Home > F&M Bank-Iowa Story County > Income and Expense
F&M Bank-Iowa Story County, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,414,000 | 4,736 |
| Total interest expense | $3,753,000 | 3,880 |
| Net interest income | $2,661,000 | 5,597 |
| Provision for loan and lease losses | $-3,000 | 10,189 |
| Total noninterest income | $478,000 | 5,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,037 |
| Total noninterest expense | $1,821,000 | 5,945 |
| Salaries and employee benefits | $961,000 | 5,938 |
| Premises and equipment expense | $254,000 | 5,912 |
| Additional noninterest expense | $606,000 | 5,723 |
| Pre-tax net operating income | $1,321,000 | 4,562 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $240,000 | 5,737 |
| Income before extraordinary items | $1,082,000 | 4,242 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,082,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $1,214,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,081,180 | 4,145 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 4,653 |
| Total interest expense | $4,068,000 | 3,617 |
| Net interest income | $2,646,000 | 5,831 |
| Provision for loan and lease losses | $497,000 | 1,795 |
| Total noninterest income | $224,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,710,000 | 6,266 |
| Salaries and employee benefits | $871,000 | 6,436 |
| Premises and equipment expense | $269,000 | 5,812 |
| Additional noninterest expense | $570,000 | 5,989 |
| Pre-tax net operating income | $663,000 | 7,146 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $575,000 | 6,507 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $575,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,696 |
| Cash dividends | $226,000 | 5,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $572,420 | 6,464 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,385,000 | 4,939 |
| Total interest expense | $3,851,000 | 3,846 |
| Net interest income | $2,534,000 | 6,137 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $229,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,497,000 | 7,119 |
| Salaries and employee benefits | $784,000 | 7,058 |
| Premises and equipment expense | $205,000 | 6,938 |
| Additional noninterest expense | $508,000 | 6,991 |
| Pre-tax net operating income | $1,116,000 | 5,361 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $242,000 | 6,559 |
| Income before extraordinary items | $885,000 | 4,939 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $885,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,600 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $876,310 | 4,914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 5,271 |
| Total interest expense | $3,614,000 | 4,034 |
| Net interest income | $2,280,000 | 6,726 |
| Provision for loan and lease losses | $144,000 | 3,734 |
| Total noninterest income | $249,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $1,454,000 | 7,419 |
| Salaries and employee benefits | $763,000 | 7,329 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $480,000 | 7,424 |
| Pre-tax net operating income | $931,000 | 6,279 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $167,000 | 7,980 |
| Income before extraordinary items | $764,000 | 5,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $764,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $764,000 | 5,613 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 5,848 |
| Total interest expense | $2,707,000 | 4,327 |
| Net interest income | $2,094,000 | 7,340 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $266,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $1,424,000 | 7,838 |
| Salaries and employee benefits | $746,000 | 7,551 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $501,000 | 7,847 |
| Pre-tax net operating income | $890,000 | 6,446 |
| Securities gains (losses) | $-61,000 | 11,190 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $658,000 | 6,167 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $658,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $706,190 | 5,934 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 6,144 |
| Total interest expense | $2,628,000 | 4,611 |
| Net interest income | $2,021,000 | 7,610 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $1,260,000 | 8,653 |
| Salaries and employee benefits | $647,000 | 8,414 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $892,000 | 6,376 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $219,000 | 7,275 |
| Income before extraordinary items | $684,000 | 6,214 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $684,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $675,640 | 6,019 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 6,495 |
| Total interest expense | $3,144,000 | 4,954 |
| Net interest income | $1,749,000 | 8,507 |
| Provision for loan and lease losses | $71,000 | 8,232 |
| Total noninterest income | $187,000 | 9,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $1,187,000 | 9,101 |
| Salaries and employee benefits | $613,000 | 8,701 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $434,000 | 9,156 |
| Pre-tax net operating income | $678,000 | 7,227 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $152,000 | 8,570 |
| Income before extraordinary items | $526,000 | 7,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $526,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $526,000 | 6,738 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.