Home > F&M Bank-Iowa Story County > Assets and Liabilities
F&M Bank-Iowa Story County, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $87,777,000 | 4,836 |
| Cash and due from depository institutions | $3,798,000 | 5,562 |
| Interest-bearing balances | $185,000 | 4,443 |
| Securities | $27,069,000 | 3,927 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 5,535 |
| Net loans & leases | $51,312,000 | 4,861 |
| Loan loss allowance | $897,000 | 3,651 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,473,000 | 3,261 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $875,000 | 6,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,777,000 | 4,836 |
| Total liabilities | $80,256,000 | 4,773 |
| Total deposits | $73,673,000 | 4,864 |
| Interest-bearing deposits | $67,027,000 | 4,626 |
| Deposits held in domestic offices | $73,673,000 | 4,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $990,000 | 2,410 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,778,000 | 2,371 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $815,000 | 4,115 |
| Total equity capital | $7,521,000 | 5,479 |
| Total bank equity capital | $7,521,000 | 5,479 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $2,750,000 | 4,452 |
| Undivided profits | $3,771,000 | 5,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 4,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $357,000 | 5,933 |
| Earning assets | $80,816,000 | 4,836 |
| Long-term assets (5+ years) | $27,878,000 | 2,502 |
| Average Assets, year-to-date | $87,882,200 | 4,622 |
| Average Assets, quarterly | $85,407,000 | 4,871 |
| Volatile liabilities | $8,288,000 | 5,540 |
| Insider loans | $7,000 | 9,193 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,523,000 | 3,733 |
| Tier 1 (core) risk-based capital | $7,387,000 | 5,366 |
| Tier 2 risk-based capital | $622,260 | 4,478 |
| Total risk weighted assets | $49,505,660 | 5,118 |
| Total unused commitments | $9,523,000 | 3,740 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 29 | 5,676 |
| Assets and Liabilities | ||
| Total Assets: | $90,925,000 | 4,692 |
| Cash and due from depository institutions | $1,398,000 | 5,676 |
| Interest-bearing balances | $206,000 | 3,875 |
| Securities | $28,742,000 | 3,764 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $56,734,000 | 4,513 |
| Loan loss allowance | $911,000 | 3,651 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,754,000 | 2,869 |
| Other real estate owned | $0 | 5,676 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $997,000 | 6,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,925,000 | 4,692 |
| Total liabilities | $83,434,000 | 4,586 |
| Total deposits | $78,998,000 | 4,569 |
| Interest-bearing deposits | $73,304,000 | 4,274 |
| Deposits held in domestic offices | $78,998,000 | 4,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,722 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,390,000 | 2,351 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,045,000 | 3,443 |
| Total equity capital | $7,491,000 | 5,449 |
| Total bank equity capital | $7,491,000 | 5,449 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $2,750,000 | 4,429 |
| Undivided profits | $3,741,000 | 5,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,005,000 | 2,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $371,000 | 5,974 |
| Earning assets | $85,982,000 | 4,572 |
| Long-term assets (5+ years) | $33,673,000 | 1,925 |
| Average Assets, year-to-date | $90,468,400 | 4,547 |
| Average Assets, quarterly | $90,607,000 | 4,654 |
| Volatile liabilities | $14,735,000 | 3,816 |
| Insider loans | $2,000 | 9,754 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,404,000 | 6,186 |
| Tier 1 (core) risk-based capital | $7,519,000 | 5,295 |
| Tier 2 risk-based capital | $662,260 | 4,194 |
| Total risk weighted assets | $52,731,760 | 4,833 |
| Total unused commitments | $3,404,000 | 6,195 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $89,193,000 | 4,883 |
| Cash and due from depository institutions | $1,498,000 | 6,541 |
| Interest-bearing balances | $131,000 | 4,355 |
| Securities | $34,773,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 8,185 |
| Net loans & leases | $50,286,000 | 5,023 |
| Loan loss allowance | $595,000 | 5,256 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,469,000 | 4,765 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,017,000 | 6,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,193,000 | 4,883 |
