefits | $426,000 | 4,149 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $301,000 | 3,698 |
| Pre-tax net operating income | $76,000 | 5,134 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $75,000 | 5,081 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $75,000 | 5,081 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $75,000 | 5,081 |
| Net charge-offs | $73,000 | 1,106 |
| Cash dividends | $628,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $75,000 | 5,065 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 4,014 |
| Total interest expense | $384,000 | 4,086 |
| Net interest income | $4,064,000 | 3,973 |
| Provision for loan and lease losses | $76,000 | 3,342 |
| Total noninterest income | $163,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $68,000 | 4,936 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $95,000 | 5,002 |
| Total noninterest expense | $2,448,000 | 4,584 |
| Salaries and employee benefits | $1,367,000 | 4,553 |
| Premises and equipment expense | $309,000 | 4,265 |
| Additional noninterest expense | $772,000 | 4,618 |
| Pre-tax net operating income | $1,703,000 | 3,327 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,000 | 4,208 |
| Income before extraordinary items | $1,702,000 | 3,061 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,702,000 | 3,060 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,702,000 | 3,060 |
| Net charge-offs | $7,000 | 3,950 |
| Cash dividends | $1,771,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,702,000 | 3,008 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 4,005 |
| Total interest expense | $275,000 | 4,193 |
| Net interest income | $3,127,000 | 3,956 |
| Provision for loan and lease losses | $76,000 | 2,998 |
| Total noninterest income | $108,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $50,000 | 5,000 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $58,000 | 5,179 |
| Total noninterest expense | $1,876,000 | 4,569 |
| Salaries and employee benefits | $1,100,000 | 4,449 |
| Premises and equipment expense | $197,000 | 4,550 |
| Additional noninterest expense | $579,000 | 4,645 |
| Pre-tax net operating income | $1,283,000 | 3,358 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,000 | 4,258 |
| Income before extraordinary items | $1,282,000 | 3,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,282,000 | 3,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,282,000 | 3,075 |
| Net charge-offs | $7,000 | 3,525 |
| Cash dividends | $652,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,282,000 | 3,024 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 4,009 |
| Total interest expense | $197,000 | 4,102 |
| Net interest income | $2,112,000 | 3,959 |
| Provision for loan and lease losses | $76,000 | 2,525 |
| Total noninterest income | $104,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $34,000 | 5,000 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 4,786 |
| Total noninterest expense | $1,259,000 | 4,602 |
| Salaries and employee benefits | $710,000 | 4,558 |
| Premises and equipment expense | $138,000 | 4,503 |
| Additional noninterest expense | $411,000 | 4,576 |
| Pre-tax net operating income | $881,000 | 3,293 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $880,000 | 3,005 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $880,000 | 3,003 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $880,000 | 3,004 |
| Net charge-offs | $28,000 | 2,551 |
| Cash dividends | $416,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $880,000 | 2,949 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 4,134 |
| Total interest expense | $95,000 | 4,198 |
| Net interest income | $994,000 | 4,081 |
| Provision for loan and lease losses | $76,000 | 1,730 |
| Total noninterest income | $51,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $34,000 | 4,801 |
| Total noninterest expense | $631,000 | 4,630 |
| Salaries and employee benefits | $338,000 | 4,667 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $225,000 | 4,445 |
| Pre-tax net operating income | $338,000 | 3,679 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $337,000 | 3,432 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $337,000 | 3,427 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $337,000 | 3,429 |
| Net charge-offs | $35,000 | 1,660 |
| Cash dividends | $303,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $337,000 | 3,369 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 4,099 |
| Total interest expense | $367,000 | 4,312 |
| Net interest income | $4,096,000 | 4,030 |
| Provision for loan and lease losses | $104,000 | 3,009 |
| Total noninterest income | $304,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $81,000 | 4,949 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $223,000 | 4,325 |
| Total noninterest expense | $2,723,000 | 4,530 |
| Salaries and employee benefits | $1,603,000 | 4,357 |
| Premises and equipment expense | $279,000 | 4,593 |
| Additional noninterest expense | $841,000 | 4,593 |
| Pre-tax net operating income | $1,573,000 | 3,435 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $1,571,000 | 3,142 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,571,000 | 3,143 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,571,000 | 3,144 |
| Net charge-offs | $62,000 | 3,092 |
| Cash dividends | $1,927,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,571,000 | 3,099 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 4,128 |
| Total interest expense | $278,000 | 4,348 |
| Net interest income | $3,098,000 | 4,044 |
| Provision for loan and lease losses | $104,000 | 2,629 |
| Total noninterest income | $204,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $61,000 | 4,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 4,544 |
| Total noninterest expense | $2,023,000 | 4,584 |
| Salaries and employee benefits | $1,205,000 | 4,364 |
| Premises and equipment expense | $202,000 | 4,699 |
| Additional noninterest expense | $616,000 | 4,684 |
| Pre-tax net operating income | $1,175,000 | 3,500 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $1,173,000 | 3,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,173,000 | 3,233 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,173,000 | 3,234 |
| Net charge-offs | $63,000 | 2,601 |
| Cash dividends | $1,927,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,173,000 | 3,179 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 4,155 |
| Total interest expense | $186,000 | 4,377 |
| Net interest income | $2,054,000 | 4,077 |
| Provision for loan and lease losses | $104,000 | 2,176 |
| Total noninterest income | $141,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $40,000 | 5,036 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 4,505 |
| Total noninterest expense | $1,382,000 | 4,573 |
| Salaries and employee benefits | $844,000 | 4,317 |
| Premises and equipment expense | $116,000 | 4,966 |
| Additional noninterest expense | $422,000 | 4,670 |
| Pre-tax net operating income | $709,000 | 3,633 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $707,000 | 3,396 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $707,000 | 3,396 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $707,000 | 3,397 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $1,817,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $707,000 | 3,331 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 4,198 |
| Total interest expense | $78,000 | 4,713 |
| Net interest income | $1,024,000 | 4,100 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $78,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 4,313 |
| Total noninterest expense | $653,000 | 4,725 |
| Salaries and employee benefits | $392,000 | 4,503 |
| Premises and equipment expense | $53,000 | 5,153 |
| Additional noninterest expense | $208,000 | 4,729 |
| Pre-tax net operating income | $344,000 | 3,657 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $342,000 | 3,412 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $342,000 | 3,415 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $342,000 | 3,415 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $900,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $342,000 | 3,331 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 4,291 |
| Total interest expense | $442,000 | 4,258 |
| Net interest income | $3,902,000 | 4,256 |
| Provision for loan and lease losses | $274,000 | 2,106 |
| Total noninterest income | $247,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $103,000 | 4,951 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $144,000 | 4,894 |
| Total noninterest expense | $2,811,000 | 4,632 |
| Salaries and employee benefits | $1,590,000 | 4,496 |
| Premises and equipment expense | $402,000 | 4,081 |
| Additional noninterest expense | $819,000 | 4,869 |
| Pre-tax net operating income | $1,064,000 | 4,035 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,068,000 | 3,842 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,068,000 | 3,842 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,068,000 | 3,843 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $1,060,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,064,000 | 3,799 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 4,392 |
| Total interest expense | $326,000 | 4,348 |
| Net interest income | $2,843,000 | 4,340 |
| Provision for loan and lease losses | $84,000 | 3,024 |
| Total noninterest income | $170,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $78,000 | 5,000 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $92,000 | 5,134 |
| Total noninterest expense | $2,140,000 | 4,613 |
| Salaries and employee benefits | $1,184,000 | 4,524 |
| Premises and equipment expense | $302,000 | 4,122 |
| Additional noninterest expense | $654,000 | 4,751 |
| Pre-tax net operating income | $789,000 | 4,139 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $793,000 | 3,921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $793,000 | 3,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $793,000 | 3,924 |
| Net charge-offs | $4,000 | 4,414 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $789,000 | 3,887 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 4,472 |
| Total interest expense | $234,000 | 4,243 |
| Net interest income | $1,815,000 | 4,442 |
| Provision for loan and lease losses | $49,000 | 3,076 |
| Total noninterest income | $80,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $52,000 | 5,017 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $28,000 | 5,774 |
| Total noninterest expense | $1,481,000 | 4,578 |
| Salaries and employee benefits | $805,000 | 4,523 |
| Premises and equipment expense | $219,000 | 3,994 |
| Additional noninterest expense | $457,000 | 4,681 |
| Pre-tax net operating income | $365,000 | 4,645 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $369,000 | 4,426 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $369,000 | 4,429 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $369,000 | 4,430 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $365,000 | 4,392 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 4,616 |
| Total interest expense | $113,000 | 4,371 |
| Net interest income | $865,000 | 4,583 |
| Provision for loan and lease losses | $49,000 | 2,282 |
| Total noninterest income | $37,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $786,000 | 4,464 |
| Salaries and employee benefits | $415,000 | 4,489 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $263,000 | 4,408 |
| Pre-tax net operating income | $67,000 | 5,587 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $67,000 | 5,521 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 5,522 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $67,000 | 5,522 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $67,000 | 5,484 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 4,840 |
| Total interest expense | $436,000 | 4,742 |
| Net interest income | $3,216,000 | 4,781 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $164,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $63,000 | 5,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $101,000 | 5,361 |
| Total noninterest expense | $2,261,000 | 5,251 |
| Salaries and employee benefits | $1,384,000 | 4,960 |
| Premises and equipment expense | $296,000 | 4,888 |
| Additional noninterest expense | $581,000 | 5,631 |
| Pre-tax net operating income | $1,119,000 | 3,901 |
| Securities gains (losses) | $-3,000 | 6,132 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $1,115,000 | 3,689 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,115,000 | 3,692 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,115,000 | 3,693 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $400,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,118,000 | 3,642 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 4,945 |
| Total interest expense | $331,000 | 4,809 |
| Net interest income | $2,342,000 | 4,881 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $124,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $43,000 | 5,934 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $81,000 | 5,393 |
| Total noninterest expense | $1,679,000 | 5,284 |
| Salaries and employee benefits | $1,041,000 | 4,970 |
| Premises and equipment expense | $206,000 | 5,066 |
| Additional noninterest expense | $432,000 | 5,668 |
| Pre-tax net operating income | $787,000 | 4,087 |
| Securities gains (losses) | $-3,000 | 6,385 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $783,000 | 3,864 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $783,000 | 3,867 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $783,000 | 3,867 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $400,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $786,000 | 3,784 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 4,990 |
| Total interest expense | $222,000 | 4,857 |
| Net interest income | $1,535,000 | 4,923 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $81,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 5,409 |
