Home > F&M Bank-Jefferson > Assets and Liabilities
F&M Bank-Jefferson, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $96,761,000 | 4,532 |
| Cash and due from depository institutions | $3,365,000 | 5,388 |
| Interest-bearing balances | $30,000 | 5,786 |
| Securities | $29,693,000 | 3,620 |
| Federal funds sold & reverse repurchase agreements | $526,000 | 5,681 |
| Net loans & leases | $59,466,000 | 4,545 |
| Loan loss allowance | $958,000 | 3,550 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,211,000 | 3,702 |
| Other real estate owned | $0 | 5,388 |
| Goodwill and other intangibles | $2,000 | 3,231 |
| All other assets | $1,498,000 | 4,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,761,000 | 4,532 |
| Total liabilities | $89,126,000 | 4,457 |
| Total deposits | $80,931,000 | 4,520 |
| Interest-bearing deposits | $72,450,000 | 4,341 |
| Deposits held in domestic offices | $80,931,000 | 4,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $527,000 | 3,433 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,749,000 | 2,502 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $919,000 | 3,482 |
| Total equity capital | $7,635,000 | 5,288 |
| Total bank equity capital | $7,635,000 | 5,288 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,780,000 | 1,023 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $-145,000 | 9,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $472,000 | 4,781 |
| Earning assets | $89,715,000 | 4,485 |
| Long-term assets (5+ years) | $17,884,000 | 3,547 |
| Average Assets, year-to-date | $97,578,200 | 4,341 |
| Average Assets, quarterly | $96,926,000 | 4,481 |
| Volatile liabilities | $9,560,000 | 5,535 |
| Insider loans | $3,101,000 | 1,500 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,251,000 | 4,516 |
| Tier 1 (core) risk-based capital | $7,939,000 | 5,139 |
| Tier 2 risk-based capital | $814,810 | 3,738 |
| Total risk weighted assets | $65,041,810 | 4,320 |
| Total unused commitments | $7,251,000 | 4,520 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $98,845,000 | 4,404 |
| Cash and due from depository institutions | $4,420,000 | 5,084 |
| Interest-bearing balances | $51,000 | 5,537 |
| Securities | $30,084,000 | 3,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $60,088,000 | 4,291 |
| Loan loss allowance | $1,094,000 | 3,090 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,321,000 | 3,438 |
| Other real estate owned | $0 | 5,084 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,932,000 | 3,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,845,000 | 4,404 |
| Total liabilities | $90,149,000 | 4,332 |
| Total deposits | $80,663,000 | 4,513 |
| Interest-bearing deposits | $71,492,000 | 4,376 |
| Deposits held in domestic offices | $80,663,000 | 4,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,596,000 | 1,824 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,700,000 | 2,129 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,190,000 | 3,054 |
| Total equity capital | $8,696,000 | 4,867 |
| Total bank equity capital | $8,696,000 | 4,867 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,780,000 | 979 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $916,000 | 8,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 8,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $488,000 | 4,687 |
| Earning assets | $90,223,000 | 4,428 |
| Long-term assets (5+ years) | $15,379,000 | 3,710 |
| Average Assets, year-to-date | $98,926,400 | 4,197 |
| Average Assets, quarterly | $97,383,500 | 4,396 |
| Volatile liabilities | $6,020,000 | 6,488 |
| Insider loans | $3,213,000 | 1,350 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,177,000 | 5,250 |
| Tier 1 (core) risk-based capital | $8,623,000 | 4,724 |
| Tier 2 risk-based capital | $845,960 | 3,504 |
| Total risk weighted assets | $67,428,860 | 4,000 |
| Total unused commitments | $5,177,000 | 5,260 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $99,517,000 | 4,341 |
| Cash and due from depository institutions | $2,467,000 | 5,405 |
| Interest-bearing balances | $17,000 | 5,937 |
| Securities | $30,467,000 | 3,585 |
| Federal funds sold & reverse repurchase agreements | $389,000 | 7,478 |
| Net loans & leases | $61,997,000 | 4,219 |
| Loan loss allowance | $1,109,000 | 3,077 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,531,000 | 3,116 |
| Other real estate owned | $175,000 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,491,000 | 4,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,517,000 | 4,341 |
| Total liabilities | $86,343,000 | 4,453 |
| Total deposits | $80,694,000 | 4,480 |
| Interest-bearing deposits | $71,446,000 | 4,366 |
| Deposits held in domestic offices | $80,694,000 | 4,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,700,000 | 2,269 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,449,000 | 2,628 |
| Total equity capital | $13,174,000 | 3,357 |
| Total bank equity capital | $13,174,000 | 3,357 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,780,000 | 974 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $5,394,000 | 4,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 9,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $509,000 | 4,653 |
| Earning assets | $92,870,000 | 4,297 |
| Long-term assets (5+ years) | $12,405,000 | 3,787 |
| Average Assets, year-to-date | $97,061,400 | 4,269 |
| Average Assets, quarterly | $98,979,500 | 4,306 |
| Volatile liabilities | $7,251,000 | 6,026 |
| Insider loans | $3,662,000 | 1,140 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,639,000 | 5,370 |
| Tier 1 (core) risk-based capital | $12,780,000 | 3,309 |
| Tier 2 risk-based capital | $863,940 | 3,350 |
| Total risk weighted assets | $68,870,240 | 3,885 |
| Total unused commitments | $4,639,000 | 5,375 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $94,946,000 | 4,620 |
| Cash and due from depository institutions | $2,736,000 | 5,680 |
| Interest-bearing balances | $24,000 | 5,827 |
| Securities | $28,596,000 | 4,054 |
| Federal funds sold & reverse repurchase agreements | $1,679,000 | 5,338 |
| Net loans & leases | $58,251,000 | 4,478 |
| Loan loss allowance | $752,000 | 4,437 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,501,000 | 3,081 |
| Other real estate owned | $275,000 | 5,680 |
| Goodwill and other intangibles | $1,000 | 3,414 |
| All other assets | $907,000 | 6,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,946,000 | 4,620 |
| Total liabilities | $82,102,000 | 4,766 |
| Total deposits | $75,993,000 | 4,859 |
| Interest-bearing deposits | $68,091,000 | 4,687 |
| Deposits held in domestic offices | $75,993,000 | 4,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $755,000 | 2,959 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,700,000 | 1,917 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $654,000 | 4,921 |
| Total equity capital | $12,844,000 | 3,443 |
| Total bank equity capital | $12,844,000 | 3,443 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,780,000 | 1,030 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $5,064,000 | 4,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 9,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $406,000 | 5,597 |
| Earning assets | $88,550,000 | 4,571 |
| Long-term assets (5+ years) | $12,379,000 | 3,714 |
| Average Assets, year-to-date | $93,114,800 | 4,531 |
| Average Assets, quarterly | $94,103,000 | 4,618 |
| Volatile liabilities | $10,160,000 | 4,819 |
| Insider loans | $1,030,000 | 3,578 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,876,000 | 4,699 |
| Tier 1 (core) risk-based capital | $12,572,000 | 3,413 |
| Tier 2 risk-based capital | $752,000 | 3,831 |
| Total risk weighted assets | $63,972,600 | 4,150 |
| Total unused commitments | $5,876,000 | 4,712 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $92,827,000 | 4,712 |
| Cash and due from depository institutions | $2,528,000 | 5,851 |
| Interest-bearing balances | $11,000 | 6,405 |
| Securities | $26,965,000 | 4,430 |
| Federal funds sold & reverse repurchase agreements | $1,187,000 | 6,968 |
| Net loans & leases | $59,172,000 | 4,333 |
| Loan loss allowance | $726,000 | 4,605 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,921,000 | 3,848 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $3,000 | 3,104 |
| All other assets | $1,051,000 | 6,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,827,000 | 4,712 |
| Total liabilities | $80,979,000 | 4,848 |
| Total deposits | $74,980,000 | 4,959 |
| Interest-bearing deposits | $67,581,000 | 4,771 |
| Deposits held in domestic offices | $74,980,000 | 4,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $835,000 | 2,806 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,500,000 | 1,733 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $664,000 | 5,072 |
| Total equity capital | $11,848,000 | 3,702 |
| Total bank equity capital | $11,848,000 | 3,702 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,780,000 | 1,043 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $4,068,000 | 5,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $608,000 | 3,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $471,000 | 5,006 |
| Earning assets | $87,335,000 | 4,622 |
| Long-term assets (5+ years) | $11,198,000 | 3,759 |
| Average Assets, year-to-date | $88,341,600 | 4,743 |
| Average Assets, quarterly | $91,412,000 | 4,726 |
| Volatile liabilities | $7,242,000 | 5,654 |
| Insider loans | $1,281,000 | 3,114 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,217,000 | 6,169 |
| Tier 1 (core) risk-based capital | $11,474,000 | 3,708 |
| Tier 2 risk-based capital | $726,000 | 3,911 |
| Total risk weighted assets | $61,345,800 | 4,227 |
| Total unused commitments | $3,217,000 | 6,185 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $85,437,000 | 5,018 |
| Cash and due from depository institutions | $2,896,000 | 6,160 |
| Interest-bearing balances | $2,000 | 6,947 |
| Securities | $25,833,000 | 4,850 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $53,824,000 | 4,622 |
