Home > F & M Bank-Lancaster > Assets and Liabilities
F & M Bank-Lancaster, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $42,406,000 | 7,936 |
| Cash and due from depository institutions | $2,003,000 | 8,302 |
| Interest-bearing balances | $63,000 | 5,274 |
| Securities | $8,912,000 | 8,303 |
| Federal funds sold & reverse repurchase agreements | $1,971,000 | 4,972 |
| Net loans & leases | $27,430,000 | 7,306 |
| Loan loss allowance | $357,000 | 7,229 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,624,000 | 4,428 |
| Other real estate owned | $0 | 8,302 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $466,000 | 9,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,406,000 | 7,936 |
| Total liabilities | $39,167,000 | 7,797 |
| Total deposits | $36,958,000 | 7,838 |
| Interest-bearing deposits | $30,801,000 | 7,941 |
| Deposits held in domestic offices | $36,958,000 | 7,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $631,000 | 3,075 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $578,000 | 5,392 |
| Total equity capital | $3,239,000 | 8,975 |
| Total bank equity capital | $3,239,000 | 8,975 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $450,000 | 5,583 |
| Surplus | $2,300,000 | 5,033 |
| Undivided profits | $489,000 | 9,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 4,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $272,000 | 7,313 |
| Earning assets | $38,376,000 | 7,964 |
| Long-term assets (5+ years) | $6,829,000 | 5,118 |
| Average Assets, year-to-date | $40,447,000 | 7,972 |
| Average Assets, quarterly | $42,137,000 | 7,910 |
| Volatile liabilities | $3,336,000 | 8,283 |
| Insider loans | $618,000 | 4,936 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,324,000 | 5,484 |
| Tier 1 (core) risk-based capital | $3,241,000 | 8,907 |
| Tier 2 risk-based capital | $357,000 | 6,556 |
| Total risk weighted assets | $30,587,100 | 7,028 |
| Total unused commitments | $4,324,000 | 5,495 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $38,617,000 | 8,531 |
| Cash and due from depository institutions | $1,834,000 | 8,186 |
| Interest-bearing balances | $63,000 | 5,628 |
| Securities | $8,912,000 | 8,671 |
| Federal funds sold & reverse repurchase agreements | $2,373,000 | 5,069 |
| Net loans & leases | $24,016,000 | 7,882 |
| Loan loss allowance | $337,000 | 7,643 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,042,000 | 5,915 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $440,000 | 9,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,617,000 | 8,531 |
| Total liabilities | $35,517,000 | 8,410 |
| Total deposits | $33,463,000 | 8,509 |
| Interest-bearing deposits | $27,906,000 | 8,603 |
| Deposits held in domestic offices | $33,463,000 | 8,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,500,000 | 2,600 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $554,000 | 5,809 |
| Total equity capital | $3,100,000 | 9,362 |
| Total bank equity capital | $3,100,000 | 9,362 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $450,000 | 5,883 |
| Surplus | $2,050,000 | 5,426 |
| Undivided profits | $600,000 | 10,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 10,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $275,000 | 7,493 |
| Earning assets | $35,364,000 | 8,515 |
| Long-term assets (5+ years) | $7,023,000 | 4,936 |
| Average Assets, year-to-date | $37,447,400 | 8,472 |
| Average Assets, quarterly | $38,044,000 | 8,540 |
| Volatile liabilities | $2,942,000 | 8,615 |
| Insider loans | $754,000 | 4,486 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,955,000 | 6,395 |
| Tier 1 (core) risk-based capital | $3,082,000 | 9,312 |
| Tier 2 risk-based capital | $337,000 | 6,854 |
| Total risk weighted assets | $27,458,600 | 7,514 |
| Total unused commitments | $2,955,000 | 6,410 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $37,942,000 | 8,810 |
| Cash and due from depository institutions | $2,456,000 | 8,329 |
| Interest-bearing balances | $32,000 | 6,301 |
| Securities | $7,500,000 | 9,728 |
| Federal funds sold & reverse repurchase agreements | $1,815,000 | 4,007 |
| Net loans & leases | $25,064,000 | 7,809 |
| Loan loss allowance | $305,000 | 8,322 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $697,000 | 7,399 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $410,000 | 10,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,942,000 | 8,810 |
| Total liabilities | $35,044,000 | 8,688 |
| Total deposits | $33,673,000 | 8,677 |
| Interest-bearing deposits | $27,693,000 | 8,815 |
| Deposits held in domestic offices | $33,673,000 | 8,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $371,000 | 6,408 |
| Total equity capital | $2,898,000 | 9,626 |
| Total bank equity capital | $2,898,000 | 9,626 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $450,000 | 6,216 |
| Surplus | $2,050,000 | 5,422 |
| Undivided profits | $398,000 | 10,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 10,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $263,000 | 7,226 |
| Earning assets | $34,411,000 | 8,816 |
| Long-term assets (5+ years) | $4,977,000 | 6,018 |
| Average Assets, year-to-date | $37,266,200 | 8,785 |
| Average Assets, quarterly | $37,441,000 | 8,836 |
| Volatile liabilities | $1,457,000 | 10,424 |
| Insider loans | $343,000 | 6,789 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,217,000 | 6,146 |
| Tier 1 (core) risk-based capital | $2,956,000 | 9,659 |
| Tier 2 risk-based capital | $305,000 | 7,429 |
| Total risk weighted assets | $28,310,800 | 7,503 |
| Total unused commitments | $3,217,000 | 6,156 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $38,077,000 | 9,090 |
| Cash and due from depository institutions | $3,136,000 | 8,423 |
| Interest-bearing balances | $60,000 | 7,016 |
| Securities | $8,966,000 | 9,480 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 7,575 |
| Net loans & leases | $23,750,000 | 8,078 |
| Loan loss allowance | $300,000 | 8,671 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $701,000 | 7,508 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $449,000 | 9,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,077,000 | 9,090 |
| Total liabilities | $35,161,000 | 8,978 |
| Total deposits | $34,196,000 | 8,941 |
| Interest-bearing deposits | $27,728,000 | 9,184 |
| Deposits held in domestic offices | $34,196,000 | 8,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $600,000 | 3,203 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $365,000 | 6,694 |
| Total equity capital | $2,916,000 | 9,912 |
| Total bank equity capital | $2,916,000 | 9,912 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $450,000 | 6,511 |
| Surplus | $2,050,000 | 5,405 |
| Undivided profits | $416,000 | 11,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 11,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $250,000 | 6,999 |
| Earning assets | $33,851,000 | 9,189 |
| Long-term assets (5+ years) | $5,147,000 | 6,326 |
| Average Assets, year-to-date | $35,885,200 | 9,201 |
| Average Assets, quarterly | $36,771,500 | 9,190 |
| Volatile liabilities | $1,925,000 | 9,811 |
| Insider loans | $213,000 | 8,153 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,526,000 | 6,895 |
| Tier 1 (core) risk-based capital | $2,916,000 | 9,857 |
| Tier 2 risk-based capital | $300,000 | 7,580 |
| Total risk weighted assets | $27,091,800 | 7,744 |
| Total unused commitments | $2,526,000 | 6,917 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $35,657,000 | 9,588 |
| Cash and due from depository institutions | $2,699,000 | 8,413 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,455,000 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $2,044,000 | 6,401 |
| Net loans & leases | $19,321,000 | 9,073 |
| Loan loss allowance | $255,000 | 9,492 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $694,000 | 7,667 |
| Other real estate owned | $0 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $444,000 | 10,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,657,000 | 9,588 |
| Total liabilities | $32,771,000 | 9,499 |
| Total deposits | $32,443,000 | 9,401 |
| Interest-bearing deposits | $27,459,000 | 9,480 |
| Deposits held in domestic offices | $32,443,000 | 9,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $328,000 | 7,778 |
| Total equity capital | $2,886,000 | 9,939 |
| Total bank equity capital | $2,886,000 | 9,939 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $450,000 | 6,848 |
| Surplus | $2,050,000 | 5,313 |
| Undivided profits | $386,000 | 11,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 11,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $228,000 | 8,018 |
| Earning assets | $31,820,000 | 9,653 |
| Long-term assets (5+ years) | $5,531,000 | 6,155 |
| Average Assets, year-to-date | $35,169,200 | 9,516 |
| Average Assets, quarterly | $34,925,500 | 9,633 |
| Volatile liabilities | $1,410,000 | 11,002 |
| Insider loans | $30,000 | 7,896 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,466,000 | 6,709 |
| Tier 1 (core) risk-based capital | $2,886,000 | 9,875 |
| Tier 2 risk-based capital | $255,000 | 8,328 |
| Total risk weighted assets | $22,917,500 | 8,696 |
| Total unused commitments | $2,466,000 | 6,739 |
| Derivatives | $0 | 651 |