| Total noninterest expense | $1,166,000 | 5,226 |
| Salaries and employee benefits | $718,000 | 4,917 |
| Premises and equipment expense | $139,000 | 5,053 |
| Additional noninterest expense | $309,000 | 5,561 |
| Pre-tax net operating income | $450,000 | 4,309 |
| Securities gains (losses) | $-3,000 | 6,560 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $446,000 | 4,131 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $446,000 | 4,134 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $446,000 | 4,134 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $400,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $449,000 | 4,019 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 5,052 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $756,000 | 4,984 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $42,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $547,000 | 5,393 |
| Salaries and employee benefits | $343,000 | 5,075 |
| Premises and equipment expense | $56,000 | 5,454 |
| Additional noninterest expense | $148,000 | 5,693 |
| Pre-tax net operating income | $251,000 | 4,108 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $250,000 | 3,888 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $250,000 | 3,887 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $250,000 | 3,890 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $250,000 | 3,783 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 5,059 |
| Total interest expense | $521,000 | 5,038 |
| Net interest income | $3,191,000 | 4,973 |
| Provision for loan and lease losses | $203,000 | 3,913 |
| Total noninterest income | $180,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $119,000 | 5,182 |
| Total noninterest expense | $2,235,000 | 5,424 |
| Salaries and employee benefits | $1,411,000 | 4,994 |
| Premises and equipment expense | $230,000 | 5,509 |
| Additional noninterest expense | $594,000 | 5,814 |
| Pre-tax net operating income | $933,000 | 4,107 |
| Securities gains (losses) | $-20,000 | 6,781 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $911,000 | 4,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $911,000 | 4,070 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $911,000 | 4,072 |
| Net charge-offs | $7,000 | 5,693 |
| Cash dividends | $81,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $931,000 | 3,854 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 5,191 |
| Total interest expense | $398,000 | 5,129 |
| Net interest income | $2,318,000 | 5,109 |
| Provision for loan and lease losses | $166,000 | 3,751 |
| Total noninterest income | $133,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 5,275 |
| Total noninterest expense | $1,663,000 | 5,479 |
| Salaries and employee benefits | $1,053,000 | 5,041 |
| Premises and equipment expense | $169,000 | 5,600 |
| Additional noninterest expense | $441,000 | 5,903 |
| Pre-tax net operating income | $622,000 | 4,403 |
| Securities gains (losses) | $-20,000 | 6,905 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $600,000 | 4,365 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $600,000 | 4,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $600,000 | 4,364 |
| Net charge-offs | $7,000 | 5,415 |
| Cash dividends | $81,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $620,000 | 4,137 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 5,249 |
| Total interest expense | $270,000 | 5,200 |
| Net interest income | $1,520,000 | 5,164 |
| Provision for loan and lease losses | $166,000 | 3,226 |
| Total noninterest income | $94,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,220 |
| Total noninterest expense | $1,144,000 | 5,448 |
| Salaries and employee benefits | $719,000 | 5,012 |
| Premises and equipment expense | $114,000 | 5,590 |
| Additional noninterest expense | $311,000 | 5,842 |
| Pre-tax net operating income | $304,000 | 4,814 |
| Securities gains (losses) | $-20,000 | 6,981 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $282,000 | 4,896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $282,000 | 4,899 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $282,000 | 4,899 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $81,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $301,800 | 4,617 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 5,347 |
| Total interest expense | $135,000 | 5,294 |
| Net interest income | $739,000 | 5,270 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,151 |
| Total noninterest expense | $555,000 | 5,557 |
| Salaries and employee benefits | $340,000 | 5,199 |
| Premises and equipment expense | $52,000 | 5,787 |
| Additional noninterest expense | $163,000 | 5,792 |
| Pre-tax net operating income | $175,000 | 4,705 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $173,000 | 4,609 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $173,000 | 4,612 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $173,000 | 4,612 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $81,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $173,000 | 4,478 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 5,327 |
| Total interest expense | $590,000 | 5,547 |
| Net interest income | $3,092,000 | 5,189 |
| Provision for loan and lease losses | $64,000 | 5,685 |
| Total noninterest income | $192,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $91,000 | 5,646 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $101,000 | 5,298 |
| Total noninterest expense | $2,243,000 | 5,583 |
| Salaries and employee benefits | $1,376,000 | 5,183 |
| Premises and equipment expense | $225,000 | 5,813 |
| Additional noninterest expense | $642,000 | 5,864 |
| Pre-tax net operating income | $977,000 | 3,769 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $977,000 | 3,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $977,000 | 3,614 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $977,000 | 3,614 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $571,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $977,000 | 3,493 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 5,388 |
| Total interest expense | $447,000 | 5,637 |
| Net interest income | $2,307,000 | 5,235 |
| Provision for loan and lease losses | $54,000 | 5,471 |
| Total noninterest income | $137,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $68,000 | 5,668 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $69,000 | 5,495 |
| Total noninterest expense | $1,646,000 | 5,655 |
| Salaries and employee benefits | $989,000 | 5,309 |
| Premises and equipment expense | $168,000 | 5,851 |
| Additional noninterest expense | $489,000 | 5,875 |
| Pre-tax net operating income | $744,000 | 3,855 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $742,000 | 3,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $742,000 | 3,640 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $742,000 | 3,640 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $571,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $744,000 | 3,533 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 5,426 |
| Total interest expense | $297,000 | 5,760 |
| Net interest income | $1,550,000 | 5,260 |
| Provision for loan and lease losses | $35,000 | 5,367 |
| Total noninterest income | $86,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $1,091,000 | 5,739 |
| Salaries and employee benefits | $625,000 | 5,483 |
| Premises and equipment expense | $120,000 | 5,770 |
| Additional noninterest expense | $346,000 | 5,837 |
| Pre-tax net operating income | $510,000 | 3,785 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $510,000 | 3,551 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $510,000 | 3,552 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $510,000 | 3,552 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $71,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $510,000 | 3,447 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 5,445 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $782,000 | 5,230 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $36,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $543,000 | 5,785 |
| Salaries and employee benefits | $309,000 | 5,552 |
| Premises and equipment expense | $55,000 | 5,982 |
| Additional noninterest expense | $179,000 | 5,788 |
| Pre-tax net operating income | $275,000 | 3,673 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $275,000 | 3,404 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $275,000 | 3,401 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $275,000 | 3,402 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $275,000 | 3,348 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 6,487 |
| Total interest expense | $400,000 | 6,797 |
| Net interest income | $1,933,000 | 6,301 |
| Provision for loan and lease losses | $55,000 | 6,430 |
| Total noninterest income | $95,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 6,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 6,098 |
| Total noninterest expense | $1,584,000 | 6,432 |
| Salaries and employee benefits | $802,000 | 6,453 |
| Premises and equipment expense | $129,000 | 6,807 |
| Additional noninterest expense | $653,000 | 6,044 |
| Pre-tax net operating income | $389,000 | 4,656 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $389,000 | 4,659 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $389,000 | 4,660 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $389,000 | 4,660 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $214,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $389,000 | 4,505 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 6,868 |
| Total interest expense | $238,000 | 7,143 |
| Net interest income | $1,213,000 | 6,709 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $54,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $30,000 | 6,430 |
| Total noninterest expense | $960,000 | 6,822 |
| Salaries and employee benefits | $536,000 | 6,695 |
| Premises and equipment expense | $76,000 | 7,126 |
| Additional noninterest expense | $348,000 | 6,670 |
| Pre-tax net operating income | $307,000 | 4,833 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $307,000 | 4,844 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $307,000 | 4,847 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $307,000 | 4,847 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $214,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $307,000 | 4,646 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $962,000 | 6,930 |
| Total interest expense | $162,000 | 7,205 |
| Net interest income | $800,000 | 6,753 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $37,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $16,000 | 6,614 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $637,000 | 6,888 |
| Salaries and employee benefits | $351,000 | 6,775 |
| Premises and equipment expense | $52,000 | 7,155 |
| Additional noninterest expense | $234,000 | 6,698 |
| Pre-tax net operating income | $200,000 | 4,941 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $200,000 | 4,904 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 4,905 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $200,000 | 4,904 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $214,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $200,000 | 4,754 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $478,000 | 7,022 |
| Total interest expense | $82,000 | 7,314 |
| Net interest income | $396,000 | 6,834 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $333,000 | 6,899 |
| Salaries and employee benefits | $194,000 | 6,674 |
| Premises and equipment expense | $26,000 | 7,239 |
| Additional noninterest expense | $113,000 | 6,829 |
| Pre-tax net operating income | $82,000 | 5,267 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $82,000 | 5,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,224 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $82,000 | 5,223 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $34,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $82,000 | 5,106 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 7,051 |
| Total interest expense | $306,000 | 7,575 |
| Net interest income | $1,703,000 | 6,674 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $79,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $37,000 | 6,607 |
| Total noninterest expense | $1,191,000 | 7,158 |
| Salaries and employee benefits | $752,000 | 6,822 |
| Premises and equipment expense | $99,000 | 7,394 |
| Additional noninterest expense | $340,000 | 7,295 |
| Pre-tax net operating income | $591,000 | 3,792 |
| Securities gains (losses) | $83,000 | 2,289 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $674,000 | 3,419 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $674,000 | 3,418 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $674,000 | 3,418 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $966,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $591,000 | 3,546 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 7,137 |
| Total interest expense | $223,000 | 7,703 |
| Net interest income | $1,275,000 | 6,718 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $58,000 | 7,307 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $31,000 | 6,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $881,000 | 7,221 |
| Salaries and employee benefits | $560,000 | 6,864 |
| Premises and equipment expense | $73,000 | 7,460 |
| Additional noninterest expense | $248,000 | 7,360 |
| Pre-tax net operating income | $452,000 | 4,028 |
| Securities gains (losses) | $83,000 | 1,963 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $535,000 | 3,571 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $535,000 | 3,568 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $535,000 | 3,571 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $637,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $452,000 | 3,764 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $995,000 | 7,218 |
