Home > F&M Bank - Maryland, Inc. > Net Loans and Leases
F&M Bank - Maryland, Inc., Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $167,922,000 | 1,952 |
| Loan loss allowance | $2,658,000 | 1,541 |
| Total loans and leases | $170,580,000 | 1,949 |
| Unearned income | $82,000 | 1,590 |
| Loans and leases, gross | $170,662,000 | 1,950 |
| All real estate loans | $120,330,000 | 1,941 |
| Real estate loans in domestic offices | $120,330,000 | 1,940 |
| Construction and development loans | $12,627,000 | 1,744 |
| Commercial RE | $67,933,000 | 1,107 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,956,000 | 1,873 |
| 1-4 family residential loans | $36,814,000 | 2,845 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $35,834,000 | 1,307 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,349,000 | 3,359 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $679,000 | 893 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,670,000 | 3,417 |
| All other loans & leases | $7,149,000 | 722 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $2,942,000 | 532 |
| Other loans | $4,207,000 | 461 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $1,781,000 | 382 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,456,000 | 1,460 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $119,731,000 | 2,603 |
| Loan loss allowance | $1,329,000 | 2,710 |
| Total loans and leases | $121,060,000 | 2,608 |
| Unearned income | $14,000 | 2,867 |
| Loans and leases, gross | $121,074,000 | 2,610 |
| All real estate loans | $87,762,000 | 2,463 |
| Real estate loans in domestic offices | $87,762,000 | 2,463 |
| Construction and development loans | $10,376,000 | 1,742 |
| Commercial RE | $47,092,000 | 1,420 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,214,000 | 2,909 |
| 1-4 family residential loans | $29,080,000 | 3,383 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $22,518,000 | 1,939 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $6,890,000 | 3,709 |
| Credit card loans | $686,000 | 1,675 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,204,000 | 3,827 |
| All other loans & leases | $3,904,000 | 1,082 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $2,127,000 | 698 |
| Other loans | $1,777,000 | 751 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $1,128,000 | 418 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $109,596,000 | 2,692 |
| Loan loss allowance | $1,226,000 | 2,873 |
| Total loans and leases | $110,822,000 | 2,696 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $110,822,000 | 2,704 |
| All real estate loans | $73,533,000 | 2,733 |
| Real estate loans in domestic offices | $73,533,000 | 2,733 |
| Construction and development loans | $7,985,000 | 1,930 |
| Commercial RE | $44,002,000 | 1,407 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,292,000 | 2,767 |
| 1-4 family residential loans | $20,254,000 | 4,201 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $23,709,000 | 1,781 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $6,169,000 | 4,101 |
| Credit card loans | $748,000 | 1,659 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,421,000 | 4,270 |
| All other loans & leases | $7,411,000 | 691 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $3,750,000 | 450 |
| Other loans | $3,661,000 | 472 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $1,427,000 | 407 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $105,963,000 | 2,621 |
| Loan loss allowance | $1,324,000 | 2,598 |
| Total loans and leases | $107,287,000 | 2,626 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $107,287,000 | 2,629 |
| All real estate loans | $65,458,000 | 2,825 |
| Real estate loans in domestic offices | $65,458,000 | 2,825 |
| Construction and development loans | $9,511,000 | 1,526 |
| Commercial RE | $39,604,000 | 1,347 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,799,000 | 1,714 |
| 1-4 family residential loans | $13,544,000 | 5,172 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $29,776,000 | 1,326 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $6,943,000 | 3,756 |
| Credit card loans | $772,000 | 1,663 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,171,000 | 3,882 |
| All other loans & leases | $5,110,000 | 866 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $4,010,000 | 405 |
| Other loans | $1,100,000 | 1,016 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $354,000 | 729 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $120,256,000 | 2,322 |
| Loan loss allowance | $1,131,000 | 3,011 |
| Total loans and leases | $121,387,000 | 2,324 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $121,387,000 | 2,335 |
| All real estate loans | $70,107,000 | 2,701 |
| Real estate loans in domestic offices | $70,107,000 | 2,701 |
| Construction and development loans | $8,693,000 | 1,589 |
| Commercial RE | $41,505,000 | 1,248 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,372,000 | 1,376 |
| 1-4 family residential loans | $15,537,000 | 5,002 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $37,166,000 | 1,031 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $8,403,000 | 3,368 |
| Credit card loans | $811,000 | 1,768 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,592,000 | 3,438 |
| All other loans & leases | $5,711,000 | 817 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $4,397,000 | 400 |
| Other loans | $1,314,000 | 921 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $709,000 | 570 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $105,825,000 | 2,643 |
| Loan loss allowance | $879,000 | 3,927 |
