Home > F&M Bank-Lakeland > Assets and Liabilities
F&M Bank-Lakeland, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 64 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $198,936,000 | 2,372 |
| Cash and due from depository institutions | $6,211,000 | 2,792 |
| Interest-bearing balances | $35,000 | 5,698 |
| Securities | $25,865,000 | 4,033 |
| Federal funds sold & reverse repurchase agreements | $18,427,000 | 559 |
| Net loans & leases | $138,973,000 | 2,165 |
| Loan loss allowance | $1,906,000 | 1,927 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,921,000 | 2,204 |
| Other real estate owned | $473,000 | 2,792 |
| Goodwill and other intangibles | $3,156,000 | 840 |
| All other assets | $1,910,000 | 4,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,936,000 | 2,372 |
| Total liabilities | $181,817,000 | 2,354 |
| Total deposits | $159,873,000 | 2,399 |
| Interest-bearing deposits | $132,906,000 | 2,459 |
| Deposits held in domestic offices | $159,873,000 | 2,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $538,000 | 3,423 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,609,000 | 1,295 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $797,000 | 3,851 |
| Total equity capital | $17,119,000 | 2,567 |
| Total bank equity capital | $17,119,000 | 2,567 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $9,278,000 | 1,761 |
| Undivided profits | $7,241,000 | 3,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $737,000 | 3,200 |
| Earning assets | $183,300,000 | 2,356 |
| Long-term assets (5+ years) | $22,346,000 | 3,094 |
| Average Assets, year-to-date | $182,370,800 | 2,481 |
| Average Assets, quarterly | $198,123,500 | 2,346 |
| Volatile liabilities | $32,825,000 | 2,375 |
| Insider loans | $660,000 | 4,715 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $190,000 | 1,209 |
| Unused loan commitments | $16,169,000 | 2,750 |
| Tier 1 (core) risk-based capital | $14,176,000 | 3,085 |
| Tier 2 risk-based capital | $1,644,040 | 2,022 |
| Total risk weighted assets | $131,261,240 | 2,332 |
| Total unused commitments | $16,169,000 | 2,756 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 68 | 2,610 |
| Assets and Liabilities | ||
| Total Assets: | $170,211,000 | 2,703 |
| Cash and due from depository institutions | $6,313,000 | 2,610 |
| Interest-bearing balances | $41,000 | 5,662 |
| Securities | $25,382,000 | 4,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $129,354,000 | 2,167 |
| Loan loss allowance | $1,650,000 | 2,143 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,058,000 | 2,002 |
| Other real estate owned | $15,000 | 2,610 |
| Goodwill and other intangibles | $3,487,000 | 739 |
| All other assets | $1,602,000 | 4,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,211,000 | 2,703 |
| Total liabilities | $153,756,000 | 2,707 |
| Total deposits | $145,209,000 | 2,631 |
| Interest-bearing deposits | $120,107,000 | 2,721 |
| Deposits held in domestic offices | $145,209,000 | 2,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,565,000 | 1,638 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $982,000 | 3,578 |
| Total equity capital | $16,455,000 | 2,728 |
| Total bank equity capital | $16,455,000 | 2,728 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $9,278,000 | 1,684 |
| Undivided profits | $6,577,000 | 3,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 1,110 |
| Income earned, not collected on loans | $726,000 | 3,203 |
| Earning assets | $154,777,000 | 2,741 |
| Long-term assets (5+ years) | $19,082,000 | 3,246 |
| Average Assets, year-to-date | $162,819,200 | 2,670 |
| Average Assets, quarterly | $165,600,000 | 2,739 |
| Volatile liabilities | $12,226,000 | 4,389 |
| Insider loans | $1,054,000 | 3,424 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,064,000 | 1,032 |
| Unused loan commitments | $13,602,000 | 2,986 |
| Tier 1 (core) risk-based capital | $12,957,000 | 3,291 |
| Tier 2 risk-based capital | $1,488,620 | 2,126 |
| Total risk weighted assets | $118,928,220 | 2,412 |
| Total unused commitments | $13,602,000 | 2,992 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 67 | 2,698 |
| Assets and Liabilities | ||
| Total Assets: | $161,090,000 | 2,778 |
| Cash and due from depository institutions | $5,889,000 | 2,698 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $26,583,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $119,733,000 | 2,327 |
| Loan loss allowance | $1,523,000 | 2,306 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,660,000 | 2,146 |
| Other real estate owned | $0 | 2,698 |
| Goodwill and other intangibles | $3,818,000 | 664 |
| All other assets | $1,407,000 | 4,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,090,000 | 2,778 |
| Total liabilities | $145,679,000 | 2,768 |
| Total deposits | $139,026,000 | 2,680 |
| Interest-bearing deposits | $116,525,000 | 2,753 |
| Deposits held in domestic offices | $139,026,000 | 2,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,808,000 | 2,213 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000,000 | 2,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $845,000 | 4,076 |
| Total equity capital | $15,411,000 | 2,869 |
| Total bank equity capital | $15,411,000 | 2,869 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $9,278,000 | 1,664 |
| Undivided profits | $5,533,000 | 4,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $755,000 | 3,097 |
| Earning assets | $146,316,000 | 2,818 |
| Long-term assets (5+ years) | $16,173,000 | 3,211 |
| Average Assets, year-to-date | $154,434,200 | 2,757 |
| Average Assets, quarterly | $158,893,000 | 2,766 |
| Volatile liabilities | $15,290,000 | 3,712 |
| Insider loans | $1,058,000 | 3,419 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $106,000 | 1,417 |
| Unused loan commitments | $12,729,000 | 2,895 |
| Tier 1 (core) risk-based capital | $11,621,000 | 3,633 |
| Tier 2 risk-based capital | $1,387,310 | 2,165 |
| Total risk weighted assets | $110,848,810 | 2,531 |
| Total unused commitments | $12,729,000 | 2,898 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $149,106,000 | 3,060 |
| Cash and due from depository institutions | $7,981,000 | 2,788 |
| Interest-bearing balances | $34,000 | 5,635 |
| Securities | $26,352,000 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $105,285,000 | 2,663 |
| Loan loss allowance | $1,388,000 | 2,624 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,849,000 | 2,060 |
| Other real estate owned | $107,000 | 2,788 |
| Goodwill and other intangibles | $4,149,000 | 603 |
| All other assets | $1,383,000 | 4,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,106,000 | 3,060 |
| Total liabilities | $135,933,000 | 3,028 |
| Total deposits | $131,716,000 | 2,908 |
| Interest-bearing deposits | $109,708,000 | 3,000 |
| Deposits held in domestic offices | $131,716,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,458,000 | 1,854 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $759,000 | 4,379 |
| Total equity capital | $13,173,000 | 3,366 |
| Total bank equity capital | $13,173,000 | 3,366 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $9,278,000 | 1,713 |
| Undivided profits | $3,295,000 | 5,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,241,000 | 2,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,337 |
| Income earned, not collected on loans | $704,000 | 3,267 |
| Earning assets | $131,671,000 | 3,162 |
| Long-term assets (5+ years) | $13,700,000 | 3,466 |
| Average Assets, year-to-date | $126,800,400 | 3,402 |
| Average Assets, quarterly | $146,841,500 | 3,068 |
| Volatile liabilities | $10,095,000 | 4,836 |
| Insider loans | $1,587,000 | 2,581 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $112,000 | 1,364 |
| Unused loan commitments | $13,613,000 | 2,719 |
| Tier 1 (core) risk-based capital | $9,095,000 | 4,588 |
| Tier 2 risk-based capital | $1,197,370 | 2,522 |
| Total risk weighted assets | $95,598,570 | 2,907 |
| Total unused commitments | $13,613,000 | 2,732 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $101,610,000 | 4,364 |
| Cash and due from depository institutions | $6,888,000 | 4,330 |
| Interest-bearing balances | $24,000 | 6,090 |
| Securities | $18,399,000 | 5,875 |
| Federal funds sold & reverse repurchase agreements | $2,517,000 | 4,856 |
| Net loans & leases | $68,987,000 | 3,794 |
| Loan loss allowance | $915,000 | 3,814 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,671,000 | 2,834 |
| Other real estate owned | $0 | 4,330 |
| Goodwill and other intangibles | $1,216,000 | 1,090 |
| All other assets | $932,000 | 6,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,610,000 | 4,364 |
| Total liabilities | $92,266,000 | 4,315 |
| Total deposits | $88,521,000 | 4,274 |
| Interest-bearing deposits | $75,584,000 | 4,312 |
| Deposits held in domestic offices | $88,521,000 | 4,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,000,000 | 2,044 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $745,000 | 4,652 |
| Total equity capital | $9,344,000 | 4,607 |
| Total bank equity capital | $9,344,000 | 4,607 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $7,278,000 | 2,125 |
| Undivided profits | $1,466,000 | 8,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 5,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $525,000 | 4,513 |
| Earning assets | $89,927,000 | 4,498 |
| Long-term assets (5+ years) | $8,487,000 | 4,454 |
| Average Assets, year-to-date | $97,014,600 | 4,376 |
| Average Assets, quarterly | $101,149,500 | 4,330 |
| Volatile liabilities | $7,869,000 | 5,363 |
| Insider loans | $1,175,000 | 3,327 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $319,000 | 1,162 |
| Unused loan commitments | $6,558,000 | 4,260 |
| Tier 1 (core) risk-based capital | $8,039,000 | 5,066 |
| Tier 2 risk-based capital | $818,610 | 3,506 |
| Total risk weighted assets | $65,392,710 | 4,008 |
| Total unused commitments | $6,558,000 | 4,273 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $92,607,000 | 4,675 |
| Cash and due from depository institutions | $4,691,000 | 4,472 |
| Interest-bearing balances | $13,000 | 6,607 |
| Securities | $18,547,000 | 6,212 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $64,112,000 | 3,969 |
| Loan loss allowance | $811,000 | 4,286 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,804,000 | 2,635 |
| Other real estate owned | $0 | 4,472 |
| Goodwill and other intangibles | $1,334,000 | 951 |
| All other assets | $1,119,000 | 6,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,607,000 | 4,675 |
| Total liabilities | $84,583,000 | 4,652 |
| Total deposits | $77,202,000 | 4,784 |
| Interest-bearing deposits | $65,145,000 | 4,881 |
| Deposits held in domestic offices | $77,202,000 | 4,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,862,000 | 2,039 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 2,155 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $519,000 | 5,073 |
| Total equity capital | $8,024,000 | 4,914 |
| Total bank equity capital | $8,024,000 | 4,914 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $7,278,000 | 2,051 |
| Undivided profits | $146,000 | 11,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 8,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $384,000 | 5,369 |
| Earning assets | $82,672,000 | 4,788 |
| Long-term assets (5+ years) | $6,684,000 | 5,226 |
| Average Assets, year-to-date | $88,170,800 | 4,777 |
| Average Assets, quarterly | $91,453,000 | 4,702 |
| Volatile liabilities | $9,986,000 | 4,354 |
| Insider loans | $1,739,000 | 2,346 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,299,000 | 4,274 |
| Tier 1 (core) risk-based capital | $7,128,000 | 5,530 |
| Tier 2 risk-based capital | $752,220 | 3,755 |
| Total risk weighted assets | $60,119,020 | 4,228 |
| Total unused commitments | $6,299,000 | 4,281 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $86,622,000 | 5,041 |
| Cash and due from depository institutions | $3,140,000 | 4,957 |
| Interest-bearing balances | $18,000 | 7,325 |
| Securities | $21,235,000 | 5,870 |
| Federal funds sold & reverse repurchase agreements | $3,622,000 | 3,768 |
| Net loans & leases | $54,090,000 | 4,477 |
| Loan loss allowance | $725,000 | 4,841 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,134,000 | 3,406 |
| Other real estate owned | $200,000 | 4,957 |
| Goodwill and other intangibles | $1,453,000 | 836 |
| All other assets | $748,000 | 7,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,622,000 | 5,041 |
| Total liabilities | $78,205,000 | 5,069 |
| Total deposits | $77,440,000 | 4,902 |
| Interest-bearing deposits | $67,921,000 | 4,861 |
| Deposits held in domestic offices | $77,440,000 | 4,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,646 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $565,000 | 4,896 |
| Total equity capital | $8,417,000 | 4,787 |
| Total bank equity capital | $8,417,000 | 4,787 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $7,278,000 | 1,968 |
| Undivided profits | $539,000 | 10,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 8,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $317,000 | 5,795 |
| Earning assets | $78,965,000 | 5,085 |
| Long-term assets (5+ years) | $7,010,000 | 5,414 |
| Average Assets, year-to-date | $82,567,200 | 5,136 |
| Average Assets, quarterly | $85,430,500 | 5,065 |
| Volatile liabilities | $2,821,000 | 8,603 |
| Insider loans | $850,000 | 4,180 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $491,000 | 1,243 |
| Unused loan commitments | $4,558,000 | 5,157 |
| Tier 1 (core) risk-based capital | $6,964,000 | 5,544 |
| Tier 2 risk-based capital | $642,610 | 4,252 |
| Total risk weighted assets | $51,326,010 | 4,774 |
| Total unused commitments | $4,558,000 | 5,178 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $82,839,000 | 5,333 |
| Cash and due from depository institutions | $4,173,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $20,149,000 | 6,085 |
| Federal funds sold & reverse repurchase agreements | $1,564,000 | 7,368 |
| Net loans & leases | $52,112,000 | 4,660 |
| Loan loss allowance | $692,000 | 5,052 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,139,000 | 3,389 |
| Other real estate owned | $294,000 | 5,070 |
| Goodwill and other intangibles | $1,570,000 | 812 |
| All other assets | $838,000 | 7,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,839,000 | 5,333 |
| Total liabilities | $74,799,000 | 5,378 |
| Total deposits | $74,171,000 | 5,229 |
| Interest-bearing deposits | $64,695,000 | 5,226 |
| Deposits held in domestic offices | $74,171,000 | 5,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $628,000 | 4,855 |
| Total equity capital | $8,040,000 | 4,761 |
| Total bank equity capital | $8,040,000 | 4,761 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $7,278,000 | 1,892 |
| Undivided profits | $162,000 | 12,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 9,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $332,000 | 6,005 |
| Earning assets | $73,825,000 | 5,439 |
| Long-term assets (5+ years) | $5,767,000 | 6,034 |
| Average Assets, year-to-date | $81,838,800 | 5,266 |
| Average Assets, quarterly | $82,297,500 | 5,319 |
| Volatile liabilities | $3,603,000 | 7,848 |
| Insider loans | $845,000 | 1,014 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $35,000 | 1,189 |
| Unused loan commitments | $3,830,000 | 5,372 |
| Tier 1 (core) risk-based capital | $6,470,000 | 5,685 |
| Tier 2 risk-based capital | $604,310 | 4,460 |
| Total risk weighted assets | $48,256,910 | 5,077 |
| Total unused commitments | $3,830,000 | 5,401 |
| Derivatives | $0 | 651 |