| Total liabilities | $82,061,000 | 4,770 |
| Total deposits | $80,709,000 | 4,602 |
| Interest-bearing deposits | $75,608,000 | 4,289 |
| Deposits held in domestic offices | $80,709,000 | 4,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,000 | 3,808 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $136,000 | 4,720 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,124,000 | 3,232 |
| Total equity capital | $7,132,000 | 5,724 |
| Total bank equity capital | $7,132,000 | 5,724 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $2,750,000 | 4,497 |
| Undivided profits | $3,382,000 | 5,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,222,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $346,000 | 6,306 |
| Earning assets | $85,340,000 | 4,725 |
| Long-term assets (5+ years) | $26,348,000 | 2,187 |
| Average Assets, year-to-date | $85,408,200 | 4,876 |
| Average Assets, quarterly | $88,544,000 | 4,868 |
| Volatile liabilities | $19,665,000 | 2,943 |
| Insider loans | $2,000 | 10,230 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,987,000 | 6,443 |
| Tier 1 (core) risk-based capital | $7,171,000 | 5,599 |
| Tier 2 risk-based capital | $595,000 | 4,629 |
| Total risk weighted assets | $48,507,900 | 5,171 |
| Total unused commitments | $2,987,000 | 6,458 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $81,148,000 | 5,299 |
| Cash and due from depository institutions | $1,244,000 | 6,788 |
| Interest-bearing balances | $130,000 | 4,624 |
| Securities | $34,511,000 | 3,662 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,779 |
| Net loans & leases | $41,664,000 | 5,668 |
| Loan loss allowance | $564,000 | 5,543 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,126,000 | 5,648 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $753,000 | 7,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,148,000 | 5,299 |
| Total liabilities | $74,665,000 | 5,193 |
| Total deposits | $73,650,000 | 5,045 |
| Interest-bearing deposits | $69,005,000 | 4,683 |
| Deposits held in domestic offices | $73,650,000 | 5,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000 | 3,725 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $22,000 | 4,898 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $984,000 | 3,679 |
| Total equity capital | $6,483,000 | 6,202 |
| Total bank equity capital | $6,483,000 | 6,202 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $2,750,000 | 4,479 |
| Undivided profits | $2,733,000 | 6,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 10,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,722 |
| Income earned, not collected on loans | $259,000 | 7,760 |
| Earning assets | $78,155,000 | 5,097 |
| Long-term assets (5+ years) | $20,317,000 | 2,468 |
| Average Assets, year-to-date | $77,197,000 | 5,312 |
| Average Assets, quarterly | $80,158,500 | 5,289 |
| Volatile liabilities | $16,008,000 | 3,161 |
| Insider loans | $6,000 | 10,659 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,112,000 | 4,450 |
| Tier 1 (core) risk-based capital | $6,436,000 | 6,088 |
| Tier 2 risk-based capital | $515,760 | 5,144 |
| Total risk weighted assets | $41,212,160 | 5,820 |
| Total unused commitments | $6,112,000 | 4,462 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $72,118,000 | 5,790 |
| Cash and due from depository institutions | $1,706,000 | 6,346 |
| Interest-bearing balances | $21,000 | 6,463 |
| Securities | $29,015,000 | 4,390 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $39,648,000 | 5,816 |
| Loan loss allowance | $454,000 | 6,599 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,039,000 | 5,967 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $710,000 | 8,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,118,000 | 5,790 |
| Total liabilities | $66,561,000 | 5,691 |
| Total deposits | $64,647,000 | 5,584 |
| Interest-bearing deposits | $60,381,000 | 5,205 |
| Deposits held in domestic offices | $64,647,000 | 5,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000 | 4,761 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,099,000 | 3,058 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $770,000 | 3,709 |
| Total equity capital | $5,557,000 | 6,636 |
| Total bank equity capital | $5,557,000 | 6,636 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $2,250,000 | 5,111 |
| Undivided profits | $2,307,000 | 6,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 11,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $228,000 | 7,882 |
| Earning assets | $68,684,000 | 5,620 |
| Long-term assets (5+ years) | $15,829,000 | 3,037 |
| Average Assets, year-to-date | $70,299,000 | 5,796 |
| Average Assets, quarterly | $70,769,000 | 5,838 |
| Volatile liabilities | $14,258,000 | 3,327 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,213,000 | 4,800 |
| Tier 1 (core) risk-based capital | $5,742,000 | 6,561 |
| Tier 2 risk-based capital | $454,000 | 5,701 |
| Total risk weighted assets | $38,496,000 | 6,063 |
| Total unused commitments | $5,213,000 | 4,808 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $69,559,000 | 6,106 |
| Cash and due from depository institutions | $1,698,000 | 7,348 |
| Interest-bearing balances | $127,000 | 6,016 |
| Securities | $25,541,000 | 5,125 |
| Federal funds sold & reverse repurchase agreements | $3,395,000 | 4,011 |
| Net loans & leases | $37,582,000 | 5,986 |
| Loan loss allowance | $424,000 | 7,120 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $813,000 | 6,945 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $530,000 | 9,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,559,000 | 6,106 |
| Total liabilities | $64,115,000 | 6,007 |
| Total deposits | $62,242,000 | 5,940 |
| Interest-bearing deposits | $57,957,000 | 5,617 |
| Deposits held in domestic offices | $62,242,000 | 5,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,000 | 3,867 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $980,000 | 2,791 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $817,000 | 3,661 |
| Total equity capital | $5,444,000 | 6,834 |
| Total bank equity capital | $5,444,000 | 6,834 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $2,250,000 | 5,083 |
| Undivided profits | $2,194,000 | 7,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 10,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,679 |
| Income earned, not collected on loans | $205,000 | 7,998 |
| Earning assets | $66,645,000 | 5,882 |
| Long-term assets (5+ years) | $14,989,000 | 3,314 |
| Average Assets, year-to-date | $67,028,600 | 6,151 |
| Average Assets, quarterly | $67,652,500 | 6,184 |
| Volatile liabilities | $9,818,000 | 4,147 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,838,000 | 4,999 |
| Tier 1 (core) risk-based capital | $5,444,000 | 6,741 |
| Tier 2 risk-based capital | $424,000 | 5,987 |
| Total risk weighted assets | $38,568,600 | 6,067 |
| Total unused commitments | $4,838,000 | 5,021 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $65,948,000 | 6,439 |
| Cash and due from depository institutions | $2,265,000 | 6,885 |
| Interest-bearing balances | $24,000 | 7,793 |
| Securities | $34,302,000 | 3,974 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $27,971,000 | 7,375 |
| Loan loss allowance | $333,000 | 8,354 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $740,000 | 7,423 |
| Other real estate owned | $0 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $670,000 | 8,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,948,000 | 6,439 |
| Total liabilities | $60,828,000 | 6,352 |
| Total deposits | $57,221,000 | 6,514 |
| Interest-bearing deposits | $53,700,000 | 6,116 |
| Deposits held in domestic offices | $57,221,000 | 6,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,000 | 3,687 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,811,000 | 1,723 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $730,000 | 4,235 |
| Total equity capital | $5,120,000 | 6,964 |
| Total bank equity capital | $5,120,000 | 6,964 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,500,000 | 6,543 |
| Undivided profits | $2,620,000 | 6,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 12,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $184,000 | 9,075 |
| Earning assets | $62,297,000 | 6,269 |
| Long-term assets (5+ years) | $16,134,000 | 3,057 |
| Average Assets, year-to-date | $65,371,200 | 6,341 |
| Average Assets, quarterly | $65,937,500 | 6,359 |
| Volatile liabilities | $8,812,000 | 4,511 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,025,000 | 5,240 |
| Tier 1 (core) risk-based capital | $5,120,000 | 6,892 |
| Tier 2 risk-based capital | $333,000 | 7,117 |
| Total risk weighted assets | $34,831,600 | 6,592 |
| Total unused commitments | $4,025,000 | 5,271 |
| Derivatives | $0 | 651 |