| Total loans and leases | $106,704,000 | 2,657 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $106,704,000 | 2,673 |
| All real estate loans | $61,431,000 | 3,024 |
| Real estate loans in domestic offices | $61,431,000 | 3,024 |
| Construction and development loans | $3,560,000 | 3,036 |
| Commercial RE | $40,878,000 | 1,251 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,222,000 | 1,489 |
| 1-4 family residential loans | $12,744,000 | 5,689 |
| Farmland loans | $27,000 | 7,648 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $31,032,000 | 1,243 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $6,941,000 | 4,082 |
| Credit card loans | $731,000 | 2,042 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,210,000 | 4,200 |
| All other loans & leases | $7,300,000 | 741 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $5,851,000 | 360 |
| Other loans | $1,449,000 | 931 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $917,000 | 560 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $92,432,000 | 2,907 |
| Loan loss allowance | $1,041,000 | 3,403 |
| Total loans and leases | $93,473,000 | 2,917 |
| Unearned income | $172,000 | 3,925 |
| Loans and leases, gross | $93,473,000 | 2,933 |
| All real estate loans | $59,536,000 | 3,059 |
| Real estate loans in domestic offices | $59,536,000 | 3,058 |
| Construction and development loans | $1,782,000 | 4,206 |
| Commercial RE | $42,593,000 | 1,159 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,764,000 | 1,400 |
| 1-4 family residential loans | $10,360,000 | 6,358 |
| Farmland loans | $37,000 | 7,886 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $26,105,000 | 1,386 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $6,231,000 | 4,458 |
| Credit card loans | $724,000 | 2,105 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,507,000 | 4,583 |
| All other loans & leases | $1,773,000 | 1,841 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $1,773,000 | 854 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $1,468,000 | 476 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $108,000 | 2,192 |
| Non 1-4 family restructured loans & leases | $108,000 | 2,192 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $65,174,000 | 3,913 |
| Loan loss allowance | $1,031,000 | 3,484 |
| Total loans and leases | $66,205,000 | 3,909 |
| Unearned income | $261,000 | 3,558 |
| Loans and leases, gross | $66,205,000 | 3,921 |
| All real estate loans | $39,683,000 | 4,166 |
| Real estate loans in domestic offices | $39,683,000 | 4,166 |
| Construction and development loans | $870,000 | 5,625 |
| Commercial RE | $25,825,000 | 1,794 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,332,000 | 1,325 |
| 1-4 family residential loans | $7,609,000 | 7,405 |
| Farmland loans | $47,000 | 8,193 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $18,367,000 | 1,793 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $3,942,000 | 6,066 |
| Credit card loans | $724,000 | 2,094 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,218,000 | 6,543 |
| All other loans & leases | $4,474,000 | 1,050 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $4,474,000 | 501 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $2,483,000 | 331 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $113,000 | 2,580 |
| Non 1-4 family restructured loans & leases | $113,000 | 2,580 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $51,467,000 | 4,670 |
| Loan loss allowance | $1,175,000 | 3,201 |
| Total loans and leases | $52,642,000 | 4,645 |
| Unearned income | $224,000 | 4,084 |
| Loans and leases, gross | $52,642,000 | 4,661 |
| All real estate loans | $28,068,000 | 5,328 |
| Real estate loans in domestic offices | $28,068,000 | 5,327 |
| Construction and development loans | $1,484,000 | 4,376 |
| Commercial RE | $15,069,000 | 2,731 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,393,000 | 1,843 |
| 1-4 family residential loans | $8,122,000 | 7,382 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $16,381,000 | 1,933 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,822,000 | 6,215 |
| Credit card loans | $685,000 | 2,148 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,137,000 | 6,733 |
| All other loans & leases | $4,595,000 | 1,054 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $4,595,000 | 505 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $2,811,000 | 309 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $48,298,000 | 4,934 |
| Loan loss allowance | $1,474,000 | 2,739 |
| Total loans and leases | $49,772,000 | 4,892 |
| Unearned income | $138,000 | 5,588 |
| Loans and leases, gross | $49,772,000 | 4,904 |
| All real estate loans | $24,899,000 | 5,784 |
| Real estate loans in domestic offices | $24,899,000 | 5,783 |
| Construction and development loans | $470,000 | 6,791 |
| Commercial RE | $11,534,000 | 3,360 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,345,000 | 2,288 |
| 1-4 family residential loans | $10,550,000 | 6,682 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $20,291,000 | 1,701 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,676,000 | 5,625 |
| Credit card loans | $676,000 | 2,204 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,000,000 | 5,964 |
| All other loans & leases | $44,000 | 8,550 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $44,000 | 5,544 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $3,380,000 | 340 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $42,000 | 4,329 |
| Non 1-4 family restructured loans & leases | $42,000 | 4,329 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |