Home > F & M Bank-Keyser, Inc. > Net Loans and Leases
F & M Bank-Keyser, Inc., Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $64,340,000 | 4,096 |
| Loan loss allowance | $738,000 | 4,311 |
| Total loans and leases | $65,078,000 | 4,099 |
| Unearned income | $110,000 | 2,756 |
| Loans and leases, gross | $65,188,000 | 4,105 |
| All real estate loans | $52,457,000 | 3,409 |
| Real estate loans in domestic offices | $52,457,000 | 3,409 |
| Construction and development loans | $2,975,000 | 3,242 |
| Commercial RE | $9,106,000 | 4,035 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $509,000 | 4,256 |
| 1-4 family residential loans | $39,843,000 | 2,678 |
| Farmland loans | $24,000 | 7,352 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $23,000 | 6,750 |
| Commercial and industrial loans | $3,253,000 | 6,402 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,793,000 | 3,244 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,793,000 | 3,027 |
| All other loans & leases | $662,000 | 3,058 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $589,000 | 1,699 |
| Other loans | $73,000 | 4,056 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $63,395,000 | 4,187 |
| Loan loss allowance | $824,000 | 4,118 |
| Total loans and leases | $64,219,000 | 4,187 |
| Unearned income | $132,000 | 3,937 |
| Loans and leases, gross | $64,219,000 | 4,198 |
| All real estate loans | $51,548,000 | 3,481 |
| Real estate loans in domestic offices | $51,548,000 | 3,481 |
| Construction and development loans | $1,590,000 | 4,523 |
| Commercial RE | $10,385,000 | 3,737 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $134,000 | 6,232 |
| 1-4 family residential loans | $39,401,000 | 2,780 |
| Farmland loans | $38,000 | 7,560 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $43,000 | 6,927 |
| Commercial and industrial loans | $3,324,000 | 6,425 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,692,000 | 3,406 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,692,000 | 3,175 |
| All other loans & leases | $744,000 | 3,051 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $528,000 | 1,921 |
| Other loans | $216,000 | 2,690 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $55,337,000 | 4,597 |
| Loan loss allowance | $1,024,000 | 3,452 |
| Total loans and leases | $56,361,000 | 4,592 |
| Unearned income | $158,000 | 4,036 |
| Loans and leases, gross | $56,361,000 | 4,599 |
| All real estate loans | $44,615,000 | 3,866 |
| Real estate loans in domestic offices | $44,615,000 | 3,866 |
| Construction and development loans | $259,000 | 7,634 |
| Commercial RE | $10,710,000 | 3,604 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $28,000 | 7,527 |
| 1-4 family residential loans | $33,543,000 | 3,108 |
| Farmland loans | $75,000 | 7,622 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $3,917,000 | 5,913 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,375,000 | 3,896 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,375,000 | 3,666 |
| All other loans & leases | $612,000 | 3,461 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $530,000 | 2,011 |
| Other loans | $82,000 | 4,106 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $56,101,000 | 4,451 |
| Loan loss allowance | $1,027,000 | 3,497 |
| Total loans and leases | $57,128,000 | 4,439 |
| Unearned income | $148,000 | 4,488 |
| Loans and leases, gross | $57,128,000 | 4,448 |
| All real estate loans | $44,584,000 | 3,817 |
| Real estate loans in domestic offices | $44,584,000 | 3,817 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $12,789,000 | 3,170 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $165,000 | 6,478 |
| 1-4 family residential loans | $31,463,000 | 3,236 |
| Farmland loans | $167,000 | 7,332 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $3,443,000 | 6,253 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,453,000 | 3,801 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,453,000 | 3,562 |
| All other loans & leases | $1,796,000 | 1,884 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,773,000 | 943 |
| Other loans | $23,000 | 6,330 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $58,932,000 | 4,171 |
| Loan loss allowance | $1,019,000 | 3,624 |
| Total loans and leases | $59,951,000 | 4,169 |
| Unearned income | $180,000 | 4,519 |
| Loans and leases, gross | $59,951,000 | 4,174 |
| All real estate loans | $46,352,000 | 3,655 |
| Real estate loans in domestic offices | $46,352,000 | 3,655 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $13,340,000 | 3,035 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $191,000 | 6,444 |
| 1-4 family residential loans | $32,609,000 | 3,195 |
| Farmland loans | $212,000 | 7,202 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $3,391,000 | 6,317 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,377,000 | 2,831 |
| Credit card loans | $654,000 | 2,205 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,723,000 | 2,766 |
| All other loans & leases | $11,000 | 9,607 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $11,000 | 7,772 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $59,384,000 | 4,207 |
| Loan loss allowance | $1,010,000 | 3,683 |
| Total loans and leases | $60,394,000 | 4,200 |
| Unearned income | $219,000 | 4,687 |
| Loans and leases, gross | $60,394,000 | 4,217 |
| All real estate loans | $46,713,000 | 3,659 |
| Real estate loans in domestic offices | $46,713,000 | 3,659 |
| Construction and development loans | $49,000 | 9,932 |
| Commercial RE | $13,445,000 | 2,968 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $591,000 | 4,516 |
| 1-4 family residential loans | $32,371,000 | 3,286 |
| Farmland loans | $257,000 | 7,011 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $3,473,000 | 6,378 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,371,000 | 2,914 |
| Credit card loans | $639,000 | 2,272 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,732,000 | 2,894 |
| All other loans & leases | $56,000 | 8,244 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $56,000 | 5,140 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |