Home > F & M Bank - Martinsburg > Assets and Liabilities
F & M Bank - Martinsburg, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $99,609,000 | 4,338 |
| Cash and due from depository institutions | $2,413,000 | 3,282 |
| Interest-bearing balances | $14,000 | 6,011 |
| Securities | $17,124,000 | 5,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $75,519,000 | 3,575 |
| Loan loss allowance | $865,000 | 3,822 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,077,000 | 2,570 |
| Other real estate owned | $424,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,052,000 | 5,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,609,000 | 4,338 |
| Total liabilities | $89,635,000 | 4,292 |
| Total deposits | $84,848,000 | 4,287 |
| Interest-bearing deposits | $75,652,000 | 4,167 |
| Deposits held in domestic offices | $84,848,000 | 4,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,539 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,186,000 | 2,119 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $451,000 | 6,323 |
| Total equity capital | $9,974,000 | 4,314 |
| Total bank equity capital | $9,974,000 | 4,314 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $1,410,000 | 6,499 |
| Undivided profits | $7,564,000 | 3,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $434,000 | 5,333 |
| Earning assets | $92,657,000 | 4,307 |
| Long-term assets (5+ years) | $13,900,000 | 3,535 |
| Average Assets, year-to-date | $100,343,200 | 4,142 |
| Average Assets, quarterly | $99,538,500 | 4,285 |
| Volatile liabilities | $9,113,000 | 5,306 |
| Insider loans | $381,000 | 6,115 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,515,000 | 4,546 |
| Tier 1 (core) risk-based capital | $9,970,000 | 4,186 |
| Tier 2 risk-based capital | $865,000 | 3,344 |
| Total risk weighted assets | $69,458,100 | 3,857 |
| Total unused commitments | $6,515,000 | 4,549 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $101,361,000 | 4,383 |
| Cash and due from depository institutions | $3,207,000 | 3,809 |
| Interest-bearing balances | $95,000 | 5,011 |
| Securities | $19,355,000 | 5,423 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,025 |
| Net loans & leases | $72,153,000 | 3,736 |
| Loan loss allowance | $809,000 | 4,189 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,770,000 | 4,142 |
| Other real estate owned | $903,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,173,000 | 5,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,361,000 | 4,383 |
| Total liabilities | $91,874,000 | 4,348 |
| Total deposits | $86,606,000 | 4,338 |
| Interest-bearing deposits | $77,216,000 | 4,206 |
| Deposits held in domestic offices | $86,606,000 | 4,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,822,000 | 1,903 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $446,000 | 6,407 |
| Total equity capital | $9,487,000 | 4,532 |
| Total bank equity capital | $9,487,000 | 4,532 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $1,410,000 | 6,679 |
| Undivided profits | $7,077,000 | 3,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $860,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $413,000 | 5,513 |
| Earning assets | $94,403,000 | 4,312 |
| Long-term assets (5+ years) | $11,322,000 | 3,913 |
| Average Assets, year-to-date | $97,410,600 | 4,370 |
| Average Assets, quarterly | $101,060,000 | 4,321 |
| Volatile liabilities | $7,712,000 | 5,735 |
| Insider loans | $391,000 | 6,159 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,323,000 | 3,806 |
| Tier 1 (core) risk-based capital | $9,538,000 | 4,411 |
| Tier 2 risk-based capital | $809,000 | 3,612 |
| Total risk weighted assets | $67,440,700 | 3,973 |
| Total unused commitments | $8,323,000 | 3,821 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $93,797,000 | 4,685 |
| Cash and due from depository institutions | $2,517,000 | 4,226 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,076,000 | 5,354 |
| Federal funds sold & reverse repurchase agreements | $3,135,000 | 4,211 |
| Net loans & leases | $63,689,000 | 4,048 |
| Loan loss allowance | $727,000 | 4,599 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,800,000 | 4,065 |
| Other real estate owned | $545,000 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,035,000 | 6,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,797,000 | 4,685 |
| Total liabilities | $84,818,000 | 4,655 |
| Total deposits | $84,094,000 | 4,487 |
| Interest-bearing deposits | $75,910,000 | 4,294 |
| Deposits held in domestic offices | $84,094,000 | 4,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $337,000 | 3,710 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $387,000 | 7,308 |
| Total equity capital | $8,979,000 | 4,750 |
| Total bank equity capital | $8,979,000 | 4,750 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,410,000 | 6,774 |
| Undivided profits | $6,569,000 | 3,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $399,000 | 5,789 |
| Earning assets | $87,900,000 | 4,594 |
| Long-term assets (5+ years) | $9,035,000 | 4,305 |
| Average Assets, year-to-date | $94,427,400 | 4,476 |
| Average Assets, quarterly | $92,985,500 | 4,661 |
| Volatile liabilities | $7,237,000 | 5,656 |
| Insider loans | $256,000 | 7,448 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,864,000 | 3,087 |
| Tier 1 (core) risk-based capital | $8,990,000 | 4,613 |
| Tier 2 risk-based capital | $727,000 | 3,905 |
| Total risk weighted assets | $59,996,900 | 4,312 |