| Loan loss allowance | $607,000 | 5,350 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,702,000 | 4,189 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,182,000 | 5,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,437,000 | 5,018 |
| Total liabilities | $74,988,000 | 5,153 |
| Total deposits | $72,281,000 | 5,091 |
| Interest-bearing deposits | $65,482,000 | 4,861 |
| Deposits held in domestic offices | $72,281,000 | 5,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $182,000 | 4,511 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,010,000 | 2,503 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $515,000 | 5,109 |
| Total equity capital | $10,449,000 | 3,882 |
| Total bank equity capital | $10,449,000 | 3,882 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,780,000 | 1,031 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $2,669,000 | 6,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $339,000 | 5,955 |
| Earning assets | $79,659,000 | 4,944 |
| Long-term assets (5+ years) | $10,871,000 | 3,905 |
| Average Assets, year-to-date | $83,063,000 | 5,047 |
| Average Assets, quarterly | $84,512,500 | 5,037 |
| Volatile liabilities | $6,071,000 | 6,049 |
| Insider loans | $911,000 | 3,964 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,200,000 | 5,408 |
| Tier 1 (core) risk-based capital | $10,611,000 | 3,885 |
| Tier 2 risk-based capital | $607,000 | 4,495 |
| Total risk weighted assets | $55,498,000 | 4,524 |
| Total unused commitments | $4,200,000 | 5,416 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $80,438,000 | 5,395 |
| Cash and due from depository institutions | $2,340,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,501,000 | 4,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $48,808,000 | 4,885 |
| Loan loss allowance | $563,000 | 5,848 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,798,000 | 4,000 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $991,000 | 6,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,438,000 | 5,395 |
| Total liabilities | $70,768,000 | 5,549 |
| Total deposits | $70,050,000 | 5,400 |
| Interest-bearing deposits | $63,977,000 | 5,158 |
| Deposits held in domestic offices | $70,050,000 | 5,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $197,000 | 3,676 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $521,000 | 5,179 |
| Total equity capital | $9,670,000 | 4,219 |
| Total bank equity capital | $9,670,000 | 4,219 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,780,000 | 1,032 |
| Surplus | $3,500,000 | 3,654 |
| Undivided profits | $2,390,000 | 6,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 9,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $315,000 | 5,827 |
| Earning assets | $75,309,000 | 5,307 |
| Long-term assets (5+ years) | $11,115,000 | 4,087 |
| Average Assets, year-to-date | $80,161,400 | 5,274 |
| Average Assets, quarterly | $80,933,000 | 5,317 |
| Volatile liabilities | $4,068,000 | 7,256 |
| Insider loans | $906,000 | 4,003 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,092,000 | 6,292 |
| Tier 1 (core) risk-based capital | $9,670,000 | 4,132 |
| Tier 2 risk-based capital | $563,000 | 4,748 |
| Total risk weighted assets | $49,349,600 | 4,960 |
| Total unused commitments | $3,092,000 | 6,313 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $80,055,000 | 5,484 |
| Cash and due from depository institutions | $3,472,000 | 6,539 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $25,392,000 | 5,100 |
| Federal funds sold & reverse repurchase agreements | $2,164,000 | 6,211 |
| Net loans & leases | $46,099,000 | 5,139 |
| Loan loss allowance | $499,000 | 6,495 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,889,000 | 3,801 |
| Other real estate owned | $0 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,039,000 | 6,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,055,000 | 5,484 |
| Total liabilities | $71,417,000 | 5,580 |
| Total deposits | $70,721,000 | 5,451 |
| Interest-bearing deposits | $64,421,000 | 5,249 |
| Deposits held in domestic offices | $70,721,000 | 5,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $696,000 | 4,450 |
| Total equity capital | $8,638,000 | 4,473 |
| Total bank equity capital | $8,638,000 | 4,473 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,520,000 | 1,627 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $3,118,000 | 5,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $298,000 | 6,541 |
| Earning assets | $73,655,000 | 5,448 |
| Long-term assets (5+ years) | $10,183,000 | 4,291 |
| Average Assets, year-to-date | $77,262,000 | 5,517 |
| Average Assets, quarterly | $78,743,500 | 5,512 |
| Volatile liabilities | $3,113,000 | 8,415 |
| Insider loans | $239,000 | 3,466 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,382,000 | 6,807 |
| Tier 1 (core) risk-based capital | $8,638,000 | 4,410 |
| Tier 2 risk-based capital | $499,000 | 5,219 |
| Total risk weighted assets | $47,003,200 | 5,195 |
| Total unused commitments | $2,382,000 | 6,837 |
| Derivatives | $0 | 651 |