Home > F&M Bank - Landmark > Assets and Liabilities
F&M Bank - Landmark, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $45,404,000 | 7,242 |
| Cash and due from depository institutions | $2,392,000 | 6,562 |
| Interest-bearing balances | $13,000 | 6,238 |
| Securities | $6,074,000 | 8,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $34,641,000 | 6,324 |
| Loan loss allowance | $474,000 | 5,863 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,795,000 | 4,312 |
| Other real estate owned | $97,000 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $405,000 | 8,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,404,000 | 7,242 |
| Total liabilities | $41,953,000 | 7,112 |
| Total deposits | $34,933,000 | 7,536 |
| Interest-bearing deposits | $27,593,000 | 7,775 |
| Deposits held in domestic offices | $34,933,000 | 7,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $936,000 | 3,103 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,861,000 | 2,657 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $223,000 | 7,794 |
| Total equity capital | $3,451,000 | 8,286 |
| Total bank equity capital | $3,451,000 | 8,286 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $577,000 | 4,428 |
| Surplus | $1,523,000 | 6,208 |
| Undivided profits | $1,351,000 | 7,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 5,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 670 |
| Income earned, not collected on loans | $234,000 | 7,341 |
| Earning assets | $40,728,000 | 7,282 |
| Long-term assets (5+ years) | $1,724,000 | 7,837 |
| Average Assets, year-to-date | $44,892,800 | 7,138 |
| Average Assets, quarterly | $45,973,000 | 7,151 |
| Volatile liabilities | $9,292,000 | 5,618 |
| Insider loans | $44,000 | 8,578 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,742,000 | 6,845 |
| Tier 1 (core) risk-based capital | $3,532,000 | 8,249 |
| Tier 2 risk-based capital | $436,130 | 5,781 |
| Total risk weighted assets | $34,852,730 | 6,476 |
| Total unused commitments | $2,742,000 | 6,851 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $43,648,000 | 7,464 |
| Cash and due from depository institutions | $3,476,000 | 5,562 |
| Interest-bearing balances | $15,000 | 6,148 |
| Securities | $6,053,000 | 8,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $31,937,000 | 6,498 |
| Loan loss allowance | $417,000 | 6,252 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,941,000 | 3,992 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $241,000 | 9,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,648,000 | 7,464 |
| Total liabilities | $40,523,000 | 7,313 |
| Total deposits | $35,483,000 | 7,590 |
| Interest-bearing deposits | $27,720,000 | 7,871 |
| Deposits held in domestic offices | $35,483,000 | 7,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,663,000 | 1,613 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 3,737 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $377,000 | 6,712 |
| Total equity capital | $3,125,000 | 8,706 |
| Total bank equity capital | $3,125,000 | 8,706 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $577,000 | 4,463 |
| Surplus | $1,523,000 | 6,162 |
| Undivided profits | $1,025,000 | 8,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $469,000 | 4,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $269,000 | 528 |
| Income earned, not collected on loans | $208,000 | 7,806 |
| Earning assets | $38,005,000 | 7,651 |
| Long-term assets (5+ years) | $397,000 | 8,861 |
| Average Assets, year-to-date | $40,742,400 | 7,511 |
| Average Assets, quarterly | $42,191,500 | 7,516 |
| Volatile liabilities | $6,422,000 | 6,309 |
| Insider loans | $380,000 | 5,941 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,085,000 | 6,502 |
| Tier 1 (core) risk-based capital | $3,119,000 | 8,619 |
| Tier 2 risk-based capital | $401,180 | 5,988 |
| Total risk weighted assets | $32,078,280 | 6,681 |
| Total unused commitments | $3,085,000 | 6,512 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $39,339,000 | 7,982 |
| Cash and due from depository institutions | $1,783,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,393,000 | 8,673 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 5,323 |
| Net loans & leases | $27,476,000 | 7,177 |
| Loan loss allowance | $363,000 | 6,906 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,729,000 | 4,272 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $233,000 | 10,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,339,000 | 7,982 |
| Total liabilities | $36,358,000 | 7,833 |
| Total deposits | $35,785,000 | 7,719 |
| Interest-bearing deposits | $30,076,000 | 7,768 |
| Deposits held in domestic offices | $35,785,000 | 7,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $14,000 | 5,036 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $559,000 | 5,487 |
| Total equity capital | $2,981,000 | 9,046 |
| Total bank equity capital | $2,981,000 | 9,046 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $577,000 | 4,626 |
| Surplus | $1,523,000 | 6,233 |
| Undivided profits | $881,000 | 8,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $159,000 | 8,870 |
| Earning assets | $35,594,000 | 8,013 |
| Long-term assets (5+ years) | $401,000 | 9,125 |
| Average Assets, year-to-date | $37,014,200 | 8,014 |
| Average Assets, quarterly | $38,549,000 | 7,995 |
| Volatile liabilities | $3,521,000 | 8,102 |
| Insider loans | $609,000 | 4,881 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $100,000 | 1,429 |
| Unused loan commitments | $1,948,000 | 7,481 |
| Tier 1 (core) risk-based capital | $2,969,000 | 8,962 |
| Tier 2 risk-based capital | $360,460 | 6,403 |
| Total risk weighted assets | $28,834,360 | 7,165 |
| Total unused commitments | $1,948,000 | 7,489 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $34,648,000 | 8,718 |
| Cash and due from depository institutions | $2,655,000 | 5,814 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,490,000 | 9,577 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 6,792 |
| Net loans & leases | $24,463,000 | 7,730 |
| Loan loss allowance | $353,000 | 7,270 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $980,000 | 6,070 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $250,000 | 10,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,648,000 | 8,718 |
| Total liabilities | $32,334,000 | 8,532 |
| Total deposits | $31,786,000 | 8,436 |
| Interest-bearing deposits | $26,736,000 | 8,496 |
| Deposits held in domestic offices | $31,786,000 | 8,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $202,000 | 4,545 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $346,000 | 7,357 |
| Total equity capital | $2,314,000 | 9,995 |
| Total bank equity capital | $2,314,000 | 9,995 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $577,000 | 4,917 |
| Surplus | $1,223,000 | 7,063 |
| Undivided profits | $514,000 | 9,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 5,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $147,000 | 9,387 |
| Earning assets | $30,763,000 | 8,791 |
| Long-term assets (5+ years) | $2,297,000 | 7,570 |
| Average Assets, year-to-date | $33,574,200 | 8,661 |
| Average Assets, quarterly | $34,533,500 | 8,669 |
| Volatile liabilities | $2,295,000 | 9,183 |
| Insider loans | $620,000 | 4,932 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,250,000 | 7,201 |
| Tier 1 (core) risk-based capital | $2,314,000 | 9,944 |
| Tier 2 risk-based capital | $304,520 | 7,152 |
| Total risk weighted assets | $24,313,420 | 7,896 |
| Total unused commitments | $2,250,000 | 7,215 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $33,208,000 | 9,137 |
| Cash and due from depository institutions | $2,150,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,940,000 | 9,801 |
| Federal funds sold & reverse repurchase agreements | $1,840,000 | 5,814 |
| Net loans & leases | $22,025,000 | 8,203 |
| Loan loss allowance | $301,000 | 8,080 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,010,000 | 6,025 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $243,000 | 11,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,208,000 | 9,137 |
| Total liabilities | $30,957,000 | 8,966 |
| Total deposits | $30,625,000 | 8,853 |
| Interest-bearing deposits | $25,867,000 | 8,901 |
| Deposits held in domestic offices | $30,625,000 | 8,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $115,000 | 4,309 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $217,000 | 9,471 |
| Total equity capital | $2,251,000 | 10,384 |
| Total bank equity capital | $2,251,000 | 10,384 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $577,000 | 5,180 |
| Surplus | $1,223,000 | 7,184 |
| Undivided profits | $451,000 | 10,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 8,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $137,000 | 9,970 |
| Earning assets | $29,805,000 | 9,183 |
| Long-term assets (5+ years) | $1,664,000 | 8,235 |
| Average Assets, year-to-date | $30,867,000 | 9,258 |
| Average Assets, quarterly | $32,635,500 | 9,159 |
| Volatile liabilities | $2,934,000 | 8,618 |
| Insider loans | $615,000 | 5,055 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,895,000 | 7,565 |
| Tier 1 (core) risk-based capital | $2,244,000 | 10,332 |
| Tier 2 risk-based capital | $281,160 | 7,596 |
| Total risk weighted assets | $22,472,660 | 8,339 |
| Total unused commitments | $1,895,000 | 7,580 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $29,556,000 | 9,841 |
| Cash and due from depository institutions | $2,433,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,246,000 | 10,737 |
| Federal funds sold & reverse repurchase agreements | $805,000 | 5,933 |
| Net loans & leases | $19,773,000 | 8,782 |
| Loan loss allowance | $329,000 | 8,003 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $932,000 | 6,342 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $367,000 | 10,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,556,000 | 9,841 |
| Total liabilities | $27,253,000 | 9,740 |
| Total deposits | $26,866,000 | 9,644 |
| Interest-bearing deposits | $22,767,000 | 9,645 |
| Deposits held in domestic offices | $26,866,000 | 9,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $210,000 | 4,373 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $177,000 | 9,459 |
| Total equity capital | $2,303,000 | 10,476 |
| Total bank equity capital | $2,303,000 | 10,476 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $577,000 | 5,451 |
| Surplus | $1,223,000 | 7,328 |
| Undivided profits | $503,000 | 10,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 8,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $115,000 | 10,489 |
| Earning assets | $25,824,000 | 9,969 |
| Long-term assets (5+ years) | $1,026,000 | 9,426 |
| Average Assets, year-to-date | $27,447,800 | 10,035 |
| Average Assets, quarterly | $29,340,000 | 9,837 |
| Volatile liabilities | $2,653,000 | 8,857 |
| Insider loans | $177,000 | 8,421 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,134,000 | 7,300 |
| Tier 1 (core) risk-based capital | $2,303,000 | 10,561 |
| Tier 2 risk-based capital | $254,380 | 8,180 |
| Total risk weighted assets | $20,275,980 | 8,910 |
| Total unused commitments | $2,134,000 | 7,314 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $25,652,000 | 10,789 |
| Cash and due from depository institutions | $2,242,000 | 7,126 |
| Interest-bearing balances | $198,000 | 5,660 |
| Securities | $4,193,000 | 11,648 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,796 |
| Net loans & leases | $17,469,000 | 9,385 |
| Loan loss allowance | $330,000 | 8,276 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $982,000 | 6,201 |
| Other real estate owned | $0 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $166,000 | 12,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,652,000 | 10,789 |
| Total liabilities | $23,485,000 | 10,723 |
| Total deposits | $23,044,000 | 10,669 |
| Interest-bearing deposits | $19,446,000 | 10,702 |
| Deposits held in domestic offices | $23,044,000 | 10,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $305,000 | 3,753 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $136,000 | 10,711 |
| Total equity capital | $2,167,000 | 11,061 |
| Total bank equity capital | $2,167,000 | 11,061 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $577,000 | 5,694 |
| Surplus | $1,223,000 | 7,403 |
| Undivided profits | $367,000 | 11,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 9,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $89,000 | 11,352 |
| Earning assets | $22,460,000 | 10,899 |
| Long-term assets (5+ years) | $426,000 | 10,773 |
| Average Assets, year-to-date | $25,749,200 | 10,665 |
| Average Assets, quarterly | $25,343,000 | 10,794 |
| Volatile liabilities | $886,000 | 11,607 |
| Insider loans | $264,000 | 7,601 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,299,000 | 7,138 |
| Tier 1 (core) risk-based capital | $2,167,000 | 11,026 |
| Tier 2 risk-based capital | $217,660 | 8,985 |
| Total risk weighted assets | $17,300,260 | 9,806 |
| Total unused commitments | $2,299,000 | 7,163 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $25,128,000 | 11,177 |
| Cash and due from depository institutions | $2,966,000 | 7,923 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $3,038,000 | 12,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $17,829,000 | 9,431 |
| Loan loss allowance | $329,000 | 8,407 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,015,000 | 6,134 |
| Other real estate owned | $126,000 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $154,000 | 13,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,128,000 | 11,177 |
| Total liabilities | $23,199,000 | 11,102 |
| Total deposits | $22,616,000 | 11,099 |
| Interest-bearing deposits | $19,292,000 | 11,076 |
| Deposits held in domestic offices | $22,616,000 | 11,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $445,000 | 3,281 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $138,000 | 11,436 |
| Total equity capital | $1,929,000 | 11,621 |
| Total bank equity capital | $1,929,000 | 11,621 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $577,000 | 5,992 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $252,000 | 11,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 6,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $102,000 | 11,511 |
| Earning assets | $20,966,000 | 11,467 |
| Long-term assets (5+ years) | $821,000 | 10,535 |
| Average Assets, year-to-date | $25,114,200 | 11,084 |
| Average Assets, quarterly | $24,934,000 | 11,164 |
| Volatile liabilities | $1,363,000 | 11,068 |
| Insider loans | $234,000 | 3,527 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,005,000 | 7,318 |
| Tier 1 (core) risk-based capital | $1,929,000 | 11,578 |
| Tier 2 risk-based capital | $219,000 | 9,057 |
| Total risk weighted assets | $17,409,700 | 9,999 |
| Total unused commitments | $2,005,000 | 7,348 |
| Derivatives | $0 | 651 |