| Total unused commitments | $10,864,000 | 3,100 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 49 | 4,054 |
| Assets and Liabilities | ||
| Total Assets: | $96,853,000 | 4,499 |
| Cash and due from depository institutions | $3,148,000 | 4,054 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,275,000 | 4,938 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $64,560,000 | 3,942 |
| Loan loss allowance | $758,000 | 4,528 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,883,000 | 3,857 |
| Other real estate owned | $465,000 | 4,054 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,522,000 | 4,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,853,000 | 4,499 |
| Total liabilities | $88,940,000 | 4,460 |
| Total deposits | $84,405,000 | 4,439 |
| Interest-bearing deposits | $76,434,000 | 4,239 |
| Deposits held in domestic offices | $84,405,000 | 4,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 2,413 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,594,000 | 2,733 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $341,000 | 6,771 |
| Total equity capital | $7,913,000 | 4,977 |
| Total bank equity capital | $7,913,000 | 4,977 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,410,000 | 6,867 |
| Undivided profits | $5,503,000 | 3,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $985,000 | 2,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $400,000 | 5,178 |
| Earning assets | $89,835,000 | 4,455 |
| Long-term assets (5+ years) | $10,462,000 | 3,993 |
| Average Assets, year-to-date | $89,856,200 | 4,699 |
| Average Assets, quarterly | $93,861,500 | 4,590 |
| Volatile liabilities | $9,436,000 | 4,529 |
| Insider loans | $830,000 | 4,205 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,230,000 | 2,891 |
| Tier 1 (core) risk-based capital | $8,429,000 | 4,775 |
| Tier 2 risk-based capital | $758,000 | 3,727 |
| Total risk weighted assets | $64,907,400 | 3,948 |
| Total unused commitments | $11,230,000 | 2,902 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $85,245,000 | 5,119 |
| Cash and due from depository institutions | $3,035,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $24,471,000 | 5,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $54,796,000 | 4,429 |
| Loan loss allowance | $696,000 | 4,991 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,721,000 | 4,156 |
| Other real estate owned | $0 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,222,000 | 5,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,245,000 | 5,119 |
| Total liabilities | $77,279,000 | 5,120 |
| Total deposits | $76,596,000 | 4,947 |
| Interest-bearing deposits | $69,258,000 | 4,783 |
| Deposits held in domestic offices | $76,596,000 | 4,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,480 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $383,000 | 6,497 |
| Total equity capital | $7,966,000 | 5,015 |
| Total bank equity capital | $7,966,000 | 5,015 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,410,000 | 6,902 |
| Undivided profits | $5,556,000 | 3,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 3,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $374,000 | 4,958 |
| Earning assets | $79,267,000 | 5,066 |
| Long-term assets (5+ years) | $12,163,000 | 3,852 |
| Average Assets, year-to-date | $80,927,600 | 5,231 |
| Average Assets, quarterly | $84,018,500 | 5,147 |
| Volatile liabilities | $6,151,000 | 5,793 |
| Insider loans | $246,000 | 7,810 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,489,000 | 4,154 |
| Tier 1 (core) risk-based capital | $7,966,000 | 4,938 |
| Tier 2 risk-based capital | $624,360 | 4,369 |
| Total risk weighted assets | $49,876,860 | 4,907 |
| Total unused commitments | $6,489,000 | 4,180 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $76,280,000 | 5,708 |
| Cash and due from depository institutions | $1,694,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,580,000 | 4,923 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 9,418 |
| Net loans & leases | $44,489,000 | 5,294 |
| Loan loss allowance | $566,000 | 5,892 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,704,000 | 4,177 |
| Other real estate owned | $0 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,063,000 | 6,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,280,000 | 5,708 |
| Total liabilities | $68,721,000 | 5,760 |
| Total deposits | $68,403,000 | 5,610 |
| Interest-bearing deposits | $60,573,000 | 5,536 |
| Deposits held in domestic offices | $68,403,000 | 5,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $318,000 | 7,950 |
| Total equity capital | $7,559,000 | 5,044 |
| Total bank equity capital | $7,559,000 | 5,044 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,410,000 | 6,845 |
| Undivided profits | $5,149,000 | 4,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $686,000 | 4,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $267,000 | 7,166 |
| Earning assets | $71,819,000 | 5,555 |
| Long-term assets (5+ years) | $6,208,000 | 5,806 |
| Average Assets, year-to-date | $73,416,200 | 5,755 |
| Average Assets, quarterly | $75,172,000 | 5,731 |
| Volatile liabilities | $3,954,000 | 7,468 |
| Insider loans | $721,000 | 1,240 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,090,000 | 4,570 |
| Tier 1 (core) risk-based capital | $7,559,000 | 4,973 |
| Tier 2 risk-based capital | $514,800 | 5,085 |
| Total risk weighted assets | $41,132,700 | 5,805 |
| Total unused commitments | $5,090,000 | 4,595 |
| Derivatives | $0 | 651 |