| Total interest expense | $145,000 | 7,815 |
| Net interest income | $850,000 | 6,741 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $38,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $573,000 | 7,325 |
| Salaries and employee benefits | $369,000 | 6,973 |
| Premises and equipment expense | $49,000 | 7,522 |
| Additional noninterest expense | $155,000 | 7,495 |
| Pre-tax net operating income | $315,000 | 4,076 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $315,000 | 3,893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 3,892 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $315,000 | 3,892 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $637,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $315,000 | 3,770 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 7,292 |
| Total interest expense | $68,000 | 7,917 |
| Net interest income | $421,000 | 6,775 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $276,000 | 7,394 |
| Salaries and employee benefits | $195,000 | 6,894 |
| Premises and equipment expense | $25,000 | 7,552 |
| Additional noninterest expense | $56,000 | 7,764 |
| Pre-tax net operating income | $163,000 | 4,369 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $163,000 | 4,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 4,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $163,000 | 4,201 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $373,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $163,000 | 4,040 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 7,113 |
| Total interest expense | $626,000 | 7,462 |
| Net interest income | $1,681,000 | 6,785 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $83,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 6,706 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $1,124,000 | 7,371 |
| Salaries and employee benefits | $727,000 | 7,089 |
| Premises and equipment expense | $119,000 | 7,435 |
| Additional noninterest expense | $278,000 | 7,554 |
| Pre-tax net operating income | $640,000 | 4,529 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $640,000 | 4,070 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $640,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $693,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $640,000 | 4,217 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 7,174 |
| Total interest expense | $537,000 | 7,409 |
| Net interest income | $1,222,000 | 6,903 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $60,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $34,000 | 6,756 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $820,000 | 7,430 |
| Salaries and employee benefits | $551,000 | 7,079 |
| Premises and equipment expense | $78,000 | 7,612 |
| Additional noninterest expense | $191,000 | 7,676 |
| Pre-tax net operating income | $462,000 | 5,059 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $462,000 | 4,578 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $462,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $693,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $462,000 | 4,725 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 7,187 |
| Total interest expense | $415,000 | 7,309 |
| Net interest income | $801,000 | 6,961 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $40,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $22,000 | 6,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $531,000 | 7,533 |
| Salaries and employee benefits | $359,000 | 7,181 |
| Premises and equipment expense | $53,000 | 7,641 |
| Additional noninterest expense | $119,000 | 7,800 |
| Pre-tax net operating income | $310,000 | 5,230 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $310,000 | 4,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $411,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $310,000 | 4,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 7,114 |
| Total interest expense | $250,000 | 7,136 |
| Net interest income | $405,000 | 6,981 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $283,000 | 7,478 |
| Salaries and employee benefits | $194,000 | 7,074 |
| Premises and equipment expense | $26,000 | 7,696 |
| Additional noninterest expense | $63,000 | 7,750 |
| Pre-tax net operating income | $142,000 | 5,536 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $142,000 | 5,301 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $142,000 | 5,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $66,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $142,000 | 5,197 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 6,777 |
| Total interest expense | $1,491,000 | 6,442 |
| Net interest income | $1,617,000 | 6,973 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $49,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $34,000 | 6,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,000 | 7,927 |
| Total noninterest expense | $1,037,000 | 7,606 |
| Salaries and employee benefits | $692,000 | 7,274 |
| Premises and equipment expense | $108,000 | 7,662 |
| Additional noninterest expense | $237,000 | 7,844 |
| Pre-tax net operating income | $629,000 | 5,613 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $628,000 | 5,256 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $628,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $348,000 | 4,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $628,000 | 5,242 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 6,778 |
| Total interest expense | $1,134,000 | 6,445 |
| Net interest income | $1,234,000 | 6,987 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $33,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $798,000 | 7,544 |
| Salaries and employee benefits | $527,000 | 7,219 |
| Premises and equipment expense | $81,000 | 7,644 |
| Additional noninterest expense | $190,000 | 7,736 |
| Pre-tax net operating income | $469,000 | 5,891 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $468,000 | 5,519 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $468,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $348,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $468,000 | 5,506 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 6,928 |
| Total interest expense | $642,000 | 6,778 |
| Net interest income | $850,000 | 6,962 |
| Provision for loan and lease losses | $1,000 | 6,174 |
| Total noninterest income | $31,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $507,000 | 7,667 |
| Salaries and employee benefits | $338,000 | 7,351 |
| Premises and equipment expense | $53,000 | 7,706 |
| Additional noninterest expense | $116,000 | 7,891 |
| Pre-tax net operating income | $373,000 | 5,648 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $372,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $372,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $98,000 | 4,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $372,000 | 5,216 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 7,159 |
| Total interest expense | $271,000 | 7,105 |
| Net interest income | $402,000 | 7,085 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $264,000 | 7,656 |
| Salaries and employee benefits | $177,000 | 7,297 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $60,000 | 7,876 |
| Pre-tax net operating income | $164,000 | 5,887 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $163,000 | 5,483 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $163,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $16,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $163,000 | 5,467 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 7,396 |
| Total interest expense | $846,000 | 7,238 |
| Net interest income | $1,342,000 | 7,388 |
| Provision for loan and lease losses | $-164,000 | 8,518 |
| Total noninterest income | $96,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 7,377 |
| Total noninterest expense | $970,000 | 7,764 |
| Salaries and employee benefits | $633,000 | 7,490 |
| Premises and equipment expense | $100,000 | 7,794 |
| Additional noninterest expense | $237,000 | 7,918 |
| Pre-tax net operating income | $632,000 | 6,096 |
| Securities gains (losses) | $-37,000 | 7,819 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $595,000 | 5,838 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $595,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,178 |
| Cash dividends | $428,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $632,000 | 5,694 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 7,610 |
| Total interest expense | $526,000 | 7,526 |
| Net interest income | $955,000 | 7,554 |
| Provision for loan and lease losses | $-24,000 | 8,489 |
| Total noninterest income | $63,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,800 |
| Total noninterest expense | $723,000 | 7,768 |
| Salaries and employee benefits | $477,000 | 7,474 |
| Premises and equipment expense | $75,000 | 7,834 |
| Additional noninterest expense | $171,000 | 7,998 |
| Pre-tax net operating income | $319,000 | 6,932 |
| Securities gains (losses) | $-30,000 | 7,988 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $289,000 | 6,775 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $289,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,123 |
| Cash dividends | $373,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $319,000 | 6,630 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 7,668 |
| Total interest expense | $333,000 | 7,565 |
| Net interest income | $625,000 | 7,619 |
| Provision for loan and lease losses | $-24,000 | 8,540 |
| Total noninterest income | $35,000 | 8,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $516,000 | 7,689 |
| Salaries and employee benefits | $318,000 | 7,522 |
| Premises and equipment expense | $71,000 | 7,393 |
| Additional noninterest expense | $127,000 | 7,863 |
| Pre-tax net operating income | $168,000 | 7,283 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $166,000 | 7,034 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $166,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,157 |
| Cash dividends | $343,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $168,000 | 7,028 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 7,736 |
| Total interest expense | $144,000 | 7,727 |
| Net interest income | $318,000 | 7,617 |
| Provision for loan and lease losses | $-2,000 | 8,511 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $264,000 | 7,670 |
| Salaries and employee benefits | $174,000 | 7,332 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $64,000 | 7,843 |
| Pre-tax net operating income | $74,000 | 7,388 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $74,000 | 7,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $313,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $74,000 | 7,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 7,785 |
| Total interest expense | $440,000 | 7,783 |
| Net interest income | $1,175,000 | 7,715 |
| Provision for loan and lease losses | $-3,000 | 8,476 |
| Total noninterest income | $97,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $64,000 | 6,854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,787 |
| Total noninterest expense | $982,000 | 7,778 |
| Salaries and employee benefits | $671,000 | 7,373 |
| Premises and equipment expense | $102,000 | 7,839 |
| Additional noninterest expense | $209,000 | 8,173 |
| Pre-tax net operating income | $293,000 | 7,413 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $292,000 | 7,214 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $292,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $462,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $292,000 | 7,197 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,861 |
| Total interest expense | $304,000 | 7,861 |
| Net interest income | $861,000 | 7,785 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $61,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $795,000 | 7,623 |
| Salaries and employee benefits | $568,000 | 7,054 |
| Premises and equipment expense | $68,000 | 7,980 |
| Additional noninterest expense | $159,000 | 8,156 |
| Pre-tax net operating income | $127,000 | 7,917 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $126,000 | 7,829 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $126,000 | 7,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $462,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $126,000 | 7,794 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 7,882 |
| Total interest expense | $178,000 | 7,969 |
| Net interest income | $584,000 | 7,781 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $519,000 | 7,669 |
| Salaries and employee benefits | $376,000 | 7,080 |
| Premises and equipment expense | $45,000 | 7,975 |
| Additional noninterest expense | $98,000 | 8,228 |
| Pre-tax net operating income | $104,000 | 7,826 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $104,000 | 7,708 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $104,000 | 7,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $82,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $104,000 | 7,661 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 7,975 |
| Total interest expense | $88,000 | 7,991 |
| Net interest income | $284,000 | 7,887 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $279,000 | 7,597 |
| Salaries and employee benefits | $208,000 | 6,886 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $48,000 | 8,312 |
| Pre-tax net operating income | $24,000 | 8,212 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $24,000 | 8,186 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $24,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $72,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $24,000 | 8,163 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 7,915 |
| Total interest expense | $323,000 | 7,995 |
| Net interest income | $1,160,000 | 7,804 |
| Provision for loan and lease losses | $-4,000 | 8,652 |
| Total noninterest income | $120,000 | 7,890 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $73,000 | 6,905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,478 |
| Total noninterest expense | $946,000 | 7,910 |
| Salaries and employee benefits | $631,000 | 7,543 |
| Premises and equipment expense | $101,000 | 7,956 |
| Additional noninterest expense | $214,000 | 8,234 |
| Pre-tax net operating income | $338,000 | 7,317 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $338,000 | 7,066 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $338,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $470,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $338,000 | 7,017 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 7,971 |
| Total interest expense | $241,000 | 8,032 |
| Net interest income | $853,000 | 7,859 |
| Provision for loan and lease losses | $-2,000 | 8,754 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $746,000 | 7,796 |
| Salaries and employee benefits | $505,000 | 7,321 |
| Premises and equipment expense | $77,000 | 7,932 |
| Additional noninterest expense | $164,000 | 8,195 |
| Pre-tax net operating income | $179,000 | 7,786 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $179,000 | 7,601 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $179,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $470,000 | 2,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $179,000 | 7,545 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $731,000 | 8,014 |
| Total interest expense | $160,000 | 8,104 |
| Net interest income | $571,000 | 7,904 |
| Provision for loan and lease losses | $-2,000 | 8,833 |
| Total noninterest income | $48,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $510,000 | 7,785 |
| Salaries and employee benefits | $348,000 | 7,307 |
| Premises and equipment expense | $52,000 | 7,942 |
| Additional noninterest expense | $110,000 | 8,227 |
| Pre-tax net operating income | $111,000 | 7,838 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $111,000 | 7,599 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 8,073 |
| Total interest expense | $81,000 | 8,145 |
| Net interest income | $280,000 | 7,968 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $258,000 | 7,811 |
| Salaries and employee benefits | $194,000 | 7,072 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $51,000 | 7,912 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $51,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $51,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $51,000 | 7,699 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 7,955 |
| Total interest expense | $408,000 | 8,086 |
| Net interest income | $1,205,000 | 7,808 |
| Provision for loan and lease losses | $-7,000 | 8,901 |
| Total noninterest income | $142,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $972,000 | 7,953 |
| Salaries and employee benefits | $663,000 | 7,453 |
| Premises and equipment expense | $98,000 | 8,096 |
| Additional noninterest expense | $211,000 | 8,370 |
| Pre-tax net operating income | $382,000 | 7,116 |
| Securities gains (losses) | $-3,000 | 8,643 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $379,000 | 6,904 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $379,000 | 6,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,543 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $382,000 | 6,742 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 8,069 |
| Total interest expense | $316,000 | 8,169 |
| Net interest income | $883,000 | 7,916 |
| Provision for loan and lease losses | $-7,000 | 9,024 |
| Total noninterest income | $83,000 | 8,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $68,000 | 6,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $756,000 | 7,847 |
| Salaries and employee benefits | $541,000 | 7,181 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $140,000 | 8,539 |
| Pre-tax net operating income | $217,000 | 7,635 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $217,000 | 7,480 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $217,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $217,000 | 7,325 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 8,116 |
| Total interest expense | $215,000 | 8,232 |
| Net interest income | $589,000 | 7,934 |
| Provision for loan and lease losses | $-7,000 | 9,087 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $535,000 | 7,749 |
| Salaries and employee benefits | $371,000 | 7,140 |
| Premises and equipment expense | $53,000 | 8,017 |
| Additional noninterest expense | $111,000 | 8,289 |
| Pre-tax net operating income | $115,000 | 7,883 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $115,000 | 7,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $115,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $115,000 | 7,625 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 8,142 |
| Total interest expense | $123,000 | 8,135 |
| Net interest income | $284,000 | 8,042 |
| Provision for loan and lease losses | $-7,000 | 9,177 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $258,000 | 7,857 |
| Salaries and employee benefits | $173,000 | 7,350 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $57,000 | 7,887 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $57,000 | 7,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $57,000 | 7,600 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 7,864 |
| Total interest expense | $588,000 | 8,134 |
| Net interest income | $1,398,000 | 7,591 |
| Provision for loan and lease losses | $92,000 | 5,858 |
| Total noninterest income | $148,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $1,117,000 | 7,676 |
| Salaries and employee benefits | $790,000 | 6,919 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $202,000 | 8,545 |
| Pre-tax net operating income | $337,000 | 7,409 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $329,000 | 7,182 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $329,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,322 |
| Cash dividends | $275,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $329,000 | 7,076 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 7,771 |
| Total interest expense | $1,005,000 | 8,013 |
| Net interest income | $1,478,000 | 7,377 |
| Provision for loan and lease losses | $-5,000 | 9,429 |
| Total noninterest income | $107,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $1,059,000 | 7,801 |
| Salaries and employee benefits | $702,000 | 7,192 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $213,000 | 8,555 |
| Pre-tax net operating income | $531,000 | 6,437 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $8,000 | 7,657 |
| Income before extraordinary items | $523,000 | 5,957 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $523,000 | 5,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $549,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $523,000 | 5,847 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 7,884 |
| Total interest expense | $1,119,000 | 7,973 |
| Net interest income | $1,401,000 | 7,641 |
| Provision for loan and lease losses | $-18,000 | 9,722 |
| Total noninterest income | $109,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $954,000 | 8,143 |
| Salaries and employee benefits | $666,000 | 7,351 |
| Premises and equipment expense | $82,000 | 8,748 |
| Additional noninterest expense | $206,000 | 8,739 |
| Pre-tax net operating income | $574,000 | 6,687 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $56,000 | 7,143 |
| Income before extraordinary items | $514,000 | 6,242 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $514,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $260,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $517,600 | 6,242 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 7,961 |
| Total interest expense | $981,000 | 8,224 |
| Net interest income | $1,466,000 | 7,646 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $121,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $978,000 | 8,194 |
| Salaries and employee benefits | $682,000 | 7,342 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $218,000 | 8,852 |
| Pre-tax net operating income | $609,000 | 6,671 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $65,000 | 7,420 |
| Income before extraordinary items | $544,000 | 6,187 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $544,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,348 |
| Cash dividends | $1,253,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $544,000 | 6,174 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 8,083 |
| Total interest expense | $1,062,000 | 8,255 |
| Net interest income | $1,450,000 | 7,801 |
| Provision for loan and lease losses | $-11,000 | 10,221 |
| Total noninterest income | $124,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $993,000 | 8,135 |
| Salaries and employee benefits | $663,000 | 7,412 |
| Premises and equipment expense | $65,000 | 9,470 |
| Additional noninterest expense | $265,000 | 8,450 |
| Pre-tax net operating income | $592,000 | 6,960 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $537,000 | 6,392 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $537,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $472,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $537,000 | 6,284 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 8,485 |
| Total interest expense | $953,000 | 8,821 |
| Net interest income | $1,465,000 | 8,058 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $496,000 | 5,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,375 |
| Total noninterest expense | $1,179,000 | 7,739 |
| Salaries and employee benefits | $859,000 | 6,493 |
| Premises and equipment expense | $61,000 | 9,927 |
| Additional noninterest expense | $259,000 | 8,743 |
| Pre-tax net operating income | $782,000 | 6,623 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $176,000 | 7,233 |
| Income before extraordinary items | $606,000 | 6,328 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $606,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $581,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $606,000 | 6,273 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 8,728 |
| Total interest expense | $962,000 | 9,148 |
| Net interest income | $1,507,000 | 8,254 |
| Provision for loan and lease losses | $-200,000 | 11,333 |
| Total noninterest income | $121,000 | 9,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $1,022,000 | 8,594 |
| Salaries and employee benefits | $724,000 | 7,376 |
| Premises and equipment expense | $77,000 | 9,895 |
| Additional noninterest expense | $221,000 | 9,694 |
| Pre-tax net operating income | $806,000 | 6,480 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $297,000 | 5,863 |
| Income before extraordinary items | $509,000 | 6,835 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $509,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,811 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $509,000 | 6,775 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 8,991 |
| Total interest expense | $1,057,000 | 9,049 |
| Net interest income | $1,429,000 | 8,718 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $130,000 | 9,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $954,000 | 9,153 |
| Salaries and employee benefits | $656,000 | 8,018 |
| Premises and equipment expense | $81,000 | 10,165 |
| Additional noninterest expense | $217,000 | 10,218 |
| Pre-tax net operating income | $605,000 | 7,849 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $205,000 | 7,326 |
| Income before extraordinary items | $400,000 | 8,083 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $400,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $216,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $400,000 | 8,045 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 9,485 |
| Total interest expense | $766,000 | 9,774 |
| Net interest income | $1,403,000 | 9,138 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $120,000 | 10,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $1,000,000 | 9,350 |
| Salaries and employee benefits | $674,000 | 8,077 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $241,000 | 10,637 |
| Pre-tax net operating income | $523,000 | 8,497 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $333,000 | 8,793 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $333,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $355,440 | 8,647 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 9,926 |
| Total interest expense | $705,000 | 10,555 |
| Net interest income | $1,427,000 | 9,340 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $116,000 | 10,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $1,013,000 | 9,676 |
| Salaries and employee benefits | $690,000 | 8,063 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $255,000 | 11,009 |
| Pre-tax net operating income | $530,000 | 8,451 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $179,000 | 8,034 |
| Income before extraordinary items | $352,000 | 8,913 |
| Extraordinary gains, net | $-35,000 | 12,601 |
| Net income | $318,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 12,633 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $350,680 | 8,670 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 9,976 |
| Total interest expense | $944,000 | 10,641 |
| Net interest income | $1,525,000 | 9,197 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $116,000 | 11,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $1,064,000 | 9,692 |
| Salaries and employee benefits | $763,000 | 7,518 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $577,000 | 7,879 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $210,000 | 7,363 |
| Income before extraordinary items | $372,000 | 8,488 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $372,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 13,638 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $368,800 | 8,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.